Business Equipment Insurance

Business Equipment Insurance

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Business Insurance

... equipment, tools and valuable property anywhere in New Zealand. Cyber liability insurance is a type of business insurance product which covers your business ... or your company. Business Interruption* Business Interruption ...

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Do I need Business Insurance

... property Portable Equipment cover*: Keeps your tools protected from theft or damage Business insurance may be ... Hi, Just a question I am a Event production company but the only section was Event Management on your form ...

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What is Business Insurance

... out and about visiting clients, protect your valuable business assets with Portable Equipment insurance. FAQs How much does Business Insurance cost? Every business is different, with their own unique exposure to risks ...

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What does business insurance cover

... it is covered if a claim were to occur. My business is mobile, will my Portable Equipment insurance protect me anywhere? The good news is your Portable Equipment insurance policy will protect your valuable tools of trade ...

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BizCover and n3

... anyone . Was waiting for a call back from another company when you guys called back right after going onto your ... how to get in touch with one of our business insurance professionals. You can also access quick links to ...

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BizSave

... theft of your portable equipment, damage to your premises or contents, or the possible financial loss from an interruption to your business. So why not be more prepared by taking out Business Insurance ? BizCover gives ...

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BizCover and Boost Your Business

... you time to really focus on running your business. We have teamed up with Boost Your Business so that you don't have to do the research or the calling around to different insurance companies - we've done that for you ...

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Business Insurance FAQs

... Service Loving the efficient way to renew business Natalie B. Massage Therapy Service I love how easy it is to do covers on bizcover compared to other insurance companies. Gwen S. Painter/Decorator Need Help? Visit ...

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Priceme

... , leaving you time to concentrate on running your business. We have teamed up with PriceMe so that you don't have to do the research or the calling around to different insurance companies - we've done that for you. With ...

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Frequently Asked Questions

... on the lookout to add new insurers to our range to ensure we continue to be the No. 1 online business insurance service.We quote in New Zealand Dollars and all transactions will be in New Zealand Dollars.To retrieve your ...

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Tool and Portable Equipment Insurance

... of NZ’s leading insurers Public Liability and Tool Insurance Easy online purchase-no paperwork required Tool and Portable Equipment Insurance Need business insurance? Compare quotes from NZ insurers, then buy online in ...

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Insurance for Carpenters

... a carpenter and the unique demands of your carpentry business. Carpenters might consider including these coverages in their Business Insurance package: Portable Equipment Insurance* What's a carpenter without their tools ...

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Insurance Options for Retailers

... into your savings when your fridge, air conditioner and other equipment decides to quit working. An available Business insurance package option, this insurance can provide cover for the repair and replacement costs of ...

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Am I Ready To Start A Trade Business?

... and managing staff; processing payroll; company vehicles; business insurance ; and multi-tasking on multiple jobs ... , business insurance (including Public Liability insurance and Tool and Portable Equipment Insurance ), ...

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How To Grow Your Trade Business In 2023

... customers. Optimise your company's online presence Most businesses have a company website to market their ... Equipment Insurance: Covers you for loss and damage to items of portable equipment associated with your business. ...

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Insurance for IT Professionals

... Business Insurance policy can also cover your portable equipment, and loss of revenue due to business ... elsewhere. Having the right insurance pays off A software and hardware design company won a government contract to ...

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Insurance for Mechanics

... fire, storm, theft or even accidental damage). A Business Insurance policy can also cover your portable equipment, and loss of revenue due to business interruption in specified circumstances. Some of the different types ...

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What Is Inside A Business Insurance Pack?

... are currently available through our Business Insurance Pack offering: Building insurance* Contents insurance* Portable Equipment insurance* Cyber Liability insurance* Business Interruption insurance* Let's have a closer ...

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Insurance for Tradies

... Equipment insurance? Public Liability insurance covers you if a third-party claim that your negligent business ... insurance. New Zealand's number one online insurance company We take pride in the 10,000 small businesses ...

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Insurance for Handyman

... Business Insurance package: Protect your business today. Portable Equipment Insurance The success of your handyman business ... Very easy – have been waiting for other insurance companies to contact us all day. Allan N. ...

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Insurance for Photographers

... , photography is not without its own unique risks. Safeguarding your business and expensive photographic equipment with the appropriate business insurance provides peace of mind and protection. Let us take care of ...

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Insurance for Painters

... from damage to third party property or personal injury Known claims and circumstances Protect your business today. Tool insurance (Portable Equipment cover)* Chances are you have a few tools of the trade in your painting ...

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Insurance for Cleaners

... as fire, storm, theft or even accidental damage). A Business insurance package can also cover your portable equipment, and loss of revenue due to business interruption in specified circumstances. These are a few of the ...

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Complete Guide to Business Insurance

... / property (Public Liability) Property (Contents) Portable Equipment (e.g. glass, electronic equipment) Business Interruption Why do I need to consider Business Insurance? Your business assets are what help you stay in ...

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How To Start a Mechanic Shop Business

... and equipment due to theft, fire and other perils listed in the wording, anywhere in New Zealand. Opening up your own mechanic shop doesn't need to be stressful, neither does getting mechanic business insurance sorted ...

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Insurance for Psychologists

... perils listed in the wording. Your Portable Equipment policy covers you anywhere in New Zealand. Business Insurance* Business Insurance is a convenient and customisable insurance package that addresses several risks that ...

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Insurance for Designers

... as fire, storm, theft or even accidental damage). A Business Insurance policy can also cover your portable equipment, and loss of revenue due to business interruption in specified circumstances. This is important when ...

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Insurance for Engineers

... fire, storm, theft or even accidental damage). A Business Insurance policy can also cover your portable equipment, and loss of revenue due to business interruption in specified circumstances. Some of the different types ...

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Insurance for Beauty Salons

... requirement by your landlord if you lease your business premises. Business Insurance Whilst your customers are vital to your business, so are your contents, stock, equipment and your building if you own it. Protecting ...

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Insurance for Plumbers

... (such as fire, storm, theft or even accidental damage). A Business Insurance policy can also cover your portable equipment, and loss of revenue due to business interruption in specified circumstances. Two of the kinds of ...

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Insurance for Yoga Teachers

... be a large revenue loss if it were damaged. Property (Contents) insurance covers loss of or damage to items such as business equipment, stock, fixtures and fittings, furniture plant and machinery, and records belonging ...

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Insurance for Massage Therapy

... help you replace or repair items that are essential to your massage business. Portable Equipment insurance covers loss and damage to your tools and equipment due to theft, fire and other hazards listed in the wording ...

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Insurance for Allied Health Professionals

... Ensure that you protect the things that help to keep your business going like business assets with contents, building and portable equipment insurance Holding valuable information like your customer files and data means ...

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Tradies Guide to Business Insurance Packages

... you require and the amount of coverage you may select for your business. Tool and Portable Equipment Insurance As a well-equipped and busy trade professional, your toolbox (or toolboxes ) are surely filled with the ...

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Insurance for Counsellors

... even accidental damage). A Business Insurance policy can also cover your portable equipment, and loss of revenue due to business interruption in specified circumstances. Business Insurance covers a variety of different ...

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Insurance for Bookkeepers

... , storm, wind). Portable Equipment: Portable Equipment insurance (also known as General Property insurance) covers you for loss and damage to items of portable equipment associated with your business. These can include ...

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Business Insurance Health Check Part 2

... it is Professional Indemnity insurance for your accounting business or Portable Equipment insurance for your tools of trade, we offer business insurance options to help you protect your business. Visit bizcover.co.nz ...

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Insurance for Sole Traders

... or even accidental damage). A Business Insurance policy can also cover your portable equipment and loss of revenue due to business interruption in specified circumstances. A Business Insurance package can be tailored to ...

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Insurance for Education Consultants

... even accidental damage). A Business Insurance policy can also cover your portable equipment, and loss of revenue due to business interruption in specified circumstances. Business Insurance covers a variety of different ...

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Why do brilliant business ideas sometimes fail?

... Public Liability insurance * Professional Indemnity insurance * Business Insurance * Building insurance * Contents insurance * Business Interruption insurance * Portable Equipment insurance* Cyber Liability insurance* It ...

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6 Reasons why some small businesses fail

... : Public Liability insurance* Professional Indemnity insurance * Business Insurance* Building insurance* Contents insurance* Business Interruption insurance* Portable Equipment insurance* Cyber Liability insurance* Don't ...

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Cyber Insurance - Is it worth it?

... business, it is possibly one of your most important assets.In fact, it's probably worth significantly more than the equipment ... your Business Interruption policy.This is where Cyber Liability insurance provides cover ...

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What does Public Liability Insurance Cover?

... Inappropriate installation of equipment causing damage to property Injury, illness or death caused by your negligence that is not covered by the ACC For some businesses, Public Liability insurance may be a requirement ...

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Insurance for Shop Owners

... . Even a short disruption to your business or an equipment breakdown could spell disaster for your store ... s why there isn't a stock-standard price of business insurance for shop owners. When calculating the price of your ...

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Insurance for Recruitment Consultants

... as fire, storm, theft or even accidental damage). A Business Insurance policy can also cover your portable equipment, and loss of revenue due to business interruption in specified circumstances. There are a few different ...

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7 Ways to Grow Sales in a Café Business

... massive retail chain or a multinational company, but how you present your business matters. Why? Because where people ... in the digital world. Think differently about your insurance , visit our website to get a quote. ...

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How To Start Your Own Accounting Business

... that could negatively impact your company. Let's not take the risk! With small business insurance, your accounting firm may be able to avoid dangers such as damage to office computers or equipment and cyber attacks that ...

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How tradies can take the pain out of claim time

... losing them would be a disaster. Thankfully, Portable Equipment insurance * is there to cover you for loss ... tools lost or stolen can be stressful. Luckily, your business insurance doesn't have to be! Jump online or give ...

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Cost Saving Tips For Contractors

... business insurance , such as contractor insurance, price increases are considered an essential part of running a successful business ... times a year. If the cost to rent the equipment is less than how much you would spend to ...

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Tips for How to Start a Carpentry Business

... big companies need to do. But no matter what size business you are building, a business plan can be an asset. A business plan ... Invest in quality equipment and tools Look into business insurance options that may fit ...

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Ninja Fitness wins the 3rd BizGiver Grant

... how the BizGiver grant will help her business, Elly says that by having more equipment she will be able to have bigger ... lifestyle makes me extremely happy.” Get your insurance with BizCover ! Visit Ninja Fitness' Website ...

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Insurance for Real Estate Agents

... such as fire, storm, theft or even accidental damage). A Business Insurance policy can also cover your portable equipment, and loss of revenue due to business interruption in specified circumstances. Let's take a look at ...

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Insurance for Personal Trainers

... as cover for accidental injury or damage to third party people and property. Business Insurance* If you take a moment to look at all the fitness equipment you own, it adds up pretty quickly. You rely on these tools of ...

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A Tradies Guide To Protecting Tools

... help protect your tools. For a tradie, your tools and equipment assist you to get the job done. That also means using ... to protect your tools is to get your business insurance * sorted. While you may be familiar with ...

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Insurance For Cafes and Restaurants

... Covers you for loss and damage to your tools and equipment due to theft, fire and other perils listed in the wording, anywhere in New Zealand. A Business Insurance policy includes cover for losses to and caused by perils ...

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Insurance for Immigration Advisers

... as fire, storm, theft or even accidental damage). A Business Insurance policy can also cover your portable equipment, and loss of revenue due to business interruption in specified circumstances. These are some of the ...

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Insurance for Travel Agents and Tour Operators

... as fire, storm, theft or even accidental damage). A Business Insurance policy can also cover your portable equipment, and loss of revenue due to business interruption in specified circumstances. These are some of the ...

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Insurance for Hairdressers

... the theft or damage of your expensive hair styling equipment. These are few examples of how business insurance can help to protect your hairdressing business: Claims from an annoyed client for the professional services ...

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5 Tips to Avoid Tradie Tool Theft

... remotely via an app, so you can keep watch on them 24/7. 5.Protect your tools with Tool and Portable Equipment insurance Running your own tradie business means you've got a lot of your plate but looking at tradies ...

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Why You Should Review Your Business Insurance

... rent). Some of the different types of Business Insurance options may include: Building * Property (Contents) * Business Interruption * Portable Equipment * Cyber Liability Insurance* - Covers you for losses from claims ...

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What are the Risks in Running a Yoga Studio?

... *; Public Liability *; Business Insurance *; Business Interruption *; Portable Equipment Insurance *; and Building And Contents Insurance *. Business insurance for yoga teachers can reduce business risk for yoga ...

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What Insurance Policies do Yoga Studios Need?

... extreme weather could damage your building, equipment, and retail stock. You might also want protection against break-ins, theft, and unplanned business interruptions. Business Insurance is a coverage package designed to ...

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What Insurance do Beauty Salons Need?

... - Can protect your stock, business equipment, records, fixtures, fittings, and ... insurance is to compare quotes from different insurance companies. This can also help you find cover that works for your small business ...

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Managing your Public Liability risks as a tradie

... . To find out more about Public Liability insurance for tradies or other business insurance options like Tool and Portable Equipment cover*, Cyber Liability insurance* or Business Pack* options get in touch by jumping ...

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7 Money Saving tips for Small Business in NZ

... -hand equipment that is no longer needed by another business through to new stock and equipment being ... time to get your business insurance * sorted is something that should be part of your business plan, helping you ...

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Reviews related to Business Equipment Insurance

  • Prompt, professional, ease of purchase…and competitive pricing

    Viraj M.

  • I have already given feedback. Really easy and have referred several colleagues to you over the years

    Judy O.

  • Quick and hassle free insurance cover for small businesses.

    Kelvin C.

  • I rang several insurance brokers/company and this was the one that gave me the quickest, easiest quote without having all my personal detail and having to wait for someone to call me back! Thanks.

    Sharon

  • Easy process with reminders coming through on when to renew insurances by.

    Brett S.

Did You Know?

Business Insurance policies are made up of many different insurance products that you can tailor to the needs of your business. From your building, the contents of that building and the data that your business relies on.

What it typically covers

  • Material damage loss for your physical assets
  • Financial loss due to Business Interruption

 

Choose cover options below!

What is NOT covered?

  • Negligence/breach of duty arising from an act, error or omission as a result of your professional services
  • Claims arising from damage to third party property or personal injury
  • Known claims and circumstances

Protect your business today.

Cover Explained

Select the cover options needed for your business:

Building*

Building cover protects you from the cost of repairing or reconstructing buildings your business owns as a result of fire and other perils.

This includes protection for things like fixed signs and lettering, tanks, poles, power lines and their supports, walls, gates, fences and landscaping. You also can get optional cover for natural disasters, including earthquake cover**.

Contents*

Property (Contents) cover protects you from the loss or damage to your contents, stock and equipment caused by fire and other perils.

It includes cover for money, theft equipment breakdown and seasonal stock increase. It also covers the costs to replace internal or external glass that is damaged or broken, such as windows, mirrors or porcelain.

You can also get optional cover for natural disasters, including earthquake cover**.

Cyber Liability*

Cyber liability insurance is a type of business insurance product which covers your business against both the legal costs and expenses, including compensation payments, related to cybercrime incidents. Your coverage may include cover for expenses and legal costs relating to data breaches, theft or loss of client information, business interruption costs, forensic investigation, data recovery, extortion, and fines and penalties.

It also could generally cover crisis management costs to restore your businesses reputation after an attack or data breach and legal costs from any ensuing civil action taken against you or your company.

Business Interruption*

Business Interruption cover protects you from the loss of income and some of the increased costs of running your business as a result of interruption caused by events covered under your policy.

You can also get optional cover for natural disasters, including earthquake cover**.

Portable Equipment

Portable Equipment cover protects you from the loss or damage to portable equipment, tools and valuable property anywhere in New Zealand. You can select your own cover limit and cover the loss of things like laptops and mobile phones anywhere in the world
Covers loss or damage of laptops and mobile phones anywhere in the world.

How much does Business insurance cost?

No matter if you sell fishing tackle or lollipops, no two small businesses are the same. Each business has its own set of risks to deal with and these risks effect what cover you may need. That’s why there isn’t a stock-standard price of business insurance. When calculating the price of your policy, there are many factors that are taken into consideration.

Some of these may include:

  • The size of your business
  • How many staff you have
  • The type of small business you are running
  • The type of coverage you take out
  • Your excess
  • The level of cover
  • Your claims history
  • Your shop’s location

Why choose BizCover for your business insurance?

At BizCover, our task is to make business insurance a stress-free experience. Our platform is designed to help you compare quotes and get the right cover you need so you can get back to more important things like running your business. But if you are still not convinced, here are a few other reasons why you should choose BizCover for your business insurance.

New Zealands’s number one online insurance business

We take pride in the 10,000 small businesses we have helped already… and counting.

Clear and competitive pricing

You can compare and choose from a range of competitive prices right there on your screen.  Seriously.

Built for small business

We know insurance and what makes small businesses tick.

We won’t bore you with jargon

We’re not fans of complicated insurance speak, so we talk to you in plain English. If you want to brush up on your Latin, look elsewhere.

Frequently Asked Questions

Is Business Insurance Mandatory?

While there is the flexibility to choose what sort of cover you want for your business and the level of cover, there may be some situations where certain types and levels of cover are mandatory.

For example Public Liability or Professional Liability insurances are a common requirement for individuals who work on certain contracts, especially within the government sector. This is sometimes the case when becoming a member of certain industry bodies and boards.

Does Personal Insurance Cover Business Insurance?

It’s important to be aware that your personal insurance may not cover your business assets or property. If you have a home-based business, things like your home and contents insurance policy may not extend to provide cover for any liabilities which may relate to your business. You should check your policy details to check on coverage.

How do I make a claim on my insurance policy?

Need to make a claim? No dramas! We’re here to assist you through the process and get you back to business. Simply download, complete the Claim Notification Form and return to claims@bizcover.co.nz. We’ll manage the process with the insurer for you, whilst our dedicated claims consultants keep you informed every step of the way. Alternatively, if you would like to contact us by phone, our customer service team are here to help you on Ph. 0508 249 268

*This information is a general guide only and does not take into account your objectives, financial situation or needs. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice. BizCover Limited is owned by BizCover Pty Ltd (ABN 68 127 707 975).
**Cover for natural disasters is subject to the location of your business and is not available to all postcode areas.
Sub-limits and conditions apply. Refer to the policy wording.

Need Help?

Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. 

You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents. 

 

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