Affordable Interior Designer Insurance NZ
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Insurance for Architects & Designers
... professional indemnity insurance offer covers occupations such as: Architect Interior designer Public Liability ... night. You can even add Business Interruption insurance which is designed to help your business get back into ...
read moreInsurance for Recruitment Consultants
... so helpful and patient. Thank you. Katrina L. Interior Design Service Great service and easy to manage for a small ... to get in touch with one of our business insurance professionals. You can also access quick links to our ...
read moreWhat does Professional Indemnity Insurance cover?
... compulsory for some professionals to hold and maintain Professional Indemnity insurance and these include: Registered Migration Agents Architects and Draftsmen Real Estate Agents Finance and Mortgage Brokers Accountants ...
read moreInsurance for Cleaners
... all added stresses that you don't need weighing on your mind as a small business owner. Business insurance is designed to safeguard a variety of different cleaning businesses, to help you stay in business for the long ...
read moreWhat does Professional Indemnity Insurance Cover?
... and parcel of being a professional. Professional Indemnity insurance is designed to protect you from a wide range of ... Professional Indemnity insurance and these include: Registered Migration Agents Architects and ...
read moreEmployers Liability Insurance
... the daily operations of your retail business and that's where Public Liability insurance comes into play. Public Liability insurance is designed to provide protection for you and your business in the event a customer ...
read moreInsurance for Immigration Advisers
... risk for things to potentially go wrong. This is where Public Liability insurance can provide peace of mind. Public Liability insurance is designed to provide protection for you and your business in the event a customer ...
read moreInsurance for Bookkeepers
... details with others can result in the Bookkeeper being sued. What is bookkeeper insurance? Insurance for bookkeepers is designed to protect different risks which your business may be faced with. This includes cover ...
read moreInsurance for Real Estate Agents
... in place if an unpredictable challenge were to disrupt your business activities. Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when ...
read moreInsurance for Allied Health Professionals
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read moreInsurance for Tradesmen
... with BizCover today Why should Tradies choose BizCover for their Insurance? At BizCover, our task is to make insurance a stress-free experience. Our platform is designed to help you compare quotes and get the right cover ...
read moreInsurance for Photographers
... a bone as you were directing their movements? Often referred to as General Liability insurance, Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier ...
read moreBusiness Insurance FAQs
GET BUSINESS INSURANCE Business Insurance FAQs Business Insurance FAQs Got questions about Business Insurance? We've got the answers! Check out our library of FAQ's designed to make insurance easy to understand. What is ...
read moreInsurance for Plumbers
... getting your tools stolen. These are real life risks plumbers are faced with every day. Business insurance for plumbers is designed to give your business the protection it needs and peace of mind knowing that you have a ...
read moreInsurance for Handyman
... for injuries suffered by someone or accidental damage to property due to your work. Public liability insurance is designed to protect small business owners against risks that arise and incur property damage, injury or ...
read moreInsurance for Painters
... a look at some of the important types of business insurances you may need to consider for your painting business. Business Insurance is an insurance package designed to provide cover for your business contents, stock ...
read moreWhat is Tool Insurance and why do Tradies need it?
... how it can help your business when you may need it most. What is Tool insurance cover? Tool insurance cover or Tool insurance in short, is designed to cover you for the loss and damage to your tools and equipment due to ...
read moreUnderstanding Insurance, Part Two: Professional Indemnity Insurance
... In part two of our Understanding Insurance series, we focus on Professional Indemnity insurance. What is Professional Indemnity insurance ? Professional Indemnity Insurance * is designed to protect you and your employees ...
read moreWhat you need to know about Business Interruption Insurance
... as property damage or fire). It is also designed to assist your business to recover from an insured ... get your business back up and going. This type of insurance can also be surprisingly simple to arrange and doesn't need ...
read moreUnderstanding Employers Liability Insurance
... and to be in business for the long run. Things like Public Liability, Professional Indemnity and other Business Insurance options*, help protect different areas of your business. There isn't a one size fits all when it ...
read moreHow much does Professional Indemnity Insurance cost?
... on multi-million dollar developments, or a graphic designer consulting to small-scale organisations? Do you ... how to get in touch with one of our business insurance professionals. You can also access quick links to our ...
read moreDo I need Professional Indemnity Insurance Insurance?
... covers are also required with your policy. Some professions requiring Professional Indemnity insurance include accountants, architects and consultants. For many of these professions, the governing body establishes strict ...
read moreWhat does Public Liability Insurance Cover?
... hearing aids, glasses,pacemakersand gastric bands. ii When would I need Public Liability insurance? Public Liability insurance is designed to protect businesses from the financial impact of claims made against you. While ...
read moreInsurance for Shop Owners
... perfect sense to protect the things needed to make your shop run smoothly every day. Business Insurance is designed to safeguard your contents, stock and other assets against unexpected events, like fire, storm, theft ...
read moreWhat is Business Insurance
... due to business interruption in specified circumstances. There are a variety of different Business Insurance options available, designed to protect the various risks that businesses face. From dog groomers to personal ...
read moreInsurance for Consultants
... not to mention the potential irreparable damage it can cause to your business' reputation. Cyber Liability insurance is designed to protect your business against the costs and legal expenses if your network is hacked and ...
read moreWhat is Professional Indemnity Insurance?
GET PROFESSIONAL INDEMNITY INSURANCE What is Professional Indemnity Insurance? What is Professional Indemnity Insurance? Professional Indemnity insurance is designed for professionals who provide advice or a service to ...
read moreInsurance for Beauty Salons
... an ugly mess – and not the type a tad of concealer can fix. Professional Indemnity Insurance is designed to protect your business against claims for negligence or professional misconduct. It protects businesses against ...
read moreThings to consider when purchasing business insurance
... costs associated with responding to or managing claims which are covered by the policy. Public Liability insurance* : is designed to provide protection for you and your business in the event a customer, supplier or a ...
read moreWhy You Should Review Your Business Insurance
... is to understand its purpose. This will depend on the type of your insurance. Read the below carefully: Public Liability *: is designed to provide protection for you and your business in the event a customer, supplier ...
read moreWhat is Public Liability Insurance?
... pockets (and some) because you tried to save a bit of cash by not purchasing the right amount of Public Liability insurance, or worse, didn't have any at all. If the risk to your businesses is such that you would go out ...
read moreWhat does business insurance cover
... as property damage or fire). It is also designed to assist your business to recover from an insured ... more information Find out more about all thing business and insurance with our blog. These are some articles that may ...
read moreDo I need Business Insurance
... - this is a pretty obvious one, and a big kind of risk you need to think about when not having an insurance policy in place. The scale of the financial impact can range from a large Public Liability claim for an injury ...
read moreDo I need Public Liability Insurance?
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read moreInsurance For Cafes and Restaurants
... tenant to have both Public Liability insurance and Glass insurance before signing a lease. Insurance for Cafes and Restaurants Public Liability* Public Liability insurance is designed to provide protection for you and ...
read moreHow the cost of Professional Indemnity insurance is calculated
... that that impact the cost of Professional Indemnity insurance. Insurance policy pricing is generally calculated on risk ... goes wrong, i.e. are you a graphic designer consulting to small-scale firms or a structural engineer ...
read moreInsurance by Industry
... Agents Allied Health Professionals Architects & Designers Beauty Salons Bookkeepers Cafes ... out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service ...
read more6 Essential Types of Business Insurance in New Zealand
... Indemnity Insurance is applicable to many professions, such as chiropractors, consultants, engineers, architects, ... your profession. Business Insurance* Business Insurance is an insurance package designed to provide cover ...
read moreInsurance for IT Professionals
... If you want to brush up on your Latin, look elsewhere. Having the right insurance pays off A software and hardware design company won a government contract to manufacture and install alcohol interlock devices on a branch ...
read moreInsurance for Engineers
... yourself faced with some unwanted challenges. That is where Business Insurance can provide some reprieve. Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and ...
read moreInsurance for Marketing and Multimedia Professionals
... how much you rely on your business assets to help get the job done. Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured ...
read moreWhat Photographers Need to Know About Business Insurance
... happen to your tools of trade , the impact upon your business could be devastating. Business Insurance is designed to safeguard your contents, stock and other assets against unexpected events like fire, storm, theft and ...
read moreWhy Do Marketing Consultants need Professional Indemnity Insurance?
... you 're out on the road meeting them, you may need to consider Public Liability insurance . Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a ...
read moreInsurance Options for Retailers
... , access important documents and get on with the daily tasks of running your business. Cyber Liability insurance is designed to help protect your retail store from claims and to support your profitability in the event of ...
read moreWhy Do Marketing Consultants need Professional Indemnity Insurance?
... you 're out on the road meeting them, you may need to consider Public Liability insurance . Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a ...
read moreBizCover expands its insurance offer and launches a new look
... with a very customer focussed interface that allows them to quickly access information and insurance coverage specifically designed for their occupation or business”, says Michael Gottlieb, Managing Director of BizCover ...
read moreTool and Portable Equipment Insurance
... can be a bit overwhelming. Fear not, as our simple guide takes a look at some of the key kinds of insurances you need to think about as a New Zealand tradie. https://www.bizcover.co.nz/what-every-new-zealand-tradie-needs ...
read moreCyber Liability Insurance
... to New Zealand businesses as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising from data breaches which may occur ...
read moreStatutory Liability Insurance
... business today. What's at risk if you don't have Statutory Liability insurance? Like other business insurances, they are designed to safeguard and protect your business from certain risks. Not having Statutory Liability ...
read moreInsurance for Mortgage Brokers
... property Personal injuries that are covered by the ACC Protect your business today. Business Insurance Business Insurance is designed to safeguard your contents and other physical assets (including your building if you ...
read moreBusiness Insurance
... . It's good business to set up a plan in place should the worst happen. Part of Commercial Insurance, Business Insurance is designed to protect your business today to ensure you'll be in business tomorrow. It's there to ...
read moreWhat does Public Liability Insurance Cover?
... does not provide cover Legal and defence costs When would I need Public Liability insurance? Public Liability insurance is designed to protect businesses from the financial impact of claims made against you. While there ...
read moreProfessional Indemnity Insurance
... , the legal costs of defending yourself could seriously affect your business. Professional Indemnity Insurance (PI) is designed to protect you and your employees by providing cover against such claims, including the ...
read moreIntroducing Work From Home Insurance
... with an inappropriate screen name Work as we know it may never be the same. Get your work from home insurance before your next meeting goes wrong—available April 1st only. *Don't get caught on April Fool's Day Protect ...
read morePublic Liability Insurance
... cover.** Why choose BizCover for your Public Liability Insurance? At BizCover, our task is to make Public Liability insurance a stress-free experience. Our platform is designed to help you compare quotes and get the ...
read moreInsurance for Accountants & Tax Agents
... . Even the best of us can have a bad day with the books. That's why Professional Indemnity insurance is designed to protect you and your business from any losses which may arise from any errors and omissions which may ...
read moreInsurance for Travel Agents and Tour Operators
... worry about and is fortunately something which Public Liability can provide a safeguard for. Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a ...
read moreInsurance for Personal Trainers
... gym, a fitness studio or work within a public space like a council park for example. Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of ...
read moreRetailer Insurance
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read moreInsurance for Hairdressers
... by your business activities to a third party It may also be a requirement to have certain kinds of business insurance in place as part of your rental agreement e.g., Public Liability or Glass cover. FAQ's How much does ...
read moreA Tradies Guide To Getting Your Business Insurance Sorted
... land you in hot water if your advice doesn't exactly go to plan. Professional Indemnity (PI) insurance is designed to respond to claims against your business for losses as a result of actual or alleged negligent acts or ...
read moreComplete Guide to Business Insurance
... all kinds of small businesses. What is Business Insurance ? Business Insurance is an insurance package with various types of cover for your business needs, designed to provide cover for your business contents, stock ...
read moreWhy businesses in New Zealand need to consider Statutory Liability insurance
... Asking employees to be proactively involved in designing and assessing your training regime will make them ... to include adequate, or indeed any Statutory Liability insurance as part of their health and safety strategy, ...
read moreUnderstanding Insurance, Part 3: Business Insurance
... kinds of cover available and how it can help protect your business. What is Business Insurance*? Business Insurance is designed to protect your business contents, stock and other assets against events like fire, storm ...
read moreInsurance options to protect your cleaning business
... * ? One of the fundamental types of insurances for most kinds of businesses is Public Liability insurance . Public Liability insurance is designed to cover the legal fees and compensation costs if a customer, member ...
read moreHow Plumbers Can Protect their Business with Public Liability Insurance*
... can help protect your plumbing business for the long haul. What is Public Liability Insurance ? Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier ...
read moreThe difference between public liability and professional indemnity insurance
... or injury that is not covered by the Accident Compensation Commission (ACC). Professional Indemnity insurance is designed for professionals who provide advice or a service to their clients. If someone alleges that ...
read moreHow Cyber Insurance Protects Small Businesses
... you? We explain some of the key ways Cyber Liability insurance is designed to protect you below. Cyber liability insurance is a type of business insurance which protects your business against both the legal costs and ...
read moreHow much does Public Liability Insurance cost?
