Equipment Insurance Coverage
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What is Business Insurance
... specialists and real estate agents, Business Insurance provides coverage for many different types of small ... it makes sense to protect them with Portable Equipment or Tool insurance. This will provide cover for tools if ...
read moreWhat does business insurance cover
... stock at home, make sure that you have adequate coverage in place to ensure it is covered if a claim were to occur. My business is mobile, will my Portable Equipment insurance protect me anywhere? The good news is your ...
read moreBusiness Insurance
... equipment, tools and valuable property anywhere in New Zealand. Cyber liability insurance is a type of business insurance ... policy details to check on coverage. How do I make a claim on my insurance policy? Need to make a ...
read moreDo I need Business Insurance
... third parties for accidental personal injury or damage to their property Portable Equipment cover*: Keeps your tools protected from theft or damage Business insurance may be a requirement of your contract it can help to ...
read moreBizSave
... theft of your portable equipment, damage to your premises or contents, or the possible financial loss from an interruption to your business. So why not be more prepared by taking out Business Insurance ? BizCover gives ...
read moreBizCover and n3
... you and big to us! We believe that getting your business insurance sorted should be simple and hassle-free, leaving you time to ... buildings you own, your contents, stock and equipment against loss or damage due to an ...
read moreBusiness Insurance FAQs
... needed to make a potential claim, a drama no business owner wants to be faced with! It's no secret that insurance can sometimes be a bit confusing and like a language of its own right? We don't believe in using jargon ...
read moreFrequently Asked Questions
... either pay online or over the phone.Quotes are valid for 30 days. If you don't wish to purchase the insurance policy straight away, you'll be provided with a username and password, where you can retrieve your quotes at a ...
read moreBizCover and Boost Your Business
... teamed up with Boost Your Business so that you don't have to do the research or the calling around to different insurance companies - we've done that for you. With just a few clicks or a quick phone call, you can compare ...
read morePriceme
... . We have teamed up with PriceMe so that you don't have to do the research or the calling around to different insurance companies - we've done that for you. With just a few clicks or a quick phone call, you can compare ...
read morePortable Equipment Insurance, A Guide For Contractors
... may have business insurance for already in place, and that's where Portable Equipment insurance* can lend a ... unsure double check with your insurance agent about your level of coverage and the details. Typically include ...
read moreHow To Avoid These Mistakes When Buying Business Insurance
... options we offer include: Professional Indemnity insurance* Public Liability insurance* Cyber Liability insurance* Business Insurance* Portable Equipment insurance* There are other coverages available on the market. It's ...
read moreWhat Is Inside A Business Insurance Pack?
... Insurance Pack offering: Building insurance* Contents insurance* Portable Equipment insurance* Cyber Liability insurance* Business Interruption insurance ... different types of coverages. Building insurance: Covers physical ...
read moreInsurance for Bookkeepers
... you own, as a result of an insured event (such as fire, storm, wind). Portable Equipment: Portable Equipment insurance (also known as General Property insurance) covers you for loss and damage to items of portable ...
read moreInsurance for Marketing and Multimedia Professionals
... Consider protecting your marketing and multimedia equipment with Portable Equipment insurance* if you take things like ... multimedia business you are running The type of coverage you take out Your excess The level of cover ...
read moreComplete Guide to Business Insurance
... . Some of the types of business insurance coverages available include: Building/ property (Public Liability) Property (Contents) Portable Equipment (e.g. glass, electronic equipment) Business Interruption Why do I need ...
read moreWhat you need to know about Business Interruption Insurance
... expenses (such as continuous expenses such as equipment leases or rent). Research has demonstrated that ... type of cover available. How much Business Interruption insurance coverage does my business need? Spend some time ...
read moreWhat Insurance do Beauty Salons Need?
... could damage your equipment, stock, and building itself. Break-ins, theft, and unplanned business interruptions might make it impossible to see your clients. You may want to consider insurance coverage that can help ...
read moreUnderstanding Insurance, Part 3: Business Insurance
... business. Some of the types of Business Insurance coverages available include: Building Property Portable Equipment Business Interruption Why do I need to consider Business Insurance ? Your business assets are what help ...
read moreWhat Insurance Policies do Yoga Studios Need?
... could damage your building, equipment, and retail stock. You might also want protection against break-ins, theft, and unplanned business interruptions. Business Insurance is a coverage package designed to provide cover ...
read moreInsurance for Photographers
... online purchase - no paperwork Compare quotes instantly from leading insurers Insurance for Photographers Coverage for photography equipment Compare quotes instantly from leading insurers Instant online purchase - no ...
read moreInsurance for Yoga Teachers
... lost, damaged or stolen. Portable Equipment insurance covers loss and damage to your tools and equipment due to theft, fire and other perils listed in the wording. This coverage applies anywhere in New Zealand. Property ...
read moreInsurance for Carpenters
... unique demands of your carpentry business. Carpenters might consider including these coverages in their Business Insurance package: Portable Equipment Insurance* What's a carpenter without their tools? If your tools or ...
read moreInsurance for Sole Traders
... cover your portable equipment and loss of revenue due to business interruption in specified circumstances. A Business Insurance package can be tailored to protect you from multiple risks. It can include coverage for the ...
read moreInsurance for Psychologists
... Psychologists may build a Business Insurance package that includes coverage for: Business Interruption* ... accept payments. Portable electronic equipment insurance covers portable computer equipment and cell phones anywhere ...
read moreInsurance for Designers
... *. Chances are you may work with expensive equipment and other business assets that help to bring your designs to life. Business Insurance* offers a variety of different coverages to safeguard the nuts and bolts that ...
read more6 Essential Types of Business Insurance in New Zealand
... also cover your portable equipment, and loss of revenue due to business interruption in specified circumstances. These are some of the different types of business insurance coverage options that are available: Building ...
read moreInsurance for Personal Trainers
... get the job done. These are some types of business insurance coverages to consider: Portable Equipment cover* : Covers you for loss and damage to your tools and equipment due to theft, fire and other perils listed in the ...
read moreWhat Photographers Need to Know About Business Insurance
... ) , subject to policy sub-limits Property (Contents)* Property insurance provides coverage for loss or damage to your business contents, stock and equipment caused by fire and other perils. The policy may provide cover ...
read moreInsurance for IT Professionals
... , you can compare quotes from leading NZ insurers and find the coverage you need, in minutes. Did you Know? For some IT ... of completing your work? Taking out Electronic Equipment insurance gives you that peace of mind if ...
read moreInsurance for Immigration Advisers
... policy can also cover your portable equipment, and loss of revenue due to business interruption in specified circumstances. These are some of the different types of business insurance coverages you may need to consider ...
read moreInsurance for Engineers
... location. Portable Equipment insurance* – Covers you for loss and damage to your tools and equipment due to ... ensure you have the appropriate coverage in place. How much does business insurance cost civil engineers? No two ...
read moreInsurance for Painters
... industry boards. Business Insurance* – Your painting tools and other business assets help you get the job done, so consider protecting them with coverage options like Tool and Portable Equipment cover and Contents for ...
read moreA Tradies Guide To Getting Your Business Insurance Sorted
... are some of the typical reasons and types of business insurance coverages you may need as a tradie and why they ... provided by the ACC Known claims and circumstances Portable Equipment* You rely on your tools to help you ...
read moreInsurance for Massage Therapy
... to include coverage that fits the unique needs of a massage therapist. Massage therapists often consider creating a Business Insurance package that includes: Portable Equipment Insurance* Mobile massage therapists ...
read moreTradies Guide to Business Insurance Packages
... risk profile, will determine the types of business insurance you require and the amount of coverage you may select for your business. Tool and Portable Equipment Insurance As a well-equipped and busy trade professional ...
read moreInsurance for Mechanics
... Insurance policy can also cover your portable equipment, ... insurance is a type of business insurance which protects your business against both the legal costs and expenses related to cybercrime incidents. Your coverage ...
read moreInsurance for Allied Health Professionals
... Get coverage immediately Why Do Allied Health Professionals Need Business Insurance? ... like business assets with contents, building and portable equipment insurance Holding valuable information like your customer files and ...
read moreBusiness Insurance Health Check Part 2
... are still insured for these activities with the type of coverage and type of business activities your policy is in ... accidental damage). A Business Insurance policy can also cover your Portable Equipment, and loss of ...
read moreInsurance for Tradies
... know that Portable Equipment insurance can protect your tools anywhere in New Zealand? Portable Equipment only provides cover ... contained in this page is general only. Coverage for claims on the policy will be determined ...
read moreInsurance for Cleaners
... adds up, that's where Portable Equipment insurance can help provide some protection if they were lost or stolen Business Insurance offers a range of various coverages to help provide protection for different areas ...
read moreA Designer's Guide To Understanding Cyber Liability Insurance
... briefs for clients! From Cyber Liability insurance to cover for Professional Indemnity*, Public Liability* and Portable Equipment insurance*, BizCover has a range of insurance options to protect your design business ...
read moreInsurance for Travel Agents and Tour Operators
... policy can also cover your portable equipment, and loss of revenue due to business interruption in specified circumstances. These are some of the typical types of business insurance coverages you may need to consider ...
read moreSurprising Ways That Business Insurance Can Help Your Business
... lay themselves! Portable Equipment insurance covers you for loss and damage to your tools and equipment due to theft, ... various different exposures to risks. Having the coverages that are going to help your business for ...
read moreInsurance for Education Consultants
... insurance coverages available for educational consultants like Public Liability, Professional Indemnity, Business Insurance ... with Portable Equipment insurance anywhere in New Zealand. Insurance for Education Consultants ...
read moreWhat every New Zealand tradie needs to know about insurance
... things that you rely on most? That's where Portable Equipment*cover can give you some much needed peace of mind. You ... your business with Cyber Liability insurance *. Your coverage may generally include cover for expenses ...
read moreWhat is Tool Insurance and why do Tradies need it?
... for the long run. Things like Tool insurance* (also known as Portable Equipment cover) are the kind of safeguards that ... isn't a one-size fits all coverage. Does your Tool insurance policy protect your tools anywhere in ...
read moreWhy You Should Review Your Business Insurance
... details of your business insurance policy. The first step to knowing what your coverage includes is to ... , you may have purchased more business assets like equipment to help your business grow but haven't increased ...
read moreBusiness On The Go? Be In The Know About Business Insurance
... when considering which business insurances to look at for your mobile business: Do you require coverage for the stock I ... If you're using things like lead cables, gym equipment or hair and beauty products be aware of how ...
read moreThings to consider when purchasing business insurance
... coverage options. Not only is there the risk side of things to think about but for some professions, business insurance ... accidental damage). A Business Insurance policy can also cover your portable equipment, and loss of ...
read moreDisaster Planning – Business Insurance And Preventive Measures To Help
... of or damage to items such as business equipment, stock, plant and machinery, records, fixtures and ... your business insurance keep the following things in mind: Do you have the appropriate kinds of coverages in place ...
read moreInsurance For Cafes and Restaurants
... equipment due to theft, fire and other perils listed in the wording, anywhere in New Zealand. A Business Insurance ... of food business you are running The type of coverage you take out Your excess The level of cover Your ...
read moreInsurance for Contractors
... cover your portable equipment and loss of revenue due to business interruption in specified circumstances. A Business Insurance package can be tailored to protect you from multiple risks. It can include coverage for the ...
read moreInsurance for Accountants & Tax Agents
... an inadvertent error with Cyber Liability insurance, which provides coverage for expenses like data and recovery ... as the things inside it, like your office equipment. Cyber Insurance can help protect you in the event of a ...
read moreCyber Liability Insurance
... insurance which protects your business against both the legal costs and expenses related to cybercrime incidents. Your coverage ... Do you have an IT register for IT equipment like laptops and mobile phones to track which ...
read moreInsurance for Real Estate Agents
... A Business Insurance policy can also cover your portable equipment, and loss ... of revenue due to business interruption in specified circumstances. Let's take a look at these different types of coverages ...
read moreInsurance for Mortgage Brokers
... a financial loss. Without professional indemnity insurance coverage, you could find yourself personally liable ... that you have manufactured or sold Inappropriate equipment installation that causes damage to property Injury ...
read moreTradie insurance- how to get a quote quicker than a smoko
... then help to narrow down the type of business insurance coverages that may be appropriate to protect your business. For ... Liability insurance* Tool and Portable Equipment cover* Business Pack* Cyber Liability insurance* To ...
read moreCyber Liability Insurance Explained
... not covered by Cyber Liability insurance? Replacement equipment Property damage Prior known ... The type of activities your business performs The amount of coverage you select Claims history When you run your own business ...
read moreManaging Your Business Insurance During Inflation
... Reviewing your business insurance policies is also an opportunity to see if the type of coverages you have in ... dramas! Whether it is Building insurance* for your warehouse or Portable Equipment cover* for your personal ...
read moreCyber Insurance - Is it worth it?
... .In fact, it's probably worth significantly more than the equipment on which it is stored. . , In the event ... , and data loss. Cyber liability insurance provides comprehensive coverage for the various cyber risks that are ...
read moreWhat does Public Liability Insurance Cover?
... have manufactured or sold Inappropriate installation of equipment causing damage to property Injury, illness or ... Liability coverage in place before they even step on site to start work. Public Liability insurance is ...
read moreInsurance for Shop Owners
... why there isn't a stock-standard price of business insurance for shop owners. When calculating the price of your ... The type of shop you are running The type of coverage you take out Your excess The level of cover Your ...
read moreA Designers Guide To Understanding Portable Equipment Insurance
... without having the right tools in place to help you complete the task at hand. How much does Portable Equipment insurance cost designers? How long is a piece of sewing thread? There's no one size fits all pricing when ...
read moreWhy Insuring Your Tools Of Trade And Portable Equipment May Help Your Business
... are a sole trader or run a small company, Portable Equipment and Tool cover* is something to consider and just might ... not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions ...
read moreTool and Portable Equipment Insurance
... replace them all without impacting your business' hard-earned savings? Did you know? Your Tool and Portable Equipment insurance covers you anywhere in New Zealand, so you're protected no matter where your work takes you ...
read moreHow tradies can take the pain out of claim time
... , your tools are essential to getting the job done and losing them would be a disaster. Thankfully, Portable Equipment insurance * is there to cover you for loss and damage to your tools and stock due to theft, fire ...
read moreInsurance for Handyman
... damaged. Paying out of your pocket to replace them is a setback that you cannot afford. Portable Equipment insurance covers damage to your contents and stock, due to fire and other events listed within the policy wording ...
read moreInsurance options to protect your cleaning business
... , it would be hard for you to get the job done. That's where Portable Equipment cover * comes into play. Portable equipment ( or general property ) insurance provides cover for specified items such as tools, business ...
read moreInsurance for Plumbers
... lost or stolen, could throw a real spanner in the works, something you could do without. That's where portable equipment insurance can save the day. It provides cover plumbing tools for loss of or damage to items such as ...
read moreCost Saving Tips For Contractors
... it a few times a year. If the cost to rent the equipment is less than how much you would spend to own it with ... your day. If you'd like to chat about your contractor insurance needs you can reach us at 0800 249 268. *This ...
read moreInsurance for Beauty Salons
... to do business, if you are at risk, it might be good to have protection in place. Insurance for your stock, portable equipment for mobile salons, and the other things you need to run your business smoothly can be helpful ...
read moreTips for How to Start a Carpentry Business
... with the appropriate government departments Find appropriate financing options Invest in quality equipment and tools Look into business insurance options that may fit your needs Consider hiring professionals to help take ...
read moreNinja Fitness wins the 3rd BizGiver Grant
... to starting the new year with a lot more pieces of equipment which she knows her clients will love learning to use. ... lifestyle makes me extremely happy.” Get your insurance with BizCover ! Visit Ninja Fitness' Website ...
read moreA Tradies Guide To Protecting Tools
... you may be familiar with policies like Public Liability, did you know there is insurance available specifically for your tools? Portable Equipment cover, also known as tool cover, covers you for loss and damage to your ...
read moreIs Public Liability enough for your cleaning business?
... put you under financial stress. This is where Portable Equipment insurance* can be important. Also known as General Property insurance, Portable Equipment insurance can cover you for damage to your contents and stock ...
read more4 Areas You May Not Have Thought Business Insurance Covers
... always back up information stored on portable electronic equipment. Building If you own your building would you ... time to do it. BizCover offers a range of insurance solutions to protect your business. You can tailor a ...
read moreInsurance for Hairdressers
... your business premises to the theft or damage of your expensive hair styling equipment. These are few examples of how business insurance can help to protect your hairdressing business: Claims from an annoyed client for ...
read moreHow to start an online retail business in 5 steps
... Contents and stock* Provides coverage for loss of or damage to items such as business equipment, stock, plant and ... payment equipment such as EFTPOS machines. Portable equipment or general property insurance covers ...
read moreWhat are the Risks in Running a Hair and Beauty Salon?
... others you might consider needing a beauty salon insurance policy to offer protection. This short business guide ... are various risks associated with your stock, contents, equipment, and the building itself. From theft to ...
read moreAm I Ready To Start A Trade Business?
... 't come cheaply. From tools, vehicle expenses, licence fees, rent, wages, business insurance (including Public Liability insurance and Tool and Portable Equipment Insurance ), there can be a lot of up-front expenses and ...
read more5 Tips to Avoid Tradie Tool Theft
... remotely via an app, so you can keep watch on them 24/7. 5.Protect your tools with Tool and Portable Equipment insurance Running your own tradie business means you've got a lot of your plate but looking at tradies ...
read moreThe basics of business insurance for all trades of life- a lingo free guide
... occurs (such as fire, storm, theft or even accidental damage). A Business Insurance policy can also cover your portable equipment, and loss of revenue due to business interruption in specified circumstances. Business ...
read moreHow Plumbers Can Protect their Business with Public Liability Insurance*
... unfortunately , thieves can strike anywhere at any time. With Portable Equipment insurance your tools are protected anywhere in New Zealand . . With Portable Equipment insurance in place, you don't have to worry how you ...
read moreHow To Protect Your Plumbing Business With Public Liability Insurance
... unfortunately, thieves can strike anywhere at any time. With Portable Equipment insurance your tools are protected anywhere in New Zealand. With Portable Equipment insurance in place, you don't have to worry how you are ...
read moreWhat are the Risks in Running a Yoga Studio?
... Professional Indemnity *; Public Liability *; Business Insurance *; Business Interruption *; Portable Equipment Insurance *; and Building And Contents Insurance *. Business insurance for yoga teachers can reduce business ...
read more4 Things To Check Before Buying Your Business Insurance
... occurs (such as fire, storm, theft or even accidental damage). A Business Insurance policy can also cover your portable equipment, and loss of revenue due to business interruption in specified circumstances. Portable ...
read moreManaging your Public Liability risks as a tradie
... proper coverage in place. Things can change quickly, and the type of Public Liability insurance ... insurance for tradies or other business insurance options like Tool and Portable Equipment cover*, Cyber Liability insurance ...
read moreInsurance for Counsellors
... occurs (such as fire, storm, theft or even accidental damage). A Business Insurance policy can also cover your portable equipment, and loss of revenue due to business interruption in specified circumstances. Business ...
read more7 Money Saving tips for Small Business in NZ
... goods ranging from office supplies through to equipment like furniture, coffee machines, laptops or ... best of us. Taking the time to get your business insurance * sorted is something that should be part of your business ...
read moreInsurance for Architects & Designers
... . They may also have their own offices to consider, including any equipment, tools, and client information that may be stored there. There are different insurances to protect against each of these risks. It may be wise ...
read moreHow to Start a Hair Salon Business
... you may begin, including a certificate of registration, purchasing the right equipment, and choosing the right beauty salon insurance. Getting experience Before delving into starting your hair business, ensuring you ...
read moreBusiness Risk: What Isn't Covered and Why it Matters
... your coverage includes is to understand its purpose. This will depend on the type of your insurance. Read ... might be hiring or firing staff, purchasing new equipment, changing your processes or taking on considerable stock ...
read more16 Tools Every Carpenter Needs!
... Screwdrivers A set of screwdrivers is another essential piece of equipment. Choose a set with both flathead and Phillip's heads ... or having your tools stolen. Without insurance coverage, the cost of fixing the situation ...
read moreHow to Open a Yoga Studio
... to purchase the equipment outright. Yoga teachers who operate their own yoga studio in New Zealand can enjoy peace of mind by reducing the risks to their business via business insurance such as yoga insurance. And a ...
read moreDo Hypnotherapists need Business Insurance?
... occurs (such as fire, storm, theft or even accidental damage). A Business Insurance policy can also cover your portable equipment and loss of revenue due to business interruption in specified circumstances. C ustomise ...
read moreIs it time to give your retail business an insurance health check?
... important, but so is your stock, equipment, and commercial premises. From fires to theft, the risk to your assets could have changed since you reviewed your policy. Business Insurance * is a package designed to provide ...
read moreHow Much Does It Cost To Recover Lost Data?
... recovery job is unique : Some jobs require no special equipment and take only a few minutes to complete. Some jobs ... not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and ...
read moreHow To Increase Your Profit As A Tradie
... from third party property damage and accidental injury. Tool and Portable Equipment Insurance: Covers you for loss and damage to items of portable equipment associated with your business. These can include tools of trade ...
read moreHow To Grow Your Trade Business In 2023
... from third party property damage and accidental injury Tool and Portable Equipment Insurance: Covers you for loss and damage to items of portable equipment associated with your business. These can include tools of trade ...
read moreReviews related to Equipment Insurance Coverage
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Prompt, professional, ease of purchase…and competitive pricing
Viraj M.
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I have already given feedback. Really easy and have referred several colleagues to you over the years
Judy O.
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Quick and hassle free insurance cover for small businesses.
Kelvin C.
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I rang several insurance brokers/company and this was the one that gave me the quickest, easiest quote without having
all my personal detail and having to wait for someone to call me back! Thanks.
Sharon
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Easy process with reminders coming through on when to renew insurances by.
Brett S.
Did You Know?
Business Insurance policies are made up of many different insurance products that you can tailor to the needs of your business. From your building, the contents of that building and the data that your business relies on.
What it typically covers
- Material damage loss for your physical assets
- Financial loss due to Business Interruption
Choose cover options below!
What is NOT covered?
- Negligence/breach of duty arising from an act, error or omission as a result of your professional services
- Claims arising from damage to third party property or personal injury
- Known claims and circumstances
Protect your business today.
Cover Explained
Select the cover options needed for your business:
Building*
Building cover protects you from the cost of repairing or reconstructing buildings your business owns as a result of fire and other perils.
This includes protection for things like fixed signs and lettering, tanks, poles, power lines and their supports, walls, gates, fences and landscaping. You also can get optional cover for natural disasters, including earthquake cover**.
Contents*
Property (Contents) cover protects you from the loss or damage to your contents, stock and equipment caused by fire and other perils.
It includes cover for money, theft equipment breakdown and seasonal stock increase. It also covers the costs to replace internal or external glass that is damaged or broken, such as windows, mirrors or porcelain.
You can also get optional cover for natural disasters, including earthquake cover**.
Cyber Liability*
Cyber liability insurance is a type of business insurance product which covers your business against both the legal costs and expenses, including compensation payments, related to cybercrime incidents. Your coverage may include cover for expenses and legal costs relating to data breaches, theft or loss of client information, business interruption costs, forensic investigation, data recovery, extortion, and fines and penalties.
It also could generally cover crisis management costs to restore your businesses reputation after an attack or data breach and legal costs from any ensuing civil action taken against you or your company.
Business Interruption*
Business Interruption cover protects you from the loss of income and some of the increased costs of running your business as a result of interruption caused by events covered under your policy.
You can also get optional cover for natural disasters, including earthquake cover**.
Portable Equipment
Portable Equipment cover protects you from the loss or damage to portable equipment, tools and valuable property anywhere in New Zealand. You can select your own cover limit and cover the loss of things like laptops and mobile phones anywhere in the world
Covers loss or damage of laptops and mobile phones anywhere in the world.
How much does Business insurance cost?
No matter if you sell fishing tackle or lollipops, no two small businesses are the same. Each business has its own set of risks to deal with and these risks effect what cover you may need. That’s why there isn’t a stock-standard price of business insurance. When calculating the price of your policy, there are many factors that are taken into consideration.
Some of these may include:
- The size of your business
- How many staff you have
- The type of small business you are running
- The type of coverage you take out
- Your excess
- The level of cover
- Your claims history
- Your shop’s location
Why choose BizCover for your business insurance?
At BizCover, our task is to make business insurance a stress-free experience. Our platform is designed to help you compare quotes and get the right cover you need so you can get back to more important things like running your business. But if you are still not convinced, here are a few other reasons why you should choose BizCover for your business insurance.
New Zealands’s number one online insurance business
We take pride in the 10,000 small businesses we have helped already… and counting.
Clear and competitive pricing
You can compare and choose from a range of competitive prices right there on your screen. Seriously.
Built for small business
We know insurance and what makes small businesses tick.
We won’t bore you with jargon
We’re not fans of complicated insurance speak, so we talk to you in plain English. If you want to brush up on your Latin, look elsewhere.
Frequently Asked Questions
Is Business Insurance Mandatory?
While there is the flexibility to choose what sort of cover you want for your business and the level of cover, there may be some situations where certain types and levels of cover are mandatory.
For example Public Liability or Professional Liability insurances are a common requirement for individuals who work on certain contracts, especially within the government sector. This is sometimes the case when becoming a member of certain industry bodies and boards.
Does Personal Insurance Cover Business Insurance?
It’s important to be aware that your personal insurance may not cover your business assets or property. If you have a home-based business, things like your home and contents insurance policy may not extend to provide cover for any liabilities which may relate to your business. You should check your policy details to check on coverage.
How do I make a claim on my insurance policy?
Need to make a claim? No dramas! We’re here to assist you through the process and get you back to business. Simply download, complete the Claim Notification Form and return to claims@bizcover.co.nz. We’ll manage the process with the insurer for you, whilst our dedicated claims consultants keep you informed every step of the way. Alternatively, if you would like to contact us by phone, our customer service team are here to help you on Ph. 0508 249 268
*This information is a general guide only and does not take into account your objectives, financial situation or needs. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice. BizCover Limited is owned by BizCover Pty Ltd (ABN 68 127 707 975).
**Cover for natural disasters is subject to the location of your business and is not available to all postcode areas. Sub-limits and conditions apply. Refer to the policy wording.
Need Help?
Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals.
You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents.