0508 249 268 Call

Types of small business insurance in New Zealand

... Insurance . But what kind of insurance do you actually need? There's no 'one-size-fits-all' when it comes to insuring a ... of your work. Your Public Liability policy does not provide protection if there is financial loss ...

read more

What is Professional Indemnity Insurance?

Do I need professional indemnity insurance? Claim example What is Professional Indemnity Insurance? Professional Indemnity insurance is designed for professionals who provide advice or a service to their ...

read more

Professional Indemnity Insurance

... so, how much cover do they require you to have? Do any of your work contracts specify that you must hold a certain level of PI insurance? What is the value of the jobs that you perform? What are the potential risks ...

read more

Help Protect your small business' reputation

... ensure a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance ... online sphere is well and truly a part of our daily lives. But what happens when the threat of your ...

read more

BizCover & NZTA

... , review and revise different insurance companies - we've done that for you. With a few clicks or a quick phone call, you ... your reputation should the worst happen. What is covered? Damages and claimant costs ...

read more

Customer Spotlight: TwoBlackLabs

... no longer panicked about GDPR, as he understood what he needed to do and that he was supported on his journey ... in the event of a claim my business can continue, and my family are not impacted. Insurance allows me to meet ...

read more

Cyber Insurance - Is it worth it?

... getting easier (and less expensive), the threat of a cyber incident means all businesses need a security plan to protect their business and they should consider a Cyber Insurance policy as an essential part of this plan ...

read more

Insurance for Consultants

... instantly. ; Did you Know? To become a sole trader in New Zealand, you must have: A personal IRD ... (PI) insurance is designed to provide the essential financial protection you need as a Consultant, to safeguard ...

read more

What is Business Insurance

... can c over for financial loss as a result of an interruption to your business caused by an insured event. Find out more about the types of Business Insurance available and what kind of coverage they provide . ...

read more

Insurance for Recruitment Consultants

Why do Recruitment Consultants need it? Recruiting the right employees for your clients is your expertise and getting you the right insurance is ours. With just a few clicks or a single phone call, you'll get ...

read more

Insurance for Handyman

... that meets your business's needs. Get covered against wide-ranging risks in minutes. An easier way to get the right insurance cover is just to give us a call - and we will do the rest. ; Did you know? Your level of ...

read more

What does business insurance cover

... What does business insurance cover? Every business is different, with their own unique insurance needs ... Damage to the building, locks and safes as a result of a covered event will also be covered. Transit : ...

read more

How much does Public Liability Insurance cost?

... shows a different story with some lower risk professional occupations, such as IT consultants, engineers ... each insurance company assesses risk in different ways, and as such, what one insurer may consider as a high-risk ...

read more

It's Time for an Insurance Health Check!

... a quick review of your policy to understand exactly what your covered for so if you do need to make use of your policy there are no nasty surprises. Some things to include in your review are: Endorsements - does ...

read more

Insurance for Personal Trainers

... do Personal Trainers need it? Don't sweat the small stuff when it comes to making sure you have the right business insurance in place. Let the energetic team at BizCover do the crunches when it comes to providing a ...

read more

Public Liability Insurance

... ? Does your business or trade license require a minimum amount of cover? Do the terms of your lease require a minimum level of cover? Finally, think about what your level of risk and exposure could be. What kind of ...

read more

7 Ways to Grow Sales in a Café Business

... do, but what about everyone else? They're searching on their smartphone. Now, you don't need to be an SEO expert or spend heaps of money on ads, but you can do a few simple things to improve how you present yourself ...

read more

Insurance for Shop Owners

... Did you Know? Commercial leases often require tenants to maintain Public Liability insurance and Glass insurance. There may also be a ... individual service tailored for their needs. Does your business provide professional ...

read more

Insurance for Beauty Salons

... insurance doesn't need to be time consuming or complicated. Simply select your preferred policy and in the bat of an eyelash you can be covered instantly. ; Did you Know? To be a ... . What kinds of risks does my ...

read more

Do I need Public Liability Insurance?

... How Much Public Liability do I need? How much does it cost? Is Public Liability insurance a legal requirement? Do I need Public Liability Insurance Insurance? Public Liability insurance* is an important type ...

read more

What is Public Liability Insurance?

... Insurance? The short answer. Yes. The long answer. Absolutely yes. If you or your employees interact with other people while doing business in any way or form then you need it. For example: Consultants/Contractors ...

read more

The Art of Celebrating a Win this Winter

... during their day for a reason (2). SO HOW DO WE CELEBRATE? The first rule is to do what makes you, your ... focus on the negatives. In fact, we see insurance as a hugely positive part of your business plan. But the ...

read more

Insurance for IT Professionals

... ISP/Web/Internet Service IT Consultants IT Recruitment & Placement Services ... and that's where Business Insurance offers a suite of options to cater to your individual business needs, from material damage, loss ...

read more

Insurance for Immigration Advisers

Why do immigration advisers need it? Grow your business with peace of mind. ; Did you Know? To be on the MARA list you will require a minimum of $250,000 Professional Indemnity (as at July 2017). ; Insurance ...

read more

Insurance Options for Retailers

... . Available through a BizPack, Building insurance covers your building if it was damaged as a result of a fire, storm, malicious activity or another defined event listed in the policy. You may also need to consider ...

read more

Insurance for Mortgage Brokers

... do Mortgage Brokers need it? As a Mortgage Broker working in a ... a difficult position should it not be protected. ; Did you Know? An approved Mortgage Broker must have at least $1 million of cover. ; Insurance ...

read more

Insurance for Painters

... a claim out of your own pocket. ; Did you know? If you're subcontracting to another painter who has his or her own insurance ... a fire and other perils. The policy can be completely tailored to meet your specific needs ...

read more

Insurance for Plumbers

Why do Plumbers need it? Sorting out your business insurance doesn't need to be a drain. At BizCover we take the high-pressure out of arranging your insurance by providing competitive online quotes from leading ...

read more

Insurance for Tradesmen

... need it? Whether you're a sparkie, a chippy or a jack-of-all-trades, you know the amount of hard-yacka that goes into a day at the office! So when it comes down to the nuts and bolts of getting your business insurance ...

read more

Insurance for Accountants & Tax Agents

... clients visit your office for their calculations? Or do you provide an in-home service? If yes, then Public Liability Insurance is a vital type of insurance to protect your business against financial losses arising from ...

read more

Do I need Business Insurance

... in, adding financial stress and strain that you could do without. This is where Business Interruption* insurance can help. It provides cover for financial loss as a result of an interruption to your business caused by ...

read more

Tool and Portable Equipment Insurance

... items of stock. ; Did you know? Cover is limited for unspecified items. ; What's typically covered*? Loss or ... it to be covered by your insurance. ; ; *As with any insurance, cover will be subject to ...

read more

Insurance for Travel Agents and Tour Operators

Why do Travel Agents and Tour Operators need it? Sorting out your clients' itinerary is fun, and so is sorting out your business insurance. With just 4 steps or one phone call, you can get quotes online in minutes ...

read more

Business Insurance

... protect the things needed to make your business run smoothly every day. Business Insurance is designed to ... of the increased costs of running your business as a result of interruption caused by events covered under ...

read more

Insurance for Bookkeepers

... do Bookkeepers need it? You focus on keeping your clients' books neat, and we focus on sorting out your business insurance ... it easy for you to arrange your business insurance - just a few clicks and one phone call, you ...

read more

Conquering Stress and a Heavy Workload

... same time, be happier at work. To-do lists Work to a daily or weekly to-do list. The list should set out your ... of stress and potential solutions to them. Explore what you worry about most often and why, whether ...

read more

What does Public Liability Insurance Cover?

... is Covered? When would I need Public Liability insurance? What could cause a claim? What is typically NOT covered by Public Liability insurance? What does Public Liability Insurance cover? No matter how big ...

read more

What does Public Liability Insurance Cover?

... business free of financial risk. Phew! What does it cover? Protect against 3rd party ... a contract with a large organisation they may stipulate that you have certain insurances to work for them. For example, doing ...

read more

Reviews related to What Kind Of Insurance Does A Consultant Need

  • It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me. Definitely r

    Patricia Copp
    Consultancy Occupations

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett
    Medical

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

  • The website was v easy to use. I could answer all the questions. It was a simple quick process, I was impressed. Thanks First Advice's quoting system does my head in, you have to be clued to the instructions, this was a breath of fresh air.

    Virginia McCabe
    Information Technology

  • Follow up was not what I required. To long to get feedback on queries.

    Bruce CHRISTIAN
    Trades & Services

  • I loved being able to do everything online

    Dory Connor
    Consultancy Occupations

  • Just so you know, this is the 2nd review I've been asked to do. BizCover staff were accommodating, I didn't have to wait long for service, they were knowledgeable and polite, listened well and gave excellent information and advice to me.

    Kate Carlisle
    Allied Health

  • Super easy in every way. All done online.

    Sonya Horne
    Allied Health

  • Seamless - everything done online with no intervention required.

    RAJAN SHANKER
    Information Technology

  • Excellent so far, Sam was very good with providing the details and doing the follow-up. The sale was closed by someone else as he was not available. but 100/100 for Sam

    Amita Sethi
    Information Technology

  • So fast and easy! All done in 5 minutes.

    Jemima Lewis
    Information Technology

  • I found very efficant no hassle with doing quote or buying the cover

    Desmond Procter
    Trades & Services

  • Online was straight forward and quick. The call I made addressed my needs and gave me a solution to my issue. Liked getting options and pricing was competitive

    Megan Curry
    Consultancy Occupations

  • Its been very easy to re-instate my isurance for the next 12 months. I do not really have any additional comments to make because i have not been provided any special service. I would definitely do business with you again

    Sharon Williams
    Information Technology

  • It was a very sttaightforward process

    Knut Stoyl
    Consultancy Occupations

  • Very easy to get a quote and get cover. Great pricing and easy to understand.

    Ann-Maree Ozanne
    Accounting and Taxation

  • Quick and easy to use, had no issues getting a quote or paying once I'd decided to go with Bizcover.

    Ness Macdonald
    Allied Health

  • Good service - a little pushy with the reminders

    Michael Alan Baylis
    Architecture & Surveying

  • Real easy to renew your cover and they email you a reminder.

    Joseph Caldwell
    Information Technology

  • All good and professional apart form the call back time. I was rushed into agreeing that I had read and understood things that I had not even seen. It would have been better to explain that the call was going to take over 10 minutes and there there were a

    Chris Boyce
    Information Technology

  • So darn easy to set up and at a reasonable price

    Kirsty McIntosh
    Information Technology

  • Definitely a good tele-support for an email query.

    Scorpio fibre optics limited Mt Eden
    Information Technology

  • A real person promptly answered my phone call - no redirection / no music while holding!! Quick and efficient answers to my questions.

    Astrid Herbert
    Trades & Services

  • Excellent online service, frequent reminders of the expiry date, and a reasonable cost for the protection.

    David Crockett
    Trades & Services

  • have referred a work mate to BizCover, overall happy

    Doug Fowler
    Trades & Services

  • Quick to send through a quote. Had difficulty getting answers to questions because my contact person was away sick. Apart from that I was very happy with the price

    Paul Exton
    Trades & Services

  • Very slick and quick service with a great premium price for the cover. All done on-line with no long forms to fill in.

    Stephen Hutchins
    Information Technology

  • Awesome experience. Talking to a real person that had a pleasant persona. Was just so easy and I think it was Aaron?? was great to deal with. Gave us some discount as we are recognised as an existing client which is always a good feel thing and also that

    Pete Halligan
    Trades & Services

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

  • Nice and fast, but not immediately obvious where to download insurance certificate.

    Charles Brooks
    Consultancy Occupations

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby
    Manufacturing

Get instant quotes



Independent feedback from our customers rated our service at excellent.

Get the cover that is right for you

BizCover offers Professional Indemnity policies from a range of insurers with cover limits from $250K to $10M. When determining how much cover you need, consider the following:

  • Are there any statutory requirements for your profession?
  • Are you a member of a professional body or association with a set requirement to hold PI insurance? If so, how much cover do they require you to have?
  • Do any of your work contracts specify that you must hold a certain level of PI insurance?
  • What is the value of the jobs that you perform?
  • What are the potential risks (i.e. what could go wrong?) and what are the potential costs to rectify any mistakes?
  • What would the legal and investigation costs add up to if any action was taken against you?

Ensure you review your insurance regularly to assess your exposure risk and increase your level of cover accordingly.