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What is Professional Indemnity Insurance?

... we're all human and we all make mistakes. Professional Indemnity Insurance allows you to cover yourself if, and when, ... cost. The surveyor's insurer recognised his liability and made a quick settlement offer. Interestingly, ...

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Help Protect your small business' reputation

... and mistakes do happen. Fortunately, Professional Indemnity insurance is designed to protect your business ... be the victim of a cyber attack, Cyber Liability insurance is there to help by providing coverage for expenses ...

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Professional Indemnity Insurance

... not found liable, the legal costs of defending yourself could seriously affect your business. Professional Indemnity Insurance (PI) is designed to protect you and your employees by providing cover against such claims ...

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Do I need Professional Indemnity Insurance?

... your profession? Minimum Level of Cover What is NOT typically covered? Do I need Professional Indemnity Insurance Insurance? Professional Indemnity insurance is an essential form of cover for anyone who provides ...

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How much does Public Liability Insurance cost?

... negotiated with our insurers to combine Professional Indemnity and Public Liability cover which offer much more competitive premiums. It is also important to note that each insurance company assesses risk in different ...

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Insurance by Industry

... is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance for a variety of ...

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Insurance for IT Professionals

... Insurance for IT Professionals Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial protection for IT Professionals ... reputation. Cyber Liability Insurance covers the ...

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Insurance for Allied Health Professionals

... on your Professional Indemnity & Public Liability cover with our exclusive member rates. ; Insurance for Allied Health Professionals Professional Indemnity Professional Indemnity (PI) insurance provides essential ...

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Insurance for Consultants

... without risk. That's why Professional Indemnity (PI) insurance is designed to provide the essential ... costing you a couple of thousand dollars. Public Liability insurance will protect you from any financial losses which ...

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Insurance for Bookkeepers

... the Value of Assets & Liabilities Recording, Monitoring and Tracking Income and Expenses Reporting Requested Bookkeeping Information Bookkeepers generally require professional indemnity insurance for a number of ...

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Insurance for Architects & Designers

... many clients as well as tender processes. BizCover's professional indemnity insurance offer covers occupations such as: Architect Interior designer Public Liability Do you need it? If you have regular ...

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Insurance for Mortgage Brokers

... you. Professional indemnity cover allows your business to operate with the confidence that you will be supported should a claim be made against your business. Public Liability Public liability insurance helps ...

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Insurance for Engineers

... Insurance for Engineers Professional Indemnity Professional Indemnity provides indemnity for professional ... Statutes can typically be covered by a Statutory Liability policy. The policy covers your legal defence ...

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Insurance for Personal Trainers

... reasons. It includes Professional Indemnity and Public Liability cover to provide you indemnity for injury or ... , it's likely a requirement to provide your own insurance if you are contracted to a gym or fitness studio ...

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Insurance for Accountants & Tax Agents

... a bad day with the books. That's why Professional Indemnity insurance is designed to protect you and your business from ... or an inadvertent error with Cyber Liability insurance, which provides coverage for expenses like ...

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Insurance for Real Estate Agents

... ; Insurance for Real Estate Agents Professional Indemnity Professional Indemnity insurance is ... Liability This insurance is an essential component of any business' insurances. It covers your liability ...

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Insurance for Beauty Salons

... Professionals, it is compulsory to hold Professional Indemnity insurance. ; Insurance for Beauty Salons Professional Indemnity ... you to have a particular level of Public Liability cover. How much would it cost to ...

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Insurance for Shop Owners

... where Public Liability insurance comes into play. Public Liability insurance is designed ... professional advice or services you may want to consider Professional Indemnity insurance*. Professional Indemnity (PI) insurance ...

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About Us

... Zealand's leading insurers, including DUAL, AIG, and QBE. With the option to include Professional Indemnity, Public Liability, and Business Insurance, we will ensure you get the best cover for your business at the right ...

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Understanding the risks for Real Estate Agents

... Professional Indemnity Insurance provides essential financial protection against potential losses arising out of acts, errors and omissions from professional ... arises or face possible liability for any issues. For ...

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Bizcover and Nutrition Society of NZ

... Liability package includes cover for Professional Indemnity, Public Liability, Statutory Liability and Employers Liability. Professional Indemnity ... can contact our friendly business insurance Specialists on 0508 249 268 ...

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BizCover and Reflexology NZ

... be the preferred insurance partner of Reflexology New Zealand. We offer a tailored insurance package from Dual ... cover for Professional Indemnity and Public Liability. Professional Indemnity Protects against ...

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Bizcover and Massage NZ

... care of your clients; we'll provide the insurance. Massage therapists are in a unique position of ... Professional Indemnity, Public Liability, Statutory Liability and Employers Liability. Professional Indemnity ...

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BizCover and n3

... and big to us! We believe that getting your business insurance sorted should be simple and hassle-free, leaving you time ... things were to go wrong. Professional Indemnity protects your business and your ...

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Retailer Insurance

... customer data and credit card details in which case you may be liable for claims. However, with cyber liability insurance in place, you may be covered for legal costs and expenses related to cyber risks. ;

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Insurance for Hairdressers

... professional seeks to provide the most competent services, sometimes things can go wrong. Some of the risks and liabilities ... on you having public liability insurance. Business Insurance Your business assets are ...

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Insurance for Recruitment Consultants

... relations change management psychological testing training & induction ; Professional Indemnity Insurance for Recruitment Professionals PI insurance is designed to indemnify the insured for a ...

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Insurance for Travel Agents and Tour Operators

... your earnings and not gross ticket prices. ; Professional Indemnity Insurance for Travel Agents and Tour Operators Professional Indemnity (PI) insurance provides essential financial protection for Travel Agents and ...

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Insurance for Immigration Advisers

... a minimum of $250,000 Professional Indemnity (as at July 2017). ; Insurance for Immigration Advisers Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial protection ...

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BizCover & NZTA

... the Partner Code field during checkout. ; ; Professional Indemnity Insurance for Tutors We're not trying to teach ... omissions involving a breach of your professional duty. Having the right PI cover offers you peace of ...

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BizCover and Boost Your Business

... relevant to your business. Professional Indemnity Insurance Protects your business and your ... interrupted due to an insured event. Statutory Liability Insurance Protects you and your business against the ...

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BizCover and PriceMe

... Liability Insurance Protects you and your business from third party legal claims for property damage or personal injury not covered by the ACC that arise due to your business operations. Professional Indemnity ...

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What does Public Liability Insurance Cover?

... Liability insurance? While Public Liability insurance covers your business for claims of negligence, you still need to take responsibility and ensure your business operates in a professional manner. Public Liability ...

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Statutory Liability Insurance

... being held more accountable and responsible for their actions in the workplace. Statutory Liability Insurance protects you, your business and your employees, including directors, trustees and managers, against ...

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Cyber Liability Insurance

... costs to New Zealand businesses as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising from data breaches which ...

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Public Liability Insurance

What’s covered & what’s not? Get the right cover Public Liability Insurance cost Public Liability Insurance For your Business As much as we like to hope otherwise, accidents do happen. Regardless of the ...

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What does Public Liability Insurance Cover?

... work for any metropolitan council will require a minimum $2m cover. Every business should consider Public Liability Insurance - even home-based businesses. It covers you and the actions of your employees for potential ...

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Employers Liability Insurance

... a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance protects you against settlements or damages, including defence costs, as a result of an employee suffering ...

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Do I need Public Liability Insurance?

... do I need? How much does it cost? Is Public Liability insurance a legal requirement? Do I need Public Liability Insurance Insurance? Public Liability insurance* is an important type of cover, as it can ...

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What is Public Liability Insurance?

... pockets (and some) because you tried to save a bit of cash by not purchasing the right amount of Public Liability insurance, or worse, didn't have any at all. If the risk to your businesses is such that you would go ...

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Insurance for Photographer

... Insurance for Photographers Public Liability* Often referred to as General Liability insurance, Public Liability insurance ... your negligent business activities. Public Liability insurance also picks up legal costs ...

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Insurance for Handyman

... features offered by each policy. BizCover is the go-to website to get affordable and suitable public liability insurance quotes from leading New Zealand insurers. A few clicks are all it takes to get the best public ...

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Insurance for Plumbers

... Don't risk letting an expensive claim for property damage flush your business away by not having Public Liability insurance. As a plumber it is a vital form of cover that protects you and your business against claims ...

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Insurance for Tradesmen

... or annual turnover. A relatively small and quick job can result in many thousands of dollars damage. ; Insurance for Tradesmen Public Liability Don't get stuck between a wall and hard place by not having Public ...

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Insurance For Cafés and Restaurants

... P ublic L iability insurance and G lass insurance before signing a lease. ; Insurance for cafés and restaurants Public Liability* Public Liability insurance is  designed to ...

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Insurance for Cleaners

... risk if things go pear shaped. ; Business Insurance for Cleaners Public Liability Insurance* Public Liability insurance is an important type of cover for cleaners, providing ...

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Insurance for Painters

... only the insured and their employees, not subcontractors. ; Insurance for Painters Public Liability Public Liability is perhaps the most important insurance option for painters to consider. It will protect you ...

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It's Time for an Insurance Health Check!

... to consider increasing the level of public liability insurance that you hold. Are there statutory ... need to wait until your policy anniversary for your Limit of Indemnity to be restored and to make a new claim.. But ...

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Insurance Options for Retailers

... whilst in transit to or from your store or in your professional custody. While you may take all the right measures to ... tasks of running your business. Cyber Liability insurance is designed to help protect your retail ...

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Cyber Insurance - Is it worth it?

... Interruption, notification costs and as defence costs for the breach of privacy. This is why cyber insurance should be an important part of your risk management plan, as it provides protection against the expense ...

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Introducing Work From Home Insurance

... * comes to the rescue! ; What’s included in this cover? This insurance will cover all PR costs to rebuild your brand or professional reputation after a WFH disaster. If you're unable to recover from the damage ...

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Business Insurance FAQs

... easy to understand. Get Free Quotes ; ; ; Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover by comparing quotes from New Zealand’s leading ...

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Business Insurance

... perfect sense to protect the things needed to make your business run smoothly every day. Business Insurance is designed to safeguard your contents, stock and other assets against unexpected events, like fire, storm ...

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Reviews related to professional indemnity liability insurance

  • It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me. Definitely r

    Patricia Copp
    Consultancy Occupations

  • Got my PI cover sorted within 15 mins over the phone.

    Kaushalya Samarasekera
    Information Technology

  • You made the purchasing of public liability cover simply easy and straight forward

    Peter McLaughlin
    Trades & Services

  • I recommend bizcovers simple and straightforward system for obtaining professional insurace online

    Alison Davies
    Consultancy Occupations

  • All good and professional apart form the call back time. I was rushed into agreeing that I had read and understood things that I had not even seen. It would have been better to explain that the call was going to take over 10 minutes and there there were a

    Chris Boyce
    Information Technology

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby
    Manufacturing

  • IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE

    Janette Wallbutton
    Real Estate

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett
    Medical

  • I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

    Tina Buckler
    Allied Health

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • Nice and fast, but not immediately obvious where to download insurance certificate.

    Charles Brooks
    Consultancy Occupations

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

  • The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover

    Quentin Duff
    Trades & Services

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Independent feedback from our customers rated our service at excellent.

Get the cover that is right for you

BizCover offers Professional Indemnity policies from a range of insurers with cover limits from $250K to $10M. When determining how much cover you need, consider the following:

  • Are there any statutory requirements for your profession?
  • Are you a member of a professional body or association with a set requirement to hold PI insurance? If so, how much cover do they require you to have?
  • Do any of your work contracts specify that you must hold a certain level of PI insurance?
  • What is the value of the jobs that you perform?
  • What are the potential risks (i.e. what could go wrong?) and what are the potential costs to rectify any mistakes?
  • What would the legal and investigation costs add up to if any action was taken against you?

Ensure you review your insurance regularly to assess your exposure risk and increase your level of cover accordingly.