0508 249 268 Call

Insurance Options for Retailers

... for things to go wrong. Having the appropriate retailers insurance in place to protect your retail store is a ... products Some Public Liability insurance policies include cover for Product Liability cover. Money ...

read more

It's Time for an Insurance Health Check!

... your business mean that there may be considerations for your insurance. Firstly, do you have the right types of cover ... need to consider increasing the level of public liability insurance that you hold. Are there statutory ...

read more

Business Insurance

The Business of Business Insurance From printers to pencils, it all adds up and costs you time and money to replace. So, it makes perfect sense to protect the things needed to make your business run smoothly every ...

read more

Insurance for Photographer

... Insurance for Photographers Public Liability* Often referred to as General Liability insurance, Public Liability insurance ... of your negligent business activities. Public Liability insurance also picks up legal costs ...

read more

What does Public Liability Insurance Cover?

... face the risk of legal action. Public Liability Insurance protects you against claims from any ... ). Real Claim example: A boot camp operator, working in a public park, placed all the keys of his customers in a bag ...

read more

Do I need Public Liability Insurance?

... Public Liability insurance a legal requirement? Do I need Public Liability Insurance Insurance? Public Liability insurance ... Below are some of the factors an insurance underwriter will assess to accurately price ...

read more

What does Public Liability Insurance Cover?

... Public Liability insurance? What could cause a claim? What is typically NOT covered by Public Liability insurance? What does Public Liability Insurance ... need Public Liability insurance? Public Liability insurance ...

read more

What is Public Liability Insurance?

Do I need Public Liability Insurance Claim Example What is Public Liability Insurance? Public Liability insurance protects you and your business against the financial implications if you are found liable for ...

read more

Public Liability Insurance

... Get the right cover Public Liability Insurance cost Public Liability Insurance For your Business As ... your business With BizCover there are 4 levels of Public Liability cover to choose from, being $1 million, ...

read more

Insurance for Shop Owners

... insurance policy. ; Insurance for Shop Owners Public Liability* Some of the options to consider are: Public Liability Insurance ... where Public Liability insurance comes into play. Public Liability insurance is  ...

read more

Insurance for Handyman

... ranging risks in minutes. An easier way to get the right insurance cover is just to give us a call - and we ... to website to get affordable and suitable public liability insurance quotes from leading New Zealand insurers. ...

read more

Preparing your store for the holiday season ahead

... Public Liability insurance policy has adequate cover to protect you and your business against a public liability ... access systems and data. Therefore, a Cyber Liability insurance policy can act as your safety net against ...

read more

Insurance For Cafés and Restaurants

... offer a menu of insurance options from some of ... insurance and G lass insurance before signing a lease. ; Insurance for cafés and restaurants Public Liability* Public Liability insurance ...

read more

BizCover and NZ Retail

... the potential for something to go wrong. Having the appropriate insurances in place to protect your retail store is a smart ... in specified circumstances. Public Liability Public Liability insurance** is designed to ...

read more

Insurance for Cleaners

... care of all the messy bits of searching for cleaner's insurance. In just a few clicks or a phone call you ... Insurance for Cleaners Public Liability Insurance* Public Liability insurance ...

read more

Retailer Insurance

... public liability insurance and glass insurance before signing a lease. ; Insurance for Retailers Public Liability ... be liable for claims. However, with cyber liability insurance in place, you may be covered for ...

read more

Insurance for Hairdressers

... insist on you having public liability insurance. Business Insurance Your business assets are as ... months to conduct repairs or re-build. Business Interruption insurance can cover the loss of income and some of the ...

read more

Insurance for Mortgage Brokers

... against your business. Public Liability Public liability insurance helps protect your business ... could put you out of business. The right public liability cover can defend you against compensation claims and legal ...

read more

Insurance for Painters

... Insurance for Painters Public Liability Public Liability is perhaps the most important insurance ... up over time and dig into your savings. Business Insurance can cover the cost of your tools and portable equipment ...

read more

Insurance for Real Estate Agents

... Public Liability This insurance is an essential component of any business' insurances. It covers your liability ... business as a result of any insured peril. Cyber Liability Working as a real estate agent, you will ...

read more

Insurance for Engineers

... public for various reasons. You may need public liability insurance to protect yourself against any claims and liabilities ... can typically be covered by a Statutory Liability policy. The policy covers your legal defence ...

read more

Insurance for Plumbers

... a minimum level of Public Liability insurance. ; Insurance for Plumbers Public Liability Don't risk ... damage flush your business away by not having Public Liability insurance. As a plumber it is a vital form ...

read more

Bizcover and Nutrition Society of NZ

... Professional Liability Package for Nutritionists The NSNZ Liability package includes cover for Professional Indemnity, Public Liability, Statutory Liability and Employers Liability ... business insurance Specialists on ...

read more

BizCover and Boost Your Business

... t have to do the research or the calling around to different insurance companies - we've done that for you. With just a few ... or advice you have provided. Public Liability Insurance Protects you and your business from ...

read more

BizCover and PriceMe

... 't have to do the research or the calling around to different insurance companies - we've done that for you. With just a few ... relevant to your business. Public Liability Insurance Protects you and your business ...

read more

Insurance for Beauty Salons

... damage can be expensive to fix. Public Liability Insurance provides peace of mind against claims made ... landlord requires you to have a particular level of Public Liability cover. How much would it cost to replace ...

read more

BizCover and n3

... you and big to us! We believe that getting your business insurance sorted should be simple and hassle-free, leaving you time ... or advice you have provided. Public Liability protects you and your business ...

read more

BizCover and Reflexology NZ

... Public Liability Protects against damages arising from a claim for third party property damage or bodily injury that occurs as a result of business related activities. ; Professional Liability ...

read more

Bizcover and Massage NZ

... you could be held liable. A Professional Liability Package provides important financial protection in the ... involving a breach of professional duty Public Liability Protects against damages arising from a ...

read more

Insurance by Industry

Insurance by Professions BizCover understands the insurance needs of professionals, which is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory ...

read more

About Us

... lengths to simplify the process of purchasing insurance for small businesses by creating an online platform ... the option to include Professional Indemnity, Public Liability, and Business Insurance, we will ensure you get ...

read more

Customer Spotlight: Scotchbox

... motivated McBride to ensure that he has insurances in place to protect his Scotchbox stock. “I chose to insure my business because I want to be protected from public liability, selling food and drink to consumers and ...

read more

Statutory Liability Insurance

... What’s covered & what’s not? Statutory Liability Insurance For Your Business New Zealand businesses are facing ... their actions in the workplace. Statutory Liability Insurance protects you, your business and your ...

read more

Employers Liability Insurance

... a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance protects you against settlements or damages, including defence costs, as a result of an employee suffering ...

read more

Cyber Liability Insurance

What’s covered? Cyber Liability Insurance For Your Business Almost every business is dependent on their ... crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against ...

read more

Cyber Insurance - Is it worth it?

Many businesses think their business is too small to attract cyber criminals. Yet, when it comes to cyber theft, size doesn't matter. Hackers are on the lookout for businesses of any size with valuable customer data ...

read more

What is Professional Indemnity Insurance?

Do I need professional indemnity insurance? Claim example What is Professional Indemnity Insurance? Professional Indemnity insurance is designed for professionals who provide advice or a service to their ...

read more

Professional Indemnity Insurance

... or association with a set requirement to hold PI insurance? If so, how much cover do they require ... contracts specify that you must hold a certain level of PI insurance? What is the value of the jobs that you perform? ...

read more

Do I need Business Insurance

Do I need Business Insurance? Take the time to consider how many different assets your business relies on each day to get the job done. From desks to hammers, coffee machines to hair straighteners, being without your ...

read more

What does business insurance cover

... assets that you will want to insure. Building insurance c overs your building if it i s damaged ... you need it the most. Business I nterruption insurance provides cover for the loss of income and ...

read more

What is Business Insurance

... theft or even accidental damage). A Business Insurance package can also cover your portable equipment, ... event, consider Business Interruption insurance. Business Interruption insurance can c over for ...

read more

Business Insurance FAQs

... easy to understand. Get Free Quotes ; ; ; Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover by comparing quotes from New Zealand’s leading ...

read more

Do I need Professional Indemnity Insurance?

Why is it important for your business? Is it mandatory for your profession? Minimum Level of Cover What is NOT typically covered? Do I need Professional Indemnity Insurance Insurance? Professional Indemnity ...

read more

Insurance for Bookkeepers

... arrange your business insurance - just ... Liabilities Recording, Monitoring and Tracking Income and Expenses Reporting Requested Bookkeeping Information Bookkeepers generally require professional indemnity insurance ...

read more

Insurance for Travel Agents and Tour Operators

... clients' itinerary is fun, and so is sorting out your business insurance. With just 4 steps or one phone call, you can get ... Indemnity Insurance for Travel Agents and Tour Operators Professional Indemnity (PI) insurance ...

read more

Insurance for Immigration Advisers

... Indemnity (as at July 2017). ; Insurance for Immigration Advisers Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial protection for Immigration Advisers ...

read more


BizSave on your Business Insurance Being a small business owner can be a rewarding and challenging journey. While time and money are of the essence, you need to consider the unexpected - a possible loss or theft of ...

read more

Help Protect your small business' reputation

... public relations expenses to help prevent or minimise reputational damage whilst your business is under scrutiny. Employers Liability Insurance ... of a cyber attack, Cyber Liability insurance is there to help by providing ...

read more

Our Insurer Partners

Our Insurance Partners & Policy Wordings To get you the best cover, we don't favour one insurer over another. ... . Like the nitty gritty? Check out the policy wording used by each of our insurance partners… ; ; ;

read more

Customer Spotlight - Pirate & Queen

... , and create events for organisations and the public. They've also put together tours for ... literature set in local bars, cafes, venues, book stores, and public spaces. It began as 14 events and has since grown to ...

read more

Customer Spotlight: TwoBlackLabs

TwoBlackLabs create tailored services to assist clients by managing and making their business' unique security and privacy risk needs easier. They also specialise in providing General Data Protection Regulation (GDPR) ...

read more

Take Back Your Time With These Apps

... . At BizCover, we're big believer in saving time and that's why we offer a hassle-free business insurance experience. Jump online or give us a call to receive multiple quotes in minutes from some of New Zealand’s ...

read more

5 Money Saving tips for Small Business in NZ

... to the same provider of their personal finances to get a new loan, credit card, bank account or insurance for their business. It may be that the provider of your personal finance accounts does not necessarily offer the ...

read more

Monthly Payment Ts & Cs

... days from its due date. On cancellation of any insurance policy paid by “Monthly Payment” the fees paid to ... Service Agreement ) and has no express or implied liability in regards to the goods and services provided by ...

read more

Reviews related to public liability insurance for photographer

  • You made the purchasing of public liability cover simply easy and straight forward

    Peter McLaughlin
    Trades & Services


    Janette Wallbutton
    Real Estate

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett

  • I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

    Tina Buckler
    Allied Health

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • Nice and fast, but not immediately obvious where to download insurance certificate.

    Charles Brooks
    Consultancy Occupations

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover

    Quentin Duff
    Trades & Services

Get instant quotes

Independent feedback from our customers rated our service at excellent.

Cover Explained

Select the cover options needed for your business:


Covers the cost of repairing or reconstructing buildings your business owns as a result of fire and other perils.

  • Includes protection for things like fixed signs and lettering, tanks, poles, power lines and their supports, walls, gates, fences and landscaping
  • Optional cover for natural disasters, including earthquake*

Property (Contents)

Covers loss or damage to your contents, stock and equipment caused by fire and other perils.

  • Automatically includes cover for:#
  • Covers the costs to replace internal or external glass that is damaged or broken, such as windows, mirrors or porcelain.
  • [simple_tooltip content=’Covers money belonging to your business that is lost, stolen, or damaged, either at your business premises or in transit.’]Money[/simple_tooltip]
  • [simple_tooltip content=’Covers theft of your insured property up to $20,000. Excludes shoplifting.’]Theft[/simple_tooltip]
  • [simple_tooltip content=’Covers loss, damage or theft of your goods whilst in transit in New Zealand.’]Transit[/simple_tooltip]
  • [simple_tooltip content=’Sudden and accidental breakdown of mechanical, electrical or electronic plant and equipment.’]Equipment breakdown[/simple_tooltip]
  • [simple_tooltip content=’Increases the sum insured by 20% during November, December and January for any insured stock you have.’]Seasonal stock increase[/simple_tooltip]
  • [simple_tooltip content=’Covers the cost to alter or replace any locks or keys because they were stolen or illegally duplicated.’]Stolen keys[/simple_tooltip]
  • Optional cover for natural disasters, including earthquake*

Portable Equipment

Covers loss or damage to portable equipment, tools and valuable property anywhere in New Zealand.

  • Select your own cover limit
  • Covers loss or damage of laptops and mobile phones anywhere in the world


Business Interruption

Covers you for the loss of income and some of the increased costs of running your business as a result of interruption caused by events covered under your policy.

  • Optional cover for natural disasters, including earthquake*

*Cover for natural disasters is subject to the location of your business and is not available to all postcode areas.
#Sub-limits and conditions apply. Refer to the policy wording.