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Insurance Options for Retailers

... responsible, at the insured premises. Cyber Liability* Like most small businesses, there's a high chance you ... The information contained on this web page is general only and should not be relied upon as advice ...

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Business Insurance

... , storm, theft and accidental damage. The type of cover and the amount you need will depend on the nature of your business and the various risks it faces – a tradesman or a tax agent, you can tailor a policy to suit your ...

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It's Time for an Insurance Health Check!

... business is growing and your level of exposure increases you may need to consider increasing the level of public liability ... business is insurance fit for the upcoming challenges your business faces! This is general ...

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Types of small business insurance in New Zealand

... company, such as the Company Director and Senior Managers, against the risks and exposures of running the business - your liability ... and choose one that meets all of your small business needs. At the end of the day, ...

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Help Protect your small business' reputation

... alone (1). . If your business were to be the victim of a cyber attack, Cyber Liability insurance is there to help by ... .business.microsoft.com/en-nz/2017/02/27/cyber-crime-on-the-rise-in-nz/ This is general advice ...

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Public Liability Insurance

... costs should an unwanted accident occur. Public Liability Insurance, often referred to as General Liability, gives you peace of mind, protecting you and your business against such claims by providing compensation for ...

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Do I need Public Liability Insurance?

... negligent business activities. Understanding how Public Liability insurance can protect your small business doesn't ... . The information contained on this web page is general only and should not be relied upon as advice ...

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How much does Public Liability Insurance cost?

... cost? On average, small business owners can expect to pay around $49 per month for Public Liability insurance. Also known as General Liability or Broadform Liability, Public Liability insurance is an essential ...

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What does Public Liability Insurance Cover?

... you out of business. With the right Public Liability cover in place, the insurance company will provide the ... of dollars), and could be enough to put a small business out of business! This is general advice only.

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Cyber Insurance - Is it worth it?

... big pockets to pay ransom demands. But in fact small business is just as vulnerable to cyber crime, with over ... So why are hackers interested in small business? To start small business websites are often used as “watering ...

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5 Money Saving tips for Small Business in NZ

... you use. This allows your technology to grow with your business without your having to invest a lot of money upfront ... Shop Around for your Financial Services As a small business, you need to ensure that your finances ...

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BizGiver $2000 Small Business Grant

... Make a $2000 Wish For Your Small Business The BizGiver Grant is our way of giving back to the small business community who fuel our economy. Now is the time for Small Business to shine! Every second season BizCover ...

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Insurance for Photographer

... . ; Insurance for Photographers Public Liability* Often referred to as General Liability insurance, Public Liability insurance is designed to provide protection for you and your business in the event a customer ...

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Bizcover and Nutrition Society of NZ

... result of business related activities. Statutory Liability – protects ... General) Liability $1 Million (each occurrence) $250 Statutory Liability $500,000 $500 Employers Liability ...

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BizCover and Reflexology NZ

... result of business related activities. ; Professional Liability Package for ... Monthly: $24.05 all inclusive Public (General) Liability $1 Million $250 Alternatively, if you prefer ...

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Tips On How To Better Your Business This Year

... away. They can help put you on the right path when it comes to sorting out your business insurance. A few small changes to your small business can have a big impact. It's all about working smarter, not harder, so go on ...

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Customer Spotlight: Three Sisters Brewery

... to witness exciting and unique ideas come to fruition in the form of a new business. Our way of giving back to the small business community is by highlighting and promoting some of the great work our customers are doing ...

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BizSave

... by Industry At BizCover we understand there is no “one size fits all” solution for small business insurance, each business is unique so we provide different cover options for over 6,000 occupations across Australia ...

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Diwali Customer Spotlight - Kavita's Kitchen NZ

... opener will cure sore fingers and hands and the grand chiller will hold more products.” The life of a small business owner can be incredibly stressful, but it's important to remember and reflect on why you started your ...

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Conquering Stress and a Heavy Workload

... stress in a position of leadership Everyone experiences some stress in their daily lives, but as a small business owner, you're dealing with more responsibilities so could benefit from having a focused approach to ...

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Insurance for Handyman

... suffered by someone or accidental damage to property due to your work. Public liability insurance is designed to protect small business owners against risks that arise and incur property damage, injury or loss to ...

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BizCover and PriceMe

... the Right Cover for Your Business There's no “one size fits all” solution for small business insurance. That's why ... to your business. Public Liability Insurance Protects you and your business from third ...

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Take Back Your Time With These Apps

... we could all do with a little bit more of, especially when you run your own business. One of the biggest skills you gain as a small business owner is the ability to wear many hats at once, one minute your selling your ...

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BizCover and Boost Your Business

... the Right Cover for Your Business There's no “one size fits all” solution for small business insurance. That's why ... Acts of Parliament. Cyber Liability Insurance Protects your business against the expenses and ...

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BizCover and n3

... ll be sure to find a cover option to suit your small business and the unique risks you face. Take a few minutes ... due to your business operations. Statutory Liability protects your business against the costs ...

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Our Holiday Hours

... Happy Holiday and all the best for you and your business in 2021. We'd also like to thank you for your business and support this year. We know that many Small Business owners don't have the luxury of shutting down ...

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Our Holiday Hours

... Happy Holiday and all the best for you and your business in 2019. We'd also like to thank you for your business and support this year. We know that many Small Business owners don't have the luxury of shutting down ...

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Customer Spotlight: TwoBlackLabs

... this recent customer experience: “A recent small business owner called me after receiving multiple questionnaires about ... for help. We talked about what GDPR means for companies, and I arranged to send them a GDPR ...

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Christmas Hours

... Happy Holiday and all the best for you and your business in 2018. We'd also like to thank you for your business and support this year. We know that many Small Business owners don't have the luxury of shutting down ...

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Business Insurance FAQs

... insurance easy to understand. Get Free Quotes ; ; ; Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover by comparing quotes from New Zealand ...

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What is Public Liability Insurance?

... members of the public visit ALL business that have interaction with customers or the general public should have Public Liability insurance ; Could this happen to your business? Accidents can happen at any time ...

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What does Public Liability Insurance Cover?

... What could cause a claim? What is typically NOT covered by Public Liability insurance? What does Public Liability Insurance cover? No matter how big or small your business is, accidents can and do happen. Public ...

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7 Ways to Grow Sales in a Café Business

... chocolate powder in milk, we bought a small countertop Bain Marie, and melted down couverture Lindt ... a massive retail chain or a multinational company, but how you present your business matters. Why? Because where people ...

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Employers Liability Insurance

... Employers Liability Insurance For Your Business Whilst we all go to great lengths to ensure a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance protects ...

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What does business insurance cover

... * Porta ble Equipment insurance (also known as General Property insurance) covers you for loss and damage to items of portable equipment associated with your business. These can include tools of trade and ...

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Statutory Liability Insurance

... being held more accountable and responsible for their actions in the workplace. Statutory Liability Insurance protects you, your business and your employees, including directors, trustees and managers, against certain ...

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Cyber Liability Insurance

... as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising from data breaches which may occur after being hacked ...

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Do I need Business Insurance

... help protect your business *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and ...

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What is Business Insurance

... Disaster cover. This is to help protect your business against the loss or damage caused by earthquakes ... wording.  The information contained on this web page is general only and should not be relied upon as advice.

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6 ways your business can go paperless

... the plunge and go paperless . From clouds to e-signatures, here’s 6 top tips that can help any business in their mission to cut the paper. Get your head in the cloud When it comes to cloud – based ...

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Insurance for Allied Health Professionals

... rely on us to look after your business insurance. As an allied health professional, small mistakes can have big consequences. Get ... on your Professional Indemnity & Public Liability cover with our exclusive member rates ...

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Customer Spotlight - 7 glyphs

... BizCover we are continually impressed with the diverse range of small businesses we serve. As a result, we can't help but celebrate our customers and their businesses. Today we're looking at the leading mobile and web ...

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Customer Spotlight: The Goat Farm

... 's never been a better time. Client companies - even big ones - are more open than ever to working with small businesses. While legacy businesses steam along in their aircraft carriers, smaller ones are killing it in our ...

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About Us

... simplify the process of purchasing insurance for small businesses by creating an online platform that allows ... the option to include Professional Indemnity, Public Liability, and Business Insurance, we will ensure you get ...

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Customer Spotlight - Krav Maga Wellington

... Maga Wellington also plays a big role in the greater community. They collaborate with schools, organisations, other small businesses, and NGOs. Gabriel understands the power of community and says that “we have to be able ...

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Do I need Professional Indemnity Insurance?

... and its reputation. The importance of having Professional Indemnity insurance is often underestimated by small businesses, especially when it comes to adding up the legal cost associated with defending a claim. Even ...

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Insurance for Shop Owners

... shopping around for your shop insurance with us. Whether it's protection for your business assets or getting your Public Liability sorted, we've got shop insurance options that will give you peace of mind. Providing ...

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Professional Indemnity Insurance

... which arises from an act, omission or a breach of professional duty by you during the course of your business duties. In today's economic environment, the threat of potential claims being made against you is very real ...

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Insurance For Cafés and Restaurants

... of income and increased costs of operating your food business caused by a specified insured event (such as ... impairment injuries). Statutory Liability : covers the company, senior management and employees ...

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Insurance for Architects & Designers

... and the general public, then the short answer is yes. Public Liability insurance is an ... business be without the assets needed to help make their plans a reality? Not having the right cover in place could cost your company ...

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Insurance for IT Professionals

... of your business but could also take a toll on your business' reputation. Cyber Liability Insurance covers ... following a minor traffic incident. The company's Professional Indemnity policy responded and covered the ...

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Insurance for Mortgage Brokers

... . These could lead to a loss of both profits and confidence in your company. Cyber liability helps you safeguard your business against data breaches, computer hacking, and other forms of cybercrime covered under your ...

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Privacy Policy

... We may disclose your personal information to our related companies and third parties who provide services to us or ... and try to respond with a decision within 10 business days of you making the complaint. If you remain ...

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Insurance for Accountants & Tax Agents

... Auditing Business valuations Company secretarial Forensic accounting Receivership/liquidations Mortgage/finance broking Management/business consulting Accounting software programs Public Liability Do ...

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Customer Spotlight - Pirate & Queen

... Directors Claire Mabey and Andrew Laking formed the production company, Pirate & Queen, in 2014. In a ... go out on their own and start their own event business. Unsurprisingly, their favourite part of the job is getting ...

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Insurance for Cleaners

... Business Insurance for Cleaners Public Liability Insurance* Public Liability ... wording. The information contained on this web page is general only and should not be relied upon as advice.

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Customer Spotlight: Mosh

... 's a lot to like. “As the General Manager of Mosh , I enjoy the multi-faceted nature of the job. In one day, I could be conversing with clients, creating proposals for new business, motivating staff, writing copy, and ...

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Reviews related to general liability for small business

  • It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me. Definitely r

    Patricia Copp
    Consultancy Occupations

  • You made the purchasing of public liability cover simply easy and straight forward

    Peter McLaughlin
    Trades & Services

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby
    Manufacturing

  • Would prefer payment methods other than credit card. Being able to pay direct from my business bank account using Poli or other system would make life easier.

    John Cleveland
    Information Technology

  • Its been very easy to re-instate my isurance for the next 12 months. I do not really have any additional comments to make because i have not been provided any special service. I would definitely do business with you again

    Sharon Williams
    Information Technology

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Independent feedback from our customers rated our service at excellent.

Cover Explained

Select the cover options needed for your business:

Building

Covers the cost of repairing or reconstructing buildings your business owns as a result of fire and other perils.

  • Includes protection for things like fixed signs and lettering, tanks, poles, power lines and their supports, walls, gates, fences and landscaping
  • Optional cover for natural disasters, including earthquake*

Property (Contents)

Covers loss or damage to your contents, stock and equipment caused by fire and other perils.

  • Automatically includes cover for:#
  • Covers the costs to replace internal or external glass that is damaged or broken, such as windows, mirrors or porcelain.
  • [simple_tooltip content=’Covers money belonging to your business that is lost, stolen, or damaged, either at your business premises or in transit.’]Money[/simple_tooltip]
  • [simple_tooltip content=’Covers theft of your insured property up to $20,000. Excludes shoplifting.’]Theft[/simple_tooltip]
  • [simple_tooltip content=’Covers loss, damage or theft of your goods whilst in transit in New Zealand.’]Transit[/simple_tooltip]
  • [simple_tooltip content=’Sudden and accidental breakdown of mechanical, electrical or electronic plant and equipment.’]Equipment breakdown[/simple_tooltip]
  • [simple_tooltip content=’Increases the sum insured by 20% during November, December and January for any insured stock you have.’]Seasonal stock increase[/simple_tooltip]
  • [simple_tooltip content=’Covers the cost to alter or replace any locks or keys because they were stolen or illegally duplicated.’]Stolen keys[/simple_tooltip]
  • Optional cover for natural disasters, including earthquake*

Portable Equipment

Covers loss or damage to portable equipment, tools and valuable property anywhere in New Zealand.

  • Select your own cover limit
  • Covers loss or damage of laptops and mobile phones anywhere in the world

Add:

Business Interruption

Covers you for the loss of income and some of the increased costs of running your business as a result of interruption caused by events covered under your policy.

  • Optional cover for natural disasters, including earthquake*

*Cover for natural disasters is subject to the location of your business and is not available to all postcode areas.
#Sub-limits and conditions apply. Refer to the policy wording.