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Insurance Options for Retailers

... for things to go wrong. Having the appropriate retailers insurance in place to protect your retail store is a ... products Some Public Liability insurance policies include cover for Product Liability cover. Money ...

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It's Time for an Insurance Health Check!

... your business mean that there may be considerations for your insurance. Firstly, do you have the right types of cover ... need to consider increasing the level of public liability insurance that you hold. Are there statutory ...

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Business Insurance

The Business of Business Insurance From printers to pencils, it all adds up and costs you time and money to replace. So, it makes perfect sense to protect the things needed to make your business run smoothly every ...

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Insurance for Photographer

... Insurance for Photographers Public Liability* Often referred to as General Liability insurance, Public Liability insurance ... of your negligent business activities. Public Liability insurance also picks up legal costs ...

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What does Public Liability Insurance Cover?

... face the risk of legal action. Public Liability Insurance protects you against claims from any ... ). Real Claim example: A boot camp operator, working in a public park, placed all the keys of his customers in a bag ...

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Do I need Public Liability Insurance?

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What does Public Liability Insurance Cover?

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What is Public Liability Insurance?

Do I need Public Liability Insurance Claim Example What is Public Liability Insurance? Public Liability insurance protects you and your business against the financial implications if you are found liable for ...

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Public Liability Insurance

... Get the right cover Public Liability Insurance cost Public Liability Insurance For your Business As ... your business With BizCover there are 4 levels of Public Liability cover to choose from, being $1 million, ...

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Insurance for Shop Owners

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Insurance for Handyman

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Preparing your store for the holiday season ahead

... Public Liability insurance policy has adequate cover to protect you and your business against a public liability ... access systems and data. Therefore, a Cyber Liability insurance policy can act as your safety net against ...

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Insurance For Cafés and Restaurants

... offer a menu of insurance options from some of ... insurance and G lass insurance before signing a lease. ; Insurance for cafés and restaurants Public Liability* Public Liability insurance ...

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BizCover and NZ Retail

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Insurance for Cleaners

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Retailer Insurance

... public liability insurance and glass insurance before signing a lease. ; Insurance for Retailers Public Liability ... be liable for claims. However, with cyber liability insurance in place, you may be covered for ...

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Insurance for Hairdressers

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Insurance for Mortgage Brokers

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Insurance for Painters

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Insurance for Real Estate Agents

... Public Liability This insurance is an essential component of any business' insurances. It covers your liability ... business as a result of any insured peril. Cyber Liability Working as a real estate agent, you will ...

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Insurance for Engineers

... public for various reasons. You may need public liability insurance to protect yourself against any claims and liabilities ... can typically be covered by a Statutory Liability policy. The policy covers your legal defence ...

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Insurance for Plumbers

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Bizcover and Nutrition Society of NZ

... Professional Liability Package for Nutritionists The NSNZ Liability package includes cover for Professional Indemnity, Public Liability, Statutory Liability and Employers Liability ... business insurance Specialists on ...

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BizCover and Boost Your Business

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BizCover and PriceMe

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Insurance for Beauty Salons

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BizCover and n3

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BizCover and Reflexology NZ

... Public Liability Protects against damages arising from a claim for third party property damage or bodily injury that occurs as a result of business related activities. ; Professional Liability ...

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Bizcover and Massage NZ

... you could be held liable. A Professional Liability Package provides important financial protection in the ... involving a breach of professional duty Public Liability Protects against damages arising from a ...

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Insurance by Industry

Insurance by Professions BizCover understands the insurance needs of professionals, which is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory ...

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About Us

... lengths to simplify the process of purchasing insurance for small businesses by creating an online platform ... the option to include Professional Indemnity, Public Liability, and Business Insurance, we will ensure you get ...

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Customer Spotlight: Scotchbox

... motivated McBride to ensure that he has insurances in place to protect his Scotchbox stock. “I chose to insure my business because I want to be protected from public liability, selling food and drink to consumers and ...

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Statutory Liability Insurance

... What’s covered & what’s not? Statutory Liability Insurance For Your Business New Zealand businesses are facing ... their actions in the workplace. Statutory Liability Insurance protects you, your business and your ...

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Employers Liability Insurance

... a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance protects you against settlements or damages, including defence costs, as a result of an employee suffering ...

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Cyber Liability Insurance

What’s covered? Cyber Liability Insurance For Your Business Almost every business is dependent on their ... crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against ...

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Cyber Insurance - Is it worth it?

Many businesses think their business is too small to attract cyber criminals. Yet, when it comes to cyber theft, size doesn't matter. Hackers are on the lookout for businesses of any size with valuable customer data ...

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What is Professional Indemnity Insurance?

Do I need professional indemnity insurance? Claim example What is Professional Indemnity Insurance? Professional Indemnity insurance is designed for professionals who provide advice or a service to their ...

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Professional Indemnity Insurance

... or association with a set requirement to hold PI insurance? If so, how much cover do they require ... contracts specify that you must hold a certain level of PI insurance? What is the value of the jobs that you perform? ...

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Do I need Business Insurance

Do I need Business Insurance? Take the time to consider how many different assets your business relies on each day to get the job done. From desks to hammers, coffee machines to hair straighteners, being without your ...

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What does business insurance cover

... assets that you will want to insure. Building insurance c overs your building if it i s damaged ... you need it the most. Business I nterruption insurance provides cover for the loss of income and ...

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What is Business Insurance

... theft or even accidental damage). A Business Insurance package can also cover your portable equipment, ... event, consider Business Interruption insurance. Business Interruption insurance can c over for ...

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Business Insurance FAQs

... easy to understand. Get Free Quotes ; ; ; Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover by comparing quotes from New Zealand’s leading ...

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Do I need Professional Indemnity Insurance?

Why is it important for your business? Is it mandatory for your profession? Minimum Level of Cover What is NOT typically covered? Do I need Professional Indemnity Insurance Insurance? Professional Indemnity ...

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Insurance for Bookkeepers

... arrange your business insurance - just ... Liabilities Recording, Monitoring and Tracking Income and Expenses Reporting Requested Bookkeeping Information Bookkeepers generally require professional indemnity insurance ...

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Insurance for Travel Agents and Tour Operators

... clients' itinerary is fun, and so is sorting out your business insurance. With just 4 steps or one phone call, you can get ... Indemnity Insurance for Travel Agents and Tour Operators Professional Indemnity (PI) insurance ...

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Insurance for Immigration Advisers

... Indemnity (as at July 2017). ; Insurance for Immigration Advisers Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial protection for Immigration Advisers ...

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BizSave

BizSave on your Business Insurance Being a small business owner can be a rewarding and challenging journey. While time and money are of the essence, you need to consider the unexpected - a possible loss or theft of ...

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Help Protect your small business' reputation

... public relations expenses to help prevent or minimise reputational damage whilst your business is under scrutiny. Employers Liability Insurance ... of a cyber attack, Cyber Liability insurance is there to help by providing ...

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Our Insurer Partners

Our Insurance Partners & Policy Wordings To get you the best cover, we don't favour one insurer over another. ... . Like the nitty gritty? Check out the policy wording used by each of our insurance partners… ; ; ;

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Customer Spotlight - Pirate & Queen

... , and create events for organisations and the public. They've also put together tours for ... literature set in local bars, cafes, venues, book stores, and public spaces. It began as 14 events and has since grown to ...

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Customer Spotlight: TwoBlackLabs

TwoBlackLabs create tailored services to assist clients by managing and making their business' unique security and privacy risk needs easier. They also specialise in providing General Data Protection Regulation (GDPR) ...

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Take Back Your Time With These Apps

... . At BizCover, we're big believer in saving time and that's why we offer a hassle-free business insurance experience. Jump online or give us a call to receive multiple quotes in minutes from some of New Zealand’s ...

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5 Money Saving tips for Small Business in NZ

... to the same provider of their personal finances to get a new loan, credit card, bank account or insurance for their business. It may be that the provider of your personal finance accounts does not necessarily offer the ...

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Monthly Payment Ts & Cs

... days from its due date. On cancellation of any insurance policy paid by “Monthly Payment” the fees paid to ... Service Agreement ) and has no express or implied liability in regards to the goods and services provided by ...

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Reviews related to public liability insurance for photographer

  • You made the purchasing of public liability cover simply easy and straight forward

    Peter McLaughlin
    Trades & Services

  • IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE

    Janette Wallbutton
    Real Estate

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby
    Manufacturing

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett
    Medical

  • I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

    Tina Buckler
    Allied Health

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • Nice and fast, but not immediately obvious where to download insurance certificate.

    Charles Brooks
    Consultancy Occupations

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover

    Quentin Duff
    Trades & Services

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Independent feedback from our customers rated our service at excellent.

Cover Explained

Select the cover options needed for your business:

Building

Covers the cost of repairing or reconstructing buildings your business owns as a result of fire and other perils.

  • Includes protection for things like fixed signs and lettering, tanks, poles, power lines and their supports, walls, gates, fences and landscaping
  • Optional cover for natural disasters, including earthquake*

Property (Contents)

Covers loss or damage to your contents, stock and equipment caused by fire and other perils.

  • Automatically includes cover for:#
  • Covers the costs to replace internal or external glass that is damaged or broken, such as windows, mirrors or porcelain.
  • [simple_tooltip content=’Covers money belonging to your business that is lost, stolen, or damaged, either at your business premises or in transit.’]Money[/simple_tooltip]
  • [simple_tooltip content=’Covers theft of your insured property up to $20,000. Excludes shoplifting.’]Theft[/simple_tooltip]
  • [simple_tooltip content=’Covers loss, damage or theft of your goods whilst in transit in New Zealand.’]Transit[/simple_tooltip]
  • [simple_tooltip content=’Sudden and accidental breakdown of mechanical, electrical or electronic plant and equipment.’]Equipment breakdown[/simple_tooltip]
  • [simple_tooltip content=’Increases the sum insured by 20% during November, December and January for any insured stock you have.’]Seasonal stock increase[/simple_tooltip]
  • [simple_tooltip content=’Covers the cost to alter or replace any locks or keys because they were stolen or illegally duplicated.’]Stolen keys[/simple_tooltip]
  • Optional cover for natural disasters, including earthquake*

Portable Equipment

Covers loss or damage to portable equipment, tools and valuable property anywhere in New Zealand.

  • Select your own cover limit
  • Covers loss or damage of laptops and mobile phones anywhere in the world

Add:

Business Interruption

Covers you for the loss of income and some of the increased costs of running your business as a result of interruption caused by events covered under your policy.

  • Optional cover for natural disasters, including earthquake*

*Cover for natural disasters is subject to the location of your business and is not available to all postcode areas.
#Sub-limits and conditions apply. Refer to the policy wording.