... assets that you will want to insure. Building insurance c overs your building if it i s damaged as a ... and should not be relied upon as advice. **Cover for natural disasters is subject to the location of ...
read more... Known claims and circumstances Business Insurance coverage types explained: Building* Building insurance provides cover for physical loss or damage to buildings you own and out of ...
read more... premises you are going to want to protect your bricks and mortar with Building insurance. Available through a BizPack, Building insurance covers your building if it was damaged as a result of a fire, storm, malicious ...
read more... Building If you own your building would you be able to afford to re-build or restore your building if ... include other essential covers such as Public Liability and Professional Indemnity insurance to ensure you ...
read more... with responding to or managing claims which are covered by the policy. Why is it important? No ... you . Contents, Building and Business Interruption insurance * You may also ...
read more... your back pocket. Mortgage Brokers with a home office Business Insurance is designed to provide cover for your contents and other physical assets (including your building if you own it). If you have a home office ...
read more... the right insurances in place for when things get messy. You've worked long and hard to build your ... choose the cover you want in a couple of mouse clicks. *As with any insurance, cover will be ...
read more... the delivery of a service. Business Insurance - This can cover your work premises and contents against loss ... $800,000 property for $500,000 and a fire burns the building to the ground, you'll need to find $300,000 to ...
read more... every day. Business Insurance is designed to safeguard ... Cover Explained Select the cover options needed for your business: Building Covers the cost of repairing or reconstructing buildings ...
read more... Team on 0508 249 268. ; Get the Right Cover for Your Business Your business may be considered 'small', ... big to us! We believe that getting your business insurance sorted should be simple and hassle-free, leaving ...
read more... lines, build a ... insurances - public liability and professional indemnity - are crucial. Ignore them at your peril. So What Can You Do? Insure your legal liability! Public and Product Liability (or 'PL') covers ...
read more... insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for a loss of revenue due to business interruption ...
read more... -free quotes straight to your inbox in minutes. Jump online to find your business insurance today. *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy ...
read more... strategies still meet the needs of the business. While you're doing this it's a great time to review your insurances to ensure your cover also still meets the needs of your business. Here are a few considerations around ...
read more... large organisation they may stipulate that you have certain insurance to work for them. How would you keep your ... or her employment where the ACC does not provide cover for, your business and even personal assets might ...
read more... your business liabilities or property. If you work from home, your home and contents insurance policy might not cover all the liabilities related to your business. As an example most home and contents policies do not ...
read more... Get Free Quotes ; ; ; Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover by comparing quotes from New Zealand’s leading insurers today. Get ...
read more... for Your Business There's no “one size fits all” solution for small business insurance. That's why we offer a host of cover options to suit a variety of businesses and the different risks they face. So, whether you ...
read more... or legal action taken against your business for services or advice you have provided. Business Insurance Tailored cover to protect your business assets against material damage loss due to an unexpected event, such ...
read more... With our price promise, we offer to better the price on a quote for comparable insurance cover** so that you can #BizSave on insurance for your small business. Get a quote today, it only takes a few minutes. Small ...
read more; ; ; ;
read more... your professional reputation A lot goes in to building your small business and its professional reputation. The ... is when having the right Professional Indemnity insurance cover can help you stay in business for ...
read more... with responding to or managing claims which are covered by the policy. Why is it important? No ... you . Contents, Building and Business Interruption insurance * You may also ...
read more... , you can get back to business, while the insurance cover does the rest. ; Did you Know? Many ... accidents, natural catastrophes or vandalism. Building : The policy covers the building and structure of your shop in ...
read more... assets in your café or restaurant. Building : c over for loss and damage to buildings you own, as a result of ... legal expenses. *As with any insurance, cover will be subject to the terms, ...
read more... Building and Contents – if you have an office, do you have insurance in place for your contents or any buildings ... on your business' reputation. Cyber Liability Insurance covers the costs which can be incurred following ...
read more... . How much Public Liability insurance do I need? The level of cover your business requires will depend ... the higher the premium. For example, a large-scale building business with several projects on the go and a ...
read more... and violent entry to locked vehicles or locked buildings Theft of equipment securely attached to a ... stored for it to be covered by your insurance. ; ; *As with any insurance, cover will be subject to the ...
read more... awarded to the victim. You've worked hard to build your plumbing business and the last thing you need ... Portable Equipment (or general property) insurance* can cover specified items such as tools, business ...
read more... of a building blunder keep you awake at night. Why not compare quotes for Architects and Designer insurance today ... answer is yes. Public Liability insurance is an important form of cover to protect you from financial ...
read more... all human and we all make mistakes. Professional Indemnity Insurance allows you to cover yourself if, and when, you do slip up ... verbal description and specifications of the building project. When looking at the drawings ...
read more... or natural disaster. A comprehensive business insurance policy for any engineering business can include cover for buildings, contents and portable equipment. A business insurance policy for an engineering business will ...
read more... building if you own it. Protecting the important things, like your beauty equipment, against any unforeseen events means you can get back to business in the wave of a mascara wand. Business Insurance can include cover ...
read more... damage your business assets or building, you may be faced with having to close your doors for days, weeks or even months to conduct repairs or re-build. Business Interruption insurance can cover the loss of income and ...
read more... Insurance is designed to safeguard your contents and other physical assets (including your building if you own it) against unforeseen circumstances such as accidental damage, theft, fire, storm. You can also get cover ...
read more... by the relevant associations to ensure you are adequately covered. A lot of contracts also have requirements for Public Liability insurance. For example, most building and work sites require trades people to present a ...
read more... When it comes to protecting your business assets, Business Insurance has a variety of covers available to safeguard the things that matter most. Consider your building (if you own it) and contents – could you afford ...
read more... Cover What is NOT typically covered? Do I need Professional Indemnity Insurance Insurance? Professional Indemnity insurance is an essential form of cover ... in the hard work to build up your reputation and expertise, ...
read more... career, and there's no doubt you've worked hard to build your business, so it only makes sense to protect it. ... Public Liability insurance protects you against claims from customers or other third parties by covering any ...
read more... rectification of faulty workmanship can assist. ; What is typically NOT covered by Public Liability insurance? While Public Liability insurance covers your business for claims of negligence, you still need to take ...
read more... , these could put you out of business. With the right Public Liability cover in place, the insurance company will provide the funds to cover your legal costs and any compensation claims, leaving your business free of ...
read more... The type and nature of your business Your business turnover and size The amount of insurance cover your business requires Other factors that could affect the cost of your Public Liability policy include ...
read more... the premium is likely to be Your business size and turnover The amount of insurance cover you require The individuals being covered - are they qualified for the job they are performing Previous claims history ...
read more... , even if nothing can replace my turkey sandwich,” ponders Gellar. This new type of cover will revolutionise the way insurance covers business individuals. In the past it has been only for larger claims and never at ...
read more... figures. For example, looking at the data of almost 500 BizCover customers with PI insurance in 2017, you can see that the average cost of $750K of cover is more expensive than the average cost of a policy with $1M ...
read more... relationships and processes customer-sensitive (non public) information, you need it. Isn't my other insurance cover enough? Take time to review your current policies—especially the exclusions—and you'll likely find ...
read more... business equipment or electronic items , or unspecified items of lower value . *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The ...
read more... . Paying out of your pocket to replace them is a setback that you cannot afford. Portable equipment insurance is the perfect cover that ensures you don't have to break the bank to replace your tools when they get lost ...
read more... , as well as defence costs and fines or penalties payable following a conviction. *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information ...
read more... Weight Loss Centres Yoga Instructors Public Liability and Product Liability Public and Product Liability Insurance covers Allied Health Professionals for their legal liability in the event of personal injury ...
read more... for claims made against you where goods have caused damage or injury. Product Liability insurance covers you if any of these events happen to another business or person by the failure of your product or the product you ...
read more... * that may occur to a third party, resulting from your business activities. Public Liabil i ty insurance covers you: If y ou work from a home-based office Work out of your business premises At ...
read more... how your portable property is required to be securely stored for it to be covered by your insurance. ; *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy ...
read more... an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified ...
read more... a stress-free process without the hassle. Jump online to experience insurance made easy today. *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy ...
read moreWhy do Consultants need it? You offer expert advice to your clients, we offer expert insurance to cover it. Compare competitive quotes for your consultancy business, online or over the phone, select your preferred ...
read more... a stress-free process without the hassle. Jump online to experience insurance made easy today. *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy ...
read more... covered? Employers Liability Insurance For Your Business Whilst we all go to great lengths to ensure a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance ...
read more... or its contents during an open home. It is relatively cheap cover for the amount of protection afforded. Business Insurance Business Insurance provides cover for your business assets from perils such as theft, fire ...
read more... & what’s not? Get the right cover Public Liability Insurance cost Public Liability Insurance For your Business As much as we like to hope otherwise, accidents do happen. Regardless of the industry you operate ...
read more... ? Are you a member of a professional body or association with a set requirement to hold PI insurance? If so, how much cover do they require you to have? Do any of your work contracts specify that you must hold ...
read moreWhat’s covered & what’s not? Statutory Liability Insurance For Your Business New Zealand businesses are facing increased exposure to statutory fines and penalties handed down for breaches of legislation, with ...
read moreWhat’s covered? Cyber Liability Insurance For Your Business Almost every business is dependent on their data to operate. The moment you connect to the internet you open your business up to the possibility of ...
read more... t understand the technical terms, speak to an insurance professional who can help you understand the meaning. Some policies will also cover: Lost Documents, Fidelity (cover for a loss due to employee's dishonesty ...
read more... of a trade association, make sure you check to see if there's a minimum level of cover required. Business Insurance Your tools are essential to your business and the very reason why you nail those jobs! Chances ...
read more... ; Did you know? Your professional indemnity policy covers the cost of defending allegations of professional negligence against you and not just the settlement amount. ; Insurance for Personal Trainers and Fitness ...
read more... save face. That's where Work From Home Reputational Risk Insurance* comes to the rescue! ; What’s included in this cover? This insurance will cover all PR costs to rebuild your brand or professional reputation ...
read more... by the court. With the right Public Liability or Professional Indemnity cover, your insurance company will provide much needed funds to cover your legal costs and any compensation claims, leaving your business free ...
read more... this cost out of your own pocket. These expenses can add up over time and dig into your savings. Business Insurance can cover the cost of your tools and portable equipment if it is lost or stolen, or in the event of a ...
read more... legal action against you for a breach of your professional duty. Professional Indemnity Insurance may protect you from such action by covering claims for compensation made against you and legal defence costs up to your ...
read more... the community could be just as harmful. This is where Cyber Liability insurance provides a crucial safety net for SMEs in NZ, as it helps cover businesses against the expenses and legal costs that are associated with ...
read more... not to mention the damage it can cause to your reputation. Statutory Liability Insurance Statutory Liability policies are designed to cover your inadvertent breaches of NZ statutes for your legal defence costs and in ...
read more... is written on a 'claims-made basis'. This means that the policy provides cover for claims made during the period of insurance in respect of professional services provided after the retroactive date, subject to the terms ...
read more... ; Insurance for Immigration Advisers Professional Indemnity Insurance Professional Indemnity (PI) insurance provides ... designed to meet the law requirements and cover the risks associated with their occupation. ;
read more... the way he'd say RIP to his old policy. Thankfully with BizCover, there's no nasty paper policies. Just hassle-free insurance, online, with all your documents emailed to you instantly. Switch & save on your business ...
read more... their leads, sales and profits, we help you get your insurance to protect your business against potential pain-points. Being a ... Make sure your professional indemnity covers inadvertent breaches of intellectual property or ...
read more... and Tour Operators need it? Sorting out your clients' itinerary is fun, and so is sorting out your business insurance. With just 4 steps or one phone call, you can get quotes online in minutes from top NZ insurers ...
read more... is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety of ...
read more... We know you are always busy helping your clients, therefore we made it easy for you to arrange your business insurance - just a few clicks and one phone call, you have your policy documents emailed to your inbox. ; Did ...
read more... by giving BizCover's growing customer base of small businesses and trades the option of buying business insurance online. “We have learned through our interaction with over 10,000 customers, that the online shopping ...
read more... be a valuable tool in protecting your business. What is Cyber Liability insurance cover? Cyber Liability is designed to cover your business against the expenses and legal costs associated with data breaches that ...
read more... NZ, you can see you are in great company! As a small business owner ensure you review your insurance cover regularly. Getting insurance has never been easier - get quotes from top NZ insurers in just a few clicks or a ...
read more... . Different pricing may apply in the event you select other limits or policies. ** As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information ...
read more
Very easy to get a quote and get cover. Great pricing and easy to understand.
Ann-Maree Ozanne
Accounting and Taxation
Efficient service with reminder notice well in time, when my cover was due to expire.
PAMELA HARVEY
Consultancy Occupations
Real easy to renew your cover and they email you a reminder.
Joseph Caldwell
Information Technology
Got my PI cover sorted within 15 mins over the phone.
Kaushalya Samarasekera
Information Technology
Very slick and quick service with a great premium price for the cover. All done on-line with no long forms to fill in.
Stephen Hutchins
Information Technology
I found very efficant no hassle with doing quote or buying the cover
Desmond Procter
Trades & Services
You made the purchasing of public liability cover simply easy and straight forward
Peter McLaughlin
Trades & Services
They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn
Monique Princen
Information Technology
The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover
Quentin Duff
Trades & Services
Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu
Layla Dowthwaite
Consultancy Occupations
Highly recommended way of doing business insurance with out hassles and cost effective
Peter Digby
Manufacturing
IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE
Janette Wallbutton
Real Estate
Easy to deal with; did as they said. ie when I asked them to call back they did.
Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A
Alisa Drewett
Medical
I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.
Tina Buckler
Allied Health
I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!
Alison McDonald
Consultancy Occupations
Nice and fast, but not immediately obvious where to download insurance certificate.
Charles Brooks
Consultancy Occupations
Extremely easy, user-friendly online purchase process, really good.
But like all insurance the value isn?t known until you need to make a claim.
I hope if that?s ever needed, that process and customer service is equally as good.
Angela Clarke
Information Technology
Independent feedback from our customers rated our service at excellent.
Building
Covers the cost of repairing or reconstructing buildings your business owns as a result of fire and other perils.
Covers loss or damage to your contents, stock and equipment caused by fire and other perils.
Covers loss or damage to portable equipment, tools and valuable property anywhere in New Zealand.
Add:
Covers you for the loss of income and some of the increased costs of running your business as a result of interruption caused by events covered under your policy.
*Cover for natural disasters is subject to the location of your business and is not available to all postcode areas.
#Sub-limits and conditions apply. Refer to the policy wording.