Affordable Building Insurance Cover
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What does business insurance cover
... premises are most likely one of your most valuable assets that you will want to insure. Building insurance covers your building if it is damaged as a result of a fire, storm, malicious activity or another defined ...
read moreUnderstanding Insurance, Part 3: Business Insurance
... or personal injury Known claims and circumstances Business Insurance coverage types explained: Building* Building insurance provides cover for physical loss or damage to buildings you own and out of which you operate ...
read moreInsurance Options for Retailers
... premises you are going to want to protect your bricks and mortar with Building insurance. Available through a BizPack, Building insurance covers your building if it was damaged as a result of a fire, storm, malicious ...
read more4 Areas You May Not Have Thought Business Insurance Covers
... equipment. Building If you own your building would you be able to afford to re-build or restore your building if ... include other essential covers such as Public Liability and Professional Indemnity insurance to ensure you ...
read moreDo I need Business Insurance
... hole in your back pocket. Mortgage Brokers with a home office Business Insurance is designed to provide cover for your contents and other physical assets (including your building if you own it). If you have a home office ...
read moreWhat is Business Insurance
... available and what kind of coverage they provide. Protect your business today. * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information ...
read moreWhy You Should Review Your Business Insurance
... Some of the different types of Business Insurance options may include: Building * Property (Contents) * Business Interruption * Portable Equipment * Cyber Liability Insurance* - Covers you for losses from claims arising ...
read moreWhy Do Marketing Consultants need Professional Indemnity Insurance?
... claim against you . Contents, Building and Business Interruption insurance * You may also want to look ... you can choose the cover you want in a couple of mouse clicks. *As with any insurance, cover will be subject to ...
read moreBusiness Insurance
... Cover Explained Select the cover options needed for your business: Building Covers the cost of repairing or reconstructing buildings ... 0508 249 268. * * As with any insurance, cover will be subject to the terms, conditions ...
read moreInsurance options to protect your cleaning business
... has the right insurances in place for when things get messy. You've worked long and hard to build your business and ... can choose the cover you want in a couple of mouse clicks. *As with any insurance, cover will be subject ...
read moreBusiness Risk: What Isn't Covered and Why it Matters
... in the delivery of a service. Business Insurance - This can cover your work premises and contents against loss ... $800,000 property for $500,000 and a fire burns the building to the ground, you'll need to find $300,000 to ...
read more10 Ways To Help Protect Your Small Business
... crime rate details etc. Assess the layout of the building and look out for any potential risks and dangers. ... , financial situation or needs. As with any insurance, cover will be subject to the terms, conditions and ...
read moreBizCover and n3
... physical assets of your business, including any buildings you own, your contents, stock and equipment ... protecting it with the right cover. Protect your business today. * * As with any insurance, cover will be subject to ...
read moreFrequently Asked Questions
... .We are focused on making things simple for our customers, which means cutting out unnecessary work. Auto renewals mean we do all the work and renew the policy so that our customers can relax knowing that their cover ...
read moreKey things to look out for when Growing Your Small Business
... new lines, build a website ... insurances - public liability and professional indemnity - are crucial. Ignore them at your peril. So What Can You Do? Insure your legal liability! Public and Product Liability (or 'PL') covers ...
read moreWhat Photographers Need to Know About Business Insurance
... -free quotes straight to your inbox in minutes. Jump online to find your business insurance today. *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording ...
read moreThings to consider when purchasing business insurance
... also assist with the legal costs associated with responding to or managing claims which are covered by the policy. Public Liability insurance* : is designed to provide protection for you and your business in the event a ...
read moreA Tradies Guide To Getting Your Business Insurance Sorted
... only and does not take into account your objectives, financial situation or needs. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information ...
read moreUnderstanding Employers Liability Insurance
... help keep them safe and protected. While there are many different types of insurances available to cover aspects of your business, Employers Liability insurance* is one which you may need to consider when you have a team ...
read moreBusiness Insurance FAQs
... renew business ? Natalie B. Massage Therapy Service I love how easy it is to do covers on bizcover compared to other insurance companies. Gwen S. Painter/Decorator Need Help? Visit our Contact Us page, where you can find ...
read moreSmall Business Insurance: Why you might want to ensure you're covered!
... a large organisation they may stipulate that you have certain insurance to work for them. How would you keep your ... or her employment where the ACC does not provide cover for, your business and even personal assets might ...
read moreIt's Time for an Insurance Health Check!
... strategies still meet the needs of the business. While you're doing this it's a great time to review your insurances to ensure your cover also still meets the needs of your business. Here are a few considerations around ...
read moreThings you didn't know about small business insurance
... your business liabilities or property. If you work from home, your home and contents insurance policy might not cover all the liabilities related to your business. As an example most home and contents policies do not ...
read moreBizSave
... your business. ** terms and conditions apply - click here to read more. * * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained ...
read moreBizCover and Boost Your Business
... of his or her employment where the Accident Compensation Commission (ACC) does not provide cover. * * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording ...
read morePriceme
... . Really easy and have referred several colleagues to you over the years. Judy O. Quick and hassle free insurance cover for small businesses. Kelvin C. What more could you ask for - easy to use website, very helpful ...
read moreWhat does Professional Indemnity Insurance Cover?
... - something that you've worked hard to build and something that is worth protecting. These claims ... bill like that is very difficult to cover without the protection of the right insurance. What actions could result in a ...
read moreWhat does Public Liability Insurance Cover?
... Injury to your employees Damage to your own property Compensation for personal injury when covered by the ACC * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy ...
read moreDo I need Public Liability Insurance?
... today. How much Public Liability insurance do I need? The level of cover your business requires will depend on ... higher the premium. For example, a large-scale building business with several projects on the go and a ...
read moreWhat is Professional Indemnity Insurance?
... human and we all make mistakes. Professional Indemnity Insurance allows you to cover yourself if, and when, you do slip up ... the verbal description and specifications of the building project. When looking at the drawings ...
read moreHow much does Public Liability Insurance cost?
... New Zealand BizCover customers * As with any insurance, cover will be subject to the terms, conditions and ... process online again Tony T. Builder – Commercial Building Construction Easy to renew with follow up by phone ...
read moreDo I need Professional Indemnity Insurance Insurance?
... professional misconduct.You've put in the hard work to build up your reputation and expertise, and all it takes is ... Protect your business today. * As with any insurance, cover will be subject to the terms, conditions and ...
read moreInsurance by Industry
... Retailer Tradesmen Travel Agents and Tour Operators Protect your business today. * * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information ...
read moreWhat is Public Liability Insurance?
... for claims made against you where goods have caused damage or injury. Product Liability insurance covers you if any of these events happen to another business or person by the failure of your product or the product you ...
read moreInsurance for Architects & Designers
... of a building blunder keep you awake at night. Why not compare quotes for Architects and Designer insurance today from ... legal defence counsel. * * As with any insurance, cover will be subject to the terms, conditions and ...
read moreHow much does Professional Indemnity Insurance cost?
... $188.45 $10 Million $239.33 *Data based on New Zealand BizCover customers * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained ...
read moreInsurance for Engineers
... or natural disaster. A comprehensive business insurance policy for any engineering business can include cover for buildings, contents and portable equipment. A business insurance policy for an engineering business will ...
read moreInsurance for Beauty Salons
... building if you own it. Protecting the important things, like your beauty equipment, against any unforeseen events means you can get back to business in the wave of a mascara wand. Business Insurance can include cover ...
read moreInsurance for Hairdressers
... damage your business assets or building, you may be faced with having to close your doors for days, weeks or even months to conduct repairs or re-build. Business Interruption insurance can cover the loss of income and ...
read moreWhy Do Marketing Consultants need Professional Indemnity Insurance?
... claim against you . Contents, Building and Business Interruption insurance * You may also want to look ... you can choose the cover you want in a couple of mouse clicks. *As with any insurance, cover will be subject to ...
read moreRetailer Insurance
... valuable assets in your retail outlet. Business insurance can cover you for: Contents and stock : Protects ... , natural catastrophes or vandalism. Building : The policy covers the building and structure of your shop in ...
read more6 Essential Types of Business Insurance in New Zealand
... insurance coverage options that are available: Building*: Covers physical loss or damage to your insured buildings ... Protect your business You put in the hard yards to build your business, so it only makes sense to have a ...
read moreInsurance For Cafes and Restaurants
... valuable assets in your café or restaurant. Building : c over for loss and damage to buildings you own, as a result of an insured ... business today. * * As with any insurance, cover will be subject to the terms, conditions ...
read moreInsurance for IT Professionals
... Building and Contents – if you have an office, do you have insurance in place for your contents or any buildings you ... damage from the error. * * As with any insurance, cover will be subject to the terms, conditions and ...
read moreInsurance for Mortgage Brokers
... Insurance is designed to safeguard your contents and other physical assets (including your building if you own it) against unforeseen circumstances such as accidental damage, theft, fire, storm. You can also get cover ...
read moreInsurance for Accountants & Tax Agents
... When it comes to protecting your business assets, Business Insurance has a variety of covers available to safeguard the things that matter most. Consider your building (if you own it) and contents – could you afford ...
read moreTool and Portable Equipment Insurance
... and violent entry to locked vehicles or locked buildings Theft of equipment securely attached to a ... you over the years. Judy O. Quick and hassle free insurance cover for small businesses. Kelvin C. What more could you ask ...
read moreHow Plumbers Can Protect their Business with Public Liability Insurance*
... compensation awarded to the victim. You've worked hard to build your plumbing business and the last thing you need is ... Portable Equipment (or general property) insurance* can cover specified items such as tools, business ...
read morePublic Liability Insurance: 5 Tips for choosing the best policy for your business
... by the relevant associations to ensure you are adequately covered. A lot of contracts also have requirements for Public Liability insurance . For example, most building and work sites require trades people to present a ...
read moreMassage Therapy Insurance: here's why you need it!
... , and there's no doubt you've worked hard to build your business, so it only makes sense to protect it. ... Liability insurance protects you against claims from customers or other third parties by covering any compensation ...
read moreWhy do brilliant business ideas sometimes fail?
... Public Liability insurance * Professional Indemnity insurance * Business Insurance * Building insurance * Contents insurance * Business Interruption insurance * Portable Equipment insurance* Cyber Liability insurance* It ...
read more6 Reasons why some small businesses fail
... lost to cover the ... insurance* Professional Indemnity insurance * Business Insurance* Building insurance* Contents insurance* Business Interruption insurance* Portable Equipment insurance* Cyber Liability insurance ...
read moreWhat does Public Liability Insurance Cover?
... only and does not take into account your objectives, financial situation or needs. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information ...
read moreEmployers Liability Insurance
... an estimate cost of the policy. Get a quote for your Employers Liability insurance policy with BizCover today. * * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the ...
read moreInsurance for Real Estate Agents
... or its contents during an open home. It is relatively cheap cover for the amount of protection afforded. Business Insurance Business Insurance provides cover for your business assets from perils such as theft, fire and ...
read moreIntroducing our newest cover option: Personal Perishables Cover
... loss, even if nothing can replace my turkey sandwich,” ponders Gellar. This new type of cover will revolutionise the way insurance covers business individuals. In the past it has been only for larger claims and never at ...
read moreHow the cost of Professional Indemnity insurance is calculated
... these figures. For example, looking at the data of almost 500 BizCover customers with PI insurance in 2017, you can see that the average cost of $750K of cover is more expensive than the average cost of a policy with $1M ...
read moreHow Cyber Insurance Protects Small Businesses
... only and does not take into account your objectives, financial situation or needs. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information ...
read moreCyber Insurance - Is it worth it?
... relationships and processes customer-sensitive (non public) information, you need it. Isn't my other insurance cover enough? Take time to review your current policies—especially the exclusions—and you'll likely find ...
read moreCyber Liability Insurance
... ransom Wrong email attachments Lost or stolen devices Protect your business today. * * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information ...
read moreStatutory Liability Insurance
... .Independent feedback from our customers rated our service at excellent. What does Statutory Insurance cover? Statutory Liability insurance is there to provide the financial protection for your business when it is faced ...
read moreProfessional Indemnity Insurance
... letting them know or not, it's in your best interests to do so. * * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this ...
read moreIntroducing Work From Home Insurance
... . *Don't get caught on April Fool's Day Protect your business today. * * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on ...
read morePublic Liability Insurance
... The type and nature of your business activities Your business turnover and size The amount of insurance cover your business requires Other factors that could affect the cost of your Public Liability policy include ...
read moreInsurance for Travel Agents and Tour Operators
... requirements of many clients and/or tender processes Protect your business today. * * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information ...
read moreInsurance for Marketing and Multimedia professionals
... ultimately paid for a relatively small settlement. Protect your business today. * * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information ...
read moreUnderstanding Insurance, Part 4: Cyber Liability Insurance
... and an incident response plan to manage a cyber incident? What does Cyber Liability insurance typically cover? Investigation and data recovery costs Business interruptions costs Fines and penalties Extortion costs PR ...
read moreUnderstanding Insurance, Part Two: Professional Indemnity Insurance
... or oversights O missions in the provision of your service What does Professional Indemnity insurance typically cover? Damages and claimant costs awarded against the insured Legal / defence costs Claims investigation ...
read moreUnderstanding Insurance, Part One: Public Liability Insurance
... personal injury* that may occur to a third party, resulting from your business activities. Public Liabil i ty insurance covers you: If y ou work from a home-based office Work out of your business premises At your client ...
read moreInsurance for Shop Owners
... an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified ...
read moreInsurance for Immigration Advisers
... the risks associated with their occupation. Protect your business today. * * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained ...
read moreInsurance for Consultants
... Thank you for all that you are Malakai T. Security Service (Except Police) Quick and hassle free insurance cover for small businesses. Kelvin C. Policy start date: could be clearer that weekends aren’t allowed. Rupert ...
read moreInsurance for Bookkeepers
... Heightened level of risk in uncertain economic times Protect your business today. * * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information ...
read moreInsurance for Allied Health Professionals
... costs (equivalent to one years revenue) before the matter went away. * * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained ...
read moreInsurance for Tradesmen
... a member of a trade association, make sure you check to see if there's a minimum level of cover required. Business Insurance* Your tools are essential to your business and the very reason why you nail those jobs! Chances ...
read moreInsurance for Photographers
... how your portable property is required to be securely stored for it to be covered by your insurance. * * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy ...
read moreInsurance for Recruitment Consultants
... requirements of many clients and/or tender processes Protect your business today. * * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information ...
read moreInsurance for Personal Trainers
... , to protection your equipment against loss, damage, or theft. * * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this ...
read moreInsurance for Plumbers
... fines or penalties payable following a conviction. Protect your business today. * * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information ...
read moreInsurance for Handyman
... . Paying out of your pocket to replace them is a setback that you cannot afford. Portable equipment insurance is the perfect cover that ensures you don't have to break the bank to replace your tools when they get lost ...
read moreInsurance for Painters
... this cost out of your own pocket. These expenses can add up over time and dig into your savings. Business Insurance can cover the cost of your tools and portable equipment if it is lost or stolen, or in the event of a ...
read moreInsurance for Cleaners
... items, or unspecified items of lower value. Protect your business today. * * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information ...
read moreTear and Share: Our customers get even with their old insurance policies
... the way he'd say RIP to his old policy. Thankfully with BizCover, there's no nasty paper policies. Just hassle-free insurance , online, with all your documents emailed to you instantly. Switch & save on your business ...
read moreReviews related to Affordable Building Insurance Cover
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Very easy to get a quote and get cover. Great pricing and easy to understand.
Ann-Maree Ozanne
Accounting and Taxation -
Efficient service with reminder notice well in time, when my cover was due to expire.
PAMELA HARVEY
Consultancy Occupations -
Real easy to renew your cover and they email you a reminder.
Joseph Caldwell
Information Technology -
Got my PI cover sorted within 15 mins over the phone.
Kaushalya Samarasekera
Information Technology -
Very slick and quick service with a great premium price for the cover. All done on-line with no long forms to fill in.
Stephen Hutchins
Information Technology -
I found very efficant no hassle with doing quote or buying the cover
Desmond Procter
Trades & Services -
You made the purchasing of public liability cover simply easy and straight forward
Peter McLaughlin
Trades & Services -
Highly recommended way of doing business insurance with out hassles and cost effective
Peter Digby
Manufacturing -
IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE
Janette Wallbutton
Real Estate -
Easy to deal with; did as they said. ie when I asked them to call back they did.
Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A
Alisa Drewett
Medical -
I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.
Tina Buckler
Allied Health -
I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!
Alison McDonald
Consultancy Occupations -
Nice and fast, but not immediately obvious where to download insurance certificate.
Charles Brooks
Consultancy Occupations -
Extremely easy, user-friendly online purchase process, really good.
But like all insurance the value isn?t known until you need to make a claim.
I hope if that?s ever needed, that process and customer service is equally as good.
Angela Clarke
Information Technology -
Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu
Layla Dowthwaite
Consultancy Occupations -
They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn
Monique Princen
Information Technology -
The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover
Quentin Duff
Trades & Services
Independent feedback from our customers rated our service at excellent.
What it typically covers
A) Material damage loss for your physical assets
B) Financial loss due to Business Interruption
Choose cover options below!
What is NOT covered?
- Negligence/breach of duty arising from an act, error or omission as a result of your professional services
- Claims arising from damage to third party property or personal injury
- Known claims and circumstances
Protect your business today.
Cover Explained
Select the cover options needed for your business:
Building
Covers the cost of repairing or reconstructing buildings your business owns as a result of fire and other perils.
- Includes protection for things like fixed signs and lettering, tanks, poles, power lines and their supports, walls, gates, fences and landscaping
- Optional cover for natural disasters, including earthquake*
Property (Contents)
Covers loss or damage to your contents, stock and equipment caused by fire and other perils. Automatically includes cover for:
- Covers the costs to replace internal or external glass that is damaged or broken, such as windows, mirrors or porcelain.
- Money
- Theft
- Equipment breakdown
- Seasonal stock increase
- Theft
- Optional cover for natural disasters, including earthquake*
Business Interruption
- Covers you for the loss of income and some of the increased costs of running your business as a result of interruption caused by events covered under your policy.
- Optional cover for natural disasters, including earthquake*
- *Cover for natural disasters is subject to the location of your business and is not available to all postcode areas.
#Sub-limits and conditions apply. Refer to the policy wording.
Portable Equipment
- Covers loss or damage to portable equipment, tools and valuable property anywhere in New Zealand.
- Select your own cover limit
Covers loss or damage of laptops and mobile phones anywhere in the world
FAQs
Is Business Insurance Mandatory?
While there is the flexibility to choose what sort of cover you want for your business and the level of cover, there may be some situations where certain types and levels of cover are mandatory.
For example Public Liability or Professional Liability insurances are a common requirement for individuals who work on certain contracts, especially within the government sector. This is sometimes the case when becoming a member of certain industry bodies and boards.
Does Personal Insurance Cover Business Insurance?
It’s important to be aware that your personal insurance may not cover your business assets or property. If you have a home-based business, things like your home and contents insurance policy may not extend to provide cover for any liabilities which may relate to your business. You should check your policy details to check on coverage.
How do I make a claim on my insurance policy?
If you need to make a claim, don’t stress!
We’re here to help you through the process and get you back to business.
Simply download, complete the Claim Notification Form and return to [email protected]
We’ll manage the process with the insurer for you, whilst our dedicated claims consultants keep you informed every step of the way.
Alternatively, if you would like to contact us by phone, our customer service team are here to help you on Ph. 0508 249 268.
* * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.
Need Help?
Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals.
You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents.