... earn over $60,000 a year. Source: https://www.business.govt.nz/getting-started/choosing-the-right-business-structure/becoming-a-sole-trader/ Insurance for Consultants Professional Indemnity Giving advice or providing ...
read more... business's finances and reputation. This is where investing in the right business insurances ... ... Professional Indemnity (also known as PI) insurance is an important form of protection for businesses that provide specialist services or professional advice, like marketing consultants. It is designed to respond to ...
read more... business's finances and reputation. This is where investing in the right business insurances ... can save your business when unexpected incidents ... Professional Indemnity (also known as PI) insurance is an important form of protection for businesses that provide specialist services or professional advice, like marketing consultants. It is designed to respond to ...
read more... the prowl, leaving no small business immune especially when it comes ... ... do you outsource it to a professional IT consultant or company? What security measures have you put in place ... Liability insurance can be a valuable tool in protecting your business. What is Cyber Liability insurance ...
read more... business back up and running as quickly as possible. Making an insurance ... ... on the phone to your insurance service provider. Having a chat to a real-life consultant will help to explain all ... . You can find out more about Business Interruption insurance here . When Disaster Strikes Call for ...
read more... campaign that showed how small business owners really feel about their ... system! The campaign features small business owners who were previously ... t taste great. Finally, we found Kate, the business consultant, known for her no-nonsense approach in getting ... with it, saying he'd then treat it to the company of his parents. His lovely 83-year-old mother would give ...
read moreIf you own a small business, there's no denying one ... assets is Small Business Insurance. But what kind of insurance do you actually ... it ... Liability Insurance Employers Liability Insurance protects the company and the people who manage the company, such as the Company Director and Senior Managers, against the risks and exposures of running the business - ...
read moreProfessional Indemnity Insurance (PI) can be difficult to ... indemnity insurance is and why it might be important for your business ... . What ... time to time depending on the size of a job contract or the level of risk involved. Businesses or consultants whose insurance coverage is not sufficient may need to draw funds from their own pockets and that is never a ...
read moreMany businesses think their business is too small to attract ... are on the lookout for businesses of any size with valuable ... sell on the ... testing consultant who left his laptop at a sports ground. He was able to claim $70,000 for Business Interruption, notification costs and as defence costs for the breach of privacy. This is why cyber insurance should ...
read more... dealing with a lawsuit or insurance claim. Fortunately, this is where ... Professional Indemnity insurance can provide protection when you ... part ... cover in place could be the difference between staying in business and or closing the books for good. These are some ... may require Professional Indemnity insurance include: consultants, accountants, real estate ...
read more... for that 404 error! Fear not! Having insurance will protect your business and give you peace of mind should the ... following a minor traffic incident. The company's Professional Indemnity policy responded and covered the ...
read more... is an essential form of cover for all types of consultants. Out of those who purchased their insurance through BizCover, Management Consultants and Business Analysts tend to pay higher premiums than other types of ...
read more... by managing and making their business' unique security and privacy risk ... protection services, Founder and Principal Consultant Caroline Carver ... asking for help. We talked about what GDPR means for companies, and I arranged to send them a GDPR Readiness ... the event of a claim my business can continue, and my family are not impacted. Insurance allows me to meet my ...
read more... Professional Indemnity and Public Liability insurance as the two types of ... . Whilst both covers protect your business against legal action they ... I really need Public Liability Insurance? If you or your employees interact with other people while doing business in any way or form then you need it. For example: Consultants/Contractors/ Tradespeople who work ...
read more... often due to the number of claims each insurance company has received for each specified occupation. Below ... on average, compared to $56 to $72 on average for businesses turning over between $100,001 to >$500,000. Does the ...
read more... could put you out of business, and then there's the cost of settlements, whether agreed out of court or awarded by the court. With the right Public Liability cover, your insurance company will provide much needed funds ...
read more... sales and profits, we help you get your insurance to protect your business against potential pain-points. Being a marketing ... professionals and businesses such as: Advertising Agents Advertising Consultants Broadcasters ...
read more... professionally negligent for not checking your placement's cv thoroughly. Insurance for Recruitment Consultants covers a broad range of business activities Recruitment services e.g. placement of candidates, executive ...
read more... , management consultants, accountants and real estate agents. Could this happen to your business? No matter how good you are at your job, we're all human and we all make mistakes. Professional Indemnity Insurance allows ...
read moreGetting the insurance sorted for your small business can be pretty straightforward, jump ... quotes and buy the insurance that suits your business ... the move It's wise to review and update your coverage every year. No doubt your business is on the move and changing and so your insurance needs will also be changing and you'll want to make sure you have a policy ...
read more... or revenue Increase in cost of working No matter what industry you're in, Small Business Insurance can be tailored to suit your business needs and provide protection for your contents, stock and other assets. And you can ...
read more... work hard to build your business. So it's vital to ... protect your business assets and revenue against potential ... risks that may impact your ... policy in a while, now is the time to do it. BizCover offers a range of insurance solutions to protect your business. You can tailor a policy to suit your needs and include other essential covers such as Public ...
read more... a photographer and how business insurance can protect your business. Why do photographers ... need to consider insurance? Working with .. ... , knowing you can confidently go about your work and protect your reputation should the worst happen. Business Insurance * Take the time to think about all the equipment you need to get the job done ...
read more... to understanding insurance, we take a look at Business Insurance, the ... help protect your business. What is Business Insurance*? Business ... cover available and how it can help protect your business. What is Business Insurance*? Business Insurance is designed to protect your business contents, stock and other assets against events like fire ...
read more... Trainers need it? Don't sweat the small stuff when it comes to making sure you have the right business insurance in place. Let the energetic team at BizCover do the crunches when it comes to providing a competitive quote ...
read more... Agents and Tour Operators need it? Sorting out your clients' itinerary is fun, and so is sorting out your business insurance. With just 4 steps or one phone call, you can get quotes online in minutes from top NZ insurers ...
read more... Zealand and especially to small businesses. Microsoft reported earlier this year ... ... business insurance plan will go a long way towards ensuring small and medium sized businesses in NZ are able to survive cyber attacks now and in the future. https://blogs.business.microsoft.com/en-nz/2017/02/27 ...
read more... and buy professional indemnity and business insurance online Sydney, Australia - December ... 2010. BizCover, the pioneer online insurance marketplace ... the growing online shoppers' community to compare, select and buy the right professional indemnity and business insurance in a more accurate, fast and user friendly manner. “We understand how important having choice ...
read more... bookkeeping Taxation Auditing Business valuations Company secretarial Forensic accounting ... going about your business. Business Insurance When it comes to protecting your business assets, Business Insurance has a variety ...
read more... it? Your clients rely on you to look after them; you can rely on us to look after your business insurance. As an allied health professional, small mistakes can have big consequences. Get multiple quotes with a few clicks ...
read more... Business Insurance Your clients are your bricks and mortar, but where would your business be without the assets needed to help make their plans a reality? Not having the right cover in place could cost your company ...
read more... . We know you are always busy helping your clients, therefore we made it easy for you to arrange your business insurance - just a few clicks and one phone call, you have your policy documents emailed to your inbox. Did ...
read more... goes into a day at the office! So when it comes down to the nuts and bolts of getting your business insurance sorted out, you can sit back and relax while the BizCover team drill down to the basics to help you compare ...
read more... the most common issues with Business Insurance is that policy owners often ... ... your processes or taking on considerable stock. Whatever the case, whenever there is a significant change in the business, the insurance shouldn't policy shouldn't be too far behind. You don't need to think about your ...
read moreYou shouldn't think of insurance just as an expense, instead ... and claims that a small business could come up against vary ... ... & penalties and even investigation costs. Cyber crime is on the rise, cyber insurance may be required Many small businesses think their business is too small to attract cyber criminals yet in today's world size ...
read more... is there to whip your business into shape for a successful ... ... away. They can help put you on the right path when it comes to sorting out your business insurance. A few small changes to your small business can have a big impact. It's all about working smarter, not harder, so go on ...
read more... 's also a likely requirement by your landlord if you lease your business premises. Business Insurance Whilst your customers are vital to your business, so are your contents, stock, equipment and your building if you own ...
read more... bear this cost out of your own pocket. These expenses can add up over time and dig into your savings. Business Insurance can cover the cost of your tools and portable equipment if it is lost or stolen, or in the event ...
read more... your premises, then your landlord will more than likely insist on you having public liability insurance. Business Insurance Your business assets are as critical as your customers to maintain the cash flow. That s why ...
read more... . Some large projects might insist on Public Liability being in place before you go on site. Business Insurance Most businesses will have assets of some sort that need protection in the event of fire, theft or natural ...
read more... open home. It is relatively cheap cover for the amount of protection afforded. Business Insurance Business Insurance provides cover for your business assets from perils such as theft, fire and natural disaster. It also ...
read more... property damage should they arise. Business Insurance Business Insurance is designed to safeguard your ... and confidence in your company. Cyber liability helps you safeguard your business against data breaches, computer ...
read more... store can be a complicated business, with no two days ever ... wrong. Having the appropriate retailers insurance in place to protect your ... ... ask yourself could it survive if you had to shut up shop due to a majorinterruption? Business interruption insurance, another BizPack option, provides cover for the loss of income and increased costs of operating your ...
read more... to consider protecting your plumbing business. When there's an overflow ... ... comes into play, providing cover for those messy situations when you need a helping hand. Other Business Insurance options to consider To get the job done, you need your tools, they are one of ...
read more... or operate a small cleaning business, you know how important it ... also important that your business has the right insurances in place for ... 10 million and $20 million. Sole trader? Even if you are flying solo as a cleaning business, Public Liability insurance is still something you need to consider. For example , if you were working in a ...
read moreAs a small business owner, there is a lot ... about when running your own business. Whether its balancing the ... to understand the importance of business insurance today. *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the ...
read more... explore how Cyber Liability insurance can protect your business from online threats ... ... the big fish but when it comes to attacks, companies big and small are a target . Even when you ... Not sure if Cyber Liability insurance will be beneficial to your business? Consider the following: How ...
read more... when you run your own business. One of the biggest skills ... you gain as a small business owner is the ability to ... ... . At BizCover, we're big believer in saving time and that's why we offer a hassle-free business insurance experience. Jump online or give us a call to receive multiple quotes in minutes from some of New Zealand ...
read more... to reflect on how your business impacts on the environment and ... ... more to expand their environmental efforts. Start by getting in touch with an environmental consultant to assess your business and introduce a plan on how to create a greener workplace. Plant a tree Trees ...
read more... also a great time for business owners to take stock and ... bit of planning for the business, including the goals and the ... direction of the ... or so and you're at that stage of where you want the business to be? Any changes in your business mean that there may be considerations for your insurance. Firstly, do you have the right types of cover and levels of ...
read more... communication tool ever devised but business owners who want to leverage ... digital branding. Branding your small business requires attention to ... ?” Every business has an origin story — and your customers want to know what it is. This isn’t something you’ll have to repeat ad nauseam or paste across everything you publish online, but your company’s story ...
read more... ! JAW Maintenance is in the business of getting the job done ... ... and strength to take on such a task, without her the company wouldn't exist.” Just like most small businesses starting off can be costly, and as the business grows so can the wish list for extra funds to help get ...
read morePublic Liability Insurance protects you and your business against the financial risk of ... to property. Whilst operating your business you are ... considers the legal defence costs alone, these could put you out of business. With the right Public Liability cover in place, the insurance company will provide the funds to cover your legal costs and any compensation ...
read more... , it also means that your business' information [] ... This can be especially important in making sure your Company Facebook page isn't hacked. If all these ... cyber insurance for your business. Most cyber insurance policies will not only cover your business financially ...
read more... World Bank's 2017 Doing Business Report this year, it has ... an attractive place for small business owners. We have put together ... amazing key ... in NZ, you can see you are in great company! As a small business owner ensure you review your insurance cover regularly. Getting insurance has never been easier - get quotes from top NZ insurers in just a few ...
read moreEmployers Liability Insurance For Your Business Whilst we all go to great lengths to ensure a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance protects you ...
read more... management, however, and a tailored insurance [] ... phase involves growth and prosperity or financial breakdown. With smart risk management, however, and a tailored insurance plan, your business will be in the best position to come out the other side of its growth spurt ...
read more... comes to running a small business, your brand and its reputation ... small mistake to destroy your business in minutes. As Warren Buffet ... ... if its reputation is on the line. Here are a few to consider: Professional Indemnity Insurance If your business provides a professional service or advice, such as an accountant, architect, real estate agent ...
read more... , protecting your business and your customers with Public Liability insurance is one ... of the public, sue your business for damage to their ... can compare the premiums and the policy features. There are many options for small business owners when it comes to shopping and choosing insurance policies. Gone are the days of having to ring around and wait for days ...
read moreBuying any insurance, can be a confusing and ... to getting your Professional Indemnity Insurance, it can be even more ... ... next thing to consider, after looking at what is required of you, is the risks your business faces. Even with the minimum required insurance, you may also have a number of unique risks that could seriously affect your ...
read more... worked hard to build your business, so it only makes sense ... and maintain a Professional Liability Insurance package. #1 Protect against claims ... the lengths you go to in doing so, it's important to hold Employers Liability insurance. It protects you and your business against settlements or damages, including defence costs, as a result of an employee suffering a ...
read more... if you are not found liable, the legal costs of defending yourself could seriously affect your business.Professional Indemnity Insurance (PI) is designed to protect you and your employees by providing cover against such ...
read more... as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising from data breaches which may occur after being hacked ...
read more... should an unwanted accident occur. Public Liability Insurance, often referred to as General Liability, gives you peace of mind, protecting you and your business against such claims by providing compensation for property ...
read more... accountable and responsible for their actions in the workplace. Statutory Liability Insurance protects you, your business and your employees, including directors, trustees and managers, against certain unintentional ...
read more... of a Professional Indemnity (PI) insurance policy is calculated and why ... the cost of Professional Indemnity insurance. Insurance policy pricing ... premium is likely to be Your business size and turnover The individuals being covered - qualifications for the job they are performing The amount of insurance cover you require Previous claims history Your ...
read moreMost small business owners are conscious of their ... out or have been in business a while, you'll want ... make the most of your business funds ... the same provider of their personal finances to get a new loan, credit card, bank account or insurance for their business. It may be that the provider of your personal finance accounts does not necessarily offer the best ...
read moreOwning your small business can feel a bit like ... ... tasks, like reminding you when is your insurance up for renewal again. Intrigued? These are ... this again? Take the time to reflect on why you got into business in the first place. What was it that drove that passion ...
read more... and spark? As a small business owner, you're not alone ... asked a mix of small business owners to share their insights ... ... To help get through those rough patches when you're feeling a bit flat, we asked a mix of small business owners to share their insights and tips into what helps keep them motivated. From focusing on the bigger picture to ...
read moreIt's no secret that businesses are adopting more sustainable solutions ... to operate their business, especially when it comes to ... present is there ... the plunge and go paperless . From clouds to e-signatures, here’s 6 top tips that can help any business in their mission to cut the paper. Get your head in the cloud When it comes to cloud – based ...
read moreFor many caf owners, marketing is all about buying ads or finding the right coffee related meme to post on social media. While there's nothing inherently wrong with ... even for a local cafe No, you're not a massive retail chain or a multinational company, but how you present your business matters. Why? Because where people go for coffee is a reflection on themselves. Of course ...
read more... is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety of ...
read more... need it? Grow your business with peace of mind. Did you Know? To be on the MARA list you will require a minimum of $250,000 Professional Indemnity (as at July 2017). Insurance for Immigration Advisers Professional ...
read more... needs it most. Whether the allegation is real or alleged, your Professional Indemnity insurance policy is there to protect your business s finances, your reputation, and personal assets too. With cover that allows you ...
read moreYoga Within started by accident. Owner Jessica was looking to rent a room to offer Yoga Therapy to private clients and stumbled across what later became her Browns Bay ... these practices are, gave me the confidence to sign the lease and get started.” At 4 months in the business is flourishing, already with such a strong and dedicated community behind her that she was able to beat the ...
read more... Andrew Laking formed the production company, Pirate & Queen, in 2014 ... ... Directors Claire Mabey and Andrew Laking formed the production company, Pirate & Queen, in 2014. In a ... go out on their own and start their own event business. Unsurprisingly, their favourite part of the job is getting ...
read moreAsk any small business owner about the most difficult ... aspect of running a business and you'll most likely ... venturing down the path of business ... business themselves back in 2010, BizCover NZ, an online insurance service for small businesses ... -man band. Have a valid NZ company number - to validate that you are an actual business. Wish for an item or service - ...
read more... and content writing business. Two Sides works with businesses, agencies and non ... . This involves working with these companies to produce ... . Two Sides works with businesses, agencies and non-profits, helping them find the right words to tell their stories and showcase their best side. This involves working with these companies to produce: website content ...
read more... , we can look after their insurance needs. Today we're looking ... ... we can look after their insurance needs. Today we're looking ... businesses and organisation to be able to talk directly to their target audience, without shouting at them, without spamming them. We wanted to help companies ...
read more... clients, your Professional Indemnity (PI) insurance is no doubt one of ... covers you have for your business. If things don't quite ... ... provides advice or a service to your clients, your Professional Indemnity (PI) insurance is no doubt one of the most vital covers you have for your business. If things don't quite go to plan it can provide much needed ...
read more... Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against ... ... Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against ... policy should cover all individuals and agents in the business. Given this requirement it is worthwhile looking at ...
read more... , 2011. BizCover, the pioneer online insurance marketplace in Australia and leading ... indemnity insurance, has announced today the launch of its ... goal is to provide clients with greater choice and convenience when obtaining their insurance policies. We are confident that BizCover's business model of a contestable platform will challenge the status quo and provide ...
read more... new product: Personal Perishable Insurance. Personal Perishables Insurance covers working individuals for ... ... it has been only for larger claims and never at a micro level. This means that insurance and help can be given to business people where they really need it. Cover starts from as little as $85 per month. *Conditionals ...
read moreIn the insurance world, we focus on loss ... ... . THE UPS AND DOWNS Insurers don't always focus on the negatives. In fact, we see insurance as a hugely positive part of your business plan. But the truth is, we don't get a chance to focus on the positives all ...
read more... kind of thing that gets business owners excited, that is until ... comes to claim on your insurance. When you're filling out ... ... that inventory lists are not the kind of thing that gets business owners excited, that is until something happens and the time comes to claim on your insurance. When you're filling out your claim form, you'll probably ...
read more... an important time for retail businesses. It can provide a much ... to protect your customers, your business, and your assets. Take safety ... ... payment for compensation and legal expenses. Ensure your Public Liability insurance policy has adequate cover to protect you and your business against a public liability claim. Reduce shoplifting The busier ...
read more... could to help defer their insurance payments and keep their livelihoods ... continued our long-running small business grant competition, BizGiver ... what we could to help defer their insurance payments and keep their livelihoods protected during the pandemic. We also continued our long-running small business grant competition, BizGiver . Twice a year ...
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It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me.
Definitely r
Patricia Copp
Consultancy Occupations
Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu
Layla Dowthwaite
Consultancy Occupations
I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!
Alison McDonald
Consultancy Occupations
Nice and fast, but not immediately obvious where to download insurance certificate.
Charles Brooks
Consultancy Occupations
Highly recommended way of doing business insurance with out hassles and cost effective
Peter Digby
Manufacturing
They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn
Monique Princen
Information Technology
Easy to deal with; did as they said. ie when I asked them to call back they did.
Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A
Alisa Drewett
Medical
I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.
Tina Buckler
Allied Health
Extremely easy, user-friendly online purchase process, really good.
But like all insurance the value isn?t known until you need to make a claim.
I hope if that?s ever needed, that process and customer service is equally as good.
Angela Clarke
Information Technology
The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover
Quentin Duff
Trades & Services
IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE
Janette Wallbutton
Real Estate
Would prefer payment methods other than credit card. Being able to pay direct from my business bank account using Poli or other system would make life easier.
John Cleveland
Information Technology
Its been very easy to re-instate my isurance for the next 12 months. I do not really have any additional comments to make because i have not been provided any special service. I would definitely do business with you again
Sharon Williams
Information Technology
To become a sole trader in New Zealand, you must have:
You will also need to advise Inland Revenue that you've become a sole trader and you'll need to register for GST if you earn over $60,000 a year.
Professional Indemnity
Giving advice or providing recommendations doesn't come without risk. That's why Professional Indemnity (PI) insurance is designed to provide the essential financial protection you need as a Consultant, to safeguard your business for claims made against you if you make a mistake, or are perceived to have made a mistake. After all, your business is your livelihood, so protecting it is paramount.
Our comprehensive Professional Indemnity insurance covers a broad range of consultancy occupations, including:
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Public Liability insurance is a no-brainer when it comes to offering consultancy services. When you are dealing with clients on a regular basis, whether at your office or theirs, you will be exposed to many potential mishaps - something as simple as accidentally spilling coffee all through a clients laptop could end up costing you a couple of thousand dollars.
Public Liability insurance will protect you from any financial losses which may arise from a claim of third party property damage or accidental injury (not covered by the ACC) to save you from having to pay from your own hip-pocket.
Your clients are your bread and butter, but where would you be without your business assets? Business Insurance allows you to select the types of coverage that best suit your business, like contents, to protect against fire, earthquake, theft, vandalism and accidental damage.
Chances are you store valuable and sensitive client information online, which you need to protect. In today's digitalised world, cybercrime and data breaches are common. Sensitive data can be compromised, resulting in very expensive costs, not to mention the potential irreparable damage it can cause to your business' reputation.
Cyber Liability insurance is designed to protect your business against the costs and legal expenses if your network is hacked and if sensitive client information is stolen.
