Affordable Retail Merchant Insurance NZ

Insurance for Shops & Retailers

Affordable Retail Merchant Insurance NZ

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BizCover and NZ Retail

... store or a bakery, there is always the potential for something to go wrong. Having the appropriate insurances in place to protect your retail store is a smart move and can help you minimise the risk that your business is ...

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Retailer Insurance

... like earthquakes and vandalism are just some of the factors that can damage valuable assets in your retail outlet. Business insurance can cover you for: Contents and stock : Protects the contents and stock in your shop ...

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How to Open Your Own Retail Business

... a chat to your business banker about merchant banking facilities and services- make sure you ... insurance policies a retail business may need to consider include: Public Liability insurance *-. Public Liability insurance ...

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Insurance Options for Retailers

... bakery, there is always the potential risk for things to go wrong. Having the appropriate retailers insurance in place to protect your retail store is a smart move when it comes to managing the risk of your business. You ...

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Insurance for Shop Owners

... ? Claims can arise from the daily operations of your retail business and that's where Public Liability insurance comes into play. Public Liability insurance is designed to provide protection for you and your business ...

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What does Public Liability Insurance Cover?

... that work on contracts too, especially within the government sector. Retail businesses are also often required to have Public Liability insurance as part of their rental agreement with their landlord. What could ...

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Employers Liability Insurance

... ? Claims can arise from the daily operations of your retail business and that's where Public Liability insurance comes into play. Public Liability insurance is designed to provide protection for you and your business ...

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BizCover and Boost Your Business

... businesses and the different risks they face. So, whether you're a tradie, retail business, restaurant owner, or professional, BizCover has the insurance cover to ensure you peace of mind. In fact, we can provide cover ...

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Priceme

... businesses and the different risks they face. So, whether you're a tradie, retail business, restaurant owner, or professional, BizCover has the insurance cover to ensure you peace of mind. In fact, we can provide cover ...

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7 Ways to Grow Sales in a Café Business

... for a local cafe No, you're not a massive retail chain or a multinational company, but how you present your ... talk about in the digital world. Think differently about your insurance , visit our website to get a quote. *If ...

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Customer Spotlight - MOA Bakery, Cakery

... re looking at MOA Bakery, Cakery, a small retail and wholesale bakery that specialises in vegan, gluten ... afraid to test new ideas.” Get your business protect with insurance . Like them on Facebook Follow them on Instagram

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How much does Public Liability Insurance cost?

... within the trades and services, retail and hospitality industries usually have higher ... of cover amongst our New Zealand customer base for Public Liability insurance is $1 million, however there is the option to take ...

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What does Public Liability Insurance Cover?

... types of businesses. For example, cafes and retail spaces always have potential liability to their ... out how to get in touch with one of our business insurance professionals. You can also access quick links to our self ...

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Insurance for Cleaners

... used. While you’re busy cleaning, let us take care of all the messy bits of searching for cleaner's insurance. In just a few clicks or a phone call you can receive multiple quotes from some of New Zealand's leading ...

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Insurance for Bookkeepers

... We know you are always busy helping your clients, therefore we made it easy for you to arrange your business insurance - just a few clicks and one phone call, you have your policy documents emailed to your inbox. Did you ...

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Business Insurance FAQs

... ? Natalie B. Massage Therapy Service I love how easy it is to do covers on bizcover compared to other insurance companies. Gwen S. Painter/Decorator Need Help? Visit our Contact Us page, where you can find out how to get ...

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Insurance for Recruitment Consultants

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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Insurance for Handyman

... policy that meets your business's needs. Get covered against wide-ranging risks in minutes. An easier way to get the right insurance cover is just to give us a call - and we will do the rest. Did you know? Your level of ...

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Insurance for Painters

... bear this cost out of your own pocket. These expenses can add up over time and dig into your savings. Business Insurance can cover the cost of your tools and portable equipment if it is lost or stolen, or in the event of ...

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Understanding Employers Liability Insurance

... and to be in business for the long run. Things like Public Liability, Professional Indemnity and other Business Insurance options*, help protect different areas of your business. There isn't a one size fits all when it ...

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Insurance for Consultants

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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Insurance for Architects & Designers

... let the worry of a building blunder keep you awake at night. Why not compare quotes for Architects and Designer insurance today from the friendly team at BizCover? Taking out a policy is as easy as the click of a button ...

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Insurance for Beauty Salons

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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What is Public Liability Insurance?

... pockets (and some) because you tried to save a bit of cash by not purchasing the right amount of Public Liability insurance, or worse, didn't have any at all. If the risk to your businesses is such that you would go out ...

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What is Business Insurance

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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What does business insurance cover

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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Do I need Business Insurance

... , so you're not left with a hole in your back pocket. Mortgage Brokers with a home office Business Insurance is designed to provide cover for your contents and other physical assets (including your building if you own it ...

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Do I need Public Liability Insurance?

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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What is Professional Indemnity Insurance?

... the judge, make sure it's not costing you an arm and a leg! Do I really need Professional Indemnity Insurance? If you are being paid to provide your professional advice or service you have a duty of care to your clients ...

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Why You Should Review Your Business Insurance

... campaigns and accounting just to name a few. But one thing which shouldn't be forgotten is reviewing your business insurance. It's often one of those set and forget things that we just do, but in the event that you ...

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Cyber Liability Insurance

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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Insurance For Cafes and Restaurants

... and customers the potential risk for something to go wrong is a reality. At BizCover we offer a menu of insurance options from some of New Zealand's leading insurers to help you suit your unique food business needs, so ...

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Tool and Portable Equipment Insurance

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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Statutory Liability Insurance

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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Insurance for IT Professionals

... 't always go to plan, and sometimes there is no easy fix for that 404 error! Fear not! Having insurance will protect your business and give you peace of mind should the unexpected happen and the fingers start pointing at ...

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Insurance for Mortgage Brokers

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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Insurance for Immigration Advisers

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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Insurance for Real Estate Agents

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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Insurance for Engineers

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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Business Insurance

... relate to your business. You should check your policy details to check on coverage. How do I make a claim on my insurance policy? If you need to make a claim, don't stress! We're here to help you through the process and ...

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Professional Indemnity Insurance

... they require you to have? Do any of your work contracts specify that you must hold a certain level of PI insurance? What is the value of the jobs that you perform? What are the potential risks (i.e. what could go wrong ...

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Introducing Work From Home Insurance

... with an inappropriate screen name Work as we know it may never be the same. Get your work from home insurance before your next meeting goes wrong—available April 1st only. *Don't get caught on April Fool's Day Protect ...

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Insurance for Allied Health Professionals

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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Public Liability Insurance

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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Insurance for Accountants & Tax Agents

... processes. Even the best of us can have a bad day with the books. That's why Professional Indemnity insurance is designed to protect you and your business from any losses which may arise from any errors and omissions ...

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Insurance for Travel Agents and Tour Operators

... were helpful and appreciated Mike De R . Thank you for you excellent service. It is much easier to organise insurance with you over the phone. Joelle W . Appreciate the hard work helping me find the right policy. Harry ...

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Insurance for Tradesmen

... no two days on the job are the same, and when a spanner gets thrown into the works, that's where business insurance can help save the day. Maybe you're running a one-man band or have a hive of workers helping you get ...

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Insurance for Photographers

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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Insurance for Personal Trainers

... Trainers need it? Don't sweat the small stuff when it comes to making sure you have the right business insurance in place. Let the energetic team at BizCover do the crunches when it comes to providing a competitive quote ...

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Insurance for Hairdressers

... having to close your doors for days, weeks or even months to conduct repairs or re-build. Business Interruption insurance can cover the loss of income and some of the increased costs of running your business as a result ...

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Insurance for Plumbers

... of a plumber's association you may be required to hold a minimum level of Public Liability insurance. Insurance for Plumbers Public Liability* Don't risk letting an expensive claim for property damage flush your business ...

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It's Time for an Insurance Health Check!

... where you want the business to be? Any changes in your business mean that there may be considerations for your insurance . Firstly, do you have the right types of cover and levels of cover? For example, if your business ...

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Cyber Insurance - Is it worth it?

... or vendor relationships and processes customer-sensitive (non public) information, you need it. Isn't my other insurance cover enough? Take time to review your current policies—especially the exclusions—and you'll likely ...

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Insurance by Industry

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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How Cyber Insurance Protects Small Businesses

... in exchange for a release of the information or a return to service. Let's take a look at Cyber Liability insurance * and how it can help to protect your small business from some of the unwanted challenges of the online ...

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6 ways your business can go paperless

... and suppliers in the loop by communicating any changes that may impact the way you do business with them. Have you looked into paperless insurance? Get quick online business insurance quotes sent straight to your inbox.

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BizSave

... on a policy that protects your business. With our price promise, we can guarantee that you will #BizSave on insurance for your small business. Get a quote today, it only takes a few minutes. So you can focus on getting ...

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Reviews related to Affordable Retail Merchant Insurance NZ

  • Everything was easy to follow right through to purchasing. Definitely recommend.

    John McLachlan
    Retail

  • Great service, quick and easy to apply

    Fiona Morrison
    Retail

  • so easy

    Jason and Sarah Neilson
    Retail

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby
    Manufacturing

  • IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE

    Janette Wallbutton
    Real Estate

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett
    Medical

  • I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

    Tina Buckler
    Allied Health

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • Nice and fast, but not immediately obvious where to download insurance certificate.

    Charles Brooks
    Consultancy Occupations

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

  • The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover

    Quentin Duff
    Trades & Services

Did you know?

Many commercial landlords require the tenant to have both public liability insurance and glass insurance before signing a lease.

Insurance for Retailers

Public Liability*

If you are in business you have a potential liability exposure arising out of the operation of your business. A Public Liability policy will cover third party property damage and or injury that might not be covered by ACC. It is a very affordable cover considering the amount of protection you receive. If you lease your premises, then your landlord will more than likely insist on you having public liability insurance.

Business Insurance*

Fire, extreme weather, natural catastrophes like earthquakes and vandalism are just some of the factors that can damage valuable assets in your retail outlet.

Business insurance can cover you for:

Contents and stock: Protects the contents and stock in your shop against damage or loss caused by theft, accidents, natural catastrophes or vandalism.

Building: The policy covers the building and structure of your shop in the event of damage from storms, fire, natural catastrophes or other extreme weather events.

Glass: Protect assets in your shop that are made of glass and are vulnerable to damage. This includes mirrors, glass shelves, windows, and showcases.

Money: Recent statistics show the New Zealand economy loses more than a billion dollars each year due to shoplifting and theft. Ensure your cash is safeguarded against theft or damage, whether it is stored within business premises, in personal custody, or transit.

Business interruption: The policy covers loss of revenue that can occur when you are not able to run your business due to insured events.

Cyber Liability

While technology can offer your business convenience and streamlined processes, it can also leave you vulnerable to attack from malicious external parties. For example, if your EFTPOS terminals connect to your operating system, your whole system could be subject to an attack.

Malware, viruses and hackers can disrupt your network operating system, making it impossible for you to sell your products, manage inventory, or access important documents. Hackers can also collect sensitive customer data and credit card details in which case you may be liable for claims.

However, with Cyber Liability insurance in place, you may be covered for legal costs and expenses related to cyber risks.

Protect your business today.

* * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

Need Help?

Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. 

You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents. 

 

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