Public Liability Insurance For Migration Agent

Public Liability Insurance For Migration Agent

    • Professional Indemnity insurance specifically designed for your occupation
    • Extremely competitive pricing on all our policies
    • Quick and easy online process, no forms to fill in, get covered in minutes

Insurance for Immigration Advisers

... immigration advisers need Business Insurance? Helping your clients with their migration and immigration ... Public Liability insurance as an immigration advisor? Professional Indemnity insurance and Public Liability insurance ...

read more

Insurance by Industry

... Recruitment Consultants Retailer Shop Owners Tradesmen Travel Agents and Tour Operators Yoga Teachers Protect your business today. * * As with any insurance, cover will be subject to the terms, conditions and exclusions ...

read more

What does Public Liability Insurance Cover?

... is typically NOT covered by Public Liability insurance ? While Public Liability insurance covers your business for claims ... When would I need Public Liability insurance? Public Liability insurance is designed to protect ...

read more

How much does Public Liability Insurance cost?

... Public Liability insurance. Also known as General Liability or Broadform Liability, Public Liability insurance ... a snapshot of how much a stand-alone Public Liability insurance policy can cost for a small business, by ...

read more

What is Public Liability Insurance?

... insurers, then buy online in minutes. Do I need Public Liability Insurance Claim Example What is Public Liability Insurance? Public Liability insurance protects you and your business against the financial implications if ...

read more

What does Public Liability Insurance Cover?

... might just happen within your business premises. Public Liability (PL) insurance is designed to provide peace of mind ... When would I need Public Liability insurance? Public Liability insurance is designed to protect ...

read more

Public Liability Insurance

... Get the right cover Public Liability Insurance cost Public Liability Insurance For your Business As ... mistake in your line of work could be costly. Public Liability Insurance allows you to cover yourself if, and when, you ...

read more

Do I need Public Liability Insurance?

... do I need? How much does it cost? Is Public Liability insurance a legal requirement? Do I need Public Liability Insurance Insurance? Public Liability insurance* is an important type of cover, as it can provide protection ...

read more

Public Liability Insurance Explained

... available. Let's delve into our simple guide on Public Liability insurance explained. What is Public Liability Insurance*? Public Liability insurance protects you and your business against the financial implications if ...

read more

Tradie Guide to Public Liability Insurance

... employees or operate as a sole trader , Public Liability insurance can be a critical strategy for reducing the ... However, if you have reduced your risk with Public Liability insurance, you can be in a position to recover ...

read more

Managing your Public Liability risks as a tradie

... Is the potential cost of claim higher because of the size of the jobs you are now working on? If Public Liability insurance has been on your mind, whether you are a seasoned Jack (or Jill) of all trades, or brand new to ...

read more

It's Time for an Insurance Health Check!

... is growing and your level of exposure increases you may need to consider increasing the level of public liability insurance that you hold. Are there statutory requirements you need to meet (certain contracts may have ...

read more

Customer Spotlight: Scotchbox

... motivated McBride to ensure that he has insurances in place to protect his Scotchbox stock. “I chose to insure my business because I want to be protected from public liability, selling food and drink to consumers and ...

read more

How To Stay Motivated As A Small Business Owner

... Insurance products purchased through BizCover span from the basics like Public Liability and Professional Indemnity to Business Insurance ... or messy forms to fill out. Experience insurance made easy today and see how we can ...

read more

A Tradies Guide To Protecting Tools

... * sorted. While you may be familiar with policies like Public Liability, did you know there is insurance available specifically for your tools? Portable Equipment cover, also known as tool cover, covers you for loss ...

read more

Complete Guide to Business Insurance

... look at some of the various types of business insurance coverages and how they can help to keep your ... types of business insurance coverages available include: Building/ property (Public Liability) Property (Contents) ...

read more

A Calmer Therapy Wins BizGiver Grant

... the latest recipient of the BizGiver NZ grant. She has been insured for Professional Indemnity and Public Liability through BizCover since 2018. We are proud to support her small business journey! We interviewed Eileen ...

read more

Tips for How to Start a Carpentry Business

... carpenter insurance policies available that cover different business risks, such as: Public Liability* ... event causes you to temporarily close up shop. Without insurance for carpenters, the cost of fixing a bad situation ...

read more

How To Start Your Own Trade Business in NZ

... register for GST and only takes a few minutes. Consider insurance If you've put the work into building and registering a ... Different policies, such as Public Liability and Business Insurance, cover tradespeople against a ...

read more

Anything Aluminium Wins BizGiver Grant

... . Congratulations to Lewis Trickett for being the latest recipient of the BizGiver grant. He currently has Public Liability with BizCover since he started his small business. We are proud to support Lewis and Anything ...

read more

4 Tips For Starting An Online Business

... business insurance in place can help protect your online business from a number of risks. A Public Liability ... , management con sultants, accountants and real estate agents , among many others. BizCover provides multiple ...

read more

Digital Marketing Tips For Tradies

... the risks to their business via business insurance * , including Public Liability insurance , and small business insurance. Visit bizcover.co.nz and get business insurance for your accounting small business without drama ...

read more

How To Market Your Accounting Business Online

... insurance , including Public Liability insurance , Professional Indemnity insurance and small business insurance. ... not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and ...

read more

How To Get More Accounting Clients

... insurance , including Professional Indemnity, Public Liability insurance , and small business insurance. Visit bizcover.co.nz and get business insurance ... upon as advice. As with any insurance, cover will be subject to the ...

read more

How To Start Your Own Accounting Business

... want to consider joining the Accountants or Tax Agents Institute of New Zealand (ATAINZ). In order to ... any errors and omissions that may arise. Public Liability Insurance could also benefit your business by protecting ...

read more

How Tradies can use LinkedIn

... with potential business partners such as real estate agents, builders, and architects. LinkedIn can be an ... insurance may include: Tool and Portable Equipment insurance ; Public Liability insurance ; and Business Insurance ...

read more

How to Increase Leads on Tradie Websites

... include the following types of business insurance: – Public Liability insurance – Business Insurance – Tool and Portable Equipment insurance BizCover NZ can customise your trade insurance to match the specific risks your ...

read more

How to Optimise a Tradie Website

... tradespeople reduce their risk. Tradie insurance may include the following types of business insurance: Tool and Portable Equipment insurance ; Business Insurance ; and Public Liability insurance . You may have a one ...

read more

How to set up Google Ads for Tradies

... help tradespeople reduce their risk. Trade insurance may include the following types of business insurance: – Public Liability insurance – Business Insurance – Tool and Portable Equipment insurance You may have a one-man ...

read more

How Trust Can Boost Sales For Tradie Businesses

... , your clients risk not being properly compensated for a claim. This is why disclosing your Public Liability insurance, which protects your business from such claims, builds trust and could be the difference between ...

read more

How Tradies Can Use Social Media To Get Quotes

... just in case something goes wrong. One of the most important types of insurance for tradies is Public Liability insurance. It provides compensation for property damage and personal injury, and death, in situations ...

read more

Tips For Following Up On Trade Quotes

... the work going. Consider disclosing your tradie insurance Insurance for tradies is an essential part of running ... their property. Disclosing that you have Public Liability insurance, which can provide protection in both ...

read more

A Sole Trader's Guide to Building a Website

... arranged for your sole trader business*. BizCover offers business insurance solutions to help all kinds of sole trader businesses from Public Liability* to Tool Cover and protecting your bricks and mortar with Building ...

read more

A Sole Traders Guide to Understanding SEO

... arranged for your sole trader business*. BizCover offers business insurance solutions to help all kinds of sole trader businesses from Public Liability* to Tool Cover and protecting your bricks and mortar with Building ...

read more

How to Grow Your Mechanic Business

... ensure you have the appropriate levels of mechanic business insurance in place to protect your business*. From Public Liability insurance* to getting your tools covers, insurance for mechanics is there for when you need ...

read more

A Contractors Guide to Saving Money at EOFY

... a professional whether it be your accountant, tax agent or banker, is an investment in assisting ... insurance options, save time and swing by BizCover. From Public Liability insurance* to Tool Cover* and Business Insurance ...

read more

Top Digital Marketing Tips For Contractors

... Whether it's Public Liability insurance* or protection for words of advice with Professional Indemnity insurance*, BizCover is here ... be relied upon as advice. As with any insurance, cover will be subject to the terms, ...

read more

How To Start An Engineering Firm

... your clients. Here are two examples: Public Liability insurance* may be required before you can ... , with no-dramas! Visit bizcover.co.nz and get insurance for your engineering business without the stress so you can get ...

read more

Managing Your Business Insurance During Inflation

... behind changes like the increased costs of living. Business insurance isn't exempt when it comes to the impact of ... policies like your Professional Indemnity insurance* and Public Liability insurance*. Review the terms and ...

read more

Saving Hacks- Business Insurance For Tradies

... spend some time when it comes to renewal time and check your policy. Many forms of business insurance, including Public Liability* may have pricing that is partly affected by a business' size. This is measured by factors ...

read more

Scholarships

... great lengths to simplify the process of purchasing insurance for small businesses by creating an online ... option to include Professional Indemnity, Public Liability, and Business Insurance, we will ensure you get ...

read more

Insurance Options for Retailers

... for things to go wrong. Having the appropriate retailers insurance in place to protect your retail store is a ... by your products Some Public Liability insurance policies include cover for Product Liability cover. Money and ...

read more

Preparing your store for the holiday season ahead

... payment for compensation and legal expenses. Ensure your Public Liability insurance policy has adequate cover to protect you and your business against a public liability claim. Reduce shoplifting The busier your store is ...

read more

Insurance for Shop Owners

... leases often require tenants to maintain Public Liability insurance and Glass insurance. There may also be a ... the various risks it faces - a tradesman or a tax agent, you can tailor a policy to suit your own business needs ...

read more

Insurance For Cafes and Restaurants

... require the tenant to have both Public Liability insurance and Glass insurance before signing a lease. Insurance for Cafes and Restaurants Public Liability* Public Liability insurance  is  designed to provide protection ...

read more

What is Business Insurance

... , IT specialists and real estate agents, Business Insurance provides coverage for many different types ... Insurance cover and Public Liability insurance? The different kinds of coverage options that Business Insurance ...

read more

Do I need Business Insurance

... to occur and you didn't have the right businesses insurances in place, your reputation could be destroyed in the ... required that you have a certain level of Public Liability insurance* in place well before you even start on ...

read more

Employers Liability Insurance

... that's where Public Liability insurance comes into play. Public Liability insurance is designed to ... won't bore you with jargon We're not fans of complicated insurance speak, so we talk to you in plain English. If you want ...

read more

Statutory Liability Insurance

... which are covered by the policy. What is the difference between Statutory Liability insurance and Public Liability insurance? Public Liability insurance is intended to protect against different risks than what Statutory ...

read more

Insurance for IT Professionals

... Public and Product Liability insurance offers important cover for IT Professionals and their legal liability ... damage from the error. How do I make a claim on my insurance policy? Need to make a claim? Too easy! We're here ...

read more

Insurance for Mortgage Brokers

... before taking out insurance Public Liability Public liability insurance helps protect your ... settlement could put you out of business. The right public liability cover can defend you against compensation claims and legal ...

read more

Insurance for Consultants

... also need to have a certain level of Professional Indemnity insurance in place. It is always a wise idea to ... legal defence What is not covered? While Public Liability insurance can provide you with important peace of mind ...

read more

Insurance for Bookkeepers

... therefore we made it easy for you to arrange your business insurance - just a few clicks and one phone call, you ... / property damage Protect your business today. Public Liability insurance* Whether you work from an office ...

read more

Insurance for Architects & Designers

... . Why not compare quotes for Architects and Designer insurance today from the friendly team at BizCover? Taking ... negligence What is not covered? While Public Liability insurance can protect you against many common claims ...

read more

Reviews related to Public Liability Insurance For Migration Agent

  • It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me. Definitely r

    Patricia Copp
    Consultancy Occupations

  • You made the purchasing of public liability cover simply easy and straight forward

    Peter McLaughlin
    Trades & Services

Did you Know?

To be on the MARA list you will require a minimum of $250,000 Professional Indemnity (as at July 2017).

Insurance for Immigration Advisers

Insurance for immigration advisors is designed to protect against a whole host of different risks that you may face. Below are some of the typical types of business insurances you may need to consider.

Professional Indemnity Insurance*

One of the fundamental types of cover any immigration advisor needs to consider is Professional Indemnity insurance. Professional Indemnity (PI) insurance is an important form of protection for businesses that provide specialist services or professional advice. It is designed to respond to claims against your business for
losses as a result of actual or alleged negligent acts or omissions in the provision of your professional service or advice. PI Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy. Below is an example of some of the other things your Professional Indemnity insurance may provide you cover for.

  • Civil Liability – the Insurer will pay on behalf of any Insured all Damages resulting from any Claim for any civil liability of the Insured.
  • Misleading or Deceptive Conduct – the Insurer will pay on behalf of any Insured all Damages resulting from any Claim for any Misleading or Deceptive Conduct of the Insured.
  • Intellectual Property – the Insurer will pay on behalf of any Insured all Damages resulting from any Claim for any Infringement.
  • Defamation – the Insurer will pay on behalf of any Insured all Damages resulting from any Claim for libel or slander committed by an Insured.
  • Lost Documents – the Insurer will pay on behalf of any Insured all Damages resulting from any Claim for the destruction, damage to, loss, erasure or mislaying of Documents by an Insured.
  • Defence – the Insurer has the right to defend any Claim which this policy may respond to under its Covers or Extensions. The Insurer shall pay Defence Costs incurred in defending such Claim
  • Disciplinary Inquires and Investigations – reasonable fees, costs and expenses incurred by or on behalf of the Insured in the investigation, defence, settlement or appeal of any complaint against the Insured by any statutory or professional body which has jurisdiction to inquire or adjudicate in any such matter.

Professional Indemnity insurance can help provide protection for potential risks like^:

  • Accidentally processing a client’s visa application incorrectly
  • Being negligent when informing your client about certain information involved in the immigration process resulting in a loss to your client
  • Incorrectly calculating certain related costs for the client involved with the immigration process
  • Lodging applications too late and missing key dates for the visa process

What is typically covered?

  • Damages and claimant costs awarded against the insured
  • Legal and defence costs
  • Claims investigation costs
  • Inquiry attendance costs
  • Public relations costs

What is typically NOT covered?

  • Intentional damage
  • Known claims and circumstances
  • Fraud and dishonesty
  • Bodily injury / property damage

Protect your business today.

Public Liability insurance*

A main part of your job as an immigration advisor is interacting with clients, whether it is from your office, home or out and about visiting them, there is a risk for things to potentially go wrong. This is where Public Liability insurance can provide peace of mind.

Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured (when not covered by the Accident Compensation Commission (ACC) ) or sustain property damage as a result of your negligent business activities.

What is typically covered?

  • Compensation for accidental damage to third party property
  • Compensation for personal injury or death to third parties where the ACC does not provide cover
  • Legal and defence costs

What is typically NOT covered?

  • Injury to your employees
  • Damage to your own property
  • Compensation for personal injury whereby cover is provided by the ACC
  • Known claims and circumstances

Business Insurance*

While your clients are your bread and butter when it comes to your immigration advisory business, take a moment to consider the other moving parts that go into keeping your business operating. There are things like your actual business premises (if you own it), your office furniture and equipment, and your vital client sales tools like your phone, tablet, laptop etc.

Not having your business assets there to help perform your daily duties makes it next to impossible to stay in operation, and that’s why it is important to have the right kind of business insurances in place to protect your business assets.

Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance policy can also cover your portable equipment, and loss of revenue due to business interruption in specified circumstances.

These are some of the different types of business insurance coverages you may need to consider when it comes to protecting your immigration advisory business.

Building*– Covers you for loss and damage to buildings you own, as a result of an insured event, e.g., fire, malicious damage.

Contents*-Cover for loss of or damage to items such as business equipment, stock, plant and machinery, records, fixtures and fittings and furniture belonging to you at the insured location.

Business Interruption*– Business interruption insurance provides cover for the loss of income and increased costs of operating your business caused by a specified insured event (such as property damage or fire). It is also designed to assist your business to recover from an insured event by paying ongoing expenses (such as wages or rent).

Portable Equipment cover*– Covers you for loss and damage to your tools and equipment due to theft, fire and other perils listed in the wording, anywhere in New Zealand.

FAQs

How much does insurance cost for immigration advisors?

There isn’t a one price fits all when it comes to immigration advisors and the cost of your business insurance policy. Each business has its own unique factors which are taken into consideration by your insurer when calculating the cost of your insurance premium. An example of some of these factors include:

  • Your claim history
  • The type of business operations you perform
  • Your annual turnover
  • The number of staff
  • Level of cover

To receive an accurate idea of how much business insurance will cost for your immigration advisory business, have a chat to our friendly team to get a quote.

Do I need both Professional Indemnity and Public Liability insurance as an immigration advisor?

Professional Indemnity insurance and Public Liability insurance both cover very different risks that may impact your immigration advisory business.

Working on site or having clients visit you at your place of business makes Public Liability insurance an important form of cover to protect you against injuries or damage to third parties when not covered by the ACC.

Professional Indemnity insurance protects you against claims that may arise from a client who experiences a loss as a result of your allied health advice or services. For example, these could be claims for things like accidentally giving your client the incorrect advice or not completing a visa application form in time, causing a loss to your client.

Want more information?

If you would like to find out more about all things business insurance and small business-related topics check out our blog, full of useful resources- the perfect read for a tea break. Here’s one we’ve hand-picked to get you started

What does Professional Indemnity insurance cover?

One of the fundamental types of business insurance coverages, we share the ins and outs on all things Professional Indemnity insurance without the jargon in our simple guide.

* This information is a general guide only and does not take into account your objectives, financial situation or needs. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

^The provision of the claims examples are for illustrative purposes only and should not be seen as an indication as to how any potential claim will be assessed or accepted. Cover for a claim will depend on the specific circumstances around the loss and would be subject to the terms and conditions of the policy concerned.

Need Help?

Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. 

You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents. 

 

Popular Searches