What is the difference between Tool & Portable Equipment insurance and Contents (Property) insurance?

Tool & Portable Equipment insurance covers the cost of the things you take on-the-job with you anywhere in New Zealand. Contents insurance covers the things which stay on your premises.

What is the difference between Contents (Property) insurance and Building insurance?

Both cover damage caused by storm, fire, and theft or break in, but Contents (Property) protects the money, equipment, stock, and glass in your building, while Building Cover protects the building you operate out of.

Are my tools covered if they were stolen out of my van?

Tool & Portable Equipment insurance can cover you if your tools are stolen from your locked van, ute, or work vehicle. When you make a claim, we will assess if the stolen equipment was stored securely.

Can I buy Business Vehicle insurance for my work ute or van?

Unfortunately, BizCover does not currently offer Business Vehicle Insurance. However, we can help protect the tools of trade and portable equipment securely stored inside your work vehicle with Tool & Portable Equipment insurance. So, if your tools are stolen from your locked ute or van, your policy can help replace them (subject to the policy terms).

Insurance For Electrical Contractors

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Insurance for Tradesmen Insurance For Electrical Contractors

Tradie Guide to Public Liability Insurance

When it comes to business insurance and tradie insurance, there can be a lot that tradies and subcontractors can benefit from understanding. The sheer number of unique risks that tradies are required to manage may seem overwhelming, which is why many tradies choose to reduce their risk via trade insurance.

Saving Hacks- Business Insurance For Tradies

Looking to save a spare dollar here and there? Well, you’re not alone. and when it comes to getting your business insurance sorted for your tradie business, we hear you. Whether you’re flying solo as a sole trader or run a team of sparkies, we understand the importance of saving time, money while having peace of mind that you have adequate cover in place.

Portable Equipment Insurance, A Guide For Contractors

If you take a second to reflect and think about how important your tools of trade are to help you get the job done. The field of contracting branches off into many different areas, from tradies to architects, management consultants, photographers and many more.

What every New Zealand tradie needs to know about insurance

For those that work for themselves as a tradie, you would already have an idea of just how important it is to have the right business insurances in place for when things don’t go exactly to plan. Sometimes it can be easy to just buy the easiest option without doing too much research,

The basics of business insurance for all trades of life- a lingo free guide

The world of trades is exciting and filled with many skills, abilities and fields of knowledge. From plumbers to landscapers, sparkies and chippies to painters and joiners just to name a few, there are so many specialities and occupations to mention.

A Contractors Guide To Understanding Product Liability Insurance

The wonderful world of contracting means you can operate in a variety of different industries. The creativity and opportunities are endless when it comes to the types of industries you may work as a contractor in. So when it comes to creating and producing your own products, you want to put your best foot forward and ensure you have the right measures in place to protect your contractor business for the long term.

A Tradies Guide To Getting Your Business Insurance Sorted

Getting your business insurance sorted is one of those things that no matter if you’re a plumber, plasterer or handyman, needs to be ticked off that to-do list. While at times it may seem a bit overwhelming, knowing which policies cover what and the type of coverage you need, we’ve done the leg work to come up with a simple guide that explains how business insurance can protect your tradie business.

What You Should Know Before Becoming A Contractor

Contracting can be a great way to make a career change, and many who make the switch find it to be a great career and lifestyle choice. However, leaving a permanent job is not without its risks, and it may be in your interest to not get too caught up in thinking that the grass is always greener when you are contracting.

A Contractors Guide To Understanding Public Liability Insurance

Being your own boss and managing your own contracting business takes a lot of time, planning and responsibility. There are plenty of aspects of your business to think about, from accounting to marketing, staffing, keeping your customers happy and protecting your contracting business.

Managing your Public Liability risks as a tradie

Public Liability insurance* is something you’re probably familiar with as a tradie and it was more than likely one of the first types of insurances you may have taken out. The last thing you want to be faced with is a Public Liability claim, so we’ve created a guide on how to manage your risks as a tradie.

The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover was in place.Very very painless process.

Quentin Duff Trades & Services
Prompt response to my initial enquiry and subsequent questions about the policy.

Carol Freebairn Trades & Services
Very pleased with the helpful service

Richard Evans Trades & Services
Awesome experience. Talking to a real person that had a pleasant persona. Was just so easy and I think it was Aaron?? was great to deal with. Gave us some discount as we are recognised as an existing client which is always a good feel thing and also that we are being rewarded for loyalty. Love it.

Pete Halligan Trades & Services
Very quick polite and easy to deal with. Happy with service provided

gary smith Trades & Services
A real person promptly answered my phone call - no redirection / no music while holding!! Quick and efficient answers to my questions.

Astrid Herbert Trades & Services
I thought the service I received was very awesome,

Pene Nepia Trades & Services
Easy very grateful thankyou

Chas Pourau Trades & Services
It was grate and on timings, fast good customer services.

David Tabar Trades & Services
excellent and quick

LALESHNI DEVI Trades & Services

Products we Cover

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Industries we Cover

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Insurance For Electrical Contractors

Insurance For Electrical Contractors

Insurance For Electrical Contractors

Tradie Guide to Public Liability Insurance

Saving Hacks- Business Insurance For Tradies

Portable Equipment Insurance, A Guide For Contractors

What every New Zealand tradie needs to know about insurance

The basics of business insurance for all trades of life- a lingo free guide

A Contractors Guide To Understanding Product Liability Insurance

A Tradies Guide To Getting Your Business Insurance Sorted

What You Should Know Before Becoming A Contractor

A Contractors Guide To Understanding Public Liability Insurance

Managing your Public Liability risks as a tradie

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