Equipment Insurance Cost
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What does business insurance cover
... covers the cost to alter or replace any locks or keys because they were stolen or illegally duplicated. Optional cover for natural disasters, including earthquake** Portable Equipment* Portable Equipment insurance (also ...
read moreWhat is Business Insurance
... out and about visiting clients, protect your valuable business assets with Portable Equipment insurance. FAQs How much does Business Insurance cost? Every business is different, with their own unique exposure to risks ...
read moreBusiness Insurance
... money, theft equipment breakdown and seasonal stock increase. It also covers the costs to replace internal ... phones anywhere in the world. How much does Business insurance cost? No matter if you sell fishing tackle or ...
read moreBizCover and n3
... you and big to us! We believe that getting your business insurance sorted should be simple and hassle-free, leaving you time to ... buildings you own, your contents, stock and equipment against loss or damage due to an ...
read moreDo I need Business Insurance
... third parties for accidental personal injury or damage to their property Portable Equipment cover*: Keeps your tools protected from theft or damage Business insurance may be a requirement of your contract it can help to ...
read moreBizSave
... theft of your portable equipment, damage to your premises or contents, or the possible financial loss from an interruption to your business. So why not be more prepared by taking out Business Insurance ? BizCover gives ...
read moreBusiness Insurance FAQs
... needed to make a potential claim, a drama no business owner wants to be faced with! It's no secret that insurance can sometimes be a bit confusing and like a language of its own right? We don't believe in using jargon ...
read moreFrequently Asked Questions
... 30 days. If you don't wish to purchase the insurance policy straight away, you'll be provided with a username ... 3.7% for AMEX payments. The Visa and Mastercard costs are included in your original quote.You can contact our ...
read moreBizCover and Boost Your Business
... if your business is interrupted due to an insured event. Statutory Liability Insurance* Protects you and your business against the costs of any inadvertent breaches of New Zealand Acts of Parliament. Cyber Liability ...
read morePriceme
... if your business is interrupted due to an insured event. Statutory Liability Insurance* Protects you and your business against the costs of any inadvertent breaches of New Zealand Acts of Parliament. Cyber Liability ...
read moreA Designers Guide To Understanding Portable Equipment Insurance
... without having the right tools in place to help you complete the task at hand. How much does Portable Equipment insurance cost designers? How long is a piece of sewing thread? There's no one size fits all pricing when it ...
read moreTool and Portable Equipment Insurance
... need to think about, but the way it may impact your business' reputation too. How much does Tool and Portable Equipment insurance cost? There are plenty of factors that are taken into consideration when calculating the ...
read moreWhat you need to know about Business Interruption Insurance
... does Business Interruption insurance cost? Business interruption insurance costs can vary depending on ... for three months. While their Contents insurance would pay for replacing the equipment and fit-out, with no income ...
read moreComplete Guide to Business Insurance
... (Contents) Portable Equipment (e.g. glass, electronic equipment) Business Interruption Why do I need to consider Business Insurance? Your business assets are what help you stay in operation. The cost of things like ...
read moreUnderstanding Insurance, Part 3: Business Insurance
... available include: Building Property Portable Equipment Business Interruption Why do I need to consider Business Insurance ? Your business assets are what help you stay in operation. Th e cost of th ings like your ...
read moreInsurance for Marketing and Multimedia Professionals
... protecting your marketing and multimedia equipment with Portable Equipment insurance* if you take things like ... rent). FAQs How much does marketing and multimedia insurance cost? Just like when you quote your clients for ...
read moreWhat Is Inside A Business Insurance Pack?
... are currently available through our Business Insurance Pack offering: Building insurance* Contents insurance* Portable Equipment insurance* Cyber Liability insurance* Business Interruption insurance* Let's have a closer ...
read moreInsurance for Photographers
... in your inventory How much does Insurance for Photographers cost? Every photo you take or video ... Portable Equipment Cover to your photographer's insurance, videographer's insurance, or wedding photography insurance. It ...
read moreInsurance for Painters
... . FAQ's Why do painters need Tool and Portable Equipment insurance? Unless you have deep pockets, the potential cost to replace your business tools and portable equipment in one upfront hit could end up putting a dent ...
read moreInsurance for Cleaners
... specified items such as tools, business equipment or electronic items, or unspecified items of lower value. Protect your business today. FAQ's How much does business insurance cost for cleaners? The cleaning industry is ...
read moreInsurance for IT Professionals
... of repairs, restoration of electronic data, and even any additional cost of completing your work? Taking out Electronic Equipment insurance gives you that peace of mind if something were to go wrong, your downtime would ...
read moreInsurance for Hairdressers
... and equipment caused by fire, storm, theft and other perils. It can also cover portable equipment if you ... receive an accurate idea of how much business insurance will cost for your hairdressing business click here to get ...
read moreInsurance for Immigration Advisers
... you for loss and damage to your tools and equipment due to theft, fire and other perils listed in the wording, anywhere in New Zealand. FAQs How much does insurance cost for immigration advisors? There isn't a one price ...
read moreInsurance for Engineers
... . Portable Equipment insurance* – Covers you for loss and damage to your tools and equipment due to ... To receive an accurate idea of how much business insurance will cost for your civil engineering business, have a chat ...
read moreInsurance for Handyman
... a third party. The cost of public liability insurance depends on the extent of insurance cover you require, the ... is a setback that you cannot afford. Portable Equipment insurance covers damage to your contents and stock, ...
read moreInsurance for Carpenters
... these coverages in their Business Insurance package: Portable Equipment Insurance* What's a carpenter without their tools? If your tools or equipment were damaged or stolen, it could cost hundreds, if not thousands, of ...
read moreHow Plumbers Can Protect their Business with Public Liability Insurance*
... damage to the client's property. Think about the cost of removing and relaying carpets as a result of the ... Equipment insurance your tools are protected anywhere in New Zealand . . With Portable Equipment insurance ...
read moreInsurance For Cafes and Restaurants
... poisoning. Public Liability insurance may be a requirement of your rental agreement if you are renting your business premises Think about the cost of having to replace all your kitchen equipment and contents if something ...
read moreInsurance for Plumbers
... of representation related to investigation costs for alleged breaches, as well as defence costs and fines or penalties payable following a conviction. Tool insurance (Portable Equipment cover) * Operating as a plumber ...
read moreHow To Protect Your Plumbing Business With Public Liability Insurance
... can easily damage third party property and be liable for costs. The impact of a claim can take a real ... Portable Equipment insurance your tools are protected anywhere in New Zealand. With Portable Equipment insurance in ...
read moreInsurance for Psychologists
... your policy will help you set things right. Portable Equipment Insurance* What's a carpenter without their tools? If your tools or equipment were damaged or stolen, it could cost hundreds, if not thousands, of dollars to ...
read moreInsurance for Tradies
... know that Portable Equipment insurance can protect your tools anywhere in New Zealand? Portable Equipment only provides cover ... costs cover. How much does business insurance cost? To receive an accurate idea of the cost ...
read moreInsurance for Architects & Designers
... board of grand designs! How much does architect's insurance cost? No two buildings are alike, and no two architects ... in place to protect your contents (including IT equipment), and premises from the risk of damage caused ...
read moreTradies Guide to Business Insurance Packages
... you require and the amount of coverage you may select for your business. Tool and Portable Equipment Insurance As a well-equipped and busy trade professional, your toolbox (or toolboxes ) are surely filled with the ...
read moreInsurance for Bookkeepers
... loss and damage to items of portable equipment associated with your business. These can include tools of trade and items of stock. FAQs How much does business insurance cost for bookkeepers? No two bookkeeping businesses ...
read more4 Things To Check Before Buying Your Business Insurance
... accidental damage). A Business Insurance policy can also cover your portable equipment, and loss of revenue ... normal conditions of the policy which comes at an additional cost 'Limits' or 'Sub-limits' refer to the maximum ...
read moreInsurance for Counsellors
... infringement) Related defence and legal costs of a claim The costs involved with investigating a claim ... even accidental damage). A Business Insurance policy can also cover your portable equipment, and loss of revenue due ...
read moreWhat Photographers Need to Know About Business Insurance
... such claims, including your legal defence costs . Having the appropriate Professional Indemnity cover ... to experience. Portable electronic equipment insurance c over s portable computer equipment and cell phones anywhere in ...
read moreSurprising Ways That Business Insurance Can Help Your Business
... lay themselves! Portable Equipment insurance covers you for loss and damage to your tools and equipment due to theft, ... protection for the loss of income and increased costs of operating your business caused by a specified ...
read moreInsurance for Yoga Teachers
... rent or wages) and some of the increased costs of doing business (like renting a temporary studio ... damaged or stolen. Portable Equipment insurance covers loss and damage to your tools and equipment due to theft, fire ...
read moreInsurance for Massage Therapy
... business. Portable Equipment insurance covers loss and damage to your tools and equipment due to theft ... replacing expensive equipment from your own accounts, your Portable Equipment policy will pay these costs for you ...
read moreInsurance for Education Consultants
... your laptop/tablet with Portable Equipment insurance anywhere in New Zealand. Insurance for Education Consultants Operating as ... ) Related defence and legal costs of a claim The costs involved with investigating a claim ...
read moreBusiness Insurance Health Check Part 2
... service or advice. PI Insurance will also assist with the legal costs associated with responding to or ... accidental damage). A Business Insurance policy can also cover your Portable Equipment, and loss of revenue ...
read moreInsurance for Mechanics
... even accidental damage). A Business Insurance policy can also cover your portable equipment, and loss of revenue due ... resulting from a cyber event) Loss and Legal costs, including fines and penalties resulting from a third ...
read moreInsurance for Allied Health Professionals
... business assets with contents, building and portable equipment insurance Holding valuable information like your customer files ... ACC does not provide cover Legal and defence costs What is typically NOT covered? Injury to ...
read moreInsurance for Sole Traders
... policies that are available. Did you know? Portable Equipment insurance* is designed to protect your tools of trade ... your negligent business activities Legal and defence costs resulting from a covered claim A Public ...
read moreA Designer's Guide To Understanding Cyber Liability Insurance
... generally include cover for expenses and legal costs relating to the following: • Data ... insurance to cover for Professional Indemnity*, Public Liability* and Portable Equipment insurance*, BizCover has a range of insurance ...
read moreWhy Insuring Your Tools Of Trade And Portable Equipment May Help Your Business
... are a sole trader or run a small company, Portable Equipment and Tool cover* is something to consider and just might ... not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions ...
read moreCost Saving Tips For Contractors
... use it a few times a year. If the cost to rent the equipment is less than how much you would spend to own ... your day. If you'd like to chat about your contractor insurance needs you can reach us at 0800 249 268. *This ...
read moreHow Much Does It Cost To Recover Lost Data?
... Each recovery job is unique : Some jobs require no special equipment and take only a few minutes to complete. Some jobs ... Cyber Liability insurance can cover the cost of forensic cyber analysis. This includes the costs of ...
read more4 Areas You May Not Have Thought Business Insurance Covers
... And always back up information stored on portable electronic equipment. Building If you own your building would you ... Professional Indemnity insurance to ensure you are not left financially responsible for the costs of a ...
read moreInsurance for Beauty Salons
... from everyday risks. Business Interruption, Equipment Breakdown, and Theft are examples of the types of cover that can be included. How much does insurance for beauty salons cost? Just like the haircuts, manicures ...
read moreThe basics of business insurance for all trades of life- a lingo free guide
... - Tool and Portable Equipment cover A third-party accidentally trips over your tools and injures themselves (when not covered by the ACC)- Public Liability insurance How much does insurance for tradies cost? There are a ...
read moreInsurance for Personal Trainers
... service or advice. PI Insurance will also help with the legal costs associated with responding to or ... people and property. Business Insurance* If you take a moment to look at all the fitness equipment you own, it adds up ...
read moreThings to consider when purchasing business insurance
... including any property, contents, stock and equipment and add them up. How much would it cost if you had to replace it all? Buying business insurance Getting your business insurance sorted can be a time-consuming process ...
read moreWhat Insurance do Beauty Salons Need?
... wages). Contents - Can protect your stock, business equipment, records, fixtures, fittings, and furniture in ... hard-earned savings and potentially cost you your salon. Thankfully, there's insurance to help stop this from ...
read moreInsurance for Designers
... consider Professional Indemnity insurance*. Chances are you may work with expensive equipment and other ... ACC) could end up costing you more than an arm and a leg without Public Liability insurance in place. Even if ...
read more6 Essential Types of Business Insurance in New Zealand
... even accidental damage). A Business Insurance policy can also cover your portable equipment, and loss of revenue ... protects you against settlements or damages, including defence costs, as a result of an employee suffering ...
read moreCyber Liability Insurance
... devices? Do you have an IT register for IT equipment like laptops and mobile phones to track which employees ... insurance policy cost? Like other business insurance policies, the cost of your actual Cyber Liability insurance ...
read moreInsurance for Travel Agents and Tour Operators
... the ACC does not provide cover Legal and defence costs What is typically NOT covered? Injury to your ... even accidental damage). A Business Insurance policy can also cover your portable equipment, and loss of revenue due ...
read moreInsurance for Accountants & Tax Agents
... as the things inside it, like your office equipment. Cyber Insurance can help protect you in the event of ... , cyberattack or data breach. Without accountancy insurance, the costs of compensating a client or responding to a ...
read moreA Tradies Guide To Getting Your Business Insurance Sorted
... box, you might be surprised at how quickly the cost to replace them all adds up. Is this something ... equipment due to theft, fire and other perils listed in the wording, anywhere in New Zealand. Cyber Liability insurance ...
read moreWhat Insurance Policies do Yoga Studios Need?
... Covers portable computer equipment and cell phones anywhere in the world for loss or damage, subject to policy sub-limits. How much does insurance for yoga teachers cost? When you're shopping for yoga insurance, price is ...
read moreInsurance options to protect your cleaning business
... , it would be hard for you to get the job done. That's where Portable Equipment cover * comes into play. Portable equipment ( or general property ) insurance provides cover for specified items such as tools, business ...
read moreWhat every New Zealand tradie needs to know about insurance
... things that you rely on most? That's where Portable Equipment*cover can give you some much needed peace of mind. You ... Liability insurance *. Your coverage may generally include cover for expenses and restoration costs ...
read moreBusiness On The Go? Be In The Know About Business Insurance
... trade with you? Things like tradie tools, hair and beauty equipment, cameras etc. Will you be giving advice to others ... ACC). This includes defence costs cover. Product Liability insurance*- protects your business against ...
read moreInsurance for Real Estate Agents
... accidental damage). A Business Insurance policy can also cover your portable equipment, and loss of revenue ... breaches of New Zealand statutes. This will cover legal defence costs as well as, in some cases, cover for fines ...
read moreWhy You Should Review Your Business Insurance
... or advice. Professional Indemnity Insurance will also assist with the legal costs associated with responding to or ... ) * Business Interruption * Portable Equipment * Cyber Liability Insurance* - Covers you for losses from ...
read moreWhat is Public Liability Insurance?
... have manufactured or sold Incorrect installation of equipment resulting in damage to property Injury, illness ... calculated, visit our How much does Public Liability insurance cost? page. Could this happen to your business? ...
read moreInsurance for Mortgage Brokers
... you have manufactured or sold Inappropriate equipment installation that causes damage to property Injury ... well. Some of the factors used to calculate the cost of insurance for mortgage brokers may include: The size of ...
read moreThe difference between public liability and professional indemnity insurance
... resulting in damage to property Incorrect installation of equipment resulting in damage to property Injury, illness ... cover, your insurance company will provide much needed funds to cover your legal costs and any ...
read moreCyber Liability Insurance Explained
... not covered by Cyber Liability insurance? Replacement equipment Property damage Prior known ... attachments Lost or stolen devices How much does Cyber Liability Cost? Each business is different with an exposure to various ...
read morePortable Equipment Insurance, A Guide For Contractors
... . There are many different aspects of your business which you may have business insurance for already in place, and that's where Portable Equipment insurance* can lend a helping hand. Let's take a look at Portable ...
read moreHow tradies can take the pain out of claim time
... , your tools are essential to getting the job done and losing them would be a disaster. Thankfully, Portable Equipment insurance * is there to cover you for loss and damage to your tools and stock due to theft, fire ...
read moreWhat is Tool Insurance and why do Tradies need it?
... in place, designed to help you stay in business for the long run. Things like Tool insurance* (also known as Portable Equipment cover) are the kind of safeguards that you need to consider having in place to protect your ...
read moreTips for How to Start a Carpentry Business
... and equipment if they are damaged or stolen. Business Interruption* – Covers loss of income and the increased cost of doing business if a specified event causes you to temporarily close up shop. Without insurance for ...
read moreNinja Fitness wins the 3rd BizGiver Grant
... to starting the new year with a lot more pieces of equipment which she knows her clients will love learning to use. ... lifestyle makes me extremely happy.” Get your insurance with BizCover ! Visit Ninja Fitness' Website ...
read moreA Tradies Guide To Protecting Tools
... you may be familiar with policies like Public Liability, did you know there is insurance available specifically for your tools? Portable Equipment cover, also known as tool cover, covers you for loss and damage to your ...
read moreIs Public Liability enough for your cleaning business?
... it your business would cease to function and the cost of repairing or replacing your equipment could put you under financial stress. This is where Portable Equipment insurance* can be important. Also known as General ...
read moreHow to start an online retail business in 5 steps
... and Product Liability* Public Liability insurance covers legal fees and compensation costs if a customer, member of ... payment equipment such as EFTPOS machines. Portable equipment or general property insurance covers you ...
read moreWhat are the Risks in Running a Hair and Beauty Salon?
... a beauty salon insurance policy to offer ... equipment and stock if it is lost, stolen or damaged anywhere in New Zealand. Business Interruption*: Business Interruption covers lost income and some of the increased costs ...
read moreAm I Ready To Start A Trade Business?
... , licence fees, rent, wages, business insurance (including Public Liability insurance and Tool and Portable Equipment Insurance ), there can be a lot of up-front expenses and required costs that you should be aware of ...
read more5 Tips to Avoid Tradie Tool Theft
... remotely via an app, so you can keep watch on them 24/7. 5.Protect your tools with Tool and Portable Equipment insurance Running your own tradie business means you've got a lot of your plate but looking at tradies ...
read moreWhat are the Risks in Running a Yoga Studio?
... Indemnity insurance for Yoga Instructors, covers things such as defence costs and/or ... Insurance *; Business Interruption *; Portable Equipment Insurance *; and Building And Contents Insurance *. Business insurance ...
read moreManaging your Public Liability risks as a tradie
... smoko break. To find out more about Public Liability insurance for tradies or other business insurance options like Tool and Portable Equipment cover*, Cyber Liability insurance* or Business Pack* options get in touch by ...
read more7 Money Saving tips for Small Business in NZ
... goods ranging from office supplies through to equipment like furniture, coffee machines, laptops or ... best of us. Taking the time to get your business insurance * sorted is something that should be part of your business ...
read moreHow to Start a Hair Salon Business
... you may begin, including a certificate of registration, purchasing the right equipment, and choosing the right beauty salon insurance. Getting experience Before delving into starting your hair business, ensuring you ...
read moreDisaster Planning – Business Insurance And Preventive Measures To Help
... for loss of or damage to items such as business equipment, stock, plant and machinery, records, fixtures and fittings and ... Interruption insurance provides cover for the loss of income and increased costs of operating ...
read moreBusiness Risk: What Isn't Covered and Why it Matters
... Business insurance at BizCover, you'll have a number of options to choose from; things like Portable Equipment, ... any damages claims awarded against you, plus defence costs. And you should know that you're definitely not ...
read more16 Tools Every Carpenter Needs!
... Screwdrivers A set of screwdrivers is another essential piece of equipment. Choose a set with both flathead and Phillip's heads ... having your tools stolen. Without insurance coverage, the cost of fixing the situation could ...
read moreHow to Open a Yoga Studio
... to purchase the equipment outright. Yoga teachers who operate their own yoga studio in New Zealand can enjoy peace of mind by reducing the risks to their business via business insurance such as yoga insurance. And a ...
read moreDo Hypnotherapists need Business Insurance?
... injury (not covered by the ACC). This includes defence costs cover. What if you work from home? Many ... even accidental damage). A Business Insurance policy can also cover your portable equipment and loss of revenue due to ...
read moreIs it time to give your retail business an insurance health check?
... important, but so is your stock, equipment, and commercial premises. From fires to theft, the risk to your assets could have changed since you reviewed your policy. Business Insurance * is a package designed to provide ...
read moreHow To Increase Your Profit As A Tradie
... How can you make sure that your rate hike won’t cost you customers? Naturally, these are very real concerns for ... Portable Equipment Insurance: Covers you for loss and damage to items of portable equipment associated with ...
read moreHow To Grow Your Trade Business In 2023
... from third party property damage and accidental injury Tool and Portable Equipment Insurance: Covers you for loss and damage to items of portable equipment associated with your business. These can include tools of trade ...
read moreHow Is A Contractor Different From An Employee?
... ). Will you supply them with equipment to do their job? Employees are typically given equipment to use on the job, ... not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions ...
read moreWhat You Should Know Before Becoming A Contractor
... able to continue paying off any debt you owe on your equipment? 4. How will becoming a contractor change your life? ... not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and ...
read moreHow NZ Tradies Can Protect Themselves From Risk
... including training on how to use tools and equipment required on the job site. To ensure that ... the job the done daily, BizCover can tailor your trade insurance to match the specific risks and needs of your tradie ...
read moreSimple Hacks to Help Grow Your Sole Trader Business
... enough to keep new stock, tools, equipment etc? Do you need to purchase new equipment to help keep up with the increased ... not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions ...
read moreHow To Start a Mechanic Shop Business
... covered by the ACC). This includes defence costs cover. Building Insurance*- Covers you for loss and damage to ... wording. Portable Equipment insurance* – Covers you for loss and damage to your tools and equipment due to ...
read moreReviews related to Equipment Insurance Cost
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Prompt, professional, ease of purchase…and competitive pricing
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I have already given feedback. Really easy and have referred several colleagues to you over the years
Judy O.
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Quick and hassle free insurance cover for small businesses.
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I rang several insurance brokers/company and this was the one that gave me the quickest, easiest quote without having
all my personal detail and having to wait for someone to call me back! Thanks.
Sharon
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Easy process with reminders coming through on when to renew insurances by.
Brett S.
Did You Know?
Business Insurance policies are made up of many different insurance products that you can tailor to the needs of your business. From your building, the contents of that building and the data that your business relies on.
What it typically covers
- Material damage loss for your physical assets
- Financial loss due to Business Interruption
Choose cover options below!
What is NOT covered?
- Negligence/breach of duty arising from an act, error or omission as a result of your professional services
- Claims arising from damage to third party property or personal injury
- Known claims and circumstances
Protect your business today.
Cover Explained
Select the cover options needed for your business:
Building*
Building cover protects you from the cost of repairing or reconstructing buildings your business owns as a result of fire and other perils.
This includes protection for things like fixed signs and lettering, tanks, poles, power lines and their supports, walls, gates, fences and landscaping. You also can get optional cover for natural disasters, including earthquake cover**.
Contents*
Property (Contents) cover protects you from the loss or damage to your contents, stock and equipment caused by fire and other perils.
It includes cover for money, theft equipment breakdown and seasonal stock increase. It also covers the costs to replace internal or external glass that is damaged or broken, such as windows, mirrors or porcelain.
You can also get optional cover for natural disasters, including earthquake cover**.
Cyber Liability*
Cyber liability insurance is a type of business insurance product which covers your business against both the legal costs and expenses, including compensation payments, related to cybercrime incidents. Your coverage may include cover for expenses and legal costs relating to data breaches, theft or loss of client information, business interruption costs, forensic investigation, data recovery, extortion, and fines and penalties.
It also could generally cover crisis management costs to restore your businesses reputation after an attack or data breach and legal costs from any ensuing civil action taken against you or your company.
Business Interruption*
Business Interruption cover protects you from the loss of income and some of the increased costs of running your business as a result of interruption caused by events covered under your policy.
You can also get optional cover for natural disasters, including earthquake cover**.
Portable Equipment
Portable Equipment cover protects you from the loss or damage to portable equipment, tools and valuable property anywhere in New Zealand. You can select your own cover limit and cover the loss of things like laptops and mobile phones anywhere in the world
Covers loss or damage of laptops and mobile phones anywhere in the world.
How much does Business insurance cost?
No matter if you sell fishing tackle or lollipops, no two small businesses are the same. Each business has its own set of risks to deal with and these risks effect what cover you may need. That’s why there isn’t a stock-standard price of business insurance. When calculating the price of your policy, there are many factors that are taken into consideration.
Some of these may include:
- The size of your business
- How many staff you have
- The type of small business you are running
- The type of coverage you take out
- Your excess
- The level of cover
- Your claims history
- Your shop’s location
Why choose BizCover for your business insurance?
At BizCover, our task is to make business insurance a stress-free experience. Our platform is designed to help you compare quotes and get the right cover you need so you can get back to more important things like running your business. But if you are still not convinced, here are a few other reasons why you should choose BizCover for your business insurance.
New Zealands’s number one online insurance business
We take pride in the 10,000 small businesses we have helped already… and counting.
Clear and competitive pricing
You can compare and choose from a range of competitive prices right there on your screen. Seriously.
Built for small business
We know insurance and what makes small businesses tick.
We won’t bore you with jargon
We’re not fans of complicated insurance speak, so we talk to you in plain English. If you want to brush up on your Latin, look elsewhere.
Frequently Asked Questions
Is Business Insurance Mandatory?
While there is the flexibility to choose what sort of cover you want for your business and the level of cover, there may be some situations where certain types and levels of cover are mandatory.
For example Public Liability or Professional Liability insurances are a common requirement for individuals who work on certain contracts, especially within the government sector. This is sometimes the case when becoming a member of certain industry bodies and boards.
Does Personal Insurance Cover Business Insurance?
It’s important to be aware that your personal insurance may not cover your business assets or property. If you have a home-based business, things like your home and contents insurance policy may not extend to provide cover for any liabilities which may relate to your business. You should check your policy details to check on coverage.
How do I make a claim on my insurance policy?
Need to make a claim? No dramas! We’re here to assist you through the process and get you back to business. Simply download, complete the Claim Notification Form and return to claims@bizcover.co.nz. We’ll manage the process with the insurer for you, whilst our dedicated claims consultants keep you informed every step of the way. Alternatively, if you would like to contact us by phone, our customer service team are here to help you on Ph. 0508 249 268
*This information is a general guide only and does not take into account your objectives, financial situation or needs. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice. BizCover Limited is owned by BizCover Pty Ltd (ABN 68 127 707 975).
**Cover for natural disasters is subject to the location of your business and is not available to all postcode areas. Sub-limits and conditions apply. Refer to the policy wording.
Need Help?
Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals.
You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents.