GET QUOTES & BUY Life is already dramatic. Business insurance doesn’t have to be.

Drama Free Business Insurance

Life is dramatic enough but getting your business insurance doesn’t need to be. At BizCover, we understand small businesses and the balancing act of trying to save both time and money, and while your to-do list may be growing, putting off your business insurance is one thing that cannot be pushed aside.

The reality is that accidents can happen at any time and the last thing you need to be worried about is dealing with a claim – now that’s really dramatic! It’s important to have the right types of insurance in place to safeguard your business and this is a vital step to staying in business for the long haul.

Incidents can happen in an instant, and the impact on your business’ finances and reputation can be devastating. From a customer accidentally tripping and hurting themselves at your business premises to a cyber attack on your digital systems, these are just some of the dramas that your business can do without.

With over 10,000 New Zealand small businesses trusting us for their drama free business insurance needs, explore a hassle-free experience allowing you to:

  • Pay your premium monthly or annually
  • Save yourself time and money
  • Receive your documents instantly upon payment
  • Get online cover – no paperwork required

Insurance by Industry

At BizCover we understand there is no “one size fits all” solution for small business insurance, each business is unique so we provide different cover options for over 1,000 occupations across New Zealand.

As examples, if you work in one of the industries listed below, then having business insurance may be suitable for you.

Protect your business today.

Insurance Options to Consider

At BizCover, we make the process of getting business insurance as easy as possible. While you are busy growing your business, leave all that dramatic shopping around for your business insurance with us. We will provide multiple quotes from a great range of trusted New Zealand insurers, so you can compare policies and get covered quicker than you think. These are some insurance options you might want to consider:

Professional Indemnity Insurance*

Covers you for losses claimed by a third party due to alleged negligence in your professional services or advice. This also includes cover for your legal costs.

Public Liability Insurance*

Protects you and your business from a third party claiming that your negligent business activities caused property damage or personal injury not covered by the ACC.

Business Insurance*

Tailored cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). It can also cover your portable equipment, and loss of revenue due to business interruption in specified circumstances.

Statutory Liability Insurance*

Protects you, your business and your employees against certain breaches of some New Zealand laws (not criminal laws though).

Cyber Liability Insurance*

Protects your business against expenses (including compensation payments) and legal costs related to cybercrime incidents. Coverage may generally include cover for data breaches; being hacked; or the theft of sensitive client information.

Employers Liability Insurance*

Protects your business against claims from an employee who has suffered injury or illness arising out of his or her employment where the Accident Compensation Commission (ACC) does not provide cover.

*This information is a general guide only and does not take into account your objectives, financial situation or needs. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

Need Help?

Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. 

You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents. 


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