As a healthcare professional, do I need to consider both Professional Indemnity and Public Liability insurance?

Professional Indemnity insurance and Public Liability insurance both cover very different risks that may impact your healthcare business. Working on site or having clients visit you at your place of business makes Public Liability insurance an important form of cover to protect you against injuries or damage to third parties when not covered by the ACC. Professional Indemnity insurance protects you against claims that may arise from a client who experiences a financial loss as a result of your health-related advice or services. For example, advising an inappropriate form of treatment. For healthcare and wellbeing professionals, it’s sometimes hard to know if a claim falls under your Professional Indemnity policy or your Public Liability one. That’s why many insurers offer combined Professional Indemnity and Public Liability policies designed especially for the healthcare and wellbeing industry. To buy combined cover with BizCover, just select both the Professional Indemnity and Public Liability options, and you’ll be presented with quotes for combined policies.

When may I need Public Liability insurance?

As healthcare or wellbeing professional, Public Liability insurance may be required in a few instances, such as: If you are working on a contract, you may be required to have a minimum amount of cover in place If you are leasing a property as your business premises, it may be part of your rental agreement If you are working from home, a policy could help you manage injuries to member of the public, like a client or delivery person It may be a requirement to become a registered provider for certain health funds To become a member of certain professional membership bodies

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Informative and timely.

Nicola Dunham Allied Health
Quick and easy to use both to sign up and renewal

Rod Corban Allied Health
Helpful and friendly

Doreen O'Sullivan Allied Health
I found getting insurance from BizCover exceptionally easy, did it over the phone, the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

Tina Buckler Allied Health
Excellent and efficient

Angela Paul Allied Health
Easy renewal process and very quick.

Odette Wood Allied Health
made it very easy to renew excellent

Maryanne Hooper Allied Health
Quick and easy renewal. Thanks

Ray Gesta Allied Health
Super easy in every way. All done online.

Sonya Horne Allied Health
Fast friendly and very good service thank you

Gerald Eaton Allied Health

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Good Business Insurance Life Coach

Good Business Insurance Life Coach

Good Business Insurance Life Coach

Why Small Business Owners Should Consider Getting a Mentor or Life Coach

Surprising Ways That Business Insurance Can Help Your Business

Increase Your Business Insurance Confidence With These Tips

What every New Zealand tradie needs to know about insurance

Saving Hacks- Business Insurance For Tradies

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