Affordable Insurance For Recruiter

Affordable Insurance For Recruiter

    • Instant Professional Indemnity insurance tailored specifically for your occupation
    • Opportunity to compare and select policies from NZ leading insurers
    • Quick and easy online process, no forms to fill in, get covered in minutes

Insurance for Recruitment Consultants

... process, no forms to fill in, get covered in minutes Why do Recruitment Consultants need Business Insurance? Insurance for recruitment consultants is there to provide protection against potential claims for a breach of ...

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What does business insurance cover

... Get more information Find out more about all thing business and insurance with our blog. These are some articles that may help provide ... great service. Karen F. Recruitment Consulting / Employment Agency Services Painless ...

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Insurance by Industry

... Plumbers Psychologist Real Estate Agents Recruitment Consultants Retailer Shop Owners Tradesmen Travel Agents and Tour Operators Yoga Teachers Protect your business today. * * As with any insurance, cover will be subject ...

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Insurance for IT Professionals

... Service IT Consultants IT Recruitment & Placement Services Project ... as the resulting damage from the error. How do I make a claim on my insurance policy? Need to make a claim? Too easy! We're here to assist you ...

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Cyber Insurance - Is it worth it?

... information. Take for example the small recruitment firm which, over a three year ... coveredby your Business Interruption policy.This is where Cyber Liability insurance provides cover. Cybercrime is a real threat. Make sure ...

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How to Hire an Apprentice for Carpenters

... You can post a job listing to their online recruitment board and connect with interested applicants. Apprentices can ... not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and ...

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Referral Partners NZ

... and Bookkeepers Financial Planners Recruitment Consultants Business Brokers Consultants ... find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service ...

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No Dramas

... Brokers Painters Personal Trainers Plumbers Real Estate Agents Recruitment Consultants Retailer Tradesmen Travel Agents and Tour Operators Protect your business today. Insurance Options to Consider At BizCover, we make ...

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What does Public Liability Insurance Cover?

... illness or death caused by your negligence that is not covered by the ACC For some businesses, Public Liability insurance may be a requirement. For example for some tradies they may have to have a certain level of Public ...

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Statutory Liability Insurance

... you need to keep in mind when getting your policies sorted. https://www.bizcover.co.nz/complete-guide-to-business-insurance/ 10 Ways to help protect your small business Let's face it, as a small business owner you are ...

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What does Public Liability Insurance Cover?

... of accidents could occur, and what could be the potential cost of a claim? How do I make a claim on my insurance policy? Need to make a claim? No dramas! We're here to assist you through the process and get you back to ...

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Do I need Public Liability Insurance?

... help provide much needed protection against unforeseen costs, such as compensation and legal fees. Without having Public Liability insurance , your business is at risk of having to pay in full damages in the event it is ...

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Cyber Liability Insurance Explained

... 't believe in making things difficult, so there's no paperwork required or messy forms to fill out. Experience insurance made easy today and see how we can help protect your business . * The information provided on this ...

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Do Dog Walkers Need Insurance?

... can help foot the bill for you. Now running your business is truly a walk in the park! Does looking for insurance make you feel like you're chasing your own tail? Let BizCover help! We make it quick and easy to find ...

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How much does Public Liability Insurance cost?

... to around $80 on average. The most common level of cover amongst our New Zealand customer base for Public Liability insurance is $1 million, however there is the option to take out $2, $5, $10 or $20 million worth of ...

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What is Public Liability Insurance?

... pockets (and some) because you tried to save a bit of cash by not purchasing the right amount of Public Liability insurance, or worse, didn't have any at all. If the risk to your businesses is such that you would go out ...

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What is Business Insurance

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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Do I need Business Insurance

... - this is a pretty obvious one, and a big kind of risk you need to think about when not having an insurance policy in place. The scale of the financial impact can range from a large Public Liability claim for an injury ...

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What is Professional Indemnity Insurance?

... in front of the judge, make sure it's not costing you an arm and a leg! What does Professional Indemnity insurance cover?* There's a lot that could go wrong when you're in the business of providing advice or professional ...

