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What is Public Liability Insurance?

... your insurance company will provide much needed funds to cover your legal costs and any compensation claims, leaving your business free of financial risk. Phew! ; ; Most public liability policies also extend to Product ...

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Insurance Options for Retailers

... go wrong. Having the appropriate retailers insurance in place to protect your retail ... products Some Public Liability insurance policies include cover for Product Liability cover. Money and Theft cover* Part and ...

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What does Public Liability Insurance Cover?

... business should consider Public Liability Insurance - even home-based businesses. It covers you and the actions of your employees for potential liabilities to third parties if your products or services cause property ...

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Public Liability Insurance

... legal costs should an unwanted accident occur. Public Liability Insurance, often referred to as General Liability, gives you peace of mind, protecting you and your business against such claims by providing compensation ...

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How much does Public Liability Insurance cost?

... Public Liability insurance. Also known as General Liability or Broadform Liability, Public Liability insurance ... customers pay between $40 and $59 per month for their Public Liability insurance, and only six percent pay ...

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Insurance for IT Professionals

... a button, you can compare quotes from leading NZ insurers and find the coverage you need, in minutes. ; Did ... Public and Product Liability insurance offers important cover for IT Professionals and their legal liability ...

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Insurance for Allied Health Professionals

... you can rely on us to look after your business insurance. As an allied health professional, small mistakes can have ... Yoga Instructors Public Liability and Product Liability Public and Product Liability Insurance ...

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Do I need Public Liability Insurance?

... Public Liability Insurance Insurance? Public Liability insurance* is an important type of cover, as it can provide protection for you and ... is mistakes can happen, products can malfunction and things can go wrong. ...

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What does Public Liability Insurance Cover?

... for businesses that export their products. It also doesn't cover claims for food poisoning, an area which food and hospitality businesses need protection in. The purpose of Public Liability insurance is to give your ...

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Insurance for Cleaners

... Cleaners Public Liability Insurance* Public Liability insurance is an important type of cover for cleaners, providing protection for you and your business if a customer, member of the public or ...

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BizCover and NZ Retail

... can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances. Public Liability Public Liability insurance** is designed to provide protection for your ...

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Insurance for Shop Owners

... queues or paperwork. ; Did you Know? Commercial leases often require tenants to maintain Public Liability insurance and Glass insurance. There may also be a requirement that your landlord is noted as an interested ...

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Insurance for Hairdressers

... an extensive range of insurance products to cover many types of risks and liabilities, meaning that you can ... likely insist on you having public liability insurance. Business Insurance Your business assets are as ...

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Retailer Insurance

... ? Many commercial landlords require the tenant to have both public liability insurance and glass insurance before signing a lease. ; Insurance for Retailers Public Liability If you are in business you have a ...

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Employers Liability Insurance

... all go to great lengths to ensure a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance protects you against settlements or damages, including defence costs, as a ...

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Cyber Liability Insurance

... as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising from data breaches which may occur after being hacked ...

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Statutory Liability Insurance

... responsible for their actions in the workplace. Statutory Liability Insurance protects you, your business and your employees, including directors, trustees and managers, against certain unintentional breaches of New ...

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What does Professional Indemnity Insurance Cover?

... libel or slander – resulting in public relations and reputation management costs Damages for loss ... the claim of liability. Professional Liability insurance can cover the cost of the claim for compensation and the costs ...

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Insurance for Photographer

... in the world. ; Insurance for Photographers Public Liability* Often referred to as General Liability insurance, Public Liability insurance is designed to provide protection for you and your business in the event ...

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Insurance for Handyman

... New Zealand insurers. A few clicks are all it takes to get the best public liability cover and complete peace of mind. Business Insurance The success of your handyman business depends as much on your skills as your ...

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Insurance for Painters

... are not covered by their policy. Public liability policies usually cover only the insured and their employees, not subcontractors. ; Insurance for Painters Public Liability Public Liability is perhaps the most ...

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Insurance for Plumbers

... for property damage flush your business away by not having Public Liability insurance. As a plumber it is a vital form of cover that protects you and your business against claims which arise from third party property ...

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Insurance for Tradesmen

... can result in many thousands of dollars damage. ; Insurance for Tradesmen Public Liability Don't get stuck between a wall and hard place by not having Public Liability insurance. It's a crucial form of cover to ...

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Insurance by Industry

... is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety of ...

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Insurance for Personal Trainers

... Insurance for Personal Trainers and Fitness Professionals Combined Professional Liability Package Getting people into shape and ... It includes Professional Indemnity and Public Liability cover to provide you ...

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Insurance For Cafés and Restaurants

... P ublic L iability insurance and G lass insurance before signing a lease. ; Insurance for cafés and restaurants Public Liability* Public Liability insurance is  designed to ...

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Bizcover and Massage NZ

... held liable. A Professional Liability Package provides important financial protection in the event of a claim being made against your business. BizCover is proud to be the preferred insurance partner of Massage New ...

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Bizcover and Nutrition Society of NZ

... and accidental damage. ; Professional Liability Package for Nutritionists The NSNZ Liability package includes cover for Professional Indemnity, Public Liability, Statutory Liability and Employers Liability ...

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BizCover and Reflexology NZ

... Professional Liability Package provides essential financial protection in the event of a claim being made against your business. BizCover is proud to be the preferred insurance ... Indemnity and Public Liability. ...

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Insurance for Mortgage Brokers

... . The right public liability cover can defend you against compensation claims and legal costs in the event of physical injury or property damage should they arise. Business Insurance Business Insurance is designed ...

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Insurance for Engineers

... scenarios will be subject to policy terms and conditions, it is essential that as ... and the general public for various reasons. You may need public liability insurance to protect yourself against any claims and liabilities ...

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Insurance for Consultants

... to advise Inland Revenue that you've become a sole trader and you'll need to register for GST if you earn over ... you a couple of thousand dollars. Public Liability insurance will protect you from any financial losses ...

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BizCover and Boost Your Business

... advice you have provided. Public Liability Insurance Protects you and your business from third party ... due to an insured event. Statutory Liability Insurance Protects you and your business against the costs of ...

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Insurance for Beauty Salons

... that accidents do happen, and damage can be expensive to fix. Public Liability Insurance provides peace of mind ... . ; ; 3 things to ask yourself when buying insurance Does the policy cover all your areas of work? ...

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Insurance for Architects & Designers

... at night. Why not compare quotes for Architects and Designer insurance today from the friendly team at BizCover? Taking out ... contractors and the general public, then the short answer is yes. Public Liability insurance is ...

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BizCover and PriceMe

... and choosing the types of policies relevant to your business. Public Liability Insurance Protects you and ... to an insured event. Statutory Liability Insurance Protects you and your business against the costs ...

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Insurance for Accountants & Tax Agents

... ? If yes, then Public Liability Insurance is a vital type of insurance to protect your business against ... couple’s family trust. The clients’ marriage broke down and the accountant was accused by the wife of acting in ...

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It's Time for an Insurance Health Check!

... of cover? For example, if your business is growing and your level of exposure increases you may need to consider increasing the level of public liability insurance that you hold. Are there statutory requirements you need ...

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What does business insurance cover

... providing peace of mind when you need it the most. Business I nterruption insurance provides cover for the loss of income and increased costs of operating your business caused by a specified insured event (such ...

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Cyber Insurance - Is it worth it?

... that if your business has customer or vendor relationships and processes customer-sensitive (non public) information, you need it. Isn't my other insurance cover enough? Take time to review your current policies ...

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Reviews related to public and product liability insurance

  • Very good and it is helpful

    Rafey Shamas
    Television Antennae Installation

  • Great service, quick and easy to apply

    Fiona Morrison
    Retail

  • Prompt and efficient

    Helena Coolen
    Entertainment

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

  • You made the purchasing of public liability cover simply easy and straight forward

    Peter McLaughlin
    Trades & Services

  • It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me. Definitely r

    Patricia Copp
    Consultancy Occupations

  • Quick and easy renewal. Thanks

    Ray Gesta
    Allied Health

  • Easy renewal process and very quick.

    Odette Wood
    Allied Health

  • Great service, easy to follow and easy to purchase

    Briana Nathan
    Allied Health

  • Thanks so much for the clear information and for making it so easy amd hassle-free!

    Alanna Clerkin
    Allied Health

  • Very helpful and friendly service

    David Slater
    Allied Health

  • Fast friendly and very good service thank you

    Gerald Eaton
    Allied Health

  • Quick and easy to use, had no issues getting a quote or paying once I'd decided to go with Bizcover.

    Ness Macdonald
    Allied Health

  • Informative and timely.

    Nicola Dunham
    Allied Health

  • Helpful and friendly

    Doreen O'Sullivan
    Allied Health

  • Excellent and efficient

    Angela Paul
    Allied Health

  • Very easy process, prompt and competitive quote, would recommend to associates

    Wayne Smith
    Architecture & Surveying

  • Fast and reliable! Good customer service!

    Joem Baldesco
    Architecture & Surveying

  • It was easy and fast to attain.

    Jason Te Kare
    Consultancy Occupations

  • Easy to understand and purchase, great experience

    Greg Campbell
    Consultancy Occupations

  • Answered all my questions, helpful, and followed up my online enquiry efficiently.

    Jan Broadley
    Consultancy Occupations

  • Fast efficient and user friendly

    Brett Stansfield
    Consultancy Occupations

  • Easy to purchase. Good follow up and email reminder. Price Is good.

    Gabriel Molina
    Other

  • I recommend bizcovers simple and straightforward system for obtaining professional insurace online

    Alison Davies
    Consultancy Occupations

  • Easy and affordable. Friendly customer service rep.

    Ian Leader
    Consultancy Occupations

  • The person assisting me was helpful and called back when he said he would

    LINDA BLUM
    Consultancy Occupations

  • Was an easy experience to update and re new policy

    Jamie Ewen
    Information Technology

  • Real easy to renew your cover and they email you a reminder.

    Joseph Caldwell
    Information Technology

  • Online, easy and cost effective

    David Ball
    Information Technology

  • So darn easy to set up and at a reasonable price

    Kirsty McIntosh
    Information Technology

  • Very slick and quick service with a great premium price for the cover. All done on-line with no long forms to fill in.

    Stephen Hutchins
    Information Technology

  • Excellent so far, Sam was very good with providing the details and doing the follow-up. The sale was closed by someone else as he was not available. but 100/100 for Sam

    Amita Sethi
    Information Technology

  • So fast and easy! All done in 5 minutes.

    Jemima Lewis
    Information Technology

  • excellent and quick

    LALESHNI DEVI
    Trades & Services

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Independent feedback from our customers rated our service at excellent.

Get the cover that’s right for your business

With BizCover there are 4 levels of Public Liability cover to choose from, being $1 million, $2 million, $5 million, and $10 million.

Policies are typically tailored to suit the type of industry your business operates within. However, the amount of cover required will vary from one business to another. When deciding on how much cover you need for your business, consider the following factors:

  • Do any of your contracts require a minimum level of cover?
  • Has your industry body set a minimum level of cover for membership?
  • Does your business or trade license require a minimum amount of cover?
  • Do the terms of your lease require a minimum level of cover?
  • Finally, think about what your level of risk and exposure could be. What kind of accidents could occur, and what could be the potential cost of a claim?