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Employers Liability Insurance For Your Business

Whilst we all go to great lengths to ensure a safe working environment, and no matter how much we plan, accidents do occur.

Employers Liability insurance protects you against settlements or damages, including defence costs, as a result of an employee suffering bodily injury arising out of his or her employment where the Accident Compensation Commission (ACC) does not provide cover.

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What is covered?

  • Costs of settlement or damages arising from claims for personal injury to employees in the course of employment
  • Legal costs incurred as a result of defending these claims
  • Claims not covered by the ACC

Claims examples

  • Occupational stress and mental injury
  • Nervous shock or fright
  • Heart attack or stroke caused by stress
  • Disease arising from circumstances where the employer has failed to provide a safe workplace