Business Insurance Liability
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What is Public Liability Insurance?
... by the court. With the right Public Liability cover, your insurance company will provide much needed funds to cover your legal costs and any compensation claims, leaving your business free of financial risk. Phew! Even ...
read morePublic Liability Insurance
... why you should choose BizCover for your Public Liability insurance. New Zealand's number one online insurance company We take more pride in the 10,000 small businesses we have helped already… and counting. Clear and ...
read moreWhat does Public Liability Insurance Cover?
... not provide cover Legal and defence costs When would I need Public Liability insurance? Public Liability insurance is designed to protect businesses from the financial impact of claims made against you. While there are ...
read moreHow much does Public Liability Insurance cost?
... calculating the cost of your Public Liability insurance. Businesses that are considered to have a ... Liability cover which offer much more competitive premiums. It is also important to note that each insurance company ...
read moreDo I need Public Liability Insurance?
... provide much needed protection against unforeseen costs, such as compensation and legal fees. Without having Public Liability insurance , your business is at risk of having to pay in full damages in the event it is found ...
read moreBusiness Insurance
... Liability* Cyber liability insurance is a type of business insurance product which covers your business ... action taken against you or your company. Business Interruption* Business Interruption cover protects you from the ...
read moreHow To Start Your Own Accounting Business
... business, you may experience hiccups that could negatively impact your company. Let's not take the risk! With small business insurance ... arise. Public Liability Insurance could also benefit your business by protecting it ...
read more6 Essential Types of Business Insurance in New Zealand
... from any ensuing civil action taken against you or your company Statutory Liability Insurance * Statutory Liability insurance protects you, your business and your employees against certain unintentional breaches of some ...
read moreBusiness Insurance FAQs
... public liability insurance? What is Professional Indemnity Insurance? What does professional indemnity insurance cover? Do I need professional indemnity insurance? What is Business Insurance ? What is Business Insurance ...
read moreWhat Photographers Need to Know About Business Insurance
... your precious data from the threat of a cyber-attack is something to consider. Cyber Liability Insurance protects your business against the expense and legal costs arising from data breaches which may occur after being ...
read moreThings to consider when purchasing business insurance
... with responding to or managing claims which are covered by the policy. Public Liability insurance* : is designed to provide protection for you and your business in the event a customer, supplier or a member of the public ...
read moreComplete Guide to Business Insurance
... interruption in specified circumstances. Some of the types of business insurance coverages available include: Building/ property (Public Liability) Property (Contents) Portable Equipment (e.g. glass, electronic equipment ...
read moreTradies Guide to Business Insurance Packages
... getting injured on the job (see Employers Liability Insurance ) Business Insurance Business Insurance, often referred to as a 'Business Insurance Pack', provides trade business owners with financial protection for their ...
read moreBusiness Insurance Health Check Part 2
... a quick overview of some of the ones available: Public Liability insurance* : Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the ...
read more4 Things To Check Before Buying Your Business Insurance
... your lease. This is a quick overview of some of the different types of insurances that your business may require: Public Liability insurance*: Public Liability insurance is designed to provide protection for you and your ...
read moreDo I need Business Insurance
... their business and how business insurance can help your business. Public Liability insurance: ... Service Hi, Just a question I am a Event production company but the only section was Event Management on your form. Is ...
read moreWhat Is Inside A Business Insurance Pack?
... are currently available through our Business Insurance Pack offering: Building insurance* Contents insurance* Portable Equipment insurance* Cyber Liability insurance* Business Interruption insurance* Let's have a closer ...
read moreDo Hypnotherapists need Business Insurance?
... be liable for their medical bills and other compensation. Public Liability insurance covers you if a third party claims that your negligent business activities caused them property damage or personal injury (not covered ...
read moreWhat is Business Insurance
... cover Claims history What's the difference between Business Insurance cover and Public Liability insurance? The different kinds of coverage options that Business Insurance offers are designed to protect things like your ...
read moreThe basics of business insurance for all trades of life- a lingo free guide
... against a claim: You accidentally damage property belonging to your client while carrying your business activities- Public Liability insurance Your tools of trade are stolen- Tool and Portable Equipment cover A third ...
read moreManaging Your Business Insurance During Inflation
... for things like your building and business assets, reassess the amounts that you may have in place for policies like your Professional Indemnity insurance* and Public Liability insurance*. Review the terms and conditions ...
read moreIs it time to give your retail business an insurance health check?
... also need to ensure you have adequate Public Liability cover *, which is designed to provide protection ... could have changed since you reviewed your policy. Business Insurance * is a package designed to provide cover for ...
read moreHow Plumbers Can Protect their Business with Public Liability Insurance*
... the day! Find out how Public Liability and business insurance can help protect your plumbing business for the long haul. What is Public Liability Insurance ? Public Liability insurance is designed to provide protection ...
read moreHow To Protect Your Plumbing Business With Public Liability Insurance
... take a look at how Public Liability and business insurance can help protect your plumbing business for the long haul. What is Public Liability Insurance? Public Liability insurance is designed to provide protection for ...
read moreInsurance for Tradies
... having Public Liability insurance . It's a crucial form of cover to protect you and your business against claims ... insurance. New Zealand's number one online insurance company We take pride in the 10,000 small businesses ...
read moreHow Cyber Insurance Protects Small Businesses
... Liability insurance is designed to protect you below. Cyber liability insurance is a type of business insurance which protects your business ... your company Who needs Cyber Liability insurance*? Cyber Liability insurance is ...
read moreHow to Open Your Own Retail Business
... set up as, for example a sole trader or company Get a business number Arrange your tax number with the IRD Make ... than likely insist on you having Public Liability insurance . Business Insurance- * there are a variety of ...
read moreCyber Liability Insurance Explained
... Liability insurance typically cover? Cyber liability insurance is a type of business insurance which protects your business ... breach against your company Why do I need to consider Cyber Liability insurance? A common ...
read moreInsurance for Mechanics
... a cyber crime, giving you some much needed peace of mind. Cyber liability insurance is a type of business insurance which protects your business against both the legal costs and expenses related to cybercrime incidents ...
read moreUnderstanding Cyber Liability Insurance – A Guide For Engineers
... against you or your company Examples of potential claim scenarios These are some examples we have rounded up to illustrate when your engineering business may require Cyber Liability insurance: Your website was hijacked ...
read more10 Ways To Help Protect Your Small Business
... ? An extra measure you can take is by protecting your business is with Cyber Liability insurance* . Cyber Liability Insurance protects your business against both the legal costs and expenses (including compensation ...
read moreWhat is Professional Indemnity Insurance?
... liability and professional indemnity insurance - Public Liability and PI insurance are both common forms of cover that small businesses ... soooo easy to sign up to, all other companies were asking me to fill out a million ...
read more6 Reasons why some small businesses fail
... : Public Liability insurance* Professional Indemnity insurance * Business Insurance* Building insurance* Contents insurance* Business Interruption insurance* Portable Equipment insurance* Cyber Liability insurance* Don ...
read moreWhy do brilliant business ideas sometimes fail?
... Public Liability insurance * Professional Indemnity insurance * Business Insurance * Building insurance * Contents insurance * Business Interruption insurance * Portable Equipment insurance* Cyber Liability insurance* It ...
read moreWhy Bookkeepers need Professional Indemnity Insurance
... bookkeepers in New Zealand may consider to reduce their risk include Public Liability insurance and Business Insurance . BizCover helps bookkeeping small business owners all over New Zealand to reduce the risks to their ...
read moreInsurance for Counsellors
... you check what this is when sorting out your cover. Public Liability Insurance* Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the ...
read moreStatutory Liability Insurance
... and share with your employees. What’s covered & what’s not? Statutory Liability Insurance For Your Business New Zealand businesses are facing increased exposure to statutory fines and penalties handed down for breaches ...
read moreInsurance for Consultants
... not to mention the potential irreparable damage it can cause to your business' reputation. Cyber Liability insurance is designed to protect your business against the costs and legal expenses if your network is hacked and ...
read moreInsurance for Painters
... intentional or otherwise. Defending against such claims can prove expensive. Public Liability Insurance protects your business against such claims. Business Insurance* There are many aspects that go into your painting ...
read moreTool and Portable Equipment Insurance
... you need to know about this fundamental type of business insurance. https://www.bizcover.co.nz/public-liability-insurance-explained/ 6 Ways your small business can benefit with online marketing Unharness the potential of ...
read moreHow To Start A Small Business
... . Some of the typical kinds of business insurance include: Public Liability insurance Professional Indemnity insurance Business Insurance Cyber Liability Start your new business journey with peace of mind knowing your ...
read moreHow New Zealand Small Businesses Can Prevent Data Breaches
... from individuals to governments and high-ranking companies. Even more important, anyone can ... business. A popular type of data protection insurance for small business are Cyber Liability policies. Cyber Liability insurance ...
read moreInsurance for IT Professionals
... business' reputation. Cyber Liability insurance is a type of business insurance product which protects your IT business ... Having the right insurance pays off A software and hardware design company won a government contract ...
read moreHow Accountancy Insurance Protects Your Business
... to protect your company, it can be important to consider risk-reducing measures, including business insurance that is ... business. Statutory Liability insurance : Business insurance that protects you, your business and ...
read moreWhat every New Zealand tradie needs to know about insurance
... the digital side of your business with Cyber Liability insurance *. Your coverage may generally include ... breach against your company Note: The coverage may vary depending on the insurance provider Understand your level ...
read moreInsurance for Mortgage Brokers
... out insurance Public Liability Public liability insurance helps protect your business against claims ... and confidence in your company. Cyber liability helps you safeguard your business against data breaches, computer ...
read moreInsurance for Architects & Designers
... Reinforce your cybersphere with Cyber Liability insurance., providing protection covering extortion costs, fines and penalties, investigation and data recovery costs, business interruption costs and PR/crisis management ...
read moreInsurance for Accountants & Tax Agents
... ? Or do you provide an in-home service? If yes, then Public Liability Insurance is a vital type of insurance to protect your business against financial losses arising from claims of third party accidental damage to ...
read moreTradie Guide to Public Liability Insurance
... to reduce your risk via business insurance may make good business sense if you intend to operate your trade company for the long-term. Mistakes can happen, but Public Liability insurance can reduce their impact on ...
read moreInsurance for Handyman
... to your work. Public liability insurance is designed to protect small business owners against risks that ... Experience Very easy – have been waiting for other insurance companies to contact us all day. Allan N. Handyman ...
read moreHow to start an online retail business in 5 steps
... you sell products that you make, you may need to consider Product Liability insurance. Product Liability insurance protects your businesses against claims by third parties relating to property damage or personal injury ...
read moreHow to Start a Sole Trader Business
... . Some of the typical kinds of business insurance include: Public Liability insurance* Professional Indemnity insurance* Business Insurance* Cyber Liability* Setting up your own sole trader business doesn't need to be ...
read moreHow To Start a Mechanic Shop Business
... shop doesn't need to be stressful, neither does getting mechanic business insurance sorted*. From Public Liability insurance to getting your tools covers, insurance for mechanics is there for when you need it most. Visit ...
read moreIt's Time for an Insurance Health Check!
... levels of cover? For example, if your business is growing and your level of exposure increases you may need to consider increasing the level of public liability insurance that you hold. Are there statutory requirements ...
read moreHow Insurance Can Protect Landscape Architect
... you designed, they may file a claim against you. Public Liability insurance can help protect you and your business against such claims. Public Liability insurance covers you if a third-party claim that your negligent ...
read moreDo Dog Walkers Need Insurance?
... to worry about! A quick review Public Liability insurance (also known as dog walking insurance or dog walking liability insurance) is one way to help shield your business against third-party claims that your negligent ...
read moreTradie insurance- how to get a quote quicker than a smoko
... types of cover you might consider for your tradie business: Public Liability insurance* Tool and Portable Equipment cover* Business Pack* Cyber Liability insurance* To find out more information about the different types ...
read moreWhy Do Marketing Consultants need Professional Indemnity Insurance?
... support your reputation through this process offers peace of mind and reassurance . O ther business insurance options to consider Public Liability insurance * If you have a home-office where clients come to visit you or ...
read moreInsurance for Real Estate Agents
... Fraud and dishonesty Bodily injury / property damage Public Liability This insurance is an essential component of any business' insurances. It covers your liability to third parties for any property damage and or ...
read moreInsurance for Travel Agents and Tour Operators
... contracts you may be required to have your own Professional Indemnity insurance in place Protect your business today. Public Liability insurance* Interacting with clients, suppliers and members of the public means there ...
read moreInsurance for Photographers
... you were directing their movements? Often referred to as General Liability insurance, Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member ...
read moreInsurance for Recruitment Consultants
... * in place before you visit certain sites If you are renting a premises for your business, Public Liability insurance may be required as part of your rental agreement Recruiting the right employees for your clients ...
read moreInsurance for Personal Trainers
... studio or work within a public space like a council park for example. Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are ...
read moreRetailer Insurance
... your premises, then your landlord will more than likely insist on you having public liability insurance. Business Insurance* Fire, extreme weather, natural catastrophes like earthquakes and vandalism are just some of the ...
read moreInsurance for Hairdressers
... in place as part of your rental agreement e.g., Public Liability or Glass cover. FAQ's How much does business insurance cost for hairdressers? The hairdressing industry is varied and includes a mix of different types ...
read moreUnderstanding Employers Liability Insurance
... help keep them safe and protected. While there are many different types of insurances available to cover aspects of your business, Employers Liability insurance* is one which you may need to consider when you have a team ...
read moreAn Accountants Guide to Understanding Public Liability Insurance
... claim can be significant and enough to send some accountants out of business for good If you are renting your business premises, Public Liability insurance may be a requirement of your rental agreement. When you are out ...
read moreWhat Is The Difference Between Public Liability And Professional Indemnity Insurance?
... negligence that is not covered by the ACC Who might require Public Liability insurance? If you interact with others in your business, then Public Liability insurance is something you may want to keep in mind. Here are ...
read moreInsurance for Yoga Teachers
... office, at someone's home, or in your own studio. Public Liability insurance covers you if a third party claims that your negligent business activities caused them property damage or personal injury that is not covered ...
read moreInsurance for Psychologists
... fines and penalties you're ordered to pay and the hit to your reputation. Cyber liability insurance protects your business against the legal costs and expenses related to cybercrime incidents, including data recovery ...
read moreInsurance for Massage Therapy
... , or needing to hit pause due to an unexpected business interruption, insurance can help protect you and your small business. Did you know? Public Liability* insurance may be required to sign a commercial lease for your ...
read moreInsurance for Carpenters
... by the ACC Legal and defence costs What is typically NOT covered? Public Liability insurance can provide important coverage for your small business, but it does not provide cover for events such as (but not limited ...
read moreInsurance for Designers
... public, there is always the risk that things may go quite to plan. Protecting your design business with Public Liability insurance* against claims for accidental injury to a third-party or damage to their property (when ...
read moreInsurance for Education Consultants
... , some types of cover which you may need to consider when protecting your education consulting business. Cyber Liability insurance* Your role as an education consultant means you work closely and store sensitive client ...
read moreInsurance options to protect your cleaning business
... , $5million, $10 million and $20 million. Sole trader? Even if you are flying solo as a cleaning business, Public Liability insurance is still something you need to consider. For example , if you were working in a public ...
read moreInsurance Options for Retailers
... to sell products, access important documents and get on with the daily tasks of running your business. Cyber Liability insurance is designed to help protect your retail store from claims and to support your profitability ...
read moreInsurance for Immigration Advisers
... Known claims and circumstances Fraud and dishonesty Bodily injury / property damage Protect your business today. Public Liability insurance* A main part of your job as an immigration advisor is interacting with clients ...
read moreInsurance for Bookkeepers
... damage Known claims and circumstances Fraud and dishonesty Bodily injury / property damage Protect your business today. Public Liability insurance* Whether you work from an office (even home-based) or go out to visit ...
read moreInsurance for Allied Health Professionals
... . Working on site or having clients visit you at your place of business makes Public Liability insurance an important form of cover to protect you against injuries or damage to third parties when not covered by the ...
read moreInsurance for Marketing and Multimedia Professionals
... claims and circumstances Fraud and dishonesty Bodily injury / property damage Protect your business today. Public Liability insurance Interacting with third parties like your clients, suppliers and members of the public ...
read moreInsurance for Beauty Salons
... against claims of negligence or professional misconduct made by clients. Public Liability insurance may be required by your commercial landlord to lease your business premises. In these cases, you'll likely be asked to ...
read moreInsurance for Plumbers
... guide. https://www.bizcover.co.nz/how-to-protect-your-plumbing-business-with-public-liability-insurance/ What every tradie needs to know about insurance Our quick and easy guide shares all the important stuff you need ...
read moreInsurance for Cleaners
... safeguard a variety of different cleaning businesses, to help you stay in business for the long-haul. Business Insurance for Cleaners Public Liability Insurance* Public Liability insurance is an important type of cover ...
read more4 Areas You May Not Have Thought Business Insurance Covers
... solutions to protect your business. You can tailor a policy to suit your needs and include other essential covers such as Public Liability and Professional Indemnity insurance to ensure you are not left financially ...
read moreBizCover adds Ando Insurance to its NZ business insurance platform
... looks to simplify comparing and buying insurance for small business owners. With its headquarters in Sydney, BizCover has operations in Australia, the US, and South Africa. The company currently has 192,000 SMEs insured ...
read moreThings you didn't know about small business insurance
... more out of your current policy. Your personal insurance doesn't cover your business A key thing to be aware of is that your personal insurance may not cover your business liabilities or property. If you work from home ...
read moreA Tradies Guide To Getting Your Business Insurance Sorted
... a look at some of the types of business insurance tradies need to typically consider for protecting their business. Public Liability* In a nutshell, Public Liability insurance is designed to provide protection for you ...
read moreWhy You Should Review Your Business Insurance
... rent). Some of the different types of Business Insurance options may include: Building * Property (Contents) * Business Interruption * Portable Equipment * Cyber Liability Insurance* - Covers you for losses from claims ...
read moreOnline service saves SMEs hundreds on their business insurance
Kishor owns a takeaway pizza store near Wellington. He saved $100 per month on his Public Liability and Business Insurance (BizPack) policy when he switched through BizCover. 1 Peter is an IT consultant near Hamilton. He ...
read moreDisaster Planning – Business Insurance And Preventive Measures To Help
... let us lend a helping hand here at BizCover. Maybe your renewing your existing policy or buying your first business insurance policy, we are there each step along the way. Life is stressful enough, so we don't believe in ...
read moreSaving Hacks- Business Insurance For Tradies
... it comes to renewal time and check your policy. Many forms of business insurance, including Public Liability* may have pricing that is partly affected by a business' size. This is measured by factors like the number of ...
read moreBusiness On The Go? Be In The Know About Business Insurance
... is a snapshot of some of the main types of business insurances which you may consider when taking out policies to protect your mobile business. Public Liability insurance*- covers you if a third-party claim that your ...
read moreUnderstanding Insurance, Part 3: Business Insurance
... kinds of cover available and how it can help protect your business. What is Business Insurance*? Business Insurance is designed to protect your business contents, stock and other assets against events like fire, storm ...
read moreWhat does business insurance cover
... a chat to our friendly team to get a quote. Get more information Find out more about all thing business and insurance with our blog. These are some articles that may help provide some tips and tricks when it comes to ...
read moreReview Your Business Insurance With A Health Check – Part One
... to save a lot of drama down the track if you had to make a claim. Stay in charge of your business insurance Nobody knows your business like you do, so why not make your life a bit easier when it comes to managing your ...
read moreSurprising Ways That Business Insurance Can Help Your Business
... causing a claim. The impact of a claim can cause devastation not only to your bank account but to your business' reputation too. Public Liability insurance in a nutshell is designed to provide protection for you and your ...
read moreHow Are Business Insurance Premiums Calculated?
... lend a helping hand when it comes to getting your business insurance arranged. Whether you are renewing your small business insurance or buying your first business insurance policy, we are there each step along the way ...
read moreHow To Avoid These Mistakes When Buying Business Insurance
... the common types of business insurance options we offer include: Professional Indemnity insurance* Public Liability insurance* Cyber Liability insurance* Business Insurance* Portable Equipment insurance* There are other ...
read moreIncrease Your Business Insurance Confidence With These Tips
... Do you know what you are actually covered for? Umm liability something? Fear not, you are not alone when it comes to not having a complete grip on what business insurance policies you might have in place. You might have ...
read moreReviews related to Business Insurance Liability
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Highly recommended way of doing business insurance with out hassles and cost effective
Peter Digby
Manufacturing
Did you Know?
Commercial leases often require tenants to maintain Public Liability insurance and Glass insurance. There may also be a requirement that your landlord is noted as an interested party on the insurance policy.
Get the cover that’s right for your business
With BizCover there are 4 levels of Public Liability cover to choose from, being $1 million, $2 million, $5 million, and $10 million.
Policies are typically tailored to suit the type of industry your business operates within. However, the amount of cover required will vary from one business to another. When deciding on how much cover you need for your business, consider the following factors:
- Do any of your contracts require a minimum level of cover?
- Has your industry body set a minimum level of cover for membership?
- Does your business or trade license require a minimum amount of cover?
- Do the terms of your lease require a minimum level of cover?
- Finally, think about what your level of risk and exposure could be. What kind of accidents could occur, and what could be the potential cost of a claim?
Could this happen to your business?
While we may strive for perfection, making mistakes is a part of the human condition. But since your clients rely on you to get the job done, a mistake in your line of work could be costly. Public Liability Insurance allows you to cover yourself if, and when, you do slip up in your day-to-day operations. Accidents can happen at any time. Some of our customers can attest to that!
Here is a real-life claim example:
A landscape gardener who was working at a private residence needed to use a garden power tool to complete the required work. Whilst operating the machine he accidentally lost control of it damaging the side of his client’s house. The landscape gardener’s insurer quickly agreed that he was negligent, as the damage arose out of the operation of the insured’s business activity. They settled the claim with the homeowner’s own insurer within one week. Most importantly however, the homeowner has continued to hire the landscape gardener despite the incident as the matter was able to be settled easily and quickly due to the landscape gardener’s Public Liability cover.**
Why choose BizCover for your Public Liability Insurance?
At BizCover, our task is to make Public Liability insurance a stress-free experience. Our platform is designed to help you compare quotes and get the right cover you need so you can get back to more important things like running your business. But if you are still not convinced, here are a few other reasons why you should choose BizCover for your Public Liability insurance.
New Zealand’s number one online insurance company
We take more pride in the 10,000 small businesses we have helped already… and counting.
Clear and competitive pricing
Our platform is as clear as the Aotearoa air and as competitive as the All Blacks. You can compare and choose from a range of competitive prices right from your computer.
Built for small business
We know Public Liability insurance. We also know makes small businesses tick.
We won’t confuse you with jargon
We’re not fans of complicated insurance speak, so we talk to you in plain English. If you want to brush up on your Latin, look elsewhere.
What does Public Liability Insurance cover?
No matter if your business is big or small, Public Liability insurance provides peace of mind for claims for third party property damage or personal injury.
Public Liability insurance protects your business by providing compensation for property damage and personal injury or death in circumstances not covered by the Accident Compensation Commission (ACC).
The ACC looks after most of the exposure in NZ for accidental personal injury, however it doesn’t provide protection for businesses that export their products. It also doesn’t cover claims for food poisoning, an area which food and hospitality businesses need protection in.
Some examples include:
- The costs to repair or replace damaged property- for example if you were on the job renovating a client’s home and cause damage to their property.
- Cover for injury claims- Public Liability insurance typically provides compensation for personal injury or death to third parties where the ACC does not provide cover
- Legal and defence costs- covers the applicable legal costs related to the cost of defending your claim
What is covered?
- Compensation for accidental damage to third party property
- Compensation for personal injury or death to third parties where the ACC does not provide cover
- Legal and defence costs
What is typically NOT covered?
- Injury to your employees
- Damage to your own property
- Compensation for personal injury whereby cover is provided by the ACC
- Known claims and circumstances
Protect your business today.
FAQs
What is difference between Public Liability and Professional Indemnity Insurance?
Public Liability insurance protects you and your business against the financial implications if you are found liable for loss or damage to other people’s property, or cause illness or injury that is not covered by the Accident Compensation Commission (ACC).
Professional Indemnity Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist services or professional advice. It is designed to respond to claims against your business for losses as a result of actual or alleged negligent acts or omissions in the provision of your professional service or advice. PI Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy.
How much does Public Liability Insurance cost?
There are a whole host of factors that are taken into consideration when calculating the cost of a Public Liability insurance policy.
With such a wide range of industries and occupations that require Public Liability insurance, the cost of a policy can vary considerably, determined by a number of key factors which may include:
- Your occupation
- The type and nature of your business activities
- Your business turnover and size
- The amount of insurance cover your business requires
- Other factors that could affect the cost of your Public Liability policy include the location of your business, the inclusions and exclusions of your policy, and the insurance provider you select.
How do I make a claim on my insurance policy?
Need to make a Public liability claim? No worries at all! We’re here to assist you through the process and get you back to business. Simply download, complete the Claim Notification Form and return to claims@bizcover.co.nz. We’ll manage the process with the insurer for you, while our dedicated claims consultants keep you informed every step of the way. Alternatively, if you would like to contact us by phone, our customer service team are here to help you on Ph. 0508 249 268.
*This information is a general guide only and does not take into account your objectives, financial situation or needs. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice. BizCover Limited is owned by BizCover Pty Ltd (ABN 68 127 707 975)
**The provision of the claims examples are for illustrative purposes only and should not be seen as an indication as to how any potential claim will be assessed or accepted. Cover for a claim will depend on the specific circumstances around the loss and would be subject to the terms and conditions of the policy concerned. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained in this article is general only. Coverage for claims on the policy will be determined by the insurer, not BizCover, and will depend on the specific facts and circumstances involved.
Need Help?
Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals.
You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents.