... Insurance . But what kind of insurance do you actually need? There's no 'one-size-fits-all' when it comes to insuring a ... of your work. Your Public Liability policy does not provide protection if there is financial loss ...
read more... involved. Businesses or consultants whose insurance coverage is not sufficient may need to draw funds from their own pockets and that is never a good thing. With professional indemnity insurance you do not have this ...
read more... accusations fly, you need to have protection in ... a court case which can proceed for months if not years . Having Professional Indemnity insurance means you can focus on getting back to business doing what you do ...
read more... accusations fly, you need to have protection in ... a court case which can proceed for months if not years . Having Professional Indemnity insurance means you can focus on getting back to business doing what you do ...
read more... insurance premium will most likely be. As you can see from the below graph, Real Estate Agents and Engineering consultants pay a ... their own preferred occupations. What one insurer may consider a high risk occupation may ...
read more... / property damage (unless these arise from a breach of your professional duty of care) What level of Professional Indemnity insurance do I need to consider ? BizCover offers Professional Indemnity ...
read more... incidents like harassment. So to give you a hand we've outlined a few of the key considerations around the need for adequate insurance for your business . Is insurance mandatory for your business? In New Zealand ...
read more... your insurance boils down to knowing what's in it, and what's not. For insurers, it's in their best interest for clients to know what they're purchasing. You don't need to know your policy by heart but having a rough ...
read more... What is NOT typically covered? Do I need Professional Indemnity Insurance Insurance? Professional Indemnity insurance ... outline a minimum level of cover required. Even if the contract does not ...
read moreDo I need professional indemnity insurance? Claim example What is Professional Indemnity Insurance? Professional Indemnity insurance is designed for professionals who provide advice or a service to their ...
read more... The risk of a claim being made ... need Public Liability Insurance? If you or your employees interact with other people while doing business in any way or form then you need it. For example: Consultants/Contractors ...
read more... What does Professional Indemnity Insurance cover? When you run your own business there is always the risk of a ... needs it most. Whether the allegation is real or alleged, your Professional Indemnity insurance ...
read more... so, how much cover do they require you to have? Do any of your work contracts specify that you must hold a certain level of PI insurance? What is the value of the jobs that you perform? What are the potential risks ...
read more... what is required of you, is the risks your business faces. Even with the minimum required insurance, you may also have a ... coverage is minimal. The things you will need to examine are; existing and intended areas ...
read more... Professional Indemnity insurance. Insurance policy pricing ... Do you have contracts with customers who require you to have a specific level of cover? The worst case scenario from the advice or service you provide - what ...
read more... a priority. From there, it's in your best interest to do a full risk audit, and decide what other special insurances your business needs ... all, insure your business against the kind of events that have the singular power ...
read more... you, and when the claim is lodged. What is Notification and Why is it important? In ... PI insurance, no matter how big or small Do not ignore any inklings or threats a client may have made in regards to a possible ...
read more... ensure a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance ... online sphere is well and truly a part of our daily lives. But what happens when the threat of your ...
read more... , review and revise different insurance companies - we've done that for you. With a few clicks or a quick phone call, you ... your reputation should the worst happen. What is covered? Damages and claimant costs ...
read more... , the business consultant, known for her no-nonsense approach in getting the job done, who simply ... have been scheming his old policy's demise for a while now, with what is a very elaborate plan. Andre's first order of ...
read more... initiative raising much-needed awareness of environmental issues across the globe. It's a great opportunity to reflect on how your business impacts on the environment and what can you can do to improve your environmental ...
read more... language, but it doesn't need to be complicated. If you are unsure what your policy covers you for, jump on the phone to your insurance service provider. Having a chat to a real-life consultant will help to explain all ...
read more... do you manage your own IT systems or do you outsource it to a professional IT consultant or company? What ... Liability insurance can be a valuable tool in protecting your business. What is Cyber Liability insurance cover? ...
read more... no longer panicked about GDPR, as he understood what he needed to do and that he was supported on his journey ... in the event of a claim my business can continue, and my family are not impacted. Insurance allows me to meet ...
