As a healthcare professional, do I need to consider both Professional Indemnity and Public Liability insurance?

Professional Indemnity insurance and Public Liability insurance both cover very different risks that may impact your healthcare business. Working on site or having clients visit you at your place of business makes Public Liability insurance an important form of cover to protect you against injuries or damage to third parties when not covered by the ACC. Professional Indemnity insurance protects you against claims that may arise from a client who experiences a financial loss as a result of your health-related advice or services. For example, advising an inappropriate form of treatment. For healthcare and wellbeing professionals, it’s sometimes hard to know if a claim falls under your Professional Indemnity policy or your Public Liability one. That’s why many insurers offer combined Professional Indemnity and Public Liability policies designed especially for the healthcare and wellbeing industry. To buy combined cover with BizCover, just select both the Professional Indemnity and Public Liability options, and you’ll be presented with quotes for combined policies.

When may I need Public Liability insurance?

As healthcare or wellbeing professional, Public Liability insurance may be required in a few instances, such as: If you are working on a contract, you may be required to have a minimum amount of cover in place If you are leasing a property as your business premises, it may be part of your rental agreement If you are working from home, a policy could help you manage injuries to member of the public, like a client or delivery person It may be a requirement to become a registered provider for certain health funds To become a member of certain professional membership bodies

Good Business Insurance Life Coach

Please select your occupation to proceed.

Who is it for? Cover types Cost How to buy

Insurance for Allied Health Professionals Good Business Insurance Life Coach

Why Small Business Owners Should Consider Getting a Mentor or Life Coach

Increase Your Business Insurance Confidence With These Tips

There are a million and one things that you have to remember when you run your own business- numbers for this, logins for that, it never seems to end. But it when it comes to protecting your business and the things that keep it running, spending a bit of time understanding your business insurance might be worth the investment.

Surprising Ways That Business Insurance Can Help Your Business

Life is anything but boring when you run your own business, with something always demanding your attention. From balancing the books, posting that social media update to ensuring your staff are paid on time and that you actually took a moment to have a lunch break!

What every New Zealand tradie needs to know about insurance

For those that work for themselves as a tradie, you would already have an idea of just how important it is to have the right business insurances in place for when things don’t go exactly to plan. Sometimes it can be easy to just buy the easiest option without doing too much research,

Saving Hacks- Business Insurance For Tradies

Looking to save a spare dollar here and there? Well, you’re not alone. and when it comes to getting your business insurance sorted for your tradie business, we hear you. Whether you’re flying solo as a sole trader or run a team of sparkies, we understand the importance of saving time, money while having peace of mind that you have adequate cover in place.

Managing Your Business Insurance During Inflation

In the current economic climate, inflation seems to be on the tip of most business owners lips and is the driving force behind changes like the increased costs of living. Business insurance isn’t exempt when it comes to the impact of inflation, and in our quick guide we take a look at how inflation influences business insurance and some tips of managing your policies.

Super easy in every way. All done online.

Sonya Horne Allied Health
Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

Alisa Drewett Medical
I found getting insurance from BizCover exceptionally easy, did it over the phone, the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

Tina Buckler Allied Health
Excellent and efficient

Angela Paul Allied Health
Easy renewal process and very quick.

Odette Wood Allied Health
Fast friendly and very good service thank you

Gerald Eaton Allied Health
Thanks so much for the clear information and for making it so easy amd hassle-free!

Alanna Clerkin Allied Health
made it very easy to renew excellent

Maryanne Hooper Allied Health
All questions answered Options of various policies explained thoroughly

Rangi Monga Allied Health
Just so you know, this is the 2nd review I've been asked to do. BizCover staff were accommodating, I didn't have to wait long for service, they were knowledgeable and polite, listened well and gave excellent information and advice to me.

Kate Carlisle Allied Health

Products we Cover

We take the hassle out of business insurance

Industries we Cover

Trusted by over 15,000 NZ Small Businesses

Partner with BizCover

Do you have customers who could use BizCover?

Good Business Insurance Life Coach

Good Business Insurance Life Coach

Good Business Insurance Life Coach

Why Small Business Owners Should Consider Getting a Mentor or Life Coach

Increase Your Business Insurance Confidence With These Tips

Surprising Ways That Business Insurance Can Help Your Business

What every New Zealand tradie needs to know about insurance

Saving Hacks- Business Insurance For Tradies

Managing Your Business Insurance During Inflation

Reviews related to Insurance for Allied Health Professionals

Related Topics