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What does business insurance cover

... windows and everything in between, Business Insurance offers a range of flexible options you can tailor to suit your business needs. Building * The bricks and mortar of your business premises ...

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Do I need Business Insurance

... in your back pocket. Mortgage Brokers with a home office Business Insurance is designed to provide cover for your contents and other physical assets (including your building if you own it). If you have a home ...

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BizCover and n3

... ; ; COMING SOON … Material Damage protects the physical assets of your business, including any buildings you own, your contents, stock and equipment against loss or damage due to an unexpected event like ...

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Insurance Options for Retailers

... * If you own your retail business premises you are going to want to protect your bricks and mortar with Building insurance. Available through a BizPack, Building insurance covers your building if it was damaged as a ...

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Business Insurance

... sense to protect the things needed to make your business run smoothly every day. Business Insurance is designed to safeguard your contents, stock and other assets against unexpected events, like fire, storm, theft ...

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BizCover and Boost Your Business

... around to different insurance companies - we've done that for you. With just a few clicks or a quick phone call, you can compare quotes from some of NZ's leading insurers and protect you and your business without the ...

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What is Business Insurance

What is Business Insurance? Business Insurance * is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, ...

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Business Insurance FAQs

... easy to understand. Get Free Quotes ; ; ; Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover by comparing quotes from New Zealand’s leading ...

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BizCover and PriceMe

... around to different insurance companies - we've done that for you. With just a few clicks or a quick phone call, you can compare quotes from some of NZ's leading insurers and protect you and your business without the ...

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It's Time for an Insurance Health Check!

... mean that there may be considerations for your insurance. Firstly, do you have the right types of cover and levels of cover? For example, if your business is growing and your level of exposure increases you may need ...

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... a few minutes. So you can focus on getting back to business, let us show you the various cover options for your business and #BizSave on an insurance policy in the process. Start looking at your options now, getting ...

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Insurance for IT Professionals

... you may want to consider to keep your business as 'all systems running': Building and Contents – if you have an office, do you have insurance in place for your contents or any buildings you own? Could you afford to ...

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Insurance For Cafés and Restaurants

... . Building : c over for loss and damage to buildings you ... and other perils). Property/Contents can include fixtures and fittings, equipment, stock and furniture. A Business Insurance ...

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Insurance for Hairdressers

... your business assets or building, you may be faced with having to close your doors for days, weeks or even months to conduct repairs or re-build. Business Interruption insurance can cover the loss of income and some ...

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Insurance for Architects & Designers

... skills should be part of your business master plan. Don't let the worry of a building blunder keep you awake at night. Why not compare quotes for Architects and Designer insurance today from the friendly team at ...

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Retailer Insurance

... of the factors that can damage valuable assets in your retail outlet. Business insurance can cover you for: Contents and stock : Protects the contents and stock in your shop against damage or loss caused by theft ...

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Insurance for Mortgage Brokers

... injury or property damage should they arise. Business Insurance Business Insurance is designed to safeguard your contents and other physical assets (including your building if you own it) against unforeseen ...

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Insurance for Accountants & Tax Agents

... Business Insurance When it comes to protecting your business assets, Business Insurance has a variety of covers available to safeguard the things that matter most. Consider your building (if you own it) and contents ...

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Insurance for Beauty Salons

... by your landlord if you lease your business premises. Business Insurance Whilst your customers are vital to your business, so are your contents, stock, equipment and your building if you own it. Protecting the ...

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Insurance for Engineers

... . A comprehensive business insurance policy for any engineering business can include cover for buildings, contents and portable equipment. A business insurance policy for an engineering business will include protection ...

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7 Ways to Grow Sales in a Café Business

... who comes in once. Building the number of reviews on your business also helps push your local ... business. 7) Think differently about Social Media There was a time when cafés could post content on social media and ...

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Insurance for Cleaners

... while cleaning their home. Business Insurance* Business i nsurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured ...

