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4 Areas You May Not Have Thought Business Insurance Covers

You work hard to build your business. So it's vital ... When insuring your business, consider cover to protect the following types ... ... were built. It's also important to ensure you don't underinsure your building ... other essential covers such as Public Liability and Professional Indemnity insurance to ...

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Business Risk: What Isn't Covered and Why it Matters

... most common issues with Business Insurance is that policy owners often ... being aware of what isn't covered should also be considered, because ... includes Product liability cover. Professional Indemnity- Professional Indemnity covers professionals who provide ... underestimate their business building and contents' value for insurance purposes, in an ...

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Business Insurance

... industry you're in, Small Business Insurance can be tailored to suit ... damage caused by earthquakes. Covers Explained Building & Contents Covers the cost of ...

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It's Time for an Insurance Health Check!

The end of financial year is a time for people to plans for the new financial year ahead. It's also a great time for business owners to take stock and do a bit of planning ... time to review your insurances to ensure your cover also still meets ... your insurance. Firstly, do you have the right types of cover and ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business ... , compare quotes and buy the insurance that suits your business. But ... not know about small ... your current policy. Your personal insurance doesn't cover your business A key ... is that your personal insurance may not cover your business liabilities or ...

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Insurance for Beauty Salons

... compulsory to hold Professional Indemnity insurance. Insurance for Beauty Salons Professional Indemnity ... by fire and other perils. Building- consider Building cover when you own the ...

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Help Protect your small business' reputation

... hours establishing your name by building strong relationships with your customers ... ... hours establishing your name by building strong relationships with your customers ... of Cyber Liability insurance is that it includes cover for the reasonable ...

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Insurance for IT Professionals

... business as 'all systems running': Building and Contents - if you ... your business' reputation. Cyber Liability Insurance covers the costs which can be ...

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Massage Therapy Insurance: here's why you need it!

... doubt you've worked hard to build your business, so it only ... and maintain a Professional Liability Insurance package. #1 Protect against claims ... of professional misconduct. Professional Indemnity insurance provides essential protection against financial ... of certain statutory acts. It covers investigation and defence costs, as ...

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Customer Spotlight - 7 glyphs

Here at BizCover we are continually impressed with the diverse range of small businesses we serve. As a result, we can't help but celebrate our customers and their businesses ... clients on their promise of building “beautiful, simple and highly functional ... AppStore and Google Play Store built natively for iOS and Android ...

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Understanding the risks for Real Estate Agents

... Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against ... stipulates a minimum of $1m cover for ... Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against ... stipulates a minimum of $1m cover for professional indemnity but the ...

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7 Ways to Grow Sales in a Café Business

For many caf owners, marketing is all about buying ads or finding the right coffee related meme to post on social media. While there's nothing inherently wrong with advertising ... someone who comes in once. Building the number of reviews on ... coffee Local café businesses are built on regular customers. These customers ...

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Public Liability Insurance

... unwanted accident occur. Public Liability Insurance, often referred to as General ... in circumstances that are not covered by the Accident Compensation Commission ...

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Customer Spotlight: Mosh

... , we can look after their insurance needs. Today we're looking at ... ... , we can look after their insurance needs. Today we're looking at ... wave coming and wanted to build a business to get in ...

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How the cost of Professional Indemnity insurance is calculated

... of a Professional Indemnity (PI) insurance policy is calculated and why ... the cost of Professional Indemnity insurance. Insurance policy pricing ... the cost of Professional Indemnity insurance. Insurance policy pricing is generally calculated ... are performing The amount of insurance cover you require Previous claims history ...

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What do you need to know about Professional indemnity insurance?

Professional Indemnity Insurance (PI) can be difficult ... explain what professional indemnity insurance is and why it might ... is Professional Indemnity ... what specifically is covered). Misconceptions Around Professional Indemnity Insurance A common misconception ... where Professional Indemnity Insurance with a certain level of cover is mandatory. ...

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Insurance for Consultants

... clients, we offer expert insurance to cover it. Compare competitive quotes for ... paramount. Our comprehensive Professional Indemnity insurance covers a broad range of consultancy ...

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Insurance for Tradesmen

... having Public Liability insurance. It's a crucial form of cover to protect ... a minimum level of cover required. Business Insurance Your tools are essential ...

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How to protect your small business from cybercrime

Unfortunately, there's no off season for cyber criminals who are always on the prowl, leaving no small business immune especially when it comes to obtaining financial ... , and that's where Cyber Liability insurance can be a valuable tool ... business. What is Cyber Liability insurance cover? Cyber Liability is designed to ...

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Employers Liability Insurance

... , accidents do occur. Employers Liability insurance protects you against settlements or ... (ACC) does not provide cover. What is covered? Costs of settlement or ...

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Insurance for Personal Trainers

... not just the settlement amount. Insurance for Personal Trainers and Fitness ... is worth considering Portable Equipment cover, to protection your equipment against ...

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Cyber Insurance - Is it worth it?

Many businesses think their business is too small to attract cyber criminals. Yet, when it comes to cyber theft, size doesn't matter. Hackers are on the lookout for businesses ... need it. Isn't my other insurance cover enough? Take time to review ... , penalties and fines. Is cover pricey? Like most insurance, premiums vary by ...

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Types of small business insurance in New Zealand

... is Small Business Insurance. But what kind of insurance do you actually ... ... consider Public Liability Insurance - even home-based businesses. It covers you and ... Statutory Liability Insurance Statutory Liability policies are designed to cover your inadvertent ...

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What does Public Liability Insurance Cover?

Public Liability Insurance protects you and your business ... ... the right Public Liability cover in place, the insurance company will provide ... minimum $2m cover. Every business should consider Public Liability Insurance - even ...

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Introducing our newest cover option: Personal Perishables Cover

... new product: Personal Perishable Insurance. Personal Perishables Insurance covers working individuals for the ... ... new product: Personal Perishable Insurance. Personal Perishables Insurance covers working individuals for the ... new type of cover will revolutionise the way insurance covers business individuals. In ...

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Statutory Liability Insurance

... in the workplace. Statutory Liability Insurance protects you, your business and ... an insured statute. What is covered? Defence costs associated with alleged ...

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Cyber Liability Insurance

... $650 million annually* Cyber Liability Insurance is designed to protect your ... of client information. What is covered? Investigation and data recovery costs ...

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Preparing your store for the holiday season ahead

The holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... Ensure your Public Liability insurance policy has adequate cover to protect you ... data. Therefore, a Cyber Liability insurance policy can act as your ...

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10 Amazing Facts About Small Businesses in New Zealand

With New Zealand ranking #1 in the World Bank's 2017 Doing Business Report this year, it has proven to be an attractive place for small business owners. We have put together ... might affect the level of cover your business requires. The average ... ensure you review your insurance cover regularly. Getting insurance has never been easier ...

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BizCover expands into New Zealand and launches BizCover.co.nz

... , 2011. BizCover, the pioneer online insurance marketplace in Australia and leading ... provider of online professional indemnity insurance, has announced ... years), BizCover.co.nz provides professional indemnity insurance for over 100 different professions ... and select the most appropriate cover in just minutes, and receive ...

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Cyber Liability Insurance - the Safety Net Small Businesses Need

At long last, the wider public is starting to realise that hackers aren't hooded movie villains - they're real people doing real damage across the globe, especially in ... in NZ, as it helps cover businesses against the expenses and ... released yet. While Cyber Liability insurance won't prevent an attack, it ...

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Insurance for Immigration Advisers

... Immigration Advisers Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial ... meet the law requirements and cover the risks associated with their ...

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Provo Plastering Limited wins the 4th BizGiver Competition

Based out of the town of Taupo in the North Island, is Provo Plastering Limited. For 2 and a half years now, Helen and her husband Jonathan have been running their own ... bit lucky with, as a builder they knew took them on ... secured jobs for big new builds and now currently find themselves ...

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Tips On How To Better Your Business This Year

With 2019 only just getting underway, what better time is there to whip your business into shape for a successful year. Taking the time to review some of your existing ... from unexpected risks. Reviewing your insurance is an opportunity to make ... over insuring and that you're covering your business for the things ...

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Customer Spotlight - MOA Bakery, Cakery

Today, for our Customer Spotlight, we're looking at MOA Bakery, Cakery, a small retail and wholesale bakery that specialises in vegan, gluten free, and refined sugar ... business to provide some.” “We've built [ourselves] up from the weekly ...

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BizCover expands its insurance offer and launches a new look

... buy professional indemnity and business insurance online Sydney, Australia - December ... , 2010. BizCover, the pioneer online insurance marketplace ... buy professional indemnity and business insurance online Sydney, Australia - December ... to quickly access information and insurance coverage specifically designed for their ...

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Insurance by Professions

... insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance ...

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Insurance for Bookkeepers

... being sued. Insurance for Bookkeepers Professional Indemnity Insurance Professional Indemnity Insurance is for ... Bookkeepers generally require professional indemnity insurance for a number of reasons ...

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BizGiver launch in NZ: Granting a $2000 wish this spring

Ask any small business owner about the most difficult aspect of running a business and you'll most likely get a range of answers. However, there is common one thing that ... 2010, BizCover NZ, an online insurance service for small businesses, knows ... more traditional methods of buying insurance,” said BizCover Founder and Managing ...

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Customer Spotlight: TwoBlackLabs

TwoBlackLabs create tailored services to assist clients by managing and making their business' unique security and privacy risk needs easier. They also specialise in ... my family are not impacted. Insurance allows me to meet my ...

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5 Money Saving tips for Small Business in NZ

Most small business owners are conscious of their cash flow. Whether you are just starting out or have been in business a while, you'll want to make sure every dollar ... , credit card, bank account or insurance for their business. It may ...

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Customer Spotlight: The Goat Farm

Here at BizCover we take great pride in shining a light on some of the customers we serve and being able to showcase the amazing work they do. Today we're looking at ... for their clients. Their work covers advertising strategy and production across ...

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Customer Spotlight: Scotchbox

Scotchbox is all about sampling Whisky and other spirits that aren't easy to find, or, you perhaps wanted to try but didn't want to buy a bottle. With Scotchbox you get ... to ensure that he has insurances in place to protect his ...

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Reviews related to affordable building insurance cover

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

  • The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover

    Quentin Duff
    Trades & Services

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

  • Efficient service with reminder notice well in time, when my cover was due to expire.

    Consultancy Occupations

  • Real easy to renew your cover and they email you a reminder.

    Joseph Caldwell
    Information Technology

  • Got my PI cover sorted within 15 mins over the phone.

    Kaushalya Samarasekera
    Information Technology

  • Very slick and quick service with a great premium price for the cover. All done on-line with no long forms to fill in.

    Stephen Hutchins
    Information Technology

  • Very easy to get a quote and get cover. Great pricing and easy to understand.

    Ann-Maree Ozanne
    Accounting and Taxation

  • You made the purchasing of public liability cover simply easy and straight forward

    Peter McLaughlin
    Trades & Services

  • All good and professional apart form the call back time. I was rushed into agreeing that I had read and understood things that I had not even seen. It would have been better to explain that the call was going to take over 10 minutes and there there were a

    Chris Boyce
    Information Technology

  • I found very efficant no hassle with doing quote or buying the cover

    Desmond Procter
    Trades & Services

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett

  • I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

    Tina Buckler
    Allied Health

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • Nice and fast, but not immediately obvious where to download insurance certificate.

    Charles Brooks
    Consultancy Occupations


    Janette Wallbutton
    Real Estate

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Covers Explained

Building & ContentsCovers the cost of repairing or reconstructing buildings your business owns and/or your contents or contents which you are legally responsible for against fire and other perils.
TheftCovers your for loss or damage to contents through theft or attempted theft at your premises.
General PropertyCovers for loss or damage to portable & valuable property like tools, mobiles or laptops anywhere within NZ.
GlassCovers the costs to replace internal or external glass that is damaged or broken, such as windows, mirrors or porcelain.
Electronic EquipmentCovers your insured computers or other insured electronic equipment against loss, damage or breakdown caused by an event defined in your policy.
MoneyCovers money belonging to your business that is lost, stolen, or damaged whilst on your premises, in transit to or from your premises, or in your personal custody.
Goods in TransitCovers your goods (or goods that your are responsible for) whilst in transit in a vehicle owned or operated by you, against loss, theft or damage due to an accident or fire.
Employee DishonestyCovers your business against losses incurred through fraudulent or dishonest acts by your employees.
Business InterruptionCovers your for the loss of income & some of the increased costs of running your business as a result of interruption caused by events covered under your policy.
Natural DisasterCovers for loss or damage to insured property caused by earthquake, hyperthermal activity, geothermal activity, subterranean fire, volcanic eruption, tsunami or the resulting fire caused by any of these events.