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Key things to look out for when Growing Your Small Business

There comes a time when every successful enterprise needs to ditch the baby steps, put it all on the line, and take a giant leap forward. At that point, the decisions ... , but the primary insurances - public liability and professional indemnity - are ... type of professional advice or services. Consider Cyber Liability insurance, especially ...

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Preparing your store for the holiday season ahead

The holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... and legal expenses. Ensure your Public Liability insurance policy has adequate cover ... Installing video surveillance and monitoring services to deter would-be thieves and ...

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The difference between public liability and professional indemnity insurance

... difference between Professional Indemnity and Public Liability insurance as the two types ... forms of protection. Public Liability Insurance VS ... forms of protection. Public Liability Insurance VS Professional Indemnity Insurance Public Liability insurance protects ... provisions of your service Do I really need Public Liability Insurance? If you ...

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Types of small business insurance in New Zealand

If you own a small business, there's no denying one the most important things you need to protect your assets is Small Business Insurance. But what kind of insurance ... your liabilities. Public Liability Insurance Every business should consider Public Liability Insurance - even ... or profession involves providing a service or advice, then Professional Indemnity ...

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What does Public Liability Insurance Cover?

Public Liability Insurance protects you and your ... ... cover. Every business should consider Public Liability Insurance - even home-based businesses. ... parties if your products or services cause property damage. For example ...

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Public Liability Insurance

... should an unwanted accident occur. Public Liability Insurance, often referred to as ... there are 4 levels of Public Liability cover to choose from, being ...

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Business Risk: What Isn't Covered and Why it Matters

One of the most common issues with Business Insurance is that policy owners often fail to understand what it does protect you against, and the risks that still remain ... insurance. Read the below carefully: Public Liability- This protects against the financial ... in the delivery of a service. Business Insurance- This can cover ...

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Massage Therapy Insurance: here's why you need it!

Being a massage therapist can be a rewarding yet challenging career, and there's no doubt you've worked hard to build your business, so it only makes sense to protect ... position of trust, and the service you provide comes with an ... The package includes Professional Indemnity, Public Liability, Statutory Liability and Employers Liability ...

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Insurance for IT Professionals

... under a Professional Indemnity or Public Liability policy, so it's wise to ... Systems Audit Systems Integration Telecommunication Services Troubleshooting Public Liability Chances are, you visit ...

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Business Insurance

... assets. And you can include Public Liability Insurance to ensure you are ... damaged or broken, such as windows, mirrors or porcelain. Electronic Equipment ...

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4 Areas You May Not Have Thought Business Insurance Covers

You work hard to build your business. So it's vital to protect your business assets and revenue against potential risks that may impact your business, such as fire, storms ... damaged or broken, such as windows, mirrors or porcelain. Money – Covers ... other essential covers such as Public Liability and Professional Indemnity insurance to ...

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Insurance for Consultants

... Public Liability Public Liability insurance is a no-brainer when it comes to offering consultancy services. ... a couple of thousand dollars. Public Liability insurance will protect you from ...

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Insurance for Accountants & Tax Agents

... Management/business consulting Accounting software programs Public Liability Do clients visit your office ... you provide an in-home service? If yes, then Public Liability Insurance is a ...

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The Art of Celebrating a Win this Winter

In the insurance world, we focus on loss prevention. We're experts on the nature of risk and we pride ourselves on the level of protection we give small enterprises when ... appreciation for keeping the floor clean and no one is going ...

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Insurance for Tradesmen

... dollars damage. Insurance for Tradesmen Public Liability Don't get stuck between a ... house. Fortunately, the landscaper had Public Liability cover and his insurer quickly ...

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Insurance for Beauty Salons

... and defence costs PR costs Public Liability When you picture a beauty ... can be expensive to fix. Public Liability Insurance provides peace of mind ...

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BizCover expands its insurance offer and launches a new look

BizCover launches a new website making it easier for Australian customers to compare and buy professional indemnity and business insurance online Sydney, Australia - ... easy online professional indemnity and public liability insurance for over 200 professions. ... constantly evolving and enhancing its services, its motto of providing quick ...

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Customer Spotlight: Scotchbox

Scotchbox is all about sampling Whisky and other spirits that aren't easy to find, or, you perhaps wanted to try but didn't want to buy a bottle. With Scotchbox you get ... unique and bespoke whisky subscription service. The subscription lets customers subscribe ... want to be protected from public liability, selling food and drink to ...

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It's Time for an Insurance Health Check!

The end of financial year is a time for people to plans for the new financial year ahead. It's also a great time for business owners to take stock and do a bit of planning ... consider increasing the level of public liability insurance that you hold. Are ...

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Help Protect your small business' reputation

When it comes to running a small business, your brand and its reputation are priceless. No doubt you've spent countless hours establishing your name by building strong ... your business provides a professional service or advice, such as an ... , failing to provide a promised service, or even being falsely accused ...

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BizGiver launch in NZ: Granting a $2000 wish this spring

Ask any small business owner about the most difficult aspect of running a business and you'll most likely get a range of answers. However, there is common one thing that ... community, who have embraced our services over more traditional methods of ... include SEO packages, website design services, advertising, iPads, hardware and equipment ...

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Tips for making a Stress-Free Claim for your business

In the aftermath of a disastrous event, we understand how important it is to get your business back up and running as quickly as possible. Making an insurance claim can ... Plumber Utility providers Accountant IT services Keep a record: taking photos ... any questions, contact your insurance service provider today. This is general ...

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International Coffee Day Customer Spotlight: Third Wheel Vending

Today is the day all coffee lovers have marked on their calendars, International Coffee Day. To celebrate we're taking a look at one of our customers who exudes a love ... themselves on providing fantastic customer service, they will always ask the ... a vintage setup with friendly service. Either contact them via their ...

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Customer Spotlight: TwoBlackLabs

TwoBlackLabs create tailored services to assist clients by managing ... privacy, GDPR and data protection services, Founder and Principal Consultant Caroline ... privacy, GDPR and data protection services, Founder and Principal Consultant Caroline ... driving passion was to deliver services which assist customers in understanding ...

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Christmas Hours

From the team here at BizCover we'd like to wish you a Safe and Happy Holiday and all the best for you and your business in 2018. We'd also like to thank you for your ... :00 pm We'll resume full service from the 8th January 2018. ...

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How the cost of Professional Indemnity insurance is calculated

Ever wondered how the cost of a Professional Indemnity (PI) insurance policy is calculated and why one profession can often cost more than another? We look some of the ... you operate within. Industries and services which have a higher risk ... scenario from the advice or service you provide - what are ...

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Customer Spotlight: Mosh

One of the things we're really proud of here at BizCover is the diverse range of customers we serve. Whether it's your local butcher shop, your favourite café or the ... long as they like the service they receive, the results they ...

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Our Holiday Hours

From the team here at BizCover we'd like to wish you a Safe and Happy Holiday and all the best for you and your business in 2019. We'd also like to thank you for your ... - Closed We'll resume full service from the 7th January 2019. ...

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Customer Spotlight - Two Sides

Based out of Hamilton, on the banks of the Waikato River, Hannah McCreery runs Two Sides, a boutique copy and content writing business. Two Sides works with businesses ... first is the quality of service she provides. “If they're impressed ... were targeting, what benefits their services provide to clients and how ...

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Customer Spotlight - 7 glyphs

Here at BizCover we are continually impressed with the diverse range of small businesses we serve. As a result, we can't help but celebrate our customers and their businesses ... says, is providing great customer service & support and of course ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business can be pretty straightforward, jump online, compare quotes and buy the insurance that suits your business. But there ... if you are providing professional services for a large corporation or ...

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5 Money Saving tips for Small Business in NZ

Most small business owners are conscious of their cash flow. Whether you are just starting out or have been in business a while, you'll want to make sure every dollar ... cloud provider will allow pay-as-you-go services so that you can quickly ... means having the right financial services for your business. Many business ...

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Understanding the risks for Real Estate Agents

... , errors and omissions from professional services provided. The REINZ Code of ... ... , errors and omissions from professional services provided. The REINZ Code of ... large sign stating “739sqm fully serviced and sewered section in corner ...

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Insurance for Recruitment Consultants

... range of business activities Recruitment services e.g. placement of candidates, executive ... On-hired employee services Incorporation contractors Other recruitment services Employment consulting services, for example ...

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Customer Spotlight - MOA Bakery, Cakery

Today, for our Customer Spotlight, we're looking at MOA Bakery, Cakery, a small retail and wholesale bakery that specialises in vegan, gluten free, and refined sugar ... to provide wholesale and catering services.” As for Jane's favourite part ...

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Reviews related to good public liability window cleaning service

  • You made the purchasing of public liability cover simply easy and straight forward

    Peter McLaughlin
    Trades & Services

  • It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me. Definitely r

    Patricia Copp
    Consultancy Occupations

  • Thanks so much for the clear information and for making it so easy amd hassle-free!

    Alanna Clerkin
    Allied Health

  • Just so you know, this is the 2nd review I've been asked to do. BizCover staff were accommodating, I didn't have to wait long for service, they were knowledgeable and polite, listened well and gave excellent information and advice to me.

    Kate Carlisle
    Allied Health

  • Very quick polite and easy to deal with. Happy with service provided

    gary smith
    Trades & Services

  • Efficient service with reminder notice well in time, when my cover was due to expire.

    PAMELA HARVEY
    Consultancy Occupations

  • Good service - a little pushy with the reminders

    Michael Alan Baylis
    Architecture & Surveying

  • Excellent online service, frequent reminders of the expiry date, and a reasonable cost for the protection.

    David Crockett
    Trades & Services

  • Great service, easy to follow and easy to purchase

    Briana Nathan
    Allied Health

  • I was impressed with the quick service and how able they could ask my questions

    Tony Bailey
    Trades & Services

  • Its been very easy to re-instate my isurance for the next 12 months. I do not really have any additional comments to make because i have not been provided any special service. I would definitely do business with you again

    Sharon Williams
    Information Technology

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • Fast friendly and very good service thank you

    Gerald Eaton
    Allied Health

  • Great service, quick and easy to apply

    Fiona Morrison
    Retail

  • Easy and affordable. Friendly customer service rep.

    Ian Leader
    Consultancy Occupations

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

  • Very slick and quick service with a great premium price for the cover. All done on-line with no long forms to fill in.

    Stephen Hutchins
    Information Technology

  • Great service :)

    Richie Campbell
    Multimedia and Marketing

  • I thought the service I received was very awesome,

    Pene Nepia
    Trades & Services

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • Fast and reliable! Good customer service!

    Joem Baldesco
    Architecture & Surveying

  • Great service easy process

    Michael Price
    Trades & Services

  • Very helpful and friendly service

    David Slater
    Allied Health

  • Very pleased with the helpful service

    Richard Evans
    Trades & Services

  • excellent and quick

    LALESHNI DEVI
    Trades & Services

  • Awesome very easy to use and not complicated to use

    Ross and Jenny Fletcher
    Trades & Services

  • quick and easy.

    George Curach
    Trades & Services

  • A real person promptly answered my phone call - no redirection / no music while holding!! Quick and efficient answers to my questions.

    Astrid Herbert
    Trades & Services

  • Follow up was not what I required. To long to get feedback on queries.

    Bruce CHRISTIAN
    Trades & Services

  • It was grate and on timings,fast,good customer services.

    David Tabar
    Trades & Services

  • Awesome experience. Talking to a real person that had a pleasant persona. Was just so easy and I think it was Aaron?? was great to deal with. Gave us some discount as we are recognised as an existing client which is always a good feel thing and also that

    Pete Halligan
    Trades & Services

  • Easy very grateful thankyou

    Chas Pourau
    Trades & Services

  • Prompt response to my initial enquiry and subsequent questions about the policy.

    Carol Freebairn
    Trades & Services

  • have referred a work mate to BizCover, overall happy

    Doug Fowler
    Trades & Services

  • Would recommend to anyone ...cheers

    Mike Liuaga
    Trades & Services

  • The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover

    Quentin Duff
    Trades & Services

  • I found very efficant no hassle with doing quote or buying the cover

    Desmond Procter
    Trades & Services

  • Quick to send through a quote. Had difficulty getting answers to questions because my contact person was away sick. Apart from that I was very happy with the price

    Paul Exton
    Trades & Services

Get instant quotes

Get the cover that's right for your business

With BizCover there are 4 levels of Public Liability cover to choose from, being $1 million, $2 million, $5 million, and $10 million.

Policies are typically tailored to suit the type of industry your business operates within. However, the amount of cover required will vary from one business to another. When deciding on how much cover you need for your business, consider the following factors:

  • Do any of your contracts require a minimum level of cover?
  • Has your industry body set a minimum level of cover for membership?
  • Does your business or trade license require a minimum amount of cover?
  • Do the terms of your lease require a minimum level of cover?
  • Finally, think about what your level of risk and exposure could be. What kind of accidents could occur, and what could be the potential cost of a claim?