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Types of small business insurance in New Zealand

... is Small Business Insurance. But what kind of insurance do you actually ... ... a service or advice, then Professional Indemnity (PI) Insurance is a must have. It ... should think about holding a Cyber Liability policy. Cyber Liability Insurance protects your business in the ...

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Why Do Marketing Consultants need Professional Indemnity Insurance?

... investing in the right business insurances can save your business when ... ... marketing consultancy business. Professional Indemnity* Explained Professional Indemnity (also known as PI) insurance is an important ... if this data was compromised. Cyber Liability insurance is designed to help protect ...

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Key things to look out for when Growing Your Small Business

... management, however, and a tailored insurance […] ... faulty product. Professional Indemnity ('PI') protects you against financial loss from any legal action ... professional advice or services. Consider Cyber Liability insurance, especially if your business relies ...

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Help Protect your small business' reputation

When it comes to running a small business, your brand and its reputation are priceless. No doubt you've spent countless hours establishing your name by building strong ... and mistakes do happen. Fortunately, Professional Indemnity insurance is designed to protect your ... , Cyber Liability insurance is there to help by providing coverage for expenses and legal ...

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Business Risk: What Isn't Covered and Why it Matters

... common issues with Business Insurance is that policy owners often fail to ... aware of what's in your policy is great (that's why you ... ... to the business. Cyber Liability Insurance- Cyber Liability Insurance protects against the expenses and legal costs of ... For example, if you purchase Professional Indemnity (PI) insurance you should know that you're ...

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Professional Indemnity Claims: when should I notify my insurer?

... service to your clients, your Professional Indemnity (PI) insurance is no doubt one of ... much needed financial assistance for legal and compensation ... service to your clients, your Professional Indemnity (PI) insurance is no doubt one of ... the most important conditions of Professional Indemnity policies involves the requirement that circumstances ...

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What is Professional Indemnity Insurance?

... such claims, your Professional Indemnity insurance will pay for your legal and defence costs ... some professions that require PI cover are: health practitioners, IT contractors, management ...

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What do you need to know about Professional indemnity insurance?

Professional Indemnity Insurance (PI) can be difficult to comprehend, ... article, we explain what professional indemnity insurance is and why it might ... compensation made against you and legal defence costs up to your ... policy wording to look at what specifically is covered). Misconceptions Around Professional Indemnity Insurance ...

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How the cost of Professional Indemnity insurance is calculated

... how the cost of a Professional Indemnity (PI) insurance policy is calculated and why one ... that impact the cost of Professional Indemnity insurance ... how the cost of a Professional Indemnity (PI) insurance policy is calculated and why one ... that impact the cost of Professional Indemnity insurance. Insurance policy pricing is generally calculated on ...

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Insurance for Consultants

... come without risk. That's why Professional Indemnity (PI) insurance is designed to provide the ... Cyber Liability insurance is designed to protect your business against the costs and legal ...

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How to protect your small business from cybercrime

Unfortunately, there's no off season for cyber criminals who are always on the prowl, leaving no small business immune especially when it comes to obtaining financial ... protecting your business. What is Cyber Liability insurance cover? Cyber Liability is designed to cover ... be in breach of the law: https://www.netsafe.org.nz/ The impact of ...

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Insurance for Engineers

... Code of Ethics. Insurance for Engineers Professional Indemnity Professional Indemnity provides indemnity for ... for engineers. Some miscellaneous professional indemnity policies might exclude engineering activity. ...

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Insurance for Mortgage Brokers

... professional indemnity insurance coverage, you could find yourself personally liable for any associated legal ... and confidence in your company. Cyber liability helps you safeguard your business ...

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Insurance for Immigration Advisers

... Professional Indemnity (as at July 2017). Insurance for Immigration Advisers Professional Indemnity Insurance Professional Indemnity (PI) insurance ... professional indemnity policies specifically designed to meet the law ...

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Insurance Options for Retailers

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Preparing your store for the holiday season ahead

The holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... for compensation and legal expenses. Ensure your Public Liability insurance policy has adequate ... systems and data. Therefore, a Cyber Liability insurance policy can act as your safety ...

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Insurance options to protect your cleaning business

... your business has the right insurances in place for when things ... ... Public Liability insurance. Public Liability insurance is designed to cover the legal fees ... and exclusions contained in the policy wording.  The information contained on ...

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Cyber Insurance - Is it worth it?

Many businesses think their business is too small to attract cyber criminals. Yet, when it comes to cyber theft, size doesn't matter. Hackers are on the lookout for businesses ... protection against the expense and legal costs associated with data breaches. ... they should consider a Cyber Insurance policy as an essential part of ...

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BizCover expands into New Zealand and launches BizCover.co.nz

... and leading provider of online professional indemnity insurance, has announced today the launch ... 10,000 policies sold in the past two years), ... ,000 policies sold in the past two years), BizCover.co.nz provides professional indemnity insurance for ... simplifying the process of getting professional indemnity insurance. Our fast and cost effective ...

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Insurance for Beauty Salons

... is compulsory to hold Professional Indemnity insurance. Insurance for Beauty Salons Professional Indemnity The joys of ... ask yourself when buying insurance Does the policy cover all your areas ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business ... , compare quotes and buy the insurance that suits your business. But ... business insurance ... home, your home and contents insurance policy might not cover all the ... you to have Professional Indemnity cover. Make sure your policy stays relevant and ...

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Cyber Liability Insurance

... repairing the damage and the legal costs associated with a data ... * Cyber Liability Insurance is designed to protect your business against the expense and legal ...

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Insurance by Professions

... our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers ...

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BizGiver launch in NZ: Granting a $2000 wish this spring

Ask any small business owner about the most difficult aspect of running a business and you'll most likely get a range of answers. However, there is common one thing that ... back in 2010, BizCover NZ, an online insurance service for small businesses ... need not be a policy holder with BizCover's insurance service to win. ...

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BizCover expands its insurance offer and launches a new look

... to compare and buy professional indemnity and business insurance online Sydney, Australia - ... and leading provider of online professional indemnity ... and leading provider of online professional indemnity insurance, has announced today the launch ... and no delays on their policy documentation. BizCover's partners include Australia's ...

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Business Insurance

... industry you're in, Small Business Insurance can be tailored to suit ... by events covered under your policy. Natural Disaster Covers for loss ...

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4 Areas You May Not Have Thought Business Insurance Covers

You work hard to build your business. So it's vital to protect your business assets and revenue against potential risks that may impact your business, such as fire, storms ... conditions apply. Refer to the policy wording. Keeping an office inventory ... such as Public Liability and Professional Indemnity insurance to ensure you are not ...

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10 Amazing Facts About Small Businesses in New Zealand

With New Zealand ranking #1 in the World Bank's 2017 Doing Business Report this year, it has proven to be an attractive place for small business owners. We have put together ... ensure you review your insurance cover regularly. Getting insurance has never been ... easier - get quotes from top NZ ...

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Diwali Customer Spotlight - Kavita's Kitchen NZ

The origin of Diwali stems from celebrations that would occur to mark the last harvest before winter. In Indian agricultural society, as the end of the financial year ... ://kavitaskitchen.co.nz Like Kavita's Kitchen NZ on Facebook: https://www.facebook.com/kavitaskitchennz/ ... Follow Kavita's Kitchen NZ on Twitter: https://twitter.com/kavita_kitchen ...

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Public Liability Insurance

... hefty legal costs should an unwanted accident occur. Public Liability Insurance, often ... , $5 million, and $10 million. Policies are typically tailored to suit ...

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It's Time for an Insurance Health Check!

The end of financial year is a time for people to plans for the new financial year ahead. It's also a great time for business owners to take stock and do a bit of planning ... is your policy a claims made policy and does your policy offer you ... make sure your business is insurance fit for the upcoming challenges ...

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5 Money Saving tips for Small Business in NZ

Most small business owners are conscious of their cash flow. Whether you are just starting out or have been in business a while, you'll want to make sure every dollar ... , credit card, bank account or insurance for their business. It may ...

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What does Public Liability Insurance Cover?

Public Liability Insurance protects you and your business ... ... face the risk of legal action. Public Liability Insurance protects you against ... business should consider Public Liability Insurance - even home-based businesses. It ...

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Tips On How To Better Your Business This Year

With 2019 only just getting underway, what better time is there to whip your business into shape for a successful year. Taking the time to review some of your existing ... is having the right business insurance policies in place to protect it ... from unexpected risks. Reviewing your insurance is an opportunity to make ...

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Insurance for Painters

... out insurance means safeguarding your business against incidents covered under your policy ... not covered by their policy. Public liability policies usually cover only the ...

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World Chocolate Day Customer Spotlight - The Cookie Project

Here at BizCover, any opportunity for us to brag about how awesome our customers are, we'll take it. With today being World Chocolate Day, what better time is there to ... butter cookies (or shortbread) that NZ has to offer by collaborating ... using the best butter in NZ by Lewis Road Creamery. It ...

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International Cookie Day Customer Spotlight - The Cookie Project

Here at BizCover, any opportunity for us to brag about how awesome our customers are, we'll take it. With today being International Cookie Day, what better time is there ... butter cookies (or shortbread) that NZ has to offer by collaborating ... using the best butter in NZ by Lewis Road Creamery. It ...

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Customer Spotlight: The Goat Farm

Here at BizCover we take great pride in shining a light on some of the customers we serve and being able to showcase the amazing work they do. Today we're looking at ... used in editorial media in NZ, Australia and the UK. And ...

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Insurance for Hairdressers

... your business. A Public Liability policy will cover third party property ... on you having public liability insurance. Business Insurance Your business assets are ...

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Employers Liability Insurance

... , accidents do occur. Employers Liability insurance protects you against settlements or ... in the course of employment Legal costs incurred as a result ...

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A Guide to Going Green This World Environment Day

This June marks 45 years since the United Nations launched World Environment Day, an initiative raising much-needed awareness of environmental issues across the globe ... staff about recycling and environmental policies within your workplace. This could ...

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How Plumbers Can Protect their Business with Public Liability Insurance*

As a plumber you are faced with different challenges every day, one minute you're fixing a burst pipe, next you're unplugging a drain, no two days are ever the same! ... What is Public Liability Insurance? Public Liability insurance is designed to provide ... and exclusions contained in the policy wording.  The information contained on ...

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Customer Spotlight: TwoBlackLabs

TwoBlackLabs create tailored services to assist clients by managing and making their business' unique security and privacy risk needs easier. They also specialise in ... my family are not impacted. Insurance allows me to meet my ...

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Customer Spotlight: Scotchbox

Scotchbox is all about sampling Whisky and other spirits that aren't easy to find, or, you perhaps wanted to try but didn't want to buy a bottle. With Scotchbox you get ... to ensure that he has insurances in place to protect his ...

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Insurance for Tradesmen

... many thousands of dollars damage. Insurance for Tradesmen Public Liability Don't ... level of cover required. Business Insurance Your tools are essential to ...

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Customer Spotlight: Mosh

... , we can look after their insurance needs. Today we're looking at ... ... , we can look after their insurance needs. Today we're looking at ...

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Introducing our newest cover option: Personal Perishables Cover

... new product: Personal Perishable Insurance. Personal Perishables Insurance covers working individuals for ... ... new product: Personal Perishable Insurance. Personal Perishables Insurance covers working individuals for ... cover will revolutionise the way insurance covers business individuals. In the ...

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Take Back Your Time With These Apps

Time. It's something we could all do with a little bit more of, especially when you run your own business. One of the biggest skills you gain as a small business owner ... we offer a hassle-free business insurance experience. Jump online or give ...

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Reviews related to pi insurance nz solo practitioner

  • It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me. Definitely r

    Patricia Copp
    Consultancy Occupations

  • Got my PI cover sorted within 15 mins over the phone.

    Kaushalya Samarasekera
    Information Technology

  • All questions answered Options of various policies explained thoroughly

    Rangi Monga
    Allied Health

  • Was an easy experience to update and re new policy

    Jamie Ewen
    Information Technology

  • very easy to renew policy, no dramas or hold-ups. I didn't have to waste my time with petty details.

    Andrew Barrell

  • Prompt response to my initial enquiry and subsequent questions about the policy.

    Carol Freebairn
    Trades & Services

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett

  • I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

    Tina Buckler
    Allied Health

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

  • The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover

    Quentin Duff
    Trades & Services

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • Nice and fast, but not immediately obvious where to download insurance certificate.

    Charles Brooks
    Consultancy Occupations


    Janette Wallbutton
    Real Estate

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Get the cover that is right for you

BizCover offers Professional Indemnity policies from a range of insurers with cover limits from $250K to $10M. When determining how much cover you need, consider the following:

  • Are there any statutory requirements for your profession?
  • Are you a member of a professional body or association with a set requirement to hold PI insurance? If so, how much cover do they require you to have?
  • Do any of your work contracts specify that you must hold a certain level of PI insurance?
  • What is the value of the jobs that you perform?
  • What are the potential risks (i.e. what could go wrong?) and what are the potential costs to rectify any mistakes?
  • What would the legal and investigation costs add up to if any action was taken against you?

Ensure you review your insurance regularly to assess your exposure risk and increase your level of cover accordingly.