Affordable Public Liability Handyman
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Insurance for Handyman
... s problems, there can be minor to major risks or liabilities that you are exposed to daily. These risks could be ... not typically covered? A Public Liability policy can help shield handymen against claims of negligence, but ...
read moreHow much does Public Liability Insurance cost?
... alone Public Liability ... Handymen, Tilers, Gardeners and Domestic Cleaners all came in at the lower end of the scale due to the lower perceived risk, paying under $40 per month on average for their Public Liability ...
read moreHow Plumbers Can Protect their Business with Public Liability Insurance*
... and the last thing you need is a claim to flush your dreams away. With the appropriate level of Public Liability insurance in place, you are providing a financial safeguard to help you stay around for the long haul. What ...
read moreWhat is Public Liability Insurance?
... should you experience a public liability claim, then you need ... Public Liability insurance can provide. These include: Tradesmen and Contractors - Such as plumbers, electricians, carpenters and woodworkers, general handymen ...
read moreTradie Guide to Public Liability Insurance
... Residential builders. Electricians. Handymen. Carpenters. Gardeners. Decorators. Painters. Plumbers. Tilers. Shop fitters.. Plasterers. Mobile mechanics. Five situations where Public Liability Insurance can help tradies ...
read moreA Tradies Guide To Getting Your Business Insurance Sorted
... that no matter if you're a plumber, plasterer or handyman, needs to be ticked off that to-do list. While ... a requirement For many tradies, coverages like Public Liability insurance are often required before you even pick ...
read moreInsurance for Tradies
... client's house. Fortunately, the landscaper had Public Liability cover and his insurer quickly agreed that ... 10. Great service. Great rate. Cheers guys. Scott F. Handyman Just a thank you! Louis F. Plumber Need Help? Visit ...
read moreInsurance for Real Estate Agents
... when not covered by the ACC)- this is where Public Liability insurance* can help When you're out on ... Personal Fitness Trainer/Service easy process Murray S. Handyman excluding gas, plumbing and electrical works Need Help ...
read moreInsurance by Industry
... Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability ... Designers Dog Walkers Education Consultants Engineers Hairdressers Handyman Immigration Advisers If you don't ...
read moreHow To Start Your Own Trade Business in NZ
... the job. Different policies, such as Public Liability and Business Insurance, cover tradespeople against a ... matter what your trade—painter, electrician, plumber, handyman, carpenter—insurance is one way to help protect ...
read moreWork-life Balance Tips For Contractors With Families!
... family time that would otherwise be spent cleaning. A handyman might be able to cross several home maintenance tasks off ... such as Professional Indemnity, Public Liability, and Cyber Liability insurance, in just minutes. ...
read moreHow Tradies Can Use Social Media To Get Quotes
... and where you can reach them. For example, if handyman how-to-guides on Instagram are going viral among people ... important types of insurance for tradies is Public Liability insurance. It provides compensation for property ...
read moreOnline service saves SMEs hundreds on their business insurance
... insurance when he switched through BizCover. 2 Gamini is a handyman in Botany Downs. He saved $500 on his Public Liability policy when he switched through BizCover. 3 Above are actual examples of real New Zealand ...
read moreNo Dramas
... Salons Consultants Engineers Hairdressers Handyman Immigration Advisers IT ... happy I called you! I have received a quote for public liability and statutory liability from Rothburys, and your quote has literally saved me ...
read moreTradies Guide to Business Insurance Packages
... to reduce their exposure to risks on the job. Public Liability cover can typically be purchased across four levels of ... you are a sparky, a plumber, a landscaper, a handyman, or any other type of tradie, your tools are ...
read moreTool and Portable Equipment Insurance
... trade. Whether you are a sparky, a plumber, landscaper or handyman, your tools are essential to doing the task at hand. If ... . https://www.bizcover.co.nz/public-liability-insurance-explained/ 6 Ways your small business ...
read moreAm I Ready To Start A Trade Business?
... Is your brand ready to be presented to the public and potential customers? Do you have all your marketing ... business via business insurance * , including Public Liability insurance , and small business insurance. Visit ...
read moreHow To Increase Your Profit As A Tradie
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read moreThe basics of business insurance for all trades of life- a lingo free guide
... them injury or property damage or personal injury (not covered by the ACC). This includes defence costs cover. Public Liability insurance is often required before you can even pick up tools on work sites, so it's wise to ...
read moreWhat every New Zealand tradie needs to know about insurance
... also a wise move to make sure you have this all sorted before you start working on the job. Public Liability insurance may also be a requisite to become a member of certain professional industry bodies for your trade. If ...
read moreHow To Grow Your Trade Business In 2023
... tradie small business owners may consider include: Public Liability insurance : A crucial form of cover to ... business via business insurance * , including Public Liability insurance , and small business insurance. Visit ...
read moreUnderstanding Insurance, Part One: Public Liability Insurance
... It can also cover any legal defence costs you incur as a result of defending yourself. Why do I need Public Liability Insurance ? While you may take all the care in the world to create a safe environment, the reality is ...
read moreThe difference between public liability and professional indemnity insurance
... unhappy client making a claim against you. A Public Liability claim could result from Accidental damage to a third ... provisions of your service Do I really need Public Liability Insurance? If you or your employees interact ...
read morePublic Liability Insurance: 5 Tips for choosing the best policy for your business
... that your landlord requires you to hold your own Public Liability policy. 4. Get multiple quotes Of course all ... for ways to save money, however the cheapest Public Liability cover isn't always the best option. Take the ...
read moreWhat does Public Liability Insurance Cover?
... . While there are many situations in which a Public Liability policy operate, these are some of the common ... not covered by the ACC For some businesses, Public Liability insurance may be a requirement. For example for ...
read moreWhat does Public Liability Insurance Cover?
... it might just happen within your business premises. Public Liability (PL) insurance is designed to provide peace of ... costs When would I need Public Liability insurance? Public Liability insurance is designed to protect ...
read morePublic Liability Insurance
... a mistake in your line of work could be costly. Public Liability Insurance allows you to cover yourself if, and when, ... a claim on my insurance policy? Need to make a Public liability claim? No worries at all! We're here to ...
read moreDo I need Public Liability Insurance?
... do I need? How much does it cost? Is Public Liability insurance a legal requirement? Do I need Public Liability Insurance Insurance? Public Liability insurance* is an important type of cover, as it can provide protection ...
read morePublic Liability Insurance Explained
... you would go out of businesses should you experience a public liability claim, then you need to have it. It's ... your rental agreement to have a certain level of Public Liability insurance in place If a claim were to occur ...
read moreHow To Protect Your Plumbing Business With Public Liability Insurance
... and business insurance can help protect your plumbing business for the long haul. What is Public Liability Insurance? Public Liability insurance is designed to provide protection for you and your business in the event a ...
read moreIs Public Liability enough for your cleaning business?
... covered by the ACC). From slips, trips and spills to knocking over your client's priceless vase, Public Liability insurance* is designed to protect cleaning businesses from a variety of risks - but not everything. There ...
read moreAn Accountants Guide to Understanding Public Liability Insurance
... for your accounting business: It provides financial protection in the event that you may be faced with a Public Liability claim. If a claim were to occur, take a moment to consider the financial impact it may have ...
read moreA Contractors Guide To Understanding Public Liability Insurance
... business or you being out and about seeing them. This is where an element of risk may arise and Public Liability insurance may provide some peace of mind. Here are some other examples of when you may need to consider ...
read moreAn Engineers Guide To Understanding Public Liability Insurance
... visit work sites and work with contracts, it may also be a legal requirement for you to have your own Public Liability insurance policy in place, even before you pick up your tools. Make sure you also check if there is a ...
read more5 Things To Consider About Public Liability Insurance For Your Small Business
... are plenty of options in the market for small businesses to select from when it comes to purchasing your Public Liability insurance. At BizCover, we know how important time and saving a few dollars can be. That's why we ...
read moreWhat Is The Difference Between Public Liability And Professional Indemnity Insurance?
... , and a few things to keep in mind as a business, sole trader or freelancer.. Public Liability insurance explained Public Liability insurance is designed to provide protection for you and your business in the event a ...
read moreManaging your Public Liability risks as a tradie
... first types of insurances you may have taken out. The last thing you want to be faced with is a Public Liability claim, so we've created a guide on how to manage your risks as a tradie. Working with tools, specialised ...
read more4 Areas You May Not Have Thought Business Insurance Covers
... business. You can tailor a policy to suit your needs and include other essential covers such as Public Liability and Professional Indemnity insurance to ensure you are not left financially responsible for the costs of a ...
read moreSmall Business Insurance: Why you might want to ensure you're covered!
... Indemnity might be compulsory if you are part of a professional association. If you rent your premises, public liability may be a requirement from your landlord. Or if you take out a contract with a large organisation ...
read moreIt's Time for an Insurance Health Check!
... is growing and your level of exposure increases you may need to consider increasing the level of public liability insurance that you hold. Are there statutory requirements you need to meet (certain contracts may have ...
read moreCustomer Spotlight: Scotchbox
... protect his Scotchbox stock. “I chose to insure my business because I want to be protected from public liability, selling food and drink to consumers and alcohol specifically I could be responsible for issues or problems ...
read moreHow much does Professional Indemnity Insurance cost?
... happen! What is the average monthly cost of Professional Indemnity insurance by level of cover? Coverage level Average Public Liability premium (Monthly) $250k $77.63 $500k $82.94 $750k $141.89 $1 Million $96.95 $1.5 ...
read moreWhy do brilliant business ideas sometimes fail?
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read moreReduce your small business operating costs with these 7 tips
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read moreHow To Stay Motivated As A Small Business Owner
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read moreHow To Start A Small Business
... market. Some of the typical kinds of business insurance include: Public Liability insurance Professional Indemnity insurance Business Insurance Cyber Liability Start your new business journey with peace of mind knowing ...
read more10 Ways To Help Protect Your Small Business
... protecting your business is with Cyber Liability insurance* . Cyber Liability Insurance protects your business against ... BizCover span from the basics like Public Liability and Professional Indemnity to Business Insurance ...
read moreA Tradies Guide To Protecting Tools
... tools is to get your business insurance * sorted. While you may be familiar with policies like Public Liability, did you know there is insurance available specifically for your tools? Portable Equipment cover, also known ...
read moreComplete Guide to Business Insurance
... . Some of the types of business insurance coverages available include: Building/ property (Public Liability) Property (Contents) Portable Equipment (e.g. glass, electronic equipment) Business Interruption Why ...
read moreTips to help you successfully market your Tradie Business
... which can protect your tools anywhere in New Zealand in the event that they are lost or stolen. Public Liability insurance is also a crucial form of cover as it protects you and your business against claims arising from ...
read moreThe Winner of BizGiver NZ is Revelation Canterbury Sports!
... her passion for assisting rangatahi and whanau and how the grant will benefit her club. Abbey has had Public Liability insurance with BizCover since February 2021. We are proud to support her and her business! Here is ...
read moreNew Plymouth Physio Pilates Wins BizGiver Grant!
... for being the most recent recipient of the BizGiver grant. Emma has had Professional Indemnity and Public Liability insurance with BizCover since she started her small business in May 2021. We are proud to support ...
read moreCounsellor Martin Sloman Wins BizGiver Competition!
... Sloman for being the latest recipient of the BizGiver New Zealand grant. Martin has Professional Indemnity and Public Liability insurance combined with BizCover, as he believes it is a great value for money policy. We ...
read moreSparking a conversation with Joachim from Noble Electrical & Lighting
... and sorted it out in no time.” After discussing his options with BizCover's customer service team, Joachim went with a Public Liability policy. “It's there to cover my ass if I'm having a bad day and make a mistake. You ...
read moreSole traders, Take Care Of Your Finances With These Tips
... know how busy you are, that's why we do the shopping around for you. Whether it's Public Liability insurance*, Portable Tool Cover* or Business Interruption cover* we offer a range of business insurance solutions for you ...
read moreHow To Get More Clients For Your Electrical Business
... for the long run is another, and something you can sorted in minutes with BizCover NZ. From Public Liability insurance to Tool Cover, we offer business insurance policies to help protect your electrical business. Get a ...
read moreA Calmer Therapy Wins BizGiver Grant
... the latest recipient of the BizGiver NZ grant. She has been insured for Professional Indemnity and Public Liability through BizCover since 2018. We are proud to support her small business journey! We interviewed Eileen ...
read more8 Steps to Manage Anxiety for Psychologists
... or omissions. You may also wish to consider Public Liability as part of your psychologist insurance, which will ... assist if a client or member of the public ...
read moreTips for How to Start a Carpentry Business
... . There are many carpenter insurance policies available that cover different business risks, such as: Public Liability* – Protects against third-party claims of injury or property damage. Portable Equipment* – Helps you ...
read moreAnything Aluminium Wins BizGiver Grant
... . Congratulations to Lewis Trickett for being the latest recipient of the BizGiver grant. He currently has Public Liability with BizCover since he started his small business. We are proud to support Lewis and Anything ...
read moreHair Salon Business Tips
... in place in the form of beauty salon insurance. Public Liability insurance is an essential form of insurance for beauty salons ... and defence costs, and costs relating to your public relations. You can do many things as a ...
read moreWhat it's like to be a carer in NZ's struggling disability sector
... to cover their risks,” says David. “We've been with BizCover since we started. We arranged for the Public Liability and Professional Indemnity cover and found it incredibly easy to sort out.” “I really need to commend ...
read more4 Tips For Starting An Online Business
... small business insurance in place can help protect your online business from a number of risks. A Public Liability policy is important for small business owners that operate and sell products online. It gives you peace ...
read moreDigital Marketing Tips For Tradies
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read moreHow To Market Your Accounting Business Online
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read moreTips To Find Your First Clients As A Contractor!
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read moreWhat Are Independent Agreements For Contractors?
... the provision of your professional service or advice. Public Liability — Covers you if a third-party claims ... to business interruption in specified circumstances. Cyber Liability — Covers you for losses from claims arising ...
read moreAccounting Tips and Tricks For Small Business Owners
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read moreHow To Start Your Own Accounting Business
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read moreThe Benefits Of Being A Contractor Or Self-Employed
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read moreHow Tradies can use LinkedIn
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read moreHow to Increase Leads on Tradie Websites
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read moreHow Trust Can Boost Sales For Tradie Businesses
... business, your clients risk not being properly compensated for a claim. This is why disclosing your Public Liability insurance, which protects your business from such claims, builds trust and could be the difference ...
read moreDigital Marketing Mistakes Tradies Make
... one type of tradie insurance that your customers may want to know about – Public Liability insurance. Often referred to as General Liability, it gives you - and your customers – peace of mind, protecting you and ...
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... support a claim if you accidentally injure them or damage their property. Disclosing that you have Public Liability insurance, which can provide protection in both situations, may give your customers the assurance they ...
read more6 Ways your small business can benefit with online marketing
... to suit your business from the basics like Public Liability * to Professional Indemnity insurance *. We also ... for things like Business Insurance * and Cyber Liability * to help protect your business from unwanted ...
read moreA Sole Trader's Guide to Building a Website
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read moreSimple Hacks to Help Grow Your Sole Trader Business
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read moreHow to Grow Your Mechanic Business
... you have the appropriate levels of mechanic business insurance in place to protect your business*. From Public Liability insurance* to getting your tools covers, insurance for mechanics is there for when you need it ...
read moreA Contractors Guide to Saving Money at EOFY
... when it comes to shopping around for business insurance options, save time and swing by BizCover. From Public Liability insurance* to Tool Cover* and Business Insurance*, we provide multiple quotes in the click of mouse ...
read more7 Ways Your Accounting Business Can Save Money For Clients
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read moreTop Digital Marketing Tips For Contractors
... BizCover can help with in the click of a button or a simple phone call. Whether it's Public Liability insurance* or protection for words of advice with Professional Indemnity insurance*, BizCover is here to help. Visit ...
read morePortable Equipment Insurance, A Guide For Contractors
... At BizCover we offer business insurance solutions to help different kinds of contractor businesses from Public Liability insurance* to Professional Indemnity insurance* and protecting your bricks and mortar with Building ...
read moreHow To Start An Engineering Firm
... certain insurances in place before you can start working with your clients. Here are two examples: Public Liability insurance* may be required before you can visit certain work sites. If you are working with contracts ...
read moreAn Engineers Guide To Understanding Professional Indemnity Insurance
... and dishonesty Accidental injury and property damage (these kind of claims would typically be covered by Public Liability insurance*) What may cause a Professional Indemnity claim? Even when you are meticulous about your ...
read more7 Steps to starting your own graphic design business
... to protect it, especially from unwanted claims. Designer insurance options range from policies like Public Liability insurance*, Professional Indemnity insurance* and even coverage for your business assets with Portable ...
read moreA Designers Guide To Understanding Portable Equipment Insurance
... you can leave the shopping around to us. Whether it's Portable Equipment insurance, Professional Indemnity insurance*, Public Liability insurance* or a mix of policies, at BizCover we take the hassle and stress out of ...
read moreManaging Your Business Insurance During Inflation
... the amounts that you may have in place for policies like your Professional Indemnity insurance* and Public Liability insurance*. Review the terms and conditions- It doesn't hurt to refamilarise yourself with the terms ...
read moreHow To Avoid These Mistakes When Buying Business Insurance
... produce your own line of food products and require liability insurance options. Most businesses are going to have ... Indemnity insurance* Public Liability insurance* Cyber Liability insurance* Business Insurance ...
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... some time when it comes to renewal time and check your policy. Many forms of business insurance, including Public Liability* may have pricing that is partly affected by a business' size. This is measured by factors like ...
read moreTradie insurance- how to get a quote quicker than a smoko
... types of cover you might consider for your tradie business: Public Liability insurance* Tool and Portable Equipment cover* Business Pack* Cyber Liability insurance* To find out more information about the different types ...
read moreReviews related to Affordable Public Liability Handyman
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It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me.
Definitely r
Patricia Copp
Consultancy Occupations -
You made the purchasing of public liability cover simply easy and straight forward
Peter McLaughlin
Trades & Services
Why does a Handyman need it?
As a handyman, you are there every time your client needs you for maintenance and repairs. From carpentry to installing flooring, you are skilled at taking on a wide range of small to big jobs.
While you attend to fixing other people’s problems, there can be minor to major risks or liabilities that you are exposed to daily. These risks could be in the form of damage to your client’s property, someone’s injury, or even death.
At BizCover, we are here for you with comprehensive handyman insurance cover that protects you and your business against risks. We remove the confusion in choosing the right insurance policy by offering multiple quotes from top insurers. Compare and choose the best policy that meets your business’s needs. Get covered against wide-ranging risks in minutes.
An easier way to get the right insurance cover is just to give us a call – and we will do the rest.
Did you know?
Your level of exposure is not based on your job fee or annual turnover. A relatively small and quick job could still result in many thousands of dollars damage.
Insurance for Handyman
Public Liability*
Running your handyman business is challenging. You’re constantly juggling your reputation, growing your business, cutting costs, and earning a decent profit. Nobody wants to make mistakes, but unfortunately, they tend to happen.
At times a minor error can lead to hundreds of dollars of property damage or injury. However, the last thing you need is the added burden of having to pay for injuries suffered by someone or accidental damage to property due to your work.
Public liability insurance is designed to protect small business owners against risks that arise and incur property damage, injury or loss to a third party.
The cost of public liability insurance depends on the extent of insurance cover you require, the size, location and nature of your business. When comparing the quotes, it is important to also look at the benefits and other features offered by each policy.
BizCover is the go-to website to get affordable and suitable public liability insurance quotes from leading New Zealand insurers. A few clicks are all it takes to get the best public liability cover and complete peace of mind.
What is typically covered?
Public Liability insurance can help protect your handyman business by providing cover for events such as:
- Third-party property damage
- Financial loss resulting from damage to property
- Financial loss resulting from damage caused by a faulty or defective product that you have manufactured or sold
- Inappropriate equipment installation causing property damage
- Injury, illness or death not covered by the ACC that is caused by your negligence
What is not typically covered?
A Public Liability policy can help shield handymen against claims of negligence, but there are limits to your cover. Taking steps to ensure that you and your business are operating in a professional manner may be advisable.
The following are typically not covered by Public Liability insurance:
- Injury to you or your employees
- Damage to your own property, including tools
- Personal injury compensation that is covered by the ACC
Business Insurance*
Beyond general liability claims, a handyman may face other hazards to their business that have the potential to be financially devastating. Business Insurance could help you confront these head on and create a safety net for your livelihood.
Business Insurance is an insurance package that includes cover for your business contents, stock, tools and commercial premises when a fire, storm, theft or other insured event occurs. A Business Insurance policy can also cover your portable equipment, accidental damage and loss of revenue due to business interruption in specified circumstances.
A handyman might consider including these types of cover in their Business Insurance package:
Protect your business today.
Portable Equipment Insurance
The success of your handyman business depends as much on your skills as your tools, some of which can be expensive. It is quite common for portable tools to get misplaced or lost, while there are also chances that they could get stolen or damaged. Paying out of your pocket to replace them is a setback that you cannot afford.
Portable Equipment insurance covers damage to your contents and stock, due to fire and other events listed within the policy wording. Portable Equipment policies typically include tool insurance cover that replaces your tools if they get lost, damaged, or stolen anywhere in New Zealand. With tool insurance cover, you won’t break the bank replacing the tools that are so vital to your everyday business.
Business Interruption
Accidents happen, and they can cause major headaches if you need to temporarily shut up shop to fix them. Business interruptions could quickly drain your bank accounts while you wait to resume work.
Business Interruption insurance covers the loss of income and increased costs of running your business caused by property damage, fire, or another specified insured event. It is also designed to help your business recover from an insured event by paying wages, rent, or other ongoing expenses.
Property (Contents)*
As a handyman, you might rent commercial space or have a designated place where you store important information relating to your small business. Whether that’s tiles waiting to be installed in a client’s bathroom or payment invoices needed for your tax filing, you’d potentially be out a lot of money if these items were damaged and needed replacing.
Property (Contents) covers you for loss of or damage to items belonging to you at the insured location, such as business equipment, stock, plant and machinery, records, fixtures and fittings and furniture.
Visit BizCover to compare affordable Business Insurance packages built with your handyman business in mind.
* * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.
Need Help?
Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals.
You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents.