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Why do Allied Health Professionals need it?

Your clients rely on you to look after them; you can rely on us to look after your business insurance. As an allied health professional, small mistakes can have big consequences. Get multiple quotes with a few clicks online or just a phone call to protect your business, so you can continue taking care of your clients without worries.

Did you Know?

BizCover is the preferred insurance partner of Podiatry NZ, Massage NZ, Nutrition Society and Reflexology NZ. If you’re a member you’ll save on your Professional Indemnity & Public Liability cover with our exclusive member rates.

Insurance for Allied Health Professionals

Professional Indemnity

Professional Indemnity (PI) insurance provides essential financial protection for Allied Health Professionals for claims made against them in carrying out their professional services or treatments.

Allied Health Professionals generally require professional indemnity to comply with professional association requirements, professional standards legislation or to meet the requirements of many clients.

Allied Health covers a broad range of modalities, including:

  • Acupuncture
  • Beautician
  • Bowen therapy
  • Chiropractors
  • Counsellor
  • Dietician (Nutritionist)
  • Homeopaths
  • Homoeopathy
  • Hypnotherapy
  • Kinesiology
  • Life Coach
  • Massage Therapists
  • Medicine – Chinese
  • Medicine – Herbal
  • Meditation
  • Natural Therapists
  • Neurohealth Chiropractor
  • Occupational Therapists
  • Optometrists
  • Osteopaths
  • Personal Trainer
  • Physiotherapy
  • Pilates
  • Podiatry
  • Psychological
  • Psychotherapy
  • Reflexology
  • Speech Therapy
  • Traditional Therapists
  • Weight Loss Centres
  • Yoga Instructors

 

Public Liability and Product Liability

Public and Product Liability Insurance covers Allied Health Professionals for their legal liability in the event of personal injury or damage to property of others during the course of normal business operations or as a result of a product defect.

If your business/practice requires your customers or members of the public to visit your home or business, or if you visit their premises, you should seriously consider taking out public liability insurance for your protection.

Claim example

A yoga instructor hired premises in a busy centre to run a studio. From the time of occupation, she complained to the landlord about the air conditioning in the premises. Despite numerous complaints and heated discussions, nothing was ever rectified by the landlord. The yoga instructor then left the premises prematurely and she left a note on the door explaining that she had moved premises and what she thought of the landlord. She followed this up with an interview in a local newspaper whilst promoting her new location. The landlord sued the yoga instructor for defamation. The professional indemnity policy responded and paid for significant legal costs (equivalent to one years revenue) before the matter went away.

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