... ; Did you Know? Adverse reactions to hair products and treatments are some of the most common forms of cited complaints against hairdressers. ; Insurance for Hairdressers At BizCover, we offer an extensive range ...
read more... is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety of ...
read more... , or an engineering firm. Just as a mobile or home-based hairdresser will have varying needs to those of a salon owner who has ... then Professional Indemnity (PI) Insurance is a must have. It protects professionals against ...
read more... In part two of our Understanding Insurance series, we focus on Professional Indemnity insurance. What is Professional Indemnity insurance? Professional Indemnity Insurance * is designed to protect you ...
read more... can help safeguard your marketing consultancy business. Professional Indemnity * Explained Professional Indemnity (also known as PI) insurance is an important form of protection for ...
read more... can help safeguard your marketing consultancy business. Professional Indemnity * Explained Professional Indemnity (also known as PI) insurance is an important form of protection for businesses ...
read moreEver wondered how the cost of a Professional Indemnity (PI) insurance policy is calculated and why one profession can often cost more than another? We look some of the key factors that that impact the cost of ...
read more... of the contract Occupations who are required to have professional indemnity insurance by law An example of some professions that require PI cover are: health practitioners, IT contractors, management consultants ...
read moreProfessional Indemnity Insurance (PI) can be difficult to comprehend, but only at first. In this article, we explain what professional indemnity insurance is and why it might be important for your business. What is ...
read more... who provides advice or a service to your clients, your Professional Indemnity (PI) insurance is no doubt one of the most vital covers you have for your business. If things don't quite go to plan it can provide ...
read more... PI sorted. 1. Are you required to hold a certain level of cover? Whether you have CPA or CA accreditation, most regulatory bodies require you to hold a certain level of insurance ... professional indemnity insurance . ...
read more... your profession? Minimum Level of Cover What is NOT typically covered? Do I need Professional Indemnity Insurance Insurance? Professional Indemnity insurance is an essential form of cover for anyone who provides ...
read more... of an unhappy client making a claim against you, something which is out of your control. Professional Indemnity insurance enables you to defend your reputation through the right legal avenues, to ensure your business's ...
read more... are they qualified for the job they are performing Previous claims history Traditionally, Professional Indemnity, also known as PI insurance, was generally only required for occupations such as doctors, lawyers and ...
read more... insurance is mandatory as a condition of the contract An example of some professions that require PI ... 're all human and we all make mistakes. Professional Indemnity Insurance allows you to cover yourself if, and when, ...
read more... not found liable, the legal costs of defending yourself could seriously affect your business. Professional Indemnity Insurance (PI) is designed to protect you and your employees by providing cover against such claims ...
read more... can result in the Bookkeeper being sued. ; Insurance for Bookkeepers Professional Indemnity Insurance Professional Indemnity Insurance is for businesses and professionals in fields where their customers, or other ...
read more... relations change management psychological testing training & induction ; Professional Indemnity Insurance for Recruitment Professionals PI insurance is designed to indemnify the insured for a ...
read more... to the claim. ; Insurance for IT Professionals Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial protection for IT Professionals against potential losses arising ...
read more... Liability cover with our exclusive member rates. ; Insurance for Allied Health Professionals Professional Indemnity Professional Indemnity (PI) insurance provides essential financial protection for Allied Health ...
read more... require professional indemnity insurance to cover themselves in person for errors and negligence. ; Insurance for Architects and Designers Professional Indemnity Professional Indemnity (PI) insurance provides ...
read more... Publishers SEO Consultants Sign Writers ; Professional Indemnity Insurance for Marketing and Multimedia professionals Professional Indemnity (PI) insurance provides essential financial protection for ...
read more... /or tender processes. Even the best of us can have a bad day with the books. That's why Professional Indemnity insurance is designed to protect you and your business from any losses which may arise from any errors and ...
read more... to help the growing online shoppers' community to compare, select and buy the right professional indemnity and business insurance in a more accurate, fast and user friendly manner. “We understand how important having ...
read more... have at least $1 million of cover. ; Insurance for Mortgage Brokers Professional Indemnity Insurance Professional indemnity insurance protects professionals, like Mortgage Brokers, who offer advice and services ...
read more... and breaching the Engineers' Code of Ethics. ; Insurance for Engineers Professional Indemnity Professional Indemnity provides indemnity for professional errors and negligence. Importantly, it provides legal ...
read more... Giving advice or providing recommendations doesn't come without risk. That's why Professional Indemnity (PI) insurance is designed to provide the essential financial protection you need as a Consultant, to safeguard ...
read more... your earnings and not gross ticket prices. ; Professional Indemnity Insurance for Travel Agents and Tour Operators Professional Indemnity (PI) insurance provides essential financial protection for Travel Agents and ...
read more... ; Did you know? Your professional indemnity policy covers the cost of defending allegations of professional negligence against you and not just the settlement amount. ; Insurance for Personal Trainers and Fitness ...
read more... a minimum of $250,000 Professional Indemnity (as at July 2017). ; Insurance for Immigration Advisers Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial protection ...
read more... the Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against potential losses arising out of acts, errors and omissions from professional services provided. The REINZ ...
read more... covers The discounted package includes cover for Professional Indemnity, Public Liability, Statutory Liability. Professional Indemnity Professional Indemnity insurance** protects you against losses claimed by a ...
read more... Professionals, it is compulsory to hold Professional Indemnity insurance. ; Insurance for Beauty Salons Professional Indemnity ... wave of a mascara wand. Business Insurance can include cover for the following: ...
read more... platform (over 10,000 policies sold in the past two years), BizCover.co.nz provides professional indemnity insurance for over 100 different professions from New Zealand's leading insurers. BizCover provides a simple ...
read more... and inquiries to the Real Estate Agents Authority (REAA). ; Insurance for Real Estate Agents Professional Indemnity Professional Indemnity insurance is designed to protect your business against legal claims and ...
read more... LIMIT OF INDEMNITY EXCESS ANNUAL PREMIUM Professional Indemnity $1Million any ... old fashioned way you can contact our friendly business insurance Specialists on 0508 249 268 Monday to Friday 9. ...
read more... be the preferred insurance partner of Reflexology New Zealand. We offer a tailored insurance package from Dual ... cover for Professional Indemnity and Public Liability. Professional Indemnity Protects against ...
read more... may incur while defending yourself. Professional Indemnity insurance * No matter how much ... for a claim to occur. Professional Indemnity i nsurance (PI) is designed to protect you and ...
read more... a rough idea of what's covered will certainly come in handy. For example, if you purchase Professional Indemnity (PI) insurance you should know that you're covered for any damages claims awarded against you, plus defence ...
read more... to clients in relation to their wellbeing, or even an allegation of professional misconduct. Professional Indemnity insurance provides essential protection against financial losses for legal action taken against you ...
read more... your customers with products, if you provide professional advice or services you may want to consider Professional Indemnity insurance*. Professional Indemnity (PI) insurance is an important form of protection for ...
read more... Zealand's leading insurers, including DUAL, AIG, and QBE. With the option to include Professional Indemnity, Public Liability, and Business Insurance, we will ensure you get the best cover for your business at the right ...
read more... of themselves, but the primary insurances - public liability and professional indemnity - are crucial. Ignore them ... can the odd faulty product. Professional Indemnity ('PI') protects you against financial loss from ...
read more... your reputation too. And let's face it, we are all human and mistakes do happen. Fortunately, Professional Indemnity insurance is designed to protect your business should you or your staff make an error, omission, or ...
read more... to be the preferred insurance partner of Massage New Zealand. We offer an insurance package from Dual ... Professional Indemnity, Public Liability, Statutory Liability and Employers Liability. Professional Indemnity ...
read more... the Partner Code field during checkout. ; ; Professional Indemnity Insurance for Tutors We're not trying to teach ... omissions involving a breach of your professional duty. Having the right PI cover offers you peace of ...
read more... business sectors you'll find certain types of insurance is required. For example you'll find Professional Indemnity might be compulsory if you are part of a professional association. If you rent your premises, public ...
read more... a few things you may not know about small business insurance - which may help you choose your next policy or ... government, they may require you to have Professional Indemnity cover. Make sure your policy stays relevant ...
read more... your cover by picking and choosing the types of policies relevant to your business. Professional Indemnity Insurance Protects your business and your staff against any financial losses or legal action taken ...
read more... personal injury not covered by the ACC that arise due to your business operations. Professional Indemnity Insurance Protects your business and your staff against any financial losses or legal action taken against ...
read more... negotiated with our insurers to combine Professional Indemnity and Public Liability cover which offer much more competitive premiums. It is also important to note that each insurance company assesses risk in different ...
read more... a policy to suit your needs and include other essential covers such as Public Liability and Professional Indemnity insurance to ensure you are not left financially responsible for the costs of a legal claim ...
read more... and big to us! We believe that getting your business insurance sorted should be simple and hassle-free, leaving you time ... things were to go wrong. Professional Indemnity protects your business and your ...
read more... for automated bookings and payments (restaurants, hair and beauty services and other event based ... time and that's why we offer a hassle-free business insurance experience. Jump online or give us a call to receive ...
read more... Insurance? Take the time to consider how many different assets your business relies on each day to get the job done. From desks to hammers, coffee machines to hair ... of how Business Insurance can protect different types ...
read more... Manufacturing Allied Health Professionals Professionals GET INSTANT QUOTES #Bizsave Just like this small trades business, you too can save big on your business insurance. With our ...
read more... for things to go wrong. Having the appropriate retailers insurance in place to protect your retail store is a ... in transit to or from your store or in your professional custody. While you may take all the right measures ...
read more... for pricing, with each business rated according to their risk factors. Below are some of the factors an insurance underwriter will assess to accurately price a policy: The type of business you run and the industry it ...
read more... size of your retail business. In just a few minutes, you can get back to business, while the insurance cover does the rest. ; Did you Know? Many commercial landlords require the tenant to have both public liability ...
read more... your business. What is Business Insurance*? Business Insurance is designed to protect your business ... or omission in the provision of your professional services Claims arising from damage to ...
read more... security systems are vulnerable to infiltration. However, a good Cyber Liability policy as part of a broader business insurance plan will go a long way towards ensuring small and medium sized businesses in NZ are able to ...
read more... portable property is required to be securely stored for it to be covered by your insurance. ; *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording ...
read more... potential risk for something to go wrong is a reality. At BizCover we offer a menu of insurance options from some of New Zealand's leading insurers to help you suit your unique food business needs ...
read more... perfect sense to protect the things needed to make your business run smoothly every day. Business Insurance is designed to safeguard your contents, stock and other assets against unexpected events, like fire, storm ...
read more... goes into a day at the office! So when it comes down to the nuts and bolts of getting your business insurance sorted out, you can sit back and relax while the BizCover team drill down to the basics to help you compare ...
read more... or from the theft or loss of client information. Why do I need to consider Cyber Liability insurance? A common misconception is that hackers only go after the big fish but when it comes to ...
read more... any legal defence costs you incur as a result of defending yourself. Why do I need Public Liability Insurance? While you may take all the care in the world to create a safe environment, the reality is ...
read more... and $20 million. Sole trader? Even if you are flying solo as a cleaning business, Public Liability insurance is still something you need to consider. For example , if you were working in a public ...
read more... business mean that there may be considerations for your insurance. Firstly, do you have the right types of cover ... to wait until your policy anniversary for your Limit of Indemnity to be restored and to make a new claim.. ...
read more... Be aware of local laws regarding requirements for holding Public Liability insurance. There are also many industry associations and professional memberships that require a minimum level of cover. Investigate and make ...
read more... by Public Liability insurance? While Public Liability insurance covers your business for claims of negligence, you still need to take responsibility and ensure your business operates in a professional manner. Public ...
read more... being held more accountable and responsible for their actions in the workplace. Statutory Liability Insurance protects you, your business and your employees, including directors, trustees and managers, against certain ...
read more... costs to New Zealand businesses as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising from data breaches which may ...
read more... want to have to think about is paying hefty legal costs should an unwanted accident occur. Public Liability Insurance, often referred to as General Liability, gives you peace of mind, protecting you and your business ...
read more... landlord. Or if you take out a contract with a large organisation they may stipulate that you have certain insurances to work for them. For example, doing any work for any metropolitan council will require a minimum $2m ...
read more... a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance protects you against settlements or damages, including defence costs, as a result of an employee suffering ...
read more... the way he'd say RIP to his old policy. Thankfully with BizCover, there's no nasty paper policies. Just hassle-free insurance, online, with all your documents emailed to you instantly. Switch & save on your business ...
read more... Interruption, notification costs and as defence costs for the breach of privacy. This is why cyber insurance should be an important part of your risk management plan, as it provides protection against the expense ...
read more... While you 're busy cleaning, let us take care of all the messy bits of searching for cleaner's insurance. In just a few clicks or a phone call you can receive multiple quotes from some of New Zealand ...
read more... easy to understand. Get Free Quotes ; ; ; Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover by comparing quotes from New Zealand’s leading ...
read more... this cost out of your own pocket. These expenses can add up over time and dig into your savings. Business Insurance can cover the cost of your tools and portable equipment if it is lost or stolen, or in the event of ...
read more... Don't risk letting an expensive claim for property damage flush your business away by not having Public Liability insurance. As a plumber it is a vital form of cover that protects you and your business against claims ...
read more... pockets (and some) because you tried to save a bit of cash by not purchasing the right amount of Public Liability insurance, or worse, didn't have any at all. If the risk to your businesses is such that you would go ...
read more... you need is a claim to flush your dreams away. With the appropriate level of Public Liability insurance in place, you are providing a financial safeguard to help you stay around for the long haul. What ...
read more... premises a re most likely one of your most valuable assets that you will want to insure. Building insurance c overs your building if it i s damaged as a result of a fire, storm, malicious activity ...
read more... To further protect your business from the impact of an insured event, consider Business Interruption insurance. Business Interruption insurance can c over for financial loss as a result of an interruption to your ...
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It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me.
Definitely r
Patricia Copp
Consultancy Occupations
Got my PI cover sorted within 15 mins over the phone.
Kaushalya Samarasekera
Information Technology
I recommend bizcovers simple and straightforward system for obtaining professional insurace online
Alison Davies
Consultancy Occupations
All good and professional apart form the call back time. I was rushed into agreeing that I had read and understood things that I had not even seen. It would have been better to explain that the call was going to take over 10 minutes and there there were a
Chris Boyce
Information Technology
Highly recommended way of doing business insurance with out hassles and cost effective
Peter Digby
Manufacturing
IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE
Janette Wallbutton
Real Estate
Easy to deal with; did as they said. ie when I asked them to call back they did.
Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A
Alisa Drewett
Medical
I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.
Tina Buckler
Allied Health
Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu
Layla Dowthwaite
Consultancy Occupations
I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!
Alison McDonald
Consultancy Occupations
Nice and fast, but not immediately obvious where to download insurance certificate.
Charles Brooks
Consultancy Occupations
Extremely easy, user-friendly online purchase process, really good.
But like all insurance the value isn?t known until you need to make a claim.
I hope if that?s ever needed, that process and customer service is equally as good.
Angela Clarke
Information Technology
They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn
Monique Princen
Information Technology
The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover
Quentin Duff
Trades & Services
Adverse reactions to hair products and treatments are some of the most common forms of cited complaints against hairdressers.
At BizCover, we offer an extensive range of insurance products to cover many types of risks and liabilities, meaning that you can focus on running your business without the worries of what could happen if an unexpected event strikes.
So, whether you have your own shop-front salon, operate a home-based business or offer a mobile service to your clients, we can tailor a policy to suit your needs.
Public Liability
If you are in business you have a potential liability exposure arising out of the operation of your business. A Public Liability policy will cover third party property damage and or injury that might not be covered by ACC. It is a very affordable cover considering the amount of protection you receive. If you lease your premises, then your landlord will more than likely insist on you having public liability insurance.
Business Insurance
Your business assets are as critical as your customers to maintain the cash flow. That’s why Business Insurance is an important form of cover to protect your contents, stock and other assets against unexpected events, like fire, storm, earthquake (if you have taken out the earthquake option), theft and accidental damage.
Choose the cover options to suit your needs:
Property (Contents) – covers loss or damage to your contents, stock and equipment caused by fire, storm, theft and other perils. It can also cover portable equipment if you need to be mobile.
Building – if you are the owner of the building where your salon is located, protecting it against damage from disasters such as fire, flooding or storm damage is critical.
Business Interruption – while a fire or storm damage can damage your business assets or building, you may be faced with having to close your doors for days, weeks or even months to conduct repairs or re-build. Business Interruption insurance can cover the loss of income and some of the increased costs of running your business as a result of interruption caused by events covered under your policy.
