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Insurance for Tradesmen

... when it comes down to the nuts and bolts of getting your business insurance sorted out, you can sit back and relax while the BizCover team ... . Carpenters & Woodworkers Electricians Handymen Plumbers Concreters Garden & Lawn ...

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How much does Public Liability Insurance cost?

... often due to the number of claims each insurance company has received for each specified occupation. Below ... on average, compared to $56 to $72 on average for businesses turning over between $100,001 to >$500,000. Does the ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business can be pretty straightforward, jump ... quotes and buy the insurance that suits your business ... the move It's wise to review and update your coverage every year. No doubt your business is on the move and changing and so your insurance needs will also be changing and you'll want to make sure you have a policy ...

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Types of small business insurance in New Zealand

If you own a small business, there's no denying one ... assets is Small Business Insurance. But what kind of insurance do you actually ... it ... Insurance Employers Liability Insurance protects the company and the people who manage the company, such as the Company Director and Senior Managers, against the risks and exposures of running the business ... business ...

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Business Insurance

... or revenue Increase in cost of working No matter what industry you're in, Small Business Insurance can be tailored to suit your business needs and provide protection for your contents, stock and other assets. And you can ...

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4 Areas You May Not Have Thought Business Insurance Covers

... work hard to build your business. So it's vital to ... protect your business assets and revenue against potential ... risks that may impact your ... you still be able to run your business and earn an income? Business Interruption provides cover for the loss of ... it. BizCover offers a range of insurance solutions to protect your business. You can tailor a policy to ...

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What Photographers Need to Know About Business Insurance

... a photographer and how business insurance can protect your business. Why do photographers ... need to consider insurance? Working with .. ... , knowing you can confidently go about your work and protect your reputation should the worst happen. Business Insurance * Take the time to think about all the equipment you need to get the job done ...

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Understanding Insurance, Part 3: Business Insurance

... to understanding insurance, we take a look at Business Insurance, the ... help protect your business. What is Business Insurance*? Business ... cover available and how it can help protect your business. What is Business Insurance*? Business Insurance is designed to protect your business contents, stock and other assets against events like fire ...

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Insurance for Personal Trainers

... when it comes to making sure you have the right business insurance in place. Let the energetic team at BizCover do ... , it's likely a requirement to provide your own insurance if you are contracted to a gym or fitness studio ...

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Insurance for Travel Agents and Tour Operators

... Agents and Tour Operators need it? Sorting out your clients' itinerary is fun, and so is sorting out your business insurance. With just 4 steps or one phone call, you can get quotes online in minutes from top NZ insurers ...

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Understanding Insurance, Part Two: Professional Indemnity Insurance

... dealing with a lawsuit or insurance claim. Fortunately, this is where ... Professional Indemnity insurance can provide protection when you ... part ... or using jargon. We want to make buying business insurance a stress-free process without the hassle. Jump online to experience insurance made easy today. *As with any insurance, cover will be subject to the terms ...

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What do you need to know about Professional indemnity insurance?

Professional Indemnity Insurance (PI) can be difficult to ... indemnity insurance is and why it might be important for your business ... . What ... time to time depending on the size of a job contract or the level of risk involved. Businesses or consultants whose insurance coverage is not sufficient may need to draw funds from their own pockets and that is never a ...

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Cyber Liability Insurance - the Safety Net Small Businesses Need

... Zealand and especially to small businesses. Microsoft reported earlier this year ... ... business insurance plan will go a long way towards ensuring small and medium sized businesses in NZ are able to survive cyber attacks now and in the future. https://blogs.business.microsoft.com/en-nz/2017/02/27 ...

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BizCover expands its insurance offer and launches a new look

... and buy professional indemnity and business insurance online Sydney, Australia - December ... 2010. BizCover, the pioneer online insurance marketplace ... the growing online shoppers' community to compare, select and buy the right professional indemnity and business insurance in a more accurate, fast and user friendly manner. “We understand how important having choice ...

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Insurance for Accountants & Tax Agents

... bookkeeping Taxation Auditing Business valuations Company secretarial Forensic accounting ... going about your business. Business Insurance When it comes to protecting your business assets, Business Insurance has a variety ...

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Insurance for Allied Health Professionals

... it? Your clients rely on you to look after them; you can rely on us to look after your business insurance. As an allied health professional, small mistakes can have big consequences. Get multiple quotes with a few clicks ...

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Insurance for Architects & Designers

... Business Insurance Your clients are your bricks and mortar, but where would your business be without the assets needed to help make their plans a reality? Not having the right cover in place could cost your company ...

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Insurance for Bookkeepers

... . We know you are always busy helping your clients, therefore we made it easy for you to arrange your business insurance - just a few clicks and one phone call, you have your policy documents emailed to your inbox. Did ...

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Insurance for Consultants

... earn over $60,000 a year. Source: https://www.business.govt.nz/getting-started/choosing-the-right-business-structure/becoming-a-sole-trader/ Insurance for Consultants Professional Indemnity Giving advice or providing ...

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Insurance for IT Professionals

... for that 404 error! Fear not! Having insurance will protect your business and give you peace of mind should the ... following a minor traffic incident. The company's Professional Indemnity policy responded and covered the ...

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Business Risk: What Isn't Covered and Why it Matters

... the most common issues with Business Insurance is that policy owners often ... ... there is a significant change in the business, the insurance shouldn't policy shouldn't be too far ... premium. The point is that you need to keep your insurance as current and correct as possible so that when you need ...

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Small Business Insurance: Why you might want to ensure you're covered!

You shouldn't think of insurance just as an expense, instead ... and claims that a small business could come up against vary ... ... & penalties and even investigation costs. Cyber crime is on the rise, cyber insurance may be required Many small businesses think their business is too small to attract cyber criminals yet in today's world size ...

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Tips On How To Better Your Business This Year

... is there to whip your business into shape for a successful ... ... away. They can help put you on the right path when it comes to sorting out your business insurance. A few small changes to your small business can have a big impact. It's all about working smarter, not harder, so go on ...

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Insurance for Beauty Salons

... 's also a likely requirement by your landlord if you lease your business premises. Business Insurance Whilst your customers are vital to your business, so are your contents, stock, equipment and your building if you own ...

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Insurance for Painters

... bear this cost out of your own pocket. These expenses can add up over time and dig into your savings. Business Insurance can cover the cost of your tools and portable equipment if it is lost or stolen, or in the event ...

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Insurance for Hairdressers

... your premises, then your landlord will more than likely insist on you having public liability insurance. Business Insurance Your business assets are as critical as your customers to maintain the cash flow. That s why ...

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Insurance for Engineers

... . Some large projects might insist on Public Liability being in place before you go on site. Business Insurance Most businesses will have assets of some sort that need protection in the event of fire, theft or natural ...

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Insurance for Real Estate Agents

... open home. It is relatively cheap cover for the amount of protection afforded. Business Insurance Business Insurance provides cover for your business assets from perils such as theft, fire and natural disaster. It also ...

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Insurance for Mortgage Brokers

... property damage should they arise. Business Insurance Business Insurance is designed to safeguard your ... and confidence in your company. Cyber liability helps you safeguard your business against data breaches, computer ...

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Tear and Share: Our customers get even with their old insurance policies

... campaign that showed how small business owners really feel about their ... system! The campaign features small business owners who were previously ... with it, saying he'd then treat it to the company of his parents. His lovely 83-year-old mother would give ... insurance, online, with all your documents emailed to you instantly. Switch & save on your business insurance ...

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Insurance Options for Retailers

... store can be a complicated business, with no two days ever ... wrong. Having the appropriate retailers insurance in place to protect your ... ... ask yourself could it survive if you had to shut up shop due to a majorinterruption? Business interruption insurance, another BizPack option, provides cover for the loss of income and increased costs of operating your ...

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Why Do Marketing Consultants need Professional Indemnity Insurance?

... business's finances and reputation. This is where investing in the right business insurances ... ... protection in place to look after your business's finances and reputation. This is where investing in the right business insurances can save your business when unexpected incidents occur. In this article ...

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Why Do Marketing Consultants need Professional Indemnity Insurance?

... business's finances and reputation. This is where investing in the right business insurances ... can save your business when unexpected incidents ... protection in place to look after your business's finances and reputation. This is where investing in the right business insurances can save your business when unexpected incidents occur. In this article ...

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Insurance options to protect your cleaning business

... or operate a small cleaning business, you know how important it ... also important that your business has the right insurances in place for ... 10 million and $20 million. Sole trader? Even if you are flying solo as a cleaning business, Public Liability insurance is still something you need to consider. For example , if you were working in a ...

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Understanding Insurance, Part 4: Cyber Liability Insurance

... explore how Cyber Liability insurance can protect your business from online threats ... ... the big fish but when it comes to attacks, companies big and small are a target . Even when you ... Not sure if Cyber Liability insurance will be beneficial to your business? Consider the following: How ...

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Take Back Your Time With These Apps

... when you run your own business. One of the biggest skills ... you gain as a small business owner is the ability to ... ... little time into finding the right apps to suit your business and its unique needs, you could be saving yourself ... and that's why we offer a hassle-free business insurance experience. Jump online or give us a call to ...

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The difference between public liability and professional indemnity insurance

... Professional Indemnity and Public Liability insurance as the two types of ... . Whilst both covers protect your business against legal action they ... from home or visit their clients' premises Businesses that have an office, showroom, shop or ... insurance company will provide much needed funds to cover your legal costs and any compensation claims, leaving your business ...

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Key things to look out for when Growing Your Small Business

... management, however, and a tailored insurance [] ... management, however, and a tailored insurance plan, your business will be in the best position to ... thing. Seek out solid and trustworthy referrals from other business owners and be sure to do your own reference checks ...

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It's Time for an Insurance Health Check!

... also a great time for business owners to take stock and ... bit of planning for the business, including the goals and the ... direction of the ... you want the business to be? Any changes in your business mean that there may be considerations for your insurance. Firstly, do ... before. This is an important one as some insurance is written on a claims made basis, which ...

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Help Protect your small business' reputation

... comes to running a small business, your brand and its reputation ... small mistake to destroy your business in minutes. As Warren Buffet ... ... if its reputation is on the line. Here are a few to consider: Professional Indemnity Insurance If your business provides a professional service or advice, such as an accountant, architect, real estate agent ...

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Public Liability Insurance: 5 Tips for choosing the best policy for your business

... , protecting your business and your customers with Public Liability insurance is one ... of the public, sue your business for damage to their ... options for small business owners when it comes to shopping and choosing insurance policies. Gone are ... time to carefully consider the unique risks to your business as well as researching the policies available to you ...

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Cyber Insurance - Is it worth it?

Many businesses think their business is too small to attract ... are on the lookout for businesses of any size with valuable ... sell on the ... less expensive), the threat of a cyber incident means all businesses need a security plan to protect their business and they should consider a Cyber Insurance policy as an essential part of this plan. This is general ...

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Professional Indemnity Insurance

... if you are not found liable, the legal costs of defending yourself could seriously affect your business.Professional Indemnity Insurance (PI) is designed to protect you and your employees by providing cover against such ...

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Tips for making a Stress-Free Claim for your business

... business back up and running as quickly as possible. Making an insurance ... ... ensure, is that you have enough cover to rebuild your business back to where it was. If you are underinsured, your ... You can find out more about Business Interruption insurance here . When Disaster Strikes Call ...

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What is Public Liability Insurance?

... business, and then there's the cost of settlements, whether agreed out of court or awarded by the court. With the right Public Liability cover, your insurance company ... of the insured's business activity. They settled the ...

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The Art of Small Business Branding in the Digital Age

... communication tool ever devised but business owners who want to leverage ... digital branding. Branding your small business requires attention to ... ?” Every business has an origin story — and your customers want to know what it is. This isn’t something you’ll have to repeat ad nauseam or paste across everything you publish online, but your company’s story ...

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What does Public Liability Insurance Cover?

Public Liability Insurance protects you and your business against the financial risk of ... to property. Whilst operating your business you are ... considers the legal defence costs alone, these could put you out of business. With the right Public Liability cover in place, the insurance company will provide the funds to cover your legal costs and any compensation ...

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How to protect your small business from cybercrime

... the prowl, leaving no small business immune especially when it comes ... ... do you outsource it to a professional IT consultant or company? What security measures have you put in place to ... Liability insurance can be a valuable tool in protecting your business. What is Cyber Liability insurance ...

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10 Amazing Facts About Small Businesses in New Zealand

... World Bank's 2017 Doing Business Report this year, it has ... an attractive place for small business owners. We have put together ... amazing key ... the world in 2017 9. 21% of NZ Small Businesses expect revenue from overseas sales to grow in the next ... great company! As a small business owner ensure you review your insurance cover regularly. Getting insurance has ...

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Employers Liability Insurance

Employers Liability Insurance For Your Business Whilst we all go to great lengths to ensure a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance protects you ...

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Massage Therapy Insurance: here's why you need it!

... worked hard to build your business, so it only makes sense ... and maintain a Professional Liability Insurance package. #1 Protect against claims ... no doubt you've worked hard to build your business, so it only makes sense to protect it. Below ... important to hold Employers Liability insurance. It protects you and your business against settlements or damages, ...

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Cyber Liability Insurance

... as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising from data breaches which may occur after being hacked ...

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Public Liability Insurance

... should an unwanted accident occur. Public Liability Insurance, often referred to as General Liability, gives you peace of mind, protecting you and your business against such claims by providing compensation for property ...

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Statutory Liability Insurance

... accountable and responsible for their actions in the workplace. Statutory Liability Insurance protects you, your business and your employees, including directors, trustees and managers, against certain unintentional ...

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How the cost of Professional Indemnity insurance is calculated

... of a Professional Indemnity (PI) insurance policy is calculated and why ... the cost of Professional Indemnity insurance. Insurance policy pricing ... business size and turnover The individuals being covered - qualifications for the job they are performing The amount of insurance ... , which could be due to the type of businesses that have opted for $750K cover, i.e ...

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5 Money Saving tips for Small Business in NZ

Most small business owners are conscious of their ... out or have been in business a while, you'll want ... make the most of your business funds ... the same provider of their personal finances to get a new loan, credit card, bank account or insurance for their business. It may be that the provider of your personal finance accounts does not necessarily offer the best ...

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Find your business motivation this Easter with these tips

... and spark? As a small business owner, you're not alone ... asked a mix of small business owners to share their insights ... ... feeling a bit flat, we asked a mix of small business owners to share their insights and tips into what helps ... do and I genuinely care about my clients and their businesses. This motivates me to not only do what I told ...

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6 ways your business can go paperless

It's no secret that businesses are adopting more sustainable solutions ... to operate their business, especially when it comes to ... present is there ... the plunge and go paperless . From clouds to e-signatures, here’s 6 top tips that can help any business in their mission to cut the paper. Get your head in the cloud When it comes to cloud – based ...

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7 Ways to Grow Sales in a Café Business

For many caf owners, marketing is all about buying ads or finding the right coffee related meme to post on social media. While there's nothing inherently wrong with ... retail chain or a multinational company, but how you present your business matters. Why? Because where ... In 2019, the average organic reach (i.e. unpaid) for business posts on Facebook is now well below 10% of page likes. ...

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Insurance by Professions

... is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety of ...

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Insurance for Immigration Advisers

... need it? Grow your business with peace of mind. Did you Know? To be on the MARA list you will require a minimum of $250,000 Professional Indemnity (as at July 2017). Insurance for Immigration Advisers Professional ...

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Insurance for Recruitment Consultants

... of a breach of professional duty in respect of the conduct of the professional business in the Recruitment Industry. This class of insurance is written on a 'claims-made basis'. This means that the policy provides cover ...

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What is Professional Indemnity Insurance?

... who provides paid professional advice or services to any business or individual Contractors who work for the government or other organisations whereby insurance is mandatory as a condition of the contract An example ...

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Emerging Auckland Yoga Studio Wins National Small Business Grant

Yoga Within started by accident. Owner Jessica was looking to rent a room to offer Yoga Therapy to private clients and stumbled across what later became her Browns Bay ... lease and get started.” At 4 months in the business is flourishing, already with such a strong and dedicated ... become increasingly challenging with the demands of a new business. “I LOVE my job!” she exclaims “Every ...

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BizGiver launch in NZ: Granting a $2000 wish this spring

Ask any small business owner about the most difficult ... aspect of running a business and you'll most likely ... venturing down the path of business ... business themselves back in 2010, BizCover NZ, an online insurance service for small businesses ... -man band. Have a valid NZ company number - to validate that you are an actual business. Wish for an item or service - ...

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Christmas Hours

... best for you and your business in 2018. We'd also ... to thank you for your business and support this year. We ... know that many Small Business ... Happy Holiday and all the best for you and your business in 2018. We'd also like to thank you for your business and support this year. We know that many Small Business owners don't have the luxury of shutting down ...

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Our Holiday Hours

... best for you and your business in 2019. We'd also ... to thank you for your business and support this year. We ... know that many Small Business ... Happy Holiday and all the best for you and your business in 2019. We'd also like to thank you for your business and support this year. We know that many Small Business owners don't have the luxury of shutting down ...

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Professional Indemnity Claims: when should I notify my insurer?

... clients, your Professional Indemnity (PI) insurance is no doubt one of ... covers you have for your business. If things don't quite ... ... provides advice or a service to your clients, your Professional Indemnity (PI) insurance is no doubt one of the most vital covers you have for your business. If things don't quite go to plan it can provide much needed ...

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BizCover expands into New Zealand and launches BizCover.co.nz

... , 2011. BizCover, the pioneer online insurance marketplace in Australia and leading ... indemnity insurance, has announced today the launch of its ... goal is to provide clients with greater choice and convenience when obtaining their insurance policies. We are confident that BizCover's business model of a contestable platform will challenge the status quo and provide ...

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Customer Spotlight - Pirate & Queen

... Andrew Laking formed the production company, Pirate & Queen, in 2014 ... ... Directors Claire Mabey and Andrew Laking formed the production company, Pirate & Queen, in 2014. In a ... go out on their own and start their own event business. Unsurprisingly, their favourite part of the job is getting ...

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Customer Spotlight: TwoBlackLabs

... by managing and making their business' unique security and privacy risk ... ... asking for help. We talked about what GDPR means for companies, and I arranged to send them a GDPR Readiness ... the event of a claim my business can continue, and my family are not impacted. Insurance allows me to meet my ...

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Customer Spotlight: Mosh

... , we can look after their insurance needs. Today we're looking ... ... we can look after their insurance needs. Today we're looking ... businesses and organisation to be able to talk directly to their target audience, without shouting at them, without spamming them. We wanted to help companies ...

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Customer Spotlight - Two Sides

... and content writing business. Two Sides works with businesses, agencies and non ... . This involves working with these companies to produce ... businesses, agencies and non-profits, helping them find the right words to tell their stories and showcase their best side. This involves working with these companies ... had been exploding with business and hadn't had the ...

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The Art of Celebrating a Win this Winter

In the insurance world, we focus on loss ... ... negatives. In fact, we see insurance as a hugely positive part of your business plan. But the truth is, we ... can, though! Make celebrating the good things in your business a part of your routine. And when the bad things ...

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Understanding the risks for Real Estate Agents

... Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against ... ... Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against ... policy should cover all individuals and agents in the business. Given this requirement it is worthwhile looking at ...

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Why having an office inventory list is essential and how to do it right.

... kind of thing that gets business owners excited, that is until ... comes to claim on your insurance. When you're filling out ... ... gets business owners excited, that is until something happens and the time comes to claim on your insurance. ... for a claim to be paid so that you can get your business running as per usual can be a stressful time, so you ...

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Introducing our newest cover option: Personal Perishables Cover

... new product: Personal Perishable Insurance. Personal Perishables Insurance covers working individuals for ... ... type of cover will revolutionise the way insurance covers business individuals. In the past it has been ... at a micro level. This means that insurance and help can be given to business people where they really need it. ...

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Preparing your store for the holiday season ahead

... an important time for retail businesses. It can provide a much ... to protect your customers, your business, and your assets. Take safety ... ... Liability insurance policy has adequate cover to protect you and your business against ... s essential to have a plan in place to protect your business against fire and other perils. Fire and storms can cause significant ...

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Reviews related to affordable business insurance for handyman

  • The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover

    Quentin Duff
    Trades & Services

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby
    Manufacturing

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett
    Medical

  • I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

    Tina Buckler
    Allied Health

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • Nice and fast, but not immediately obvious where to download insurance certificate.

    Charles Brooks
    Consultancy Occupations

  • IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE

    Janette Wallbutton
    Real Estate

  • Would prefer payment methods other than credit card. Being able to pay direct from my business bank account using Poli or other system would make life easier.

    John Cleveland
    Information Technology

  • Its been very easy to re-instate my isurance for the next 12 months. I do not really have any additional comments to make because i have not been provided any special service. I would definitely do business with you again

    Sharon Williams
    Information Technology

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Did you Know?

Your exposure is not your job fee or annual turnover. A relatively small and quick job can result in many thousands of dollars damage.

Claim examples

A landscaper working at a private residence needed to hire a small item of plant to complete the job. Whilst operating the machinery he accidentally lost control and damaged the side of his client's house. Fortunately, the landscaper had Public Liability cover and his insurer quickly agreed that the third-party property damage arose out of the operation of the insured's business activity and settled with the homeowner's own insurer within a week. Importantly though, the insured has continued to do business for that customer.