Building And Contents Insurance Business

Building And Contents Insurance Business

    • Multiple Quotes from Leading NZ Insureres
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    • Compare And Buy Online

Do I need Business Insurance

... provide cover for your business contents. This is often not the case, and it is worth checking with your existing policy. Business contents insurance is there to protect A Business Insurance policy covers physical loss ...

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Business Insurance

... are made up of many different insurance products that you can tailor to the needs of your business. From your building, the contents of that building and the data that your business relies on. What it typically covers ...

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What does business insurance cover

... where you are a running a session for example For bricks and mortar types of businesses, coverages like Building, Contents and Business Interruption* can help your business when it may need it most. Some of the kinds of ...

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BizCover and n3

... information. NEW PRODUCTS Material Damage protects the physical assets of your business, including any buildings you own, your contents, stock and equipment against loss or damage due to an unexpected event like fire ...

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What is Business Insurance

... want to consider protecting your biggest business asset with Building insurance. You may also want to look at protecting things like your stock and business assets with Contents insurance. Tradies – your tools of trade ...

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BizCover and Boost Your Business

... around to different insurance companies - we've done that for you. With just a few clicks or a quick phone call, you can compare quotes from some of NZ's leading insurers and protect you and your business without the ...

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Business Insurance FAQs

... cover if you needed to make a potential claim, a drama no business owner wants to be faced with! It's no secret that insurance can sometimes be a bit confusing and like a language of its own right? We don't believe in ...

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BizSave

... how much you could save on your Business Insurance #BizSave BizSave on your Business Insurance Being a small business owner can be a rewarding and challenging journey. While time and money are of the essence, you need ...

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Priceme

... around to different insurance companies - we've done that for you. With just a few clicks or a quick phone call, you can compare quotes from some of NZ's leading insurers and protect you and your business without the ...

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Frequently Asked Questions

... new insurers to our range to ensure we continue to be the No. 1 online business insurance service.We quote in New Zealand Dollars and all transactions will be in New Zealand Dollars.To retrieve your saved quotes, just ...

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Insurance for IT Professionals

... may want to consider to keep your business as 'all systems running': Building and Contents – if you have an office, do you have insurance in place for your contents or any buildings you own? Could you afford to repair ...

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How Are Business Insurance Premiums Calculated?

... you select, the cheaper your business insurance premium is likely to be, and vice versa. How much you insure your building / business contents for If you have Building insurance and Contents insurance* in place for your ...

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A Sole Trader's Guide to Building a Website

... , these help build your business' reputation and trust A website ... and protecting your bricks and mortar with Building and Contents insurance* too. Visit bizcover.co.nz and get insurance for your sole trader business ...

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How to Start a Sole Trader Business

... from Public Liability* to Tool Cover and protecting your bricks and mortar with Building and Contents insurance* too. Visit bizcover.co.nz and get insurance for your sole trader business without drama so you can get on ...

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How To Start Your Own Trade Business in NZ

... helps you build trust and credibility with potential customers. The education and work experience ... building and registering a business, you probably want to protect it. Business insurance policies help shield your business ...

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Guide To Setting Up A Massage Business At Home

... Home and Contents insurance may not cover you in situations that involve your business activities. ... and trusts, the two most common business structures are companies and sole trader businesses. While there are pros and ...

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Saving Hacks- Business Insurance For Tradies

... has changed If you have Building or Contents insurance* for your business premises, you may want to also check your policy if you have made changes. Things like increased security and safety measures may entitle you ...

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Insurance for Mechanics

... Insurance? Whether you're a freelance mechanic, own your own garage or do custom builds, ... buildings as a result of an insured event (such as fire, storm, flood and other perils). Contents insurance*- A Business Insurance ...

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Insurance For Cafes and Restaurants

... your business today. Business Insurance* Fire, extreme weather, natural catastrophes like earthquakes and vandalism are just some of the factors that can damage valuable assets in your café or restaurant. Building : ...

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Insurance for Mortgage Brokers

... that are covered by the ACC Protect your business today. Business Insurance Business Insurance is designed to safeguard your contents and other physical assets (including your building if you own it) against unforeseen ...

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Insurance for Architects & Designers

... skills should be part of your business master plan. Don't let the worry of a building blunder keep you awake at night. Why not compare quotes for Architects and Designer insurance today from the friendly team at ...

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Insurance for Accountants & Tax Agents

... When it comes to protecting your business assets, Business Insurance has a variety of covers available to safeguard the things that matter most. Consider your building (if you own it) and contents – could you afford to ...

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Insurance for Beauty Salons

... by your landlord if you lease your business premises. Business Insurance Whilst your customers are vital to your business, so are your contents, stock, equipment and your building if you own it. Protecting the important ...

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Insurance for Hairdressers

... your business assets or building, you may be faced with having to close your doors for days, weeks or even months to conduct repairs or re-build. Business Interruption insurance can cover the loss of income and some ...

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Insurance for Allied Health Professionals

... the things that help to keep your business going like business assets with contents, building and portable equipment insurance Holding valuable information like your customer files and data means it may be subject to ...

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Insurance for Painters

... you may need to consider for your painting business. Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs ...

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Insurance for Cleaners

... provided by the ACC Known claims and circumstances Business Insurance* Business insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured ...

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Tradie Guide to Public Liability Insurance

... company for the long-term. Mistakes can happen, but Public Liability insurance can reduce their impact on your business and help your business recover and ... insurance to access and perform trade work on certain building ...

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Insurance for Counsellors

... Covers physical loss or damage to your insured buildings as a result of an insured event (such as fire, storm, flood and other perils). Contents insurance* – A Business Insurance policy covers physical loss or damage to ...

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Insurance for Sole Traders

... with Contents insurance*. If you use tools of trade while out and about assisting your clients, then Portable Equipment insurance* may be something worth considering Protect your business' bricks and mortar with Building ...

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Insurance for Yoga Teachers

... loss if it were damaged. Property (Contents) insurance covers loss of or damage to items such as business equipment, stock, fixtures and fittings, furniture plant and machinery, and records belonging to you at the ...

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Insurance for Handyman

... help you confront these head on and create a safety net for your livelihood. Business Insurance is an insurance package that includes cover for your business contents, stock, tools and commercial premises when a fire ...

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Insurance for Contractors

... the policy period Protect your business today. Business Insurance* Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured ...

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Insurance for Education Consultants

... an educational professional and build your business, it makes ... business activities. Business Insurance* Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and ...

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Insurance for Shop Owners

... choose BizCover for your shop insurance? Built for NZ small businesses We know insurance and what makes small businesses tick. We cover over 10,000 SMEs in NZ… and counting. Clear and competitive pricing You can compare ...

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Insurance for Photographers

... Theft occurring after forcible and violent entry to locked buildings or locked vehicles Theft ... instantly after purchase. Picture your business better protected with business insurance—and you with more time to ...

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Insurance for Psychologists

... . Business Insurance* Business Insurance is a convenient and customisable insurance package that addresses several risks that psychologists often face in a single policy. Psychologists may build a Business Insurance ...

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Insurance for Carpenters

... What Insurance Products Do Carpenters Need? Insurance can help build a solid framework for protecting your carpentry business. Policies that many carpenters consider include: Public Liability Insurance* Rough and finish ...

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What Is Inside A Business Insurance Pack?

... are currently available through our Business Insurance Pack offering: Building insurance* Contents insurance* Portable Equipment insurance* Cyber Liability insurance* Business Interruption insurance* Let's have a closer ...

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Tips for How to Start a Carpentry Business

... way to build a carpentry business. But, ... and tools Look into business insurance options that may fit your needs Consider hiring professionals to help take care of different office admin tasks Building a carpentry business ...

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Website Building Tips For Engineering Firms

... a list of the content that you want to have on your website. Create a sitemap and plan the basics of ... sorted easy and simple, with no-dramas! Visit bizcover.co.nz and get insurance for your engineering business without ...

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How to Open Your Own Retail Business

... you having Public Liability insurance . Business Insurance- * there are a variety of coverage options that can provide cover for things like your business contents, stock, building and business interruption in the event ...

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What Insurance do Beauty Salons Need?

... your business contents, stock, tools and commercial premises when an insured event occurs. Your Business Insurance policy can be customised to include different forms of cover, such as: Building Insurance - Covers ...

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Complete Guide to Business Insurance

... , and loss of revenue due to business interruption in specified circumstances. Some of the types of business insurance coverages available include: Building/ property (Public Liability) Property (Contents) Portable ...

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How much does Public Liability Insurance cost?

... and nature of your business Your business turnover and size The amount of insurance cover your business ... process online again Tony T. Builder – Commercial Building Construction Easy to renew with follow up by phone ...

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Why You Should Review Your Business Insurance

... your limit on your business contents policy to factor in this new equipment. The danger of under-insurance Underestimating the value of things like business buildings and assets for insurance purposes may in the ...

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Retailer Insurance

... retail outlet. Business insurance can cover you for: Contents and stock : Protects the contents and stock in your shop against damage or loss caused by theft, accidents, natural catastrophes or vandalism. Building : The ...

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9 Ways To Grow Your Design Business in 2023

... and creating customised branding for companies is a niche and higher-end paying approach to building your design business ... comes to getting your design insurance policies for your design business sorted get in touch with ...

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What is Professional Indemnity Insurance?

... is true, Professional Indemnity insurance seeks to protect both your assets and your reputation, as well as the contents of your back pocket meaning you can continue running your business without the stress of financial ...

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Turn your side hustle into a small business

... Some of the kinds of coverage options include Building, Contents, Portable Equipment, Business Interruption and many more. Get your insurance sorted for your side hustle business today with BizCover. We provide multiple ...

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Business Tips for Yoga Studios

... business owner anywhere has built a successful business in total isolation, which is why networking and building ... . As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the ...

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How Trust Can Boost Sales For Tradie Businesses

... is why disclosing your Public Liability insurance, which protects your business from such claims, builds trust and could be the difference between landing the job and not. Insurance for tradies is an important component ...

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How To Start a Mechanic Shop Business

... help elevate your mechanic shop business and get your name out ... Building Insurance*- Covers you for loss and damage to buildings you own, as a result of an insured event, e.g. fire, malicious damage. Contents insurance ...

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How to Market Your Hair Salon Business

... camera, you can create some content that will help amplify your personal and business brand image. Email marketing ... . As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the ...

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Why do brilliant business ideas sometimes fail?

... your business and ... insurance * Professional Indemnity insurance * Business Insurance * Building insurance * Contents insurance * Business Interruption insurance * Portable Equipment insurance* Cyber Liability insurance ...

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6 Reasons why some small businesses fail

... : Public Liability insurance* Professional Indemnity insurance * Business Insurance* Building insurance* Contents insurance* Business Interruption insurance* Portable Equipment insurance* Cyber Liability insurance* Don't ...

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What Insurance Policies do Yoga Studios Need?

... against break-ins, theft, and unplanned business interruptions. Business Insurance is a coverage package designed to provide cover for your commercial premises and business contents, stock, and tools when an insured ...

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Business Insurance Health Check Part 2

... which are covered by the policy. Business Insurance* : Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs ...

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10 Ways To Help Protect Your Small Business

... Assess the layout of the building and look out for any potential risks and dangers. Things like having increased ... types of small businesses and their unique business insurance needs. Insurance products purchased through ...

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Public Liability Insurance

... for your Public Liability insurance. New Zealand's number one online insurance company We take more pride in the 10,000 small businesses we have helped already… and counting. Clear and competitive pricing Our platform ...

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What are the Risks in Running a Yoga Studio?

... *; Business Insurance *; Business Interruption *; Portable Equipment Insurance *; and Building And Contents Insurance *. Business insurance for yoga teachers can reduce business risk for yoga instructors and enable ...

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A Sole Traders Guide to Understanding SEO

... from Public Liability* to Tool Cover and protecting your bricks and mortar with Building and Contents insurance* too. Visit bizcover.co.nz and get insurance for your sole trader business without drama so you can get on ...

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Insurance for Massage Therapy

... equipment draining your accounts. Property (Contents) insurance covers loss of or damage to items such as business equipment, stock, plant and machinery, records, fixtures and fittings and furniture belonging to you at ...

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Insurance for Designers

... the period of insurance Acts of fraud and dishonesty Accidental injury and property damage Business Insurance* Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools ...

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Insurance for Consultants

... clients are your bread and butter, but where would you be without your business assets? Business Insurance allows you to select the types of coverage that best suit your business, like contents, to protect against fire ...

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How To Start A Small Business

... you can and cannot claim will keep your business on track. Protect your business with insurance After all that hard work to get your business up and running, it makes sense to have the right business insurances in place ...

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4 Tips For Starting An Online Business

... target audience and a description of your company’s core values. A good business plan will ... business insurance products. If you are interested in sorting out your small business insurance before you start your business ...

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How Accountancy Insurance Protects Your Business

... risks to your accounting firm via the following types of business insurance. Professional Indemnity insurance : Business insurance designed to protect you and your business from any losses which may arise from any errors ...

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Cyber Liability Insurance Explained

... insurance? A common misconception is that hackers only go after the big fish but when it comes to attacks. Companies big and ... Cyber Liability insurance protects your business from: Website hijacked and defaced Computers ...

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Reviews related to Building And Contents Insurance Business

  • Prompt, professional, ease of purchase…and competitive pricing

    Viraj M.

  • I have already given feedback. Really easy and have referred several colleagues to you over the years

    Judy O.

  • Quick and hassle free insurance cover for small businesses.

    Kelvin C.

  • I rang several insurance brokers/company and this was the one that gave me the quickest, easiest quote without having all my personal detail and having to wait for someone to call me back! Thanks.

    Sharon

  • Easy process with reminders coming through on when to renew insurances by.

    Brett S.

Did You Know?

Business Insurance policies are made up of many different insurance products that you can tailor to the needs of your business. From your building, the contents of that building and the data that your business relies on.

What it typically covers

  • Material damage loss for your physical assets
  • Financial loss due to Business Interruption

 

Choose cover options below!

What is NOT covered?

  • Negligence/breach of duty arising from an act, error or omission as a result of your professional services
  • Claims arising from damage to third party property or personal injury
  • Known claims and circumstances

Protect your business today.

Cover Explained

Select the cover options needed for your business:

Building*

Building cover protects you from the cost of repairing or reconstructing buildings your business owns as a result of fire and other perils.

This includes protection for things like fixed signs and lettering, tanks, poles, power lines and their supports, walls, gates, fences and landscaping. You also can get optional cover for natural disasters, including earthquake cover**.

Contents*

Property (Contents) cover protects you from the loss or damage to your contents, stock and equipment caused by fire and other perils.

It includes cover for money, theft equipment breakdown and seasonal stock increase. It also covers the costs to replace internal or external glass that is damaged or broken, such as windows, mirrors or porcelain.

You can also get optional cover for natural disasters, including earthquake cover**.

Cyber Liability*

Cyber liability insurance is a type of business insurance product which covers your business against both the legal costs and expenses, including compensation payments, related to cybercrime incidents. Your coverage may include cover for expenses and legal costs relating to data breaches, theft or loss of client information, business interruption costs, forensic investigation, data recovery, extortion, and fines and penalties.

It also could generally cover crisis management costs to restore your businesses reputation after an attack or data breach and legal costs from any ensuing civil action taken against you or your company.

Business Interruption*

Business Interruption cover protects you from the loss of income and some of the increased costs of running your business as a result of interruption caused by events covered under your policy.

You can also get optional cover for natural disasters, including earthquake cover**.

Portable Equipment

Portable Equipment cover protects you from the loss or damage to portable equipment, tools and valuable property anywhere in New Zealand. You can select your own cover limit and cover the loss of things like laptops and mobile phones anywhere in the world
Covers loss or damage of laptops and mobile phones anywhere in the world.

How much does Business insurance cost?

No matter if you sell fishing tackle or lollipops, no two small businesses are the same. Each business has its own set of risks to deal with and these risks effect what cover you may need. That’s why there isn’t a stock-standard price of business insurance. When calculating the price of your policy, there are many factors that are taken into consideration.

Some of these may include:

  • The size of your business
  • How many staff you have
  • The type of small business you are running
  • The type of coverage you take out
  • Your excess
  • The level of cover
  • Your claims history
  • Your shop’s location

Why choose BizCover for your business insurance?

At BizCover, our task is to make business insurance a stress-free experience. Our platform is designed to help you compare quotes and get the right cover you need so you can get back to more important things like running your business. But if you are still not convinced, here are a few other reasons why you should choose BizCover for your business insurance.

New Zealands’s number one online insurance business

We take pride in the 10,000 small businesses we have helped already… and counting.

Clear and competitive pricing

You can compare and choose from a range of competitive prices right there on your screen.  Seriously.

Built for small business

We know insurance and what makes small businesses tick.

We won’t bore you with jargon

We’re not fans of complicated insurance speak, so we talk to you in plain English. If you want to brush up on your Latin, look elsewhere.

Frequently Asked Questions

Is Business Insurance Mandatory?

While there is the flexibility to choose what sort of cover you want for your business and the level of cover, there may be some situations where certain types and levels of cover are mandatory.

For example Public Liability or Professional Liability insurances are a common requirement for individuals who work on certain contracts, especially within the government sector. This is sometimes the case when becoming a member of certain industry bodies and boards.

Does Personal Insurance Cover Business Insurance?

It’s important to be aware that your personal insurance may not cover your business assets or property. If you have a home-based business, things like your home and contents insurance policy may not extend to provide cover for any liabilities which may relate to your business. You should check your policy details to check on coverage.

How do I make a claim on my insurance policy?

Need to make a claim? No dramas! We’re here to assist you through the process and get you back to business. Simply download, complete the Claim Notification Form and return to claims@bizcover.co.nz. We’ll manage the process with the insurer for you, whilst our dedicated claims consultants keep you informed every step of the way. Alternatively, if you would like to contact us by phone, our customer service team are here to help you on Ph. 0508 249 268

*This information is a general guide only and does not take into account your objectives, financial situation or needs. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice. BizCover Limited is owned by BizCover Pty Ltd (ABN 68 127 707 975).
**Cover for natural disasters is subject to the location of your business and is not available to all postcode areas.
Sub-limits and conditions apply. Refer to the policy wording.

Need Help?

Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. 

You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents. 

 

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