Affordable Information Technology Professional Indemnity

Affordable Information Technology Professional Indemnity

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  2. Insurance for IT Professionals
  3. Affordable Information Technology Professional Indemnity

Insurance for IT Professionals

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What is Professional Indemnity Insurance?

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Insurance for Recruitment Consultants

... Anna-Rita S. Information Technology (IT) / Computer Consulting Service Need Help? Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also ...

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Insurance for Accountants & Tax Agents

... a bad day with the books. That's why Professional Indemnity insurance is designed to protect you and your business ... Easy process, good follow up. Bret R. Information Technology (IT) / Computer Consulting Service That was ...

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Insurance for Engineers

... information or misrepresentation and breaching the Engineers' Code of Ethics. Insurance for Engineers Professional Indemnity Professional Indemnity provides indemnity for professional ... Gavin B. Information Technology (IT) ...

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Insurance for Real Estate Agents

... Professional Indemnity insurance? This simple guide breaks down some of the key facts and information, jargon free. * This information ... super helpful! Thanks Josh W. Information Technology (IT) / Computer Consulting ...

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Hair Salon Business Tips

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BizCover and Reflexology NZ

... choose from. Narelle S. Information Technology (IT) / Computer Consulting Service Theo was exceptionally helpful and personable to deal with over the phone. Adam C. Allied Health Professionals Loved simplicity of quoting ...

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How To Start An Engineering Firm

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Scholarships

... AIG, and QBE. With the option to include Professional Indemnity, Public Liability, and Business Insurance, we will ensure ... Bachelor of Business Information Systems Bachelor of Computer Science and Technology Bachelor of ...

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Tradie Guide to Professional Indemnity Insurance

... do have customers that rely on your advice. Professional Indemnity claims may also arise from instances where you ... you can find us at 0800 249 268. *This information is general only and does not take into account your ...

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Professional Indemnity

... Commission (ACC). Professional Indemnity Professional Indemnity (PI) insurance is an ... vital conditions of a Professional Indemnity policy is that you may be required to give information around any circumstances that may ...

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Insurance for Mortgage Brokers

... cost of any claim made against you. Professional indemnity cover allows your business to operate with the ... and exclusions contained in the policy wording. The information contained on this web page is general only and ...

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Insurance for Immigration Advisers

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Insurance for Consultants

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Insurance for Bookkeepers

... Professional Indemnity insurance compliant with professional association requirements Opportunity to compare and buy PI ... Requested Bookkeeping Information Bookkeepers generally require professional indemnity insurance for ...

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Insurance for Architects & Designers

... Architects and Designers Professional Indemnity Professional Indemnity (PI) insurance provides ... to steal your original designs? Storing personal information and client information online means you are instantly at risk ...

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Insurance for Allied Health Professionals

... equipment insurance Holding valuable information like your customer files ... Professionals Professional Indemnity Professional Indemnity (PI) insurance provides essential financial protection for Allied Health Professionals ...

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Insurance for Travel Agents and Tour Operators

... . This is where Professional Indemnity insurance comes into play. Professional Indemnity (PI) insurance is an ... and how they can help protect your business. * This information is a general guide only and does not take into ...

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Insurance for Personal Trainers

... why Professional Indemnity insurance becomes an important cover to consider. Professional Indemnity (PI) ... and exclusions contained in the policy wording. The information contained on this web page is general only and ...

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Insurance for Beauty Salons

... salon and mobile salon owners might consider: Professional Indemnity - This covers you for third-party claims ... and exclusions contained in the policy wording. The information contained on this web page is general only and ...

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Understanding the risks for Real Estate Agents

... to buyers that you are aware of or inadvertently share information that is not accurate, you may be at risk of a claim occurring. Professional Indemnity Insurance can protect you against the risks associated with the ...

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BizCover and NSNZ

... Details of Cover COVER LIMIT OF INDEMNITY EXCESS ANNUAL PREMIUM Professional Indemnity $1Million any one claim, $2M ... exclusions contained in the policy wording. The information contained on this web page is general only ...

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BizCover and NZ Qualified Bookkeepers Association

... you purchase online through BizCover a AIG Professional Indemnity, Public Liability and Statutory Liability policies ... exclusions contained in the policy wording. The information contained on this web page is general only ...

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How To Start a Psychology Practice

... of psychologist insurance include: Professional Indemnity*: Professional Indemnity insurance covers claims against ... keep helping your patients without interruption. *This information is general only and does not take into ...

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What Risks Do Psychologists Face?

... for their psychology practice. Professional Indemnity* Professional Indemnity insurance covers claims against ... keep helping your patients without interruption. * This information is general only and does not consider your ...

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What are the Risks in Running a Yoga Studio?

... Professional indemnity incidents Professional indemnity incidents are incidents directly related to the professional ... business insurance. Get a quote today . *This information is general only and does not take into ...

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What Insurance Policies do Yoga Studios Need?

... Depending on your studio's needs, you might get: Professional Indemnity* Your students value your yoga knowledge and may ask ... get instant coverage. Let's start now! This information is general only and does not take into ...

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What Insurance do Beauty Salons Need?

... of insurance. Typically, Public Liability and Professional Indemnity premiums are higher for salons with a larger ... and experience hassle-free business insurance! This information is general only and does not take into ...

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How Accountancy Insurance Protects Your Business

... Zealand-based CPAs are required to hold Professional Indemnity insurance with coverage of $1 million with ... you can reach us on 0800 249 268. *This information is general only and does not take into account your objectives ...

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How Insurance Can Protect Landscape Architect

... in their work. A real-life example of Professional Indemnity insurance in action Take this example of a ... be determined by the insurer, not BizCover. This information is general only and does not take into account your ...

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Insurance for Sole Traders

... Sole Traders Need? Professional Indemnity insurance* Professional Indemnity (PI) insurance is something ... was awesome, very informative and I feel I got the information I needed. Jason M. Super easy, friendly very happy ...

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Insurance for Contractors

... . Insurance for Contractors Professional Indemnity* Professional Indemnity (PI) insurance is an ... me was awesome, very informative and I feel I got the information I needed. Jason M. Super easy, friendly very happy with ...

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Insurance for Psychologists

... of documents. What is covered? A Professional Indemnity policy will typically pay for: Your legal ... me was awesome, very informative and I feel I got the information I needed. Jason M. Super easy, friendly very happy with ...

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Insurance for Carpenters

... professional service or advice. PI Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy. What is covered? A Professional Indemnity ... information ...

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Insurance for Counsellors

... as a counsellor. Professional Indemnity insurance* Professional Indemnity (PI) insurance is an ... me was awesome, very informative and I feel I got the information I needed. Jason M. Super easy, friendly very happy with ...

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Insurance for Designers

... exactly pan out as they should. Professional Indemnity (PI) insurance is an important form of ... me was awesome, very informative and I feel I got the information I needed. Jason M. Super easy, friendly very happy ...

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Insurance for Mechanics

... is where Professional Indemnity insurance can provide protection. Professional Indemnity (PI) insurance ... was awesome, very informative and I feel I got the information I needed. Jason M. Super easy, friendly very happy ...

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Insurance for Education Consultants

... how Professional Indemnity insurance can safeguard your business. Professional Indemnity (PI) ... information Client misunderstanding your advice and experiencing a financial loss as a result What does Professional Indemnity ...

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Help Protect your small business' reputation

... all human and mistakes do happen. Fortunately, Professional Indemnity insurance is designed to protect your business should you ... Ransom attack Privacy breach where customer information like contact and credit card details ...

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Insurance for Shop Owners

... ever considered what would happen if this information were to be compromised? Your business activities ... professional advice or services you may want to consider Professional Indemnity insurance*. Professional Indemnity (PI ...

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What does Public Liability Insurance Cover?

... the Accident Compensation Commission (ACC). Professional Indemnity (PI) insurance is an important form of ... and exclusions contained in the policy wording. The information contained on this web page is general only and ...

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Public Liability Insurance

... Compensation Commission (ACC). Professional Indemnity Professional Indemnity (PI) insurance is an ... here to help you on Ph. 0508 249 268. *This information is a general guide only and does not take into account your ...

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BizCover and Massage New Zealand

... Professional Indemnity , Public Liability , Statutory Liability and Employers Liability . Professional Indemnity ... and exclusions contained in the policy wording. The information contained on this web page is general only ...

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Business Insurance FAQs

... the ins and outs of your Public Liability, Professional Indemnity or Business Insurance policy our FAQ's can ... and exclusions contained in the policy wording. The information contained on this web page is general only and ...

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BizCover & NZTA

... to teach you any lessons here, but without Professional Indemnity insurance in place, you could, err, learn ... and exclusions contained in the policy wording. The information contained on this web page is general only and ...

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Reviews related to Affordable Information Technology Professional Indemnity

  • Got my PI cover sorted within 15 mins over the phone.

    Kaushalya Samarasekera
    Information Technology

  • Would prefer payment methods other than credit card. Being able to pay direct from my business bank account using Poli or other system would make life easier.

    John Cleveland
    Information Technology

  • Was an easy experience to update and re new policy

    Jamie Ewen
    Information Technology

  • Real easy to renew your cover and they email you a reminder.

    Joseph Caldwell
    Information Technology

  • great support!

    Faustin Roman
    Information Technology

  • Seamless - everything done online with no intervention required.

    RAJAN SHANKER
    Information Technology

  • Great, easy process.

    Etienne Kruger
    Information Technology

  • Its been very easy to re-instate my isurance for the next 12 months. I do not really have any additional comments to make because i have not been provided any special service. I would definitely do business with you again

    Sharon Williams
    Information Technology

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

  • All good and professional apart form the call back time. I was rushed into agreeing that I had read and understood things that I had not even seen. It would have been better to explain that the call was going to take over 10 minutes and there there were a

    Chris Boyce
    Information Technology

  • Online, easy and cost effective

    David Ball
    Information Technology

  • So darn easy to set up and at a reasonable price

    Kirsty McIntosh
    Information Technology

  • Very slick and quick service with a great premium price for the cover. All done on-line with no long forms to fill in.

    Stephen Hutchins
    Information Technology

  • Definitely a good tele-support for an email query.

    Scorpio fibre optics limited Mt Eden
    Information Technology

  • Excellent so far, Sam was very good with providing the details and doing the follow-up. The sale was closed by someone else as he was not available. but 100/100 for Sam

    Amita Sethi
    Information Technology

  • So fast and easy! All done in 5 minutes.

    Jemima Lewis
    Information Technology

  • The website was v easy to use. I could answer all the questions. It was a simple quick process, I was impressed. Thanks First Advice's quoting system does my head in, you have to be clued to the instructions, this was a breath of fresh air.

    Virginia McCabe
    Information Technology

  • It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me. Definitely r

    Patricia Copp
    Consultancy Occupations

Did you Know?

For some IT professional claims, there can be a grey area as to whether the claim falls under a Professional Indemnity or Public Liability policy, so it’s wise to consider a liability package with combined cover from the same insurer. That way there will be no dispute between insurers as to which cover should respond to the claim.

Insurance for IT Professionals

Professional Indemnity Insurance

Professional Indemnity (PI) insurance provides essential financial protection for IT Professionals against potential losses arising out of their professional service or advice. This can include but is not limited to: acts, errors or omissions made by you or your employees; loss of documents or data; and intellectual property disputes among others.

IT professionals often require a set level of PI cover to comply with professional association requirements; professional standards legislation, or to meet the requirements of various clients. More and more companies that hire independent IT contractors insist their contractors hold PI insurance before considering them for a contract.

Professional Indemnity insurance for IT professionals covers a broad range of modalities, including:

  • Data Processing/Warehousing Services
  • Education & Training
  • Facilities Management or Outsourcing
  • Hardware Installation, Maintenance and Repair
  • Hardware Sales
  • ISP/Web/Internet Service
  • IT Consultants
  • IT Recruitment & Placement Services
  • Project Management
  • Software Development
  • Software Installation
  • Software Maintenance
  • Software Sales – Customised/Own Developed
  • Software Sales – Packaged/Third Party Software
  • Systems Analysis
  • Systems Audit
  • Systems Integration
  • Telecommunication Services
  • Troubleshooting

Public Liability

Chances are, you visit client premises to install and maintain their hardware and IT systems or they may come to you, leaving you exposed to claims of property damage or injury caused to others.

If a third party were to suffer an injury or property damage because of your negligent business activities you could be held liable for any of the financial costs including defence costs.

Public and Product Liability insurance offers important cover for IT Professionals and their legal liability in the event of third party property damage, or the accidental injury of others (not covered by the ACC), or as a result of a product defects..

Business Insurance

Each and every business is different, and that’s where Business Insurance offers a suite of options to cater to your individual business needs.

Business Insurance is a package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance policy can also cover your portable equipment, and loss of revenue due to business interruption in specified circumstances.

As an IT professional, below are some of the coverages you may want to consider to keep your business as ‘all systems running’:

  • Building and Contents – if you have an office, do you have insurance in place for your contents or any buildings you own? Could you afford to repair or replace all of your IT equipment, furniture, etc. in the event you suffered a fire, earthquake or theft?
  • Electronic Equipment -if you were to experience a breakdown of your important electronic equipment, could you cover the cost of repairs, restoration of electronic data, and even any additional cost of completing your work? Taking out Electronic Equipment insurance gives you that peace of mind if something were to go wrong, your downtime would be next to none.

Cyber Insurance

Working within the IT industry, you would be more than mindful of the types of potential malicious cyber threats and data breaches which could harm any sensitive client information you may be storing. The cost of a breach could not only damage the functional side of your business but could also take a toll on your business’ reputation.

Cyber Liability insurance is a type of business insurance product which protects your IT business against both the legal costs and expenses (including compensation payments) related to cybercrime incidents.

It typically covers the costs which can be incurred following a data breach or having your system hacked as well as investigation and data recovery costs, extortion costs, fines and penalties and PR/crisis management costs.

Protect your business today.

GET INSTANT QUOTES

Why choose BizCover for your Business Insurance as an IT professional?

At BizCover, our task is to make business insurance a stress-free experience. Our platform is designed to help you compare quotes and get the right cover you need so you can get back to more important things like running your IT business. But if you are still not sure, here are a few other reasons why you should choose BizCover for your PI insurance.

New Zealand’s number one online insurance company

We take pride in the 10,000 small businesses we have helped already… and counting.

Clear and competitive pricing

Our platform is as clear as the Aotearoa air and as competitive as the All Blacks. You can compare and choose from a range of competitive prices right there on your screen.

Built for small business

We know insurance and what makes small businesses tick. And we understand what cover IT professionals need. So it’s really a no-brainer!

We won’t confuse you with jargon

We’re not fans of complicated insurance speak, so we talk to you in plain English. If you want to brush up on your Latin, look elsewhere.

Having the right insurance pays off

A software and hardware design company won a government contract to manufacture and install alcohol interlock devices on a branch of government owned vehicles. Within six months it became apparent that the calibration on the devices was incorrect following a minor traffic incident. The company’s Professional Indemnity policy responded and covered the cost for devices to be fixed by another firm, as well as the resulting damage from the error.

How do I make a claim on my insurance policy?

Need to make a claim? Too easy! We’re here to assist you through the process and get you back to IT business. Simply download, complete the Claim Notification Form and return to claims@bizcover.co.nz. We’ll manage the process with the insurer for you, while our dedicated claims consultants keep you informed every step of the way. Alternatively, if you would like to contact us by phone, our customer service team are here to help you on Ph. 0508 249 268.

*This information is a general guide only and does not take into account your objectives, financial situation or needs. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice. BizCover Limited is owned by BizCover Pty Ltd (ABN 68 127 707 975)

Need Help?

Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. 

You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents. 

 

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