What is the difference between Tool & Portable Equipment insurance and Contents (Property) insurance?

Tool & Portable Equipment insurance covers the cost of the things you take on-the-job with you anywhere in New Zealand. Contents insurance covers the things which stay on your premises.

What is the difference between Contents (Property) insurance and Building insurance?

Both cover damage caused by storm, fire, and theft or break in, but Contents (Property) protects the money, equipment, stock, and glass in your building, while Building Cover protects the building you operate out of.

Are my tools covered if they were stolen out of my van?

Tool & Portable Equipment insurance can cover you if your tools are stolen from your locked van, ute, or work vehicle. When you make a claim, we will assess if the stolen equipment was stored securely.

Can I buy Business Vehicle insurance for my work ute or van?

Unfortunately, BizCover does not currently offer Business Vehicle Insurance. However, we can help protect the tools of trade and portable equipment securely stored inside your work vehicle with Tool & Portable Equipment insurance. So, if your tools are stolen from your locked ute or van, your policy can help replace them (subject to the policy terms).

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Public Liability Insurance: 5 Tips for choosing the best policy for your business

If you’re a sole trader or small business owner, protecting your business and your customers with Public Liability insurance is one of the most important aspects. It offers protection should a customer, supplier, or even member of the public, sue your business for damage to their property. And whilst you probably take every care not to damage their property, it doesn’t mean you won’t be found negligent should an unwanted accident occur, or someone attempts to make a claim against you. As cliché as it sounds, accidents happen. If you don’t have Public Liability insurance you face the risk of being out of pocket for hefty legal and compensation costs that can potentially cripple your business.

Why do I need Public Liability insurance?

Public Liability insurance covers legal fees and compensation costs if a customer, member of the public, or a supplier claims against you for injury or damage to their property as a result of your alleged negligent business activity. Having Public Liability insurance gives you peace of mind against potentially stressful, time-consuming and costly legal claims.

How Plumbers Can Protect their Business with Public Liability Insurance*

As a plumber you are faced with different challenges every day, one minute you’re fixing a burst pipe, next you‘re unplugging a drain, no two days are ever the same! While you are busy looking after your client‘s plumbing problems, take the time to consider protecting your plumbing business. When there’s an overflow of unplanned issues like a claim from a customer, Public Liability insurance could help save the day!

A real person promptly answered my phone call - no redirection / no music while holding!! Quick and efficient answers to my questions.

Astrid Herbert Trades & Services
Awesome very easy to use and not complicated to use

Ross and Jenny Fletcher Trades & Services
Very pleased with the helpful service

Richard Evans Trades & Services
Awesome experience. Talking to a real person that had a pleasant persona. Was just so easy and I think it was Aaron?? was great to deal with. Gave us some discount as we are recognised as an existing client which is always a good feel thing and also that we are being rewarded for loyalty. Love it.

Pete Halligan Trades & Services
It was grate and on timings, fast good customer services.

David Tabar Trades & Services
I found very efficant no hassle with doing quote or buying the cover

Desmond Procter Trades & Services
Prompt response to my initial enquiry and subsequent questions about the policy.

Carol Freebairn Trades & Services
Easy very grateful thankyou

Chas Pourau Trades & Services
excellent and quick

LALESHNI DEVI Trades & Services
Would recommend to anyone ...cheers

Mike Liuaga Trades & Services

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Good Public Liability Plasterer

Good Public Liability Plasterer

Good Public Liability Plasterer

Public Liability Insurance: 5 Tips for choosing the best policy for your business

Why do I need Public Liability insurance?

How Plumbers Can Protect their Business with Public Liability Insurance*

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