Electricians Insurance NZ
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How much does Public Liability Insurance cost?
... excellent site to navigate through best i have ever used Cameron H. Electrician/Electrical Services Would like to know about indemnity Insurance as well. Navpreet C. Horticultural Services very easy to arrange Tony P ...
read moreTradie Guide to Public Liability Insurance
... well, generally speaking tradie insurance can provide coverage for the following types of trade professionals in New Zealand: Bricklayers. Residential builders. Electricians. Handymen. Carpenters. Gardeners. Decorators ...
read moreInsurance for Tradies
... for the phone follow up after the quote. Brett R. Electrician Good and prompt service. No waiting around for someone to send or email insurance certificates especially when they are required immediately. Noa B. Landscape ...
read moreWhat is Public Liability Insurance?
... might benefit from the protections that Public Liability insurance can provide. These include: Tradesmen and Contractors - Such as plumbers, electricians, carpenters and woodworkers, general handymen, and painters. These ...
read moreHow To Protect Your Plumbing Business With Public Liability Insurance
... hard-earned reputation. As a plumber, it may be a legal requirement to have a certain level of Public Liability insurance in place before you can step foot on certain sites. It is always important to check this and the ...
read moreSaving Hacks- Business Insurance For Tradies
... likely attract a different premium then an electrician who works on commercial power stations. If your business premises has changed If you have Building or Contents insurance* for your business premises, you may want ...
read moreRetailer Insurance
... Electrical Services Great service. Cheap prices. Good job. Samir Harith Accounting Service. Thank you to Lokesh for the simple and efficient transition of insurance ... one of our business insurance professionals. You can ...
read moreInsurance for Engineers
... it may be a requirement that you have your own Public Liability insurance* cover in place. Be sure to also check the exact ... user friendly web Rajesh K. Electrician/Electrical Services Straightforward process that I had ...
read moreTradie Guide to Professional Indemnity Insurance
... Indemnity claim against your business for financial losses suffered. Why Professional Indemnity Insurance matters for tradies If you’re an electrician, a carpenter, a plumber, a mechanic, or any other flavour of ...
read moreTips for making a Stress-Free Claim for your business
... back up and running as quickly as possible. Making an insurance claim can be stressful - but it doesn't need to ... If you require emergency repairs (e.g. plumbers, electricians) before you lodge your claim, make sure you ...
read moreTips to help you successfully market your Tradie Business
... diverse, ranging from local self-employed electricians to massive building behemoths. As ... variety of new risks that you could face every day. Business insurance is designed to protect you from such risks and help save the ...
read moreHow To Start Your Own Trade Business in NZ
... luck, you could create a successful future in the skilled trades! BizCover makes it easy to compare insurance for carpenters, electricians, builders, and other trades! Get your free online quote and see how you could be ...
read moreHow to Optimise a Tradie Website
... This is especially important for plumbers and electricians, as your customers often face unexpected issues ... done. Either way, BizCover NZ can tailor your trade insurance to match the specific risks your business can face, ...
read moreUnderstanding Insurance, Part 3: Business Insurance
... an insured event by paying ongoing expenses (such as wages or rent). Find out more Getting your business insurance sorted has never been easier. At BizCover, we keep the process paperwork and jargon-free, saving you time ...
read moreHow Plumbers Can Protect their Business with Public Liability Insurance*
... the last thing you need is a claim to flush your dreams away. With the appropriate level of Public Liability insurance in place, you are providing a financial safeguard to help you stay around for the long haul. What are ...
read moreThe difference between public liability and professional indemnity insurance
... Making mistakes or oversights Any omissions in the provisions of your service Do I really need Public Liability Insurance? If you or your employees interact with other people while doing business in any way or form then ...
read moreWhat Is The Difference Between Public Liability And Professional Indemnity Insurance?
... BizCover, and sort it online in 5 minutes, so you can get on with your day. Rather chat to a Business Insurance Specialist? Call us on 0800 249 268 and get cover today. Try BizCover - NZ's #1 Comparison and Buy Site ...
read moreBusiness Insurance FAQs
... needed to make a potential claim, a drama no business owner wants to be faced with! It's no secret that insurance can sometimes be a bit confusing and like a language of its own right? We don't believe in using jargon ...
read moreWhat you need to know about Business Interruption Insurance
... and mind and protection this coverage can provide to help get your business back up and going. This type of insurance can also be surprisingly simple to arrange and doesn't need to cost a fortune. As with every form of ...
read moreInsurance by Industry
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read moreInsurance options to protect your cleaning business
... you make your clients happy with squeaky – clean results. It's also important that your business has the right insurances in place for when things get messy. You've worked long and hard to build your business and that's ...
read moreWhat do you need to know about Professional indemnity insurance?
... may need to draw funds from their own pockets and that is never a good thing. With professional indemnity insurance you do not have this problem. Cover may be mandatory! Whilst you can generally choose what sort of cover ...
read moreStatutory Liability Insurance
... you need to keep in mind when getting your policies sorted. https://www.bizcover.co.nz/complete-guide-to-business-insurance/ 10 Ways to help protect your small business Let's face it, as a small business owner you are ...
read morePublic Liability Insurance
... clients rely on you to get the job done, a mistake in your line of work could be costly. Public Liability Insurance allows you to cover yourself if, and when, you do slip up in your day-to-day operations. Accidents can ...
read moreWhat is Tool Insurance and why do Tradies need it?
... theft, fire and other perils listed in the wording, anywhere in New Zealand. Why do tradies need to consider Tool insurance? If your tools were lost or stolen, your work comes to a quick halt, meaning you can't work on ...
read morePortable Equipment Insurance, A Guide For Contractors
... statement to understand what your policy covers and excludes. If you are ever unsure double check with your insurance agent about your level of coverage and the details. Typically include cover for Loss or damage that is ...
read moreProfessional Indemnity Insurance – A Guide For Real Estate Agents
... to or managing claims which are covered by the policy. Why do real estate agents need to consider Professional Indemnity insurance? Word of mouth and reputation and one of the things which can make or break a real estate ...
read moreInsurance Options for Retailers
... store or a bakery, there is always the potential risk for things to go wrong. Having the appropriate retailers insurance in place to protect your retail store is a smart move when it comes to managing the risk of your ...
read moreWhy Do Marketing Consultants need Professional Indemnity Insurance?
... that is involved in a court case which can proceed for months if not years . Having Professional Indemnity insurance means you can focus on getting back to business doing what you do best without worry and only limited ...
read moreHow Cyber Insurance Protects Small Businesses
... in exchange for a release of the information or a return to service. Let's take a look at Cyber Liability insurance * and how it can help to protect your small business from some of the unwanted challenges of the online ...
read more6 Essential Types of Business Insurance in New Zealand
... of a salon owner who has a shop front. However, one thing's for certain, and that is, finding the right insurance is an essential part of managing the risks involved in operating your business. And let's face it - all ...
read moreInsurance for Shop Owners
... or lollipops, no two shops are the same. That's why there isn't a stock-standard price of business insurance for shop owners. When calculating the price of your policy, there are a variety of factors which are taken into ...
read moreWhat does business insurance cover
... to our friendly team to get a quote. Get more information Find out more about all thing business and insurance with our blog. These are some articles that may help provide some tips and tricks when it comes to running ...
read moreInsurance for IT Professionals
... to be fixed by another firm, as well as the resulting damage from the error. How do I make a claim on my insurance policy? Need to make a claim? Too easy! We're here to assist you through the process and get you back to ...
read moreInsurance for Bookkeepers
... We know you are always busy helping your clients, therefore we made it easy for you to arrange your business insurance - just a few clicks and one phone call, you have your policy documents emailed to your inbox. Did you ...
read moreHow much does Professional Indemnity Insurance cost?
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read moreWhat does Public Liability Insurance Cover?
... of accidents could occur, and what could be the potential cost of a claim? How do I make a claim on my insurance policy? Need to make a claim? No dramas! We're here to assist you through the process and get you back to ...
read moreInsurance for Allied Health Professionals
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read moreDo I need Professional Indemnity Insurance Insurance?
... if you are at fault or not, to potentially destroy your business for good. That's where Professional Indemnity insurance comes in to play. If a client makes a claim against your business for an omission or mistake which ...
read moreInsurance for Photographers
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read moreWhat is Professional Indemnity Insurance?
... in front of the judge, make sure it's not costing you an arm and a leg! What does Professional Indemnity insurance cover?* There's a lot that could go wrong when you're in the business of providing advice or professional ...
read moreThings to consider when purchasing business insurance
... boring bits! Let's start with the basic areas to look at when figuring out the type of business insurance you need to consider to protect your business. Know your risks Have a think about the kind of business activities ...
read moreProfessional Indemnity Insurance- a Guide for Real Estate Agents
... to or managing claims which are covered by the policy. Why do real estate agents need to consider Professional Indemnity insurance? Word of mouth and reputation and one of the things which can make or break a real estate ...
read moreAn Accountants Guide to Understanding Public Liability Insurance
... to send some accountants out of business for good If you are renting your business premises, Public Liability insurance may be a requirement of your rental agreement. When you are out and about visiting client's Public ...
read moreAn Accountants Guide to Understanding Cyber Liability Insurance
... for your next policy with us, while you get back to helping your clients. Visit bizcover.co.nz and get insurance for contractor business without the hassles so you can get on with your day. If you'd prefer to pick up ...
read moreA Contractors Guide To Understanding Product Liability Insurance
... result of a product defect can cost your business a lot of money, and without the appropriate Product Liability insurance you could find yourself in a spot of bother. If you operate as a sole trader, you will potentially ...
read moreHow Accountancy Insurance Protects Your Business
... your objectives, financial situation or needs. It should not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. © 2023 BizCover ...
read moreWhy Bookkeepers need Professional Indemnity Insurance
... ? As a bookkeeper you can benefit from reducing the risks to yourself and your business via bookkeeper Professional Indemnity insurance . Try as you might, but errors can and do happen - even for the most dedicated and ...
read moreHow Insurance Can Protect Landscape Architect
... architects put safeguards in place to protect their businesses. One way to do this is through business insurance. Insurance is essential for any business, and landscape architecture is no exception. Here are some of the ...
read moreReview Your Business Insurance With A Health Check – Part One
... to save a lot of drama down the track if you had to make a claim. Stay in charge of your business insurance Nobody knows your business like you do, so why not make your life a bit easier when it comes to managing your ...
read moreUnderstanding Cyber Liability Insurance – A Guide For Engineers
... business against the nasties of the online world. Our quick guide is here to break down what Cyber Liability insurance is and some tips and tricks to remember when it comes to your engineering business and the reality of ...
read moreBusiness Insurance Health Check Part 2
... . In part two of our series, we look at how you can ask a few questions and give your policies a business insurance health check. Catch part one of our two-part series here to get all the tips and hints from part of our ...
read moreManaging Your Business Insurance During Inflation
... tip of most business owners lips and is the driving force behind changes like the increased costs of living. Business insurance isn't exempt when it comes to the impact of inflation, and in our quick guide we take a look ...
read moreThe basics of business insurance for all trades of life- a lingo free guide
... -free and quick. We provide an online platform to assist when it comes to shopping around and selecting your business insurance cover. We don't like to waste time, so if you need a certificate of currency in a hurry, get ...
read moreInsurance for Sole Traders
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read moreInsurance for Psychologists
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read moreInsurance for Carpenters
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read moreInsurance for Counsellors
... business is being looked after too. That's why it is vital to spend time understanding what kinds of business insurances can help safeguard your business for the long run, and which ones may be even a requirement in some ...
read moreInsurance for Mechanics
... personal data online, runs the real risk of being compromised if a cyber attack were to occur. Cyber Liability insurance is there to provide a safeguard in the event you were a target of a cyber crime, giving you some ...
read moreUnderstanding Insurance, Part Two: Professional Indemnity Insurance
... expert advice and services you have a duty of care to your clients and this is where the Professional Indemnity insurance comes into play. If a claim were to be made against you , having adequate cover in place could be ...
read moreWhat is Business Insurance
... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...
read moreInsurance for Immigration Advisers
... due to theft, fire and other perils listed in the wording, anywhere in New Zealand. FAQs How much does insurance cost for immigration advisors? There isn't a one price fits all when it comes to immigration advisors and ...
read moreWhat Is Inside A Business Insurance Pack?
... in making the process to get your cover sorted easy and simple, with no-dramas! Visit bizcover.co.nz and get insurance for your small business without the stress so you can get on with your day. Get on the phone and give ...
read moreCyber Insurance - Is it worth it?
... employee with a grudge, you may not be coveredby your Business Interruption policy.This is where Cyber Liability insurance provides cover. Cybercrime is a real threat. Make sure you have the right cover in place We live ...
read moreBusiness Interruption Insurance
... business you run and the services you provide Your annual turnover The number of staff employed Your history of insurance claims How much cover you want or need Comparing quotes can help you get an accurate idea of how ...
read moreBusiness Insurance
... to your business. You should check your policy details to check on coverage. How do I make a claim on my insurance policy? Need to make a claim? No dramas! We're here to assist you through the process and get you back ...
read moreA Management Consultants Guide to Professional Indemnity Insurance
... the market, but one of the key types of cover you may need to look at is Professional Indemnity insurance. Being a management consultant comes with some degree as risk when providing your professional pearls of wisdom to ...
read moreAn Accountants Guide to Professional Indemnity Insurance
... add up to if any action was taken against you? Factors that may impact the cost of a Professional Indemnity insurance policy It's a bit difficult to provide an exact cost as to what your Professional Indemnity policy may ...
read moreHow Are Business Insurance Premiums Calculated?
... risk your business may be. Business location Where your business is located can affect the pricing of your business insurance premium. Some areas may be deemed a higher risk than others and this may be due to things like ...
read moreTool and Portable Equipment Insurance
... can be a bit overwhelming. Fear not, as our simple guide takes a look at some of the key kinds of insurances you need to think about as a New Zealand tradie. https://www.bizcover.co.nz/what-every-new-zealand-tradie-needs ...
read moreReviews related to Electricians Insurance NZ
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The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover
Quentin Duff
Trades & Services -
excellent and quick
LALESHNI DEVI
Trades & Services -
Awesome very easy to use and not complicated to use
Ross and Jenny Fletcher
Trades & Services -
quick and easy.
George Curach
Trades & Services -
A real person promptly answered my phone call - no redirection / no music while holding!!
Quick and efficient answers to my questions.
Astrid Herbert
Trades & Services -
Follow up was not what I required. To long to get feedback on queries.
Bruce CHRISTIAN
Trades & Services -
Very quick polite and easy to deal with. Happy with service provided
gary smith
Trades & Services -
It was grate and on timings,fast,good customer services.
David Tabar
Trades & Services -
Awesome experience. Talking to a real person that had a pleasant persona. Was just so easy and I think it was Aaron?? was great to deal with. Gave us some discount as we are recognised as an existing client which is always a good feel thing and also that
Pete Halligan
Trades & Services -
Excellent online service, frequent reminders of the expiry date, and a reasonable cost for the protection.
David Crockett
Trades & Services -
I was impressed with the quick service and how able they could ask my questions
Tony Bailey
Trades & Services -
Easy very grateful thankyou
Chas Pourau
Trades & Services -
Prompt response to my initial enquiry and subsequent questions about the policy.
Carol Freebairn
Trades & Services -
have referred a work mate to BizCover, overall happy
Doug Fowler
Trades & Services -
Would recommend to anyone ...cheers
Mike Liuaga
Trades & Services -
I found very efficant no hassle with doing quote or buying the cover
Desmond Procter
Trades & Services -
Very pleased with the helpful service
Richard Evans
Trades & Services -
Quick to send through a quote. Had difficulty getting answers to questions because my contact person was away sick. Apart from that I was very happy with the price
Paul Exton
Trades & Services -
I thought the service I received was very awesome,
Pene Nepia
Trades & Services -
You made the purchasing of public liability cover simply easy and straight forward
Peter McLaughlin
Trades & Services -
Great service easy process
Michael Price
Trades & Services -
Highly recommended way of doing business insurance with out hassles and cost effective
Peter Digby
Manufacturing -
IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE
Janette Wallbutton
Real Estate -
Easy to deal with; did as they said. ie when I asked them to call back they did.
Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A
Alisa Drewett
Medical -
I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.
Tina Buckler
Allied Health -
Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu
Layla Dowthwaite
Consultancy Occupations -
I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!
Alison McDonald
Consultancy Occupations -
Nice and fast, but not immediately obvious where to download insurance certificate.
Charles Brooks
Consultancy Occupations -
Extremely easy, user-friendly online purchase process, really good.
But like all insurance the value isn?t known until you need to make a claim.
I hope if that?s ever needed, that process and customer service is equally as good.
Angela Clarke
Information Technology -
They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn
Monique Princen
Information Technology
Who Needs Insurance for Tradesmen?
Whether you’re a a sole trader or a jack-of-all-trades, you know the amount of hard yakka that goes into a day at the office! Being a tradie no two days on the job are the same, and when a spanner gets thrown into the works, that’s where business insurance can help save the day.
Maybe you’re running a one-man band or have a hive of workers helping you get the jobs the done. Business insurance can be tailored to suit the risks and needs of your unique tradie business, no matter how big or small.
Did You Know?
Did you know that Portable Equipment insurance can protect your tools anywhere in New Zealand? Portable Equipment only provides cover for you tools in the event they are lost or stolen.
Insurance for Tradesmen
Public Liability*
Don’t get stuck between a wall and hard place by not having Public Liability insurance. It’s a crucial form of cover to protect you and your business against claims arising from third party property damage and accidental injury (not covered by the ACC).
Even if you’re the best in business, accidents can and do happen – it could be knocking down the wrong wall or accidentally damaging an expensive piece of artwork. So don’t be a tool and get yourself the right cover for when things go a little haywire.
If you’re working as a contractor or are a member of a trade association, make sure you check to see if there’s a minimum level of cover required.
Business Insurance*
Your tools are essential to your business and the very reason why you nail those jobs! Chances are you have a few in the toolbox too, and when you do the math, they would be worth a fair few bob.
Thankfully, Portable Equipment cover will ensure peace of mind by ensuring you won’t be left out of pocket if they are lost, damaged or stolen.
Protect your business today.
Tradesmen covers a broad range of professions.
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Claim examples**
A landscaper working at a private residence needed to hire a small item of plant to complete the job. Whilst operating the machinery he accidentally lost control and damaged the side of his client’s house. Fortunately, the landscaper had Public Liability cover and his insurer quickly agreed that the third-party property damage arose out of the operation of the insured’s business activity and settled with the homeowner’s own insurer within a week. Importantly though, the insured has continued to do business for that customer.
Frequently Asked Questions (FAQs)
What is the difference between Public Liability and Portable Equipment insurance?
Public Liability insurance covers you if a third-party claim that your negligent business activities caused them injury or property damage or personal injury (not covered by the ACC). This includes defence costs cover.
How much does business insurance cost?
To receive an accurate idea of the cost involved get a quote with BizCover today
Why should Tradies choose BizCover for their Insurance?
At BizCover, our task is to make insurance a stress-free experience. Our platform is designed to help you compare quotes and get the right cover you need so you can get back to more important things like running your business. But if you are still not convinced, here are a few other reasons why you should choose BizCover for your insurance.
New Zealand’s number one online insurance company
We take pride in the 10,000 small businesses we have helped already… and counting.
Clear and competitive pricing
Our platform is as clear as the Aotearoa air and as competitive as the All Blacks. You can compare and choose from a range of competitive prices right from your computer.
Built for small business
At BizCover we know what insurance tradies need. We also know makes small businesses tick.
We won’t bore you with jargon
We’re not fans of complicated insurance speak, so we talk to you in plain English. If you want to brush up on your Latin, look elsewhere.
How do I make a claim on my insurance policy?
Are you a tradie that needs to make a claim? No worries at all! We’re here to assist you through the process and get you back to business. Simply download, complete the Claim Notification Form and return to claims@bizcover.co.nz. We’ll manage the process with the insurer for you, while our dedicated claims consultants keep you informed every step of the way. Alternatively, if you would like to contact us by phone, our customer service team are here to help you on Ph. 0508 249 268.
**The provision of the claims examples are for illustrative purposes only and should not be seen as an indication as to how any potential claim will be assessed or accepted. Cover for a claim will depend on the specific circumstances around the loss and would be subject to the terms and conditions of the policy concerned. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained in this page is general only. Coverage for claims on the policy will be determined by the insurer, not BizCover NZ, and will depend on the specific facts and circumstances involved.
Need Help?
Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals.
You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents.