IT Liability Insurance

IT Liability Insurance

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Insurance for IT Professionals

... and Product Liability insurance offers important cover for IT Professionals and their legal liability in the ... to work through Mike D. Information Technology (IT) / Computer Consulting Service Website is very good. Easy ...

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What is Public Liability Insurance?

... amount of Public Liability insurance, or worse, didn ... liability claim, then you need to have it. It's as simple as that. And if you are doing business with another business, make sure they have public liability insurance ...

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What does Public Liability Insurance Cover?

... businesses that export their products. It also doesn't cover claims for food poisoning, an area which food and hospitality businesses need protection in. The purpose of Public Liability insurance is to give your business ...

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How much does Public Liability Insurance cost?

... more it will usually cost. However, fortunately when it comes to Public Liability insurance the ... of cover amongst our New Zealand customer base for Public Liability insurance is $1 million, however there is the option to ...

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Do I need Public Liability Insurance?

... back pocket How Much Public Liability do I need? How much does it cost? Is Public Liability insurance a legal requirement? Do I need Public Liability Insurance Insurance? Public Liability insurance* is an important type ...

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Cyber Liability Insurance

... of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the ... costs Claims Examples Website hijacked and defaced Computers infected with viruses/malware Data held to ...

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What does Public Liability Insurance Cover?

... work for any metropolitan council will require a minimum $2m cover. Every business should consider Public Liability Insurance - even home-based businesses. It covers you and the actions of your employees for potential ...

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Employers Liability Insurance

... that's where Public Liability insurance comes into play. Public Liability insurance is designed to provide ... how to get in touch with one of our business insurance professionals. You can also access quick links to our ...

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Public Liability Insurance

... s not? Get the right cover Public Liability Insurance cost Public Liability Insurance For your Business As much as we ... It also covers any legal defence costs you incur as a result of defending yourself. Public Liability ...

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Statutory Liability Insurance

... covered & what’s not? Statutory Liability Insurance For Your Business New Zealand businesses are ... Quick and easy. Thanks Kevin S. Easy to deal with, keep it up. Onias R. Great communication Madan C. All went very smoothly, ...

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Insurance by Industry

... insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance ... Immigration Advisers IT Professionals If ...

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Insurance for Mortgage Brokers

... on all our policies Why do Mortgage Brokers need it? As a Mortgage Broker working in a service- ... computer hacking, and other forms of cybercrime covered under your policy. Statutory Liability Statutory liability insurance ...

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Insurance for Consultants

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Insurance for Engineers

... You may need public liability insurance to protect yourself against any claims and liabilities that arise due to ... surprised. Gavin B. Information Technology (IT) / Computer Consulting Service Great support from Lokesh. ...

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Insurance for Accountants & Tax Agents

... Liability section, met the costs of appointing skilled legal talent and the costs associated with it. * * As with any insurance ... up. Bret R. Information Technology (IT) / Computer Consulting Service That was easy thank you ...

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Insurance for Photographers

... Often referred to as General Liability insurance, Public Liability insurance is designed to provide protection for ... computer for editing. Your portable equipment may cost thousands or even tens of thousands of dollars. It ...

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Insurance for Allied Health Professionals

... need it? Your clients rely on you to look after them; you can rely on us to look after your business insurance. As ... Centres Yoga Instructors Public Liability and Product Liability Public and Product Liability Insurance ...

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Business Insurance FAQs

... . What is Public Liability Insurance? What does public liability insurance cover? Do I need public liability insurance? What is Professional Indemnity Insurance? What does professional indemnity insurance cover? Do I ...

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Insurance for Shop Owners

... sue you. That's where Cyber Liability insurance can come in handy. It is designed to help protect you ... . Responsive, helpful staff. I just need to ensure the insurance works ? and I am happy to recommend BizCover to my ...

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Insurance For Cafes and Restaurants

... Liability insurance and Glass insurance before signing a lease. Insurance for Cafes and Restaurants Public Liability* Public Liability insurance ... such as property damage or fire).  It is also designed to assist your ...

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Insurance for Tradesmen

... and hard place by not having Public Liability insurance. It's a crucial form of cover to protect ... re the best in business, accidents can and do happen - it could be knocking down the wrong wall or accidentally damaging an ...

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Retailer Insurance

Insurance for Retailers GET INSTANT QUOTES Combined Liability package Instant online purchase - no paperwork Compare quotes instantly from leading insurers Why do Retailers need it? Your retail business, be it ... insurance ...

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Insurance for Hairdressers

... It is a very affordable cover considering the amount of protection you receive. If you lease your premises, then your landlord will more than likely insist on you having public liability insurance ... perils. It can also ...

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Insurance for Plumbers

... a minimum level of Public Liability insurance. Insurance for Plumbers Public Liability* Don't risk letting an ... your business away by not having Public Liability insurance . As a plumber it is a vital form of cover that ...

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Insurance for Handyman

... wide-ranging risks in minutes. An easier way to get the right insurance cover is just to give us a call - and we will ... all it takes to get the best public liability cover and complete peace of mind. Business Insurance* The ...

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Insurance for Painters

... Insurance for Painters Public Liability* Public Liability is perhaps the most important insurance option for painters to consider. It ... in touch with one of our business insurance professionals. You can also access quick ...

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Insurance for Cleaners

... shaped. Business Insurance for Cleaners Public Liability Insurance* Public Liability insurance is an ... and cleaning chemicals and even d mobile phones. Without these, it would be hard for you to get the job done. That ...

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Insurance for Architects & Designers

... night. Why not compare quotes for Architects and Designer insurance today from the friendly team at BizCover? Taking ... insurance offer covers occupations such as: Architect Interior designer Public Liability Do you need it ...

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Insurance for Beauty Salons

Insurance for Beauty Salons GET INSTANT QUOTES Combined Liability Package Instant online purchase - no paperwork Meets requirements of NZ Association of Registered Beauty Professionals Why do Beauty Salons need it? While ...

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Types of small business insurance in New Zealand

... It's also important to note that some types of insurance are compulsory for many kinds of businesses, whether it's ... computers or laptops, you should think about holding a Cyber Liability policy . Cyber Liability Insurance ...

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Insurance Options for Retailers

... products then it is also important to consider Product Liability insurance. It protects your ... safe, pesky thieves can still strike when you least expect it, wreaking havoc and causing a financial loss to your retail ...

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It's Time for an Insurance Health Check!

... consider increasing the level of public liability insurance that you hold. Are there statutory ... lines of work, you may be over insured! And finally, it's worth doing a quick review of your policy to understand exactly what ...

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Insurance for Immigration Advisers

... pricing on all our policies Why do immigration advisers need it? Grow your business with peace of mind. Did you ... how to get in touch with one of our business insurance professionals. You can also access quick links to our ...

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Professional Indemnity Insurance

... claims being made against you is very real. It costs time and money to defend yourself against ... contracts specify that you must hold a certain level of PI insurance? What is the value of the jobs that you perform? What ...

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Cyber Insurance - Is it worth it?

... customer or vendor relationships and processes customer-sensitive (non public) information, you need it. Isn't my other insurance cover enough? Take time to review your current policies—especially the exclusions—and you ...

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Insurance for Personal Trainers

... . Insurance for Personal Trainers and Fitness Professionals Combined Professional Liability Package ... people and property. In addition, it's likely a requirement to provide your own insurance if you are contracted to a ...

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What is Business Insurance

... Highly recommended. Emma C. Information Technology (IT) / Computer Consulting Service That was quick. Spent 2 ... how to get in touch with one of our business insurance professionals. You can also access quick links to our ...

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Do I need Business Insurance

... without. This is where Business Interruption* insurance can help. It provides cover for financial loss as a ... call is valid rather than a scammer. Roopal P. Computer Maintenance Service Hi, Just a question I am a Event ...

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What is Professional Indemnity Insurance?

... in liability if something goes wrong. Protect your business today. * As with any insurance, cover ... unnecessary as I am a sole trader. Christina M. IT / Computer Consulting Service. I got recommended from a colleague… easy ...

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What does Professional Indemnity Insurance Cover?

... the protection of the right insurance. What actions could result in a claim? All it takes is for one unhappy ... : Damages and claimant costs awarded against you Civil liabilities which may arise from but are not limited to ...

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What does business insurance cover

... that you will want to insure. Building insurance covers your building if it is damaged as a result of a ... how to get in touch with one of our business insurance professionals. You can also access quick links to our self ...

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Insurance for Recruitment Consultants

... date will be specified in the policy schedule. All PI insurance policies will have a 'limit of indemnity' and a ... business Anna-Rita S. Information Technology (IT) / Computer Consulting Service Need Help? Visit our Contact ...

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Insurance for Real Estate Agents

... Liability This insurance is an essential component of any business' insurances. It covers your liability ... helpful! Thanks Josh W. Information Technology (IT) / Computer Consulting Service Thanks to Emma for the friendly ...

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Business Insurance

... items entered Martin B. Information Technology (IT) / Computer Consulting Service I had Lokesh help me and ... how to get in touch with one of our business insurance professionals. You can also access quick links to our self ...

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Tool and Portable Equipment Insurance

... -no paperwork required Public Liability and Tool Insurance What's typically NOT covered ... staff over the phone and the cheapest quote (in my case it was over $1000 cheaper than other quotes from competitors) Anne-Maree ...

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Insurance for Bookkeepers

... the Value of Assets & Liabilities Recording, Monitoring and Tracking Income and Expenses Reporting Requested Bookkeeping Information Bookkeepers generally require professional indemnity insurance for a number of reasons ...

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Insurance for Travel Agents and Tour Operators

... Thank you for you excellent service. It is much easier to organise insurance with you over the phone. Joelle ... how to get in touch with one of our business insurance professionals. You can also access quick links to our ...

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Introducing Work From Home Insurance

... 4.6/5 for Customer Experience IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE ... over the phone and the cheapest quote (in my case it was over $1000 cheaper than other quotes from competitors) Anne ...

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Preparing your store for the holiday season ahead

... systems and data. Therefore, a Cyber Liability insurance policy can act as your safety net against ... to wind your business down and take a much need break, it's essential to have a plan in place to protect your business ...

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Reviews related to IT Liability Insurance

  • All good and professional apart form the call back time. I was rushed into agreeing that I had read and understood things that I had not even seen. It would have been better to explain that the call was going to take over 10 minutes and there there were a

    Chris Boyce
    Information Technology

  • The website was v easy to use. I could answer all the questions. It was a simple quick process, I was impressed. Thanks First Advice's quoting system does my head in, you have to be clued to the instructions, this was a breath of fresh air.

    Virginia McCabe
    Information Technology

  • Its been very easy to re-instate my isurance for the next 12 months. I do not really have any additional comments to make because i have not been provided any special service. I would definitely do business with you again

    Sharon Williams
    Information Technology

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

  • Would prefer payment methods other than credit card. Being able to pay direct from my business bank account using Poli or other system would make life easier.

    John Cleveland
    Information Technology

  • Was an easy experience to update and re new policy

    Jamie Ewen
    Information Technology

  • Real easy to renew your cover and they email you a reminder.

    Joseph Caldwell
    Information Technology

  • great support!

    Faustin Roman
    Information Technology

  • Seamless - everything done online with no intervention required.

    RAJAN SHANKER
    Information Technology

  • Great, easy process.

    Etienne Kruger
    Information Technology

  • Online, easy and cost effective

    David Ball
    Information Technology

  • Got my PI cover sorted within 15 mins over the phone.

    Kaushalya Samarasekera
    Information Technology

  • So darn easy to set up and at a reasonable price

    Kirsty McIntosh
    Information Technology

  • Very slick and quick service with a great premium price for the cover. All done on-line with no long forms to fill in.

    Stephen Hutchins
    Information Technology

  • Definitely a good tele-support for an email query.

    Scorpio fibre optics limited Mt Eden
    Information Technology

  • Excellent so far, Sam was very good with providing the details and doing the follow-up. The sale was closed by someone else as he was not available. but 100/100 for Sam

    Amita Sethi
    Information Technology

  • So fast and easy! All done in 5 minutes.

    Jemima Lewis
    Information Technology

  • It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me. Definitely r

    Patricia Copp
    Consultancy Occupations

  • Very good and it is helpful

    Rafey Shamas
    Television Antennae Installation

  • IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE

    Janette Wallbutton
    Real Estate

  • made it very easy to renew excellent

    Maryanne Hooper
    Allied Health

  • I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

    Tina Buckler
    Allied Health

  • Thanks so much for the clear information and for making it so easy amd hassle-free!

    Alanna Clerkin
    Allied Health

  • It was easy and fast to attain.

    Jason Te Kare
    Consultancy Occupations

  • It was a very sttaightforward process

    Knut Stoyl
    Consultancy Occupations

  • It was quick & I had my questions answered promptly The only issue was understanding the accent of the person I was speaking to

    Jane Gresham
    Consultancy Occupations

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • It was grate and on timings,fast,good customer services.

    David Tabar
    Trades & Services

  • Awesome experience. Talking to a real person that had a pleasant persona. Was just so easy and I think it was Aaron?? was great to deal with. Gave us some discount as we are recognised as an existing client which is always a good feel thing and also that

    Pete Halligan
    Trades & Services

Did you Know?

For some IT professional claims, there can be a grey area as to whether the claim falls under a Professional Indemnity or Public Liability policy, so it’s wise to consider a liability package with combined cover from the same insurer. That way there will be no dispute between insurers as to which cover should respond to the claim.

Insurance for IT Professionals

Professional Indemnity Insurance

Professional Indemnity (PI) insurance provides essential financial protection for IT Professionals against potential losses arising out of their professional service or advice. This can include but is not limited to: acts, errors or omissions made by you or your employees; loss of documents or data; and intellectual property disputes among others.

IT professionals often require a set level of PI cover to comply with professional association requirements; professional standards legislation, or to meet the requirements of various clients. More and more companies that hire independent IT contractors insist their contractors hold PI insurance before considering them for a contract.

Professional Indemnity insurance for IT professionals covers a broad range of modalities, including:

  • Data Processing/Warehousing Services
  • Education & Training
  • Facilities Management or Outsourcing
  • Hardware Installation, Maintenance and Repair
  • Hardware Sales
  • ISP/Web/Internet Service
  • IT Consultants
  • IT Recruitment & Placement Services
  • Project Management
  • Software Development
  • Software Installation
  • Software Maintenance
  • Software Sales – Customised/Own Developed
  • Software Sales – Packaged/Third Party Software
  • Systems Analysis
  • Systems Audit
  • Systems Integration
  • Telecommunication Services
  • Troubleshooting

Public Liability

Chances are, you visit client premises to install and maintain their hardware and IT systems or they may come to you, leaving you exposed to claims of property damage or injury caused to others.

Public and Product Liability insurance offers important cover for IT Professionals and their legal liability in the event of third party property damage, or the accidental injury of others (not covered by the ACC), or as a result of a product defects..

Business Insurance

Each and every business is different, and that’s where Business Insurance offers a suite of options to cater to your individual business needs, from material damage, loss, to the breakdown of important electronic equipment and business interruption.

As an IT professional, below are some of the coverages you may want to consider to keep your business as ‘all systems running’:

  • Building and Contents – if you have an office, do you have insurance in place for your contents or any buildings you own? Could you afford to repair or replace all of your IT equipment, furniture, etc. in the event you suffered a fire, earthquake or theft?
  • Electronic Equipment -if you were to experience a breakdown of your important electronic equipment, could you cover the cost of repairs, restoration of electronic data, and even any additional cost of completing your work? Taking out Electronic Equipment insurance gives you that peace of mind if something were to go wrong, your downtime would be next to none.

 

Cyber Insurance

Working within the IT industry, you would be more than mindful of the types of potential malicious cyber threats and data breaches which could harm any sensitive client information you may be storing. The cost of a breach could not only damage the functional side of your business but could also take a toll on your business’ reputation.

Cyber Liability Insurance covers the costs which can be incurred following a data breach or having your system hacked. It typically covers investigation and data recovery costs, extortion costs, fines and penalties and PR/crisis management costs.

Protect your business today.

Having the right insurance pays off

A software and hardware design company won a government contract to manufacture and install alcohol interlock devices on a branch of government owned vehicles. Within six months it became apparent that the calibration on the devices was incorrect following a minor traffic incident. The company’s Professional Indemnity policy responded and covered the cost for devices to be fixed by another firm, as well as the resulting damage from the error.

* * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

Need Help?

Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. 

You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents. 

 

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