Insurance for Plumbers

Employers Practices Liability*

Employment Practices Liability (EPL) Insurance* is designed to help employers minimize the risk and potential cost of claims taken against them by employees. Covered claims may relate to allegations of discrimination, unfair dismissal and sexual or workplace harassment.

Statutory Liability*

Statutory Liability insurance* protects you, your plumbing business and your employees against certain unintentional breaches of some Australian laws. It will also cover the costs of representation related to investigation costs for alleged breaches, as well as defence costs and fines or penalties payable following a conviction.

Tool insurance (Portable Equipment cover) *

Operating as a plumber your tools are your livelihood and the value of these items, like hammers, electric eels, tube cutters, and your toolbox adds up quickly, and are most likely worth a mint.

Being caught without your tools because they were lost or stolen, could throw a real spanner in the works, something you could do without. That’s where portable equipment insurance can save the day.

It provides cover plumbing tools for loss of or damage to items such as business equipment, stock, plant and machinery, records, fixtures and fittings and furniture belonging to you at the insured location.

It also can provide protection to your tools anywhere in New Zealand, so you can rest assured knowing that you always have some kind of cover in place to protect them, no matter where your work may take you.