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Public Liability Insurance Explained

... pockets (and some) because you tried to save a bit of cash by not purchasing the right amount of Public Liability insurance, or worse, didn't have any at all. If the risk to your businesses is such that you would go out ...

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What Is Inside A Business Insurance Pack?

... in making the process to get your cover sorted easy and simple, with no-dramas! Visit bizcover.co.nz and get insurance for your small business without the stress so you can get on with your day. Get on the phone and give ...

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How Are Business Insurance Premiums Calculated?

... risk your business may be. Business location Where your business is located can affect the pricing of your business insurance premium. Some areas may be deemed a higher risk than others and this may be due to things like ...

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Cyber Liability Insurance

... cybercrime event were to occur. Get more information If you would like to learn more about all things business insurance or perhaps brush up on some tips to help your small business save time and money, head to our blog ...

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Insurance Options for Retailers

... store or a bakery, there is always the potential risk for things to go wrong. Having the appropriate retailers insurance in place to protect your retail store is a smart move when it comes to managing the risk of your ...

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Insurance For Cafes and Restaurants

... a moment to treat yourself to that hard-earned coffee break. Insurance options for retailers https://www.bizcover.co.nz/insurance-options-for-retailers-bizcover/ Running a retail business is fast paced with plenty going ...

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Employers Liability Insurance

... businesses tick. It's a match made in heaven! We won't bore you with jargon We're not fans of complicated insurance speak, so we talk to you in plain English. If you want to brush up on your Latin, look elsewhere. How do ...

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Insurance for Engineers

... * in place If you are working out on site, it may be a requirement that you have your own Public Liability insurance* cover in place. Be sure to also check the exact level of cover that you need too When you are out ...

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Insurance for Photographers

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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Insurance for Personal Trainers

... Equipment cover* Don't sweat the small stuff when it comes to making sure you have the right business insurance in place. Let the energetic team at BizCover do the crunches when it comes to providing a competitive quote ...

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Retailer Insurance

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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How Insurance Can Protect Landscape Architect

... architects put safeguards in place to protect their businesses. One way to do this is through business insurance. Insurance is essential for any business, and landscape architecture is no exception. Here are some of the ...

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Insurance for Contractors

... , you're not considered an employee. This means that you may not be fully covered by your client's insurance policies while you're on the job. This is why many clients require the contractors and subcontractors they hire ...

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Insurance for Yoga Teachers

... take the joy out of being a business owner. At their worst, they could even put you out of business. Insurance for yoga teachers can make it easier to go with the flow when something goes wrong. Whether it's handling a ...

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Insurance for Massage Therapy

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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Insurance for Carpenters

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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Insurance for Mortgage Brokers

... it not be protected. Did you Know? An approved Mortgage Broker must have at least $1 million of cover. Insurance for Mortgage Brokers As a Mortgage Broker, you face a number of unique risks in the course of your day-to ...

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Insurance for Bookkeepers

... We know you are always busy helping your clients, therefore we made it easy for you to arrange your business insurance - just a few clicks and one phone call, you have your policy documents emailed to your inbox. Did you ...

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Insurance for Architects & Designers

... let the worry of a building blunder keep you awake at night. Why not compare quotes for Architects and Designer insurance today from the friendly team at BizCover? Taking out a policy is as easy as the click of a button ...

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Insurance for Real Estate Agents

... open houses and inspections! Understanding insurance-part 2: Professional Indemnity insurance https://www.bizcover.co.nz/understanding-insurance-part-two-professional-indemnity-insurance/ Ever wanted to understand the ...

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Insurance for Allied Health Professionals

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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Business Insurance FAQs

... needed to make a potential claim, a drama no business owner wants to be faced with! It's no secret that insurance can sometimes be a bit confusing and like a language of its own right? We don't believe in using jargon ...

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Insurance for Beauty Salons

... not required to do business, if you are at risk, it might be good to have protection in place. Insurance for your stock, portable equipment for mobile salons, and the other things you need to run your business smoothly ...

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Insurance for Plumbers

... your work may take you. Get more info If you'd like to find out more on all things business insurance and some tips to help your plumbing business, these are some articles that are perfect reading material for your smoko ...

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What Insurance Policies do Yoga Studios Need?

... include (but are not limited to): Your location A yoga studio in a nice part of town may pay less for yoga insurance than one in an area with a higher crime rate. You may also pay more if your studio is in an area prone ...

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Tradie Guide to Public Liability Insurance

... may be a mandatory requirement in order to obtain your trade licence. You may need to hold Public Liability insurance to access and perform trade work on certain building sites. If someone is injured as a result of your ...

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Tradie Guide to Professional Indemnity Insurance

... your objectives, financial situation or needs. It should not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. © 2022 BizCover ...

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Tradies Guide to Business Insurance Packages

... no two days on the job are the same, and when a spanner gets thrown into the works, that's where tradie insurance can help. You may run a one-man band or have a group of tradespeople helping you get the job the done ...

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How Accountancy Insurance Protects Your Business

... your objectives, financial situation or needs. It should not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. © 2023 BizCover ...

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Business Insurance Health Check Part 2

... . In part two of our series, we look at how you can ask a few questions and give your policies a business insurance health check. Catch part one of our two-part series here to get all the tips and hints from part of our ...

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Insurance for Psychologists

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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Insurance for Counsellors

... business is being looked after too. That's why it is vital to spend time understanding what kinds of business insurances can help safeguard your business for the long run, and which ones may be even a requirement in some ...

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Insurance for Education Consultants

... our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. You can also access quick links to our self-service portal, where you can download your Certificate of ...

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Tool and Portable Equipment Insurance

... can be a bit overwhelming. Fear not, as our simple guide takes a look at some of the key kinds of insurances you need to think about as a New Zealand tradie. https://www.bizcover.co.nz/what-every-new-zealand-tradie-needs ...

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Introducing Work From Home Insurance

... with an inappropriate screen name Work as we know it may never be the same. Get your work from home insurance before your next meeting goes wrong—available April 1st only. *Don't get caught on April Fool's Day Protect ...

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Public Liability Insurance

... clients rely on you to get the job done, a mistake in your line of work could be costly. Public Liability Insurance allows you to cover yourself if, and when, you do slip up in your day-to-day operations. Accidents can ...

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Understanding Employers Liability Insurance

... and to be in business for the long run. Things like Public Liability, Professional Indemnity and other Business Insurance options*, help protect different areas of your business. There isn't a one size fits all when it ...

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Do Hypnotherapists need Business Insurance?

... hypnotherapists work from a home office and may not worry about the types of risks that Public Liability insurance covers. However, a patient can be injured or have their personal belongings damaged in a home office just ...

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Business Interruption Insurance

... business you run and the services you provide Your annual turnover The number of staff employed Your history of insurance claims How much cover you want or need Comparing quotes can help you get an accurate idea of how ...

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Complete Guide to Business Insurance

... is different, with their own unique factors and risk. There isn't a one-size fits all type of business insurance coverage, but there are a few things that you can keep in mind when trying to work out your coverage ...

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Reviews related to Affordable Insurance For Recruiter

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby
    Manufacturing

  • IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE

    Janette Wallbutton
    Real Estate

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett
    Medical

  • I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

    Tina Buckler
    Allied Health

Did you Know?

You can be held professionally negligent for not checking your placement’s cv thoroughly.

Insurance for Recruitment Consultants covers a broad range of business activities

  • Recruitment services e.g. placement of candidates, executive search
  • Employment consulting services, for example:
  • On-hired employee services
occupational health & safety
  • Incorporation contractors
human resources
  • Other recruitment services
employee relations
change management
psychological testing
training & induction

Professional Indemnity Insurance for Recruitment Professionals

PI insurance is designed to indemnify the insured for a claim that is first made whilst the policy is in force as a result of a breach of professional duty in respect of the conduct of the professional business in the Recruitment Industry.

This class of insurance is written on a ‘claims-made basis’. This means that the policy provides cover for claims made during the period of insurance in respect of professional services provided after the retroactive date, subject to the terms and conditions of the policy in place at the time. The retroactive date will be specified in the policy schedule.

All PI insurance policies will have a ‘limit of indemnity’ and a ‘deductible’ or ‘excess’. The limit of indemnity is the maximum amount that the insurer will pay for any one claim. The deductible applies for each claim such that the amount of each claim up to the deductible must be paid by the insured.

Recruitment Consultants generally require professional indemnity to comply with professional association requirements, professional standards legislation or to meet the requirements of many clients and/or tender processes

What is typically covered?

  • Damages and claimant costs awarded against the insured
  • Legal and defence costs
  • Claims investigation costs
  • Inquiry attendance costs
  • Public relations costs

What is NOT covered?

  • Intentional damage
  • Known claims and circumstances
  • Fraud and dishonesty
  • Bodily injury / property damage

Protect your business today.

Add Public Liability insurance*

A major part of your role as a recruitment consultant is interacting with others, including potential candidates and businesses seeking new staff. Whether you are out and about meeting them on site, working from an office or even from home, the risk for a potential Public Liability claim occurring is a reality, no matter how much care you may take.

Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured (and not covered by the Accident Compensation Commission (ACC)) or sustain property damage as a result of your negligent business activities.

A Public Liability claim can happen in the blink of an eye, and the potential impact of a claim upon your business could have big consequences. All it takes is for a client visiting your business premises to accidentally injure themselves (when not covered by the ACC) and leaving you facing a potential claim on your hands^.

What is covered?

  • Compensation for accidental damage to third party property
  • Compensation for personal injury or death to third parties where the ACC does not provide cover
  • Legal and defence costs

What is typically NOT covered?

  • Injury to your employees
  • Damage to your own property
  • Compensation for personal injury whereby cover is provided by the ACC
  • Known claims and circumstances

Business Insurance*

There are many moving parts when you run your own recruitment business and that’s why it is important to take a moment to look at how your business assets play an important role in keeping your business going.

If an insurable event like a fire or storm were to wreak havoc and damage things like your office furniture or building (if you own) the financial implications to repair and replace them could be enough to potentially send your business bankrupt.

Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance policy can also cover your portable equipment, and loss of revenue due to business interruption in specified circumstances.

There are a few different types of Business Insurance options to consider when protecting your recruitment business, these may include cover like:

Contents: Covers your business contents or stock if they are damaged in a fire, storm or due to malicious damage or some other defined event listed in the policy

Building: Cover for loss and damage to buildings you own, as a result of an insured event (such as fire, storm, wind).

Business Interruption: Business interruption insurance provides cover for the loss of income and increased costs of operating your business caused by a specified insured event (such as property damage or fire). It is also designed to assist your business to recover from an insured event by paying ongoing expenses (such as wages or rent).

Get more info

If you’re looking to expand your business and insurance knowledge, look no further than our BizCover Blog, full of insightful articles that are the perfect reading material for in between interviews.

What does Professional Indemnity insurance cover?

It’s one of the fundamental covers for small business owners in the professions industry, and we break down all the key info you need to know about Professional Indemnity insurance.

https://www.bizcover.co.nz/what-does-professional-indemnity-insurance-cover-business/

Take back your time with these apps

Let’s face it, we could all benefit from a few more hours in the day! Our guide shares some of the top apps to help with efficiency and saving time for your business.

https://www.bizcover.co.nz/take-back-your-time-with-these-apps/

* This information is a general guide only and does not take into account your objectives, financial situation or needs. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

^The provision of the claims examples are for illustrative purposes only and should not be seen as an indication as to how any potential claim will be assessed or accepted. Cover for a claim will depend on the specific circumstances around the loss and would be subject to the terms and conditions of the policy concerned.

Need Help?

Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. 

You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents. 

 

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