As a healthcare professional, do I need to consider both Professional Indemnity and Public Liability insurance?

Professional Indemnity insurance and Public Liability insurance both cover very different risks that may impact your healthcare business. Working on site or having clients visit you at your place of business makes Public Liability insurance an important form of cover to protect you against injuries or damage to third parties when not covered by the ACC. Professional Indemnity insurance protects you against claims that may arise from a client who experiences a financial loss as a result of your health-related advice or services. For example, advising an inappropriate form of treatment. For healthcare and wellbeing professionals, it’s sometimes hard to know if a claim falls under your Professional Indemnity policy or your Public Liability one. That’s why many insurers offer combined Professional Indemnity and Public Liability policies designed especially for the healthcare and wellbeing industry. To buy combined cover with BizCover, just select both the Professional Indemnity and Public Liability options, and you’ll be presented with quotes for combined policies.

When may I need Public Liability insurance?

As healthcare or wellbeing professional, Public Liability insurance may be required in a few instances, such as: If you are working on a contract, you may be required to have a minimum amount of cover in place If you are leasing a property as your business premises, it may be part of your rental agreement If you are working from home, a policy could help you manage injuries to member of the public, like a client or delivery person It may be a requirement to become a registered provider for certain health funds To become a member of certain professional membership bodies

Affordable Professional Indemnity Insurance For Occupational Therapy

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Insurance for Allied Health Professionals Affordable Professional Indemnity Insurance For Occupational Therapy

Tradie Guide to Professional Indemnity Insurance

Professional Indemnity insurance may not be the most obvious type of business insurance for tradies in New Zealand, yet in reality it can be relevant and very handy given the fact that many tradies provide professional advice to their customers for a fee.

What does Professional Indemnity Insurance cover?

Professional Indemnity insurance* is an important form of protection for businesses that provide specialist services or professional advice. It is designed to respond to claims against your business for losses as a result of actual or alleged negligent acts or omissions in the provision of your professional service or advice. PI Insurance could also assist with the legal costs associated with responding to or managing claims which are covered by the policy.

Professional Indemnity Claims: when should I notify my insurer?

If you are a professional who provides advice or a service to your clients, your Professional Indemnity (PI) insurance is no doubt one of the most vital covers you have for your business. If things don’t quite go to plan it can provide much needed financial assistance for legal and compensation costs in the event of action taken against your business.

Quick and easy renewal. Thanks

Ray Gesta Allied Health
Super easy in every way. All done online.

Sonya Horne Allied Health
Excellent and efficient

Angela Paul Allied Health
Fast friendly and very good service thank you

Gerald Eaton Allied Health
Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

Alisa Drewett Medical
Very helpful and friendly service

David Slater Allied Health
Great service, easy to follow and easy to purchase

Briana Nathan Allied Health
Just so you know, this is the 2nd review I've been asked to do. BizCover staff were accommodating, I didn't have to wait long for service, they were knowledgeable and polite, listened well and gave excellent information and advice to me.

Kate Carlisle Allied Health
All questions answered Options of various policies explained thoroughly

Rangi Monga Allied Health
Quick and easy to use both to sign up and renewal

Rod Corban Allied Health

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Affordable Professional Indemnity Insurance For Occupational Therapy

Affordable Professional Indemnity Insurance For Occupational Therapy

Affordable Professional Indemnity Insurance For Occupational Therapy

Tradie Guide to Professional Indemnity Insurance

What does Professional Indemnity Insurance cover?

Professional Indemnity Claims: when should I notify my insurer?

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