... and other cosmetic services. While every hairdressing professional seeks to provide the most competent services ... hairdressers. Insurance for Hairdressers At BizCover, we offer an extensive range of insurance products ...
read more... is Small Business Insurance. But what kind of insurance do you actually ... ... , or an engineering firm. Just as a mobile or home-based hairdresser will have varying needs to those of a salon owner who has ... then Professional Indemnity (PI) Insurance is a must have. It protects professionals against ...
read moreProfessional Indemnity Insurance (PI) can be difficult to ... article, we explain what professional indemnity insurance is and why it ... is Professional Professional Indemnity Insurance (PI) can be difficult to comprehend, but only at first. In this article, we explain what professional indemnity insurance is and why it might be important for your business. What is ...
read more... a living. No matter how professional you may be, all it ... . Fortunately, this is where Professional Indemnity insurance can provide protection when ... In part two of our Understanding Insurance series, we focus on Professional Indemnity insurance. What is Professional Indemnity insurance? Professional Indemnity Insurance * is designed to protect you ...
read more... understand the difference between Professional Indemnity and Public Liability insurance as the two ... protection. Public Liability Insurance ... of the contract Occupations who are required to have professional indemnity insurance by law An example of some professions that require PI cover are: health practitioners, IT contractors, management consultants ...
read more... qualified for the job they are performing Previous claims history Traditionally, Professional Indemnity, also known as PI insurance, was generally only required for occupations such as doctors, lawyers and accountants ...
read more... if you are at fault or not, to potentially destroy your business for good. That s where Professional Indemnity insurance comes in to play. If a client makes a claim against your business for an omission or mistake ...
read more... insurance is mandatory as a condition of the contract An example of some professions that require PI ... we're all human and we all make mistakes. Professional Indemnity Insurance allows you to cover yourself if, and when, ...
read more... of an unhappy client making a claim against you, something which is out of your control. Professional Indemnity insurance enables you to defend your reputation through the right legal avenues, to ensure your business s ...
read moreBuying any insurance, can be a confusing and ... it comes to getting your Professional Indemnity Insurance, it can be even more ... comes time to get ... PI sorted. 1. Are you required to hold a certain level of cover? Whether you have CPA or CA accreditation, most regulatory bodies require you to hold a certain level of insurance ... professional indemnity insurance . ...
read more... how the cost of a Professional Indemnity (PI) insurance policy is calculated and why ... that impact the cost of Professional Indemnity insurance. Insurance Ever wondered how the cost of a Professional Indemnity (PI) insurance policy is calculated and why one profession can often cost more than another? We look some of the key factors that that impact the cost of ...
read more... investing in the right business insurances can [] ... can help safeguard your marketing consultancy business. Professional Indemnity * Explained Professional Indemnity (also known as PI) insurance is an important form of protection for businesses ...
read more... investing in the right business insurances can save your business when ... ... can help safeguard your marketing consultancy business. Professional Indemnity * Explained Professional Indemnity (also known as PI) insurance is an important form of protection for ...
read more... service to your clients, your Professional Indemnity (PI) insurance is no doubt one of ... ... who provides advice or a service to your clients, your Professional Indemnity (PI) insurance is no doubt one of the most vital covers you have for your business. If things don't quite go to plan it can provide ...
read more... are not found liable, the legal costs of defending yourself could seriously affect your business.Professional Indemnity Insurance (PI) is designed to protect you and your employees by providing cover against such claims ...
read more... and leading provider of online professional indemnity insurance, has announced today the launch ... years), BizCover.co.nz provides professional indemnity ... platform (over 10,000 policies sold in the past two years), BizCover.co.nz provides professional indemnity insurance for over 100 different professions from New Zealand's leading insurers. BizCover provides a simple ...
read more... to compare and buy professional indemnity and business insurance online Sydney, Australia - ... and leading provider of online professional indemnity ... to help the growing online shoppers' community to compare, select and buy the right professional indemnity and business insurance in a more accurate, fast and user friendly manner. “We understand how important having ...
read more... /or tender processes. Even the best of us can have a bad day with the books. That's why Professional Indemnity insurance is designed to protect you and your business from any losses which may arise from any errors and ...
read more... & Public Liability cover with our exclusive member rates. Insurance for Allied Health Professionals Professional Indemnity Professional Indemnity (PI) insurance provides essential financial protection for Allied Health ...
read more... respond to the claim. Insurance for IT Professionals Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial protection for IT Professionals against potential losses arising ...
read more... Consultants Publishers SEO Consultants Sign Writers Professional Indemnity Insurance for Marketing and Multimedia professionals Professional Indemnity (PI) insurance provides essential financial protection for Marketing ...
read more... In the Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against ... acts, errors and omissions from professional ... the Real Estate Industry, Professional Indemnity Insurance provides essential financial protection against potential losses arising out of acts, errors and omissions from professional services provided. The REINZ ...
read more... to require professional indemnity insurance to cover themselves in person for errors and negligence. Insurance for Architects and Designers Professional Indemnity Professional Indemnity (PI) insurance provides essential ...
read more... others can result in the Bookkeeper being sued. Insurance for Bookkeepers Professional Indemnity Insurance Professional Indemnity Insurance is for businesses and professionals in fields where their customers, or other ...
read more... resources employee relations change management psychological testing training & induction Professional Indemnity Insurance for Recruitment Professionals PI insurance is designed to indemnify the insured for a claim that ...
read more... and breaching the Engineers Code of Ethics. Insurance for Engineers Professional Indemnity Professional Indemnity provides indemnity for professional errors and negligence. Importantly, it provides legal ...
read more... a minimum of $250,000 Professional Indemnity (as at July 2017). Insurance for Immigration Advisers Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial protection for ...
read more... Broker must have at least $1 million of cover. Insurance for Mortgage Brokers Professional Indemnity Insurance Professional indemnity insurance protects professionals, like Mortgage Brokers, who offer advice and services ...
read more... should hold and maintain a Professional Liability Insurance package. #1 Protect against ... ... to clients in relation to their wellbeing, or even an allegation of professional misconduct. Professional Indemnity insurance provides essential protection against financial losses for legal action taken against you ...
read more... no time. Did you know? Your professional indemnity policy covers the cost of defending allegations of professional negligence against you and not just the settlement amount. Insurance for Personal Trainers and Fitness ...
read more... your earnings and not gross ticket prices. Professional Indemnity Insurance for Travel Agents and Tour Operators Professional Indemnity (PI) insurance provides essential financial protection for Travel Agents and ...
read more... Professionals, it is compulsory to hold Professional Indemnity insurance. Insurance for Beauty Salons Professional Indemnity ... policy. 3 things to ask yourself when buying insurance Does the policy cover all your areas of ...
read more... most common issues with Business Insurance is that policy owners often ... ... a rough idea of what's covered will certainly come in handy. For example, if you purchase Professional Indemnity (PI) insurance you should know that you're covered for any damages claims awarded against you, plus defence ...
read more... a photographer and how business insurance can protect your business. Why ... do photographers need to consider insurance? Working with clients, ... may incur while defending yourself. Professional Indemnity insurance * No matter how much ... for a claim to occur. Professional Indemnity i nsurance (PI) is designed to protect you and ...
read more... Giving advice or providing recommendations doesn't come without risk. That's why Professional Indemnity (PI) insurance is designed to provide the essential financial protection you need as a Consultant, to safeguard ...
read more... complaints and inquiries to the Real Estate Agents Authority (REAA). Insurance for Real Estate Agents Professional Indemnity Professional Indemnity insurance is designed to protect your business against legal claims and ...
read more... management, however, and a tailored insurance [] ... of themselves, but the primary insurances - public liability and professional indemnity - are crucial. Ignore them ... can the odd faulty product. Professional Indemnity ('PI') protects you against financial loss from ...
read moreWhen it comes to running a small business, your brand and its reputation are priceless. No doubt you've spent countless hours establishing your name by building strong ... your reputation too. And let's face it, we are all human and mistakes do happen. Fortunately, Professional Indemnity insurance is designed to protect your business should you or your staff make an error, omission, or ...
read moreGetting the insurance sorted for your small business ... , compare quotes and buy the insurance that suits your business. But ... not know about small ... a few things you may not know about small business insurance - which may help you choose your next policy or ... government, they may require you to have Professional Indemnity cover. Make sure your policy stays relevant ...
read moreYou shouldn't think of insurance just as an expense, instead ... ... business sectors you'll find certain types of insurance is required. For example you'll find Professional Indemnity might be compulsory if you are part of a professional association. If you rent your premises, public ...
read more... negotiated with our insurers to combine Professional Indemnity and Public Liability cover which offer much more competitive premiums. It is also important to note that each insurance company assesses risk in different ...
read more... is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety of ...
read moreYou work hard to build your business. So it's vital to protect your business assets and revenue against potential risks that may impact your business, such as fire, ... a policy to suit your needs and include other essential covers such as Public Liability and Professional Indemnity insurance to ensure you are not left financially responsible for the costs of a legal claim ...
read moreIn the insurance world, we focus on loss ... ... apprentice might be a special occasion, while a hairdresser might only break out the bubbly after the bridal ... t always focus on the negatives. In fact, we see insurance as a hugely positive part of your business plan. But ...
read more... your business has the right insurances in place for when things ... ... and $20 million. Sole trader? Even if you are flying solo as a cleaning business, Public Liability insurance is still something you need to consider. For example , if you were working in a public ...
read more... Part 4 of our Understanding Insurance series we explore how Cyber ... Liability insurance can protect your business from ... ... or from the theft or loss of client information. Why do I need to consider Cyber Liability insurance? A common misconception is that hackers only go after the big fish but when it comes to ...
read more... your customers with Public Liability insurance is one of the most ... ... Be aware of local laws regarding requirements for holding Public Liability insurance. There are also many industry associations and professional memberships that require a minimum level of cover. Investigate and make ...
read more... wrong. Having the appropriate retailers insurance in place to protect your ... ... for things to go wrong. Having the appropriate retailers insurance in place to protect your retail store is a ... in transit to or from your store or in your professional custody. While you may take all the right measures ...
read more... of our guide to understanding insurance, we take a look at ... Business Insurance, the different kinds of cover ... business. What is Business ... your business. What is Business Insurance*? Business Insurance is designed to protect your business ... or omission in the provision of your professional services Claims arising from damage to ...
read morePublic Liability Insurance protects you and your business ... ... landlord. Or if you take out a contract with a large organisation they may stipulate that you have certain insurances to work for them. For example, doing any work for any metropolitan council will require a minimum $2m ...
read more... understand the importance of business insurance and the different kinds of ... off our series of Understanding Insurance [] ... any legal defence costs you incur as a result of defending yourself. Why do I need Public Liability Insurance? While you may take all the care in the world to create a safe environment, the reality is ...
read more... gross profit or revenue Increase in cost of working No matter what industry you're in, Small Business Insurance can be tailored to suit your business needs and provide protection for your contents, stock and other assets ...
read more... costs to New Zealand businesses as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising from data breaches which may ...
read more... to have to think about is paying hefty legal costs should an unwanted accident occur. Public Liability Insurance, often referred to as General Liability, gives you peace of mind, protecting you and your business against ...
read more... being held more accountable and responsible for their actions in the workplace. Statutory Liability Insurance protects you, your business and your employees, including directors, trustees and managers, against certain ...
read more... a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance protects you against settlements or damages, including defence costs, as a result of an employee suffering ...
read moreThe end of financial year is a time for people to plans for the new financial year ahead. It's also a great time for business owners to take stock and do a bit of planning ... business mean that there may be considerations for your insurance. Firstly, do you have the right types of cover ... to wait until your policy anniversary for your Limit of Indemnity to be restored and to make a new claim.. ...
read moreMany businesses think their business is too small to attract cyber criminals. Yet, when it comes to cyber theft, size doesn't matter. Hackers are on the lookout for ... Interruption, notification costs and as defence costs for the breach of privacy. This is why cyber insurance should be an important part of your risk management plan, as it provides protection against the expense ...
read more... pockets (and some) because you tried to save a bit of cash by not purchasing the right amount of Public Liability insurance, or worse, didn't have any at all. If the risk to your businesses is such that you would go out ...
read more... this cost out of your own pocket. These expenses can add up over time and dig into your savings. Business Insurance can cover the cost of your tools and portable equipment if it is lost or stolen, or in the event of ...
read moreAs a plumber you are faced with different challenges every day, one minute you're fixing a burst pipe, next youre unplugging a drain, no two days are ever the same! ... you need is a claim to flush your dreams away. With the appropriate level of Public Liability insurance in place, you are providing a financial safeguard to help you stay around for the long haul. What ...
read moreAt long last, the wider public is starting to realise that hackers aren't hooded movie villains - they're real people doing real damage across the globe, especially ... security systems are vulnerable to infiltration. However, a good Cyber Liability policy as part of a broader business insurance plan will go a long way towards ensuring small and medium sized businesses in NZ are able to ...
read more... goes into a day at the office! So when it comes down to the nuts and bolts of getting your business insurance sorted out, you can sit back and relax while the BizCover team drill down to the basics to help you compare ...
read moreWe recently launched a campaign that showed how small business owners really feel about their expensive, archaic policies and encouraged them to get them out of their ... the way he'd say RIP to his old policy. Thankfully with BizCover, there's no nasty paper policies. Just hassle-free insurance, online, with all your documents emailed to you instantly. Switch & save on your business ...
read more... quickly as possible. Making an insurance claim can be stressful - ... ... we understand how important it is to get your business back up and running as quickly as possible. Making an insurance claim can be stressful - but it doesn't need to be. Follow these simple tips to help make potential ...
read more... comes to claim on your insurance. When you're filling out ... ... when you get rid of them as well. This will also help you to ensure that when you review your insurance, you have the right level of cover for your contents - because there is nothing worse than being underinsured when ...
read more... , we can look after their insurance needs. Today we're looking ... ... butcher shop, your favourite café or the nation's leading social media agency, we can look after their insurance needs. Today we're looking at one of our most distinguished customers, Mosh . Based in Auckland, Mosh ...
read more... new product: Personal Perishable Insurance. Personal Perishables Insurance covers working individuals for ... ... individuals. In the past it has been only for larger claims and never at a micro level. This means that insurance and help can be given to business people where they really need it. Cover starts from as little as $85 ...
read more... could to help defer their insurance payments and keep their livelihoods ... ... customers struggling to keep their doors open . We did what we could to help defer their insurance payments and keep their livelihoods protected during the pandemic. We also continued our long-running small ...
read moreFeel like it's all work, no play? Lost that mojo and spark? As a small business owner, you're not alone when it comes to experiencing motivational burnout. To help get ... them with the team when we hit those targets. Our celebrations are always part fun and part professional development. Make a commitment to life-long learning- whether it's listening to a podcast, studying ...
read moreUnfortunately, there's no off season for cyber criminals who are always on the prowl, leaving no small business immune especially when it comes to obtaining financial ... IT systems or do you outsource it to a professional IT consultant or company? What security measures have you ... than cure, and that's where Cyber Liability insurance can be a valuable tool in protecting your business ...
read moreTwoBlackLabs create tailored services to assist clients by managing and making their business' unique security and privacy risk needs easier. They also specialise in ... .” Caroline is a Privacy and Security Risk professional who has over 10years experience in both the ... can continue, and my family are not impacted. Insurance allows me to meet my contractual obligations with certain ...
read moreStress and overworking can affect your overall productivity as a small business owner. Here are some of the best stress-busting techniques for 2019. Some level of stress ... to do something about it. Seek support : Whether it’s talking to your partner, friends, or even a professional coach, have someone you can freely talk to about stress at work. The act of confiding in someone can ...
read moreThe world today is digital, where you can now do everything, from reading books, listening to music, booking a taxi, pre-ordering your groceries for delivery and even ... all of these things but if it is too overwhelming it's worth considering cyber insurance for your business. Most cyber insurance policies will not only cover your business financially but will help organise the retrieval ...
read moreMost small business owners are conscious of their cash flow. Whether you are just starting out or have been in business a while, you'll want to make sure every dollar ... to the same provider of their personal finances to get a new loan, credit card, bank account or insurance for their business. It may be that the provider of your personal finance accounts does not necessarily offer the ...
read moreThe holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... however, are always finding new sophisticated ways to access systems and data. Therefore, a Cyber Liability insurance policy can act as your safety net against data breaches after being hacked or having your customer ...
read moreAsk any small business owner about the most difficult aspect of running a business and you'll most likely get a range of answers. However, there is common one thing ... or employee can make a wish for their business, and they need not be a policy holder with BizCover's insurance service to win. “So much of BizCover's success is due to the small business community, who have embraced ...
read moreWith New Zealand ranking #1 in the World Bank's 2017 Doing Business Report this year, it has proven to be an attractive place for small business owners. We have put ... NZ, you can see you are in great company! As a small business owner ensure you review your insurance cover regularly. Getting insurance has never been easier - get quotes from top NZ insurers in just a few clicks or a ...
read moreOwning your small business can feel a bit like a balancing act with the everyday responsibilities of running the show, whilst trying to maintain a healthy lifestyle ... off your day by setting reminders and scheduling those important tasks, like reminding you when is your insurance up for renewal again. Intrigued? These are some of the impressive capabilities these devices can perform ...
read moreWith 2019 only just getting underway, what better time is there to whip your business into shape for a successful year. Taking the time to review some of your existing ... a phone call away. They can help put you on the right path when it comes to sorting out your business insurance. A few small changes to your small business can have a big impact. It's all about working smarter, not ...
read moreTime. It's something we could all do with a little bit more of, especially when you run your own business. One of the biggest skills you gain as a small business owner ... . At BizCover, we're big believer in saving time and that's why we offer a hassle-free business insurance experience. Jump online or give us a call to receive multiple quotes in minutes from some of New Zealand’s ...
read moreScotchbox is all about sampling Whisky and other spirits that aren't easy to find, or, you perhaps wanted to try but didn't want to buy a bottle. With Scotchbox you ... to do it!” Having a large supply of valuable bottles has also motivated McBride to ensure that he has insurances in place to protect his Scotchbox stock. “I chose to insure my business because I want to be protected ...
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It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me.
Definitely r
Patricia Copp
Consultancy Occupations
Got my PI cover sorted within 15 mins over the phone.
Kaushalya Samarasekera
Information Technology
All good and professional apart form the call back time. I was rushed into agreeing that I had read and understood things that I had not even seen. It would have been better to explain that the call was going to take over 10 minutes and there there were a
Chris Boyce
Information Technology
I recommend bizcovers simple and straightforward system for obtaining professional insurace online
Alison Davies
Consultancy Occupations
Easy to deal with; did as they said. ie when I asked them to call back they did.
Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A
Alisa Drewett
Medical
I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.
Tina Buckler
Allied Health
Extremely easy, user-friendly online purchase process, really good.
But like all insurance the value isn?t known until you need to make a claim.
I hope if that?s ever needed, that process and customer service is equally as good.
Angela Clarke
Information Technology
They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn
Monique Princen
Information Technology
Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu
Layla Dowthwaite
Consultancy Occupations
The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover
Quentin Duff
Trades & Services
Highly recommended way of doing business insurance with out hassles and cost effective
Peter Digby
Manufacturing
I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!
Alison McDonald
Consultancy Occupations
Nice and fast, but not immediately obvious where to download insurance certificate.
Charles Brooks
Consultancy Occupations
IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE
Janette Wallbutton
Real Estate
Adverse reactions to hair products and treatments are some of the most common forms of cited complaints against hairdressers.
At BizCover, we offer an extensive range of insurance products to cover many types of risks and liabilities, meaning that you can focus on running your business without the worries of what could happen if an unexpected event strikes.
So, whether you have your own shop-front salon, operate a home-based business or offer a mobile service to your clients, we can tailor a policy to suit your needs.
Public Liability
If you are in business you have a potential liability exposure arising out of the operation of your business. A Public Liability policy will cover third party property damage and or injury that might not be covered by ACC. It is a very affordable cover considering the amount of protection you receive. If you lease your premises, then your landlord will more than likely insist on you having public liability insurance.
Business Insurance
Your business assets are as critical as your customers to maintain the cash flow. That s why Business Insurance is an important form of cover to protect your contents, stock and other assets against unexpected events, like fire, storm, earthquake (if you have taken out the earthquake option), theft and accidental damage.
Choose the cover options to suit your needs:
Property (Contents) covers loss or damage to your contents, stock and equipment caused by fire, storm, theft and other perils. It can also cover portable equipment if you need to be mobile.
Building if you are the owner of the building where your salon is located, protecting it against damage from disasters such as fire, flooding or storm damage is critical.
Business Interruption while a fire or storm damage can damage your business assets or building, you may be faced with having to close your doors for days, weeks or even months to conduct repairs or re-build. Business Interruption insurance can cover the loss of income and some of the increased costs of running your business as a result of interruption caused by events covered under your policy.
