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Things you didn't know about small business insurance

... business can be pretty straightforward, jump online, compare quotes and buy the insurance ... that suits your business. But there ... key thing to be aware of is that your personal insurance may not cover your business liabilities or property. If you work from home, your home and contents insurance policy might not cover all the liabilities related to ...

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What Photographers Need to Know About Business Insurance

... a photographer and how business insurance can protect your business. Why do photographers ... need to consider insurance? Working with .. ... business could be devastating. Business Insurance is designed to safeguard your contents ... quotes straight to your inbox in minutes. Jump online to find your business insurance today.  *As with any insurance ...

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Why Do Marketing Consultants need Professional Indemnity Insurance?

... business's finances and reputation. This is where investing in the right business insurances ... can save your business when unexpected incidents ... sustain property damage as a result of your negligent business activities and bring a claim against you .     Contents, Building and Business Interruption insurance * You may also want to look at ...

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Business Risk: What Isn't Covered and Why it Matters

... the most common issues with Business Insurance is that policy owners often ... ... any act, omission, or breach of duty in the delivery of a service. Business Insurance - This can cover your work premises and contents against loss, damage or theft, and guard against financial loss arising from any ...

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Insurance options to protect your cleaning business

... or operate a small cleaning business, you know how important it ... also important that your business has the right insurances in place for ... the suitable types of business insurance to protect your cleaning business and its unique risks doesn't need to be complicated. BizCover provides a straight-forward, jargon-free quote system that will provide ...

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Insurance Options for Retailers

... store can be a complicated business, with no two days ever ... wrong. Having the appropriate retailers insurance in place to protect your ... ... store. Thankfully there is Theft cover (also available via a Business insurance package) to provide a safeguard against loss or damage caused to your contents or stock through theft or attempted theft at your store ...

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Small Business Insurance: Why you might want to ensure you're covered!

You shouldn't think of insurance just as an expense, instead ... and claims that a small business could come up against vary ... ... & penalties and even investigation costs. Cyber crime is on the rise, cyber insurance may be required Many small businesses think their business is too small to attract cyber criminals yet in today's world size ...

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Business Insurance

... of working No matter what industry you're in, Small Business Insurance can be tailored to suit your business needs and provide protection for your contents, stock and other assets. And you can include Public Liability ...

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Understanding Insurance, Part 3: Business Insurance

... guide to understanding insurance, we take a look at Business Insurance, the different ... protect your business. What is Business Insurance ... cover available and how it can help protect your business. What is Business Insurance*? Business Insurance is designed to protect your business contents, stock and other assets against events like fire ...

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4 Areas You May Not Have Thought Business Insurance Covers

... hard to build your business. So it's vital to ... protect your business assets and revenue against potential ... risks that may impact your business ... and any other fittings. When purchasing Content Cover from BizCover, it offers automatically ... to do it. BizCover offers a range of insurance solutions to protect your business. You can tailor a policy to suit your ...

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Key things to look out for when Growing Your Small Business

... management, however, and a tailored insurance [] ... phase involves growth and prosperity or financial breakdown. With smart risk management, however, and a tailored insurance plan, your business will be in the best position to come out the other side of its growth spurt ...

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It's Time for an Insurance Health Check!

... also a great time for business owners to take stock and ... bit of planning for the business, including the goals and the ... direction of the ... or so and you're at that stage of where you want the business to be? Any changes in your business mean that there may be considerations for your insurance. Firstly, do you have the right types of cover and levels of ...

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Insurance for Beauty Salons

... in the business of providing the foundations of your insurance. Access competitive insurance quotes with the ... business premises. Business Insurance Whilst your customers are vital to your business, so are your contents, ...

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Insurance for Consultants

... expert insurance to cover it. Compare competitive quotes for your consultancy business, online ... business assets? Business Insurance allows you to select the types of coverage that best suit your business, like contents ...

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Why Do Marketing Consultants need Professional Indemnity Insurance?

... business's finances and reputation. This is where investing in the right business insurances ... ... sustain property damage as a result of your negligent business activities and bring a claim against you .     Contents, Building and Business Interruption insurance * You may also want to look at ...

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Insurance for IT Professionals

... business as 'all systems running': Building and Contents - if you have an office, do you have insurance in place for your contents ... QUOTES Having the right insurance pays off A software and hardware design company ...

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Insurance for Architects & Designers

... skills should be part of your business master plan. Don't let the worry of a building blunder keep you awake at night. Why not compare quotes for Architects and Designer insurance today from the friendly team at ...

