Good Professional Indemnity Software Development
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Insurance for IT Professionals
... to the claim. Insurance for IT Professionals Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial protection for IT Professionals against potential losses arising out of ...
read moreInsurance for Allied Health Professionals
... member rates. Insurance for Allied Health Professionals Professional Indemnity Professional Indemnity (PI) insurance provides essential financial protection for Allied Health Professionals for claims made against them in ...
read moreInsurance for Consultants
... why Professional Indemnity (PI) ... Software and Application Development / Programming Need Help? Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals ...
read moreHow To Start An Engineering Firm
... track the progress of your projects and to communicate the developments to your clients as they happen. Have this plan in ... may be required to have your own Professional Indemnity insurance* policy. To get an accurate ...
read moreUnderstanding Insurance, Part Two: Professional Indemnity Insurance
... your expert advice and services you have a duty of care to your clients and this is where the Professional Indemnity insurance comes into play. If a claim were to be made against you , having adequate cover in place ...
read moreWhy Do Marketing Consultants need Professional Indemnity Insurance?
... other business insurances can help safeguard your marketing consultancy business. Professional Indemnity * Explained Professional Indemnity (also known as PI) insurance is an important form of protection for businesses ...
read moreHow the cost of Professional Indemnity insurance is calculated
Ever wondered how the cost of a Professional Indemnity (PI) insurance policy is calculated and why one ... a structural engineer consulting on multi-million dollar developments? Do you have contracts with customers who ...
read moreThe difference between public liability and professional indemnity insurance
... of the contract Occupations who are required to have professional indemnity insurance by law An example of some professions that require PI cover are: health practitioners, IT contractors, management consultants ...
read moreWhat do you need to know about Professional indemnity insurance?
Professional Indemnity Insurance (PI) can be difficult to comprehend, but only at first. In this article, we explain what professional indemnity insurance is and why it might be important for your business. What is ...
read moreProfessional Indemnity Claims: when should I notify my insurer?
... who provides advice or a service to your clients, your Professional Indemnity (PI) insurance is no doubt one of the most vital covers you have for your business. If things don't quite go to plan it can provide ...
read more5 Things for Accountants to Consider When Applying for Professional Indemnity Insurance
... proposed projects? What is your maximum potential exposure? 3. What does the policy include and exclude? Every Professional Indemnity insurance policy is different. That's why it is important to take the time to sit down ...
read moreWhat does Professional Indemnity Insurance Cover?
GET QUOTES & BUY What Does Professional Indemnity Cover? What does Professional Indemnity Insurance cover? What does Professional Indemnity Insurance cover? Professional Indemnity (PI) insurance is an important form of ...
read moreHow much does Professional Indemnity Insurance cost?
... claims history Traditionally, Professional Indemnity , also known as PI insurance, was generally only ... a structural engineer consulting on multi-million dollar developments, or a graphic designer consulting to small- ...
read moreDo I need Professional Indemnity Insurance Insurance?
... , regardless if you are at fault or not, to potentially destroy your business for good. That's where Professional Indemnity insurance comes in to play. If a client makes a claim against your business for an omission or ...
read moreWhat is Professional Indemnity Insurance?
... of the most common in this article. The difference between public liability and professional indemnity insurance - Public Liability and PI insurance are both common forms of cover that small businesses often consider ...
read moreWhat does Professional Indemnity Insurance cover?
... requirement that you have a certain level of Professional Indemnity insurance in place. Are you a member of a professional body or association with a set requirement to hold PI insurance? If so, how much cover do they ...
read moreTradie Guide to Professional Indemnity Insurance
... in handy and may be something to consider if you do have customers that rely on your advice. Professional Indemnity claims may also arise from instances where you don't do something, such as failing to meet a deadline ...
read moreProfessional Indemnity Insurance- a Guide for Real Estate Agents
... things don't follow the blueprint it is reassuring to know there is some protection in place. Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist services or ...
