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Insurance for IT Professionals

... and Product Liability insurance offers important cover for IT Professionals and their legal liability in the ... Contents - if you have an office, do you have insurance in place for your contents or any buildings you own? ...

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Understanding Insurance, Part 4: Cyber Liability Insurance

... we explore how Cyber Liability insurance can protect your business from ... ... small business operators, it is worth considering Cyber Liability insurance and how it can protect your business. What is Cyber Liability insurance? Cyber Liability Insurance protects your business ...

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Public Liability Insurance: 5 Tips for choosing the best policy for your business

... and your customers with Public Liability insurance is one of the most ... important aspects. It offers protection should a customer ... ... As cliché as it sounds, accidents happen. If you don't have Public Liability insurance you face the ... all of the features you need leaving you high and dry when it comes time to make a claim. The most effective way to ...

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What does Public Liability Insurance Cover?

Public Liability Insurance protects you and your business ... ... work for any metropolitan council will require a minimum $2m cover. Every business should consider Public Liability Insurance - even home-based businesses. It covers you and the actions of your employees for potential ...

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Emerging Auckland Yoga Studio Wins National Small Business Grant

Yoga Within started by accident. Owner ... rent a room to offer Yoga Therapy to private clients and ... Bay premises. I first experienced yoga ... spare right now… why not give it a go?!”” The win will allow Yoga Within to expand their class offerings ... themselves in their daily lives.” The leap from yoga teacher to business owner has been an interesting one, ...

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Cyber Liability Insurance - the Safety Net Small Businesses Need

... year that cybercrime over NZ computers and networks has more than ... ... reported earlier this year that cybercrime over NZ computers and networks has more than doubled over ... been released yet. While Cyber Liability insurance won't prevent an attack, it will help businesses to manage the ...

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Cyber Liability Insurance

... of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the ... costs Claims Examples Website hijacked and defaced Computers infected with viruses/malware Data held to ...

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Public Liability Insurance

... unwanted accident occur. Public Liability Insurance, often referred to as General Liability, gives you peace of ... not covered by the Accident Compensation Commission (ACC). It also covers any legal defence costs you incur ...

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Understanding Insurance, Part One: Public Liability Insurance

... running your own business. Whether its balancing the books, creating ... list goes on. But when it comes to protecting your business ... , it ... Compensation Co rpora tion (ACC). It can also cover any legal defence costs you incur as a result of defending yourself. Why do I need Public Liability Insurance? While you may take all the ...

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Statutory Liability Insurance

... Statutory Liability Insurance protects ... you, your business and your employees, including directors, trustees and managers, against certain unintentional breaches of New Zealand Acts of Parliament. It ...

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How much does Public Liability Insurance cost?

... more it will usually cost. However, fortunately when it comes to Public Liability insurance the ... of cover amongst our New Zealand customer base for Public Liability insurance is $1 million, however there is the option to ...

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How Plumbers Can Protect their Business with Public Liability Insurance*

As a plumber you are faced with different challenges every day, one minute you're fixing a burst pipe, next youre unplugging a drain, no two days are ever the same! ... the different levels of cover? Each business is different and will require its own level of Public Liability insurance to suit its specific needs. BizCover offers four different levels of cover rang ing ...

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What is Public Liability Insurance?

... should you experience a public liability claim, then you need to have it. It's as simple as that. And if you are doing business with another business, make sure they have public liability insurance too, so all's well ...

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Massage Therapy Insurance: here's why you need it!

... to build your business, so it only makes sense to protect ... it. Below are the top 5 ... should hold and maintain a Professional Liability ... breach of professional misconduct. Maintaining a Professional Liability Insurance package is not only a best practice standard for health professionals, but rather a necessity. It's important to ensure your business is ...

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The difference between public liability and professional indemnity insurance

It's important to understand the difference between Professional Indemnity and Public Liability insurance as ... of protection. Public Liability Insurance It's important to understand the difference between Professional Indemnity and Public Liability insurance as ... client making a claim against you. A Public Liability claim could result from Accidental damage to a ...

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What Photographers Need to Know About Business Insurance

... a photographer and how business insurance can protect your business. Why ... do photographers need to consider insurance? Working with clients, ... personal time it takes to defend a claim -a n added worry you can live without. What types of insurances photographers need to consider? Public Liability insurance * One ...

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Types of small business insurance in New Zealand

... is Small Business Insurance. But what kind of insurance do you actually ... 'one-size-fits-all' when it comes to insuring a business ... ... It's also important to note that some types of insurance are compulsory for many kinds of businesses, whether it's ... computers or laptops, you should think about holding a Cyber Liability policy. Cyber Liability Insurance ...

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Business Insurance

... other assets. And you can include Public Liability Insurance to ensure you are left financially sound for ... porcelain. Electronic Equipment Covers your insured computers or other insured electronic equipment against loss ...

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Business Risk: What Isn't Covered and Why it Matters

... most common issues with Business Insurance is that policy owners often ... fail to understand what it does protect you against, and ... (that's ... its purpose. This will depend on the type of your insurance. Read the below carefully: Public Liability ... with how much you're covered for. Using Professional Liability as an example again, you could be covered for ...

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Insurance Options for Retailers

... wrong. Having the appropriate retailers insurance in place to protect your ... ... products then it is also important to consider Product Liability insurance. It protects your ... safe, pesky thieves can still strike when you least expect it, wreaking havoc and causing a financial loss to your retail ...

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Insurance options to protect your cleaning business

... business, you know how important it is to have an eye ... results. It's also important that your business has the right insurances in ... ... No two cleaning businesses are the same, and there's no universal blanket cover option when it comes to Public Liability insurance. While some businesses may select the amount of cover based on the size of their ...

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BizCover expands its insurance offer and launches a new look

... new website making it easier for Australian customers ... professional indemnity and business insurance online Sydney, Australia - ... BizCover, the ... and easy online professional indemnity and public liability insurance for over 200 professions. The new website ... evolving and enhancing its services, its motto of providing quick and easy online insurance is still a ...

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It's Time for an Insurance Health Check!

... the new financial year ahead. It's also a great time for ... ... consider increasing the level of public liability insurance that you hold. Are there statutory ... of work, you may be over insured! And finally, it's worth doing a quick review of your policy to understand exactly ...

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Insurance for Mortgage Brokers

... leaving the business in a difficult position should it not be protected. Did you Know? An ... computer hacking, and other forms of cybercrime covered under your policy. Statutory Liability Statutory liability insurance ...

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Insurance for Allied Health Professionals

... it? Your clients rely on you to look after them; you can rely on us to look after your business insurance ... taking out public liability insurance for your protection. Claim example A yoga instructor hired premises in ...

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Insurance for Engineers

... it? Insurance for engineers is all about safeguarding you against professional risk. There is a wide range of circumstances when engineers may face legal liability ... of any insured peril. It can also provide financial ...

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Insurance for Accountants & Tax Agents

... a potential error to occur when it comes to doing the checks and balances. Don't leave it up to chance! Make a ... hackers or an inadvertent error with Cyber Liability insurance, which provides coverage for expenses like ...

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Insurance for Consultants

... & procedures Public Liability Public Liability insurance is a no-brainer when it comes to offering ... costing you a couple of thousand dollars. Public Liability insurance will protect you from any financial losses which may ...

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Insurance for Painters

... the insured and their employees, not subcontractors. Insurance for Plumbers Public Liability Public Liability is perhaps the most important insurance option for painters to consider. It will protect you in the event of ...

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Insurance for Hairdressers

... . It is a very affordable cover considering the amount of protection you receive. If you lease your premises, then your landlord will more than likely insist on you having public liability insurance. Business Insurance ...

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Insurance for Architects & Designers

... . Why not compare quotes for Architects and Designer insurance today from the friendly team at BizCover? Taking ... insurance offer covers occupations such as: Architect Interior designer Public Liability Do you need it ...

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Insurance for Personal Trainers

... . Insurance for Personal Trainers and Fitness Professionals Combined Professional Liability Package ... people and property. In addition, it's likely a requirement to provide your own insurance if you are contracted to a ...

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Insurance for Tradesmen

... Don't get stuck between a wall and hard place by not having Public Liability insurance. It's a crucial form of cover to protect you and your business against claims arising from third party property damage and accidental ...

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Insurance for Beauty Salons

... only has the potential to financially devastate your business, but it can turn your reputation into an ugly mess - and ... damage can be expensive to fix. Public Liability Insurance provides peace of mind against claims made ...

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4 Areas You May Not Have Thought Business Insurance Covers

... to build your business. So it's vital to protect your business ... ... receipts and note down serial numbers as proof of ownership. It's also a good idea to take photos of these kinds ... essential covers such as Public Liability and Professional Indemnity insurance to ensure you are ...

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Small Business Insurance: Why you might want to ensure you're covered!

You shouldn't think of insurance just as an expense, instead ... think of it as a protection plan, protecting ... (and rather costly) event occur. Liability policy in place can cover you not only for your legal ... . Cyber insurance is an important part of your risk management plan as it provides protection ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business ... , compare quotes and buy the insurance that suits your business. But ... not know about small ... home, your home and contents insurance policy might not cover all the liabilities related to your business. As ... work from home is a small price to pay even if it is unlikely you will have a million dollar claim. Cover ...

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What is Professional Indemnity Insurance?

... , make sure it's not costing you an arm and a leg! Do I really need Professional Indemnity Insurance? If you ... of cost. The surveyor's insurer recognised his liability and made a quick settlement offer. Interestingly, the ...

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Insurance for Real Estate Agents

... the transaction between home buyers and sellers. Be it residential or commercial, you are legally held responsible ... Liability This insurance is an essential component of any business insurances. It covers your liability ...

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Insurance for Bookkeepers

... the Value of Assets & Liabilities Recording, Monitoring and Tracking Income and Expenses Reporting Requested Bookkeeping Information Bookkeepers generally require professional indemnity insurance for a number of reasons ...

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How to protect your small business from cybercrime

... small business immune especially when it comes to obtaining financial data ... ... click on a link which then enables the scammers to infect your computer with a virus and malware. This is one of the popular ... business. What is Cyber Liability insurance cover? Cyber Liability is designed to cover ...

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Help Protect your small business' reputation

... small business, your brand and its reputation are priceless. No doubt ... your customers and clients, but it can take just one small ... . As Warren ... . In fact, Microsoft reported that cybercrime over NZ computers and networks has more than doubled over the last ... , another great benefit of Cyber Liability insurance is that it includes cover for the reasonable costs ...

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Key things to look out for when Growing Your Small Business

... ditch the baby steps, put it all on the line, and ... management, however, and a tailored insurance [] ... the asset that people are paying for? In other words, is it feasible to operate on a much larger scale? Not every business ... . Cyber Liability insurance may not prevent an attack, but it will help you deal with it and take ...

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Preparing your store for the holiday season ahead

... important time for retail businesses. It can provide a much needed ... , but on the flip side it can also mean an increase ... ... systems and data. Therefore, a Cyber Liability insurance policy can act as your safety net against ... to wind your business down and take a much need break, it's essential to have a plan in place to protect your business ...

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Understanding the risks for Real Estate Agents

... Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against ... ... Estate Industry, Professional Indemnity Insurance provides essential financial protection ... property the agent must communicate it as soon as the information arises or face possible liability for any issues. For example ...

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Tear and Share: Our customers get even with their old insurance policies

We recently launched a campaign that showed how small business owners really feel about their expensive, archaic policies and encouraged them to get them out of their ... liability ... it a bit too far, yet we can't help but be appreciative of the creativity behind the way he'd say RIP to his old policy. Thankfully with BizCover, there's no nasty paper policies. Just hassle-free insurance ...

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BizCover expands into New Zealand and launches BizCover.co.nz

... , 2011. BizCover, the pioneer online insurance marketplace in Australia and leading ... professional indemnity insurance, has announced today the ... of online professional indemnity insurance, has announced today the launch of its New Zealand business and ... Liability, Statutory Liability, Employers Liability, Employment Dispute Liability and other associated insurance ...

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Professional Indemnity Claims: when should I notify my insurer?

... clients, your Professional Indemnity (PI) insurance is no doubt one of ... 't quite go to plan it can provide much needed financial ... ... even if in doubt it means that you have complied with the requirements Never admit liability or attempt to resolve ... insurers consent, or disclose how much PI insurance you have. It might result in them trying to claim ...

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Employers Liability Insurance

... a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance protects you against settlements or damages, including defence costs, as a result of an employee suffering ...

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Insurance by Professions

... is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety of ...

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Cyber Insurance - Is it worth it?

... attract cyber criminals. Yet, when it comes to cyber theft, size ... ... customer or vendor relationships and processes customer-sensitive (non public) information, you need it. Isn't my other insurance cover enough? Take time to review your current policies—especially the exclusions—and ...

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Why having an office inventory list is essential and how to do it right.

... comes to claim on your insurance. When you're filling out ... probably remember the big things, computers, machinery and the like, but ... ... insurance. When you're filling out your claim form, you'll probably remember the big things, computers, ... the office to get the original list or it is destroyed). The best way to store it online is on the cloud such as ...

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Professional Indemnity Insurance

... potential claims being made against you is very real. It costs time and money to defend yourself against such claims ... could seriously affect your business.Professional Indemnity Insurance (PI) is designed to protect you ...

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Insurance for Immigration Advisers

... advisers need it? Grow your business with peace of mind. Did you Know? To be on the MARA list you will require a minimum of $250,000 Professional Indemnity (as at July 2017). Insurance for Immigration Advisers ...

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Insurance for Recruitment Consultants

... it? Recruiting the right employees for your clients is your expertise and getting you the right insurance ... date will be specified in the policy schedule. All PI insurance policies will have a 'limit of indemnity' and a ...

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Insurance for Travel Agents and Tour Operators

... and Tour Operators need it? Sorting out your clients' itinerary is fun, and so is sorting out your business insurance. With just 4 ... Insurance for Travel Agents and Tour Operators Professional Indemnity (PI) insurance ...

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Customer Spotlight: TwoBlackLabs

TwoBlackLabs create tailored services to assist clients by managing and making their business' unique security and privacy risk needs easier. They also specialise in ... as complex, expensive and carries no business value”. 'it's basically a cost to us' and there for 'tick ... can continue, and my family are not impacted. Insurance allows me to meet my contractual obligations with ...

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What do you need to know about Professional indemnity insurance?

... Professional Indemnity Insurance (PI ... indemnity insurance is and why it might ... be important for your business. What is Professional ... insurance is and why it might be important for your business. What is Professional Indemnity Insurance? Professional Indemnity Insurance ... . Businesses or consultants whose insurance coverage is not sufficient may ...

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5 Money Saving tips for Small Business in NZ

Most small business owners are conscious of their cash flow. Whether you are just starting out or have been in business a while, you'll want to make sure every dollar ... Use the Cloud Rather than investing in expensive computer hardware, consider cloud computing for your business. ... loan, credit card, bank account or insurance for their business. It may be that the provider of your ...

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Customer Spotlight: Three Sisters Brewery

We are all about small business here at BizCover. We love getting the chance to witness exciting and unique ideas come to fruition in the form of a new business. Our ... Joe and Sarah took their passion to the next level by going out of their own in the pursuit of quality beer. It all started a few years ago when Joe and his two friends Ben and Charlie, decided to give brewing beer a ...

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Customer Spotlight: The Goat Farm

Here at BizCover we take great pride in shining a light on some of the customers we serve and being able to showcase the amazing work they do. Today we're looking at ... 7 years later we're still at it. “ As for Vaughn's favourite part of his job, it's about “creating real value for client ... in their aircraft carriers, smaller ones are killing it in our kayaks.” “You don't need much ...

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Customer Spotlight - MOA Bakery, Cakery

Today, for our Customer Spotlight, we're looking at MOA Bakery, Cakery, a small retail and wholesale bakery that specialises in vegan, gluten free, and refined sugar ... As for Jane's favourite part about her job, it's the “freedom to be creative with what I make and ... might be considering starting their own business: “Go for it – but check that your idea will fly by putting ...

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Customer Spotlight - Krav Maga Wellington

This week we're shifting our attention from the cafs and marketing agencies to the combat arena. Krav Maga Wellington is an IKMF school (International Krav Maga Federation ... amazing to witness.” As for his secret to keeping his clients coming back for more, Gabriel says it's about creating long-lasting relationships. “We always stay in touch with people and our communities and we listen ...

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Provo Plastering Limited wins the 4th BizGiver Competition

Based out of the town of Taupo in the North Island, is Provo Plastering Limited. For 2 and a half years now, Helen and her husband Jonathan have been running their own ... in the plastering industry, so they decided to give it a crack. They entered the BizGiver competition with the ... at the time did not have the capacity to purchase it. We asked Helen and Jonathan what they love about ...

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A Guide to Going Green This World Environment Day

... environmental issues across the globe. It's a great opportunity to reflect ... ... much-needed awareness of environmental issues across the globe. It's a great opportunity to reflect on how your business ... off electrical devices when not needed Set computer screens to sleep mode when not being ...

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Customer Spotlight: Scotchbox

Scotchbox is all about sampling Whisky and other spirits that aren't easy to find, or, you perhaps wanted to try but didn't want to buy a bottle. With Scotchbox you ... to starting your own business and getting it up and running starts with planning. ... insurances in place to protect his Scotchbox stock. “I chose to insure my business because I want to be protected from public liability ...

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BizGiver launch in NZ: Granting a $2000 wish this spring

Ask any small business owner about the most difficult aspect of running a business and you'll most likely get a range of answers. However, there is common one thing ... and they need not be a policy holder with BizCover's insurance service to win. “So much of BizCover's success ... ! As long as the wish can be invoiced it's eligible. Read here about present and past BizGiver winners ...

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10 Amazing Facts About Small Businesses in New Zealand

... Doing Business Report this year, it has proven to be an ... in New Zealand. How easy it is for a Kiwi to ... ... about small businesses in New Zealand. How easy it is for a Kiwi to start a small business ... small business owner ensure you review your insurance cover regularly. Getting insurance has never been easier - get quotes ...

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International Coffee Day Customer Spotlight: Third Wheel Vending

Today is the day all coffee lovers have marked on their calendars, International Coffee Day. To celebrate we're taking a look at one of our customers who exudes a love ... and Emma are so confident in the quality of their custom coffee that if a customer doesn't like it - its free. Their Facebook page has no shortage of rave reviews, with customers like Kyra, who awarded them 5 stars ...

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How the cost of Professional Indemnity insurance is calculated

... of a Professional Indemnity (PI) insurance policy is calculated and why ... the cost of Professional Indemnity insurance. Insurance policy pricing ... your business is a good sign of how well things are tracking, it won't be the only thing on the up. As a result ... it could happen! If you want to get an accurate idea of how much a Professional Indemnity Insurance ...

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Ninja Fitness wins the 3rd BizGiver Grant

The winner of our bi-annual competition, BizGiver, is Elly Rodrigues - the owner of Ninja Fitness! For a little over a year now, in the small township of Ruakaka, in ... her clients will love learning to use. When asked what is was that she loved most about her job, Elly said it was getting to know each and every one of her clients at classes and outside classes at events they organise ...

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Customer Spotlight - Pirate & Queen

Today we're looking at one of our customers who are responsible for elevating the arts and culture scene in Wellington to new heights. Directors Claire Mabey and Andrew ... festival in Wellington - a festival of literature set in local bars, cafes, venues, book stores, and public spaces. It began as 14 events and has since grown to over 50 events, with 150 artists and over 5,000 people in ...

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Tips On How To Better Your Business This Year

With 2019 only just getting underway, what better time is there to whip your business into shape for a successful year. Taking the time to review some of your existing ... important elements to keeping your business safe is having the right business insurance policies in place to protect it from unexpected risks. Reviewing your insurance is an opportunity to make sure you are not under or ...

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Customer Spotlight - Two Sides

Based out of Hamilton, on the banks of the Waikato River, Hannah McCreery runs Two Sides, a boutique copy and content writing business. Two Sides works with businesses ... the way, before we came up with a finished product that we were both exceptionally proud of. You can check it out here .” For all the aspiring business owners out there, Hannah had these nuggets of wisdom to offer ...

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Reviews related to it liability insurance

  • All good and professional apart form the call back time. I was rushed into agreeing that I had read and understood things that I had not even seen. It would have been better to explain that the call was going to take over 10 minutes and there there were a

    Chris Boyce
    Information Technology

  • The website was v easy to use. I could answer all the questions. It was a simple quick process, I was impressed. Thanks First Advice's quoting system does my head in, you have to be clued to the instructions, this was a breath of fresh air.

    Virginia McCabe
    Information Technology

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

  • Its been very easy to re-instate my isurance for the next 12 months. I do not really have any additional comments to make because i have not been provided any special service. I would definitely do business with you again

    Sharon Williams
    Information Technology

  • It was easy and fast to attain.

    Jason Te Kare
    Consultancy Occupations

  • Very good and it is helpful

    Rafey Shamas
    Television Antennae Installation

  • It was a very sttaightforward process

    Knut Stoyl
    Consultancy Occupations

  • made it very easy to renew excellent

    Maryanne Hooper
    Allied Health

  • It was quick & I had my questions answered promptly The only issue was understanding the accent of the person I was speaking to

    Jane Gresham
    Consultancy Occupations

  • It was grate and on timings,fast,good customer services.

    David Tabar
    Trades & Services

  • Awesome experience. Talking to a real person that had a pleasant persona. Was just so easy and I think it was Aaron?? was great to deal with. Gave us some discount as we are recognised as an existing client which is always a good feel thing and also that

    Pete Halligan
    Trades & Services

  • I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

    Tina Buckler
    Allied Health

  • Thanks so much for the clear information and for making it so easy amd hassle-free!

    Alanna Clerkin
    Allied Health

  • It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me. Definitely r

    Patricia Copp
    Consultancy Occupations

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE

    Janette Wallbutton
    Real Estate

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

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Did you Know?

For some IT professional claims, there can be a grey area as to whether the claim falls under a Professional Indemnity or Public Liability policy, so it's wise to consider a liability package with combined cover from the same insurer. That way there will be no dispute between insurers as to which cover should respond to the claim.

Insurance for IT Professionals

Professional Indemnity Insurance

Professional Indemnity (PI) insurance provides essential financial protection for IT Professionals against potential losses arising out of their professional service or advice. This can include but is not limited to: acts, errors or omissions made by you or your employees; loss of documents or data; and intellectual property disputes among others.

IT professionals often require a set level of PI cover to comply with professional association requirements; professional standards legislation, or to meet the requirements of various clients. More and more companies that hire independent IT contractors insist their contractors hold PI insurance before considering them for a contract.

Professional Indemnity insurance for IT professionals covers a broad range of modalities, including:

  • Data Processing/Warehousing Services
  • Education & Training
  • Facilities Management or Outsourcing
  • Hardware Installation, Maintenance and Repair
  • Hardware Sales
  • ISP/Web/Internet Service
  • IT Consultants
  • IT Recruitment & Placement Services
  • Project Management
  • Software Development
  • Software Installation
  • Software Maintenance
  • Software Sales - Customised/Own Developed
  • Software Sales - Packaged/Third Party Software
  • Systems Analysis
  • Systems Audit
  • Systems Integration
  • Telecommunication Services
  • Troubleshooting

Public Liability

Chances are, you visit client premises to install and maintain their hardware and IT systems or they may come to you, leaving you exposed to claims of property damage or injury caused to others.

Public and Product Liability insurance offers important cover for IT Professionals and their legal liability in the event of third party property damage, or the accidental injury of others (not covered by the ACC), or as a result of a product defects..

Business Insurance

Each and every business is different, and that's where Business Insurance offers a suite of options to cater to your individual business needs, from material damage, loss, to the breakdown of important electronic equipment and business interruption.

As an IT professional, below are some of the coverages you may want to consider to keep your business as 'all systems running':

  • Building and Contents - if you have an office, do you have insurance in place for your contents or any buildings you own? Could you afford to repair or replace all of your IT equipment, furniture, etc. in the event you suffered a fire, earthquake or theft?
  • Electronic Equipment -if you were to experience a breakdown of your important electronic equipment, could you cover the cost of repairs, restoration of electronic data, and even any additional cost of completing your work? Taking out Electronic Equipment insurance gives you that peace of mind if something were to go wrong, your downtime would be next to none.

Cyber Insurance

Working within the IT industry, you would be more than mindful of the types of potential malicious cyber threats and data breaches which could harm any sensitive client information you may be storing. The cost of a breach could not only damage the functional side of your business but could also take a toll on your business' reputation.

Cyber Liability Insurance covers the costs which can be incurred following a data breach or having your system hacked. It typically covers investigation and data recovery costs, extortion costs, fines and penalties and PR/crisis management costs.