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Key things to look out for when Growing Your Small Business

There comes a time when every successful enterprise needs to ditch the baby steps, put it all on the line, and take a giant leap forward. At that point, the decisions ... services. Consider Cyber Liability insurance, especially if your business relies on a ... comprehensive insurance plan. This is general advice only.

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Things you didn't know about small business insurance

... the insurance sorted for your small business can be pretty straightforward, jump ... the insurance that suits your business. But there are a few ... the insurance sorted for your small business can be pretty straightforward, jump ... insurance may not cover your business liabilities or property. If you work ...

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Business Risk: What Isn't Covered and Why it Matters

... the most common issues with Business Insurance is that policy owners ... ... any interruption to the business. Cyber Liability Insurance- Cyber Liability Insurance protects against ... type is limited to a smaller amount than the standard limit. ...

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Business Insurance

... matter what industry you're in, Small Business Insurance can be tailored to ... And you can include Public Liability Insurance to ensure you are ...

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4 Areas You May Not Have Thought Business Insurance Covers

... hard to build your business. So it's vital to protect ... your business assets and revenue against ... risks that may impact your business< ... essential covers such as Public Liability and Professional Indemnity insurance to ... provide whist you are doing business. This is general advice only.

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It's Time for an Insurance Health Check!

... also a great time for business owners to take stock and ... bit of planning for the business, including the goals and the ... direction of the ... increasing the level of public liability insurance that you hold. Are ... for the upcoming challenges your business faces! This is general advice only.

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Types of small business insurance in New Zealand

If you own a small business, there's no denying one the ... to protect your assets is Small Business Insurance. But what kind of ... it comes to insuring ... liabilities. Public Liability Insurance Every business should consider Public Liability Insurance - even home-based businesses. ... Quotes Employers Liability Insurance Employers Liability Insurance protects the company and ...

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How to protect your small business from cybercrime

... on the prowl, leaving no small business immune especially when it comes ... ... a professional IT consultant or company? What security measures have you ... protecting your business. What is Cyber Liability insurance cover? Cyber Liability is designed ...

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What does Public Liability Insurance Cover?

Public Liability Insurance protects you and your business against the financial risk of ... to property. Whilst operating your business you are ... of business. With the right Public Liability cover in place, the insurance company ... enough to put a small business out of business! This is general advice only.

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What is Public Liability Insurance?

... With the right Public Liability cover, your insurance company will provide much ... general public should have Public Liability insurance Could this happen to your business ...

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The Art of Small Business Branding in the Digital Age

... communication tool ever devised - but business owners who want to leverage ... of digital branding. Branding your small business requires attention ... : “Why did you start your small business?” Every business has an origin story ... appeal — particularly among younger consumers. Companies that don’t take the ...

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Customer Spotlight: TwoBlackLabs

... by managing and making their business' unique security and privacy risk ... They also specialise in providing General Data Protection Regulation ... They also specialise in providing General Data Protection Regulation (GDPR) privacy ... recent customer experience: “A recent small business owner called me after receiving ...

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BizGiver launch in NZ: Granting a $2000 wish this spring

... any small business owner about the most difficult aspect of running a business ... venturing down the path of business ownership: the never ... expense! Starting off as a small business themselves back in 2010, BizCover ... NZ company number- to validate that you are an actual business. Wish ...

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Insurance for Architects & Designers

... the general public, then the short answer is yes. Public Liability insurance ... , investigation and data recovery costs, business interruption costs and PR/crisis management ...

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Help Protect your small business' reputation

... it comes to running a small business, your brand and its reputation ... take just one small mistake to destroy your business in minutes. As ... damage whilst your business is under scrutiny. Employers Liability Insurance Being the ... have devastating effects on a small business. Some of the examples that ...

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Tear and Share: Our customers get even with their old insurance policies

... a campaign that showed how small business owners really feel about their ... their system! The campaign features small business owners who were previously ... their system! The campaign features small business owners who were previously victims ... he subjected his old public liability policy to his bandsaw. Jill ...

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Insurance for IT Professionals

... various clients. More and more companies that hire independent IT contractors ... a toll on your business' reputation. Cyber Liability Insurance covers the costs ...

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Preparing your store for the holiday season ahead

... an important time for retail businesses. It can provide a much ... to protect your customers, your business, and your assets. Take safety ... ... protect you and your business against a public liability claim. Reduce shoplifting ... hackers constantly looking to exploit small businesses there's a number of steps ...

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Massage Therapy Insurance: here's why you need it!

... worked hard to build your business, so it only makes sense ... hold and maintain a Professional Liability Insurance package. #1 Protect against ... of a breach of your general liability. Public Liability insurance protects you against ... of New Zealand statutes All businesses, including massage therapists, are exposed ...

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Insurance for Mortgage Brokers

... be made against your business. Public Liability Public liability insurance helps protect your ... confidence in your company. Cyber liability helps you safeguard your business against data ...

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10 Amazing Facts About Small Businesses in New Zealand

... the World Bank's 2017 Doing Business Report this year, it has ... be an attractive place for small business owners. We have put together ... some ... about small businesses in NZ, you can see you are in great company ... ! As a small business owner ensure you review ...

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Insurance for Accountants & Tax Agents

... preparation / bookkeeping Taxation Auditing Business valuations Company secretarial Forensic accounting Receivership/liquidations ... consulting Accounting software programs Public Liability Do clients visit your office ...

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Customer Spotlight: The Goat Farm

Here at BizCover we take great pride in shining a light on some of the customers we serve and being able to showcase the amazing work they do. Today we're looking at ... or Great Barrier in our company plane, rather than going to ... ever to working with small businesses. While legacy businesses steam along in their ...

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Public Liability Insurance

... accident occur. Public Liability Insurance, often referred to as General Liability, gives you ... peace of mind, protecting you and your business ...

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Insurance for Engineers

... the general public for various reasons. You may need public liability insurance ... Liability being in place before you go on site. Business Insurance Most businesses ...

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7 Ways to Grow Sales in a Café Business

For many caf owners, marketing is all about buying ads or finding the right coffee related meme to post on social media. While there's nothing inherently wrong with advertising ... in milk, we bought a small countertop Bain Marie, and melted ... or a multinational company, but how you present your business matters. Why ...

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Cyber Insurance - Is it worth it?

Many businesses think their business is too small to attract cyber criminals. Yet, ... are on the lookout for businesses of any size with ... are hackers interested in small business? To start small business websites are often used ... of this plan. This is general advice only.

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5 Money Saving tips for Small Business in NZ

Most small business owners are conscious of their ... out or have been in business a while, you'll want to ... make the most of your business ... . Smart Website Design For most small businesses having a web presence is ... your money wisely! This is general advice only.

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Customer Spotlight: Mosh

One of the things we're really proud of here at BizCover is the diverse range of customers we serve. Whether it's your local butcher shop, your favourite caf or the nation ... them. We wanted to help companies create conversations, not interruptions.” For ... clients, creating proposals for new business, motivating staff, writing copy, and ...

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Understanding the risks for Real Estate Agents

In the Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against potential losses arising out of acts, errors and omissions ... individuals and agents in the business. Given this requirement it is ... information arises or face possible liability for any issues. For example ...

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Insurance for Tradesmen

... minimum level of cover required. Business Insurance Your tools are essential ... Fortunately, the landscaper had Public Liability cover and his insurer quickly ...

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Insurance for Allied Health Professionals

... after your business insurance. As an allied health professional, small mistakes can ... Yoga Instructors Public Liability and Product Liability Public and Product Liability Insurance covers ...

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Customer Spotlight - Pirate & Queen

... Andrew Laking formed the production company, Pirate & Queen, in 2014. ... ... Andrew Laking formed the production company, Pirate & Queen, in 2014. ... and start their own event business. Unsurprisingly, their favourite part of ...

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The Art of Celebrating a Win this Winter

... level of protection we give small enterprises when bad things happen. ... ... level of protection we give small enterprises when bad things happen. ... naturally less invested in the business than you and benefit from ...

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Insurance for Personal Trainers

... and Fitness Professionals Combined Professional Liability Package Getting people into shape ... working in public outdoor areas. Business Insurance Being a personal trainer ...

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Insurance for Consultants

... can cause to your business' reputation. Cyber Liability insurance is designed to ... protect your business against the costs ...

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Insurance for Hairdressers

... the operation of your business. A Public Liability policy will cover third ... on you having public liability insurance. Business Insurance Your business assets are as ...

