Insurance for Maintenance Services
Prepare for the unexpected with business insurance. Find cover for cleaners, gardeners, landscapers and more!
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From multiple insurers
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Save Money
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Instant Cover
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What is maintenance services insurance?
Business insurance helps maintenance service providers like you protect their growing businesses. Depending on the cover you choose, it could help you manage costs like property damage, stolen tools, and legal expenses.
Accidents can happen no matter how careful you are. Property damage, missing equipment, injuries—the potential troubles for a maintenance service business never end.
Situations like these could mean unplanned bills for your business. If paying them out of pocket would wipe your bank accounts clean, it may be time to consider business insurance.
Why maintenance services businesses night need insurance
You may be required to have business insurance to do things like:
Work with specific clients.
Work as a contractor or sub-contractor.
Lease commercial space.
Pay legal costs if you face a claim.
Types of maintenance services businesses we cover
BizCover has insurance options for a whole roster of businesses.
If you don’t see a match below, it doesn’t mean we can’t cover you.
Domestic Cleaners
Provides cleaning and light housekeeping services for homeowners.
Provides professional or specialty cleaning services for businesses and public places.
Plan, plant, cultivate and manage plants and gardens.
Designs, plans and maintains gardens and parks.
Lawn Mowing
Provides lawn mowing and maintenance for homeowners, businesses, or public spaces.
Fencing Contractors
Installs, repairs and maintains fences and gates.
Removes debris, cleans filtration systems, and tests the water in private and public pools and spas.
Handymen
Repair, maintenance, and improvement tasks around homes and businesses.
Window Cleaners
Cleans window glass and screens of dust, dirt and debris.
What does your business do?
Search your occupation, compare cover, and buy online in minutes.
Save time & money by buying online in minutes.
Types of cover we offer maintenance services business
Unsure what types of business insurance to get? We’ve got you! Here’s what other maintenance service providers tend to choose:
Popular cover types for maintenance services providers:
Maintenance service providers could also consider:
Other Covers
Statutory Liability
Statutory Liability Insurance
Covers you for an unintentional breach of key NZ business legislation, including:
- Legal and defence costs
- Fines and penalties
Employers Liability
Employers Liability Insurance
Covers you against claims related to employee workplace injuries (when not covered by ACC) including costs such as:
- Legal and defence
- Compensation costs
How much does maintenance services business insurance cost?
Your small business is unique. That means you might face different risks than other maintenance service providers and may pay a different price for your cover.
With BizCover, insurance can be tailored to fit the size, risks, and needs of your business.
Get cover that works with the risks of your business
Select different cover amounts for each policy listed below.
This is the most you will be paid out if you need to make a claim.
Unsure how much to choose? Think about:
Statutory Profession Requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to cover you, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
Get cover that works with the risks of your business
You can select from 5 different levels of cover.
This is the most you will be paid out if you need to make a claim. Choosing different cover levels may impact the cost of your policy.
Unsure how much to choose? Think about:
Statutory professional requirements
Cover required by contracts
Number of employees being covered
Your contract value
Worst case scenario claim size
Underinsurance
We know it’s tempting to select a lower level of cover to reduce premiums, but this can leave businesses shocked and insufficiently covered when making a claim.
Ways underinsurance catches business owners out:
Inflation
With inflation, the cost of living and doing business increases. Remember to cover you, your tools and assets for the rising costs of replacing or covering them, not what you paid for them – you may be surprised at the difference.
Not covering the full cost of your risks
If you select cover levels for less than the value you may be found liable – left out of pocket when it comes to claims time. It’s important to review your risks and determine how much you will need to cover any claim that may come your way.
How it works – buying online
5 easy steps to get instant cover online today.
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How it works – making a claim
We’ll assist you through the claims process & manage your claim directly with the insurer.
Let us know Fill out our claims form and provide info to support the claim
Receive extra support We will assist you with your claim
Claim results We will notify you of the claim outcome.
Let us know Fill out our claims form and provide info to spport the claim
Receive extra support We will assist you with your claim
Claims results We will notify you of the claim outcome
Our Insurers
We work with a selected group of trusted NZ insurers to offer you great cover.
The savings are real
See how much others have saved while purchasing policy through Bizcover
Martin
Gardener from
Christchurch
Saved
$2,000
on
Public Liability, Statutory Liability
& Employers Liability
Vicki
Management Consultant
from Napier
Saved
$1,500
on
Professional Indemnity &
Public Liability
Ian
Plumber from
Picton
Saved
$600
on
Public Liability&
Statutory Liability
Yvonne
Councellor from
Rotorua
Saved
$100
on
Public Liability &
Professional Indemnity
^ Savings made from January 2023 to July 2024. This information is provided as a guide only and may not reflect pricing for your particular business, as individual underwriting criteria will apply.
What sets BizCover apart?
We are not just a comparison and buy site.
Make Claims Online
We’ll manage the process on your behalf with the insurers.
Flexi Payment Options
Pay monthly or annually, cancel at any time.
One Stop Shop
Manage multiple cover types in one place.
Easy Renewals
Optional automatic renewal to stay protected.
Hear from our customers
Real-life customer reviews verified by Feefo
Efficient
Trusted Customer
Efficient and great price
Quoted and bought insurance online, very quick and a great price.
Definitely worth
Burnett B
BizCover is definitely worth their word. Quick easy understandable cover
Straight forward
Trusted Customer
It is very straight forward and easy to understand and you can choose whatever you need for your business.
Easy to choose
Pavan K
Easy to choose business insurance. The search and the options provided were very simple and straight forward, didn’t expect it to be that easy.
Fast, friendly and efficient
Kylie T
The customer service agent was excellent. He explained to me clearly all the questions I had. Can’t be beat on price for the policy I needed and I was contacted within half an hour of my enquiry. Policy was confirmed on the phone. Excellent.