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Insurance for Real Estate Agents

... contents during an open home. It is relatively cheap cover for the amount of protection afforded. Business Insurance Business Insurance provides cover for your business assets from perils such as theft, fire and ...

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Insurance for Shop Owners

... even force you to close your doors once and for all. Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs ...

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How much does Public Liability Insurance cost?

... location of your business, the inclusions and exclusions of your policy, and the insurance provider you select. ... often due to the number of claims each insurance company has received for each specified occupation. Below ...

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BizCover and NZ Retail

... range of insurance options for retailers below: Business Insurance* Business Insurance** is an insurance package designed to provide cover for your retail business' contents, stock, tools and commercial premises ...

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Tips On How To Better Your Business This Year

... place to protect it from unexpected risks. Reviewing your insurance is an opportunity to make sure you are not under or over insuring and that you're covering your business for the things that matter. Not sure where to ...

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What does Public Liability Insurance Cover?

... food poisoning, an area which food and hospitality businesses need protection in. The purpose of Public Liability insurance is to give your business protection against unwanted and unforeseen risks. While you may not ...

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Insurance for Photographer

... unique risks. Safeguarding your business and expensive photographic equipment with the appropriate business insurance provides peace of mind and protection. Let us take care of your business insurance while you take care ...

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Insurance for Painters

... this cost out of your own pocket. These expenses can add up over time and dig into your savings. Business Insurance can cover the cost of your tools and portable equipment if it is lost or stolen, or in the event of a ...

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Insurance for Handyman

... few clicks are all it takes to get the best public liability cover and complete peace of mind. Business Insurance The success of your handyman business depends as much on your skills as your tools, some of which can ...

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Insurance for Plumbers

... can spell trouble if it floods your clients' home and causes extensive and expensive damage to their property. Business Insurance As a plumber your tools are your livelihood and the value of these items, like hammers ...

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Insurance for Bookkeepers

... are always busy helping your clients, therefore we made it easy for you to arrange your business insurance - just a few clicks and one phone call, you have your policy documents emailed to your inbox. ; Did you Know ...

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Cyber Insurance - Is it worth it?

... less expensive), the threat of a cyber incident means all businesses need a security plan to protect their business and they should consider a Cyber Insurance policy as an essential part of this plan. This is general ...

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Reviews related to Building And Contents Insurance Business

  • Very good and it is helpful

    Rafey Shamas
    Television Antennae Installation

  • Great service, quick and easy to apply

    Fiona Morrison

  • Prompt and efficient

    Helena Coolen

  • Would prefer payment methods other than credit card. Being able to pay direct from my business bank account using Poli or other system would make life easier.

    John Cleveland
    Information Technology

  • Its been very easy to re-instate my isurance for the next 12 months. I do not really have any additional comments to make because i have not been provided any special service. I would definitely do business with you again

    Sharon Williams
    Information Technology

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

  • Quick and easy renewal. Thanks

    Ray Gesta
    Allied Health

  • Easy renewal process and very quick.

    Odette Wood
    Allied Health

  • Great service, easy to follow and easy to purchase

    Briana Nathan
    Allied Health

  • Thanks so much for the clear information and for making it so easy amd hassle-free!

    Alanna Clerkin
    Allied Health

  • Very helpful and friendly service

    David Slater
    Allied Health

  • Fast friendly and very good service thank you

    Gerald Eaton
    Allied Health

  • Quick and easy to use, had no issues getting a quote or paying once I'd decided to go with Bizcover.

    Ness Macdonald
    Allied Health

  • Informative and timely.

    Nicola Dunham
    Allied Health

  • Helpful and friendly

    Doreen O'Sullivan
    Allied Health

  • Excellent and efficient

    Angela Paul
    Allied Health

  • Very easy process, prompt and competitive quote, would recommend to associates

    Wayne Smith
    Architecture & Surveying

  • Fast and reliable! Good customer service!

    Joem Baldesco
    Architecture & Surveying

  • It was easy and fast to attain.

    Jason Te Kare
    Consultancy Occupations

  • Easy to understand and purchase, great experience

    Greg Campbell
    Consultancy Occupations

  • Answered all my questions, helpful, and followed up my online enquiry efficiently.

    Jan Broadley
    Consultancy Occupations

  • Fast efficient and user friendly

    Brett Stansfield
    Consultancy Occupations

  • Easy to purchase. Good follow up and email reminder. Price Is good.

    Gabriel Molina

  • I recommend bizcovers simple and straightforward system for obtaining professional insurace online

    Alison Davies
    Consultancy Occupations

  • Easy and affordable. Friendly customer service rep.

    Ian Leader
    Consultancy Occupations

  • The person assisting me was helpful and called back when he said he would

    Consultancy Occupations

  • Was an easy experience to update and re new policy

    Jamie Ewen
    Information Technology

  • Real easy to renew your cover and they email you a reminder.

    Joseph Caldwell
    Information Technology

  • Online, easy and cost effective

    David Ball
    Information Technology

  • So darn easy to set up and at a reasonable price

    Kirsty McIntosh
    Information Technology

  • Very slick and quick service with a great premium price for the cover. All done on-line with no long forms to fill in.

    Stephen Hutchins
    Information Technology

  • Excellent so far, Sam was very good with providing the details and doing the follow-up. The sale was closed by someone else as he was not available. but 100/100 for Sam

    Amita Sethi
    Information Technology

  • So fast and easy! All done in 5 minutes.

    Jemima Lewis
    Information Technology

  • excellent and quick

    Trades & Services

  • quick and easy.

    George Curach
    Trades & Services

  • A real person promptly answered my phone call - no redirection / no music while holding!! Quick and efficient answers to my questions.

    Astrid Herbert
    Trades & Services

  • Very quick polite and easy to deal with. Happy with service provided

    gary smith
    Trades & Services

  • It was grate and on timings,fast,good customer services.

    David Tabar
    Trades & Services

  • Excellent online service, frequent reminders of the expiry date, and a reasonable cost for the protection.

    David Crockett
    Trades & Services

  • I was impressed with the quick service and how able they could ask my questions

    Tony Bailey
    Trades & Services

  • Prompt response to my initial enquiry and subsequent questions about the policy.

    Carol Freebairn
    Trades & Services

  • You made the purchasing of public liability cover simply easy and straight forward

    Peter McLaughlin
    Trades & Services

  • Quick and easy to use both to sign up and renewal

    Rod Corban
    Allied Health

  • Simple process and easy to execute

    Kim Palsenbarg
    Multimedia and Marketing

  • Awesome very easy to use and not complicated to use

    Ross and Jenny Fletcher
    Trades & Services

Get instant quotes

Independent feedback from our customers rated our service at excellent.

Cover Explained

Select the cover options needed for your business:


Covers the cost of repairing or reconstructing buildings your business owns as a result of fire and other perils.

  • Includes protection for things like fixed signs and lettering, tanks, poles, power lines and their supports, walls, gates, fences and landscaping
  • Optional cover for natural disasters, including earthquake*

Property (Contents)

Covers loss or damage to your contents, stock and equipment caused by fire and other perils.

  • Automatically includes cover for:#
  • Covers the costs to replace internal or external glass that is damaged or broken, such as windows, mirrors or porcelain.
  • Money
  • Theft
  • Transit
  • Equipment breakdown
  • Seasonal stock increase
  • Stolen keys
  • Optional cover for natural disasters, including earthquake*

Portable Equipment

Covers loss or damage to portable equipment, tools and valuable property anywhere in New Zealand.

  • Select your own cover limit
  • Covers loss or damage of laptops and mobile phones anywhere in the world


Business Interruption

Covers you for the loss of income and some of the increased costs of running your business as a result of interruption caused by events covered under your policy.

  • Optional cover for natural disasters, including earthquake*

*Cover for natural disasters is subject to the location of your business and is not available to all postcode areas.
#Sub-limits and conditions apply. Refer to the policy wording.