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Insurance Options for Retailers

... sell products, access important documents and get on with the daily tasks of running your business. Cyber Liability insurance is designed to help protect your retail store from claims and to support your profitability ...

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How much does Public Liability Insurance cost?

... to calculating the cost of your Public Liability insurance. Businesses that are considered to have a higher ... is often due to the number of claims each insurance company has received for each specified occupation. Below is ...

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What does Public Liability Insurance Cover?

... considers the legal defence costs alone, these could put you out of business. With the right Public Liability cover in place, the insurance company will provide the funds to cover your legal costs and any compensation ...

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What is Public Liability Insurance?

... by the court. With the right Public Liability cover, your insurance company will provide much needed funds to cover your legal costs and any compensation claims, leaving your business free of financial risk. Phew! ; ; ...

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Public Liability Insurance

What’s covered & what’s not? Get the right cover Public Liability Insurance cost Public Liability Insurance For your Business As much as we like to hope otherwise, accidents do happen. Regardless of the industry ...

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Do I need Public Liability Insurance?

... much needed protection against unforeseen costs, such as compensation and legal fees. Without having Public Liability insurance, your business is at risk of having to pay in full damages in the event it is found ...

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What does Public Liability Insurance Cover?

... cover Legal and defence costs ; When would I need Public Liability insurance? Public Liability insurance is designed to protect businesses from the financial impact of claims made against you. While there ...

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Insurance for Painters

... or otherwise. Defending against such claims can prove expensive. Public Liability Insurance protects your business against such claims. Business Insurance As a painter, your tools are essential to your job ...

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Insurance for IT Professionals

... of your business but could also take a toll on your business' reputation. Cyber Liability Insurance covers the ... following a minor traffic incident. The company's Professional Indemnity policy responded and covered the ...

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Insurance for Mortgage Brokers

... company. Cyber liability helps you safeguard your business against data breaches, computer hacking, and other forms of cybercrime covered under your policy. Statutory Liability Statutory liability insurance helps ...

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Insurance for Architects & Designers

... breaches. Reinforce your cybersphere with Cyber Liability insurance., providing protection covering extortion costs, fines and penalties, investigation and data recovery costs, business interruption costs and PR/crisis ...

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Insurance for Photographer

... you were directing their movements? Often referred to as General Liability insurance, Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member ...

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Retailer Insurance

... premises, then your landlord will more than likely insist on you having public liability insurance. Business Insurance Fire, extreme weather, natural catastrophes like earthquakes and vandalism are just some of ...

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Insurance for Hairdressers

... your premises, then your landlord will more than likely insist on you having public liability insurance. Business Insurance Your business assets are as critical as your customers to maintain the cash flow. That's ...

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Insurance for Consultants

... not to mention the potential irreparable damage it can cause to your business' reputation. Cyber Liability insurance is designed to protect your business against the costs and legal expenses if your network is hacked ...

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Insurance For Cafés and Restaurants

... Insurance for cafés and restaurants Public Liability* Public Liability insurance is  designed to provide protection for you and your food business ... Statutory Liability : covers the company, ...

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Insurance for Accountants & Tax Agents

... ? Or do you provide an in-home service? If yes, then Public Liability Insurance is a vital type of insurance to protect your business against financial losses arising from claims of third party accidental damage to ...

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BizCover and Boost Your Business

... business. We have teamed up with Boost Your Business so that you don't have to do the research or the calling around to different insurance companies ... . Cyber Liability Insurance Protects your business against the ...

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Insurance for Personal Trainers

... it comes to making sure you have the right business insurance in place. Let the energetic team at BizCover do ... they may be. Having a combined Professional Liability package provides the financial protection you need ...

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Insurance for Plumbers

... of Public Liability insurance. ; Insurance for Plumbers Public Liability Don't risk letting an expensive claim for property damage flush your business away by not having Public Liability insurance. As a ...

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Insurance for Tradesmen

... stuck between a wall and hard place by not having Public Liability insurance. It's a crucial form of cover to protect you and your business against claims arising from third party property damage and accidental injury ...

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Insurance for Handyman

... . A few clicks are all it takes to get the best public liability cover and complete peace of mind. Business Insurance The success of your handyman business depends as much on your skills as your tools, some of which ...

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Insurance for Engineers

... on your premises or where you conduct your business. Some large projects might insist on Public Liability being in place before you go on site. Business Insurance Most businesses will have assets of some sort that ...

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Insurance for Allied Health Professionals

... or members of the public to visit your home or business, or if you visit their premises, you should seriously consider taking out public liability insurance for your protection. ; Claim example A yoga instructor ...

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Insurance for Cleaners

... asset risk if things go pear shaped. ; Business Insurance for Cleaners Public Liability Insurance* Public Liability insurance is an important type of cover for cleaners ...

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Insurance for Shop Owners

... your doors? Claims can arise from the daily operations of your retail business and that's where Public Liability insurance comes into play. Public Liability insurance is designed to provide protection for you and your ...

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Insurance for Real Estate Agents

... or misrepresentation or a breach of statutory rules. Public Liability This insurance is an essential component of any business' insurances. It covers your liability to third parties for any property damage and or ...

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Insurance for Beauty Salons

... you not only has the potential to financially devastate your business, but it can turn your reputation into an ugly mess ... can be expensive to fix. Public Liability Insurance provides peace of mind against claims made ...

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Insurance for Bookkeepers

... easy for you to arrange your business insurance - just a few clicks and ... business of Bookkeeping can include any or all of the following activities: Recording, Monitoring and Tracking the Value of Assets & Liabilities ...

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It's Time for an Insurance Health Check!

... levels of cover? For example, if your business is growing and your level of exposure increases you may need to consider increasing the level of public liability insurance that you hold. Are there statutory requirements ...

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Insurance by Industry

... is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety of ...

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Statutory Liability Insurance

... being held more accountable and responsible for their actions in the workplace. Statutory Liability Insurance protects you, your business and your employees, including directors, trustees and managers, against certain ...

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Employers Liability Insurance

... Employers Liability Insurance For Your Business Whilst we all go to great lengths to ensure a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance protects ...

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Cyber Liability Insurance

... as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising from data breaches which may occur after being hacked ...

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Help Protect your small business' reputation

... year at a cost of $257 million in 2016 alone (1). . If your business were to be the victim of a cyber attack, Cyber Liability insurance is there to help by providing coverage for expenses and legal costs (which can add ...

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Cyber Insurance - Is it worth it?

... less expensive), the threat of a cyber incident means all businesses need a security plan to protect their business and they should consider a Cyber Insurance policy as an essential part of this plan. This is general ...

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What is Professional Indemnity Insurance?

... business or individual Contractors who work for the government or other organisations whereby insurance ... of cost. The surveyor's insurer recognised his liability and made a quick settlement offer. Interestingly, the ...

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Business Insurance FAQs

... easy to understand. Get Free Quotes ; ; ; Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover by comparing quotes from New Zealand’s leading ...

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Business Insurance

... . So, it makes perfect sense to protect the things needed to make your business run smoothly every day. Business Insurance is designed to safeguard your contents, stock and other assets against unexpected events, like ...

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What does business insurance cover

... is an important form of cover to consider when insuring the things that keep your business running. Property (Contents) insurance c overs physical loss or damage to your insured contents as a result of an ...

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What is Business Insurance

... premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for a loss of revenue due to ...

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Do I need Business Insurance

... so you're not left with a hole in your back pocket. Mortgage Brokers with a home office Business Insurance is designed to provide cover for your contents and other physical assets (including your building if you ...

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Take Back Your Time With These Apps

... . At BizCover, we're big believer in saving time and that's why we offer a hassle-free business insurance experience. Jump online or give us a call to receive multiple quotes in minutes from some of New Zealand ...

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BizCover and n3

... your business insurance sorted should be simple and hassle-free, leaving you time to focus on running your business. ... to your business operations. Statutory Liability protects your business against the ...

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Tips On How To Better Your Business This Year

... away. They can help put you on the right path when it comes to sorting out your business insurance. A few small changes to your small business can have a big impact. It's all about working smarter, not harder, so go on ...

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BizCover and Reflexology NZ

... yourself. A Professional Liability Package provides essential financial protection in the event of a claim being made against your business. BizCover is proud to be the preferred insurance partner of Reflexology New ...

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Bizcover and Nutrition Society of NZ

... $500,000 $500 Employers Liability $500,000 $500 If you prefer to speak to somebody the old fashioned way you can contact our friendly business insurance Specialists on 0508 249 ...

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Insurance for Travel Agents and Tour Operators

... and Tour Operators need it? Sorting out your clients' itinerary is fun, and so is sorting out your business insurance. With just 4 steps or one phone call, you can get quotes online in minutes from top NZ insurers ...

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BizCover and PriceMe

... business. We have teamed up with PriceMe so that you don't have to do the research or the calling around to different insurance companies ... business. Public Liability Insurance Protects you and your business ...

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BizSave

... Industry At BizCover we understand there is no “one size fits all” solution for small business insurance, each business is unique so we provide different cover options for over 6,000 occupations across Australia. Find ...

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BizCover and NZ Retail

... damage as a result of the insured's negligent business activities. Statutory Liability Statutory Liability** insurance protects you, your retail business and your employees against certain inadvertent breaches of ...

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7 Ways to Grow Sales in a Café Business

... even for a local cafe No, you're not a massive retail chain or a multinational company, but how you present your business matters. Why? Because where people go for coffee is a reflection on themselves. Of course ...

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6 ways your business can go paperless

... the plunge and go paperless . From clouds to e-signatures, here’s 6 top tips that can help any business in their mission to cut the paper. Get your head in the cloud When it comes to cloud – based ...

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5 Money Saving tips for Small Business in NZ

... the same provider of their personal finances to get a new loan, credit card, bank account or insurance for their business. It may be that the provider of your personal finance accounts does not necessarily offer the best ...

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Reviews related to Business Insurance Liability

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby
    Manufacturing

  • It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me. Definitely r

    Patricia Copp
    Consultancy Occupations

  • You made the purchasing of public liability cover simply easy and straight forward

    Peter McLaughlin
    Trades & Services

  • Would prefer payment methods other than credit card. Being able to pay direct from my business bank account using Poli or other system would make life easier.

    John Cleveland
    Information Technology

  • Its been very easy to re-instate my isurance for the next 12 months. I do not really have any additional comments to make because i have not been provided any special service. I would definitely do business with you again

    Sharon Williams
    Information Technology

  • IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE

    Janette Wallbutton
    Real Estate

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Independent feedback from our customers rated our service at excellent.

Get the cover that’s right for your business

With BizCover there are 4 levels of Public Liability cover to choose from, being $1 million, $2 million, $5 million, and $10 million.

Policies are typically tailored to suit the type of industry your business operates within. However, the amount of cover required will vary from one business to another. When deciding on how much cover you need for your business, consider the following factors:

  • Do any of your contracts require a minimum level of cover?
  • Has your industry body set a minimum level of cover for membership?
  • Does your business or trade license require a minimum amount of cover?
  • Do the terms of your lease require a minimum level of cover?
  • Finally, think about what your level of risk and exposure could be. What kind of accidents could occur, and what could be the potential cost of a claim?