Affordable Retail Merchant Insurance NZ

Affordable Retail Merchant Insurance NZ

    • Combined Liability package
    • Compare quotes instantly from leading insurers
    • Instant online purchase – no paperwork

BizCover and NZ Retail

... store or a bakery, there is always the potential for something to go wrong. Having the appropriate insurances in place to protect your retail store is a smart move and can help you minimise the risk that your business is ...

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Retailer Insurance

... like earthquakes and vandalism are just some of the factors that can damage valuable assets in your retail outlet. Business insurance can cover you for: Contents and stock : Protects the contents and stock in your shop ...

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How to Open Your Own Retail Business

... a chat to your business banker about merchant banking facilities and services- make sure you ... insurance policies a retail business may need to consider include: Public Liability insurance *-. Public Liability insurance ...

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Insurance Options for Retailers

... bakery, there is always the potential risk for things to go wrong. Having the appropriate retailers insurance in place to protect your retail store is a smart move when it comes to managing the risk of your business. You ...

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Insurance For Cafes and Restaurants

... to treat yourself to that hard-earned coffee break. Insurance options for retailers https://www.bizcover.co.nz/insurance-options-for-retailers-bizcover/ Running a retail business is fast paced with plenty going on, so ...

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Do I need Business Insurance

... (when not covered by the ACC). This is where Public Liability insurance can provide protection. Why do retailers need Business Insurance? The retail industry is broad and covers many different types of businesses from ...

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How to Open a Yoga Studio

... streams for your new yoga business is retail. You don't need to make retail your main endeavour, but it is ... To find out more, visit our dedicated destination for insurance for yoga teachers in New Zealand for Get a quote ...

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What does Public Liability Insurance Cover?

... that work on contracts too, especially within the government sector. Retail businesses are also often required to have Public Liability insurance as part of their rental agreement with their landlord. What could ...

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Customer Spotlight - MOA Bakery, Cakery

... re looking at MOA Bakery, Cakery, a small retail and wholesale bakery that specialises in vegan, gluten ... afraid to test new ideas.” Get your business protect with insurance . Like them on Facebook Follow them on Instagram

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How much does Public Liability Insurance cost?

... within the trades and services, retail and hospitality industries usually have higher ... of cover amongst our New Zealand customer base for Public Liability insurance is $1 million, however there is the option to take ...

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What is Public Liability Insurance?

... about the types of cover available to retail shop owners. How Plumbers Can Protect their Business with Public Liability Insurance - Plumbers may consider Public Liability insurance to help protect their business. * As ...

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Employers Liability Insurance

... ? Claims can arise from the daily operations of your retail business and that's where Public Liability insurance comes into play. Public Liability insurance is designed to provide protection for you and your business ...

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Cyber Liability Insurance

... system outage caused by a cyber event Retail and hospitality businesses heavily rely on certain ... If you would like to learn more about all things business insurance or perhaps brush up on some tips to help your small ...

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What does Public Liability Insurance Cover?

... of businesses. For example, cafes and retail spaces have potential liability to their landlords. ... potential cost of a claim? How do I make a claim on my insurance policy? Need to make a claim? No dramas! We're here to ...

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BizCover and Boost Your Business

... businesses and the different risks they face. So, whether you're a tradie, retail business, restaurant owner, or professional, BizCover has the insurance cover to ensure you peace of mind. In fact, we can provide cover ...

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Priceme

... businesses and the different risks they face. So, whether you're a tradie, retail business, restaurant owner, or professional, BizCover has the insurance cover to ensure you peace of mind. In fact, we can provide cover ...

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6 Apps To Help Boost Small Business Productivity

... . Whether you're business operates from a retail store premises or a market stall, you want ... a small business owner and want to make arranging your business insurance* as drama-free as possible. Let us do the shopping ...

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How To Start a Psychology Practice

... , and essential risk management measures such as psychologist insurance. The next part of your business plan should cover ... other industries, such as corporate sales and retail. However in some sectors of the healthcare ...

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Marketing Tips for Psychologists

... as small businesses in other industries such as retail or professional services. After all, they entered the ... not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and ...

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What Insurance Policies do Yoga Studios Need?

... weather could damage your building, equipment, and retail stock. You might also want protection against break-ins, theft, and unplanned business interruptions. Business Insurance is a coverage package designed to provide ...

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4 Tips For Starting An Online Business

... online shopping. Ecommerce will represent 22% of global retail sales by 2023. Plus, online businesses have ... is perhaps even more essential. Having small business insurance in place can help protect your online business ...

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7 Ways to Grow Sales in a Café Business

... for a local cafe No, you're not a massive retail chain or a multinational company, but how you present your ... talk about in the digital world. Think differently about your insurance , visit our website to get a quote. *If ...

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Insurance for Massage Therapy

... to costly repairs or replacements. The last thing you need is damaged retail stock or broken equipment draining your accounts. Property (Contents) insurance covers loss of or damage to items such as business equipment ...

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Business Insurance FAQs

... needed to make a potential claim, a drama no business owner wants to be faced with! It's no secret that insurance can sometimes be a bit confusing and like a language of its own right? We don't believe in using jargon ...

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Insurance for Cleaners

... out, the type of cover you take out your claims history. To receive an accurate idea of how much business insurance will cost for your cleaning business click here to get a quote or have a chat to our friendly team. If ...

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What Is Inside A Business Insurance Pack?

... in making the process to get your cover sorted easy and simple, with no-dramas! Visit bizcover.co.nz and get insurance for your small business without the stress so you can get on with your day. Get on the phone and give ...

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Insurance for Education Consultants

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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What does Professional Indemnity Insurance Cover?

... even millions of dollars. A hefty bill like that is very difficult to cover without the protection of the right insurance. What actions could result in a claim? All it takes for a claim to arise is for one unhappy client ...

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Insurance for Photographers

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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Insurance for Handyman

... policy that meets your business's needs. Get covered against wide-ranging risks in minutes. An easier way to get the right insurance cover is just to give us a call - and we will do the rest. Did you know? Your level of ...

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Understanding Employers Liability Insurance

... and to be in business for the long run. Things like Public Liability, Professional Indemnity and other Business Insurance options*, help protect different areas of your business. There isn't a one size fits all when it ...

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How Are Business Insurance Premiums Calculated?

... risk your business may be. Business location Where your business is located can affect the pricing of your business insurance premium. Some areas may be deemed a higher risk than others and this may be due to things like ...

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Insurance for Tradies

... you in plain English. If you want to brush up on your Latin, look elsewhere. How do I make a claim on my insurance policy? Are you a tradie that needs to make a claim? No worries at all! We're here to assist you through ...

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Insurance for Immigration Advisers

... due to theft, fire and other perils listed in the wording, anywhere in New Zealand. FAQs How much does insurance cost for immigration advisors? There isn't a one price fits all when it comes to immigration advisors and ...

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Insurance for Bookkeepers

... We know you are always busy helping your clients, therefore we made it easy for you to arrange your business insurance - just a few clicks and one phone call, you have your policy documents emailed to your inbox. Did you ...

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Insurance for Real Estate Agents

... open houses and inspections! Understanding insurance-part 2: Professional Indemnity insurance https://www.bizcover.co.nz/understanding-insurance-part-two-professional-indemnity-insurance/ Ever wanted to understand the ...

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Insurance for Allied Health Professionals

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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Insurance for Accountants & Tax Agents

... The geographic area you work in or where your offices are located can impact how much you pay for insurance. Who is being covered - Are all members of staff (including yourself) qualified to do their jobs? Your previous ...

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Insurance for Recruitment Consultants

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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Insurance for Plumbers

... your work may take you. Get more info If you'd like to find out more on all things business insurance and some tips to help your plumbing business, these are some articles that are perfect reading material for your smoko ...

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Insurance for Painters

... and level of cover Your claims history Get more info If you would like to find out more about business insurance and some tips and tricks to boost your painting business, check out some of our blogs below. And we promise ...

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What Insurance do Beauty Salons Need?

... if a claim is made. Your location Where your salon is located can also impact how much you'll pay for insurance. If you're in a neighbourhood with a high crime rate, wild weather, or prone to flooding, you should expect ...

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Tradies Guide to Business Insurance Packages

... no two days on the job are the same, and when a spanner gets thrown into the works, that's where tradie insurance can help. You may run a one-man band or have a group of tradespeople helping you get the job the done ...

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Insurance for Mechanics

... personal data online, runs the real risk of being compromised if a cyber attack were to occur. Cyber Liability insurance is there to provide a safeguard in the event you were a target of a cyber crime, giving you some ...

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Insurance for Shop Owners

... or lollipops, no two shops are the same. That's why there isn't a stock-standard price of business insurance for shop owners. When calculating the price of your policy, there are a variety of factors which are taken into ...

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Business Insurance

... to your business. You should check your policy details to check on coverage. How do I make a claim on my insurance policy? Need to make a claim? No dramas! We're here to assist you through the process and get you back ...

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Do I need Public Liability Insurance?

... help provide much needed protection against unforeseen costs, such as compensation and legal fees. Without having Public Liability insurance , your business is at risk of having to pay in full damages in the event it is ...

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Insurance for Personal Trainers

... Equipment cover* Don't sweat the small stuff when it comes to making sure you have the right business insurance in place. Let the energetic team at BizCover do the crunches when it comes to providing a competitive quote ...

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Why You Should Review Your Business Insurance

... campaigns and accounting just to name a few. But one thing which shouldn't be forgotten is reviewing your business insurance. It's often one of those set and forget things that we just do, but in the event that you ...

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Insurance for Sole Traders

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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Insurance for Yoga Teachers

... take the joy out of being a business owner. At their worst, they could even put you out of business. Insurance for yoga teachers can make it easier to go with the flow when something goes wrong. Whether it's handling a ...

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Insurance for Dog Walkers

... risks from hounding your small business and make it a walk in the park instead! Why do dog walkers need insurance? Running a small business is hard work, and a dog walker's job is no different! Every time you take ...

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Business Interruption Insurance

... business you run and the services you provide Your annual turnover The number of staff employed Your history of insurance claims How much cover you want or need Comparing quotes can help you get an accurate idea of how ...

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What is Business Insurance

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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Insurance for Consultants

... a member of certain industry board or council you may also need to have a certain level of Professional Indemnity insurance in place. It is always a wise idea to check what level of coverage you may need when arranging ...

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Insurance for Architects & Designers

... let the worry of a building blunder keep you awake at night. Why not compare quotes for Architects and Designer insurance today from the friendly team at BizCover? Taking out a policy is as easy as the click of a button ...

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What is Professional Indemnity Insurance?

... in front of the judge, make sure it's not costing you an arm and a leg! What does Professional Indemnity insurance cover?* There's a lot that could go wrong when you're in the business of providing advice or professional ...

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Insurance for Beauty Salons

... not required to do business, if you are at risk, it might be good to have protection in place. Insurance for your stock, portable equipment for mobile salons, and the other things you need to run your business smoothly ...

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Tradie Guide to Public Liability Insurance

... may be a mandatory requirement in order to obtain your trade licence. You may need to hold Public Liability insurance to access and perform trade work on certain building sites. If someone is injured as a result of your ...

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Cyber Insurance - Is it worth it?

... your Business Interruption policy.This is where Cyber Liability insurance provides cover. Cybercrime is a real threat. Make ... is lost Part of your responsibility when using merchant devices to transact with customers is to ...

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Reviews related to Affordable Retail Merchant Insurance NZ

  • Everything was easy to follow right through to purchasing. Definitely recommend.

    John McLachlan
    Retail

  • Great service, quick and easy to apply

    Fiona Morrison
    Retail

  • so easy

    Jason and Sarah Neilson
    Retail

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby
    Manufacturing

  • IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE

    Janette Wallbutton
    Real Estate

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett
    Medical

  • I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

    Tina Buckler
    Allied Health

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • Nice and fast, but not immediately obvious where to download insurance certificate.

    Charles Brooks
    Consultancy Occupations

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

  • The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover

    Quentin Duff
    Trades & Services

Did you know?

Many commercial landlords require the tenant to have both public liability insurance and glass insurance before signing a lease.

Insurance for Retailers

Public Liability*

If you are in business you have a potential liability exposure arising out of the operation of your business. A Public Liability policy will cover third party property damage and or injury that might not be covered by ACC. It is a very affordable cover considering the amount of protection you receive. If you lease your premises, then your landlord will more than likely insist on you having public liability insurance.

Business Insurance*

Fire, extreme weather, natural catastrophes like earthquakes and vandalism are just some of the factors that can damage valuable assets in your retail outlet.

Business insurance can cover you for:

Contents and stock: Protects the contents and stock in your shop against damage or loss caused by theft, accidents, natural catastrophes or vandalism.

Building: The policy covers the building and structure of your shop in the event of damage from storms, fire, natural catastrophes or other extreme weather events.

Glass: Protect assets in your shop that are made of glass and are vulnerable to damage. This includes mirrors, glass shelves, windows, and showcases.

Money: Recent statistics show the New Zealand economy loses more than a billion dollars each year due to shoplifting and theft. Ensure your cash is safeguarded against theft or damage, whether it is stored within business premises, in personal custody, or transit.

Business interruption: The policy covers loss of revenue that can occur when you are not able to run your business due to insured events.

Cyber Liability

While technology can offer your business convenience and streamlined processes, it can also leave you vulnerable to attack from malicious external parties. For example, if your EFTPOS terminals connect to your operating system, your whole system could be subject to an attack.

Malware, viruses and hackers can disrupt your network operating system, making it impossible for you to sell your products, manage inventory, or access important documents. Hackers can also collect sensitive customer data and credit card details in which case you may be liable for claims.

However, with Cyber Liability insurance in place, you may be covered for legal costs and expenses related to cyber risks.

Protect your business today.

* * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

Need Help?

Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. 

You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents. 

 

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