Good Business Insurance Life Coach

Good Business Insurance Life Coach

    • Trusted by over 1000 Health Professionals
    • Comprehensive industry specific policy wording
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Insurance for Allied Health Professionals

... Homeopaths Homoeopathy Hypnotherapy Kinesiology Life Coach Massage Therapists Medicine - ... by the ACC Known claims and circumstances Protect your business today. Business Insurance* It's important to take the time to ...

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BizCover and Reflexology NZ

... Love the low cost insurance for my small business thank you for providing me this option Isabelle P. Occupational Health And Safety – Ohas – Consulting Service Seamless experience! Karen L. Life Coach I thought it would ...

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BizCover and Massage New Zealand

... Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate ...

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BizCover and NSNZ

... $500,000 $500 If you prefer to speak to somebody the old fashioned way you can contact our friendly business insurance Specialists on 0508 249 268 Monday to Friday 9.30am to 8.30pm and Saturday 11am - 6.00pm. Protect ...

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Insurance for IT Professionals

... M. Life Coach Easy to deal with competitive quotes John S. Management Consulting Service Need Help? Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals ...

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Insurance for Personal Trainers

... injury or damage to third party people and property. Business Insurance* If you take a moment to look at all ... well. Efficient and well priced. Thanks Chris K Life Coach The process to renew was easy to navigate which ...

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Insurance for Beauty Salons

... Great experience- thanks so much Jo M. Life Coach Fantastic process. Nick H. Events Management quick and ... out how to get in touch with one of our business insurance professionals. You can also access quick links to our ...

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How to start an online retail business in 5 steps

... and online . An example is online life-coaches, teachers and even personal trainers. Spend ... your wares through their store. Organise your business insurance Just because your business is based online doesn't mean that it ...

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Why You Should Review Your Business Insurance

... marketing campaigns and accounting just to name a few. But one thing which shouldn't be forgotten is reviewing your business insurance. It's often one of those set and forget things that we just do, but in the event that ...

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Do Hypnotherapists need Business Insurance?

... phone, or Property (Contents) for furniture, fixtures, and similar items in your office. Insurance for Hypnotherapists Business insurance could give you greater confidence and peace of mind as you treat your patients. If ...

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Saving Hacks- Business Insurance For Tradies

... and money. Trusted by over 14,000 NZ small businesses, we're here to help make the lives of small businesses hassle-free when it comes to all things business insurance. *This information is general only and does not take ...

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What is Business Insurance

... BUSINESS INSURANCE What Is Business Insurance? What Is Business Insurance? What is Business Insurance? Business Insurance is an insurance package designed to provide cover for your business ... S. Business Coaching the sales ...

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What does business insurance cover

... a chat to our friendly team to get a quote. Get more information Find out more about all thing business and insurance with our blog. These are some articles that may help provide some tips and tricks when it comes to ...

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Do I need Business Insurance

... Hi, Just a question I am a Event production company but the only section was Event Management on your form ... out how to get in touch with one of our business insurance professionals. You can also access quick links to our ...

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Business Insurance

... action taken against you or your company. Business Interruption* Business Interruption cover protects you from ... how to get in touch with one of our business insurance professionals. You can also access quick links to our ...

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Business Insurance FAQs

... Service Loving the efficient way to renew business Natalie B. Massage Therapy Service I love how easy it is to do covers on bizcover compared to other insurance companies. Gwen S. Painter/Decorator Need Help? Visit ...

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Complete Guide to Business Insurance

... is different, with their own unique factors and risk. There isn't a one-size fits all type of business insurance coverage, but there are a few things that you can keep in mind when trying to work out your coverage ...

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Tradies Guide to Business Insurance Packages

... getting injured on the job (see Employers Liability Insurance ) Business Insurance Business Insurance, often referred to as a 'Business Insurance Pack', provides trade business owners with financial protection for their ...

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Business Insurance Health Check Part 2

... . In part two of our series, we look at how you can ask a few questions and give your policies a business insurance health check. Catch part one of our two-part series here to get all the tips and hints from part of our ...

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What Is Inside A Business Insurance Pack?

... ) • Legal costs from any ensuing civil action taken against you or your company Business Interruption insurance: Business interruption insurance provides cover for the loss of income and increased costs of operating your ...

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How Are Business Insurance Premiums Calculated?

... lend a helping hand when it comes to getting your business insurance arranged. Whether you are renewing your small business insurance or buying your first business insurance policy, we are there each step along the way ...

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Managing Your Business Insurance During Inflation

... comes to the impact of inflation, and in our quick guide we take a look at how inflation influences business insurance and some tips of managing your policies. Inflation in flash The Reserve Bank of New Zealand describes ...

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Customer Spotlight: Three Sisters Brewery

... share: “The highs will be higher and the lows will be lower, but hopefully you'll make a living doing something you are passionate about.” Get your business insurance today! Like them on Facebook Follow them on Instagram

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Our Holiday Hours 2022

... year of supporting small business owners in New Zealand with their business insurance needs! We are grateful for your support. Thank you for choosing BizCover to be a part of your small business journey in 2022. Whilst ...

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Take Back Your Time With These Apps

... use interface of Toggl is made to make your work life easier helping you track time and money spent on projects ... time and that's why we offer a hassle-free business insurance experience. Jump online or give us a call to ...

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Diwali Customer Spotlight - Kavita's Kitchen NZ

... grand chiller will hold more products.” The life of a small business owner can be incredibly stressful, but it' ... , in Wellington. Have you got business insurance to start your own business? “They believed in me and ...

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Conquering Stress and a Heavy Workload

... it’s talking to your partner, friends, or even a professional coach, have someone you can freely talk to about stress at work. ... some stress in their daily lives, but as a small business owner, you're dealing with ...

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Customer Spotlight: The Goat Farm

... might be looking to start their own business: “There's never been a better time. Client companies - even big ones - are more ... 't be a dick.” Get protected with business insurance . Visit their Website Like them on Facebook

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Easter Competition Terms and Conditions

... their immediate family) of the Promoter, related companies of the Promoter or agencies associated with this ... out how to get in touch with one of our business insurance professionals. You can also access quick links to our ...

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Referral Partners NZ

... This was soooo easy to sign up to, all other companies were asking me to fill out a million forms which was ... out how to get in touch with one of our business insurance professionals. You can also access quick links to our ...

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6 ways your business can go paperless

... and suppliers in the loop by communicating any changes that may impact the way you do business with them. Have you looked into paperless insurance? Get quick online business insurance quotes sent straight to your inbox.

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How to Market your Business

... be helpful to you as you search for ways to market your business in challenging times. Alongside an effective marketing strategy, having robust business insurance coverages in place will give you the peace of mind if an ...

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... Scholarship $3000 Scholarship Prize About BizCover Since 2008, BizCover has been proud to be the first online business insurance comparison sites in Australia and New Zealand - and arguably in the world. We have gone to ...

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A Tradies Guide To Protecting Tools

... techniques. Insure your tools The next step important step in helping to protect your tools is to get your business insurance * sorted. While you may be familiar with policies like Public Liability, did you know there is ...

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6 Apps To Help Boost Small Business Productivity

... work to really illustrate and bring your projects to life. Xero Managing your accounting on the go, Xero ... you may be as a small business owner and want to make arranging your business insurance* as drama-free as possible ...

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5 Tips to Avoid Tradie Tool Theft

... need to be a hassle. At BizCover we provide effortless quotes without the boring bits, jargon and paperwork. Just business insurance made easy. You can visit us online , or if chatting to a human is more your style give ...

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Marketing Tips for Psychologists

... pieces published on your company website, to press releases, company profiles, video content, infographics ... may be worth considering business insurance for psychologists to protect your business so you can keep ...

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How tradies can take the pain out of claim time

... of what happened to what tools can help the insurance company assess the claim. From there, you're claim ... tools lost or stolen can be stressful. Luckily, your business insurance doesn't have to be! Jump online or give us ...

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Seven Tips To Keeping Your Data Secure

... files is a necessary part of running a modern business, so depending on your company's size, it may not be practical to limit ... be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions ...

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A Mechanics Guide to Understanding SEO

... does the process of getting your mechanic business' insurance* sorted . At BizCover, we provide a range of business insurance options to insure your mechanic business for when life throws a spanner in the works. Visit ...

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A Guide to Google Ads for Mechanics

... marketing wizard, just a little bit of research and planning. Luckily the process of getting your mechanic business' insurance * sorted is even simpler, no fancy lingo or analytics to decipher. At BizCover, we provide a ...

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Marketing Tips for Yoga Instructors

... deeper into what they stand for. If their brand values and company ethos don't align with yours, partnering with them may ... do that is to invest in business insurance such as insurance for yoga teachers *. BizCover works ...

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4 Tips For Starting An Online Business

... audience and a description of your company’s core values. A good business plan will be a key indicator ... more essential. Having small business insurance in place can help protect your online business from a number of ...

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How To Start A Small Business On Etsy

... your product on Etsy. Etsy is an e-commerce company designed for handmade or vintage items and other craft ... on this information. 6. Sort out your small business insurance While it may not be a requirement when operating ...

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Digital Marketing Tips For Tradies

... risks to their business via business insurance * , including Public Liability insurance , and small business insurance. Visit and get business insurance for your accounting small business without drama and ...

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Reviews related to Good Business Insurance Life Coach

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett

  • I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

    Tina Buckler
    Allied Health

  • Quick and easy renewal. Thanks

    Ray Gesta
    Allied Health

  • Just so you know, this is the 2nd review I've been asked to do. BizCover staff were accommodating, I didn't have to wait long for service, they were knowledgeable and polite, listened well and gave excellent information and advice to me.

    Kate Carlisle
    Allied Health

  • Easy renewal process and very quick.

    Odette Wood
    Allied Health

  • made it very easy to renew excellent

    Maryanne Hooper
    Allied Health

  • Quick and easy to use both to sign up and renewal

    Rod Corban
    Allied Health

  • Great service, easy to follow and easy to purchase

    Briana Nathan
    Allied Health

  • All questions answered Options of various policies explained thoroughly

    Rangi Monga
    Allied Health

  • Thanks so much for the clear information and for making it so easy amd hassle-free!

    Alanna Clerkin
    Allied Health

  • Very helpful and friendly service

    David Slater
    Allied Health

  • Fast friendly and very good service thank you

    Gerald Eaton
    Allied Health

  • Quick and easy to use, had no issues getting a quote or paying once I'd decided to go with Bizcover.

    Ness Macdonald
    Allied Health

  • Super easy in every way. All done online.

    Sonya Horne
    Allied Health

  • Informative and timely.

    Nicola Dunham
    Allied Health

  • Helpful and friendly

    Doreen O'Sullivan
    Allied Health

  • Excellent and efficient

    Angela Paul
    Allied Health

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby

Did You Know?

BizCover is the preferred insurance partner of Podiatry NZ, Massage NZ, Nutrition Society and Reflexology NZ. If you’re a member you’ll save on your Professional Indemnity & Public Liability cover with our exclusive member rates.

Insurance for Allied Health Professionals

Professional Indemnity

Professional Indemnity (PI) insurance provides essential financial protection for Allied Health Professionals for claims made against them in carrying out their professional services or treatments.

Allied Health Professionals generally require professional indemnity to comply with professional association requirements, professional standards legislation or to meet the requirements of many clients.

What is covered?

  • Damages and claimant costs awarded against the insured
  • Legal and defence costs
  • Claims investigation costs
  • Inquiry attendance costs
  • Public relations costs

What is NOT covered?

  • Intentional damage
  • Known claims and circumstances
  • Fraud and dishonesty
  • Bodily injury / property damage

Allied Health covers a broad range of modalities, including:

  • Acupuncture
  • Beautician
  • Bowen therapy
  • Chiropractors
  • Counsellor
  • Dietician (Nutritionist)
  • Homeopaths
  • Homoeopathy
  • Hypnotherapy
  • Kinesiology
  • Life Coach
  • Massage Therapists
  • Medicine – Chinese
  • Medicine – Herbal
  • Meditation
  • Natural Therapists
  • Neurohealth Chiropractor
  • Occupational Therapists
  • Optometrists
  • Osteopaths
  • Personal Trainer
  • Physiotherapy
  • Pilates
  • Podiatry
  • Psychological
  • Psychotherapy
  • Reflexology
  • Speech Therapy
  • Traditional Therapists
  • Weight Loss Centres
  • Yoga Instructors

Public Liability and Product Liability

Public and Product Liability Insurance covers Allied Health Professionals for their legal liability in the event of personal injury or damage to property of others during the course of normal business operations or as a result of a product defect.

If your business/practice requires your customers or members of the public to visit your home or business, or if you visit their premises, you should seriously consider taking out public liability insurance for your protection.

What is covered?

  • Compensation for accidental damage to third party property
  • Compensation for personal injury or death to third parties where the ACC does not provide cover
  • Legal and defence costs

What is typically NOT covered?

  • Injury to your employees
  • Damage to your own property
  • Compensation for personal injury whereby cover is provided by the ACC
  • Known claims and circumstances

Protect your business today.

Business Insurance*

It’s important to take the time to consider protecting the assets that help to keep your business running.

There are a variety of different types of business insurance options to help keep your allied health business protected, these are a few to consider:

Contents: Covers your business contents or stock if they are damaged in a fire, storm or due to malicious damage or some other defined event listed in the policy

Building: Cover for loss and damage to buildings you own, as a result of an insured event (such as fire, storm, wind).

Portable Equipment: Portable Equipment insurance (also known as General Property insurance) covers you for loss and damage to items of portable equipment associated with your business. These can include tools of trade and items of stock.

Claim example

A yoga instructor hired premises in a busy centre to run a studio. From the time of occupation, she complained to the landlord about the air conditioning in the premises. Despite numerous complaints and heated discussions, nothing was ever rectified by the landlord. The yoga instructor then left the premises prematurely and she left a note on the door explaining that she had moved premises and what she thought of the landlord. She followed this up with an interview in a local newspaper whilst promoting her new location. The landlord sued the yoga instructor for defamation. The professional indemnity policy responded and paid for significant legal costs (equivalent to one years revenue) before the matter went away.


As an allied health professional do I need both Professional Indemnity and Public Liability insurance?

Professional Indemnity insurance and Public Liability insurance both cover very different risks that may impact your allied health business.

Working on site or having clients visit you at your place of business makes Public Liability insurance an important form of cover to protect you against injuries or damage to third parties when not covered by the ACC.

Professional Indemnity insurance protects you against claims that may arise from a client who experiences a financial loss as a result of your allied health advice or services. For example, these could be claims for things like advising an inappropriate form of treatment.

When may I need Public Liability insurance?

As an allied health professional, Public Liability insurance may be required in a few instances. These are some typical ones when it may be needed:

  • If you are working on a contract, you may be required to have a minimum amount of cover in place
  • If you are leasing a property as your business premises it may be part of your rental agreement
  • If you are working from home, you may need to consider taking out cover to protect yourself
  • It may be a requirement to become a registered provider for certain health funds
  • To become a member of certain professional membership bodies, you may need to have Public Liability insurance in place

Get more information

Find out more about all things business insurance and running your own small business with our blog articles

5 Long term money saving tips for your small business

Saving a dollar here and there can quickly add up, and when you operate your own small business, every bit helps! Find out more about you could help save your business money for the long haul

* This information is a general guide only and does not take into account your objectives, financial situation or needs.  As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

The provision of the claims examples are for illustrative purposes only and should not be seen as an indication as to how any potential claim will be assessed or accepted. Cover for a claim will depend on the specific circumstances around the loss and would be subject to the terms and conditions of the policy concerned.

Need Help?

Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. 

You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents. 


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