read more... getting easier (and less expensive), the threat of a cyber incident means all businesses need a security plan to protect their business and they should consider a Cyber Insurance policy as an essential part of this plan ...
read more... instantly. ; Did you Know? To become a sole trader in New Zealand, you must have: A personal IRD ... (PI) insurance is designed to provide the essential financial protection you need as a Consultant, to safeguard ...
read more... can c over for financial loss as a result of an interruption to your business caused by an insured event. Find out more about the types of Business Insurance available and what kind of coverage they provide . ...
read moreWhy do Recruitment Consultants need it? Recruiting the right employees for your clients is your expertise and getting you the right insurance is ours. With just a few clicks or a single phone call, you'll get ...
read more... that meets your business's needs. Get covered against wide-ranging risks in minutes. An easier way to get the right insurance cover is just to give us a call - and we will do the rest. ; Did you know? Your level of ...
read more... ACC What does Public Liability Insurance cover and exclude? A Public Liability Insurance policy ... claims and circumstances What level of Public Liability Insurance do I need? BizCover is ...
read more... What does business insurance cover? Every business is different, with their own unique insurance needs ... Damage to the building, locks and safes as a result of a covered event will also be covered. Transit : ...
read more... shows a different story with some lower risk professional occupations, such as IT consultants, engineers ... each insurance company assesses risk in different ways, and as such, what one insurer may consider as a high-risk ...
read more... a quick review of your policy to understand exactly what your covered for so if you do need to make use of your policy there are no nasty surprises. Some things to include in your review are: Endorsements - does ...
read more... Building Property Portable Equipment Business Interruption Why do I need to consider Business Insurance? Your business assets are what help you stay in operation. Th e ...
read more... do Personal Trainers need it? Don't sweat the small stuff when it comes to making sure you have the right business insurance in place. Let the energetic team at BizCover do the crunches when it comes to providing a ...
read more... for your business you have a responsibility to provide a safe working environment and regardless of the lengths you go to in doing so, it's important to hold Employers Liability insurance. It protects you and your ...
read more... the right images for your brand . If you're unsure about what kind of image to put in an email, it's best to ... Here's how it's done. Cycle Surgery sent out an email that had a broken link. When the email ...
read more... ? Does your business or trade license require a minimum amount of cover? Do the terms of your lease require a minimum level of cover? Finally, think about what your level of risk and exposure could be. What kind of ...
read more... do, but what about everyone else? They're searching on their smartphone. Now, you don't need to be an SEO expert or spend heaps of money on ads, but you can do a few simple things to improve how you present yourself ...
read more... elements you need to keep in mind when pursuing a new business journey. At BizCover, the one thing we can do to help make your business dream a reality is provide hassle-free business insurance options to ...
read more... Did you Know? Commercial leases often require tenants to maintain Public Liability insurance and Glass insurance. There may also be a ... individual service tailored for their needs. Does your business provide professional ...
read more... insurance doesn't need to be time consuming or complicated. Simply select your preferred policy and in the bat of an eyelash you can be covered instantly. ; Did you Know? To be a ... . What kinds of risks does my ...
read more... the attacks, because they often lack the kind of robust security systems and back-up storage ... do to a business's reputation in the community could be just as harmful. This is where Cyber Liability insurance provides a ...
read more... What is Public Liability Insurance * ? One of the fundamental types of insurances for most kinds of businesses is Public Liability insurance. Public Liability insurance ... much cover do I need? No ...
read more... How Much Public Liability do I need? How much does it cost? Is Public Liability insurance a legal requirement? Do I need Public Liability Insurance Insurance? Public Liability insurance* is an important type ...
read more... Insurance? The short answer. Yes. The long answer. Absolutely yes. If you or your employees interact with other people while doing business in any way or form then you need it. For example: Consultants/Contractors ...
read more... during their day for a reason (2). SO HOW DO WE CELEBRATE? The first rule is to do what makes you, your ... focus on the negatives. In fact, we see insurance as a hugely positive part of your business plan. But the ...
read moreWhy do Marketing and Multimedia Professionals need it? As you help your clients increase their leads, sales and profits, we help you get your insurance to protect your business against potential pain-points. Being a ...
read more... ISP/Web/Internet Service IT Consultants IT Recruitment & Placement Services ... and that's where Business Insurance offers a suite of options to cater to your individual business needs, from material damage, loss ...
read moreWhy do immigration advisers need it? Grow your business with peace of mind. ; Did you Know? To be on the MARA list you will require a minimum of $250,000 Professional Indemnity (as at July 2017). ; Insurance ...
read more... . Available through a BizPack, Building insurance covers your building if it was damaged as a result of a fire, storm, malicious activity or another defined event listed in the policy. You may also need to consider ...
read more... do Mortgage Brokers need it? As a Mortgage Broker working in a ... a difficult position should it not be protected. ; Did you Know? An approved Mortgage Broker must have at least $1 million of cover. ; Insurance ...
read more... a claim out of your own pocket. ; Did you know? If you're subcontracting to another painter who has his or her own insurance ... a fire and other perils. The policy can be completely tailored to meet your specific needs ...
read moreWhy do Plumbers need it? Sorting out your business insurance doesn't need to be a drain. At BizCover we take the high-pressure out of arranging your insurance by providing competitive online quotes from leading ...
read more... need it? Whether you're a sparkie, a chippy or a jack-of-all-trades, you know the amount of hard-yacka that goes into a day at the office! So when it comes down to the nuts and bolts of getting your business insurance ...
read more... clients visit your office for their calculations? Or do you provide an in-home service? If yes, then Public Liability Insurance is a vital type of insurance to protect your business against financial losses arising from ...
read more... in, adding financial stress and strain that you could do without. This is where Business Interruption* insurance can help. It provides cover for financial loss as a result of an interruption to your business caused by ...
read more... items of stock. ; Did you know? Cover is limited for unspecified items. ; What's typically covered*? Loss or ... it to be covered by your insurance. ; ; *As with any insurance, cover will be subject to ...
read more... and recognising when a data breach has occurred? Do you have sufficient resources and an incident response plan to manage a cyber incident? What does Cyber Liability insurance typically cover ...
read moreWhy do Travel Agents and Tour Operators need it? Sorting out your clients' itinerary is fun, and so is sorting out your business insurance. With just 4 steps or one phone call, you can get quotes online in minutes ...
read more... insurance policy might not cover all the liabilities related to your business. As an example most home and contents policies do not cover you for property damage to a ... and so your insurance needs will also be changing ...
read more... protect the things needed to make your business run smoothly every day. Business Insurance is designed to ... of the increased costs of running your business as a result of interruption caused by events covered under ...
read more... do Bookkeepers need it? You focus on keeping your clients' books neat, and we focus on sorting out your business insurance ... it easy for you to arrange your business insurance - just a few clicks and one phone call, you ...
read more... kind of thing that gets business owners excited, that is until something happens and the time comes to claim on your insurance ... and eliminate the need of proving ownership, and a good way to get this done is by having an ...
read more... same time, be happier at work. To-do lists Work to a daily or weekly to-do list. The list should set out your ... of stress and potential solutions to them. Explore what you worry about most often and why, whether ...
read more... is Covered? When would I need Public Liability insurance? What could cause a claim? What is typically NOT covered by Public Liability insurance? What does Public Liability Insurance cover? No matter how big ...
read more... business free of financial risk. Phew! What does it cover? Protect against 3rd party ... a contract with a large organisation they may stipulate that you have certain insurances to work for them. For example, doing ...
read more... can make a wish for their business, and they need not be a policy holder with BizCover's insurance service to win ... are some of the winners from BizGiver AU: How does it work? For your small business to be in ...
read more
It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me.
Definitely r
Patricia Copp
Consultancy Occupations
Easy to deal with; did as they said. ie when I asked them to call back they did.
Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A
Alisa Drewett
Medical
They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn
Monique Princen
Information Technology
The website was v easy to use. I could answer all the questions. It was a simple quick process, I was impressed. Thanks
First Advice's quoting system does my head in, you have to be clued to the instructions, this was a breath of fresh air.
Virginia McCabe
Information Technology
Follow up was not what I required. To long to get feedback on queries.
Bruce CHRISTIAN
Trades & Services
I loved being able to do everything online
Dory Connor
Consultancy Occupations
Just so you know, this is the 2nd review I've been asked to do.
BizCover staff were accommodating, I didn't have to wait long for service, they were knowledgeable and polite, listened well and gave excellent information and advice to me.
Kate Carlisle
Allied Health
Super easy in every way. All done online.
Sonya Horne
Allied Health
Seamless - everything done online with no intervention required.
RAJAN SHANKER
Information Technology
Excellent so far, Sam was very good with providing the details and doing the follow-up.
The sale was closed by someone else as he was not available. but 100/100 for Sam
Amita Sethi
Information Technology
So fast and easy! All done in 5 minutes.
Jemima Lewis
Information Technology
I found very efficant no hassle with doing quote or buying the cover
Desmond Procter
Trades & Services
Online was straight forward and quick. The call I made addressed my needs and gave me a solution to my issue. Liked getting options and pricing was competitive
Megan Curry
Consultancy Occupations
Its been very easy to re-instate my isurance for the next 12 months. I do not really have any additional comments to make because i have not been provided any special service. I would definitely do business with you again
Sharon Williams
Information Technology
It was a very sttaightforward process
Knut Stoyl
Consultancy Occupations
Very easy to get a quote and get cover. Great pricing and easy to understand.
Ann-Maree Ozanne
Accounting and Taxation
Quick and easy to use, had no issues getting a quote or paying once I'd decided to go with Bizcover.
Ness Macdonald
Allied Health
Good service - a little pushy with the reminders
Michael Alan Baylis
Architecture & Surveying
Real easy to renew your cover and they email you a reminder.
Joseph Caldwell
Information Technology
All good and professional apart form the call back time. I was rushed into agreeing that I had read and understood things that I had not even seen. It would have been better to explain that the call was going to take over 10 minutes and there there were a
Chris Boyce
Information Technology
So darn easy to set up and at a reasonable price
Kirsty McIntosh
Information Technology
Definitely a good tele-support for an email query.
Scorpio fibre optics limited Mt Eden
Information Technology
A real person promptly answered my phone call - no redirection / no music while holding!!
Quick and efficient answers to my questions.
Astrid Herbert
Trades & Services
Excellent online service, frequent reminders of the expiry date, and a reasonable cost for the protection.
David Crockett
Trades & Services
have referred a work mate to BizCover, overall happy
Doug Fowler
Trades & Services
Quick to send through a quote. Had difficulty getting answers to questions because my contact person was away sick. Apart from that I was very happy with the price
Paul Exton
Trades & Services
Very slick and quick service with a great premium price for the cover. All done on-line with no long forms to fill in.
Stephen Hutchins
Information Technology
Awesome experience. Talking to a real person that had a pleasant persona. Was just so easy and I think it was Aaron?? was great to deal with. Gave us some discount as we are recognised as an existing client which is always a good feel thing and also that
Pete Halligan
Trades & Services
I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!
Alison McDonald
Consultancy Occupations
Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu
Layla Dowthwaite
Consultancy Occupations
Nice and fast, but not immediately obvious where to download insurance certificate.
Charles Brooks
Consultancy Occupations
Highly recommended way of doing business insurance with out hassles and cost effective
Peter Digby
Manufacturing
Independent feedback from our customers rated our service at excellent.
BizCover offers Professional Indemnity policies from a range of insurers with cover limits from $250K to $10M. When determining how much cover you need, consider the following:
Ensure you review your insurance regularly to assess your exposure risk and increase your level of cover accordingly.