read moreA Management Consultants Guide to Professional Indemnity Insurance
... a management consultant comes with some degree as risk when providing your professional pearls of wisdom to others. Professional Indemnity (PI) insurance is an important form of protection for businesses that provide ...
read moreAn Accountants Guide to Professional Indemnity Insurance
... to protect your accounting business with business insurance. What is Professional Indemnity insurance? In a nutshell Professional Indemnity insurance (PI) insurance is an important form of protection for businesses that ...
read moreProfessional Indemnity
... or injury that is not covered by the Accident Compensation Commission (ACC). Professional Indemnity Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist services ...
read moreWhy Bookkeepers need Professional Indemnity Insurance
... ? As a bookkeeper you can benefit from reducing the risks to yourself and your business via bookkeeper Professional Indemnity insurance . Try as you might, but errors can and do happen - even for the most dedicated ...
read moreWhy Engineers Might Consider Professional Indemnity Insurance
... that some clients, particularly government agencies and larger corporations, may require engineers to have Professional Indemnity (PI) insurance as a condition of working with them. Even some associations may require you ...
read moreProfessional Indemnity Insurance – A Guide For Real Estate Agents
... things don't follow the blueprint it is reassuring to know there is some protection in place. Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist services or ...
read moreA Management Consultants Guide to Professional Indemnity
... a management consultant comes with some degree as risk when providing your professional pearls of wisdom to others. Professional Indemnity (PI) insurance is an important form of protection for businesses that provide ...
read moreAn Engineers Guide To Understanding Professional Indemnity Insurance
... aware of with this kind of policy. Professional Indemnity insurance explained In a few words, Professional Indemnity insurance can be defined as: Professional Indemnity (PI) insurance is an important form of protection ...
read moreA Graphic Designers Guide To Professional Indemnity Insurance
... design insurance policy works, without the confusing lingo or the boring bits. Professional Indemnity insurance defined Professional Indemnity (PI) insurance is an important form of protection for businesses that provide ...
read moreWhat Is The Difference Between Public Liability And Professional Indemnity Insurance?
... any premises where your customers or members of the public visit Professional Indemnity insurance explained Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist ...
read moreBizCover expands its insurance offer and launches a new look
... partners include Australia's leading insurers, QBE, Chartis, Vero and DUAL. To get a quote for professional indemnity , public liability or business insurance , and get instant coverage, please visit: www.bizcover.co.nz ...
read moreInsurance for Mortgage Brokers
... personally liable for any associated legal bills and the full cost of any claim made against you. Professional indemnity cover allows your business to operate with the confidence that you will be supported should a claim ...
read moreInsurance for Immigration Advisers
... fundamental types of cover any immigration advisor needs to consider is Professional Indemnity insurance. Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist ...
read moreInsurance for Bookkeepers
... from NZ leading insurers Insurance for Bookkeepers Professional Indemnity insurance compliant with professional association requirements Opportunity to compare and buy PI policies from NZ leading insurers Quick and ...
read moreInsurance for Architects & Designers
... in person for errors and negligence. Insurance for Architects and Designers Professional Indemnity Professional Indemnity (PI) insurance provides essential financial protection for Architects and Designers to safeguard ...
read moreInsurance for Real Estate Agents
... join certain industry boards and become a member, you may be required to hold a certain level of Professional Indemnity insurance* Giving advice you your clients about property and estates could land you in hot water if ...
read moreInsurance for Engineers
... and breaching the Engineers' Code of Ethics. Insurance for Engineers Professional Indemnity Professional Indemnity provides indemnity for professional errors and negligence. Importantly, it provides legal defence costs ...
read moreInsurance for Accountants & Tax Agents
... can have a bad day with the books. That's why Professional Indemnity insurance is designed to protect you and your business from any losses ... Management/business consulting Accounting software programs Public Liability Do ...
read moreInsurance for Travel Agents and Tour Operators
... to happen no matter how careful you may be. This is where Professional Indemnity insurance comes into play. Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist ...
read moreInsurance for Recruitment Consultants
... services employee relations change management psychological testing training & induction Professional Indemnity Insurance for Recruitment Professionals PI insurance is designed to indemnify the insured for a claim ...
read moreInsurance for Personal Trainers
... situation where you are faced with a claim. That's why Professional Indemnity insurance becomes an important cover to consider. Professional Indemnity (PI) insurance is an important form of protection for businesses that ...
read moreInsurance for Marketing and Multimedia Professionals
... deadlines and miscalculations just to name a few. That's where Professional Indemnity insurance can help. Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist ...
read moreInsurance for Beauty Salons
... customers and clients, and other part of their business. Nail salon and mobile salon owners might consider: Professional Indemnity - This covers you for third-party claims of alleged or actual negligence related to your ...
read moreUnderstanding the risks for Real Estate Agents
... . There are a number of risks that a real estate agent can cover with a professional indemnity policy such as allegations of misrepresentations, giving false impressions, non disclosure of property details, breach ...
read more6 Essential Types of Business Insurance in New Zealand
... or profession involves providing a service or advice, then Professional Indemnity (PI) Insurance is a type of cover you may need to consider. Professional Indemnity (PI) insurance is an important form of protection for ...
read moreBizCover expands into New Zealand and launches BizCover.co.nz
... than sourcing their insurance. At BizCover, we can help them by simplifying the process of getting professional indemnity insurance. Our fast and cost effective platform makes the most of modern technology and allows our ...
read moreBizCover and NSNZ
... a workplace illness or injury not covered by the ACC. Details of Cover COVER LIMIT OF INDEMNITY EXCESS ANNUAL PREMIUM Professional Indemnity $1Million any one claim, $2M in the annual aggregate $1,000 $294 all inclusive ...
read moreBizCover and NZ Qualified Bookkeepers Association
... AIG at a heavily discounted rate for NZQBA members. If you purchase online through BizCover a AIG Professional Indemnity, Public Liability and Statutory Liability policies with a $1 million limit for each, the total cost ...
read moreBizCover and Reflexology NZ
... field, Dual Reflex . What is covered? The package includes cover for Professional Indemnity and Public Liability. Professional Indemnity Protects against financial loss for claims arising from negligent acts, errors or ...
read moreHow To Start a Psychology Practice
... psychology practice in New Zealand. Two common types of psychologist insurance include: Professional Indemnity*: Professional Indemnity insurance covers claims against your business for losses that result from actual or ...
read moreWhat Risks Do Psychologists Face?
... business insurance as part of the risk management strategy for their psychology practice. Professional Indemnity* Professional Indemnity insurance covers claims against your business for losses that result from actual or ...
read moreWhat are the Risks in Running a Yoga Studio?
... as the yoga studio owner/operator may be liable. Professional indemnity incidents Professional indemnity incidents are incidents directly related to the professional services or advice that you provide to your clients ...
read moreWhat Insurance Policies do Yoga Studios Need?
... teachers that you might consider as a studio owner. Depending on your studio's needs, you might get: Professional Indemnity* Your students value your yoga knowledge and may ask you for tips on how to practice at home ...
read moreWhat Insurance do Beauty Salons Need?
... people you hire can impact the premiums for some types of insurance. Typically, Public Liability and Professional Indemnity premiums are higher for salons with a larger staff. This is because more employees increase the ...
read moreAn Accountants Guide to Understanding Public Liability Insurance
... insurance typically covers and excludes. Let's see what Professional Indemnity insurance typically provides cover for. Professional Indemnity Professional Indemnity (PI) insurance is an important form of protection for ...
read moreHow Accountancy Insurance Protects Your Business
... key part of risk management strategies for accountants. Indeed, New Zealand-based CPAs are required to hold Professional Indemnity insurance with coverage of $1 million with an insurer licensed by the Reserve Bank of New ...
read moreHow Insurance Can Protect Landscape Architect
... legal claims made against them for errors or omissions in their work. A real-life example of Professional Indemnity insurance in action Take this example of a landscape architect hired by a government agency to supervise ...
read moreInsurance for Sole Traders
... that your valuable tools are protected. What Insurances Do Sole Traders Need? Professional Indemnity insurance* Professional Indemnity (PI) insurance is something that sole traders may need to consider when looking at ...
read moreInsurance for Contractors
... if there's an insurance obligation that you must meet. Insurance for Contractors Professional Indemnity* Professional Indemnity (PI) insurance is an important form of protection for contractors that provide specialist ...
read moreInsurance for Psychologists
... misleading advice, breaches of privacy, and loss or damage of documents. What is covered? A Professional Indemnity policy will typically pay for: Your legal and defence costs Investigating claims Inquiry attendance costs ...
read moreInsurance for Carpenters
... your professional service or advice. PI Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy. What is covered? A Professional Indemnity policy ...
read moreInsurance for Counsellors
... business insurances you may need to consider when working as a counsellor. Professional Indemnity insurance* Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist ...
read moreInsurance for Designers
... insurance becomes an important form of cover when things don't exactly pan out as they should. Professional Indemnity (PI) insurance is an important form of protection for businesses that provide: specialist services or ...
read moreInsurance for Mechanics
... could backfire, resulting in a costly claim. This is where Professional Indemnity insurance can provide protection. Professional Indemnity (PI) insurance is an important form of protection for businesses that provide ...
read moreInsurance for Education Consultants
... claim. This is where it is important to consider how Professional Indemnity insurance can safeguard your business. Professional Indemnity (PI) insurance is an important form of protection for businesses that provide ...
read moreWhat Photographers Need to Know About Business Insurance
... or an accusation that you have copied someone else's work for a claim to occur. Professional Indemnity i nsurance (PI) is designed to protect you and your employees by providing cover against such claims, including your ...
read moreBusiness Risk: What Isn't Covered and Why it Matters
... a rough idea of what's covered will certainly come in handy. For example, if you purchase Professional Indemnity (PI) insurance you should know that you're covered for any damages claims awarded against you, plus defence ...
read moreKey things to look out for when Growing Your Small Business
... of thousands of dollars in legal costs and compensation, as can the odd faulty product. Professional Indemnity ('PI') protects you against financial loss from any legal action taken arising out of your negligence ...
read moreHelp Protect your small business' reputation
... but your reputation too. And let's face it, we are all human and mistakes do happen. Fortunately, Professional Indemnity insurance is designed to protect your business should you or your staff make an error, omission, or ...
read moreMassage Therapy Insurance: here's why you need it!
... from QBE Insurance, which meets the specific needs of massage therapists. The package includes Professional Indemnity , Public Liability , Statutory Liability and Employers Liability coverage. To obtain your exclusive ...
read moreInsurance for Shop Owners
... providing your customers with products, if you provide professional advice or services you may want to consider Professional Indemnity insurance*. Professional Indemnity (PI) insurance is an important form of protection ...
read moreWhat does Public Liability Insurance Cover?
... , or cause illness or injury that is not covered by the Accident Compensation Commission (ACC). Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist services or ...
read morePublic Liability Insurance
... or injury that is not covered by the Accident Compensation Commission (ACC). Professional Indemnity Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist services ...
read moreBizCover and Massage New Zealand
... . What it covers The package includes cover for Professional Indemnity , Public Liability , Statutory Liability and Employers Liability . Professional Indemnity Protects against financial loss for claims arising from ...
read moreBusiness Insurance FAQs
... you may have about business insurance policy. From understanding the ins and outs of your Public Liability, Professional Indemnity or Business Insurance policy our FAQ's can guide you to find the answers you need. Can't ...
read moreBizCover & NZTA
... to teach you any lessons here, but without Professional Indemnity insurance in place, you could, err, learn ... or omissions involving a breach of your professional duty. Having the right PI cover offers you peace of mind, ...
read moreTurn your side hustle into a small business
... consider if your side hustle is involved with providing professional advice or services is Professional Indemnity insurance*. Professional Indemnity Insurance (PI) is designed to respond to claims against your business ...
read moreA Tradies Guide To Getting Your Business Insurance Sorted
... is, it can also land you in hot water if your advice doesn't exactly go to plan. Professional Indemnity (PI) insurance is designed to respond to claims against your business for losses as a result of actual or alleged ...
read moreWhy You Should Review Your Business Insurance
... of actual or alleged negligent acts or omissions in the provision of your professional service or advice. Professional Indemnity Insurance will also assist with the legal costs associated with responding to or managing ...
read moreWork Smarter as a Massage Therapist
... in financial damage to the client, you could be liable to have a claim made against you. Professional Indemnity insurance can protect you against losses claimed by a third party due to alleged or actual negligence or ...
read moreHair Salon Business Tips
... to your public relations. You can do many things as a small business owner to minimise risk. But having Professional Indemnity cover is essential to protect your salon and mandatory if you are a member of the New Zealand ...
read moreHow to Market Your Hair Salon Business
... . To be considered a member of the non-profit organisation, you must hold an active Professional Indemnity insurance* policy. Professional Indemnity cover is designed to protect your business against negligence or ...
read moreWhat are the Risks in Running a Hair and Beauty Salon?
... plenty you can do to minimise this risk, such as background checks and prioritising training days, having a Professional Indemnity is essential to protect your salon and mandatory if you are a member of the New Zealand ...
read moreReviews related to Good Professional Indemnity Software Development
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Got my PI cover sorted within 15 mins over the phone.
Kaushalya Samarasekera
Information Technology -
All good and professional apart form the call back time. I was rushed into agreeing that I had read and understood things that I had not even seen. It would have been better to explain that the call was going to take over 10 minutes and there there were a
Chris Boyce
Information Technology -
Would prefer payment methods other than credit card. Being able to pay direct from my business bank account using Poli or other system would make life easier.
John Cleveland
Information Technology -
Was an easy experience to update and re new policy
Jamie Ewen
Information Technology -
Real easy to renew your cover and they email you a reminder.
Joseph Caldwell
Information Technology -
great support!
Faustin Roman
Information Technology -
Seamless - everything done online with no intervention required.
RAJAN SHANKER
Information Technology -
Great, easy process.
Etienne Kruger
Information Technology -
Its been very easy to re-instate my isurance for the next 12 months. I do not really have any additional comments to make because i have not been provided any special service. I would definitely do business with you again
Sharon Williams
Information Technology -
Extremely easy, user-friendly online purchase process, really good.
But like all insurance the value isn?t known until you need to make a claim.
I hope if that?s ever needed, that process and customer service is equally as good.
Angela Clarke
Information Technology -
They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn
Monique Princen
Information Technology -
Online, easy and cost effective
David Ball
Information Technology -
So darn easy to set up and at a reasonable price
Kirsty McIntosh
Information Technology -
Very slick and quick service with a great premium price for the cover. All done on-line with no long forms to fill in.
Stephen Hutchins
Information Technology -
Definitely a good tele-support for an email query.
Scorpio fibre optics limited Mt Eden
Information Technology -
Excellent so far, Sam was very good with providing the details and doing the follow-up.
The sale was closed by someone else as he was not available. but 100/100 for Sam
Amita Sethi
Information Technology -
So fast and easy! All done in 5 minutes.
Jemima Lewis
Information Technology -
The website was v easy to use. I could answer all the questions. It was a simple quick process, I was impressed. Thanks
First Advice's quoting system does my head in, you have to be clued to the instructions, this was a breath of fresh air.
Virginia McCabe
Information Technology -
It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me.
Definitely r
Patricia Copp
Consultancy Occupations
Did you Know?
For some IT professional claims, there can be a grey area as to whether the claim falls under a Professional Indemnity or Public Liability policy, so it’s wise to consider a liability package with combined cover from the same insurer. That way there will be no dispute between insurers as to which cover should respond to the claim.
Insurance for IT Professionals
Professional Indemnity Insurance
Professional Indemnity (PI) insurance provides essential financial protection for IT Professionals against potential losses arising out of their professional service or advice. This can include but is not limited to: acts, errors or omissions made by you or your employees; loss of documents or data; and intellectual property disputes among others.
IT professionals often require a set level of PI cover to comply with professional association requirements; professional standards legislation, or to meet the requirements of various clients. More and more companies that hire independent IT contractors insist their contractors hold PI insurance before considering them for a contract.
Professional Indemnity insurance for IT professionals covers a broad range of modalities, including:
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Public Liability
Chances are, you visit client premises to install and maintain their hardware and IT systems or they may come to you, leaving you exposed to claims of property damage or injury caused to others.
If a third party were to suffer an injury or property damage because of your negligent business activities you could be held liable for any of the financial costs including defence costs.
Public and Product Liability insurance offers important cover for IT Professionals and their legal liability in the event of third party property damage, or the accidental injury of others (not covered by the ACC), or as a result of a product defects..
Business Insurance
Each and every business is different, and that’s where Business Insurance offers a suite of options to cater to your individual business needs.
Business Insurance is a package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance policy can also cover your portable equipment, and loss of revenue due to business interruption in specified circumstances.
As an IT professional, below are some of the coverages you may want to consider to keep your business as ‘all systems running’:
- Building and Contents – if you have an office, do you have insurance in place for your contents or any buildings you own? Could you afford to repair or replace all of your IT equipment, furniture, etc. in the event you suffered a fire, earthquake or theft?
- Electronic Equipment -if you were to experience a breakdown of your important electronic equipment, could you cover the cost of repairs, restoration of electronic data, and even any additional cost of completing your work? Taking out Electronic Equipment insurance gives you that peace of mind if something were to go wrong, your downtime would be next to none.
Cyber Insurance
Working within the IT industry, you would be more than mindful of the types of potential malicious cyber threats and data breaches which could harm any sensitive client information you may be storing. The cost of a breach could not only damage the functional side of your business but could also take a toll on your business’ reputation.
Cyber Liability insurance is a type of business insurance product which protects your IT business against both the legal costs and expenses (including compensation payments) related to cybercrime incidents.
It typically covers the costs which can be incurred following a data breach or having your system hacked as well as investigation and data recovery costs, extortion costs, fines and penalties and PR/crisis management costs.
Protect your business today.
Why choose BizCover for your Business Insurance as an IT professional?
At BizCover, our task is to make business insurance a stress-free experience. Our platform is designed to help you compare quotes and get the right cover you need so you can get back to more important things like running your IT business. But if you are still not sure, here are a few other reasons why you should choose BizCover for your PI insurance.
New Zealand’s number one online insurance company
We take pride in the 10,000 small businesses we have helped already… and counting.
Clear and competitive pricing
Our platform is as clear as the Aotearoa air and as competitive as the All Blacks. You can compare and choose from a range of competitive prices right there on your screen.
Built for small business
We know insurance and what makes small businesses tick. And we understand what cover IT professionals need. So it’s really a no-brainer!
We won’t confuse you with jargon
We’re not fans of complicated insurance speak, so we talk to you in plain English. If you want to brush up on your Latin, look elsewhere.
Having the right insurance pays off
A software and hardware design company won a government contract to manufacture and install alcohol interlock devices on a branch of government owned vehicles. Within six months it became apparent that the calibration on the devices was incorrect following a minor traffic incident. The company’s Professional Indemnity policy responded and covered the cost for devices to be fixed by another firm, as well as the resulting damage from the error.
How do I make a claim on my insurance policy?
Need to make a claim? Too easy! We’re here to assist you through the process and get you back to IT business. Simply download, complete the Claim Notification Form and return to claims@bizcover.co.nz. We’ll manage the process with the insurer for you, while our dedicated claims consultants keep you informed every step of the way. Alternatively, if you would like to contact us by phone, our customer service team are here to help you on Ph. 0508 249 268.
*This information is a general guide only and does not take into account your objectives, financial situation or needs. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice. BizCover Limited is owned by BizCover Pty Ltd (ABN 68 127 707 975)
Need Help?
Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals.
You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents.