Affordable Business Insurance For Handyman

Affordable Business Insurance For Handyman

    • Compare Public Liability and Tool cover
    • Easy online purchase – no paperwork
    • Policy documents emailed instantly

Insurance for Handyman

... Business Insurance package: Protect your business today. Portable Equipment Insurance The success of your handyman business ... waiting for other insurance companies to contact us all day. Allan N. Handyman excluding gas, ...

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Insurance for Tradies

... Garden & Lawn Maintenance Electricians Painters Handymen Bricklayers Plumbers Tilers Concreters Claim ... your insurance. New Zealand's number one online insurance company We take pride in the 10,000 small businesses we ...

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Tool and Portable Equipment Insurance

... insurance is one of those no-brainers when it comes to protecting your valuable tools of trade. Whether you are a sparky, a plumber, landscaper or handyman ... with one of our business insurance professionals. You can also ...

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How To Start Your Own Trade Business in NZ

... can be done at the same time you register your company. If you are a sole trader or partnership, you can ... handyman, carpenter—insurance is one way to help protect your business and bank accounts. Starting a Trade Business ...

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Insurance for Real Estate Agents

... easy process Murray S. Handyman excluding gas, plumbing and electrical works Need Help? Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also ...

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Tradies Guide to Business Insurance Packages

... Insurance ) Business Insurance Business Insurance, often referred to as a 'Business Insurance Pack', provides trade business ... types of trade insurance. Whether you are a sparky, a plumber, a landscaper, a handyman, or any ...

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How much does Public Liability Insurance cost?

... when they do claims can cost thousands of dollars. Handymen, Tilers, Gardeners and Domestic Cleaners all came in ... how to get in touch with one of our business insurance professionals. You can also access quick links to ...

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Tradie Guide to Public Liability Insurance

... for tradies in New Zealand, choosing to reduce your risk via business insurance may make good business sense if you intend to operate your trade company for the long-term. Mistakes can happen, but Public Liability ...

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Am I Ready To Start A Trade Business?

... sure if you're ready to start your own small business? Here are five important questions to ask yourself and ... and managing staff; processing payroll; company vehicles; business insurance ; and multi-tasking on multiple ...

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How To Grow Your Trade Business In 2023

... risks to their business via business insurance * , including Public Liability insurance , and small business insurance. Visit bizcover.co.nz and get business insurance for your accounting small business without drama and ...

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What is Public Liability Insurance?

... court. With the right Public Liability cover, your insurance company will provide much needed funds to cover your legal costs and any compensation claims, leaving your business free of financial risk. Phew! Even the most ...

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Do Hypnotherapists need Business Insurance?

... about the types of risks that Public Liability insurance covers. However, a patient can be injured or ... similar items in your office. Insurance for Hypnotherapists Business insurance could give you greater confidence and ...

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What is Business Insurance

GET BUSINESS INSURANCE What Is Business Insurance? What Is Business Insurance? What is Business Insurance? Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and ...

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What does business insurance cover

... a chat to our friendly team to get a quote. Get more information Find out more about all thing business and insurance with our blog. These are some articles that may help provide some tips and tricks when it comes to ...

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Do I need Business Insurance

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Business Insurance

... action taken against you or your company. Business Interruption* Business Interruption cover protects you from ... how to get in touch with one of our business insurance professionals. You can also access quick links to our ...

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Business Insurance FAQs

... Service Loving the efficient way to renew business Natalie B. Massage Therapy Service I love how easy it is to do covers on bizcover compared to other insurance companies. Gwen S. Painter/Decorator Need Help? Visit ...

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Why You Should Review Your Business Insurance

... marketing campaigns and accounting just to name a few. But one thing which shouldn't be forgotten is reviewing your business insurance. It's often one of those set and forget things that we just do, but in the event that ...

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Complete Guide to Business Insurance

... is different, with their own unique factors and risk. There isn't a one-size fits all type of business insurance coverage, but there are a few things that you can keep in mind when trying to work out your coverage ...

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Business Insurance Health Check Part 2

... . In part two of our series, we look at how you can ask a few questions and give your policies a business insurance health check. Catch part one of our two-part series here to get all the tips and hints from part of our ...

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What Is Inside A Business Insurance Pack?

... ) • Legal costs from any ensuing civil action taken against you or your company Business Interruption insurance: Business interruption insurance provides cover for the loss of income and increased costs of operating your ...

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How Are Business Insurance Premiums Calculated?

... lend a helping hand when it comes to getting your business insurance arranged. Whether you are renewing your small business insurance or buying your first business insurance policy, we are there each step along the way ...

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Managing Your Business Insurance During Inflation

... comes to the impact of inflation, and in our quick guide we take a look at how inflation influences business insurance and some tips of managing your policies. Inflation in flash The Reserve Bank of New Zealand describes ...

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Saving Hacks- Business Insurance For Tradies

... when it comes to getting your business insurance sorted for your tradie business, we hear you. Whether you're ... policy, so understanding what kind of risks your tradie business is likely to be exposed to and finding cover ...

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Insurance by Industry

... Dog Walkers Education Consultants Engineers Hairdressers Handyman Immigration Advisers If you don' ... find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self ...

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BizSave

... IT Professionals Hair & Beauty Services Handyman Allied Health Professionals Real Estate Agents #Bizsave Just like this small trades business, you too can save big on your business insurance. With our price promise we ...

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No Dramas

... off your business insurance is one ... insurance may be suitable for you. Accountants & Tax Agents Allied Health Professionals Architects & Designers Bookkeepers Beauty Salons Consultants Engineers Hairdressers Handyman ...

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Customer Spotlight: Three Sisters Brewery

... share: “The highs will be higher and the lows will be lower, but hopefully you'll make a living doing something you are passionate about.” Get your business insurance today! Like them on Facebook Follow them on Instagram

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Our Holiday Hours 2022

... year of supporting small business owners in New Zealand with their business insurance needs! We are grateful for your support. Thank you for choosing BizCover to be a part of your small business journey in 2022. Whilst ...

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Take Back Your Time With These Apps

... little time into finding the right apps to suit your business and its unique needs, you could be saving yourself ... and that's why we offer a hassle-free business insurance experience. Jump online or give us a call to ...

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Diwali Customer Spotlight - Kavita's Kitchen NZ

... to create a great meal in minutes. Despite her business still being in its infancy, Kavita has ambitious plans for ... , in Wellington. Have you got business insurance to start your own business? “They believed in me and ...

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Conquering Stress and a Heavy Workload

... right tools to do your job as the owner of the business. Sometimes this might not be as obvious as it seems. ... , and become even more effective and productive for your team. Protect your business with business insurance !

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Customer Spotlight: The Goat Farm

... might be looking to start their own business: “There's never been a better time. Client companies - even big ones - are more ... 't be a dick.” Get protected with business insurance . Visit their Website Like them on Facebook

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Easter Competition Terms and Conditions

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Referral Partners NZ

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6 ways your business can go paperless

... and suppliers in the loop by communicating any changes that may impact the way you do business with them. Have you looked into paperless insurance? Get quick online business insurance quotes sent straight to your inbox.

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How to Market your Business

... be helpful to you as you search for ways to market your business in challenging times. Alongside an effective marketing strategy, having robust business insurance coverages in place will give you the peace of mind if an ...

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Scholarships

... Scholarship $3000 Scholarship Prize About BizCover Since 2008, BizCover has been proud to be the first online business insurance comparison sites in Australia and New Zealand - and arguably in the world. We have gone to ...

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A Tradies Guide To Protecting Tools

... techniques. Insure your tools The next step important step in helping to protect your tools is to get your business insurance * sorted. While you may be familiar with policies like Public Liability, did you know there is ...

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5 Tips to Avoid Tradie Tool Theft

... need to be a hassle. At BizCover we provide effortless quotes without the boring bits, jargon and paperwork. Just business insurance made easy. You can visit us online , or if chatting to a human is more your style give ...

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6 Apps To Help Boost Small Business Productivity

... account to larger storage options to suit your business and its needs. Trello Project management just got ... you may be as a small business owner and want to make arranging your business insurance* as drama-free as possible ...

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Marketing Tips for Psychologists

... pieces published on your company website, to press releases, company profiles, video content, infographics ... may be worth considering business insurance for psychologists to protect your business so you can keep ...

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How tradies can take the pain out of claim time

... of what happened to what tools can help the insurance company assess the claim. From there, you're claim ... tools lost or stolen can be stressful. Luckily, your business insurance doesn't have to be! Jump online or give us ...

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Seven Tips To Keeping Your Data Secure

... files is a necessary part of running a modern business, so depending on your company's size, it may not be practical to limit ... be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions ...

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A Mechanics Guide to Understanding SEO

... . It is free and an invaluable way to get your business out there and noticed in the online sphere. If you ... . Visit bizcover.co.nz and get trade insurance for your trade business without drama and get on with your day ...

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A Guide to Google Ads for Mechanics

... is the way to go when it comes to marketing your business. We're here to cut through the lingo and share some ... . Luckily the process of getting your mechanic business' insurance * sorted is even simpler, no fancy ...

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Marketing Tips for Yoga Instructors

... deeper into what they stand for. If their brand values and company ethos don't align with yours, partnering with them may ... do that is to invest in business insurance such as insurance for yoga teachers *. BizCover works ...

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4 Tips For Starting An Online Business

... audience and a description of your company’s core values. A good business plan will be a key indicator ... more essential. Having small business insurance in place can help protect your online business from a number of ...

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A Sole Trader's Guide to Building a Website

... be customised to suit a variety of different types of businesses. There are plenty of plug-ins and apps that ... and Contents insurance* too. Visit bizcover.co.nz and get insurance for your sole trader business without drama ...

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Tips On How To Better Your Business This Year

... away. They can help put you on the right path when it comes to sorting out your business insurance. A few small changes to your small business can have a big impact. It's all about working smarter, not harder, so go on ...

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How to Open a Yoga Studio

... studio in New Zealand can enjoy peace of mind by reducing the risks to their business via business insurance such as yoga insurance. And a great way to do that is with insurance for yoga teachers * . This is specialised ...

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How To Start A Small Business On Etsy

... your product on Etsy. Etsy is an e-commerce company designed for handmade or vintage items and other craft ... on this information. 6. Sort out your small business insurance While it may not be a requirement when operating ...

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Digital Marketing Tips For Tradies

... risks to their business via business insurance * , including Public Liability insurance , and small business insurance. Visit bizcover.co.nz and get business insurance for your accounting small business without drama and ...

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How To Get More Accounting Clients

... of redesigning your company website, then you ... business via business insurance , including Professional Indemnity, Public Liability insurance , and small business insurance. Visit bizcover.co.nz and get business insurance ...

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How To Start Your Own Accounting Business

... financing and running numbers. When running a business, you may experience hiccups that could negatively impact your company. Let's not take the risk! With small business insurance, your accounting firm may be able to ...

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A Sole Traders Guide to Understanding SEO

... site are pivotal to letting Google know about what your business is all about and the keywords you want to be ... and Contents insurance* too. Visit bizcover.co.nz and get insurance for your sole trader business without drama ...

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How to Grow Your Mechanic Business

... ways to promote and grow your mechanic business. People are constantly searching for things online ... most. Visit bizcover.co.nz and get trade insurance for your trade business without drama and get on with your day. ...

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Reviews related to Affordable Business Insurance For Handyman

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby
    Manufacturing

Why does a Handyman need it?

As a handyman, you are there every time your client needs you for maintenance and repairs. From carpentry to installing flooring, you are skilled at taking on a wide range of small to big jobs.

While you attend to fixing other people’s problems, there can be minor to major risks or liabilities that you are exposed to daily. These risks could be in the form of damage to your client’s property, someone’s injury, or even death.

At BizCover, we are here for you with comprehensive handyman insurance cover that protects you and your business against risks. We remove the confusion in choosing the right insurance policy by offering multiple quotes from top insurers. Compare and choose the best policy that meets your business’s needs. Get covered against wide-ranging risks in minutes.

An easier way to get the right insurance cover is just to give us a call – and we will do the rest.

Did you know?

Your level of exposure is not based on your job fee or annual turnover. A relatively small and quick job could still result in many thousands of dollars damage.

Insurance for Handyman

Public Liability*

Running your handyman business is challenging. You’re constantly juggling your reputation, growing your business, cutting costs, and earning a decent profit. Nobody wants to make mistakes, but unfortunately, they tend to happen.

At times a minor error can lead to hundreds of dollars of property damage or injury. However, the last thing you need is the added burden of having to pay for injuries suffered by someone or accidental damage to property due to your work.

Public liability insurance is designed to protect small business owners against risks that arise and incur property damage, injury or loss to a third party.

The cost of public liability insurance depends on the extent of insurance cover you require, the size, location and nature of your business. When comparing the quotes, it is important to also look at the benefits and other features offered by each policy.

BizCover is the go-to website to get affordable and suitable public liability insurance quotes from leading New Zealand insurers. A few clicks are all it takes to get the best public liability cover and complete peace of mind.

What is typically covered?

Public Liability insurance can help protect your handyman business by providing cover for events such as:

  • Third-party property damage
  • Financial loss resulting from damage to property
  • Financial loss resulting from damage caused by a faulty or defective product that you have manufactured or sold
  • Inappropriate equipment installation causing property damage
  • Injury, illness or death not covered by the ACC that is caused by your negligence

What is not typically covered?

A Public Liability policy can help shield handymen against claims of negligence, but there are limits to your cover. Taking steps to ensure that you and your business are operating in a professional manner may be advisable.

The following are typically not covered by Public Liability insurance:

  • Injury to you or your employees
  • Damage to your own property, including tools
  • Personal injury compensation that is covered by the ACC

Business Insurance*

Beyond general liability claims, a handyman may face other hazards to their business that have the potential to be financially devastating. Business Insurance could help you confront these head on and create a safety net for your livelihood.

Business Insurance is an insurance package that includes cover for your business contents, stock, tools and commercial premises when a fire, storm, theft or other insured event occurs. A Business Insurance policy can also cover your portable equipment, accidental damage and loss of revenue due to business interruption in specified circumstances.

A handyman might consider including these types of cover in their Business Insurance package:

Protect your business today.

Portable Equipment Insurance

The success of your handyman business depends as much on your skills as your tools, some of which can be expensive. It is quite common for portable tools to get misplaced or lost, while there are also chances that they could get stolen or damaged. Paying out of your pocket to replace them is a setback that you cannot afford.

Portable Equipment insurance covers damage to your contents and stock, due to fire and other events listed within the policy wording. Portable Equipment policies typically include tool insurance cover that replaces your tools if they get lost, damaged, or stolen anywhere in New Zealand. With tool insurance cover, you won’t break the bank replacing the tools that are so vital to your everyday business.

Business Interruption

Accidents happen, and they can cause major headaches if you need to temporarily shut up shop to fix them. Business interruptions could quickly drain your bank accounts while you wait to resume work.

Business Interruption insurance covers the loss of income and increased costs of running your business caused by property damage, fire, or another specified insured event. It is also designed to help your business recover from an insured event by paying wages, rent, or other ongoing expenses.

Property (Contents)*

As a handyman, you might rent commercial space or have a designated place where you store important information relating to your small business. Whether that’s tiles waiting to be installed in a client’s bathroom or payment invoices needed for your tax filing, you’d potentially be out a lot of money if these items were damaged and needed replacing.

Property (Contents) covers you for loss of or damage to items belonging to you at the insured location, such as business equipment, stock, plant and machinery, records, fixtures and fittings and furniture.

Visit BizCover to compare affordable Business Insurance packages built with your handyman business in mind.

* * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

Need Help?

Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. 

You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents. 

 

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