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Insurance for Tradesmen

... So when it comes down to the nuts and bolts of getting your business insurance sorted out, you can sit back and relax while the BizCover team drill ... & Woodworkers Electricians Handymen Plumbers Concreters ...

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How much does Public Liability Insurance cost?

... of how much a stand-alone Public Liability insurance policy can cost for a small business, by analysing data from ... of something going wrong compared to a sole trader electrician who may only visit a handful of locations. ...

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The Art of Celebrating a Win this Winter

... getting through the month of July. For an electrician, finding the right apprentice might be a special ... 't always focus on the negatives. In fact, we see insurance as a hugely positive part of your business plan. But the ...

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Public Liability Insurance

What’s covered & what’s not? Get the right cover Public Liability Insurance cost Public Liability Insurance For your Business As much as we like to hope otherwise, accidents do happen. Regardless of the industry ...

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Professional Indemnity Insurance

What’s included? Get the right cover Professional Indemnity Insurance cost Professional Indemnity Insurance For Your Business When operating a business, your primary goal is to provide a positive impression to ...

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What does Public Liability Insurance Cover?

... out of business. With the right Public Liability cover in place, the insurance company will provide the funds to cover your legal costs and any compensation claims, leaving your business free of financial risk. Phew ...

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Insurance for Mortgage Brokers

... can defend you against compensation claims and legal costs in the event of physical injury or property damage should they arise. Business Insurance Business Insurance is designed to safeguard your contents and ...

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Insurance for IT Professionals

... side of your business but could also take a toll on your business' reputation. Cyber Liability Insurance covers the costs which can be incurred following a data breach or having your system hacked. It typically covers ...

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Do I need Professional Indemnity Insurance?

... Indemnity cover will help safeguard your hip pocket. Typically your Professional Indemnity insurance policy will cover the legal and defence costs of a claim and compensation if awarded to the client. Remember that ...

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Insurance for Architects & Designers

... and claimant costs awarded against you, costs incurred such as legal and defence costs, claims investigation costs, inquiry attendance costs as well as public relations costs. Professional Indemnity insurance may not ...

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Types of small business insurance in New Zealand

... a service or advice, then Professional Indemnity (PI) Insurance is a must have. It protects professionals against liability for damages, and the legal costs associated with defending yourself against claims arising from ...

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Do I need Public Liability Insurance?

... Liability do I need? How much does it cost? Is Public Liability insurance a legal requirement? Do I need Public Liability Insurance Insurance? Public Liability insurance* is an important type of cover, as it ...

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What is Public Liability Insurance?

... or awarded by the court. With the right Public Liability cover, your insurance company will provide much needed funds to cover your legal costs and any compensation claims, leaving your business free of financial risk ...

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Insurance for Painters

... out of your own pocket. These expenses can add up over time and dig into your savings. Business Insurance can cover the cost of your tools and portable equipment if it is lost or stolen, or in the event of a fire and ...

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Cyber Insurance - Is it worth it?

... . He was able to claim $70,000 for Business Interruption, notification costs and as defence costs for the breach of privacy. This is why cyber insurance should be an important part of your risk management plan, as it ...

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What does Public Liability Insurance Cover?

... parties where the ACC does not provide cover Legal and defence costs ; When would I need Public Liability insurance? Public Liability insurance is designed to protect businesses from the financial impact of ...

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Insurance for Plumbers

... days. ; Employers Practices Liability Employment Practices Liability (EPL) Insurance* is designed to help employers minimize the risk and potential cost of claims taken against them by employees. Covered claims may ...

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Insurance for Beauty Salons

... in the wave of a mascara wand. Business Insurance can include cover for the following: Contents ... Interruption covers lost income and some of the increased costs of running your business as a result of interruption ...

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Insurance for Accountants & Tax Agents

... practice today. ; Did you Know? A $1m Professional Indemnity cover only costs from $1.81 per day. ; Insurance for Accountants and Tax Agents Professional Indemnity Accountants and Tax Agents require ...

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Introducing Work From Home Insurance

... * comes to the rescue! ; What’s included in this cover? This insurance will cover all PR costs to rebuild your brand or professional reputation after a WFH disaster. If you're unable to recover from the damage ...

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Business Insurance

... , it all adds up and costs you time and money to replace. So, it makes perfect sense to protect the things needed to make your business run smoothly every day. Business Insurance is designed to safeguard your contents ...

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What is Professional Indemnity Insurance?

... provisions of your service Regardless of the merit of such claims, your Professional Indemnity insurance will pay for your legal and defence costs, as well as compensation payable to the party making the claim, up to ...

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Insurance for Photographer

... sustaining property damage as a result of your negligent business activities. Public Liability insurance also picks up legal costs that you may incur while defending yourself from a covered claim. Portable Equipment ...

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What does business insurance cover

... peace of mind when you need it the most. Business I nterruption insurance provides cover for the loss of income and increased costs of operating your business caused by a specified insured event (such as ...

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Insurance for Handyman

... that arise and incur property damage, injury or loss to a third party. The cost of public liability insurance depends on the extent of insurance cover you require, the size, location and nature of your business. When ...

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Insurance for Personal Trainers

... ? Your professional indemnity policy covers the cost of defending allegations of professional negligence against you and not just the settlement amount. ; Insurance for Personal Trainers and Fitness Professionals ...

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Cyber Liability Insurance

... a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising from data breaches which may occur after being hacked, or from ...

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Statutory Liability Insurance

... their actions in the workplace. Statutory Liability Insurance protects you, your business and your employees, ... Zealand Acts of Parliament. It covers the costs of representation in investigations for alleged breaches ...

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Insurance for Real Estate Agents

... for Real Estate Agents Professional Indemnity Professional Indemnity insurance is designed to protect your business against legal claims and costs by third parties for damage arising from acts, error, omissions ...

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Employers Liability Insurance

... and no matter how much we plan, accidents do occur. Employers Liability insurance protects you against settlements or damages, including defence costs, as a result of an employee suffering bodily injury arising out of ...

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Insurance Options for Retailers

... and other equipment decides to quit working. An available Business insurance package option, this insurance can provide cover for the repair and replacement costs of your machinery following a breakdown with an extension ...

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Insurance For Cafés and Restaurants

... is a reality. At BizCover we offer a menu of insurance options from some of New Zealand's leading insurers to ... cover for the loss of income and increased costs of operating your food business caused by a ...

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Insurance for Engineers

... negligence. Importantly, it provides legal defence costs and cover for any awards or ... public for various reasons. You may need public liability insurance to protect yourself against any claims and liabilities that ...

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Insurance for Consultants

... simple as accidentally spilling coffee all through a clients laptop could end up costing you a couple of thousand dollars. Public Liability insurance will protect you from any financial losses which may arise from a ...

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Insurance for Shop Owners

... negligent acts or omissions in the provision of your professional service or advice. PI Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy. ; ...

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Retailer Insurance

... customer data and credit card details in which case you may be liable for claims. However, with cyber liability insurance in place, you may be covered for legal costs and expenses related to cyber risks. ;

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Insurance for Hairdressers

... , weeks or even months to conduct repairs or re-build. Business Interruption insurance can cover the loss of income and some of the increased costs of running your business as a result of interruption caused by events ...

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Insurance for Allied Health Professionals

... you can rely on us to look after your business insurance. As an allied health professional, small mistakes can have ... policy responded and paid for significant legal costs (equivalent to one years revenue) before the ...

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Insurance by Industry

... is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety of ...

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It's Time for an Insurance Health Check!

... you want the business to be? Any changes in your business mean that there may be considerations for your insurance. Firstly, do you have the right types of cover and levels of cover? For example, if your business is ...

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Insurance for Cleaners

... While you 're busy cleaning, let us take care of all the messy bits of searching for cleaner's insurance. In just a few clicks or a phone call you can receive multiple quotes from some of New Zealand ...

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Business Insurance FAQs

... easy to understand. Get Free Quotes ; ; ; Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover by comparing quotes from New Zealand’s leading ...

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Insurance for Bookkeepers

... We know you are always busy helping your clients, therefore we made it easy for you to arrange your business insurance - just a few clicks and one phone call, you have your policy documents emailed to your inbox. ; Did ...

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Insurance for Recruitment Consultants

... the policy in place at the time. The retroactive date will be specified in the policy schedule. All PI insurance policies will have a 'limit of indemnity' and a 'deductible' or 'excess'. The limit of indemnity is the ...

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Insurance for Travel Agents and Tour Operators

... and Tour Operators need it? Sorting out your clients' itinerary is fun, and so is sorting out your business insurance. With just 4 steps or one phone call, you can get quotes online in minutes from top NZ insurers ...

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Reviews related to Electrician Insurance Cost

  • Excellent online service, frequent reminders of the expiry date, and a reasonable cost for the protection.

    David Crockett
    Trades & Services

  • The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover

    Quentin Duff
    Trades & Services

  • excellent and quick

    LALESHNI DEVI
    Trades & Services

  • Awesome very easy to use and not complicated to use

    Ross and Jenny Fletcher
    Trades & Services

  • quick and easy.

    George Curach
    Trades & Services

  • A real person promptly answered my phone call - no redirection / no music while holding!! Quick and efficient answers to my questions.

    Astrid Herbert
    Trades & Services

  • Follow up was not what I required. To long to get feedback on queries.

    Bruce CHRISTIAN
    Trades & Services

  • Very quick polite and easy to deal with. Happy with service provided

    gary smith
    Trades & Services

  • It was grate and on timings,fast,good customer services.

    David Tabar
    Trades & Services

  • Awesome experience. Talking to a real person that had a pleasant persona. Was just so easy and I think it was Aaron?? was great to deal with. Gave us some discount as we are recognised as an existing client which is always a good feel thing and also that

    Pete Halligan
    Trades & Services

  • I was impressed with the quick service and how able they could ask my questions

    Tony Bailey
    Trades & Services

  • Easy very grateful thankyou

    Chas Pourau
    Trades & Services

  • Prompt response to my initial enquiry and subsequent questions about the policy.

    Carol Freebairn
    Trades & Services

  • have referred a work mate to BizCover, overall happy

    Doug Fowler
    Trades & Services

  • Would recommend to anyone ...cheers

    Mike Liuaga
    Trades & Services

  • I found very efficant no hassle with doing quote or buying the cover

    Desmond Procter
    Trades & Services

  • Very pleased with the helpful service

    Richard Evans
    Trades & Services

  • Quick to send through a quote. Had difficulty getting answers to questions because my contact person was away sick. Apart from that I was very happy with the price

    Paul Exton
    Trades & Services

  • I thought the service I received was very awesome,

    Pene Nepia
    Trades & Services

  • You made the purchasing of public liability cover simply easy and straight forward

    Peter McLaughlin
    Trades & Services

  • Great service easy process

    Michael Price
    Trades & Services

  • Online, easy and cost effective

    David Ball
    Information Technology

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby
    Manufacturing

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

  • IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE

    Janette Wallbutton
    Real Estate

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett
    Medical

  • I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

    Tina Buckler
    Allied Health

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • Nice and fast, but not immediately obvious where to download insurance certificate.

    Charles Brooks
    Consultancy Occupations

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

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Did you Know?

Your exposure is not your job fee or annual turnover. A relatively small and quick job can result in many thousands of dollars damage.

Claim examples

A landscaper working at a private residence needed to hire a small item of plant to complete the job. Whilst operating the machinery he accidentally lost control and damaged the side of his client’s house. Fortunately, the landscaper had Public Liability cover and his insurer quickly agreed that the third-party property damage arose out of the operation of the insured’s business activity and settled with the homeowner’s own insurer within a week. Importantly though, the insured has continued to do business for that customer.