Why do Personal Trainers need it?
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Did you know?
Your professional indemnity policy covers the cost of defending allegations of professional negligence against you and not just the settlement amount.
Insurance for Personal Trainers and Fitness Professionals
Combined Professional Liability Package
Getting people into shape and feeling great is your ultimate goal, meaning you will often be providing advice and tailored fitness programs to suit your client’s particular needs. But if something was to go wrong, or even perceived to go wrong, you could be held liable. Unfortunately, accidents happen, mistakes happen and accusations are can be made, however right or wrong they may be.
Having a combined Professional Liability package provides the financial protection you need against losses which may be incurred for any action taken against you for a combination of reasons.
It includes Professional Indemnity and Public Liability cover to provide you indemnity for injury or damage caused by or arising from an tuition instruction or advice given by you, as well as cover for accidental injury or damage to third party people and property.
In addition, it’s likely a requirement to provide your own insurance if you are contracted to a gym or fitness studio, or for obtaining council permits for working in public outdoor areas.
Being a personal trainer often means your office travels with you, carrying around bags of expensive fitness equipment. That’s why it is worth considering Portable Equipment cover, to protection your equipment against loss, damage, or theft.