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Insurance for Accountants & Tax Agents

... When it comes to protecting your business assets, Business Insurance has a variety of covers available to safeguard the things that matter most. Consider your building (if you own it) and contents - could you afford to ...

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Cyber Insurance - Is it worth it?

Many businesses think their business is too small to attract ... are on the lookout for businesses of any size with valuable ... sell on the ... less expensive), the threat of a cyber incident means all businesses need a security plan to protect their business and they should consider a Cyber Insurance policy as an essential part of this plan. This is general ...

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Professional Indemnity Insurance

... if you are not found liable, the legal costs of defending yourself could seriously affect your business.Professional Indemnity Insurance (PI) is designed to protect you and your employees by providing cover against such ...

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Tear and Share: Our customers get even with their old insurance policies

... campaign that showed how small business owners really feel about their ... system! The campaign features small business owners who were previously ... . Thankfully with BizCover, there's no nasty paper policies. Just hassle-free insurance, online, with all your documents emailed to you instantly. Switch & save on your business insurance now, get a quote here !

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Types of small business insurance in New Zealand

If you own a small business, there's no denying one ... assets is Small Business Insurance. But what kind of insurance do you actually ... it ... of dollars), and could be enough to put a small business out of business! Get Free Quotes Professional Indemnity Insurance If your business or profession involves providing a service or advice, then Professional ...

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The Art of Small Business Branding in the Digital Age

... communication tool ever devised but business owners who want to leverage ... digital branding. Branding your small business requires attention to ... ?” Every business has an origin story — and your customers want to know what it is. This isn’t something you’ll have to repeat ad nauseam or paste across everything you publish online, but your company’s story ...

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10 Amazing Facts About Small Businesses in New Zealand

... World Bank's 2017 Doing Business Report this year, it has ... an attractive place for small business owners. We have put together ... amazing key ... in NZ, you can see you are in great company! As a small business owner ensure you review your insurance cover regularly. Getting insurance has never been easier - get quotes from top NZ insurers in just a few clicks ...

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Tips for making a Stress-Free Claim for your business

... business back up and running as quickly as possible. Making an insurance ... ... You can find out more about Business Interruption insurance here . When Disaster Strikes Call for ... date, especially your contact details and business address. If you have coverage for contents it is a good time to ...

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BizCover expands its insurance offer and launches a new look

... and buy professional indemnity and business insurance online Sydney, Australia - December ... 2010. BizCover, the pioneer online insurance marketplace ... partners include Australia's leading insurers, QBE, Chartis, Vero and DUAL. To get a quote for professional indemnity, public liability or business insurance, and get instant coverage, please visit: www.bizcover.co.nz.

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The difference between public liability and professional indemnity insurance

... Professional Indemnity and Public Liability insurance as the two types of ... . Whilst both covers protect your business against legal action they ... Public Liability or Professional Indemnity cover, your insurance company will provide much needed funds to cover your legal costs and any compensation claims, leaving your business free of financial risk. Phew! Invest ...

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What does Public Liability Insurance Cover?

Public Liability Insurance protects you and your business against the financial risk of ... to property. Whilst operating your business you are ... considers the legal defence costs alone, these could put you out of business. With the right Public Liability cover in place, the insurance company will provide the funds to cover your legal costs and any compensation ...

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How to protect your small business from cybercrime

... the prowl, leaving no small business immune especially when it comes ... ... do you outsource it to a professional IT consultant or company? What security measures have you put in place to ... Liability insurance can be a valuable tool in protecting your business. What is Cyber Liability insurance ...

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Public Liability Insurance: 5 Tips for choosing the best policy for your business

... , protecting your business and your customers with Public Liability insurance is one ... of the public, sue your business for damage to their ... price is to get multiple quotes where you can compare the premiums and the policy features. There are many options for small business owners when it comes to shopping and choosing insurance policies. Gone are the days ...

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Understanding Insurance, Part 4: Cyber Liability Insurance

... explore how Cyber Liability insurance can protect your business from online threats ... ... the big fish but when it comes to attacks, companies big and small are a target . Even when you ... Not sure if Cyber Liability insurance will be beneficial to your business? Consider the following: How ...

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What do you need to know about Professional indemnity insurance?

Professional Indemnity Insurance (PI) can be difficult to ... indemnity insurance is and why it might be important for your business ... . What ... for Professional Indemnity Insurance is key. This is why comparison sites are helpful to find the best cover that suit your business. Comparison sites like BizCover allow you to get live online quotes, and purchase it ...

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How the cost of Professional Indemnity insurance is calculated

... of a Professional Indemnity (PI) insurance policy is calculated and why ... the cost of Professional Indemnity insurance. Insurance policy pricing ... business size and turnover The individuals being covered - qualifications for the job they are performing The amount of insurance ... , which could be due to the type of businesses that have opted for $750K cover, i.e ...

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Understanding Insurance, Part One: Public Liability Insurance

As a small business owner, there is a lot ... about when running your own business. Whether its balancing the ... to understand the importance of quotes straight to your inbox in minutes. Jump online to find your business insurance today. *As with any insurance, cover will be subject to the terms ...

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Find your business motivation this Easter with these tips

... and spark? As a small business owner, you're not alone ... asked a mix of small business owners to share their insights ... ... , Professional Ghostwriter and Content Marketer of Jade Pearlhouse Motivational resources that I would like to recommend to my fellow small business owners are: Gary Vaynerchuk ...

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Employers Liability Insurance

Employers Liability Insurance For Your Business Whilst we all go to great lengths to ensure a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance protects you ...

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Understanding Insurance, Part Two: Professional Indemnity Insurance

... dealing with a lawsuit or insurance claim. Fortunately, this is where ... Professional Indemnity insurance can provide protection when you ... part ... or using jargon. We want to make buying business insurance a stress-free process without the hassle. Jump online to experience insurance made easy today. *As with any insurance, cover will be subject to the terms ...

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Help Protect your small business' reputation

... comes to running a small business, your brand and its reputation ... small mistake to destroy your business in minutes. As Warren Buffet ... ... if its reputation is on the line. Here are a few to consider: Professional Indemnity Insurance If your business provides a professional service or advice, such as an accountant, architect, real estate agent ...

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Cyber Liability Insurance - the Safety Net Small Businesses Need

... Zealand and especially to small businesses. Microsoft reported earlier this year ... ... business insurance plan will go a long way towards ensuring small and medium sized businesses in NZ are able to survive cyber attacks now and in the future. https://blogs.business.microsoft.com/en-nz/2017/02/27 ...

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Massage Therapy Insurance: here's why you need it!

... worked hard to build your business, so it only makes sense ... and maintain a Professional Liability Insurance package. #1 Protect against claims ... the lengths you go to in doing so, it's important to hold Employers Liability insurance. It protects you and your business against settlements or damages, including defence costs, as a result of an employee suffering a ...

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Cyber Liability Insurance

... as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising from data breaches which may occur after being hacked ...

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Public Liability Insurance

... should an unwanted accident occur. Public Liability Insurance, often referred to as General Liability, gives you peace of mind, protecting you and your business against such claims by providing compensation for property ...

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Statutory Liability Insurance

... accountable and responsible for their actions in the workplace. Statutory Liability Insurance protects you, your business and your employees, including directors, trustees and managers, against certain unintentional ...

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Tips On How To Better Your Business This Year

... is there to whip your business into shape for a successful ... ... away. They can help put you on the right path when it comes to sorting out your business insurance. A few small changes to your small business can have a big impact. It's all about working smarter, not harder, so go on ...

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5 Money Saving tips for Small Business in NZ

Most small business owners are conscious of their ... out or have been in business a while, you'll want ... make the most of your business funds ... the same provider of their personal finances to get a new loan, credit card, bank account or insurance for their business. It may be that the provider of your personal finance accounts does not necessarily offer the best ...

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6 ways your business can go paperless

It's no secret that businesses are adopting more sustainable solutions ... to operate their business, especially when it comes to ... present is there ... the plunge and go paperless . From clouds to e-signatures, here’s 6 top tips that can help any business in their mission to cut the paper. Get your head in the cloud When it comes to cloud – based ...

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How much does Public Liability Insurance cost?

... business is to simply get an instant online quote. What is the average monthly premium for Public Liability insurance ... due to the number of claims each insurance company has received for each specified occupation. Below ...

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Insurance for Mortgage Brokers

... they arise. Business Insurance Business Insurance is designed to safeguard your contents and other physical ... and confidence in your company. Cyber liability helps you safeguard your business against data breaches, ...

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Insurance for Hairdressers

... critical as your customers to maintain the cash flow. That s why Business Insurance is an important form of cover to protect your contents, stock and other assets against unexpected events, like fire, storm, earthquake ...

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7 Ways to Grow Sales in a Café Business

For many caf owners, marketing is all about buying ads or finding the right coffee related meme to post on social media. While there's nothing inherently wrong with ... massive retail chain or a multinational company, but how you present your business matters. Why? Because where ... business. 7) Think differently about Social Media There was a time when cafés could post content ...

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Insurance for Personal Trainers

... comes to making sure you have the right business insurance in place. Let the energetic team at BizCover ... do the crunches when it comes to providing a competitive quote ...

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What is Public Liability Insurance?

... could put you out of business, and then there's the cost of settlements, whether agreed out of court or awarded by the court. With the right Public Liability cover, your insurance company will provide much needed funds ...

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What is Professional Indemnity Insurance?

... is true, Professional Indemnity insurance seeks to protect both your assets and your reputation, as well as the contents of your back pocket meaning you can continue running your business without the stress of financial ...

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Insurance for Engineers

... . A comprehensive business insurance policy for any engineering business can include cover for buildings, contents and portable equipment. A business insurance policy for an engineering business will include protection ...

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Insurance for Real Estate Agents

... to a property or its contents during an open home. It is relatively cheap cover for the amount of protection afforded. Business Insurance Business Insurance provides cover for your business assets from perils such as ...

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Insurance by Professions

... Liability Insurance for a variety of occupations. You can choose from the professions listed below, or alternatively if your profession or occupation is not listed simply click on the 'Get Instant Quotes' button ...

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Insurance for Recruitment Consultants

... right insurance is ours. With just a few clicks or a single phone call, you'll get multiple quotes from ... the conduct of the professional business in the Recruitment Industry. This class of insurance is written on a ...

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Insurance for Travel Agents and Tour Operators

... need it? Sorting out your clients' itinerary is fun, and so is sorting out your business insurance. With just 4 steps or one phone call, you can get quotes online in minutes from top NZ insurers- we strive to make your ...

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Insurance for Allied Health Professionals

... look after them; you can rely on us to look after your business insurance. As an allied health professional, small mistakes can have big consequences. Get multiple quotes with a few clicks online or just a phone call to ...

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Insurance for Tradesmen

... it comes down to the nuts and bolts of getting your business insurance sorted out, you can sit back and relax while the ... are lost, damaged or stolen. GET INSTANT QUOTES Tradesmen covers a broad range of professions. ...

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Insurance for Immigration Advisers

... need it? Grow your business with peace of mind. Did you Know? To be on the MARA list you will require a minimum of $250,000 Professional Indemnity (as at July 2017). Insurance for Immigration Advisers Professional ...

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Insurance for Bookkeepers

... . We know you are always busy helping your clients, therefore we made it easy for you to arrange your business insurance - just a few clicks and one phone call, you have your policy documents emailed to your inbox. Did ...

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Insurance for Painters

... bear this cost out of your own pocket. These expenses can add up over time and dig into your savings. Business Insurance can cover the cost of your tools and portable equipment if it is lost or stolen, or in the event ...

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Emerging Auckland Yoga Studio Wins National Small Business Grant

Yoga Within started by accident. Owner Jessica was looking to rent a room to offer Yoga Therapy to private clients and stumbled across what later became her Browns Bay ... these practices are, gave me the confidence to sign the lease and get started.” At 4 months in the business is flourishing, already with such a strong and dedicated community behind her that she was able to beat the ...

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Professional Indemnity Claims: when should I notify my insurer?

... clients, your Professional Indemnity (PI) insurance is no doubt one of ... covers you have for your business. If things don't quite ... ... provides advice or a service to your clients, your Professional Indemnity (PI) insurance is no doubt one of the most vital covers you have for your business. If things don't quite go to plan it can provide much needed ...

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Why having an office inventory list is essential and how to do it right.

... kind of thing that gets business owners excited, that is until ... comes to claim on your insurance. When you're filling out ... ... they come into your business and deleting them when you get rid of them as well. This will also help you to ensure that when you review your insurance, you have the right level of cover for your contents - because there ...

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Customer Spotlight - Pirate & Queen

... Andrew Laking formed the production company, Pirate & Queen, in 2014 ... ... Directors Claire Mabey and Andrew Laking formed the production company, Pirate & Queen, in 2014. In a ... go out on their own and start their own event business. Unsurprisingly, their favourite part of the job is getting ...

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Customer Spotlight - Two Sides

... boutique copy and content writing business. Two Sides works with businesses, agencies and ... . This involves working with these companies ... Sides works with businesses, agencies and non-profits, helping them find the right words to tell their stories and showcase their best side. This involves working with these companies to produce: website content & blogs ...

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Customer Spotlight: TwoBlackLabs

... by managing and making their business' unique security and privacy risk ... ... asking for help. We talked about what GDPR means for companies, and I arranged to send them a GDPR Readiness ... the event of a claim my business can continue, and my family are not impacted. Insurance allows me to meet my ...

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Customer Spotlight: Mosh

... , we can look after their insurance needs. Today we're looking ... ... we can look after their insurance needs. Today we're looking ... businesses and organisation to be able to talk directly to their target audience, without shouting at them, without spamming them. We wanted to help companies ...

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BizCover expands into New Zealand and launches BizCover.co.nz

... , 2011. BizCover, the pioneer online insurance marketplace in Australia and leading ... indemnity insurance, has announced today the launch of its ... convenience when obtaining their insurance policies. We are confident that BizCover's business model of a contestable ... other associated insurance products. To obtain a quote for professional indemnity insurance, and ...

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BizGiver launch in NZ: Granting a $2000 wish this spring

Ask any small business owner about the most difficult ... aspect of running a business and you'll most likely ... venturing down the path of business ... business themselves back in 2010, BizCover NZ, an online insurance service for small businesses ... -man band. Have a valid NZ company number - to validate that you are an actual business. Wish for an item or service - ...

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Preparing your store for the holiday season ahead

... an important time for retail businesses. It can provide a much ... to protect your customers, your business, and your assets. Take safety ... ... Liability insurance policy has adequate cover to protect you and your business against ... your business against fire and other perils. Fire and storms can cause significant damage to your premises, contents and stock ...

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Reviews related to business contents insurance quote

  • Very easy process, prompt and competitive quote, would recommend to associates

    Wayne Smith
    Architecture & Surveying

  • Quick and easy to use, had no issues getting a quote or paying once I'd decided to go with Bizcover.

    Ness Macdonald
    Allied Health

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

  • I found very efficant no hassle with doing quote or buying the cover

    Desmond Procter
    Trades & Services

  • Very easy to get a quote and get cover. Great pricing and easy to understand.

    Ann-Maree Ozanne
    Accounting and Taxation

  • Quick to send through a quote. Had difficulty getting answers to questions because my contact person was away sick. Apart from that I was very happy with the price

    Paul Exton
    Trades & Services

  • It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me. Definitely r

    Patricia Copp
    Consultancy Occupations

  • The website was v easy to use. I could answer all the questions. It was a simple quick process, I was impressed. Thanks First Advice's quoting system does my head in, you have to be clued to the instructions, this was a breath of fresh air.

    Virginia McCabe
    Information Technology

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett
    Medical

  • I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

    Tina Buckler
    Allied Health

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

  • The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover

    Quentin Duff
    Trades & Services

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • Nice and fast, but not immediately obvious where to download insurance certificate.

    Charles Brooks
    Consultancy Occupations

  • IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE

    Janette Wallbutton
    Real Estate

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby
    Manufacturing

  • Would prefer payment methods other than credit card. Being able to pay direct from my business bank account using Poli or other system would make life easier.

    John Cleveland
    Information Technology

  • Its been very easy to re-instate my isurance for the next 12 months. I do not really have any additional comments to make because i have not been provided any special service. I would definitely do business with you again

    Sharon Williams
    Information Technology

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Covers Explained

Building & ContentsCovers the cost of repairing or reconstructing buildings your business owns and/or your contents or contents which you are legally responsible for against fire and other perils.
TheftCovers your for loss or damage to contents through theft or attempted theft at your premises.
General PropertyCovers for loss or damage to portable & valuable property like tools, mobiles or laptops anywhere within NZ.
GlassCovers the costs to replace internal or external glass that is damaged or broken, such as windows, mirrors or porcelain.
Electronic EquipmentCovers your insured computers or other insured electronic equipment against loss, damage or breakdown caused by an event defined in your policy.
MoneyCovers money belonging to your business that is lost, stolen, or damaged whilst on your premises, in transit to or from your premises, or in your personal custody.
Goods in TransitCovers your goods (or goods that your are responsible for) whilst in transit in a vehicle owned or operated by you, against loss, theft or damage due to an accident or fire.
Employee DishonestyCovers your business against losses incurred through fraudulent or dishonest acts by your employees.
Business InterruptionCovers your for the loss of income & some of the increased costs of running your business as a result of interruption caused by events covered under your policy.
Natural DisasterCovers for loss or damage to insured property caused by earthquake, hyperthermal activity, geothermal activity, subterranean fire, volcanic eruption, tsunami or the resulting fire caused by any of these events.