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Why do Tradesmen need it?

You take care of the hard work, we take care of your insurance. Small and quick job can result in many thousands of dollars damage. With BizCover you can get multiple competitive quotes from leading insurers online.

Did you Know?

Your exposure is not your job fee or annual turnover. A relatively small and quick job can result in many thousands of dollars damage.

Tradesmen covers a broad range of professions.

  • Carpenters & Woodworkers
  • Electricians
  • Handymen
  • Plumbers
  • Concreters
  • Garden & Lawn Maintenance
  • Painters
  • Bricklayers
  • Tilers

Public Liability Insurance for Tradesmen

Public Liability for a tradie is critical! Tradies perform a job for which a tonne of issues could go wrong on the job or after the job – even though it may appear the job was done right, so you’ll want cover if you are held financially liable. Plus, some worksites make it mandatory to show evidence of cover before you can even step foot onsite.

If your business is hit with a Public Liability claim, you will want to be able to not only protect yourself but your business and any employees against any legal liability for damage to third party property. If a roof or floor collapsed that you’d been working on, or you accidentally knocked a 100 year old antique vase off your customer’s mantelpiece, the financial impact could be devastating, not only financially, but also to your company’s reputation.

Public liability insurance will protect you and your business from claims made against you when unwanted accidents happen, whether it’s at a construction site or you’re working on a home renovation or a simple fix it job. If you’re working as a contractor, don’t forget to check what the minimum amount of Public Liability you’re required to have is. You also might be required to hold Public Liability as a member of a particular trade association.