Building And Contents Insurance Business
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Business Risk: What Isn't Covered and Why it Matters
... cost. Beware the Danger of Under-Insurance Owners will sometimes underestimate their business building and contents' value for insurance purposes, in an effort to minimise their premiums and save a few dollars. This is ...
read moreBusiness Insurance
... 's important to be aware that your personal insurance may not cover your business assets or property. If you have a home-based business, things like your home and contents insurance policy may not extend to provide cover ...
read moreBizCover and n3
... information. NEW PRODUCTS Material Damage protects the physical assets of your business, including any buildings you own, your contents, stock and equipment against loss or damage due to an unexpected event like fire ...
read moreDo I need Business Insurance
... Business Insurance is designed to provide cover for your contents and other physical assets (including your building ... Hi, Just a question I am a Event production company but the only section was Event Management on your ...
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... to shop front windows and everything in between, Business Insurance offers a range of flexible options you can tailor to suit your business needs. Building* The bricks and mortar of your business premises are most likely ...
read moreWhy You Should Review Your Business Insurance
... your limit on your business contents policy to factor in this new equipment. The danger of under-insurance Underestimating the value of things like business buildings and assets for insurance purposes may in the ...
read moreUnderstanding Insurance, Part 3: Business Insurance
... at Business Insurance , the different kinds of cover available and how it can help protect your business. What is Business Insurance*? Business Insurance is designed to protect your business contents, stock and other ...
read moreWhy Do Marketing Consultants need Professional Indemnity Insurance?
... (ACC) or sustain property damage as a result of your negligent business activities and bring a claim against you . Contents, Building and Business Interruption insurance * You may also want to look at protecting your ...
read moreWhat is Business Insurance
GET BUSINESS INSURANCE What Is Business Insurance? What is Business Insurance? Business Insurance* is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when ...
read more10 Ways To Help Protect Your Small Business
... Assess the layout of the building and look out for any potential risks and dangers. Things like having increased ... types of small businesses and their unique business insurance needs. Insurance products purchased through ...
read moreKey things to look out for when Growing Your Small Business
... events a priority. From there, it's in your best interest to do a full risk audit, and decide what other special insurances your business needs. The little things might be able to take care of themselves, but the primary ...
read moreInsurance Options for Retailers
... cover* If you own your retail business premises you are going to want to protect your bricks and mortar with Building insurance. Available through a BizPack, Building insurance covers your building if it was damaged as a ...
read moreInsurance options to protect your cleaning business
... squeaky – clean results. It's also important that your business has the right insurances in place for when things get messy. You've worked long and hard to build your business and that's why it pays to have protection in ...
read more4 Areas You May Not Have Thought Business Insurance Covers
... were built. It's also important to ensure you don't underinsure your building or ... Business Interruption as part of your Business Insurance package. It's important to remember that your business will change over time, and ...
read moreFrequently Asked Questions
... new insurers to our range to ensure we continue to be the No. 1 online business insurance service.We quote in New Zealand Dollars and all transactions will be in New Zealand Dollars.To retrieve your saved quotes, just ...
read moreBizCover and Boost Your Business
... around to different insurance companies - we've done that for you. With just a few clicks or a quick phone call, you can compare quotes from some of NZ's leading insurers and protect you and your business without the ...
read moreThings you didn't know about small business insurance
... property. If you work from home, your home and contents insurance policy might not cover all the liabilities related to your business. As an example most home and contents policies do not cover you for property damage to ...
read moreBusiness Insurance FAQs
... Service Loving the efficient way to renew business ? Natalie B. Massage Therapy Service I love how easy it is to do covers on bizcover compared to other insurance companies. Gwen S. Painter/Decorator Need Help? Visit ...
read moreWhat Photographers Need to Know About Business Insurance
... to happen to your tools of trade , the impact upon your business could be devastating. Business Insurance is designed to safeguard your contents, stock and other assets against unexpected events like fire, storm, theft ...
read moreSmall Business Insurance: Why you might want to ensure you're covered!
... for any damages awarded, fines & penalties and even investigation costs. Cyber crime is on the rise, cyber insurance may be required Many small businesses think their business is too small to attract cyber criminals yet ...
read moreThings to consider when purchasing business insurance
... a result of your negligent business activities. Business Insurance* : Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured ...
read moreIt's Time for an Insurance Health Check!
... mean that there may be considerations for your insurance . Firstly, do you have the right types of cover and levels of cover? For example, if your business is growing and your level of exposure increases you may need ...
read moreUnderstanding Employers Liability Insurance
... isn't a one size fits all when it comes to business insurance, with each and every business exposed to its own unique risks. At Public Liability Insurance, we enable you to access multiple quotes to compare from selected ...
read moreA Tradies Guide To Getting Your Business Insurance Sorted
... for things to go pear shaped when you run your own tradie business. The role of business insurance is to help protect your business from unwanted challenges and give you peace of mind so you have one less thing to ...
read morePriceme
... around to different insurance companies - we've done that for you. With just a few clicks or a quick phone call, you can compare quotes from some of NZ's leading insurers and protect you and your business without the ...
read moreBizSave
... how much you could save on your Business Insurance #BizSave BizSave on your Business Insurance Being a small business owner can be a rewarding and challenging journey. While time and money are of the essence, you need ...
read moreInsurance for IT Professionals
... may want to consider to keep your business as 'all systems running': Building and Contents – if you have an office, do you have insurance in place for your contents or any buildings you own? Could you afford to repair ...
read moreInsurance For Cafes and Restaurants
... such as fire, storm, flood and other perils). Property/Contents can include fixtures and fittings, equipment, stock and furniture. A Business Insurance policy includes cover for losses to and caused by perils such as but ...
read moreInsurance for Mortgage Brokers
... injury or property damage should they arise. Business Insurance Business Insurance is designed to safeguard your contents and other physical assets (including your building if you own it) against unforeseen circumstances ...
read moreInsurance for Architects & Designers
... skills should be part of your business master plan. Don't let the worry of a building blunder keep you awake at night. Why not compare quotes for Architects and Designer insurance today from the friendly team at ...
read moreInsurance for Accountants & Tax Agents
... When it comes to protecting your business assets, Business Insurance has a variety of covers available to safeguard the things that matter most. Consider your building (if you own it) and contents – could you afford to ...
read moreRetailer Insurance
... retail outlet. Business insurance can cover you for: Contents and stock : Protects the contents and stock in your shop against damage or loss caused by theft, accidents, natural catastrophes or vandalism. Building : The ...
read moreTool and Portable Equipment Insurance
... Theft following forcible and violent entry to locked vehicles or locked buildings Theft of equipment ... over the years. Judy O. Quick and hassle free insurance cover for small businesses. Kelvin C. What more could you ask ...
read more6 Essential Types of Business Insurance in New Zealand
... tailored specifically for your profession. Business Insurance* Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event ...
read moreHow much does Public Liability Insurance cost?
... and nature of your business Your business turnover and size The amount of insurance cover your business ... process online again Tony T. Builder – Commercial Building Construction Easy to renew with follow up by phone ...
read moreHow to Open Your Own Retail Business
... you having Public Liability insurance . Business Insurance- * there are a variety of coverage options that can provide cover for things like your business contents, stock, building and business interruption in the event ...
read moreWhat does Professional Indemnity Insurance Cover?
... your day to day business operations. What will Professional Indemnity insurance typically cover you for? Professional Indemnity insurance seeks to protect your assets, reputation and the contents of your bank account ...
read moreWhy Do Marketing Consultants need Professional Indemnity Insurance?
... (ACC) or sustain property damage as a result of your negligent business activities and bring a claim against you . Contents, Building and Business Interruption insurance * You may also want to look at protecting your ...
read moreTurn your side hustle into a small business
... Some of the kinds of coverage options include Building, Contents, Portable Equipment, Business Interruption and many more. Get your insurance sorted for your side hustle business today with BizCover. We provide multiple ...
read more6 Reasons why some small businesses fail
... : Public Liability insurance* Professional Indemnity insurance * Business Insurance* Building insurance* Contents insurance* Business Interruption insurance* Portable Equipment insurance* Cyber Liability insurance* Don't ...
read moreWhat does Public Liability Insurance Cover?
... claims for third party property damage or personal injury. Public Liability insurance protects your business by providing compensation for property damage and personal injury or death in circumstances not covered by the ...
read moreWhy do brilliant business ideas sometimes fail?
... your business and ... insurance * Professional Indemnity insurance * Business Insurance * Building insurance * Contents insurance * Business Interruption insurance * Portable Equipment insurance* Cyber Liability insurance ...
read morePublic Liability Insurance: 5 Tips for choosing the best policy for your business
... is required of your business by the relevant associations to ensure you are adequately covered. A lot of contracts also have requirements for Public Liability insurance . For example, most building and work sites require ...
read moreInsurance for Beauty Salons
... by your landlord if you lease your business premises. Business Insurance Whilst your customers are vital to your business, so are your contents, stock, equipment and your building if you own it. Protecting the important ...
read moreInsurance for Hairdressers
... your business assets or building, you may be faced with having to close your doors for days, weeks or even months to conduct repairs or re-build. Business Interruption insurance can cover the loss of income and some ...
read moreInsurance by Industry
... Trainers Plumbers Real Estate Agents Recruitment Consultants Retailer Tradesmen Travel Agents and Tour Operators Protect your business today. * * As with any insurance, cover will be subject to the terms, conditions ...
read moreInsurance for Engineers
... . A comprehensive business insurance policy for any engineering business can include cover for buildings, contents and portable equipment. A business insurance policy for an engineering business will include protection ...
read moreMasters of maintenance kick start their new business with BizGiver Grant
... Make sure your business insurance is well maintained! Owner Joshua Walkey sums up the company's go-getter ... the right tools for the job, we can take on more work and do the best job we can do for our amazing clients!” The ...
read moreBizCover and NZ Retail
... the range of insurance options for retailers below: Business Insurance* Business Insurance** is an insurance package designed to provide cover for your retail business' contents, stock, tools and commercial premises when ...
read moreInsurance for Cleaners
... 's antique vase while cleaning their home. Business Insurance* Business insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event ...
read moreInsurance for Shop Owners
... force you to close your doors once and for all. Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such ...
read moreInsurance for Real Estate Agents
... unlocked and a theft occurs or by causing damages to a property or its contents during an open home. It is relatively cheap cover for the amount of protection afforded. Business Insurance Business Insurance provides ...
read moreInsurance for Photographers
... unique risks. Safeguarding your business and expensive photographic equipment with the appropriate business insurance provides peace of mind and protection. Let us take care of your business insurance while you take care ...
read moreHow To Start A Small Business
... you can and cannot claim will keep your business on track. Protect your business with insurance After all that hard work to get your business up and running, it makes sense to have the right business insurances in place ...
read more7 Ways You Can Protect Your Business and Personal Information Online
... insurance policies will not only cover your business financially but will help organise the retrieval of information, restoration of systems and even ransom negotiations for information. https://blogs.business.microsoft ...
read moreFind your business motivation this Easter with these tips
... you up! Jade Pearlhouse , Professional Ghostwriter and Content Marketer of Jade Pearlhouse Motivational resources that I would like to recommend to my fellow small business owners are: Gary Vaynerchuk's book “ Thank ...
read moreHow Cyber Insurance Protects Small Businesses
... information or a return to service. Let's take a look at Cyber Liability insurance * and how it can help to protect your small business from some of the unwanted challenges of the online world! What is Cyber Liability ...
read moreHow to start an online retail business in 5 steps
... it is free from potential risks. It is a common misconception that a home contents insurance policy extends to provide cover for retail stock and business assets that you store at home. This is often untrue, so it is ...
read moreTips On How To Better Your Business This Year
... you are not under or over insuring and that you're covering your business for the things that matter. Not sure where to start? Assistance from one of our friendly business insurance specialists is only a phone call away ...
read moreWhat does Public Liability Insurance Cover?
... sorted today At BizCover, we understand how busy life can get as a small business owner, and that's why we make getting your insurance sorted simple with no dramas. Jump onto our online platform, enter some details about ...
read moreInsurance for Handyman
... public liability cover and complete peace of mind. Business Insurance* The success of your handyman business depends as much ... insurance companies to contact us all day. Allan N. Handyman excluding gas, plumbing and ...
read moreCyber Liability Insurance
... as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising from data breaches which may occur after being hacked, or ...
read moreInsurance for Immigration Advisers
... the risks associated with their occupation. Protect your business today. * * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained ...
read moreInsurance for Consultants
... clients are your bread and butter, but where would you be without your business assets? Business Insurance allows you to select the types of coverage that best suit your business, like contents, to protect against fire ...
read moreIntroducing Work From Home Insurance
... have referred several colleagues to you over the years. Judy O. Quick and hassle free insurance cover for small businesses. Kelvin C. What more could you ask for - easy to use website, very helpful staff over the phone ...
read moreInsurance for Allied Health Professionals
... access Sundar J. Software and Application Development / Programming Need Help? Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access ...
read moreBizCover and Massage New Zealand
... injury that occurs as a result of business related activities. Protect your business today. * * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The ...
read moreBizCover and NSNZ
... 268 Monday to Friday 9.30am to 8.30pm and Saturday 11am - 6.00pm. Protect your business today. * * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The ...
read moreBizCover and NZ Qualified Bookkeepers Association
... also the option of separately purchasing Employers Liability , Material Damage and Business Interruption insurance as extra cover for your bookkeeping business, to help protect against the other risk of unexpected events ...
read moreInsurance for Recruitment Consultants
... to meet the requirements of many clients and/or tender processes Protect your business today. * * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The ...
read moreInsurance for Personal Trainers
... Insurance Quick and easy online process, no paperwork, get covered in minutes Broad Cover Why do Personal Trainers need it? Don't sweat the small stuff when it comes to making sure you have the right business insurance ...
read moreBizCover and Reflexology NZ
... 249 268 Monday to Friday 8am to 8pm. Protect your business today. * * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on ...
read moreInsurance for Plumbers
... trouble if it floods your clients' home and causes extensive and expensive damage to their property. Business Insurance* As a plumber your tools are your livelihood and the value of these items, like hammers, electric ...
read moreEmployers Liability Insurance
... what legislations may be mandatory in your field of business. How much does Employers Liability Insurance Cost? Every business is different with it's own risks, factors and features. The most accurate may to find out how ...
read moreStatutory Liability Insurance
... cost? There isn't a one-size fits all price when it comes to Statutory Liability insurance policies. Each and every business is different with its own exposure to potential risks. Factors like the number of staff ...
read moreInsurance for Bookkeepers
... you are always busy helping your clients, therefore we made it easy for you to arrange your business insurance - just a few clicks and one phone call, you have your policy documents emailed to your inbox. Did you Know ...
read moreProfessional Indemnity Insurance
... to cover your business and its unique insurance needs. What is difference between Professional Indemnity and Public Liability Insurance? Public Liability insurance protects you and your business against the financial ...
read morePublic Liability Insurance
... factors which may include: Your occupation The type and nature of your business activities Your business turnover and size The amount of insurance cover your business requires Other factors that could affect the cost of ...
read moreInsurance for Travel Agents and Tour Operators
... to meet the requirements of many clients and/or tender processes Protect your business today. * * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The ...
read moreInsurance for Tradesmen
... , make sure you check to see if there's a minimum level of cover required. Business Insurance* Your tools are essential to your business and the very reason why you nail those jobs! Chances are you have a few in the ...
read moreInsurance for Marketing and Multimedia professionals
... Professionals need it? As you help your clients increase their leads, sales and profits, we help you get your insurance to protect your business against potential pain-points. Being a marketing professional, we don't ...
read moreInsurance for Painters
... this cost out of your own pocket. These expenses can add up over time and dig into your savings. Business Insurance can cover the cost of your tools and portable equipment if it is lost or stolen, or in the event of a ...
read moreReviews related to Building And Contents Insurance Business
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Very good and it is helpful
Rafey Shamas
Television Antennae Installation -
Great service, quick and easy to apply
Fiona Morrison
Retail -
Prompt and efficient
Helena Coolen
Entertainment -
Would prefer payment methods other than credit card. Being able to pay direct from my business bank account using Poli or other system would make life easier.
John Cleveland
Information Technology -
Its been very easy to re-instate my isurance for the next 12 months. I do not really have any additional comments to make because i have not been provided any special service. I would definitely do business with you again
Sharon Williams
Information Technology -
I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!
Alison McDonald
Consultancy Occupations -
They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn
Monique Princen
Information Technology -
Quick and easy renewal. Thanks
Ray Gesta
Allied Health -
Easy renewal process and very quick.
Odette Wood
Allied Health -
Great service, easy to follow and easy to purchase
Briana Nathan
Allied Health -
Thanks so much for the clear information and for making it so easy amd hassle-free!
Alanna Clerkin
Allied Health -
Very helpful and friendly service
David Slater
Allied Health -
Fast friendly and very good service thank you
Gerald Eaton
Allied Health -
Quick and easy to use, had no issues getting a quote or paying once I'd decided to go with Bizcover.
Ness Macdonald
Allied Health -
Informative and timely.
Nicola Dunham
Allied Health -
Helpful and friendly
Doreen O'Sullivan
Allied Health -
Excellent and efficient
Angela Paul
Allied Health -
Very easy process, prompt and competitive quote, would recommend to associates
Wayne Smith
Architecture & Surveying
Independent feedback from our customers rated our service at excellent.
What it typically covers
A) Material damage loss for your physical assets
B) Financial loss due to Business Interruption
Choose cover options below!
What is NOT covered?
- Negligence/breach of duty arising from an act, error or omission as a result of your professional services
- Claims arising from damage to third party property or personal injury
- Known claims and circumstances
Protect your business today.
Cover Explained
Select the cover options needed for your business:
Building
Covers the cost of repairing or reconstructing buildings your business owns as a result of fire and other perils.
- Includes protection for things like fixed signs and lettering, tanks, poles, power lines and their supports, walls, gates, fences and landscaping
- Optional cover for natural disasters, including earthquake*
Property (Contents)
Covers loss or damage to your contents, stock and equipment caused by fire and other perils. Automatically includes cover for:
- Covers the costs to replace internal or external glass that is damaged or broken, such as windows, mirrors or porcelain.
- Money
- Theft
- Equipment breakdown
- Seasonal stock increase
- Theft
- Optional cover for natural disasters, including earthquake*
Business Interruption
- Covers you for the loss of income and some of the increased costs of running your business as a result of interruption caused by events covered under your policy.
- Optional cover for natural disasters, including earthquake*
- *Cover for natural disasters is subject to the location of your business and is not available to all postcode areas.
#Sub-limits and conditions apply. Refer to the policy wording.
Portable Equipment
- Covers loss or damage to portable equipment, tools and valuable property anywhere in New Zealand.
- Select your own cover limit
Covers loss or damage of laptops and mobile phones anywhere in the world
FAQs
Is Business Insurance Mandatory?
While there is the flexibility to choose what sort of cover you want for your business and the level of cover, there may be some situations where certain types and levels of cover are mandatory.
For example Public Liability or Professional Liability insurances are a common requirement for individuals who work on certain contracts, especially within the government sector. This is sometimes the case when becoming a member of certain industry bodies and boards.
Does Personal Insurance Cover Business Insurance?
It’s important to be aware that your personal insurance may not cover your business assets or property. If you have a home-based business, things like your home and contents insurance policy may not extend to provide cover for any liabilities which may relate to your business. You should check your policy details to check on coverage.
How do I make a claim on my insurance policy?
If you need to make a claim, don’t stress!
We’re here to help you through the process and get you back to business.
Simply download, complete the Claim Notification Form and return to [email protected]
We’ll manage the process with the insurer for you, whilst our dedicated claims consultants keep you informed every step of the way.
Alternatively, if you would like to contact us by phone, our customer service team are here to help you on Ph. 0508 249 268.
* * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.
Need Help?
Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals.
You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents.