Professional Indemnity Insurance For Tour Operators

Professional Indemnity Insurance For Tour Operators

Agents and Tour Operator

    • Instant Professional Indemnity insurance tailored specifically for your business
    • Opportunity to compare and select policies from NZ leading insurers
    • Quick and easy online process, no forms to fill in, get covered in minutes

Insurance for Travel Agents and Tour Operators

... insurers Insurance for Travel Agents and Tour Operator Instant Professional Indemnity insurance ... This is where Professional Indemnity insurance comes into play. Professional Indemnity (PI) insurance is an important ...

read more

Insurance by Industry

... is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety of ...

read more

Business Interruption Insurance

... Tour Operators Business Interruption cover could play an important part in helping you manage potential risks to your small business.How much does Business Interruption insurance ... our business insurance professionals. You ...

read more

Professional Indemnity

... or injury that is not covered by the Accident Compensation Commission (ACC). Professional Indemnity Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist services ...

read more

What is Professional Indemnity Insurance?

... the most common in this article. The difference between public liability and professional indemnity insurance - Public Liability and PI insurance are both common forms of cover that small businesses often consider. Learn ...

read more

Tradie Guide to Professional Indemnity Insurance

... may lead to financial loss for a client. And this is where Professional Indemnity insurance can reduce your risk. Professional Indemnity insurance protects you against third-party claims, including the costs involved in ...

read more

Turn your side hustle into a small business

... consider if your side hustle is involved with providing professional advice or services is Professional Indemnity insurance*. Professional Indemnity Insurance (PI) is designed to respond to claims against your business ...

read more

Insurance for IT Professionals

... respond to the claim. Insurance for IT Professionals Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial protection for IT Professionals against potential losses arising ...

read more

Insurance for Bookkeepers

... in minutes Opportunity to compare and buy PI policies from NZ leading insurers Insurance for Bookkeepers Professional Indemnity insurance compliant with professional association requirements Opportunity to compare and ...

read more

Insurance for Immigration Advisers

... fundamental types of cover any immigration advisor needs to consider is Professional Indemnity insurance. Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist ...

read more

Insurance for Consultants

... Giving advice or providing recommendations doesn't come without risk. That's why Professional Indemnity (PI) insurance is designed to provide the essential financial protection you need as a Consultant, to safeguard ...

read more

Insurance for Recruitment Consultants

... services employee relations change management psychological testing training & induction Professional Indemnity Insurance for Recruitment Professionals PI insurance is designed to indemnify the insured for a claim that ...

read more

Insurance for Personal Trainers

... where you are faced with a claim. That's why Professional Indemnity insurance becomes an important cover to consider. Professional Indemnity (PI) insurance is an important form of protection for businesses that provide ...

read more

Insurance for Contractors

... check the contract to see if there's an insurance obligation that you must meet. Insurance for Contractors Professional Indemnity* Professional Indemnity (PI) insurance is an important form of protection for contractors ...

read more

Insurance for Counsellors

... you may need to consider when working as a counsellor. Professional Indemnity insurance* Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist services or ...

read more

Insurance for Designers

... don't exactly pan out as they should. Professional Indemnity (PI) insurance is an important form of protection for businesses that provide: specialist services or professional advice. It is designed to respond to claims ...

read more

Insurance for Education Consultants

... claim. This is where it is important to consider how Professional Indemnity insurance can safeguard your business. Professional Indemnity (PI) insurance is an important form of protection for businesses that provide ...

read more

Insurance for Mechanics

... could backfire, resulting in a costly claim. This is where Professional Indemnity insurance can provide protection. Professional Indemnity (PI) insurance is an important form of protection for businesses that provide ...

read more

Public Liability Insurance

... or injury that is not covered by the Accident Compensation Commission (ACC). Professional Indemnity Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist services ...

read more

Business Insurance Health Check Part 2

... property damage as a result of your negligent business activities. Professional Indemnity insurance* : Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist ...

read more

Insurance for Shop Owners

... your customers with products, if you provide professional advice or services you may want to consider Professional Indemnity insurance*. Professional Indemnity (PI) insurance is an important form of protection for ...

read more

What does Public Liability Insurance Cover?

... , or cause illness or injury that is not covered by the Accident Compensation Commission (ACC). Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist services or ...

read more

Insurance for Massage Therapy

... to negligence claims that could potentially cripple your small business and ruin your reputation. Professional Indemnity (PI) insurance covers you for losses claimed by a third party due to actual or alleged negligence ...

read more

Insurance for Architects & Designers

... to require professional indemnity insurance to cover themselves in person for errors and negligence. Insurance for Architects and Designers Professional Indemnity Professional Indemnity (PI) insurance provides essential ...

read more

Insurance for Allied Health Professionals

... & Public Liability cover with our exclusive member rates. Insurance for Allied Health Professionals Professional Indemnity Professional Indemnity (PI) insurance provides essential financial protection for Allied Health ...

read more

Insurance for Sole Traders

... mind knowing that your valuable tools are protected. What Insurances Do Sole Traders Need? Professional Indemnity insurance* Professional Indemnity (PI) insurance is something that sole traders may need to consider when ...

read more

Insurance for Carpenters

... your professional service or advice. PI Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy. What is covered? A Professional Indemnity policy ...

read more

Statutory Liability Insurance

... Indemnity insurance is designed to respond to claims against your business for losses as a result of actual or alleged negligent acts or omissions in the provision of your professional service or advice. PI Insurance ...

read more

BizCover & NZTA

... during checkout. Protect your business today. Professional Indemnity Insurance for Tutors We're not trying to ... omissions involving a breach of your professional duty. Having the right PI cover offers you peace of mind ...

read more

Understanding the risks for Real Estate Agents

... share information that is not accurate, you may be at risk of a claim occurring. Professional Indemnity Insurance can protect you against the risks associated with the provision on real estate services. Data protection ...

read more

Insurance for Mortgage Brokers

... these risks and protect your bank accounts and professional reputation. Professional Indemnity Insurance Professional indemnity insurance protects professionals, like Mortgage Brokers, who offer advice and services ...

read more

Insurance for Real Estate Agents

... open houses and inspections! Understanding insurance-part 2: Professional Indemnity insurance https://www.bizcover.co.nz/understanding-insurance-part-two-professional-indemnity-insurance/ Ever wanted to understand the ...

read more

Insurance for Engineers

... and breaching the Engineers' Code of Ethics. Insurance for Engineers Professional Indemnity Professional Indemnity provides indemnity for professional errors and negligence. Importantly, it provides legal ...

read more

Insurance for Accountants & Tax Agents

... and/or tender processes. Even the best of us can have a bad day with the books. That's why Professional Indemnity insurance is designed to protect you and your business from any losses which may arise from any errors and ...

read more

Insurance for Beauty Salons

... ? To be a member of The New Zealand Association of Registered Beauty Professionals, it is compulsory to hold Professional Indemnity insurance. Insurance for Beauty Salons Professional Indemnity The joys of being a beauty ...

read more

How Accountancy Insurance Protects Your Business

... reducing the risks to your accounting firm via the following types of business insurance. Professional Indemnity insurance : Business insurance designed to protect you and your business from any losses which may arise ...

read more

How Insurance Can Protect Landscape Architect

... , the cost of the claim was determined to be considerably less - only $7,000. Without Professional Indemnity insurance, this landscape architect could have been liable for hundreds of thousands of dollars in damages - an ...

read more

Insurance for Psychologists

... uncertainty of running a small business. As a psychologist, you might consider these types of insurance: Professional Indemnity* Clients trust you to provide them with expert mental health care. This leaves psychologists ...

read more

BizCover and NSNZ

... Details of Cover COVER LIMIT OF INDEMNITY EXCESS ANNUAL PREMIUM Professional Indemnity $1Million any one claim, $2M ... to get in touch with one of our business insurance professionals. You can also access quick links to our ...

read more

Business Insurance FAQs

... Do I need public liability insurance? What is Professional Indemnity Insurance? What does professional indemnity insurance cover? Do I need professional indemnity insurance? What is Business Insurance ? What is Business ...

read more

BizCover and Reflexology NZ

... cover for Professional Indemnity and Public Liability. Professional Indemnity Protects against financial ... to get in touch with one of our business insurance professionals. You can also access quick links to our self ...

read more

How To Start a Psychology Practice

... own psychology practice in New Zealand. Two common types of psychologist insurance include: Professional Indemnity*: Professional Indemnity insurance covers claims against your business for losses that result from actual ...

read more

What Risks Do Psychologists Face?

... as part of the risk management strategy for their psychology practice. Professional Indemnity* Professional Indemnity insurance covers claims against your business for losses that result from actual or alleged negligent ...

read more

What are the Risks in Running a Yoga Studio?

... yoga lessons to your clients. Popular business insurance for yoga studio operators in New Zealand include: Professional Indemnity *; Public Liability *; Business Insurance *; Business Interruption *; Portable Equipment ...

read more

Hair Salon Business Tips

... were made against you. This is why an important type of insurance for beauty salons is Professional Indemnity insurance *. Professional Indemnity cover is designed to protect your business against claims for negligence ...

read more

What Insurance Policies do Yoga Studios Need?

... advice or them misinterpreting your instructions could lead to a negligence claim (even an unfounded one). Professional Indemnity insurance offers important protections for businesses that provide specialist services or ...

read more

What Insurance do Beauty Salons Need?

... you are a member of the New Zealand Association of Registered Beauty Professionals (or want to be), you must have Professional Indemnity insurance. Other forms of coverage, such as Public Liability, may be a requirement ...

read more

Do Hypnotherapists need Business Insurance?

... loss if that advice is misinterpreted, or they feel you acted negligently while treating them. Professional Indemnity insurance covers you for losses claimed by a third party due to alleged or actual negligence in ...

read more

Insurance for Yoga Teachers

... you meant no harm, these types of events can lead to claims of negligence, no matter how unfounded. Professional Indemnity insurance covers losses claimed by a third party due to actual or alleged negligence in your ...

read more

Help Protect your small business' reputation

... reputation too. And let's face it, we are all human and mistakes do happen. Fortunately, Professional Indemnity insurance is designed to protect your business should you or your staff make an error, omission, or, breach ...

read more

BizCover and Massage New Zealand

... Professional Indemnity , Public Liability , Statutory Liability and Employers Liability . Professional Indemnity ... to get in touch with one of our business insurance professionals. You can also access quick links to our ...

read more

Why You Should Review Your Business Insurance

... of actual or alleged negligent acts or omissions in the provision of your professional service or advice. Professional Indemnity Insurance will also assist with the legal costs associated with responding to or managing ...

read more

Work Smarter as a Massage Therapist

... in financial damage to the client, you could be liable to have a claim made against you. Professional Indemnity insurance can protect you against losses claimed by a third party due to alleged or actual negligence or ...

read more

How to Market Your Hair Salon Business

... . To be considered a member of the non-profit organisation, you must hold an active Professional Indemnity insurance* policy. Professional Indemnity cover is designed to protect your business against negligence or ...

read more

4 Tips For Starting An Online Business

... perhaps even more essential. Having small business insurance in place can help protect your online business ... professional advice, you have a duty of care to your clients. This is where a Professional Indemnity policy ...

read more

How much does Public Liability Insurance cost?

... negotiated with our insurers to combine Professional Indemnity and Public Liability cover which offer much more competitive premiums. It is also important to note that each insurance company assesses risk in different ...

read more

What is Public Liability Insurance?

... small business needs. The difference between public liability and professional indemnity insurance - Public Liability and Professional Indemnity insurance provide different forms of protection to small businesses that ...

read more

How to Start a Sole Trader Business

... on the market. Some of the typical kinds of business insurance include: Public Liability insurance* Professional Indemnity insurance* Business Insurance* Cyber Liability* Setting up your own sole trader business doesn ...

read more

How To Start An Engineering Firm

... industry standards/ guidelines you may be required to have your own Professional Indemnity insurance* policy. To get an accurate idea of how much insurance for your engineering firm may cost, get in touch with BizCover ...

read more

BizCover and Boost Your Business

... and choosing the types of policies relevant to your business. Protect your business today. Professional Indemnity insurance* Protects your business and your staff against any financial losses or legal action taken ...

read more

Guide To Setting Up A Massage Business At Home

... therapists can come in many forms but generally there are two types of insurance products you may want to consider. Professional Indemnity insurance * is a type of cover that is designed to protect you from claims ...

read more

Tips and Tricks for Massage Therapists

... due to your ineffective or incorrect service, you could be held liable.Luckily, this is where Professional Indemnity insurance comes in. It protects against financial losses for legal action taken against you due to a ...

read more

Reviews related to Professional Indemnity Insurance For Tour Operators

  • It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me. Definitely r

    Patricia Copp
    Consultancy Occupations

  • Got my PI cover sorted within 15 mins over the phone.

    Kaushalya Samarasekera
    Information Technology

Did you Know?

When declaring your revenue you should declare your earnings and not gross ticket prices.

Professional Indemnity Insurance

Giving specialised advice and delivering tailored travel services is all in a days work as a travel industry professional. There’s so much involved when it comes to sorting out the right trip and travel experience for your clients, that it’s easy for mistakes to happen no matter how careful you may be. This is where Professional Indemnity insurance comes into play.

Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist services or professional advice. It is designed to respond to claims against your business for losses as a result of actual or alleged negligent acts or omissions in the provision of your professional service or advice. PI Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy.

What is typically covered?

  • Damages and claimant costs awarded against the insured
  • Legal and defence costs
  • Claims investigation costs
  • Inquiry attendance costs
  • Public relations costs

What is typically NOT covered?

  • Intentional damage
  • Known claims and circumstances
  • Fraud and dishonesty
  • Bodily injury / property damage

These are some examples of when Professional Indemnity insurance can help provide your travel agent or tour operator business some much needed support and may be required:

  • Accidentally miscalculating the cost of a trip plan for a client
  • A claim of negligence by your client for professional advice or services you have provided
  • If you want to become a member of certain industry body or boards, Professional Indemnity insurance may be a requirement
  • If you work on contracts you may be required to have your own Professional Indemnity insurance in place

Protect your business today.

Public Liability insurance*

Interacting with clients, suppliers and members of the public means there is a real risk for accidents and unforeseen challenges to occur. This is a drama no travel industry professional wants to worry about and is fortunately something which Public Liability can provide a safeguard for.

Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured (and not covered by the Accident Compensation Commission (ACC) ) or sustain property damage as a result of your negligent business activities.

What is typically covered?

  • Compensation for accidental damage to third party property
  • Compensation for personal injury or death to third parties where the ACC does not provide cover
  • Legal and defence costs

What is typically NOT covered?

  • Injury to your employees
  • Damage to your own property
  • Compensation for personal injury whereby cover is provided by the ACC
  • Known claims and circumstances

Business Insurance*

While your clients are essential to your travel agency or tour operating business, have a think about the other elements that go into keeping your business running. There are things like your actual business premises (if you own it), your office furniture and equipment, and your vital travel sales tools like your phone, tablet, laptop etc.

Being without them would make it next to impossible to stay in operation, and that’s why it is important to have the right kind of business insurances in place to protect your business assets.

Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance policy can also cover your portable equipment, and loss of revenue due to business interruption in specified circumstances.

These are some of the typical types of business insurance coverages you may need to consider when it comes to protecting your travel business.

Building*– Covers you for loss and damage to buildings you own, as a result of an insured event, e.g., fire, malicious damage.

Contents*-Cover for loss of or damage to items such as business equipment, stock, plant and machinery, records, fixtures and fittings and furniture belonging to you at the insured location.

Business Interruption*– Business interruption insurance provides cover for the loss of income and increased costs of operating your business caused by a specified insured event (such as property damage or fire). It is also designed to assist your business to recover from an insured event by paying ongoing expenses (such as wages or rent).

Portable Equipment cover*– Covers you for loss and damage to your tools and equipment due to theft, fire and other perils listed in the wording, anywhere in New Zealand.

Get more information

Learn more about all things business insurance and business related with our library of blog articles. We cover a broad range of topics from learning how to increase sales to understanding the nitty gritty of Public Liability insurance. We’ve got your next coffee break sorted with these intriguing reads:

Complete guide to business insurance

If you’ve ever been curious about business insurance and the different kinds of cover, then this is the article for you. We cover the ins and outs on some of the typical kinds of business insurance and how they can help protect your business.

* This information is a general guide only and does not take into account your objectives, financial situation or needs. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

The provision of the claims examples are for illustrative purposes only and should not be seen as an indication as to how any potential claim will be assessed or accepted. Cover for a claim will depend on the specific circumstances around the loss and would be subject to the terms and conditions of the policy concerned.

Need Help?

Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. 

You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents. 

 

Popular Searches