Take a moment and think about all the bits and bobs that help you get through the day when running your business. For the tradies this may be your tools of trade, a collection of specialty equipment that has no doubt grown over the years.

There are many moving parts that help to keep your business running. Things like your office furniture, portable equipment, stock and even your business premises are all things you rely on and being without them is a drama you could live without.

If you work as a cleaning contractor or operate a small cleaning business, you know how important it is to have an eye for detail, ensuring you make your clients happy with squeaky–clean results. It’s also important that your business has the right insurances in place for when things get messy.

If you own a small business, there’s no denying one of the most important things you need to protect is your business assets with Small Business Insurance. But what kind of insurance do you actually need?

Running your own mobile business gives you a great sense of freedom, an ever changing office, being your own boss, what’s not to love? But like any small business, there is an element of risk for things to go wrong.

A designer without their tools of trade is just a recipe for disaster, right? Whether you’re a graphic designer, an interior designer or costume extraordinaire designer, you rely on things like your tablet, phone and design specific tools to construct your grand designs.

So we know that inventory lists are not the kind of thing that gets business owners excited, that is until something happens and the time comes to claim on your insurance. When you’re filling out your claim form, you’ll probably remember the big things, computers, machinery and the like, but what about the smaller items, which may be low cost but could also add up in value!

In part three of our guide to understanding insurance, we take a look at Business Insurance, the different kinds of cover available and how it can help protect your business.

If you take a second to reflect and think about how important your tools of trade are to help you get the job done. The field of contracting branches off into many different areas, from tradies to architects, management consultants, photographers and many more.

We’ll give you a hint, it’s not fish and chips! A Business Insurance* pack offers a variety of different insurance options for the unique needs of small business owners out there. To help you get a better understanding of the types of business insurance options that may be offered, we take you for a tour of the ins and outs of a Business Insurance pack.