... service to your clients, your Professional Indemnity (PI) insurance is no doubt one of ... much needed financial assistance for legal and compensation ... or a service to your clients, your Professional Indemnity (PI) insurance is no doubt one of the most vital ... legal and compensation costs in the event of action taken against your business. Like all insurance policies ...read more
... how the cost of a Professional Indemnity (PI) insurance policy is calculated and why one ... that impact the cost of Professional Indemnity insurance ... Professional Indemnity (PI) insurance policy is calculated and why one profession can often cost more than another? We look some of the key factors that that impact the cost of Professional Indemnity insurance. Insurance ...read more
... Professional Indemnity and Public Liability insurance ... legal action they offer different forms of protection. Public Liability Insurance It's important to understand the difference between Professional Indemnity and Public Liability insurance as the two types of cover can often cause confusion. Whilst both covers protect your business against legal action ...read more
Buying any insurance, can be a confusing and ... it comes to getting your Professional Indemnity Insurance, it can be even more ... comes time to get ... are required to provide information on your professional indemnity insurance. Investigate and make sure to look ... to your business and may need to consider a cyber liability policy. It's important to look at the whole scope ...read more
Professional Indemnity Insurance (PI) can be ... we explain what professional indemnity insurance is and why it ... business. What is Professional ... need to look at your policy wording to look at what specifically is covered). Misconceptions Around Professional Indemnity Insurance A common misconception professional indemnity insurance claims only arise because the ...read more
... investing in the right business insurances can  ... Professional Indemnity Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy ... back on your feet. Cyber Liability insurance* When you are dealing ...read more
... investing in the right business insurances can save your business when ... ... Professional Indemnity Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy ... back on your feet. Cyber Liability insurance* When you are dealing ...read more
... , if not more. Even if you are not found liable, the legal costs of defending yourself could seriously affect your business.Professional Indemnity Insurance (PI) is designed to protect you and your employees by providing ...read more
Do I need Professional Indemnity Insurance Insurance? Professional Indemnity insurance is an essential form of cover for anyone who provides professional advice or services to another individual or business. It is a ...read more
What is Professional Indemnity Insurance? Professional Indemnity insurance is designed for professionals who provide advice or a service to their clients. If someone alleges that you've made a mistake, overlooked a ...read more
How much does Professional Indemnity Insurance cost? On average, small business owners can expect to pay around $112.28 per month for Professional Indemnity insurance. We have analysed data from 500 businesses across ...read more
What does Professional Indemnity Insurance cover? When you run your own business there is always the risk of a claim occurring, no matter how much care you take when delivering your professional services. In today s ...read more
... is Small Business Insurance. But what kind of insurance do you actually ... If you own a small business, there's no denying one the most important things you need to protect your assets is Small Business Insurance. But what kind of insurance do you actually need? There's no 'one-size-fits-all' ...read more
You shouldn't think of insurance just as an expense, instead ... ... find certain types of insurance is required. For example you'll find Professional Indemnity might be compulsory ... . Having a Employers Liability policy in place can cover you not only for your legal and defence costs, but ...read more
... common issues with Business Insurance is that policy owners often fail to ... of what's in your policy is great (that's why ... ... . You don't need to know your policy by heart but having a rough idea of what's covered will certainly come in handy. For example, if you purchase Professional Indemnity (PI) insurance you should know that you're covered ...read more
... management, however, and a tailored insurance  There comes a time when every successful enterprise needs to ditch the baby steps, put it all on the line, and take a giant leap forward. At that point, the decisions you make will determine whether the next phase ...read more
When it comes to running a small business, your brand and its reputation are priceless. No doubt you've spent countless hours establishing your name by building strong When it comes to running a small business, your brand and its reputation are priceless. No doubt you've spent countless hours establishing your name by building strong relationships with your customers and clients, but ...read more
... this year that cybercrime over NZ computers and networks has more ... ... Cyber Liability insurance provides a crucial safety net for SMEs in NZ, as it helps cover businesses against the expenses and legal ... , a good Cyber Liability policy as part of a broader business insurance plan will go ...read more
... stolen, the costs of repairing the damage and the legal costs associated with a data breach can have a ... annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising ...read more
... choosing-the-right-business-structure/becoming-a-sole-trader/ Insurance for Consultants Professional Indemnity Giving advice or providing recommendations doesn't come without risk. That's why Professional Indemnity (PI ...read more
... Professional Indemnity (as at July 2017). Insurance for Immigration Advisers Professional Indemnity Insurance Professional Indemnity (PI) insurance ... professional indemnity policies specifically designed to meet the law ...read more
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... wrong. Having the appropriate retailers insurance in place to protect your ... ... caused by your products Some Public Liability insurance policies include cover for Product Liability cover. Money ... daily tasks of running your business. Cyber Liability insurance is designed to help protect your retail ...read more
Getting the insurance sorted for your small business ... , compare quotes and buy the insurance that suits your business. But ... business insurance ... you work from home, your home and contents insurance policy might not cover all the liabilities related to your ... may require you to have Professional Indemnity cover. Make sure your policy stays relevant and on the move ...read more
... Insurance for Engineers Professional Indemnity Professional Indemnity provides indemnity for professional errors and negligence. Importantly, it provides legal ... A comprehensive business insurance policy for any engineering ...read more
... result in your client suffering a financial loss. Without professional indemnity insurance coverage, you could find yourself personally liable for any associated legal bills and the full cost of any claim made against ...read more
... is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety of ...read more
... data being based on stand-alone Public Liability policies, as opposed to the Liability packages that we have negotiated with our insurers to combine Professional Indemnity and Public Liability cover which offer much more ...read more
... policy and in the bat of an eyelash you can be covered instantly. Did you Know? To be a member of The New Zealand Association of Registered Beauty Professionals, it is compulsory to hold Professional Indemnity insurance ...read more
You work hard to build your business. So it's vital to protect your business assets and revenue against potential risks that may impact your business, such as fire, storms ... to the policy wording. ... policy to suit your needs and include other essential covers such as Public Liability and Professional Indemnity insurance to ensure you are not left financially responsible for the costs of a legal ...read more
... your business has the right insurances in place for when things ... ... Even if you are flying solo as a cleaning business, Public Liability insurance is still something you need to ... any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording ...read more
... your customers with Public Liability insurance is one of the most ... If you're a sole trader or small business owner, protecting your business and your customers with Public Liability insurance is one of the most important aspects. It offers protection should a customer, supplier, or ...read more
... include Public Liability Insurance to ensure you are left financially sound for the costs of a legal claim should a ... breakdown caused by an event defined in your policy. Money Covers money belonging to your business that ...read more
... about is paying hefty legal costs should an unwanted accident occur. Public Liability Insurance, often referred to ... 2 million, $5 million, and $10 million. Policies are typically tailored to suit the type of industry ...read more
Public Liability Insurance protects you and your business ... ... financial repercussions can be devastating. If one considers the legal defence costs alone, these could put you out of ... you face the risk of legal action. Public Liability Insurance protects you against claims from ...read more
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... we plan, accidents do occur. Employers Liability insurance protects you against settlements or damages, including ... injury to employees in the course of employment Legal costs incurred as a result of defending these ...read more
Statutory Liability Insurance For Your Business New Zealand businesses are facing increased exposure to statutory ... actions in the workplace. Statutory Liability Insurance protects you, your business and your employees ...read more
Many businesses think their business is too small to attract cyber criminals. Yet, when it comes to cyber theft, size doesn't matter. Hackers are on the lookout for businesses ... management plan, as it provides protection against the expense and legal costs associated with data breaches. Having cyber can help ... loss of sales. Having a Cyber Insurance policy can provide you cover for the following ...read more
Ask any small business owner about the most difficult aspect of running a business and you'll most likely get a range of answers. However, there is common one thing that ... business, and they need not be a policy holder with BizCover's insurance service to win. “So much of ... less, even if you're a one-man band. Have a valid NZ company number- to validate that you are an actual business. Wish ...read more
The origin of Diwali stems from celebrations that would occur to mark the last harvest before winter. In Indian agricultural society, as the end of the financial year ... Zealand-based customers - and the latest recipient of the NZ BizGiver Grant - Kavita Anand. Earlier this year, Kavita ... to start her own business - Kavita's Kitchen NZ. Family-owned and based in Wellington, Kavita credits ...read more
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The end of financial year is a time for people to plans for the new financial year ahead. It's also a great time for business owners to take stock and do a bit of planning ... may be considerations for your insurance. Firstly, do you have the ... insurance is written on a claims made basis, which means that the policy provides cover only for claims made during the policy period. Having a policy ...read more
Most small business owners are conscious of their cash flow. Whether you are just starting out or have been in business a while, you'll want to make sure every dollar Most small business owners are conscious of their cash flow. Whether you are just starting out or have been in business a while, you'll want to make sure every dollar goes as far as possible. Here are 5 tips to help you ...read more
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Unfortunately, there's no off season for cyber criminals who are always on the prowl, leaving no small business immune especially when it comes to obtaining financial ... Cyber Liability insurance cover? Cyber Liability is designed to cover your business against the expenses and legal ... which could be in breach of the law: https://www.netsafe.org.nz/ The impact of falling victim to a ...read more
The holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... payment for compensation and legal expenses. Ensure your Public Liability insurance policy has adequate cover to ... access systems and data. Therefore, a Cyber Liability insurance policy can act as your safety net against ...read more
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The world today is digital, where you can now do everything, from reading books, listening to music, booking a taxi, pre-ordering your groceries for delivery and even ... it's worth considering cyber insurance for your business. Most cyber insurance policies will not only cover your ... blogs.business.microsoft.com/en-nz/2017/02/27/cyber-crime-on-the-rise-in-nz/ This is general advice ...read more
With New Zealand ranking #1 in the World Bank's 2017 Doing Business Report this year, it has proven to be an attractive place for small business owners. We have put together ... Kiwi to start a small business: 1. Small business in NZ have good access to financing, with 86% of those who ... your insurance cover regularly. Getting insurance has never been easier - get quotes from top NZ insurers in ...read more
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Here at BizCover we take great pride in shining a light on some of the customers we serve and being able to showcase the amazing work they do. Today we're looking at ... , and this year shot video content in London of the blending session which has been widely used in editorial media in NZ, Australia and the UK. And now they're working on a gin! Vaughn also had some sage advice to offer ...read more
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Scotchbox is all about sampling Whisky and other spirits that aren't easy to find, or, you perhaps wanted to try but didn't want to buy a bottle. With Scotchbox you get ... has to do it!” Having a large supply of valuable bottles has also motivated McBride to ensure that he has insurances in place to protect his Scotchbox stock. “I chose to insure my business because I want to be protected ...read more
Owning your small business can feel a bit like a balancing act with the everyday responsibilities of running the show, whilst trying to maintain a healthy lifestyle, ... off your day by setting reminders and scheduling those important tasks, like reminding you when is your insurance up for renewal again. Intrigued? These are some of the impressive capabilities these devices can perform ...read more
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Reviews related to pi insurance nz solo practitioner
It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me. Definitely r
Got my PI cover sorted within 15 mins over the phone.
All questions answered Options of various policies explained thoroughly
Was an easy experience to update and re new policy
very easy to renew policy, no dramas or hold-ups. I didn't have to waste my time with petty details.
Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A
I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.
Prompt response to my initial enquiry and subsequent questions about the policy.
Trades & Services
Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.
They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn
Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu
The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover
Trades & Services
Highly recommended way of doing business insurance with out hassles and cost effective
I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!
Nice and fast, but not immediately obvious where to download insurance certificate.
IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE
Get the cover that is right for you
BizCover offers Professional Indemnity policies from a range of insurers with cover limits from $250K to $10M. When determining how much cover you need, consider the following:
- Are there any statutory requirements for your profession?
- Are you a member of a professional body or association with a set requirement to hold PI insurance? If so, how much cover do they require you to have?
- Do any of your work contracts specify that you must hold a certain level of PI insurance?
- What is the value of the jobs that you perform?
- What are the potential risks (i.e. what could go wrong?) and what are the potential costs to rectify any mistakes?
- What would the legal and investigation costs add up to if any action was taken against you?
Ensure you review your insurance regularly to assess your exposure risk and increase your level of cover accordingly.