Good Public Liability Plasterer

Good Public Liability Plasterer

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Tradie Guide to Public Liability Insurance

... . Carpenters. Gardeners. Decorators. Painters. Plumbers. Tilers. Shop fitters.. Plasterers. Mobile mechanics. Five situations where Public Liability Insurance can help tradies Accidentally causing damage to someone's ...

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What does Public Liability Insurance Cover?

... businesses from the financial impact of claims made against you. While there are many situations in which a Public Liability policy operate, these are some of the common reasons why someone may make a claim: Damage to a ...

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How much does Public Liability Insurance cost?

... you select. To give you an idea, we have put together a snapshot of how much a stand-alone Public Liability insurance policy can cost for a small business, by analysing data from BizCover policies sold over the course of ...

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What is Public Liability Insurance?

... any at all. If the risk to your businesses is such that you would go out of businesses should you experience a public liability claim, then you need to have it. It's as simple as that. And if you are doing business with ...

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What does Public Liability Insurance Cover?

... . And sure enough by Murphy's Law, if anything can go wrong it might just happen within your business premises. Public Liability (PL) insurance is designed to provide peace of mind when these unforeseen incidents occur ...

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Public Liability Insurance

... your clients rely on you to get the job done, a mistake in your line of work could be costly. Public Liability Insurance allows you to cover yourself if, and when, you do slip up in your day-to-day operations. Accidents ...

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Do I need Public Liability Insurance?

... do I need? How much does it cost? Is Public Liability insurance a legal requirement? Do I need Public Liability Insurance Insurance? Public Liability insurance* is an important type of cover, as it can provide protection ...

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Public Liability Insurance Explained

... any at all. If the risk to your businesses is such that you would go out of businesses should you experience a public liability claim, then you need to have it. It's as simple as that. And if you are doing business with ...

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Managing your Public Liability risks as a tradie

... first types of insurances you may have taken out. The last thing you want to be faced with is a Public Liability claim, so we've created a guide on how to manage your risks as a tradie. Working with tools, specialised ...

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It's Time for an Insurance Health Check!

... is growing and your level of exposure increases you may need to consider increasing the level of public liability insurance that you hold. Are there statutory requirements you need to meet (certain contracts may have ...

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Customer Spotlight: Scotchbox

... protect his Scotchbox stock. “I chose to insure my business because I want to be protected from public liability, selling food and drink to consumers and alcohol specifically I could be responsible for issues or problems ...

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Why do brilliant business ideas sometimes fail?

... business. Some of the typical types of business insurance you may need to consider include: Public Liability insurance * Professional Indemnity insurance * Business Insurance * Building insurance * Contents insurance * ...

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6 Reasons why some small businesses fail

... . Some of the typical types of business insurance you may like to consider include: Public Liability insurance* Professional Indemnity insurance * Business Insurance* Building insurance* Contents insurance* Business ...

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How To Start A Small Business

... market. Some of the typical kinds of business insurance include: Public Liability insurance Professional Indemnity insurance Business Insurance Cyber Liability Start your new business journey with peace of mind knowing ...

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10 Ways To Help Protect Your Small Business

... unique business insurance needs. Insurance products purchased through BizCover span from the basics like Public Liability and Professional Indemnity to Business Insurance and more.* Our online platform takes the drama ...

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A Tradies Guide To Protecting Tools

... tools is to get your business insurance * sorted. While you may be familiar with policies like Public Liability, did you know there is insurance available specifically for your tools? Portable Equipment cover, also known ...

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Complete Guide to Business Insurance

... . Some of the types of business insurance coverages available include: Building/ property (Public Liability) Property (Contents) Portable Equipment (e.g. glass, electronic equipment) Business Interruption Why ...

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A Calmer Therapy Wins BizGiver Grant

... the latest recipient of the BizGiver NZ grant. She has been insured for Professional Indemnity and Public Liability through BizCover since 2018. We are proud to support her small business journey! We interviewed Eileen ...

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8 Steps to Manage Anxiety for Psychologists

... from claims of losses as a result of actual or alleged negligent acts or omissions. You may also wish to consider Public Liability as part of your psychologist insurance, which will assist if a client or member of the ...

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Tips for How to Start a Carpentry Business

... . There are many carpenter insurance policies available that cover different business risks, such as: Public Liability* – Protects against third-party claims of injury or property damage. Portable Equipment* – Helps you ...

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How To Start Your Own Trade Business in NZ

... ' finances against common claims that tradespeople face on the job. Different policies, such as Public Liability and Business Insurance, cover tradespeople against a wide range of events. This could include accidentally ...

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Anything Aluminium Wins BizGiver Grant

... . Congratulations to Lewis Trickett for being the latest recipient of the BizGiver grant. He currently has Public Liability with BizCover since he started his small business. We are proud to support Lewis and Anything ...

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Hair Salon Business Tips

... , so it's also prudent to have a safeguard in place in the form of beauty salon insurance. Public Liability insurance is an essential form of insurance for beauty salons as it provides peace of mind against claims made ...

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4 Tips For Starting An Online Business

... small business insurance in place can help protect your online business from a number of risks. A Public Liability policy is important for small business owners that operate and sell products online. It gives you peace ...

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Digital Marketing Tips For Tradies

... owners throughout New Zealand to reduce the risks to their business via business insurance * , including Public Liability insurance , and small business insurance. Visit bizcover.co.nz and get business insurance for your ...

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How To Market Your Accounting Business Online

... throughout New Zealand to reduce the risks to their business via business insurance , including Public Liability insurance , Professional Indemnity insurance and small business insurance. Visit bizcover.co.nz and get ...

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How To Get More Accounting Clients

... New Zealand to reduce the risks to their business via business insurance , including Professional Indemnity, Public Liability insurance , and small business insurance. Visit bizcover.co.nz and get business insurance for ...

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Tips To Find Your First Clients As A Contractor!

... business and work up with the protection provided by different types of policies, like Professional Indemnity and Public Liability insurance. From a potential client's point of view, it also means that you value them and ...

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What Are Independent Agreements For Contractors?

... actual or alleged negligent acts or omissions in the provision of your professional service or advice. Public Liability — Covers you if a third-party claims that your negligent business activities caused them injury or ...

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How To Start Your Own Accounting Business

... , CPA) and to protect your business from losses from any errors and omissions that may arise. Public Liability Insurance could also benefit your business by protecting it against any financial losses that may arise from ...

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How Tradies can use LinkedIn

... can help tradespeople reduce their risk. Trade insurance may include: Tool and Portable Equipment insurance ; Public Liability insurance ; and Business Insurance . BizCover NZ can tailor your trade insurance to match the ...

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How to Increase Leads on Tradie Websites

... Zealand reduce their risk. Trade insurance may include the following types of business insurance: – Public Liability insurance – Business Insurance – Tool and Portable Equipment insurance BizCover NZ can customise your ...

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How to Optimise a Tradie Website

... may include the following types of business insurance: Tool and Portable Equipment insurance ; Business Insurance ; and Public Liability insurance . You may have a one-man tradie band, or you may have a small group of ...

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How to set up Google Ads for Tradies

... help tradespeople reduce their risk. Trade insurance may include the following types of business insurance: – Public Liability insurance – Business Insurance – Tool and Portable Equipment insurance You may have a one-man ...

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How Trust Can Boost Sales For Tradie Businesses

... business, your clients risk not being properly compensated for a claim. This is why disclosing your Public Liability insurance, which protects your business from such claims, builds trust and could be the difference ...

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How Tradies Can Use Social Media To Get Quotes

... in case something goes wrong. One of the most important types of insurance for tradies is Public Liability insurance. It provides compensation for property damage and personal injury, and death, in situations that are ...

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Digital Marketing Mistakes Tradies Make

... one type of tradie insurance that your customers may want to know about – Public Liability insurance. Often referred to as General Liability, it gives you - and your customers – peace of mind, protecting you and ...

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Tips For Following Up On Trade Quotes

... support a claim if you accidentally injure them or damage their property. Disclosing that you have Public Liability insurance, which can provide protection in both situations, may give your customers the assurance they ...

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A Sole Trader's Guide to Building a Website

... business*. BizCover offers business insurance solutions to help all kinds of sole trader businesses from Public Liability* to Tool Cover and protecting your bricks and mortar with Building and Contents insurance* too ...

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A Sole Traders Guide to Understanding SEO

... business*. BizCover offers business insurance solutions to help all kinds of sole trader businesses from Public Liability* to Tool Cover and protecting your bricks and mortar with Building and Contents insurance* too ...

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How to Grow Your Mechanic Business

... you have the appropriate levels of mechanic business insurance in place to protect your business*. From Public Liability insurance* to getting your tools covers, insurance for mechanics is there for when you need it ...

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A Contractors Guide to Saving Money at EOFY

... when it comes to shopping around for business insurance options, save time and swing by BizCover. From Public Liability insurance* to Tool Cover* and Business Insurance*, we provide multiple quotes in the click of mouse ...

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Top Digital Marketing Tips For Contractors

... BizCover can help with in the click of a button or a simple phone call. Whether it's Public Liability insurance* or protection for words of advice with Professional Indemnity insurance*, BizCover is here to help. Visit ...

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How To Start An Engineering Firm

... certain insurances in place before you can start working with your clients. Here are two examples: Public Liability insurance* may be required before you can visit certain work sites. If you are working with contracts ...

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Saving Hacks- Business Insurance For Tradies

... some time when it comes to renewal time and check your policy. Many forms of business insurance, including Public Liability* may have pricing that is partly affected by a business' size. This is measured by factors like ...

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Scholarships

... Zealand's leading insurers, including DUAL, AIG, and QBE. With the option to include Professional Indemnity, Public Liability, and Business Insurance, we will ensure you get the best cover for your business at the right ...

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Insurance Options for Retailers

... a look at some of the insurances available through BizCover which can help protect your retail business. Public Liability insurance * This is one of the first insurances a retail business will typically take out to cover ...

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Insurance for Shop Owners

... 4.6/5 for Customer Experience Really happy I called you! I have received a quote for public liability and statutory liability from Rothburys, and your quote has literally saved me $1000 on that insurance over the year ...

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Reviews related to Good Public Liability Plasterer

  • You made the purchasing of public liability cover simply easy and straight forward

    Peter McLaughlin
    Trades & Services

  • It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me. Definitely r

    Patricia Copp
    Consultancy Occupations

Who Needs Insurance for Tradesmen?

Whether you’re a a sole trader or a jack-of-all-trades, you know the amount of hard yakka that goes into a day at the office! Being a tradie no two days on the job are the same, and when a spanner gets thrown into the works, that’s where business insurance can help save the day.

Maybe you’re running a one-man band or have a hive of workers helping you get the jobs the done. Business insurance can be tailored to suit the risks and needs of your unique tradie business, no matter how big or small.

Did You Know?

Did you know that Portable Equipment insurance can protect your tools anywhere in New Zealand? Portable Equipment only provides cover for you tools in the event they are lost or stolen.

Insurance for Tradesmen

Public Liability*

Don’t get stuck between a wall and hard place by not having Public Liability insurance. It’s a crucial form of cover to protect you and your business against claims arising from third party property damage and accidental injury (not covered by the ACC).

Even if you’re the best in business, accidents can and do happen – it could be knocking down the wrong wall or accidentally damaging an expensive piece of artwork. So don’t be a tool and get yourself the right cover for when things go a little haywire.

If you’re working as a contractor or are a member of a trade association, make sure you check to see if there’s a minimum level of cover required.

Business Insurance*

Your tools are essential to your business and the very reason why you nail those jobs! Chances are you have a few in the toolbox too, and when you do the math, they would be worth a fair few bob.

Thankfully, Portable Equipment cover will ensure peace of mind by ensuring you won’t be left out of pocket if they are lost, damaged or stolen.

Protect your business today.

Tradesmen covers a broad range of professions.

  • Carpenters & Woodworkers
  • Garden & Lawn Maintenance
  • Electricians
  • Painters
  • Handymen
  • Bricklayers
  • Plumbers
  • Tilers
  • Concreters

Claim examples**

A landscaper working at a private residence needed to hire a small item of plant to complete the job. Whilst operating the machinery he accidentally lost control and damaged the side of his client’s house. Fortunately, the landscaper had Public Liability cover and his insurer quickly agreed that the third-party property damage arose out of the operation of the insured’s business activity and settled with the homeowner’s own insurer within a week. Importantly though, the insured has continued to do business for that customer.

Frequently Asked Questions (FAQs)

What is the difference between Public Liability and Portable Equipment insurance?

Public Liability insurance covers you if a third-party claim that your negligent business activities caused them injury or property damage or personal injury (not covered by the ACC). This includes defence costs cover.

How much does business insurance cost?

To receive an accurate idea of the cost involved get a quote with BizCover today

Why should Tradies choose BizCover for their Insurance?

At BizCover, our task is to make insurance a stress-free experience. Our platform is designed to help you compare quotes and get the right cover you need so you can get back to more important things like running your business. But if you are still not convinced, here are a few other reasons why you should choose BizCover for your insurance.

New Zealand’s number one online insurance company

We take pride in the 10,000 small businesses we have helped already… and counting.

Clear and competitive pricing

Our platform is as clear as the Aotearoa air and as competitive as the All Blacks. You can compare and choose from a range of competitive prices right from your computer.

Built for small business

At BizCover we know what insurance tradies need. We also know makes small businesses tick.

We won’t bore you with jargon

We’re not fans of complicated insurance speak, so we talk to you in plain English. If you want to brush up on your Latin, look elsewhere.

How do I make a claim on my insurance policy?

Are you a tradie that needs to make a claim? No worries at all! We’re here to assist you through the process and get you back to business. Simply download, complete the Claim Notification Form and return to claims@bizcover.co.nz. We’ll manage the process with the insurer for you, while our dedicated claims consultants keep you informed every step of the way. Alternatively, if you would like to contact us by phone, our customer service team are here to help you on Ph. 0508 249 268.

**The provision of the claims examples are for illustrative purposes only and should not be seen as an indication as to how any potential claim will be assessed or accepted. Cover for a claim will depend on the specific circumstances around the loss and would be subject to the terms and conditions of the policy concerned. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained in this page is general only.  Coverage for claims on the policy will be determined by the insurer, not BizCover NZ, and will depend on the specific facts and circumstances involved.

Need Help?

Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. 

You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents. 

 

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