Affordable Insurance For Real Estate Agent
Estate Agents
- Instant Professional Indemnity insurance tailored specifically for your business
- Opportunity to compare and select policies from NZ leading insurers
- Quick and easy online process, no forms to fill in, get covered in minutes
Insurance for Real Estate Agents
... easy online process, no forms to fill in, get covered in minutes Insurance for real estate agents The types of business insurances for real estate agents are designed to provide cover for a range of different risks which ...
read moreUnderstanding the risks for Real Estate Agents
... that you have the right level of business insurance in place as part of your overall risk management strategy. Still not convinced? Here are some of the risks real estate agents encounter in their day-to-day operations ...
read moreProfessional Indemnity Insurance- a Guide for Real Estate Agents
... with responding to or managing claims which are covered by the policy. Why do real estate agents need to consider Professional Indemnity insurance? Word of mouth and reputation and one of the things which can make or ...
read moreProfessional Indemnity Insurance – A Guide For Real Estate Agents
... with responding to or managing claims which are covered by the policy. Why do real estate agents need to consider Professional Indemnity insurance? Word of mouth and reputation and one of the things which can make or ...
read moreDo I need Professional Indemnity Insurance Insurance?
... for the government or an organisation with insurance listed as a condition of the contract. Common professions which require Professional Indemnity include real estate agents, accountants, IT contractors and management ...
read moreWhat is Business Insurance
... various risks that businesses face. From dog groomers to personal trainers, IT specialists and real estate agents, Business Insurance provides coverage for many different types of small businesses. Why do I need Business ...
read moreWhat is Professional Indemnity Insurance?
... not costing you an arm and a leg! What does Professional Indemnity insurance cover?* There's a lot that could go wrong when you' ... . Management Consultants Accountants & Tax Agents Real Estate Agents And many more! Even if ...
read moreWhat does business insurance cover
... Bakers Grocery stores Convivence stores Showrooms for tradie businesses Manufacturers Real estate agents If you feel unsure of the types of business insurance your business may need, jump online or give our friendly ...
read moreSurprising Ways That Business Insurance Can Help Your Business
... like tablets, special equipment and laptops, then you might like to consider Portable Equipment insurance*. Whether you're a real estate agent, a tradie, a baker or hairdresser on the go, this type of cover provides ...
read moreBusiness Interruption Insurance
... often consider this type of insurance include: Shop Owners Retailers Cafés and Restaurants Tradespeople and Landscapers Real Estate Agents Cleaners Beauty Salons Mortgage Brokers Travel Agents and Tour Operators Business ...
read moreTool and Portable Equipment Insurance
... job done. Tool and Portable Equipment insurance can help provide so much needed protection for your expensive electronic IT equipment that gets lost or damaged. Real Estate Agents Without business assets like your laptop ...
read moreWhat does Professional Indemnity Insurance Cover?
... professionals to hold and maintain Professional Indemnity insurance and these include: Registered Migration Agents Architects and Draftsmen Real Estate Agents Finance and Mortgage Brokers Accountants Bookkeepers/ BAS ...
read moreWhat does Professional Indemnity Insurance cover?
... professionals to hold and maintain Professional Indemnity insurance and these include: Registered Migration Agents Architects and Draftsmen Real Estate Agents Finance and Mortgage Brokers Accountants Bookkeepers/ BAS ...
read moreWhat is Public Liability Insurance?
... bit of cash by not purchasing the right amount of Public Liability insurance, or worse, didn't have any at all. If the ... working. Real Estate Agents - As well as Realtors and Mortgage Brokers. Real estate agents frequently ...
read moreUnderstanding Insurance, Part Two: Professional Indemnity Insurance
... . Some of the typical professions which may require Professional Indemnity insurance include: consultants, accountants, real estate agents and health practitioners. Types of Professional Indemnity claims These are ...
read moreHow much does Professional Indemnity Insurance cost?
... higher a potential claim could end up costing, the higher the insurance premium will most likely be. As you can see from the below graph, Real Estate Agents and Engineering consultants pay a much higher premium than, say ...
read more6 Essential Types of Business Insurance in New Zealand
... 's important you know the difference. Professional Indemnity Insurance is applicable to many professions, such as chiropractors, consultants, engineers, architects, real estate agents, and accountants, just to name a few ...
read moreInsurance by Industry
... Real Estate Agents Recruitment Consultants Retailer Shop Owners Tradesmen Travel Agents and Tour Operators Yoga Teachers Protect your business today. * * As with any insurance ... of our business insurance professionals. You ...
read moreThe difference between public liability and professional indemnity insurance
... to have professional indemnity insurance by law An example of some professions that require PI cover are: health practitioners, IT contractors, management consultants, accountants and real estate agents. If you are found ...
read more4 Tips For Starting An Online Business
... con sultants, accountants and real estate agents , among many others. BizCover provides multiple quotes from some of New Zealand’s most trusted insurers across a range of small business insurance products. If you are ...
read moreHelp Protect your small business' reputation
... are a few to consider: Professional Indemnity Insurance If your business provides a professional service or advice, such as an accountant, architect, real estate agent or beauty therapist, you have a big responsibility ...
read more10 Amazing Facts About Small Businesses in New Zealand
... largest share in property rental, hiring and real estate, making up the largest share of small ... small business owner ensure you review your insurance cover regularly. Getting insurance has never been easier - get quotes ...
read moreBizSave
... Hair & Beauty Services Handyman Allied Health Professionals Real Estate Agents #Bizsave Just like this small trades business, you too can save big on your business insurance. With our price promise we can help you ...
read moreInsurance for Engineers
... may be a requirement that you have your own Public Liability insurance* cover in place. Be sure to also check the exact ... and never gave up…well done Paul G. Real Estate Agency Service Quick and easy to use service – ...
read moreDo I need Public Liability Insurance?
... as compensation and legal fees. Without having Public Liability insurance , your business is at risk of having to pay ... to our operating requirements. Kim (Mr) F. Real Estate Agency Service Early to know if the service is ...
read moreDigital Marketing Tips For Tradies
... news feed of Facebook both offer digital advertising real estate that tradie businesses can purchase. Maximise your ... not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and ...
read moreHow Tradies can use LinkedIn
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read moreProfessional Indemnity
... consultants , accountants and real estate agents among many others. Professional ... find out how to get in touch with one of our business insurance professionals. Sales Team Enquiry 0800 249 268 Regular Hours: Mon – Fri ...
read moreReferral Partners NZ
... Business Service Providers Commercial Real Estate Agents Simple Registration Provide us ... find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service ...
read moreNo Dramas
... Mortgage Brokers Painters Personal Trainers Plumbers Real Estate Agents Recruitment Consultants Retailer Tradesmen Travel Agents and Tour Operators Protect your business today. Insurance Options to Consider At BizCover ...
read moreBizCover adds Ando Insurance to its NZ business insurance platform
... and Business Interruption (MDBI) cover on the BizCover platform. “Ando is a fantastic addition to our SME insurance platform,” says Jane Mason, BizCover's Head of Product, Channels & Risk. “Their initial offering adds a ...
read moreHow Cyber Insurance Protects Small Businesses
... 't hooded movie villains - they're real people doing real damage across the globe, especially in New ... return to service. Let's take a look at Cyber Liability insurance * and how it can help to protect your small business ...
read moreInsurance for Plumbers
... damage a third-parties property or getting your tools stolen. These are real life risks plumbers are faced with every day. Business insurance for plumbers is designed to give your business the protection it needs and ...
read moreDo I need Business Insurance
... kind of risk you need to think about when not having an insurance policy in place. The scale of the financial impact can range ... can happen so easily. There's also the real risk of causing damage to your customers property ...
read moreTradies Guide to Business Insurance Packages
... you may well be surprised by just how much real-world value you have with all those essential tools you ... a spanner gets thrown into the works, that's where tradie insurance can help. You may run a one-man band or have a ...
read moreHow Insurance Can Protect Landscape Architect
... from legal claims made against them for errors or omissions in their work. A real-life example of Professional Indemnity insurance in action Take this example of a landscape architect hired by a government agency to ...
read moreInsurance for Mechanics
... information like your client's vehicle and personal data online, runs the real risk of being compromised if a cyber attack were to occur. Cyber Liability insurance is there to provide a safeguard in the event you were a ...
read moreInsurance for IT Professionals
... to be fixed by another firm, as well as the resulting damage from the error. How do I make a claim on my insurance policy? Need to make a claim? Too easy! We're here to assist you through the process and get you back to ...
read moreWhat does Public Liability Insurance Cover?
... of accidents could occur, and what could be the potential cost of a claim? How do I make a claim on my insurance policy? Need to make a claim? No dramas! We're here to assist you through the process and get you back to ...
read moreDo Dog Walkers Need Insurance?
... can help foot the bill for you. Now running your business is truly a walk in the park! Does looking for insurance make you feel like you're chasing your own tail? Let BizCover help! We make it quick and easy to find ...
read moreDo Hypnotherapists need Business Insurance?
... hypnotherapists work from a home office and may not worry about the types of risks that Public Liability insurance covers. However, a patient can be injured or have their personal belongings damaged in a home office just ...
read moreManaging Your Business Insurance During Inflation
... tip of most business owners lips and is the driving force behind changes like the increased costs of living. Business insurance isn't exempt when it comes to the impact of inflation, and in our quick guide we take a look ...
read moreInsurance for Contractors
... , you're not considered an employee. This means that you may not be fully covered by your client's insurance policies while you're on the job. This is why many clients require the contractors and subcontractors they hire ...
read moreIntroducing Work From Home Insurance
... with an inappropriate screen name Work as we know it may never be the same. Get your work from home insurance before your next meeting goes wrong—available April 1st only. *Don't get caught on April Fool's Day Protect ...
read moreInsurance for Tradies
... you in plain English. If you want to brush up on your Latin, look elsewhere. How do I make a claim on my insurance policy? Are you a tradie that needs to make a claim? No worries at all! We're here to assist you through ...
read moreUnderstanding Insurance, Part 3: Business Insurance
... an insured event by paying ongoing expenses (such as wages or rent). Find out more Getting your business insurance sorted has never been easier. At BizCover, we keep the process paperwork and jargon-free, saving you time ...
read moreHow much does Public Liability Insurance cost?
... to around $80 on average. The most common level of cover amongst our New Zealand customer base for Public Liability insurance is $1 million, however there is the option to take out $2, $5, $10 or $20 million worth of ...
read moreWhat you need to know about Business Interruption Insurance
... and mind and protection this coverage can provide to help get your business back up and going. This type of insurance can also be surprisingly simple to arrange and doesn't need to cost a fortune. As with every form of ...
read moreTradie Guide to Public Liability Insurance
... may be a mandatory requirement in order to obtain your trade licence. You may need to hold Public Liability insurance to access and perform trade work on certain building sites. If someone is injured as a result of your ...
read moreTradie Guide to Professional Indemnity Insurance
... your objectives, financial situation or needs. It should not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. © 2022 BizCover ...
read moreHow Accountancy Insurance Protects Your Business
... your objectives, financial situation or needs. It should not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. © 2023 BizCover ...
read moreWhy Bookkeepers need Professional Indemnity Insurance
... ? As a bookkeeper you can benefit from reducing the risks to yourself and your business via bookkeeper Professional Indemnity insurance . Try as you might, but errors can and do happen - even for the most dedicated and ...
read moreWhat Is Inside A Business Insurance Pack?
... in making the process to get your cover sorted easy and simple, with no-dramas! Visit bizcover.co.nz and get insurance for your small business without the stress so you can get on with your day. Get on the phone and give ...
read moreHow Are Business Insurance Premiums Calculated?
... risk your business may be. Business location Where your business is located can affect the pricing of your business insurance premium. Some areas may be deemed a higher risk than others and this may be due to things like ...
read moreInsurance for Psychologists
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read moreInsurance for Travel Agents and Tour Operators
... get covered in minutes Why do Travel Agents and Tour Operators need Business Insurance? Your clients seek out your expert ... insurance* Interacting with clients, suppliers and members of the public means there is a real ...
read moreInsurance for Accountants & Tax Agents
... providers in the market, so you can start protecting your accounting practice today. What does insurance for Accountants & Tax Agents cost? Every small business is different, and the same is true for accountants and tax ...
read moreA Graphic Designers Guide To Professional Indemnity Insurance
... your Product Disclosure Statement or chat with your insurance agent. These are some of the things you may ... with perceived or actual claims from clients are very real situations you may encounter as a graphic designer. ...
read moreBusiness Insurance
... business needs whether you're a tradesperson, a tax agent or anything in between. From covering the cost of ... to check on coverage. How do I make a claim on my insurance policy? Need to make a claim? No dramas! We're here ...
read moreAn Accountants Guide to Understanding Cyber Liability Insurance
... policy? If you are unsure of what your specific Cyber Liability insurance policy covers check your Product Disclosure Statement or contact your insurance agent to obtain the details. Investigation and data recovery costs ...
read moreUnderstanding Cyber Liability Insurance – A Guide For Engineers
... does To get an accurate idea as to how much a Cyber Liability insurance policy may cost your engineering business, have a chat with an insurance agent, like BizCover. This is where we can help. By asking a few simple ...
read moreWhat Photographers Need to Know About Business Insurance
... and protect your reputation should the worst happen. Business Insurance * Take the time to think about all the ... from the theft or loss of client information. A real-life claim example A crew were on a film shoot, ...
read morePublic Liability Insurance Explained
... of cash by not purchasing the right amount of Public Liability insurance, or worse, didn't have any at all. If the ... customers can attest to that!! Here is a real-life claim example: A landscape gardener who was working ...
read moreWhat is Tool Insurance and why do Tradies need it?
... without your job, there's no income and you've a real problem on your hands. Like any small business owner, you ... in New Zealand. Why do tradies need to consider Tool insurance? If your tools were lost or stolen, your work ...
read moreInsurance for Marketing and Multimedia Professionals
... of risks your business may be exposed to and how business insurance can provide the protection your business needs. Below we take ... businesses such as: Advertising Agents Broadcasters Advertising Consultants Fundraising ( ...
read moreInsurance Options for Retailers
... store or a bakery, there is always the potential risk for things to go wrong. Having the appropriate retailers insurance in place to protect your retail store is a smart move when it comes to managing the risk of your ...
read moreWhy Do Marketing Consultants need Professional Indemnity Insurance?
... that is involved in a court case which can proceed for months if not years . Having Professional Indemnity insurance means you can focus on getting back to business doing what you do best without worry and only limited ...
read moreHow the cost of Professional Indemnity insurance is calculated
... than another? We look some of the key factors that that impact the cost of Professional Indemnity insurance. Insurance policy pricing is generally calculated on risk factors and put simply, the higher the level of risks ...
read moreWhat do you need to know about Professional indemnity insurance?
... may need to draw funds from their own pockets and that is never a good thing. With professional indemnity insurance you do not have this problem. Cover may be mandatory! Whilst you can generally choose what sort of cover ...
read moreInsurance For Cafes and Restaurants
... a moment to treat yourself to that hard-earned coffee break. Insurance options for retailers https://www.bizcover.co.nz/insurance-options-for-retailers-bizcover/ Running a retail business is fast paced with plenty going ...
read moreEmployers Liability Insurance
... businesses tick. It's a match made in heaven! We won't bore you with jargon We're not fans of complicated insurance speak, so we talk to you in plain English. If you want to brush up on your Latin, look elsewhere. How do ...
read moreCyber Liability Insurance
... cybercrime event were to occur. Get more information If you would like to learn more about all things business insurance or perhaps brush up on some tips to help your small business save time and money, head to our blog ...
read moreStatutory Liability Insurance
... you need to keep in mind when getting your policies sorted. https://www.bizcover.co.nz/complete-guide-to-business-insurance/ 10 Ways to help protect your small business Let's face it, as a small business owner you are ...
read moreInsurance for Photographers
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read moreInsurance for Personal Trainers
... Equipment cover* Don't sweat the small stuff when it comes to making sure you have the right business insurance in place. Let the energetic team at BizCover do the crunches when it comes to providing a competitive quote ...
read moreCyber Liability Insurance Explained
... 't believe in making things difficult, so there's no paperwork required or messy forms to fill out. Experience insurance made easy today and see how we can help protect your business . * The information provided on this ...
read moreWhy businesses in New Zealand need to consider Statutory Liability insurance
... . In far too many cases where companies have neglected to include adequate, or indeed any Statutory Liability insurance as part of their health and safety strategy, the financial blow from just a single breach of health ...
read moreIs it time to give your retail business an insurance health check?
... worse if a claim were made against you. Even if you do have cover in place, doing a review of your insurance could help you save on your premium. *This information is a general guide only and does not take into account ...
read moreA Designer's Guide To Understanding Cyber Liability Insurance
... your clients peace of mind knowing they are dealing with a trusted and secure webpage. Get your Cyber Liability insurance sorted- having your policy in place will help you sleep at night knowing that you have that extra ...
read more5 Things To Consider About Public Liability Insurance For Your Small Business
... phone call away if you have any questions and need some help with your policy. Visit bizcover.co.nz and get insurance for your small business without the stress so you can get on with your day. Get on the phone and give ...
read moreInsurance for Sole Traders
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read moreInsurance for Yoga Teachers
... take the joy out of being a business owner. At their worst, they could even put you out of business. Insurance for yoga teachers can make it easier to go with the flow when something goes wrong. Whether it's handling a ...
read moreInsurance for Massage Therapy
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read moreUnderstanding Insurance, Part 4: Cyber Liability Insurance
... after being hacked or from the theft or loss of client information. Why do I need to consider Cyber Liability insurance ? A common misconception is that hackers only go after the big fish but when it comes to attacks ...
read moreUnderstanding Insurance, Part One: Public Liability Insurance
... cover any legal defence costs you incur as a result of defending yourself. Why do I need Public Liability Insurance ? While you may take all the care in the world to create a safe environment, the reality is accidents ...
read moreInsurance for Immigration Advisers
... due to theft, fire and other perils listed in the wording, anywhere in New Zealand. FAQs How much does insurance cost for immigration advisors? There isn't a one price fits all when it comes to immigration advisors and ...
read moreInsurance for Bookkeepers
... We know you are always busy helping your clients, therefore we made it easy for you to arrange your business insurance - just a few clicks and one phone call, you have your policy documents emailed to your inbox. Did you ...
read moreInsurance for Architects & Designers
... let the worry of a building blunder keep you awake at night. Why not compare quotes for Architects and Designer insurance today from the friendly team at BizCover? Taking out a policy is as easy as the click of a button ...
read moreInsurance for Allied Health Professionals
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read moreBusiness Insurance FAQs
... needed to make a potential claim, a drama no business owner wants to be faced with! It's no secret that insurance can sometimes be a bit confusing and like a language of its own right? We don't believe in using jargon ...
read moreInsurance for Recruitment Consultants
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read moreInsurance for Beauty Salons
... not required to do business, if you are at risk, it might be good to have protection in place. Insurance for your stock, portable equipment for mobile salons, and the other things you need to run your business smoothly ...
read moreThings to consider when purchasing business insurance
... boring bits! Let's start with the basic areas to look at when figuring out the type of business insurance you need to consider to protect your business. Know your risks Have a think about the kind of business activities ...
read moreWhat Insurance Policies do Yoga Studios Need?
... include (but are not limited to): Your location A yoga studio in a nice part of town may pay less for yoga insurance than one in an area with a higher crime rate. You may also pay more if your studio is in an area prone ...
read moreA Management Consultants Guide to Professional Indemnity Insurance
... the market, but one of the key types of cover you may need to look at is Professional Indemnity insurance. Being a management consultant comes with some degree as risk when providing your professional pearls of wisdom to ...
read moreAn Accountants Guide to Understanding Public Liability Insurance
... to send some accountants out of business for good If you are renting your business premises, Public Liability insurance may be a requirement of your rental agreement. When you are out and about visiting client's Public ...
read moreAn Accountants Guide to Professional Indemnity Insurance
... add up to if any action was taken against you? Factors that may impact the cost of a Professional Indemnity insurance policy It's a bit difficult to provide an exact cost as to what your Professional Indemnity policy may ...
read moreReview Your Business Insurance With A Health Check – Part One
... to save a lot of drama down the track if you had to make a claim. Stay in charge of your business insurance Nobody knows your business like you do, so why not make your life a bit easier when it comes to managing your ...
read moreHow To Avoid These Mistakes When Buying Business Insurance
... in making the process to get your cover sorted easy and simple, with no-dramas! Visit bizcover.co.nz and get insurance for your engineering business without the stress so you can get on with your day. If you'd prefer to ...
read moreReviews related to Affordable Insurance For Real Estate Agent
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IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE
Janette Wallbutton
Real Estate
Why do Real Estate Agents need it?
No matter how much pride and care you may take in your role as a real estate agent, there is always that exposure to some element of risk. The real estate world is competitive, and you’ve worked hard to build your business and its reputation, the last thing you want is a claim to send it all crashing down.
These are some of the reasons why, as a real estate agent you may need to consider business insurance:
- To join certain industry boards and become a member, you may be required to hold a certain level of Professional Indemnity insurance*
- Giving advice you your clients about property and estates could land you in hot water if things don’t follow the expected blueprint!
- If a client, member of the public or another third-party was to slip, trip or fall for example on your business premises you may be held liable for any injuries caused (when not covered by the ACC)- this is where Public Liability insurance* can help
- When you’re out on the road visiting and showing clients around, it is important you have some protection in place for things like your laptop, mobile phones etc with Portable Equipment cover*
Did you Know?
Real estate agents providing incorrect or misleading information topped the consumer complaints and inquiries to the Real Estate Agents Authority (REAA).
Insurance for Real Estate Agents
Professional Indemnity
Professional Indemnity insurance is designed to protect your business against legal claims and costs by third parties for damage arising from acts, error, omissions, and breaches in your professional duty. This may include the sale of real estate, poor property management, allegations of misleading or misrepresentation or a breach of statutory rules.
What is covered?
- Damages and claimant costs awarded against the insured
- Legal and defence costs
- Claims investigation costs
- Inquiry attendance costs
- Public relations costs
What is NOT covered?
- Intentional damage
- Known claims and circumstances
- Fraud and dishonesty
- Bodily injury / property damage
Public Liability
This insurance is an essential component of any business’ insurances. It covers your liability to third parties for any property damage and or injury or death arising out of your work where ACC does not respond. Typical claims for Real Estate Agents might include leaving a property unlocked and a theft occurs or by causing damages to a property or its contents during an open home. It is relatively cheap cover for the amount of protection afforded.
What is covered?
- Compensation for accidental damage to third party property
- Compensation for personal injury or death to third parties where the ACC does not provide cover
- Legal and defence costs
What is typically NOT covered?
- Injury to your employees
- Damage to your own property
- Compensation for personal injury whereby cover is provided by the ACC
- Known claims and circumstances
Protect your business today.
Business Insurance
While your clients are essential to your real estate business, take a moment to think about the other elements that help you close the deal. There are things like the bricks and mortar of your real estate premises (if you own it), your office furniture and equipment, and your vital sales tools like your phone, tablet, laptop etc.
Without them, doing business would be next to impossible, and that’s why it’s important to have some forms of protection in place if an unpredictable challenge were to disrupt your business activities.
Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance policy can also cover your portable equipment, and loss of revenue due to business interruption in specified circumstances.
Let’s take a look at these different types of coverages and how they can help your real estate business.
Building*– Covers you for loss and damage to buildings you own, as a result of an insured event, e.g., fire, malicious damage.
Contents*-Cover for loss of or damage to items such as business equipment, stock, plant and machinery, records, fixtures and fittings and furniture belonging to you at the insured location.
Business Interruption*– Business interruption insurance provides cover for the loss of income and increased costs of operating your business caused by a specified insured event (such as property damage or fire). It is also designed to assist your business to recover from an insured event by paying ongoing expenses (such as wages or rent).
Portable Equipment cover*– Covers you for loss and damage to your tools and equipment due to theft, fire and other perils listed in the wording, anywhere in New Zealand.
Cyber Liability
Working as a real estate agent, you will have sensitive and important documentation that you will need to protect from data breaches and other malicious cyber threats. In such an event, cyber insurance can help cover your business in the event of:
• Forensic investigation costs
• Data restoration costs
• Security failure claims
• Public relation costs
• Cyber-extortion costs
• Fines, penalties, and loss due to defamation
• Privacy and intellectual property claims
• Identity theft
• Ransom and extortion
Statutory Liability
With the ever-changing statutory landscape for the Real Estate industry, it is becoming more and more crucial for Real Estate Agents to have protection for any inadvertent breaches of New Zealand statutes. This will cover legal defence costs as well as, in some cases, cover for fines incurred.
Want to know more?
Get your fix on all things business and insurance with our blogs. Perfect reading for in between open houses and inspections!
Understanding insurance-part 2: Professional Indemnity insurance
https://www.bizcover.co.nz/understanding-insurance-part-two-professional-indemnity-insurance/
Ever wanted to understand the nitty gritty of Professional Indemnity insurance? This simple guide breaks down some of the key facts and information, jargon free.
* This information is a general guide only and does not take into account your objectives, financial situation or needs. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.
The provision of the claims examples are for illustrative purposes only and should not be seen as an indication as to how any potential claim will be assessed or accepted. Cover for a claim will depend on the specific circumstances around the loss and would be subject to the terms and conditions of the policy concerned.
Need Help?
Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals.
You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents.