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How much does Public Liability Insurance cost?

... Liability insurance. Also known as General Liability or Broadform Liability, Public Liability insurance is an essential form of cover for almost every type of business, from trades and services industries to white collar ...

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What does Public Liability Insurance Cover?

... and you accidentally cause property damage, you face the risk of legal action. Public Liability Insurance ... of dollars), and could be enough to put a small business out of business! This is general advice only.

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What is Public Liability Insurance?

... right Public Liability cover, your insurance company will provide much needed funds to cover your legal costs and ... with customers or the general public should have Public Liability insurance ; Could this happen to ...

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Public Liability Insurance

... about is paying hefty legal costs should an unwanted accident occur. Public Liability Insurance, often referred to as General Liability, gives you peace of mind, protecting you and your business against such claims ...

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Do I need Public Liability Insurance?

... Liability insurance a legal requirement? Do I need Public Liability Insurance Insurance? Public Liability insurance* is an important type of cover, as it can provide protection for you and your business if ...

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Insurance Options for Retailers

... protect your retail business. Public Liability insurance* This is one of the first insurances a retail business will typically take out to cover their business. It covers legal fees and compensation costs if a ...

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Types of small business insurance in New Zealand

... revenue, and your liabilities. Public Liability Insurance Every business should consider Public Liability Insurance - ... Insurance is a must have. It protects professionals against liability for damages, and the legal ...

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What does Public Liability Insurance Cover?

... third parties where the ACC does not provide cover Legal and defence costs ; When would I need Public Liability insurance? Public Liability insurance is designed to protect businesses from the financial impact ...

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Insurance For Cafés and Restaurants

... P ublic L iability insurance and G lass insurance before signing a lease. ; Insurance for cafés and restaurants Public Liability* Public Liability insurance is  designed to ...

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Insurance for Plumbers

... having Public Liability insurance. As a plumber it is a vital form of cover that protects you and ... a result of your business activities. It covers your legal and defence costs, as well as compensation awarded to the ...

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Insurance for Photographer

... as you were directing their movements? Often referred to as General Liability insurance, Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a ...

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Insurance for Shop Owners

... those legal costs have the potential to bankrupt your business, forcing you to close your doors? Claims can arise from the daily operations of your retail business and that's where Public Liability insurance comes ...

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Insurance for Engineers

... may have to work with contractors, staff, and the general public for various reasons. You may need public liability insurance to protect yourself against any claims and liabilities that arise due to damage to property or ...

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Insurance for Architects & Designers

... Do you need it? If you have regular contact with clients, contractors and the general public, then the short answer is yes. Public Liability insurance is an important form of cover to protect you from financial losses ...

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Cyber Insurance - Is it worth it?

... that if your business has customer or vendor relationships and processes customer-sensitive (non public) information, you need it. Isn't my other insurance cover enough? Take time to review your current policies ...

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Insurance for Handyman

... New Zealand insurers. A few clicks are all it takes to get the best public liability cover and complete peace of mind. Business Insurance The success of your handyman business depends as much on your skills as your ...

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Insurance for Painters

... are not covered by their policy. Public liability policies usually cover only the insured and their employees, not subcontractors. ; Insurance for Painters Public Liability Public Liability is perhaps the most ...

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Insurance for Tradesmen

... can result in many thousands of dollars damage. ; Insurance for Tradesmen Public Liability Don't get stuck between a wall and hard place by not having Public Liability insurance. It's a crucial form of cover to ...

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Insurance by Industry

... is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety of ...

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Insurance for Cleaners

... Cleaners Public Liability Insurance* Public Liability insurance is an important type of cover for cleaners, providing protection for you and your business if a customer, member of the public or ...

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Bizcover and Nutrition Society of NZ

... and accidental damage. ; Professional Liability Package for Nutritionists The NSNZ Liability package includes cover for Professional Indemnity, Public Liability, Statutory Liability and Employers Liability ...

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Insurance for Allied Health Professionals

... look after your business insurance. As an allied health ... Yoga Instructors Public Liability and Product Liability Public and Product Liability Insurance covers Allied Health Professionals for their legal liability ...

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Insurance for Personal Trainers

... Insurance for Personal Trainers and Fitness Professionals Combined Professional Liability Package Getting people into shape and ... It includes Professional Indemnity and Public Liability cover to provide you ...

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BizCover and NZ Retail

... can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances. Public Liability Public Liability insurance** is designed to provide protection for your ...

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Retailer Insurance

... ? Many commercial landlords require the tenant to have both public liability insurance and glass insurance before signing a lease. ; Insurance for Retailers Public Liability If you are in business you have a ...

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Insurance for Mortgage Brokers

... . The right public liability cover can defend you against compensation claims and legal costs in the event of physical injury or property damage should they arise. Business Insurance Business Insurance is designed ...

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Insurance for Consultants

... advise Inland Revenue that you've become a sole trader and you'll need to register for GST if you ... Legal Searchers Translator Workflow processes & procedures Public Liability Public Liability insurance ...

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Insurance for Hairdressers

... business comes with its own set of risks and liabilities and it is no different with hairdressing. Hairdressers can ... insist on you having public liability insurance. Business Insurance Your business assets are as ...

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BizCover and Reflexology NZ

... Professional Liability Package provides essential financial protection in the event of a claim being made against your business. BizCover is proud to be the preferred insurance ... Public (General) Liability ...

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Insurance for IT Professionals

... a button, you can compare quotes from leading NZ insurers and find the coverage you need, in minutes. ; Did ... Public and Product Liability insurance offers important cover for IT Professionals and their legal liability ...

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Bizcover and Massage NZ

... held liable. A Professional Liability Package provides important financial protection in the event of a claim being made against your business. BizCover is proud to be the preferred insurance partner of Massage New ...

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Insurance for Real Estate Agents

... a breach of statutory rules. Public Liability This insurance is an essential component of any business' insurances. It covers your liability to third parties for any property damage and or injury or death arising ...

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Insurance for Beauty Salons

... : Settlements and court costs Legal and defence costs PR costs Public Liability When you ... that accidents do happen, and damage can be expensive to fix. Public Liability Insurance provides peace of mind ...

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Insurance for Accountants & Tax Agents

... for their calculations? Or do you provide an in-home service? If yes, then Public Liability Insurance is a vital type of insurance to protect your business against financial losses arising from claims of third party ...

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BizCover and Boost Your Business

... provided. Public Liability Insurance Protects you and your business from third party legal claims for ... due to an insured event. Statutory Liability Insurance Protects you and your business against the costs of ...

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BizCover and PriceMe

... business. Public Liability Insurance Protects you and your business from third party legal claims for ... to an insured event. Statutory Liability Insurance Protects you and your business against the costs of ...

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BizCover and n3

... to you and big to us! We believe that getting your business insurance sorted should be simple and hassle-free, ... provided. Public Liability protects you and your business from third-party legal claims for ...

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It's Time for an Insurance Health Check!

... and your level of exposure increases you may need to consider increasing the level of public liability insurance ... business is insurance fit for the upcoming challenges your business faces! This is general advice only.

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Customer Spotlight: Scotchbox

... ensure that he has insurances in place to protect his Scotchbox stock. “I chose to insure my business because I want to be protected from public liability, selling food and drink to consumers and alcohol specifically I ...

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Statutory Liability Insurance

... responsible for their actions in the workplace. Statutory Liability Insurance protects you, your business and your employees, including directors, trustees and managers, against certain unintentional breaches of New ...

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Cyber Liability Insurance

... as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising from data breaches which may occur after being hacked, or ...

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Employers Liability Insurance

... all go to great lengths to ensure a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance protects you against settlements or damages, including defence costs, as a ...

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What does Professional Indemnity Insurance Cover?

... slander – resulting in public relations and reputation management costs Damages ... legal fees to defend against the claim of liability. Professional Liability insurance can cover the cost of the claim for compensation and ...

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What is Professional Indemnity Insurance?

... such claims, your Professional Indemnity insurance will pay for your legal and defence costs, as well as ... of cost. The surveyor's insurer recognised his liability and made a quick settlement offer. Interestingly, the ...

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Professional Indemnity Insurance

... hold a certain level of PI insurance? What is the value of the ... legal and investigation costs add up to if any action was taken against you? Ensure you review your insurance regularly to assess your exposure risk and ...

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Do I need Professional Indemnity Insurance?

... in the hard work to build up your reputation and expertise, and all it takes is an unhappy client, regardless if ... Professional Indemnity insurance policy will cover the legal and defence costs of a claim and compensation ...

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Reviews related to Legal And General Public Liability Insurance

  • It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me. Definitely r

    Patricia Copp
    Consultancy Occupations

  • You made the purchasing of public liability cover simply easy and straight forward

    Peter McLaughlin
    Trades & Services

  • Very good and it is helpful

    Rafey Shamas
    Television Antennae Installation

  • Great service, quick and easy to apply

    Fiona Morrison
    Retail

  • Prompt and efficient

    Helena Coolen
    Entertainment

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

  • Quick and easy renewal. Thanks

    Ray Gesta
    Allied Health

  • Easy renewal process and very quick.

    Odette Wood
    Allied Health

  • Great service, easy to follow and easy to purchase

    Briana Nathan
    Allied Health

  • Thanks so much for the clear information and for making it so easy amd hassle-free!

    Alanna Clerkin
    Allied Health

  • Very helpful and friendly service

    David Slater
    Allied Health

  • Fast friendly and very good service thank you

    Gerald Eaton
    Allied Health

  • Quick and easy to use, had no issues getting a quote or paying once I'd decided to go with Bizcover.

    Ness Macdonald
    Allied Health

  • Informative and timely.

    Nicola Dunham
    Allied Health

  • Helpful and friendly

    Doreen O'Sullivan
    Allied Health

  • Excellent and efficient

    Angela Paul
    Allied Health

  • Very easy process, prompt and competitive quote, would recommend to associates

    Wayne Smith
    Architecture & Surveying

  • Fast and reliable! Good customer service!

    Joem Baldesco
    Architecture & Surveying

  • It was easy and fast to attain.

    Jason Te Kare
    Consultancy Occupations

  • Easy to understand and purchase, great experience

    Greg Campbell
    Consultancy Occupations

  • Answered all my questions, helpful, and followed up my online enquiry efficiently.

    Jan Broadley
    Consultancy Occupations

  • Fast efficient and user friendly

    Brett Stansfield
    Consultancy Occupations

  • Easy to purchase. Good follow up and email reminder. Price Is good.

    Gabriel Molina
    Other

  • I recommend bizcovers simple and straightforward system for obtaining professional insurace online

    Alison Davies
    Consultancy Occupations

  • Easy and affordable. Friendly customer service rep.

    Ian Leader
    Consultancy Occupations

  • The person assisting me was helpful and called back when he said he would

    LINDA BLUM
    Consultancy Occupations

  • Was an easy experience to update and re new policy

    Jamie Ewen
    Information Technology

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Independent feedback from our customers rated our service at excellent.

Get the cover that’s right for your business

With BizCover there are 4 levels of Public Liability cover to choose from, being $1 million, $2 million, $5 million, and $10 million.

Policies are typically tailored to suit the type of industry your business operates within. However, the amount of cover required will vary from one business to another. When deciding on how much cover you need for your business, consider the following factors:

  • Do any of your contracts require a minimum level of cover?
  • Has your industry body set a minimum level of cover for membership?
  • Does your business or trade license require a minimum amount of cover?
  • Do the terms of your lease require a minimum level of cover?
  • Finally, think about what your level of risk and exposure could be. What kind of accidents could occur, and what could be the potential cost of a claim?