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BizCover expands into New Zealand and launches BizCover.co.nz

... launch of its New Zealand business and online platform: www.BizCover.co.nz. Following ... ... launch of its New Zealand business and online platform: www.BizCover.co.nz. Following ... add in Public Liability, Statutory Liability, Employers Liability, Employment Dispute Liability and other associated ...

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Insurance by Professions

... Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers ... Liability Insurance for a ...

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Find your business motivation this Easter with these tips

... mojo and spark? As a small business owner, you're not alone when ... , we asked a mix of small business owners to share their insights ... ... to recommend to my fellow small business owners are: Gary Vaynerchuk's book ... keeps you motivated as a small business owner? My motivation comes from ...

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Insurance for Painters

... subcontractors. Insurance for Plumbers Public Liability Public Liability is perhaps the most ... expensive. Public Liability Insurance protects your business against such claims. Business Insurance As ...

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Statutory Liability Insurance

Statutory Liability Insurance For Your Business New Zealand businesses are facing increased exposure to ... the workplace. Statutory Liability Insurance protects you, your business and your employees ...

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Employers Liability Insurance

Employers Liability Insurance For Your Business Whilst we all go to ... plan, accidents do occur. Employers Liability insurance protects you against settlements ...

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Tips On How To Better Your Business This Year

... is there to whip your business into shape for a successful ... ... more information download a free small business finance checklist here. Technology There's ... out your business insurance. A few small changes to your small business can have ...

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Insurance for Beauty Salons

... be expensive to fix. Public Liability Insurance provides peace of mind ... landlord if you lease your business premises. Business Insurance Whilst your customers ...

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Customer Spotlight: Three Sisters Brewery

We are all about small business here at BizCover. We love ... of giving back to the small business community is by highlighting and ... We are all about small business here at BizCover. We love ... of giving back to the small business community is by highlighting and ...

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What do you need to know about Professional indemnity insurance?

... might be important for your business. What is Professional Indemnity Insurance ... Insurance is a form of business insurance for professionals who ... might be important for your business. What is Professional Indemnity Insurance ... purchase it directly. This is general advice only.

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Emerging Auckland Yoga Studio Wins National Small Business Grant

Yoga Within started by accident. Owner Jessica was looking to rent a room to offer Yoga Therapy to private clients and stumbled across what later became her Browns Bay ... on top in BizCover's national small business grant, BizGiver. “I entered in ... confesses. “I read about the small business grant and thought “I've got ...

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Cyber Liability Insurance

... annually* Cyber Liability Insurance is designed to protect your business against the ... ? Investigation and data recovery costs Business interruptions costs Fines and penalties ...

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Customer Spotlight - MOA Bakery, Cakery

... at MOA Bakery, Cakery, a small retail and wholesale bakery that ... was inspired to start her business […] ... be considering starting their own business: “Go for it – but check ... Monkey and other sites). Start small and manageable and expand as ...

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Conquering Stress and a Heavy Workload

... your overall productivity as a small business owner. Here are some of ... As the owner of the business, you have more responsibilities than ... ... your overall productivity as a small business owner. Here are some of ... daily lives, but as a small business owner, you're dealing with more ...

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Customer Spotlight - Two Sides

... and content writing business. Two Sides works with businesses, agencies and non-profits ... This involves working with these companies to ... and content writing business. Two Sides works with businesses, agencies and non-profits ... This involves working with these companies to produce: website content & ...

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Christmas Hours

... best for you and your business in 2018. We'd also like ... year. We know that many Small Business owners don't have the luxury ... ... best for you and your business in 2018. We'd also like ... year. We know that many Small Business owners don't have the luxury ...

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Ninja Fitness wins the 3rd BizGiver Grant

... a year now, in the small township of Ruakaka, in the ... ... a year now, in the small township of Ruakaka, in the ... profit, expansion, or winning a business grant. However, her biggest win ...

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Our Holiday Hours

... best for you and your business in 2019. We'd also like ... year. We know that many Small Business owners don't have the luxury ... ... best for you and your business in 2019. We'd also like ... year. We know that many Small Business owners don't have the luxury ...

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Customer Spotlight - 7 glyphs

... with the diverse range of small businesses we serve. As a result ... celebrate our customers and their businesses. Today we're looking at the .. ... with the diverse range of small businesses we serve. As a result ... PDT Igor's advice to aspiring business owners was simple yet effective ...

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BizCover Customer Spotlight - Three Gems Natural Skincare

... Gems Natural Skincare is a small business based in sunny Nelson, handcrafting ... inspiration to start her skincare business stemmed from the desperation ... Gems Natural Skincare is a small business based in sunny Nelson, handcrafting ... inspiration to start her skincare business stemmed from the desperation of ...

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Customer Spotlight: Scotchbox

Scotchbox is all about sampling Whisky and other spirits that aren't easy to find, or, you perhaps wanted to try but didn't want to buy a bottle. With Scotchbox you get ... start their own business. “Keeping good relationships with business partners, regulators is ... my business because I want to be protected from public liability, selling ...

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Customer Spotlight - Krav Maga Wellington

This week we're shifting our attention from the cafs and marketing agencies to the combat arena. Krav Maga Wellington is an IKMF school (International Krav Maga Federation ... collaborate with schools, organisations, other small businesses, and NGOs. Gabriel understands the ... looking to start their own business, Gabriel had this to share ...

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A Guide to Going Green This World Environment Day

... to reflect on how your business impacts on the environment and ... ... way to economically support other businesses within your community. Environmental Choice ... friendly business can be achievable, no matter how big or small, by ...

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Insurance for Bookkeepers

... Professional Indemnity Insurance is for businesses and professionals in fields where ... the Value of Assets & Liabilities Recording, Monitoring and Tracking Income ...

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Professional Indemnity Insurance

Professional Indemnity Insurance For Your Business When operating a business, your primary goal ... during the course of your business duties.In today's economic environment, the ...

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How the cost of Professional Indemnity insurance is calculated

Ever wondered how the cost of a Professional Indemnity (PI) insurance policy is calculated and why one profession can often cost more than another? We look some of the ... The size of your business As your business grows, so can things ... which level of cover your business may need: Legislative and/or industry ...

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Introducing our newest cover option: Personal Perishables Cover

Ever had your lunch or other personal items stolen or accidentally consumed by a co-worker? Have you had to go hungry because you no longer had food? BizCover is once ... revolutionise the way insurance covers business individuals. In the past it ... help can be given to business people where they really need ...

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World Chocolate Day Customer Spotlight - The Cookie Project

Here at BizCover, any opportunity for us to brag about how awesome our customers are, we'll take it. With today being World Chocolate Day, what better time is there to ... to build a purpose driven business (social enterprise). Graeme was at ... start their own business. “Anyone can start a business,” he said, “but ...

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Reviews related to general liability for small business

  • It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me. Definitely r

    Patricia Copp
    Consultancy Occupations

  • You made the purchasing of public liability cover simply easy and straight forward

    Peter McLaughlin
    Trades & Services

  • Good reminders easy to renew online

    Rob Small
    Other

  • Would prefer payment methods other than credit card. Being able to pay direct from my business bank account using Poli or other system would make life easier.

    John Cleveland
    Information Technology

  • Its been very easy to re-instate my isurance for the next 12 months. I do not really have any additional comments to make because i have not been provided any special service. I would definitely do business with you again

    Sharon Williams
    Information Technology

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby
    Manufacturing

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Covers Explained

Building & ContentsCovers the cost of repairing or reconstructing buildings your business owns and/or your contents or contents which you are legally responsible for against fire and other perils.
TheftCovers your for loss or damage to contents through theft or attempted theft at your premises.
General PropertyCovers for loss or damage to portable & valuable property like tools, mobiles or laptops anywhere within NZ.
GlassCovers the costs to replace internal or external glass that is damaged or broken, such as windows, mirrors or porcelain.
Electronic EquipmentCovers your insured computers or other insured electronic equipment against loss, damage or breakdown caused by an event defined in your policy.
MoneyCovers money belonging to your business that is lost, stolen, or damaged whilst on your premises, in transit to or from your premises, or in your personal custody.
Goods in TransitCovers your goods (or goods that your are responsible for) whilst in transit in a vehicle owned or operated by you, against loss, theft or damage due to an accident or fire.
Employee DishonestyCovers your business against losses incurred through fraudulent or dishonest acts by your employees.
Business InterruptionCovers your for the loss of income & some of the increased costs of running your business as a result of interruption caused by events covered under your policy.
Natural DisasterCovers for loss or damage to insured property caused by earthquake, hyperthermal activity, geothermal activity, subterranean fire, volcanic eruption, tsunami or the resulting fire caused by any of these events.