... the consumer complaints and inquiries to the Real Estate Agents Authority (REAA). Insurance for Real Estate Agents Professional Indemnity Professional Indemnity insurance is designed to protect your business against ...
read moreIn the Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against ... acts, errors and omissions from professional ... facing claims of many millions. There are a number of risks that a real estate agent can cover with a professional indemnity policy such as allegations of misrepresentations, giving false impressions, non disclosure of ...
read more... a living. No matter how professional you may be, all it ... . Fortunately, this is where Professional Indemnity insurance can provide protection when ... Professional Indemnity insurance include: consultants, accountants, real estate agents and health practitioners. Types of Professional Indemnity claims These are some examples of Professional Indemnity ...
read more... claims history Traditionally, Professional Indemnity, also known as PI insurance, was generally only ... and Marketing consultants or Bookkeepers. This is because Real Estate Agents and Engineers are more likely to have a ...
read more... consultants, accountants and real estate agents. Could this happen to your business? No matter how good you are at your job, we're all human and we all make mistakes. Professional Indemnity Insurance allows you to cover ...
read more... understand the difference between Professional Indemnity and Public Liability insurance as the two ... protection. Public Liability Insurance ... to have professional indemnity insurance by law An example of some professions that require PI cover are: health practitioners, IT contractors, management consultants, accountants and real estate agents. If you ...
read more... which require Professional Indemnity include real estate agents, accountants, IT contractors and management consultants. Some occupations are required by law to have Professional Indemnity insurance. Before you ...
read more... is Small Business Insurance. But what kind of insurance do you actually ... ... it's important you know the difference. Professional Indemnity Insurance is applicable to many professions, such as chiropractors, consultants, engineers, architects, real estate agents, and accountants, just to name a ...
read moreWhen it comes to running a small business, your brand and its reputation are priceless. No doubt you've spent countless hours establishing your name by building strong ... . Here are a few to consider: Professional Indemnity Insurance If your business provides a professional service or advice, such as an accountant, architect, real estate agent or beauty therapist, you have a ...
read moreProfessional Indemnity Insurance (PI) can be difficult to ... article, we explain what professional indemnity insurance is and why it ... is Professional Professional Indemnity Insurance (PI) can be difficult to comprehend, but only at first. In this article, we explain what professional indemnity insurance is and why it might be important for your business. What is ...
read moreBuying any insurance, can be a confusing and ... it comes to getting your Professional Indemnity Insurance, it can be even more ... comes time to get ... PI sorted. 1. Are you required to hold a certain level of cover? Whether you have CPA or CA accreditation, most regulatory bodies require you to hold a certain level of insurance ... professional indemnity insurance . ...
read more... how the cost of a Professional Indemnity (PI) insurance policy is calculated and why ... that impact the cost of Professional Indemnity insurance. Insurance Ever wondered how the cost of a Professional Indemnity (PI) insurance policy is calculated and why one profession can often cost more than another? We look some of the key factors that that impact the cost of ...
read more... providing financial protection when your business needs it most. Whether the allegation is real or alleged, your Professional Indemnity insurance policy is there to protect your business s finances, your reputation, and ...
read more... investing in the right business insurances can [] ... can help safeguard your marketing consultancy business. Professional Indemnity * Explained Professional Indemnity (also known as PI) insurance is an important form of protection for businesses ...
read more... investing in the right business insurances can save your business when ... ... can help safeguard your marketing consultancy business. Professional Indemnity * Explained Professional Indemnity (also known as PI) insurance is an important form of protection for ...
read more... service to your clients, your Professional Indemnity (PI) insurance is no doubt one of ... ... advice or a service to your clients, your Professional Indemnity (PI) insurance is no doubt one of the most vital ... A migration agent recently learned the hard way after his claim was rejected. He took out a new PI policy, ...
read more... of potential claims being made against you is very real. It costs time and money to defend yourself against ... yourself could seriously affect your business.Professional Indemnity Insurance (PI) is designed to protect you ...
read moreWith New Zealand ranking #1 in the World Bank's 2017 Doing Business Report this year, it has proven to be an attractive place for small business owners. We have put ... largest share in property rental, hiring and real estate, making up the largest share of small ... a small business owner ensure you review your insurance cover regularly. Getting insurance has never been easier - get quotes ...
read more... and leading provider of online professional indemnity insurance, has announced today the launch ... years), BizCover.co.nz provides professional indemnity ... platform (over 10,000 policies sold in the past two years), BizCover.co.nz provides professional indemnity insurance for over 100 different professions from New Zealand's leading insurers. BizCover provides a simple ...
read more... to compare and buy professional indemnity and business insurance online Sydney, Australia - ... and leading provider of online professional indemnity ... to help the growing online shoppers' community to compare, select and buy the right professional indemnity and business insurance in a more accurate, fast and user friendly manner. “We understand how important having ...
read more... Know? A $1m Professional Indemnity cover only costs from $1.81 per day. Insurance for Accountants and Tax Agents Professional Indemnity Accountants and Tax Agents require professional indemnity insurance to comply with ...
read more... & Public Liability cover with our exclusive member rates. Insurance for Allied Health Professionals Professional Indemnity Professional Indemnity (PI) insurance provides essential financial protection for Allied Health ...
read more... to require professional indemnity insurance to cover themselves in person for errors and negligence. Insurance for Architects and Designers Professional Indemnity Professional Indemnity (PI) insurance provides essential ...
read more... respond to the claim. Insurance for IT Professionals Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial protection for IT Professionals against potential losses arising ...
read more... Marketing and Multimedia professionals and businesses such as: Advertising Agents Advertising Consultants ... Professional Indemnity Insurance for Marketing and Multimedia professionals Professional Indemnity (PI) insurance ...
read more... others can result in the Bookkeeper being sued. Insurance for Bookkeepers Professional Indemnity Insurance Professional Indemnity Insurance is for businesses and professionals in fields where their customers, or other ...
read more... a minimum of $250,000 Professional Indemnity (as at July 2017). Insurance for Immigration Advisers Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial protection for ...
read more... resources employee relations change management psychological testing training & induction Professional Indemnity Insurance for Recruitment Professionals PI insurance is designed to indemnify the insured for a claim that ...
read more... and breaching the Engineers Code of Ethics. Insurance for Engineers Professional Indemnity Professional Indemnity provides indemnity for professional errors and negligence. Importantly, it provides legal ...
read more... Broker must have at least $1 million of cover. Insurance for Mortgage Brokers Professional Indemnity Insurance Professional indemnity insurance protects professionals, like Mortgage Brokers, who offer advice and services ...
read more... should hold and maintain a Professional Liability Insurance package. #1 Protect against ... ... to clients in relation to their wellbeing, or even an allegation of professional misconduct. Professional Indemnity insurance provides essential protection against financial losses for legal action taken against you ...
read more... no time. Did you know? Your professional indemnity policy covers the cost of defending allegations of professional negligence against you and not just the settlement amount. Insurance for Personal Trainers and Fitness ...
read more... not gross ticket prices. Professional Indemnity Insurance for Travel Agents and Tour Operators Professional Indemnity (PI) insurance provides essential financial protection for Travel Agents and Tour Operators against ...
read more... ? To be a member of The New Zealand Association of Registered Beauty Professionals, it is compulsory to hold Professional Indemnity insurance. Insurance for Beauty Salons Professional Indemnity The joys of being a beauty ...
read more... Giving advice or providing recommendations doesn't come without risk. That's why Professional Indemnity (PI) insurance is designed to provide the essential financial protection you need as a Consultant, to safeguard ...
read more... most common issues with Business Insurance is that policy owners often ... ... a rough idea of what's covered will certainly come in handy. For example, if you purchase Professional Indemnity (PI) insurance you should know that you're covered for any damages claims awarded against you, plus defence ...
read more... a photographer and how business insurance can protect your business. Why ... do photographers need to consider insurance? Working with clients, ... incur while defending yourself. Professional Indemnity insurance * No matter how much ... the theft or loss of client information. A real-life claim example A crew were on a film ...
read more... management, however, and a tailored insurance [] ... of themselves, but the primary insurances - public liability and professional indemnity - are crucial. Ignore them ... can the odd faulty product. Professional Indemnity ('PI') protects you against financial loss from ...
read moreGetting the insurance sorted for your small business ... , compare quotes and buy the insurance that suits your business. But ... not know about small ... a few things you may not know about small business insurance - which may help you choose your next policy or ... government, they may require you to have Professional Indemnity cover. Make sure your policy stays relevant ...
read moreYou shouldn't think of insurance just as an expense, instead ... ... business sectors you'll find certain types of insurance is required. For example you'll find Professional Indemnity might be compulsory if you are part of a professional association. If you rent your premises, public ...
read more... negotiated with our insurers to combine Professional Indemnity and Public Liability cover which offer much more competitive premiums. It is also important to note that each insurance company assesses risk in different ...
read more... is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety of ...
read moreYou work hard to build your business. So it's vital to protect your business assets and revenue against potential risks that may impact your business, such as fire, ... a policy to suit your needs and include other essential covers such as Public Liability and Professional Indemnity insurance to ensure you are not left financially responsible for the costs of a legal claim ...
read more... villains - they're real people doing real damage across the globe ... ... 't hooded movie villains - they're real people doing real damage across the globe, especially in New ... good Cyber Liability policy as part of a broader business insurance plan will go a long way towards ensuring small and ...
read morePublic Liability Insurance protects you and your business ... ... (even if you are eventually not found liable). Real Claim example: A boot camp operator, working in ... a large organisation they may stipulate that you have certain insurances to work for them. For example, doing any ...
read more... your customers with Public Liability insurance is one of the most ... ... Be aware of local laws regarding requirements for holding Public Liability insurance. There are also many industry associations and professional memberships that require a minimum level of cover. Investigate and make ...
read more... wrong. Having the appropriate retailers insurance in place to protect your ... ... for things to go wrong. Having the appropriate retailers insurance in place to protect your retail store is a ... in transit to or from your store or in your professional custody. While you may take all the right measures ...
read more... of our guide to understanding insurance, we take a look at ... Business Insurance, the different kinds of cover ... business. What is Business ... your business. What is Business Insurance*? Business Insurance is designed to protect your business ... or omission in the provision of your professional services Claims arising from damage to ...
read more... your business has the right insurances in place for when things ... ... and $20 million. Sole trader? Even if you are flying solo as a cleaning business, Public Liability insurance is still something you need to consider. For example , if you were working in a public ...
read more... understand the importance of business insurance and the different kinds of ... off our series of Understanding Insurance [] ... any legal defence costs you incur as a result of defending yourself. Why do I need Public Liability Insurance? While you may take all the care in the world to create a safe environment, the reality is ...
read more... Part 4 of our Understanding Insurance series we explore how Cyber ... Liability insurance can protect your business from ... ... or from the theft or loss of client information. Why do I need to consider Cyber Liability insurance? A common misconception is that hackers only go after the big fish but when it comes to ...
read more... gross profit or revenue Increase in cost of working No matter what industry you're in, Small Business Insurance can be tailored to suit your business needs and provide protection for your contents, stock and other assets ...
read more... costs to New Zealand businesses as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising from data breaches which may ...
read more... to have to think about is paying hefty legal costs should an unwanted accident occur. Public Liability Insurance, often referred to as General Liability, gives you peace of mind, protecting you and your business against ...
read more... being held more accountable and responsible for their actions in the workplace. Statutory Liability Insurance protects you, your business and your employees, including directors, trustees and managers, against certain ...
read more... a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance protects you against settlements or damages, including defence costs, as a result of an employee suffering ...
read moreThe end of financial year is a time for people to plans for the new financial year ahead. It's also a great time for business owners to take stock and do a bit of planning ... business mean that there may be considerations for your insurance. Firstly, do you have the right types of cover ... to wait until your policy anniversary for your Limit of Indemnity to be restored and to make a new claim.. ...
read more... of cash by not purchasing the right amount of Public Liability insurance, or worse, didn't have any at all. If the ... customers can attest to that!! Here is a real-life claim example: A landscape gardener who was working ...
read more... other cosmetic services. While every hairdressing professional seeks to provide the most competent services ... months to conduct repairs or re-build. Business Interruption insurance can cover the loss of income and some of ...
read moreMany businesses think their business is too small to attract cyber criminals. Yet, when it comes to cyber theft, size doesn't matter. Hackers are on the lookout for ... Interruption, notification costs and as defence costs for the breach of privacy. This is why cyber insurance should be an important part of your risk management plan, as it provides protection against the expense ...
read more... this cost out of your own pocket. These expenses can add up over time and dig into your savings. Business Insurance can cover the cost of your tools and portable equipment if it is lost or stolen, or in the event of ...
read moreAs a plumber you are faced with different challenges every day, one minute you're fixing a burst pipe, next youre unplugging a drain, no two days are ever the same! ... you need is a claim to flush your dreams away. With the appropriate level of Public Liability insurance in place, you are providing a financial safeguard to help you stay around for the long haul. What ...
read more... goes into a day at the office! So when it comes down to the nuts and bolts of getting your business insurance sorted out, you can sit back and relax while the BizCover team drill down to the basics to help you compare ...
read moreWe recently launched a campaign that showed how small business owners really feel about their expensive, archaic policies and encouraged them to get them out of their ... the way he'd say RIP to his old policy. Thankfully with BizCover, there's no nasty paper policies. Just hassle-free insurance, online, with all your documents emailed to you instantly. Switch & save on your business ...
read more... quickly as possible. Making an insurance claim can be stressful - ... ... you are unsure what your policy covers you for, jump on the phone to your insurance service provider. Having a chat to a real-life consultant will help to explain all the important things about your cover that you need ...
read moreIn the insurance world, we focus on loss ... ... , you'll smile together. THE UPS AND DOWNS Insurers don't always focus on the negatives. In fact, we see insurance as a hugely positive part of your business plan. But the truth is, we don't get a chance to focus ...
read more... comes to claim on your insurance. When you're filling out ... ... when you get rid of them as well. This will also help you to ensure that when you review your insurance, you have the right level of cover for your contents - because there is nothing worse than being underinsured when ...
read more... , we can look after their insurance needs. Today we're looking ... ... butcher shop, your favourite café or the nation's leading social media agency, we can look after their insurance needs. Today we're looking at one of our most distinguished customers, Mosh . Based in Auckland, Mosh ...
read more... new product: Personal Perishable Insurance. Personal Perishables Insurance covers working individuals for ... ... individuals. In the past it has been only for larger claims and never at a micro level. This means that insurance and help can be given to business people where they really need it. Cover starts from as little as $85 ...
read more... could to help defer their insurance payments and keep their livelihoods ... ... customers struggling to keep their doors open . We did what we could to help defer their insurance payments and keep their livelihoods protected during the pandemic. We also continued our long-running small ...
read moreThe digital age has provided just about everybody with a platform. The internet is the most sophisticated communication tool ever devised but business owners who want ... what you’re made of, how you make it, and how your brand has developed itself as a possible agent of change in the world. Communicating your values on social channels could involve posting photos and stories of your ...
read moreUnfortunately, there's no off season for cyber criminals who are always on the prowl, leaving no small business immune especially when it comes to obtaining financial ... IT systems or do you outsource it to a professional IT consultant or company? What security measures have you ... than cure, and that's where Cyber Liability insurance can be a valuable tool in protecting your business ...
read moreWith 2019 only just getting underway, what better time is there to whip your business into shape for a successful year. Taking the time to review some of your existing ... team is always a good start, but the real challenge can be keeping that motivational fire burning all ... right path when it comes to sorting out your business insurance. A few small changes to your small business can have ...
read moreMost small business owners are conscious of their cash flow. Whether you are just starting out or have been in business a while, you'll want to make sure every dollar ... classified and auction sites and you can often find a real bargain. From second hand equipment that is no longer ... get a new loan, credit card, bank account or insurance for their business. It may be that the provider of ...
read moreOwning your small business can feel a bit like a balancing act with the everyday responsibilities of running the show, whilst trying to maintain a healthy lifestyle ... your day organised, without the expense of hiring an actual real-life assistant. While they may not be able to greet clients ... tasks, like reminding you when is your insurance up for renewal again. Intrigued? These are ...
read moreHere at BizCover we take great pride in shining a light on some of the customers we serve and being able to showcase the amazing work they do. Today we're looking at ... . 7 years later we're still at it. “ As for Vaughn's favourite part of his job, it's about “creating real value for client businesses - not just running a clever ad.” “When we co-create a product that ends up selling ...
read moreFor many caf owners, marketing is all about buying ads or finding the right coffee related meme to post on social media. While there's nothing inherently wrong with ... really connects with your specific segment of customers. In the end, the things that resonate with people in the real world, are they things they want to share and talk about in the digital world. *If you are a ...
read moreThree Gems Natural Skincare is a small business based in sunny Nelson, handcrafting natural skin and body care using only pure ingredients - no chemicals, water or fillers ... down to just one. “I love creating things from scratch and sharing them with others. It still gives me a real buzz to know that something I've created can help someone by giving them the clear complexion they are after ...
read moreIt's no secret that businesses are adopting more sustainable solutions to operate their business, especially when it comes to using the wonders of digital technologies ... , access and create through suite cloud-based programs like shared calendars and spreadsheets that allow for real – time comments among approved users. Don't give a sheet For your next meeting why not ...
read moreFeel like it's all work, no play? Lost that mojo and spark? As a small business owner, you're not alone when it comes to experiencing motivational burnout. To help get ... them with the team when we hit those targets. Our celebrations are always part fun and part professional development. Make a commitment to life-long learning- whether it's listening to a podcast, studying ...
read moreTwoBlackLabs create tailored services to assist clients by managing and making their business' unique security and privacy risk needs easier. They also specialise in ... .” Caroline is a Privacy and Security Risk professional who has over 10years experience in both the ... can continue, and my family are not impacted. Insurance allows me to meet my contractual obligations with certain ...
read moreStress and overworking can affect your overall productivity as a small business owner. Here are some of the best stress-busting techniques for 2019. Some level of stress ... to do something about it. Seek support : Whether it’s talking to your partner, friends, or even a professional coach, have someone you can freely talk to about stress at work. The act of confiding in someone can ...
read moreThe world today is digital, where you can now do everything, from reading books, listening to music, booking a taxi, pre-ordering your groceries for delivery and even ... all of these things but if it is too overwhelming it's worth considering cyber insurance for your business. Most cyber insurance policies will not only cover your business financially but will help organise the retrieval ...
read more
It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me.
Definitely r
Patricia Copp
Consultancy Occupations
IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE
Janette Wallbutton
Real Estate
Got my PI cover sorted within 15 mins over the phone.
Kaushalya Samarasekera
Information Technology
I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!
Alison McDonald
Consultancy Occupations
A real person promptly answered my phone call - no redirection / no music while holding!!
Quick and efficient answers to my questions.
Astrid Herbert
Trades & Services
Real easy to renew your cover and they email you a reminder.
Joseph Caldwell
Information Technology
Awesome experience. Talking to a real person that had a pleasant persona. Was just so easy and I think it was Aaron?? was great to deal with. Gave us some discount as we are recognised as an existing client which is always a good feel thing and also that
Pete Halligan
Trades & Services
All good and professional apart form the call back time. I was rushed into agreeing that I had read and understood things that I had not even seen. It would have been better to explain that the call was going to take over 10 minutes and there there were a
Chris Boyce
Information Technology
I recommend bizcovers simple and straightforward system for obtaining professional insurace online
Alison Davies
Consultancy Occupations
Easy to deal with; did as they said. ie when I asked them to call back they did.
Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A
Alisa Drewett
Medical
I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.
Tina Buckler
Allied Health
Extremely easy, user-friendly online purchase process, really good.
But like all insurance the value isn?t known until you need to make a claim.
I hope if that?s ever needed, that process and customer service is equally as good.
Angela Clarke
Information Technology
They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn
Monique Princen
Information Technology
Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu
Layla Dowthwaite
Consultancy Occupations
The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover
Quentin Duff
Trades & Services
Highly recommended way of doing business insurance with out hassles and cost effective
Peter Digby
Manufacturing
Nice and fast, but not immediately obvious where to download insurance certificate.
Charles Brooks
Consultancy Occupations
Real estate agents providing incorrect or misleading information topped the consumer complaints and inquiries to the Real Estate Agents Authority (REAA).
Professional Indemnity insurance is designed to protect your business against legal claims and costs by third parties for damage arising from acts, error, omissions, and breaches in your professional duty. This may include the sale of real estate, poor property management, allegations of misleading or misrepresentation or a breach of statutory rules.
This insurance is an essential component of any business insurances. It covers your liability to third parties for any property damage and or injury or death arising out of your work where ACC does not respond. Typical claims for Real Estate Agents might include leaving a property unlocked and a theft occurs or by causing damages to a property or its contents during an open home. It is relatively cheap cover for the amount of protection afforded.
Business Insurance provides cover for your business assets from perils such as theft, fire and natural disaster. It also provides indemnity for any loss of revenue incurred by your Real Estate business as a result of any insured peril.
Working as a real estate agent, you will have sensitive and important documentation that you will need to protect from data breaches and other malicious cyber threats. In such an event, cyber insurance can help cover your business in the event of:
Forensic investigation costs
Data restoration costs
Security failure claims
Public relation costs
Cyber-extortion costs
Fines, penalties, and loss due to defamation
Privacy and intellectual property claims
Identity theft
Ransom and extortion
With the ever-changing statutory landscape for the Real Estate industry, it is becoming more and more crucial for Real Estate Agents to have protection for any inadvertent breaches of New Zealand statutes. This will cover legal defence costs as well as, in some cases, cover for fines incurred.
