Take a moment and think about all the bits and bobs that help you get through the day when running your business. For the tradies this may be your tools of trade, a collection of specialty equipment that has no doubt grown over the years.

There are many moving parts that help to keep your business running. Things like your office furniture, portable equipment, stock and even your business premises are all things you rely on and being without them is a drama you could live without.

If you work as a cleaning contractor or operate a small cleaning business, you know how important it is to have an eye for detail, ensuring you make your clients happy with squeaky–clean results. It’s also important that your business has the right insurances in place for when things get messy.

You work hard to build your business. So it’s vital to protect your business assets and revenue against potential risks that may impact your business, such as fire, storms, theft and accidental damage.

We’ll give you a hint, it’s not fish and chips! A Business Insurance* pack offers a variety of different insurance options for the unique needs of small business owners out there. To help you get a better understanding of the types of business insurance options that may be offered, we take you for a tour of the ins and outs of a Business Insurance pack.

In part three of our guide to understanding insurance, we take a look at Business Insurance, the different kinds of cover available and how it can help protect your business.

If you own a small business, there’s no denying one of the most important things you need to protect is your business assets with Small Business Insurance. But what kind of insurance do you actually need?

There are a million and one things that you have to remember when you run your own business- numbers for this, logins for that, it never seems to end. But it when it comes to protecting your business and the things that keep it running, spending a bit of time understanding your business insurance might be worth the investment.

BizCover, New Zealand’s number one business insurance comparison and buy site, has reached an industry milestone with 15,000 small businesses insured through its online platform.