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Insurance for Architects & Designers
... you can get straight back to the drawing board of grand designs! How much does architect's insurance cost? No two buildings are alike, and no two architects are alike either. Insurers use a range of different factors to ...
read moreInsurance for Mechanics
... From Public Liability insurance when dealing with third-parties to Professional Indemnity insurance for when ... Business Insurances to consider: Building insurance*- Covers physical loss or damage to your insured buildings ...
read moreDo I need Business Insurance
... why a retail business needs to consider business insurance. Dealing with the public means there is always a ... of your biggest business assets with Building insurance* Is Business Insurance a requirement? For some types ...
read moreInsurance for Carpenters
... damage. What Insurance Products Do Carpenters Need? Insurance can help build a solid framework ... repair or replace them. Plus, you might have unhappy clients to deal with if you're forced to delay or turn down projects ...
read moreInsurance for Education Consultants
... all the hard yards to become an educational professional and build your business, it makes sense that you have the ... Protect your business today. Public Liability insurance* Dealing with clients, suppliers and members ...
read moreInsurance for Hairdressers
... building, you may be faced with having to close your doors for days, weeks or even months to conduct repairs or re-build. Business Interruption insurance ... the name of the guy who i dealt with but he was Awesome. Keep up ...
read moreBusiness Insurance
... you have put a lot of time and effort into building your business. Yet no matter how much you prepare ... there on your screen. Seriously. Built for small business We know insurance and what makes small businesses tick. ...
read moreWhy Do Marketing Consultants need Professional Indemnity Insurance?
... if you own the building) , your business contents both in the office and on the road, and Business Interruption to help you get back on your feet. Cyber Liability insurance * When you are dealing with confidential client ...
read moreSaving Hacks- Business Insurance For Tradies
... particular event, a costly mistake no tradie wants to be dealing with. Whether you're a tradie taking out new policies ... premises has changed If you have Building or Contents insurance* for your business premises, you ...
read moreInsurance for Real Estate Agents
... business assets like contents and buildings. Why do Real Estate Agents ... insurance-part 2: Professional Indemnity insurance https://www.bizcover.co.nz/understanding-insurance-part-two-professional-indemnity-insurance ...
read moreStatutory Liability Insurance
... hard at building. These factors combined with the time spent away from your business to deal with ... sorted. https://www.bizcover.co.nz/complete-guide-to-business-insurance/ 10 Ways to help protect your small business Let's ...
read moreInsurance for IT Professionals
... Building and Contents – if you have an office, do you have insurance in place for your contents or any buildings ... Thank you! Chenin M. Life Coach Easy to deal with competitive quotes John S. Management Consulting Service ...
read moreInsurance for Yoga Teachers
... could be a big deal if they are lost, damaged or stolen. Portable Equipment insurance covers loss and damage to ... to consider protecting the stuff you keep inside the building. Your equipment (like mats and yoga blocks) ...
read moreInsurance for Bookkeepers
... insurance options, these are a few to consider: Contents: Covers your business contents or stock if they are damaged in a fire, storm or due to malicious damage or some other defined event listed in the policy Building ...
read moreInsurance for Painters
... Building* : Cover for loss and damage to buildings you own, as a result of an insured event (such as fire, storm, wind). What Business Insurance ... owner wants to deal with. Fortunately, there's an insurance for that- Tool ...
read moreInsurance for Cleaners
... but the time away from your business to deal with it, potentially in courts for weeks ... buildings you own, as a result of an insured event (such as fire, storm, wind). Business Interruption*: Business interruption insurance ...
read moreHow much does Public Liability Insurance cost?
... of cover amongst our New Zealand customer base for Public Liability insurance is $1 million, however there is the option to ... online again Tony T. Builder – Commercial Building Construction Easy to renew with follow up by ...
read moreInsurance for Accountants & Tax Agents
... When it comes to protecting your business assets, Business Insurance has a variety of covers available to safeguard the things that matter most. Consider your building (if you own it) and contents – could you afford ...
read moreWhat is Professional Indemnity Insurance?
... costing you an arm and a leg! What does Professional Indemnity insurance cover?* There's a lot that could go wrong when ... the verbal description and specifications of the building project. When looking at the drawings, he ...
read moreWhat you need to know about Business Interruption Insurance
... Holly has cover in place for the Building, Contents and also purchased Business Interruption ... Business Interruption insurance policy that will give you the peace of mind you need when you are dealing with the complexities ...
read moreTool and Portable Equipment Insurance
... violent entry to locked vehicles or locked buildings Theft of equipment securely attached to a ... simple guide takes a look at some of the key kinds of insurances you need to think about as a New Zealand tradie. https://www ...
read moreInsurance for Shop Owners
... choose BizCover for your shop insurance? Built for NZ small businesses We know insurance and what makes small ... Letitia W. Great service nice friendly and easy to deal with Andrea L . Nice simple process to buy online ...
read moreDo I need Professional Indemnity Insurance Insurance?
... misconduct.You've put in the hard work to build up your reputation and expertise, and all it takes ... destroy your business for good. That's where Professional Indemnity insurance comes in to play. If a client makes a claim ...
read moreHow To Protect Your Plumbing Business With Public Liability Insurance
... awarded to the victim. You've worked hard to build your plumbing business and the last thing you need is ... requirement to have a certain level of Public Liability insurance in place before you can step foot on certain ...
read moreInsurance for Psychologists
... repair or replace them. Plus, you might have unhappy clients to deal with if you're forced to delay or turn down projects ... single policy. Psychologists may build a Business Insurance package that includes coverage for ...
read moreManaging Your Business Insurance During Inflation
... the process to get your cover organised easy and straightforward, with no-dramas! Whether it is Building insurance* for your warehouse or Portable Equipment cover* for your personal trainer gear, we've got business ...
read moreWhat does business insurance cover
... premises are most likely one of your most valuable assets that you will want to insure. Building insurance covers your building if it is damaged as a result of a fire, storm, malicious activity or another defined ...
read moreInsurance Options for Retailers
... assist your business to recover from an insured event by paying ongoing expenses (such as wages or rent). Building Insurance and Glass cover* If you own your retail business premises you are going to want to protect your ...
read moreComplete Guide to Business Insurance
... . If you own your businesses premises, you are probably wanting to protect your biggest asset! That's where Building insurance comes into play. Your tools of trade are essential to getting the job done and being caught ...
read moreHow Are Business Insurance Premiums Calculated?
... areas is the security features of your business. This is commonly asked when you are taking out a Building insurance* policy. The security features of your business are assessed and can determine the level of risk and ...
read moreWhat is Business Insurance
... if you own your business premises, you may want to consider protecting your biggest business asset with Building insurance. You may also want to look at protecting things like your stock and business assets with Contents ...
read moreHow To Start a Mechanic Shop Business
... damage or personal injury (not covered by the ACC). This includes defence costs cover. Building Insurance*- Covers you for loss and damage to buildings you own, as a result of an insured event, e.g. fire, malicious ...
read moreWhat Is Inside A Business Insurance Pack?
... own their bricks and mortar might consider protecting one of their biggest assets with Building insurance Cyber Liability insurance is something that small business owners who interact online might like to consider. From ...
read moreUnderstanding Insurance, Part 3: Business Insurance
... or personal injury Known claims and circumstances Business Insurance coverage types explained: Building* Building insurance provides cover for physical loss or damage to buildings you own and out of which you operate ...
read moreWhy do brilliant business ideas sometimes fail?
... Public Liability insurance * Professional Indemnity insurance * Business Insurance * Building insurance * Contents insurance * Business Interruption insurance * Portable Equipment insurance* Cyber Liability insurance* It ...
read more6 Reasons why some small businesses fail
... : Public Liability insurance* Professional Indemnity insurance * Business Insurance* Building insurance* Contents insurance* Business Interruption insurance* Portable Equipment insurance* Cyber Liability insurance* Don't ...
read moreWhat Insurance do Beauty Salons Need?
... weather could damage your equipment, stock, and building itself. Break-ins, theft, and unplanned business ... salon is hard work, but insurance could help you protect what you've built. Insurance for beauty salons can shield ...
read moreBusiness Insurance Health Check Part 2
... of business activities your policy is in place for. Has your business premises changed? If you have a Building insurance* policy in place and have made alterations, increased security features etc, you may need to update ...
read moreDisaster Planning – Business Insurance And Preventive Measures To Help
... peace of mind. Some of the types of Business Insurances that may help safeguard your business include: Building insurance*: Covers physical loss or damage to your insured buildings as a result of an insured event (such ...
read moreInsurance for Sole Traders
... * may be something worth considering Protect your business' bricks and mortar with Building insurance* *This information is general only and does not take into account your objectives, financial situation or needs ...
read moreInsurance for Counsellors
... which you may need to consider when protecting your counselling business include: Building insurance* – Covers physical loss or damage to your insured buildings as a result of an insured event (such as fire, storm, flood ...
read more4 Areas You May Not Have Thought Business Insurance Covers
... equipment. Building If you own your building would you be able to afford to re-build or restore your building if ... time to do it. BizCover offers a range of insurance solutions to protect your business. You can tailor a ...
read moreCyber Liability Insurance
... cybercrime event were to occur. Get more information If you would like to learn more about all things business insurance or perhaps brush up on some tips to help your small business save time and money, head to our blog ...
read moreA graphic designer's view on building success in business and life
... . “Hopefully, I can let others know about the importance of insurance just like others did the same for me,” she said. “ ... to The Tiny Dog Creative and I'll help you build your business.” To connect with Nelly and The Tiny ...
read moreQuick and Easy Website Building Tips For Accountants
... saying goes, first impressions really do matter. When building your page, try and look at it from the ... your accounting business. Visit bizcover.co.nz and get insurance for your accounting business without drama so you can ...
read moreA Sole Trader's Guide to Building a Website
... It's a space to share testimonials, these help build your business' reputation and trust A website can help ... and mortar with Building and Contents insurance* too. Visit bizcover.co.nz and get insurance for your sole ...
read moreWebsite Building Tips For Engineering Firms
... from and get tips if you do decide to build your own site from scratch. Consistency is important When ... with no-dramas! Visit bizcover.co.nz and get insurance for your engineering business without the stress so you can ...
read moreInsurance for Beauty Salons
... landlord if you lease your business premises. Business Insurance Whilst your customers are vital to your business, so are your contents, stock, equipment and your building if you own it. Protecting the important things ...
read moreWhy You Should Review Your Business Insurance
... policy to factor in this new equipment. The danger of under-insurance Underestimating the value of things like business buildings and assets for insurance purposes may in the short term save a few dollars each month ...
read morePortable Equipment Insurance, A Guide For Contractors
... as a contractor, you've worked hard to build your business. Your tools of trade are just ... insurance* to Professional Indemnity insurance* and protecting your bricks and mortar with Building and Contents insurance ...
read moreTradie insurance- how to get a quote quicker than a smoko
... consider looking at Building and Contents insurance* to protect your physical business building and assets from ... insuring your business building you may need to provide details like the year it was built, the materials ...
read moreTradie Guide to Public Liability Insurance
... in order to obtain your trade licence. You may need to hold Public Liability insurance to access and perform trade work on certain building sites. If someone is injured as a result of your work or worksite, depending ...
read moreInsurance for Allied Health Professionals
... the things that help to keep your business going like business assets with contents, building and portable equipment insurance Holding valuable information like your customer files and data means it may be subject to ...
read moreInsurance for Recruitment Consultants
... listed in the policy Building: Cover for loss and damage to buildings you own, as a result of an insured event (such as fire, storm, wind). Business Interruption: Business interruption insurance provides cover for the ...
read moreInsurance for Plumbers
... job done right. Things like your business contents and building are essential to running your business. Take a ... d like to find out more on all things business insurance and some tips to help your plumbing business, these ...
read moreRetailer Insurance
... , natural catastrophes or vandalism. Building : The policy covers the building and structure of your shop in ... how to get in touch with one of our business insurance professionals. You can also access quick links to our ...
read more5 Things To Consider About Public Liability Insurance For Your Small Business
... long cables and tools lying around when working on a building site. Whether you're a tradie, an accountant or have your own retail, Public Liability insurance is something many small business owners consider when looking ...
read moreIncrease Your Business Insurance Confidence With These Tips
... the key areas of your business insurance policy and the things that help build your confidence and knowledge of ... more business contents? If you own your business building, have you made any alterations/ extensions etc? ...
read more6 Essential Types of Business Insurance in New Zealand
... insurance coverage options that are available: Building*: Covers physical loss or damage to your insured buildings ... Protect your business You put in the hard yards to build your business, so it only makes sense to have a ...
read moreInsurance For Cafes and Restaurants
... assets in your café or restaurant. Building : c over for loss and damage to buildings you own, as a result of an ... . Insurance options for retailers https://www.bizcover.co.nz/insurance-options-for-retailers-bizcover/ ...
read moreInsurance for Engineers
... circumstances. Some of the different types of business insurance options you may want to consider for your engineering business include: Building* – Covers you for loss and damage to buildings you own, as a result of an ...
read moreInsurance for Travel Agents and Tour Operators
... are some of the typical types of business insurance coverages you may need to consider when it comes to protecting your travel business. Building* – Covers you for loss and damage to buildings you own, as a result of an ...
read moreInsurance for Marketing and Multimedia Professionals
... : Cover for loss and damage to buildings you own, as a result of an insured event (such as fire, storm, wind). Business Interruption* : Business interruption insurance provides cover for the loss of income and increased ...
read morePublic Liability Insurance: 5 Tips for choosing the best policy for your business
... associations to ensure you are adequately covered. A lot of contracts also have requirements for Public Liability insurance . For example, most building and work sites require trades people to present a copy of their ...
read moreWhat does Professional Indemnity Insurance Cover?
... that you've worked hard to build and something that is worth ... Building Inspectors Psychologists Even if you don't see your profession listed above, you might still consider having a Professional Indemnity insurance ...
read moreInsurance for Mortgage Brokers
... your success. Your reputation can take years to build. In the event of an accusation of professional ... Insurance Business Insurance is designed to safeguard your contents and other physical assets (including your building ...
read moreInsurance for Immigration Advisers
... of the different types of business insurance coverages you may need to consider when it comes to protecting your immigration advisory business. Building* – Covers you for loss and damage to buildings you own, as a result ...
read moreDo I need Public Liability Insurance?
... as compensation and legal fees. Without having Public Liability insurance , your business is at risk of having to ... higher the premium. For example, a large-scale building business with several projects on the go and a ...
read moreWhat does Professional Indemnity Insurance cover?
... that you've worked hard to build and something that is worth ... insurance include: Allied Health Professionals Management Consultants Recruitment Consultants Engineers Marketing Consultants IT Professionals Nurses Building ...
read moreDo Hypnotherapists need Business Insurance?
... an easy target because they are typically far less protected than big corporations. Business Insurance If you own the building where you provide hypnotherapy treatments, you might want to consider insuring it as well ...
read more4 Things To Check Before Buying Your Business Insurance
... re a well established set up that knows a thing or two, wherever you are with your journey, business insurance is something you've probably come across. Our guide takes the guess work and some of the confusion that comes ...
read moreWhat is Public Liability Insurance?
... bit of cash by not purchasing the right amount of Public Liability insurance, or worse, didn't have any at all. If the risk ... to occur. Consultants - Including building consultants, management consultants and advertising ...
read moreWhat Insurance Policies do Yoga Studios Need?
... extreme weather could damage your building, equipment, and retail stock. You might also want protection against break-ins, theft, and unplanned business interruptions. Business Insurance is a coverage package designed ...
read moreA Contractors Guide To Understanding Product Liability Insurance
... a lot of money, and without the appropriate Product Liability insurance you could find yourself in a spot of bother. If ... a result of your negligent business activities. Building your contractor business doesn't need to be ...
read moreBusiness On The Go? Be In The Know About Business Insurance
... of Burglary, Theft, or Malicious Damage unless the vehicle is parked in a securely locked building. Are you required to have insurance? For some types of mobile businesses it may be a requirement to have certain types ...
read moreBusiness Insurance FAQs
... be relied upon as advice. Customer Reviews Rated 4.6/5 for Customer Experience The easiest insurance broker I have ever dealt with. Cameron S. Management Consulting Service “The website was informative and easy to read ...
read moreInsurance for Personal Trainers
... paperwork, get covered in minutes Why do Personal Trainers need Business Insurance? In the fast-paced, energetic fitness industry, no two days are the same. You deal with a variety of clients, each with their own unique ...
read moreUnderstanding Insurance, Part Two: Professional Indemnity Insurance
... it takes is one dissatisfied client for you to potentially be dealing with a lawsuit or insurance claim. Fortunately, this is where Professional Indemnity insurance can provide protection when you need it most. In part ...
read moreWhat to think about when comparing insurance quotes for your small businesses
... and time requirements on, so that you won’t risk losing your deal or, even worse, facing a claim without adequate or indeed any cover. Getting your insurance shouldn't be a hassle, and fortunately with BizCover you can ...
read moreWhat every New Zealand tradie needs to know about insurance
... all of the above will be helpful to you as you search for an insurance policy that will give you the peace of mind you need when you are dealing with the complexities of running your own business. If you would like more ...
read moreIs it time to give your retail business an insurance health check?
... 220,000 New Zealanders will have to deal with customers tightening their purse strings as consumer ... you do have cover in place, doing a review of your insurance could help you save on your premium. *This information is ...
read moreA Designer's Guide To Understanding Cyber Liability Insurance
... and data whilst also giving your clients peace of mind knowing they are dealing with a trusted and secure webpage. Get your Cyber Liability insurance sorted- having your policy in place will help you sleep at night ...
read more5 Things for Accountants to Consider When Applying for Professional Indemnity Insurance
... can be a confusing business, especially when you're dealing with Professional Indemnity insurance *. However, you can make sure you get the Professional Indemnity that is suitable for you by asking the right questions ...
read moreWhat does Public Liability Insurance Cover?
... party property damage or personal injury. If you deal with people in any capacity from clients to suppliers and members of the public, then Public Liability insurance is an important form of protection worth considering ...
read moreInsurance for Consultants
... Accidental injury and property damage Public Liability Public Liability insurance is a no-brainer when it comes to offering consultancy services. When you are dealing with clients on a regular basis, whether at your ...
read moreReviews related to Affordable Building Insurance Deals
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Good service - a little pushy with the reminders
Michael Alan Baylis
Architecture & Surveying -
Very easy process, prompt and competitive quote, would recommend to associates
Wayne Smith
Architecture & Surveying -
Fast and reliable! Good customer service!
Joem Baldesco
Architecture & Surveying -
Very quick polite and easy to deal with. Happy with service provided
gary smith
Trades & Services -
Awesome experience. Talking to a real person that had a pleasant persona. Was just so easy and I think it was Aaron?? was great to deal with. Gave us some discount as we are recognised as an existing client which is always a good feel thing and also that
Pete Halligan
Trades & Services -
Easy to deal with; did as they said. ie when I asked them to call back they did.
Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A
Alisa Drewett
Medical -
I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.
Tina Buckler
Allied Health -
Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu
Layla Dowthwaite
Consultancy Occupations -
Highly recommended way of doing business insurance with out hassles and cost effective
Peter Digby
Manufacturing -
IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE
Janette Wallbutton
Real Estate -
I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!
Alison McDonald
Consultancy Occupations -
Nice and fast, but not immediately obvious where to download insurance certificate.
Charles Brooks
Consultancy Occupations -
Extremely easy, user-friendly online purchase process, really good.
But like all insurance the value isn?t known until you need to make a claim.
I hope if that?s ever needed, that process and customer service is equally as good.
Angela Clarke
Information Technology -
They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn
Monique Princen
Information Technology -
The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover
Quentin Duff
Trades & Services
How much does architect’s insurance cost?
No two buildings are alike, and no two architects are alike either. Insurers use a range of different factors to determine how much you will pay for your insurance policies as an architect, meaning pricing varies based on the specific blueprint of your small business.
Some of the factors used to calculate premiums for Professional Indemnity and other forms of insurance for architects that you may consider include (but are not limited to):
- The size of contracts your business takes on
- Your risk management procedures
- Your history of previous insurance claims
- The amount of cover you want or need
Comparing quotes from multiple insurers can help you understand the Architect Insurance policies available to you and how much you can expect to pay for cover.
Did you Know?
That registered architects need to comply with strict criteria covering areas like insurance, health and safety and quality management systems.
Architects and Designers are also the first professions in New Zealand to require professional indemnity insurance to cover themselves in person for errors and negligence.
Insurance for Architects and Designers
Professional Indemnity
Professional Indemnity (PI) insurance provides essential financial protection for Architects and Designers to safeguard their businesses for claims made against them in carrying out their professional services or advice. It provides cover for damages and claimant costs awarded against you, costs incurred such as legal and defence costs, claims investigation costs, inquiry attendance costs as well as public relations costs.
Professional Indemnity insurance may not be mandatory for Architects and Designers. However it may be a requirement to meet the conditions of many clients as well as tender processes.
BizCover’s professional indemnity insurance offer covers occupations such as:
- Architect
- Interior designer
What is typically covered?
A small mistake in an architect’s work can have huge and expensive consequences. Professional Indemnity insurance helps shield architects and designers against a wide range of potential risks that could cripple your small business. These include:
- Errors, mistakes and omissions in your work or professional advice
- Missed deadlines and undelivered services
- Professional negligence
- Breaches of contract
What is not covered?
While Professional Indemnity insurance can help shield you against many claims resulting from your work, it does not provide protection for:
- Intentional damage
- Any circumstances or claims that are known before your insurance period begins
- Acts of dishonesty and fraud
- Accidental injury and property damage
Public Liability
Do you need it? If you have regular contact with clients, contractors and the general public, then the short answer is yes. Public Liability insurance is an important form of cover to protect you from financial losses arising from a claim of 3rd party property damage or accidental injury (not covered by the ACC) as a result of you going about your business, even if you rent your premise.
What is typically covered?
Architects and designers may face many Public Liability claims in their day-to-day work. Public Liability insurance commonly covers:
- Damage to a third-party’s property
- Financial loss resulting from damage to a third-party’s property
- Injury, illness or death (that is not covered by the ACC) that is caused by your negligence
What is not covered?
While Public Liability insurance can protect you against many common claims, it does not provide cover for:
- Employee injuries
- Damage to your own property
- Compensation when a personal injury is covered by the ACC
Protect your business today.
Business Insurance
Your clients are your bricks and mortar, but where would your business be without the assets needed to help make their plans a reality? Not having the right cover in place could cost your company more than a pretty penny, creating a whole host of unwanted challenges.
Having some form of cover in place to protect your contents (including IT equipment), and premises from the risk of damage caused by fire, storms, theft, vandalism or even earthquakes, gives you peace of mind so you can sleep at night.
You can even add Business Interruption insurance which is designed to help your business get back into the game by covering the increased costs of running your business and lost revenue whilst it is out of action due to an insurable event.
Cyber Liability
As an architect or designer, your plans, designs are prized intellectual property it is what makes you stand out from the crowd. Unpleasant as it may be, but what would you do if a competitor found a way to steal your original designs?
Storing personal information and client information online means you are instantly at risk of potential cyber attacks and data breaches.
Reinforce your cybersphere with Cyber Liability insurance., providing protection covering extortion costs, fines and penalties, investigation and data recovery costs, business interruption costs and PR/crisis management costs.
What is typically covered?
Cyber Liability can help your small business bounce back after a cyberattack, hack, or data breach. Policies typically cover:
- Costs associated with investigating an attack and data recovery
- Business interruptions costs
- Fines and penalties
- Extortion costs
- Costs associated with PR and crisis management
Could this happen to your business?
An architect designed a house for an elderly couple and miscalculated the size of a cavity for a hidden sliding door. The builder of the house raised the issue early on but to no avail. The architect initially blamed it on poor print quality of the site plans and told the builder to carry on.
Near completion, it was clear that the particular doorway in the house that required access by a mobility scooter was not wide enough whilst the sliding door was “hidden”. The owners asked the architect to pay for all remedial costs that included moving walls and re-modelling an adjacent room. Fortunately, the cost of the professional error was paid for by insurers without having to appoint a legal defence counsel.
FAQ
Why do architects and designers need insurance?
Insurance can help shield architects and designers against a variety of risks, from claims of negligence or damaging a client’s property to equipment breakdowns and cyber-attacks.
Architects and designers face many unique risks that insurance can help protect them against. They regularly give clients advice based on their expert knowledge and training, and often visit clients in their business premises or homes. They may also have their own offices to consider, including any equipment, tools, and client information that may be stored there. There are different insurances to protect against each of these risks. It may be wise as an Architect to explore insurances such as Professional Indemnity, Public Liability and Cyber Liability insurance.
In the event of a claim, without insurance, you could be left holding the bill for costly claims or lawsuits. The out-of-pocket expenses associated with legal action could be financially devastating for small business owners. Insurance could help architects and designers stay in business even if the unexpected comes their way.
How do I buy Insurance for my Architectural business?
Architects and designers are busy people with a lot on their schedule each day. That’s why BizCover has made it quick and simple for them to find, compare, and buy insurance to protect their small businesses.
In just minutes, you can compare multiple quotes from selected leading NZ insurers. There is no complex paperwork to fill in, and you can buy a policy whenever it fits your schedule, day or night. You’ll even receive your policy documents instantly, so you can get right back to work!
* * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.
Need Help?
Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals.
You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents.