Equipment Insurance Cost
GET INSTANT QUOTES
Understanding Insurance, Part 3: Business Insurance
... available include: Building Property Portable Equipment Business Interruption Why do I need to consider Business Insurance? Your business assets are what help you stay in operation. Th e cost of th ings like your ...
read moreWhat does business insurance cover
... covers the cost to alter or replace any locks or keys because they were stolen or illegally duplicated. Optional cover for natural disasters, including earthquake** Portable Equipment* Portable Equipment insurance (also ...
read moreWhat Photographers Need to Know About Business Insurance
... such claims, including your legal defence costs . Having the appropriate Professional Indemnity cover ... to experience. Portable electronic equipment insurance c over s portable computer equipment and cell phones anywhere in ...
read more4 Areas You May Not Have Thought Business Insurance Covers
... And always back up information stored on portable electronic equipment. Building If you own your building would you ... Professional Indemnity insurance to ensure you are not left financially responsible for the costs of a ...
read moreThings to consider when purchasing business insurance
... including any property, contents, stock and equipment and add them up. How much would it cost if you had to replace it all? Buying business insurance Getting your business insurance sorted can be a time-consuming process ...
read moreDo I need Business Insurance
... of portable equipment associated with your business. These can include tools of trade and items of stock, so you're not left with a hole in your back pocket. Mortgage Brokers with a home office Business Insurance is ...
read moreBusiness Insurance
... delays The Business of Business Insurance From printers to pencils, it all adds up and costs you time and money to ... the policy wording. Portable Equipment Covers loss or damage to portable equipment, tools and valuable ...
read moreWhat is Business Insurance
... insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for a loss of revenue due to business interruption in specified ...
read moreInsurance options to protect your cleaning business
... , it would be hard for you to get the job done. That's where Portable Equipment cover * comes into play. Portable equipment ( or general property ) insurance provides cover for specified items such as tools, business ...
read moreSmall Business Insurance: Why you might want to ensure you're covered!
... by an event which meant that your stock, equipment or even your premises were seriously damaged or destroyed ... penalties and even investigation costs. Cyber crime is on the rise, cyber insurance may be required Many ...
read moreInsurance Options for Retailers
... fridge, air conditioner and other equipment decides to quit working. An available Business insurance package option, this insurance can provide cover for the repair and replacement costs of your machinery following a ...
read moreKey things to look out for when Growing Your Small Business
... of cash if you want to open a store, buy new equipment, put on more staff, create new lines, build a website ... policies. As your business grows you'll require an insurance package that is as robust as the business it ...
read moreBusiness Risk: What Isn't Covered and Why it Matters
... Business insurance at BizCover, you'll have a number of options to choose from; things like Portable Equipment, ... any damages claims awarded against you, plus defence costs. And you should know that you're definitely not ...
read moreBizCover and n3
... you and big to us! We believe that getting your business insurance sorted should be simple and hassle-free, leaving you time to ... buildings you own, your contents, stock and equipment against loss or damage due to an ...
read moreBizSave
... of your portable equipment, damage to your premises or contents, or the possible financial loss from an interruption to your business. So why not be more prepared by taking out Business Insurance? BizCover gives you ...
read moreBusiness Insurance FAQs
... ? Natalie B. Massage Therapy Service I love how easy it is to do covers on bizcover compared to other insurance companies. Gwen S. Painter/Decorator Need Help? Visit our Contact Us page, where you can find out how to get ...
read moreBizCover and Boost Your Business
... if your business is interrupted due to an insured event. Statutory Liability Insurance* Protects you and your business against the costs of any inadvertent breaches of New Zealand Acts of Parliament. Cyber Liability ...
read morePriceme
... if your business is interrupted due to an insured event. Statutory Liability Insurance* Protects you and your business against the costs of any inadvertent breaches of New Zealand Acts of Parliament. Cyber Liability ...
read moreThings you didn't know about small business insurance
... business is on the move and changing and so your insurance needs will also be changing and you'll want to ... a little on the premium. A short term gain, which could cost you dearly in the long run. You may end up with a ...
read moreWhy Do Marketing Consultants need Professional Indemnity Insurance?
... omissions in the provision of your professional service or advice. P rofessional Indemnity Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy ...
read moreIt's Time for an Insurance Health Check!
... you want the business to be? Any changes in your business mean that there may be considerations for your insurance. Firstly, do you have the right types of cover and levels of cover? For example, if your business is ...
read moreFrequently Asked Questions
... 30 days. If you don't wish to purchase the insurance policy straight away, you'll be provided with a username ... 3.7% for AMEX payments. The Visa and Mastercard costs are included in your original quote.You can contact our ...
read moreTool and Portable Equipment Insurance
... NOT covered*? Things to consider Tool and Portable Equipment Insurance? Tool and Portable Equipment Insurance covers you for loss and damage to items of portable equipment associated with your business. These can include ...
read moreInsurance for IT Professionals
... of repairs, restoration of electronic data, and even any additional cost of completing your work? Taking out Electronic Equipment insurance gives you that peace of mind if something were to go wrong, your downtime would ...
read moreInsurance for Photographers
... of your negligent business activities. Public Liability insurance also picks up legal costs that you may incur while defending yourself from a covered claim. Portable Equipment Cover* To make the most of your skills ...
read moreHow Plumbers Can Protect their Business with Public Liability Insurance*
... damage to the client's property. Think about the cost of removing and relaying carpets as a result of the ... Equipment insurance your tools are protected anywhere in New Zealand . . With Portable Equipment insurance ...
read moreInsurance for Handyman
... juggling your reputation, growing your business, cutting costs, and earning a decent profit. Nobody ... them is a setback that you cannot afford. Portable equipment insurance is the perfect cover that ensures you don't have ...
read moreInsurance for Cleaners
... be hard for you to get the job done. That's where Portable Equipment cover comes into play. Portable equipment (or general property) insurance can cover you for loss and damage to specified items such as tools, business ...
read moreInsurance for Painters
... own pocket. These expenses can add up over time and dig into your savings. Business Insurance can cover the cost of your tools and portable equipment if it is lost or stolen, or in the event of a fire and other perils ...
read moreInsurance for Beauty Salons
... Business Insurance Whilst your customers are vital to your business, so are your contents, stock, equipment and ... Interruption covers lost income and some of the increased costs of running your business as a result of ...
read moreInsurance for Plumbers
... Fortunately, when a spanner gets thrown in the works, Portable Equipment cover can deliver peace of mind making sure you're not left ... EPL) Insurance* is designed to help employers minimize the risk and potential cost of ...
read moreInsurance for Personal Trainers
... cost of defending allegations of professional negligence against you and not just the settlement amount. Insurance ... Equipment cover, to protection your equipment against loss, damage, or theft. * * As with any insurance, ...
read moreInsurance for Architects & Designers
... costs awarded against you, costs incurred such as legal and defence costs, claims investigation costs, inquiry attendance costs as well as public relations costs. Professional Indemnity insurance ... IT equipment), and ...
read moreInsurance for Shop Owners
... damage). A Business Insurance package can also cover your portable equipment, glass and for loss ... helpful, hence coming back to make a purchase. Very cost-effective Georide M . I found the team member I spoke with ...
read moreWhat is Public Liability Insurance?
... cover, your insurance company will provide much needed funds to cover your legal costs and any compensation ... have manufactured or sold Incorrect installation of equipment resulting in damage to property Injury, illness ...
read moreWhat does Public Liability Insurance Cover?
... and defence costs When would I need Public Liability insurance? Public Liability insurance is designed ... you have manufactured or sold Inappropriate installation of equipment causing damage to property Injury, illness or ...
read moreInsurance for Accountants & Tax Agents
... day with the books. That's why Professional Indemnity insurance is designed to protect you and your business from any ... if your computing equipment was to breakdown or suffer accidental damage? The cost of repairs and data ...
read moreThe difference between public liability and professional indemnity insurance
... resulting in damage to property Incorrect installation of equipment resulting in damage to property Injury, illness ... cover, your insurance company will provide much needed funds to cover your legal costs and any ...
read moreCyber Liability Insurance - the Safety Net Small Businesses Need
... is where Cyber Liability insurance provides a crucial safety ... costs PR & crisis management costs Extortion costs Penalties and fines Things that are typically NOT included are: Damage to property Replacement of equipment ...
read moreInsurance For Cafes and Restaurants
... can include fixtures and fittings, equipment, stock and furniture. A Business Insurance policy includes cover for losses to ... against settlements or damages, including defence costs, as a result of an employee suffering ...
read moreInsurance for Engineers
... and negligence. Importantly, it provides legal defence costs and cover for any awards or settlements in ... cover for buildings, contents and portable equipment. A business insurance policy for an engineering business will ...
read moreInsurance for Hairdressers
... stock and equipment caused by fire, storm, theft and other perils. It can also cover portable equipment if you need ... Business Interruption insurance can cover the loss of income and some of the increased costs of running ...
read moreInsurance for Tradesmen
... to the nuts and bolts of getting your business insurance sorted out, you can sit back and relax while ... would be worth a fair few bob. Thankfully, Portable Equipment cover will ensure peace of mind by ensuring you won' ...
read moreUnderstanding Insurance, Part 4: Cyber Liability Insurance
... and data recovery costs Business interruptions costs Fines and penalties Extortion costs PR and crisis management costs What is typically not covered by Cyber Liability insurance? Replacement equipment Property damage ...
read moreWhy do brilliant business ideas sometimes fail?
... insurance * Portable Equipment insurance* Cyber Liability insurance* It's worth having a chat to a n insurance agent about the different business insurance options available to cover your business. What may cost ...
read more7 Ways to Grow Sales in a Café Business
... or less > Counter Service > Automated equipment > Limit menu options to increase speed ... , or the cool place a little further away…? While some things cost more money to get right, like design and fitout, others can be ...
read morePublic Liability Insurance
... paperwork, no delays What’s covered & what’s not? Get the right cover Public Liability Insurance cost Public Liability Insurance For your Business As much as we like to hope otherwise, accidents do happen. Regardless of ...
read moreProfessional Indemnity Insurance
... hassle, no paperwork, no delays What’s included? Get the right cover Professional Indemnity Insurance cost Professional Indemnity Insurance For Your Business When operating a business, your primary goal is to provide a ...
read moreInsurance for Mortgage Brokers
... can defend you against compensation claims and legal costs in the event of physical injury or property damage should they arise. Business Insurance Business Insurance is designed to safeguard your contents and other ...
read moreIntroducing Work From Home Insurance
... save face. That's where Work From Home Reputational Risk Insurance* comes to the rescue! What’s included in this cover? This insurance will cover all PR costs to rebuild your brand or professional reputation after a WFH ...
read moreCyber Liability Insurance
... a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising from data breaches which may occur after being hacked, or from ...
read moreEmployers Liability Insurance
... , and no matter how much we plan, accidents do occur. Employers Liability insurance protects you against settlements or damages, including defence costs, as a result of an employee suffering bodily injury arising out of ...
read moreStatutory Liability Insurance
... commercial businesses, as well as defence costs, and fines or penalties payable following ... find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service ...
read moreInsurance for Immigration Advisers
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read moreInsurance for Consultants
... as accidentally spilling coffee all through a clients laptop could end up costing you a couple of thousand dollars. Public Liability insurance will protect you from any financial losses which may arise from a claim ...
read moreInsurance for Bookkeepers
... We know you are always busy helping your clients, therefore we made it easy for you to arrange your business insurance - just a few clicks and one phone call, you have your policy documents emailed to your inbox. Did you ...
read moreInsurance for Real Estate Agents
... of New Zealand statutes. This will cover legal defence costs as well as, in some cases, cover for fines incurred. Protect your business today. * * As with any insurance, cover will be subject to the terms, conditions and ...
read moreInsurance for Allied Health Professionals
... professional indemnity policy responded and paid for significant legal costs (equivalent to one years revenue) before the matter went away. * * As with any insurance, cover will be subject to the terms, conditions and ...
read moreInsurance for Travel Agents and Tour Operators
... were helpful and appreciated Mike De R . Thank you for you excellent service. It is much easier to organise insurance with you over the phone. Joelle W . Appreciate the hard work helping me find the right policy. Harry ...
read moreInsurance for Recruitment Consultants
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read moreInsurance for Marketing and Multimedia professionals
... need it? As you help your clients increase their leads, sales and profits, we help you get your insurance to protect your business against potential pain-points. Being a marketing professional, we don't need to convince ...
read moreRetailer Insurance
... card details in which case you may be liable for claims. However, with Cyber Liability insurance in place, you may be covered for legal costs and expenses related to cyber risks. Protect your business today. * * As with ...
read moreNinja Fitness wins the 3rd BizGiver Grant
... .” By winning the grant, Elly says she looking forward to starting the new year with a lot more pieces of equipment which she knows her clients will love learning to use. When asked what is was that she loved most about ...
read moreHow to start an online retail business in 5 steps
... and Product Liability* Public Liability insurance covers legal fees and compensation costs if a customer, member of ... payment equipment such as EFTPOS machines. Portable equipment or general property insurance covers you ...
read more5 Money Saving tips for Small Business in NZ
... , goods ranging from office supplies through to equipment like furniture, coffee machines, laptops or tools ... to get a new loan, credit card, bank account or insurance for their business. It may be that the provider of ...
read moreBizCover and NZ Retail
... even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of ... in the event of a cyber breach or attack. Costs associated with defending a cyber claim are also covered. ...
read moreNo Dramas
... also includes cover for your legal costs. Public Liability Insurance* Protects you and your business ... equipment, and loss of revenue due to business interruption in specified circumstances. Statutory Liability Insurance ...
read moreThe Art of Small Business Branding in the Digital Age
... options at their disposal when it comes to shopping for baby supplies, dog treats, fitted sheets, lawn care equipment, and even perishable groceries. Our needs — and our desire for options — seem more than met. So where ...
read moreTips for making a Stress-Free Claim for your business
... on physical property such as stock, machinery or other equipment, you may need to provide proof of ownership. ... the running cost of your business at another location? This is where Business Interruption insurance is ...
read moreMasters of maintenance kick start their new business with BizGiver Grant
... Grant! You've got to be in it to win it, so head over to bizcover.co.nz/bizgiver and share your small business wish (maybe you need new equipment, extra training for staff, or some new tools) to be in the running.
read moreHow to protect your small business from cybercrime
... tool in protecting your business. What is Cyber Liability insurance cover? Cyber Liability is designed to cover your business against the expenses and legal costs associated with data breaches that may occur after being ...
read moreEmerging Auckland Yoga Studio Wins National Small Business Grant
... it a go?!”” The win will allow Yoga Within to expand their class offerings by purchasing some much needed equipment. “There were many items I would like to have purchased in the beginning but couldn't quite afford so ...
read morePreparing your store for the holiday season ahead
... access systems and data. Therefore, a Cyber Liability insurance policy can act as your safety net against data ... while your store is unattended. Check that all electrical equipment is turned off when not in use and whilst ...
read moreBizGiver launch in NZ: Granting a $2000 wish this spring
... they need not be a policy holder with BizCover's insurance service to win. “So much of BizCover's success ... website design services, advertising, iPads, hardware and equipment, and training courses. They've even granted ...
read more6 Reasons why some small businesses fail
... : Public Liability insurance* Professional Indemnity insurance* Business Insurance* Building insurance* Contents insurance* Business Interruption insurance* Portable Equipment insurance* Cyber Liability insurance* Don't ...
read moreTurn your side hustle into a small business
... will need to consider factoring in funds for include: Marketing costs - how much will you need to print off business cards ... Contents, Portable Equipment, Business Interruption and many more. Get your insurance sorted for ...
read moreHow much does Public Liability Insurance cost?
... give you an idea, we have put together a snapshot of how much a stand-alone Public Liability insurance policy can cost for a small business, by analysing data from BizCover policies sold over the course of 2017. Our data ...
read moreHow much does Professional Indemnity Insurance cost?
... from the below graph though, over a third only pay between $45 and $74 per month. The cost of Professional Indemnity insurance depends on a number of key factors including: The type of business you operate - the riskier ...
read moreReduce your small business operating costs with these 7 tips
... provider and don't be afraid to look at new provider options too. One operational cost that you can also save on is your business insurance. At BizCover we offer a n effortless platform where you can jump online, compare ...
read moreHow the cost of Professional Indemnity insurance is calculated
... more than another? We look some of the key factors that that impact the cost of Professional Indemnity insurance. Insurance policy pricing is generally calculated on risk factors and put simply, the higher the level of ...
read moreWhat does Professional Indemnity Insurance Cover?
... negligent acts or omissions in the provision of your professional service or advice. PI Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy. As ...
read moreInsurance by Industry
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read moreDo I need Public Liability Insurance?
... Public Liability do I need? How much does it cost? Is Public Liability insurance a legal requirement? Do I need Public Liability Insurance Insurance? Public Liability insurance* is an important type of cover, as it can ...
read moreDo I need Professional Indemnity Insurance Insurance?
... Indemnity cover will help safeguard your hip pocket. Typically your Professional Indemnity insurance policy will cover the legal and defence costs of a claim and compensation if awarded to the client. Remember that ...
read moreWhat is Professional Indemnity Insurance?
... to make your debut in front of the judge, make sure it's not costing you an arm and a leg! Do I really need Professional Indemnity Insurance? If you are being paid to provide your professional advice or service you have ...
read moreWhat does Public Liability Insurance Cover?
... you out of business. With the right Public Liability cover in place, the insurance company will provide the funds to cover your legal costs and any compensation claims, leaving your business free of financial risk. Phew ...
read moreTypes of small business insurance in New Zealand
... a service or advice, then Professional Indemnity (PI) Insurance is a must have. It protects professionals against liability for damages, and the legal costs associated with defending yourself against claims arising from ...
read morePublic Liability Insurance: 5 Tips for choosing the best policy for your business
... as tempting as it is to purchase a lower level of cover to save on costs it may not provide you with sufficient coverage. Your insurance is an essential part of your business that could mean the difference between going ...
read moreReviews related to Equipment Insurance Cost
-
Online, easy and cost effective
David Ball
Information Technology -
Excellent online service, frequent reminders of the expiry date, and a reasonable cost for the protection.
David Crockett
Trades & Services -
Highly recommended way of doing business insurance with out hassles and cost effective
Peter Digby
Manufacturing -
Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu
Layla Dowthwaite
Consultancy Occupations -
IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE
Janette Wallbutton
Real Estate -
Easy to deal with; did as they said. ie when I asked them to call back they did.
Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A
Alisa Drewett
Medical -
I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.
Tina Buckler
Allied Health -
I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!
Alison McDonald
Consultancy Occupations -
Nice and fast, but not immediately obvious where to download insurance certificate.
Charles Brooks
Consultancy Occupations -
Extremely easy, user-friendly online purchase process, really good.
But like all insurance the value isn?t known until you need to make a claim.
I hope if that?s ever needed, that process and customer service is equally as good.
Angela Clarke
Information Technology -
They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn
Monique Princen
Information Technology -
The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover
Quentin Duff
Trades & Services
Independent feedback from our customers rated our service at excellent.
What it typically covers
A) Material damage loss for your physical assets
B) Financial loss due to Business Interruption
Choose cover options below!
What is NOT covered?
- Negligence/breach of duty arising from an act, error or omission as a result of your professional services
- Claims arising from damage to third party property or personal injury
- Known claims and circumstances
Protect your business today.
Cover Explained
Select the cover options needed for your business:
Building
Covers the cost of repairing or reconstructing buildings your business owns as a result of fire and other perils.
- Includes protection for things like fixed signs and lettering, tanks, poles, power lines and their supports, walls, gates, fences and landscaping
- Optional cover for natural disasters, including earthquake*
Property (Contents)
Covers loss or damage to your contents, stock and equipment caused by fire and other perils. Automatically includes cover for:
- Covers the costs to replace internal or external glass that is damaged or broken, such as windows, mirrors or porcelain.
- Money
- Theft
- Equipment breakdown
- Seasonal stock increase
- Theft
- Optional cover for natural disasters, including earthquake*
Business Interruption
- Covers you for the loss of income and some of the increased costs of running your business as a result of interruption caused by events covered under your policy.
- Optional cover for natural disasters, including earthquake*
- *Cover for natural disasters is subject to the location of your business and is not available to all postcode areas.
#Sub-limits and conditions apply. Refer to the policy wording.
Portable Equipment
- Covers loss or damage to portable equipment, tools and valuable property anywhere in New Zealand.
- Select your own cover limit
Covers loss or damage of laptops and mobile phones anywhere in the world
* * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.
Need Help?
Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals.
You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents.