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What does Public Liability Insurance Cover?

... Liability insurance provides peace of mind for claims for third party property damage or personal injury. Public Liability insurance ... by Public Liability insurance? While Public Liability insurance covers your ...

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Public Liability Insurance

... Public Liability Insurance For your Business As much as we like to hope otherwise, accidents do happen. Regardless of the industry you operate in, as a business owner you are liable for property damage and personal ...

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How much does Public Liability Insurance cost?

... Public Liability insurance. Also known as General Liability or Broadform Liability, Public Liability insurance is an ... Liability insurance. Businesses that are considered to have a higher risk exposure of causing personal ...

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What is Public Liability Insurance?

... insurance too, so all's well that ends well should an accident occur from their negligence. ; A Public Liability claim could result from Accidental damage to a third party's personal property A faulty or ...

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Insurance Options for Retailers

... to go wrong. Having the appropriate retailers insurance in place to protect your retail store is ... Liability insurance. It protects your business against claims by third parties relating to property damage or personal ...

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Do I need Public Liability Insurance?

... do I need? How much does it cost? Is Public Liability insurance a legal requirement? Do I need Public Liability Insurance Insurance? Public Liability insurance* is an important type of cover, as it can ...

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What does Public Liability Insurance Cover?

... work for any metropolitan council will require a minimum $2m cover. Every business should consider Public Liability Insurance - even home-based businesses. It covers you and the actions of your employees for potential ...

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What does Professional Indemnity Insurance Cover?

... to defend against the claim of liability. Professional Liability insurance can cover the cost of the claim ... Indemnity insurance policy is there to protect your business's finances, your reputation, and personal assets ...

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Insurance for Personal Trainers

... ; Insurance for Personal Trainers and Fitness Professionals Combined Professional Liability Package ... , it's likely a requirement to provide your own insurance if you are contracted to a gym or fitness studio ...

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Insurance for Cleaners

... for cleaner's insurance. In just ... personal asset risk if things go pear shaped. ; Business Insurance for Cleaners Public Liability Insurance* Public Liability insurance ...

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Insurance for Painters

... for Painters Public Liability Public Liability is perhaps the most important insurance option for painters to consider. It will protect you in the event of your business causing personal or property damage ...

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Insurance for Plumbers

... by not having Public Liability insurance. As a plumber ... it is a vital form of cover that protects you and your business against claims which arise from third party property damage and personal ...

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Insurance for Shop Owners

... and that's where Public Liability insurance comes into play. Public Liability insurance is designed to provide ... Liability insurance can assist with are unintended loss or release of customer personal information ...

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Insurance by Industry

... insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance ... call us for personal assistance at 0508 ...

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Insurance for Allied Health Professionals

... your business insurance. As an ... Yoga Instructors Public Liability and Product Liability Public and Product Liability Insurance covers Allied Health Professionals for their legal liability in the event of personal ...

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Retailer Insurance

... whether it is stored within business premises, in personal custody, or transit. Business interruption : The ... may be liable for claims. However, with cyber liability insurance in place, you may be covered for legal ...

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Insurance for Beauty Salons

... Liability Insurance provides peace of mind against claims made against you by third parties for property damage, and personal ... you to have a particular level of Public Liability cover. How much would it cost to replace ...

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Insurance for Consultants

... trader in New Zealand, you must have: A personal IRD number for paying income tax and GST Relevant ... you a couple of thousand dollars. Public Liability insurance will protect you from any financial losses which ...

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Insurance for Architects & Designers

... and Designer insurance today ... personal information and client information online means you are instantly at risk of potential cyber attacks and data breaches. Reinforce your cybersphere with Cyber Liability insurance ...

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Cyber Insurance - Is it worth it?

... In the case of eBay, hackers managed to steal personal records of 233 million users. The hack saw usernames ... for the breach of privacy. This is why cyber insurance should be an important part of your risk management ...

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BizCover and Boost Your Business

... to do the research or the calling around to different insurance companies - we've done that for you. With ... Liability Insurance Protects you and your business from third party legal claims for property damage or personal ...

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BizCover and PriceMe

... to do the research or the calling around to different insurance companies - we've done that for you. With ... Liability Insurance Protects you and your business from third party legal claims for property damage or personal ...

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Statutory Liability Insurance

... being held more accountable and responsible for their actions in the workplace. Statutory Liability Insurance protects you, your business and your employees, including directors, trustees and managers, against ...

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Employers Liability Insurance

... a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance protects you against settlements or damages, including defence costs, as a result of an employee suffering ...

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Cyber Liability Insurance

... costs to New Zealand businesses as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising from data breaches which ...

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Insurance For Cafés and Restaurants

... P ublic L iability insurance and G lass insurance before signing a lease. ; Insurance for cafés and restaurants Public Liability* Public Liability insurance is  designed to ...

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Insurance for Handyman

... features offered by each policy. BizCover is the go-to website to get affordable and suitable public liability insurance quotes from leading New Zealand insurers. A few clicks are all it takes to get the best public ...

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Insurance for Tradesmen

... or annual turnover. A relatively small and quick job can result in many thousands of dollars damage. ; Insurance for Tradesmen Public Liability Don't get stuck between a wall and hard place by not having Public ...

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Insurance for Photographer

... ? Often referred to as General Liability insurance, Public Liability insurance is designed to provide protection for ... it to be covered by your insurance. ; *As with any insurance, cover will be subject to the ...

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Insurance for Mortgage Brokers

... against your business. Public Liability Public liability insurance helps protect your business ... could put you out of business. The right public liability cover can defend you against compensation claims and legal ...

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Insurance for Engineers

... You may need public liability insurance to protect yourself against any claims and liabilities that arise due to ... Statutes can typically be covered by a Statutory Liability policy. The policy covers your legal defence ...

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Insurance for Hairdressers

... insist on you having public liability insurance. Business Insurance Your business assets are as ... months to conduct repairs or re-build. Business Interruption insurance can cover the loss of income and some of the ...

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Insurance for IT Professionals

... Contents – if you have an office, do you have insurance in place for your contents or any buildings you own ... toll on your business' reputation. Cyber Liability Insurance covers the costs which can be incurred following ...

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Insurance for Accountants & Tax Agents

... not able to operate and work with clients. Cyber Insurance As an Accountant, you work and rely on sensitive ... hackers or an inadvertent error with Cyber Liability insurance, which provides coverage for expenses like ...

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It's Time for an Insurance Health Check!

... and your level of exposure increases you may need to consider increasing the level of public liability insurance that you hold. Are there statutory requirements you need to meet (certain contracts may have minimum ...

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Insurance for Real Estate Agents

... Liability This insurance is an essential component of any business' insurances. It covers your liability to ... business as a result of any insured peril. Cyber Liability Working as a real estate agent, you will have ...

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What is Professional Indemnity Insurance?

... a leg! ; Do I really need Professional Indemnity Insurance? If you are being paid to provide your professional ... cost. The surveyor's insurer recognised his liability and made a quick settlement offer. Interestingly ...

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Insurance for Bookkeepers

... arrange your business insurance - just ... Liabilities Recording, Monitoring and Tracking Income and Expenses Reporting Requested Bookkeeping Information Bookkeepers generally require professional indemnity insurance ...

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Insurance for Travel Agents and Tour Operators

... clients' itinerary is fun, and so is sorting out your business insurance. With just 4 steps or one phone call, you can get ... Indemnity Insurance for Travel Agents and Tour Operators Professional Indemnity (PI) insurance ...

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Professional Indemnity Insurance

... or association with a set requirement to hold PI insurance? If so, how much cover do they require ... contracts specify that you must hold a certain level of PI insurance? What is the value of the jobs that you perform? ...

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Introducing Work From Home Insurance

... Work From Home Reputational Risk Insurance* Work From Home Reputational Risk Insurance* is there to turn ... never be the same. Get your work from home insurance before your next meeting goes wrong—available April 1st ...

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Do I need Business Insurance

... allows for policies to be customised to suit your business. Here are a few examples of how Business Insurance can protect different types of businesses and their areas of risk. Tradesmen on the job Your tools are ...

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What does business insurance cover

... premises a re most likely one of your most valuable assets that you will want to insure. Building insurance c overs your building if it i s damaged as a result of a fire, storm, malicious activity ...

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What is Business Insurance

... To further protect your business from the impact of an insured event, consider Business Interruption insurance. Business Interruption insurance can c over for financial loss as a result of an interruption to your ...

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Business Insurance FAQs

... easy to understand. Get Free Quotes ; ; ; Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover by comparing quotes from New Zealand’s leading ...

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Do I need Professional Indemnity Insurance?

... I need Professional Indemnity Insurance Insurance? Professional Indemnity insurance is an essential form ... your business for good. That's where Professional Indemnity insurance comes in to play. If a client makes a ...

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Business Insurance

... perfect sense to protect the things needed to make your business run smoothly every day. Business Insurance is designed to safeguard your contents, stock and other assets against unexpected events, like fire, storm ...

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Insurance for Recruitment Consultants

... clients is your expertise and getting you the right insurance is ours. With just a few clicks or a ... date will be specified in the policy schedule. All PI insurance policies will have a 'limit of indemnity' and a ' ...

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Insurance for Immigration Advisers

... Indemnity (as at July 2017). ; Insurance for Immigration Advisers Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial protection for Immigration Advisers ...

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Tool and Portable Equipment Insurance

... portable property is required to be securely stored for it to be covered by your insurance. ; ; *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy ...

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Bizcover and Nutrition Society of NZ

... Business Insurance at an additional cost to protect against material damage losses suffered due to an unexpected event, like fire, storm, theft, natural disasters and accidental damage. ; Professional Liability Package ...

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Bizcover and Massage NZ

... take care of your clients; we'll provide the insurance. Massage therapists are in a unique position of trust ... you could be held liable. A Professional Liability Package provides important financial protection in the ...

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BizCover and NZ Qualified Bookkeepers Association

... be held liable. That's why a Professional Liability package can provide essential financial protection in ... upon as advice. Before deciding to purchase a new insurance policy, which is a financial product, you should read ...

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BizCover and Reflexology NZ

... considerable amount to defend yourself. A Professional Liability Package provides essential financial protection in the ... preferred insurance partner of Reflexology New Zealand. We offer a tailored insurance package from ...

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Reviews related to Personal Liability Insurance

  • It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me. Definitely r

    Patricia Copp
    Consultancy Occupations

  • You made the purchasing of public liability cover simply easy and straight forward

    Peter McLaughlin
    Trades & Services

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby
    Manufacturing

  • IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE

    Janette Wallbutton
    Real Estate

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett
    Medical

  • I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

    Tina Buckler
    Allied Health

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • Nice and fast, but not immediately obvious where to download insurance certificate.

    Charles Brooks
    Consultancy Occupations

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

  • The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover

    Quentin Duff
    Trades & Services

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Independent feedback from our customers rated our service at excellent.

Get the cover that’s right for your business

With BizCover there are 4 levels of Public Liability cover to choose from, being $1 million, $2 million, $5 million, and $10 million.

Policies are typically tailored to suit the type of industry your business operates within. However, the amount of cover required will vary from one business to another. When deciding on how much cover you need for your business, consider the following factors:

  • Do any of your contracts require a minimum level of cover?
  • Has your industry body set a minimum level of cover for membership?
  • Does your business or trade license require a minimum amount of cover?
  • Do the terms of your lease require a minimum level of cover?
  • Finally, think about what your level of risk and exposure could be. What kind of accidents could occur, and what could be the potential cost of a claim?