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... explain what professional indemnity insurance is and why it might be important ... for your business. What is Professional Indemnity Insurance ... this article, we explain what professional indemnity insurance is and why it might be important for your business. What is Professional Indemnity Insurance? Professional Indemnity Insurance is a form of business ...read more
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It's important to understand the difference ... Professional Indemnity and Public Liability insurance as the two types of ... . Public Liability Insurance ... who are required to have professional indemnity insurance by law An example of some professions that require PI cover are: health practitioners, IT contractors, management consultants, accountants and real estate ...read more
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Why do Recruitment Consultants need it? Recruiting the right employees for your clients is your expertise and getting you the right insurance is ours. With just a few clicks or a single phone call, you'll get multiple ...read more
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As a plumber you are faced with different challenges every day, one minute you're fixing a burst pipe, next youre unplugging a drain, no two days are ever the same! ... the different levels of cover? Each business is different and will require its own level of Public Liability insurance to suit its specific needs. BizCover offers four different levels of cover rang ing ...read more
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Why do Engineers need it? Insurance for engineers is all about safeguarding you against professional risk. There is a wide range of circumstances when engineers may face legal liability challenges from their clients. As ...read more
... or misrepresentation or a breach of statutory rules. Public Liability This insurance is an essential component of any business insurances. It covers your liability to third parties for any property damage and or ...read more
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Reviews related to it sole trader insurance
Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.
They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn
Its been very easy to re-instate my isurance for the next 12 months. I do not really have any additional comments to make because i have not been provided any special service. I would definitely do business with you again
All good and professional apart form the call back time. I was rushed into agreeing that I had read and understood things that I had not even seen. It would have been better to explain that the call was going to take over 10 minutes and there there were a
The website was v easy to use. I could answer all the questions. It was a simple quick process, I was impressed. Thanks First Advice's quoting system does my head in, you have to be clued to the instructions, this was a breath of fresh air.
The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover
Trades & Services
It was grate and on timings,fast,good customer services.
Trades & Services
Awesome experience. Talking to a real person that had a pleasant persona. Was just so easy and I think it was Aaron?? was great to deal with. Gave us some discount as we are recognised as an existing client which is always a good feel thing and also that
Trades & Services
Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A
Highly recommended way of doing business insurance with out hassles and cost effective
Nice and fast, but not immediately obvious where to download insurance certificate.
Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu
I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.
I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!
IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE
It was easy and fast to attain.
Jason Te Kare
Very good and it is helpful
Television Antennae Installation
It was a very sttaightforward process
made it very easy to renew excellent
It was quick & I had my questions answered promptly The only issue was understanding the accent of the person I was speaking to
Thanks so much for the clear information and for making it so easy amd hassle-free!
It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me. Definitely r
excellent and quick
Trades & Services
Awesome very easy to use and not complicated to use
Ross and Jenny Fletcher
Trades & Services
quick and easy.
Trades & Services
A real person promptly answered my phone call - no redirection / no music while holding!! Quick and efficient answers to my questions.
Trades & Services
Follow up was not what I required. To long to get feedback on queries.
Trades & Services
Very quick polite and easy to deal with. Happy with service provided
Trades & Services
Excellent online service, frequent reminders of the expiry date, and a reasonable cost for the protection.
Trades & Services
I was impressed with the quick service and how able they could ask my questions
Trades & Services
Easy very grateful thankyou
Trades & Services
Prompt response to my initial enquiry and subsequent questions about the policy.
Trades & Services
have referred a work mate to BizCover, overall happy
Trades & Services
Did you Know?
For some IT professional claims, there can be a grey area as to whether the claim falls under a Professional Indemnity or Public Liability policy, so it's wise to consider a liability package with combined cover from the same insurer. That way there will be no dispute between insurers as to which cover should respond to the claim.
Insurance for IT Professionals
Professional Indemnity Insurance
Professional Indemnity (PI) insurance provides essential financial protection for IT Professionals against potential losses arising out of their professional service or advice. This can include but is not limited to: acts, errors or omissions made by you or your employees; loss of documents or data; and intellectual property disputes among others.
IT professionals often require a set level of PI cover to comply with professional association requirements; professional standards legislation, or to meet the requirements of various clients. More and more companies that hire independent IT contractors insist their contractors hold PI insurance before considering them for a contract.
Professional Indemnity insurance for IT professionals covers a broad range of modalities, including:
Chances are, you visit client premises to install and maintain their hardware and IT systems or they may come to you, leaving you exposed to claims of property damage or injury caused to others.
Public and Product Liability insurance offers important cover for IT Professionals and their legal liability in the event of third party property damage, or the accidental injury of others (not covered by the ACC), or as a result of a product defects..
Each and every business is different, and that's where Business Insurance offers a suite of options to cater to your individual business needs, from material damage, loss, to the breakdown of important electronic equipment and business interruption.
As an IT professional, below are some of the coverages you may want to consider to keep your business as 'all systems running':
- Building and Contents - if you have an office, do you have insurance in place for your contents or any buildings you own? Could you afford to repair or replace all of your IT equipment, furniture, etc. in the event you suffered a fire, earthquake or theft?
- Electronic Equipment -if you were to experience a breakdown of your important electronic equipment, could you cover the cost of repairs, restoration of electronic data, and even any additional cost of completing your work? Taking out Electronic Equipment insurance gives you that peace of mind if something were to go wrong, your downtime would be next to none.
Working within the IT industry, you would be more than mindful of the types of potential malicious cyber threats and data breaches which could harm any sensitive client information you may be storing. The cost of a breach could not only damage the functional side of your business but could also take a toll on your business' reputation.
Cyber Liability Insurance covers the costs which can be incurred following a data breach or having your system hacked. It typically covers investigation and data recovery costs, extortion costs, fines and penalties and PR/crisis management costs.