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What does business insurance cover

... assets that you will want to insure. Building insurance c overs your building if it i s damaged as a ... and should not be relied upon as advice. **Cover for natural disasters is subject to the location of ...

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Insurance Options for Retailers

... premises you are going to want to protect your bricks and mortar with Building insurance. Available through a BizPack, Building insurance covers your building if it was damaged as a result of a fire, storm, malicious ...

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Do I need Business Insurance

... your back pocket. Mortgage Brokers with a home office Business Insurance is designed to provide cover for your contents and other physical assets (including your building if you own it). If you have a home office ...

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Business Insurance

... every day. Business Insurance is designed to safeguard ... Cover Explained Select the cover options needed for your business: Building Covers the cost of repairing or reconstructing buildings ...

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BizCover and n3

... Team on 0508 249 268. ; Get the Right Cover for Your Business Your business may be considered 'small', ... big to us! We believe that getting your business insurance sorted should be simple and hassle-free, leaving ...

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What is Business Insurance

... insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for a loss of revenue due to business interruption ...

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It's Time for an Insurance Health Check!

... strategies still meet the needs of the business. While you're doing this it's a great time to review your insurances to ensure your cover also still meets the needs of your business. Here are a few considerations around ...

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Business Insurance FAQs

... Get Free Quotes ; ; ; Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover by comparing quotes from New Zealand’s leading insurers today. Get ...

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BizCover and Boost Your Business

... for Your Business There's no “one size fits all” solution for small business insurance. That's why we offer a host of cover options to suit a variety of businesses and the different risks they face. So, whether you ...

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BizCover and PriceMe

... or legal action taken against your business for services or advice you have provided. Business Insurance Tailored cover to protect your business assets against material damage loss due to an unexpected event, such ...

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... With our price promise, we offer to better the price on a quote for comparable insurance cover** so that you can #BizSave on insurance for your small business. Get a quote today, it only takes a few minutes. Small ...

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Retailer Insurance

... , you can get back to business, while the insurance cover does the rest. ; Did you Know? Many ... accidents, natural catastrophes or vandalism. Building : The policy covers the building and structure of your shop in ...

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Insurance For Cafés and Restaurants

... assets in your café or restaurant. Building : c over for loss and damage to buildings you own, as a result of ... legal expenses. *As with any insurance, cover will be subject to the terms, ...

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Insurance for IT Professionals

... Building and Contents – if you have an office, do you have insurance in place for your contents or any buildings ... on your business' reputation. Cyber Liability Insurance covers the costs which can be incurred following ...

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Do I need Public Liability Insurance?

... . How much Public Liability insurance do I need? The level of cover your business requires will depend ... the higher the premium. For example, a large-scale building business with several projects on the go and a ...

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Tool and Portable Equipment Insurance

... and violent entry to locked vehicles or locked buildings Theft of equipment securely attached to a ... stored for it to be covered by your insurance. ; ; *As with any insurance, cover will be subject to the ...

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Insurance for Architects & Designers

... of a building blunder keep you awake at night. Why not compare quotes for Architects and Designer insurance today ... answer is yes. Public Liability insurance is an important form of cover to protect you from financial ...

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What is Professional Indemnity Insurance?

... all human and we all make mistakes. Professional Indemnity Insurance allows you to cover yourself if, and when, you do slip up ... verbal description and specifications of the building project. When looking at the drawings ...

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Insurance for Engineers

... or natural disaster. A comprehensive business insurance policy for any engineering business can include cover for buildings, contents and portable equipment. A business insurance policy for an engineering business will ...

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Insurance for Beauty Salons

... building if you own it. Protecting the important things, like your beauty equipment, against any unforeseen events means you can get back to business in the wave of a mascara wand. Business Insurance can include cover ...

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Insurance for Hairdressers

... damage your business assets or building, you may be faced with having to close your doors for days, weeks or even months to conduct repairs or re-build. Business Interruption insurance can cover the loss of income and ...

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Insurance for Mortgage Brokers

... Insurance is designed to safeguard your contents and other physical assets (including your building if you own it) against unforeseen circumstances such as accidental damage, theft, fire, storm. You can also get cover ...

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Insurance for Accountants & Tax Agents

... When it comes to protecting your business assets, Business Insurance has a variety of covers available to safeguard the things that matter most. Consider your building (if you own it) and contents – could you afford ...

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Do I need Professional Indemnity Insurance?

... Cover What is NOT typically covered? Do I need Professional Indemnity Insurance Insurance? Professional Indemnity insurance is an essential form of cover ... in the hard work to build up your reputation and expertise, ...

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What does Public Liability Insurance Cover?

... rectification of faulty workmanship can assist. ; What is typically NOT covered by Public Liability insurance? While Public Liability insurance covers your business for claims of negligence, you still need to take ...

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What does Public Liability Insurance Cover?

... , these could put you out of business. With the right Public Liability cover in place, the insurance company will provide the funds to cover your legal costs and any compensation claims, leaving your business free of ...

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Cyber Insurance - Is it worth it?

... relationships and processes customer-sensitive (non public) information, you need it. Isn't my other insurance cover enough? Take time to review your current policies—especially the exclusions—and you'll likely find ...

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Insurance for Cleaners

... business equipment or electronic items , or unspecified items of lower value .  *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The ...

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Insurance for Handyman

... . Paying out of your pocket to replace them is a setback that you cannot afford. Portable equipment insurance is the perfect cover that ensures you don't have to break the bank to replace your tools when they get lost ...

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Insurance for Plumbers

... , as well as defence costs and fines or penalties payable following a conviction. *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information ...

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Insurance for Allied Health Professionals

... Weight Loss Centres Yoga Instructors Public Liability and Product Liability Public and Product Liability Insurance covers Allied Health Professionals for their legal liability in the event of personal injury ...

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What is Public Liability Insurance?

... for claims made against you where goods have caused damage or injury. Product Liability insurance covers you if any of these events happen to another business or person by the failure of your product or the product you ...

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Insurance for Photographer

... how your portable property is required to be securely stored for it to be covered by your insurance. ; *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy ...

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Insurance for Shop Owners

... an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified ...

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Insurance for Consultants

Why do Consultants need it? You offer expert advice to your clients, we offer expert insurance to cover it. Compare competitive quotes for your consultancy business, online or over the phone, select your preferred ...

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Employers Liability Insurance

... covered? Employers Liability Insurance For Your Business Whilst we all go to great lengths to ensure a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance ...

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Insurance for Real Estate Agents

... or its contents during an open home. It is relatively cheap cover for the amount of protection afforded. Business Insurance Business Insurance provides cover for your business assets from perils such as theft, fire ...

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Public Liability Insurance

... & what’s not? Get the right cover Public Liability Insurance cost Public Liability Insurance For your Business As much as we like to hope otherwise, accidents do happen. Regardless of the industry you operate ...

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Professional Indemnity Insurance

... ? Are you a member of a professional body or association with a set requirement to hold PI insurance? If so, how much cover do they require you to have? Do any of your work contracts specify that you must hold ...

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Statutory Liability Insurance

What’s covered & what’s not? Statutory Liability Insurance For Your Business New Zealand businesses are facing increased exposure to statutory fines and penalties handed down for breaches of legislation, with ...

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Cyber Liability Insurance

What’s covered? Cyber Liability Insurance For Your Business Almost every business is dependent on their data to operate. The moment you connect to the internet you open your business up to the possibility of ...

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Insurance for Tradesmen

... of a trade association, make sure you check to see if there's a minimum level of cover required. Business Insurance Your tools are essential to your business and the very reason why you nail those jobs! Chances ...

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Insurance for Personal Trainers

... ; Did you know? Your professional indemnity policy covers the cost of defending allegations of professional negligence against you and not just the settlement amount. ; Insurance for Personal Trainers and Fitness ...

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Introducing Work From Home Insurance

... save face. That's where Work From Home Reputational Risk Insurance* comes to the rescue! ; What’s included in this cover? This insurance will cover all PR costs to rebuild your brand or professional reputation ...

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Insurance for Painters

... this cost out of your own pocket. These expenses can add up over time and dig into your savings. Business Insurance can cover the cost of your tools and portable equipment if it is lost or stolen, or in the event of a ...

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Types of small business insurance in New Zealand

... not to mention the damage it can cause to your reputation. Statutory Liability Insurance Statutory Liability policies are designed to cover your inadvertent breaches of NZ statutes for your legal defence costs and in ...

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Insurance for Recruitment Consultants

... is written on a 'claims-made basis'. This means that the policy provides cover for claims made during the period of insurance in respect of professional services provided after the retroactive date, subject to the terms ...

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Insurance for Immigration Advisers

... ; Insurance for Immigration Advisers Professional Indemnity Insurance Professional Indemnity (PI) insurance provides ... designed to meet the law requirements and cover the risks associated with their occupation. ;

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Insurance for Marketing & Multimedia Professionals

... their leads, sales and profits, we help you get your insurance to protect your business against potential pain-points. Being a ... Make sure your professional indemnity covers inadvertent breaches of intellectual property or ...

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Insurance for Travel Agents and Tour Operators

... and Tour Operators need it? Sorting out your clients' itinerary is fun, and so is sorting out your business insurance. With just 4 steps or one phone call, you can get quotes online in minutes from top NZ insurers ...

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Insurance by Industry

... is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety of ...

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Insurance for Bookkeepers

... We know you are always busy helping your clients, therefore we made it easy for you to arrange your business insurance - just a few clicks and one phone call, you have your policy documents emailed to your inbox. ; Did ...

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Reviews related to Affordable Building Insurance Cover

  • Very easy to get a quote and get cover. Great pricing and easy to understand.

    Ann-Maree Ozanne
    Accounting and Taxation

  • Efficient service with reminder notice well in time, when my cover was due to expire.

    Consultancy Occupations

  • Real easy to renew your cover and they email you a reminder.

    Joseph Caldwell
    Information Technology

  • Got my PI cover sorted within 15 mins over the phone.

    Kaushalya Samarasekera
    Information Technology

  • Very slick and quick service with a great premium price for the cover. All done on-line with no long forms to fill in.

    Stephen Hutchins
    Information Technology

  • I found very efficant no hassle with doing quote or buying the cover

    Desmond Procter
    Trades & Services

  • You made the purchasing of public liability cover simply easy and straight forward

    Peter McLaughlin
    Trades & Services

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

  • The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover

    Quentin Duff
    Trades & Services

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby


    Janette Wallbutton
    Real Estate

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett

  • I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

    Tina Buckler
    Allied Health

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • Nice and fast, but not immediately obvious where to download insurance certificate.

    Charles Brooks
    Consultancy Occupations

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

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Independent feedback from our customers rated our service at excellent.

Cover Explained

Select the cover options needed for your business:


Covers the cost of repairing or reconstructing buildings your business owns as a result of fire and other perils.

  • Includes protection for things like fixed signs and lettering, tanks, poles, power lines and their supports, walls, gates, fences and landscaping
  • Optional cover for natural disasters, including earthquake*

Property (Contents)

Covers loss or damage to your contents, stock and equipment caused by fire and other perils.

  • Automatically includes cover for:#
  • Covers the costs to replace internal or external glass that is damaged or broken, such as windows, mirrors or porcelain.
  • Money
  • Theft
  • Transit
  • Equipment breakdown
  • Seasonal stock increase
  • Stolen keys
  • Optional cover for natural disasters, including earthquake*

Portable Equipment

Covers loss or damage to portable equipment, tools and valuable property anywhere in New Zealand.

  • Select your own cover limit
  • Covers loss or damage of laptops and mobile phones anywhere in the world


Business Interruption

Covers you for the loss of income and some of the increased costs of running your business as a result of interruption caused by events covered under your policy.

  • Optional cover for natural disasters, including earthquake*

*Cover for natural disasters is subject to the location of your business and is not available to all postcode areas.
#Sub-limits and conditions apply. Refer to the policy wording.