... , Public Liability insurance is an essential form of cover for almost every type of business, from trades and services industries to white collar professionals and office based occupations. It is designed to protect you ...
read moreHow To Protect Your Plumbing Business With Public Liability Insurance
... can help protect your plumbing business for the long haul. What is Public Liability Insurance? Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier ...
read moreCyber Liability Insurance Explained
... and an incident response plan to manage a cyber incident? Who needs Cyber Liability insurance*? Cyber Liability insurance is designed to assist any business that uses technology in its daily operations – whether sending ...
read moreTear and Share: Our customers get even with their old insurance policies
... the way he'd say RIP to his old policy. Thankfully with BizCover, there's no nasty paper policies. Just hassle-free insurance , online, with all your documents emailed to you instantly. Switch & save on your business ...
read more4 Areas You May Not Have Thought Business Insurance Covers
... 't reviewed your current policy in a while, now is the time to do it. BizCover offers a range of insurance solutions to protect your business. You can tailor a policy to suit your needs and include other essential covers ...
read moreSmall Business Insurance: Why you might want to ensure you're covered!
... from your landlord. Or if you take out a contract with a large organisation they may stipulate that you have certain insurance to work for them. How would you keep your business going if the worst was to happen? If your ...
read moreIt's Time for an Insurance Health Check!
... where you want the business to be? Any changes in your business mean that there may be considerations for your insurance . Firstly, do you have the right types of cover and levels of cover? For example, if your business ...
read moreWhat do you need to know about Professional indemnity insurance?
... may need to draw funds from their own pockets and that is never a good thing. With professional indemnity insurance you do not have this problem. Cover may be mandatory! Whilst you can generally choose what sort of cover ...
read moreThings you didn't know about small business insurance
... to review and update your coverage every year. No doubt your business is on the move and changing and so your insurance needs will also be changing and you'll want to make sure you have a policy that covers your business ...
read morePublic Liability Insurance: 5 Tips for choosing the best policy for your business
... and the policy features. There are many options for small business owners when it comes to shopping and choosing insurance policies. Gone are the days of having to ring around and wait for days for the brokers to get ...
read moreCyber Insurance - Is it worth it?
... employee with a grudge, you may not be coveredby your Business Interruption policy.This is where Cyber Liability insurance provides cover. Cybercrime is a real threat. Make sure you have the right cover in place We live ...
read moreMassage Therapy Insurance: here's why you need it!
... and regardless of the lengths you go to in doing so, it's important to hold Employers Liability insurance . It protects you and your business against settlements or damages, including defence costs, as a result of ...
read moreWhat to think about when comparing insurance quotes for your small businesses
... could end up costing you in the long term. Check where you have cover and where you don’t Every insurance policy will have things that are included and things that aren’t, with certain events being covered and some being ...
read moreWhat every New Zealand tradie needs to know about insurance
... for themselves as a tradie, you would already have an idea of just how important it is to have the right business insurance s in place for when things don't go exactly to plan. Sometimes it can be easy to just buy the ...
read more5 Questions Accountants should ask when purchasing Professional Indemnity insurance
... many different risks your business may be exposed to, and there are a variety of different business insurance coverages to help provide you and your business peace of mind and protection. At BizCover we offer accountants ...
read moreUnderstanding Insurance, Part 4: Cyber Liability Insurance
... after being hacked or from the theft or loss of client information. Why do I need to consider Cyber Liability insurance ? A common misconception is that hackers only go after the big fish but when it comes to attacks ...
read moreUnderstanding Insurance, Part One: Public Liability Insurance
... cover any legal defence costs you incur as a result of defending yourself. Why do I need Public Liability Insurance ? While you may take all the care in the world to create a safe environment, the reality is accidents ...
read more5 Things for Accountants to Consider When Applying for Professional Indemnity Insurance
... many different risks your business may be exposed to, and there are a variety of different business insurance coverages to help provide you and your business peace of mind and protection. At BizCover we offer accountants ...
read morePublic Liability Insurance Explained
... pockets (and some) because you tried to save a bit of cash by not purchasing the right amount of Public Liability insurance, or worse, didn't have any at all. If the risk to your businesses is such that you would go out ...
read moreReviews related to Affordable Interior Designer Insurance NZ
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Good service - a little pushy with the reminders
Michael Alan Baylis
Architecture & Surveying -
Very easy process, prompt and competitive quote, would recommend to associates
Wayne Smith
Architecture & Surveying -
Fast and reliable! Good customer service!
Joem Baldesco
Architecture & Surveying -
Highly recommended way of doing business insurance with out hassles and cost effective
Peter Digby
Manufacturing -
IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE
Janette Wallbutton
Real Estate -
Easy to deal with; did as they said. ie when I asked them to call back they did.
Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A
Alisa Drewett
Medical -
I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.
Tina Buckler
Allied Health -
Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu
Layla Dowthwaite
Consultancy Occupations -
I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!
Alison McDonald
Consultancy Occupations -
Nice and fast, but not immediately obvious where to download insurance certificate.
Charles Brooks
Consultancy Occupations -
Extremely easy, user-friendly online purchase process, really good.
But like all insurance the value isn?t known until you need to make a claim.
I hope if that?s ever needed, that process and customer service is equally as good.
Angela Clarke
Information Technology -
They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn
Monique Princen
Information Technology -
The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover
Quentin Duff
Trades & Services
Did you Know?
That registered architects need to comply with strict criteria covering areas like insurance, health and safety and quality management systems.
Architects and Designers are also the first professions in New Zealand to require professional indemnity insurance to cover themselves in person for errors and negligence.
Insurance for Architects and Designers
Professional Indemnity
Professional Indemnity (PI) insurance provides essential financial protection for Architects and Designers to safeguard their businesses for claims made against them in carrying out their professional services or advice. It provides cover for damages and claimant costs awarded against you, costs incurred such as legal and defence costs, claims investigation costs, inquiry attendance costs as well as public relations costs.
Professional Indemnity insurance may not be mandatory for Architects and Designers. However it may be a requirement to meet the conditions of many clients as well as tender processes.
BizCover’s professional indemnity insurance offer covers occupations such as:
- Architect
- Interior designer
Public Liability
Do you need it? If you have regular contact with clients, contractors and the general public, then the short answer is yes. Public Liability insurance is an important form of cover to protect you from financial losses arising from a claim of 3rd party property damage or accidental injury (not covered by the ACC) as a result of you going about your business, even if you rent your premise.
Business Insurance
Your clients are your bricks and mortar, but where would your business be without the assets needed to help make their plans a reality? Not having the right cover in place could cost your company more than a pretty penny, creating a whole host of unwanted challenges.
Having some form of cover in place to protect your contents (including IT equipment), and premises from the risk of damage caused by fire, storms, theft, vandalism or even earthquakes, gives you peace of mind so you can sleep at night.
You can even add Business Interruption insurance which is designed to help your business get back into the game by covering the increased costs of running your business and lost revenue whilst it is out of action due to an insurable event.
Cyber Liability
As an architect or designer, your plans, designs are prized intellectual property it is what makes you stand out from the crowd. Unpleasant as it may be, but what would you do if a competitor found a way to steal your original designs?
Storing personal information and client information online means you are instantly at risk of potential cyber attacks and data breaches.
Reinforce your cybersphere with Cyber Liability insurance., providing protection covering extortion costs, fines and penalties, investigation and data recovery costs, business interruption costs and PR/crisis management costs.
Protect your business today.
Could this happen to your business?
An architect designed a house for an elderly couple and miscalculated the size of a cavity for a hidden sliding door. The builder of the house raised the issue early on but to no avail. The architect initially blamed it on poor print quality of the site plans and told the builder to carry on.
Near completion, it was clear that the particular doorway in the house that required access by a mobility scooter was not wide enough whilst the sliding door was “hidden”. The owners asked the architect to pay for all remedial costs that included moving walls and re-modelling an adjacent room. Fortunately, the cost of the professional error was paid for by insurers without having to appoint a legal defence counsel.
* * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.
Need Help?
Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals.
You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents.