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Business Risk: What Isn't Covered and Why it Matters

One of the most common issues with Business Insurance is that policy owners often fail to understand what it does protect you against, and the risks that still remain ... interruption to the business. Cyber Liability Insurance- Cyber Liability Insurance protects against the expenses ... much you're covered for. Using Professional Liability as an example again, you ...

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The difference between public liability and professional indemnity insurance

... between Professional Indemnity and Public Liability insurance as the two types of ... of protection. Public Liability Insurance VS Professional Indemnity ... of protection. Public Liability Insurance VS Professional Indemnity Insurance Public Liability insurance protects you ... general public should have Public Liability insurance Do I really need Professional ...

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Types of small business insurance in New Zealand

If you own a small business, there's no denying one the most important things you need to protect your assets is Small Business Insurance. But what kind of insurance ... liabilities. Public Liability Insurance Every business should consider Public Liability Insurance - even ... profession. Get Free Quotes Employers Liability Insurance Employers Liability Insurance protects the company and ...

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What does Public Liability Insurance Cover?

Public Liability Insurance protects you and your business ... ... risk of legal action. Public Liability Insurance protects you against claims from ... Every business should consider Public Liability Insurance - even home-based businesses. It ...

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Key things to look out for when Growing Your Small Business

There comes a time when every successful enterprise needs to ditch the baby steps, put it all on the line, and take a giant leap forward. At that point, the decisions ... advice or services. Consider Cyber Liability insurance, especially if your business relies ... attacks and session hijacking. Cyber Liability insurance may not prevent an attack ...

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Public Liability Insurance

Public Liability Insurance For your Business As much ... an unwanted accident occur. Public Liability Insurance, often referred to as General ...

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Preparing your store for the holiday season ahead

The holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... legal expenses. Ensure your Public Liability insurance policy has adequate cover to ... and data. Therefore, a Cyber Liability insurance policy can act as your ...

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Emerging Auckland Yoga Studio Wins National Small Business Grant

Yoga Within started by accident. Owner ... rent a room to offer Yoga Therapy to private clients and ... Bay premises. "I first experienced yoga ... open a studio.” “The current popularity of yoga and my conviction about ... daily lives.” The leap from yoga teacher to business owner has been ...

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Massage Therapy Insurance: here's why you need it!

... should hold and maintain a Professional Liability Insurance package. #1 Protect against claims ... ... should hold and maintain a Professional Liability Insurance package. #1 Protect against claims ... of professional misconduct. Maintaining a Professional Liability Insurance package is not only a ...

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How to protect your small business from cybercrime

Unfortunately, there's no off season for cyber criminals who are always on the prowl, leaving no small business immune especially when it comes to obtaining financial ... your business. What is Cyber Liability insurance cover? Cyber Liability is designed ... Revenue Department provides information on current scams involving the IRD, how ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business can be pretty straightforward, jump online, compare quotes and buy the insurance that suits your business. But there ... little more out of your current policy. Your personal insurance doesn't ... first policy or renewing your current policy, make sure you jump ...

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Customer Spotlight: Mosh

One of the things we're really proud of here at BizCover is the diverse range of customers we serve. Whether it's your local butcher shop, your favourite caf or the nation ... to stay engaged with their current student body of around 14 ... attract potential students by having current students tell authentic stories. The ...

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Cyber Insurance - Is it worth it?

Many businesses think their business is too small to attract cyber criminals. Yet, when it comes to cyber theft, size doesn't matter. Hackers are on the lookout for businesses ... ? Take time to review your current policies—especially the exclusions—and ...

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Help Protect your small business' reputation

When it comes to running a small business, your brand and its reputation are priceless. No doubt you've spent countless hours establishing your name by building strong ... business is under scrutiny. Employers Liability Insurance Being the director or part ... plan, accidents do occur. Employers Liability insurance protects you against settlements or ...

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Insurance for Consultants

... couple of thousand dollars. Public Liability insurance will protect you from any ... to your business' reputation. Cyber Liability insurance is designed to protect your ...

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Insurance for IT Professionals

... to others. Public and Product Liability insurance offers important cover for IT ... on your business' reputation. Cyber Liability Insurance covers the costs which can ...

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Cyber Liability Insurance - the Safety Net Small Businesses Need

At long last, the wider public is starting to realise that hackers aren't hooded movie villains - they're real people doing real damage across the globe, especially in ... harmful. This is where Cyber Liability insurance provides a crucial safety net ... been released yet. While Cyber Liability insurance won't prevent an attack, it ...

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Insurance by Professions

... Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety ...

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Insurance for Architects & Designers

... short answer is yes. Public Liability insurance is an important form of ... Reinforce your cybersphere with Cyber Liability insurance., providing protection covering extortion costs ...

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Statutory Liability Insurance

Statutory Liability Insurance For Your Business New Zealand ... actions in the workplace. Statutory Liability Insurance protects you, your business and ...

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Employers Liability Insurance

Employers Liability Insurance For Your Business Whilst we ... plan, accidents do occur. Employers Liability insurance protects you against settlements or ...

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It's Time for an Insurance Health Check!

The end of financial year is a time for people to plans for the new financial year ahead. It's also a great time for business owners to take stock and do a bit of planning ... increasing the level of public liability insurance that you hold. Are there ...

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Insurance for Personal Trainers

... Trainers and Fitness Professionals Combined Professional Liability Package Getting people into shape ... may be. Having a combined Professional Liability package provides the financial protection ...

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Reviews related to current liability insurance

  • Prompt, professional, ease of purchase…and competitive pricing

    Viraj M.

  • I have already given feedback. Really easy and have referred several colleagues to you over the years

    Judy O.

  • Quick and hassle free insurance cover for small businesses.

    Kelvin C.

  • I rang several insurance brokers/company and this was the one that gave me the quickest, easiest quote without having all my personal detail and having to wait for someone to call me back! Thanks.


  • Easy process with reminders coming through on when to renew insurances by.

    Brett S.

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Get the cover that's right for your business

With BizCover there are 4 levels of Public Liability cover to choose from, being $1 million, $2 million, $5 million, and $10 million.

Policies are typically tailored to suit the type of industry your business operates within. However, the amount of cover required will vary from one business to another. When deciding on how much cover you need for your business, consider the following factors:

  • Do any of your contracts require a minimum level of cover?
  • Has your industry body set a minimum level of cover for membership?
  • Does your business or trade license require a minimum amount of cover?
  • Do the terms of your lease require a minimum level of cover?
  • Finally, think about what your level of risk and exposure could be. What kind of accidents could occur, and what could be the potential cost of a claim?