Public Liability Insurance For Photographer

Public Liability Insurance For Photographer

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Insurance for Photographers

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Public Liability Insurance

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Business Insurance

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Professional Indemnity Insurance

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Reviews related to Public Liability Insurance For Photographer

  • You made the purchasing of public liability cover simply easy and straight forward

    Peter McLaughlin
    Trades & Services

  • IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE

    Janette Wallbutton
    Real Estate

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby
    Manufacturing

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett
    Medical

  • I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

    Tina Buckler
    Allied Health

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • Nice and fast, but not immediately obvious where to download insurance certificate.

    Charles Brooks
    Consultancy Occupations

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover

    Quentin Duff
    Trades & Services

Did you Know?

Portable Equipment covers you for loss or damage of laptops and mobile phones anywhere in the world.

Insurance for Photographers

Options include:

Public Liability*

Photography can often involve loads of expensive equipment. You may have cords taped to the ground, big screens erected, and you may be working with hot lights. All of these pose an opportunity to cause injury to other people. Accidents, injuries and property damage can also arise in the most unlikely of ways for photographers. What would you do if you were to spill your morning coffee on the stylist’s vintage handbag? Or the model was to stumble and break a bone as you were directing their movements?

Often referred to as General Liability insurance, Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public brings a claim against you due to their being injured (and not covered by the Accident Compensation Commission) or sustaining property damage as a result of your negligent business activities.

Public Liability insurance also picks up legal costs that you may incur while defending yourself from a covered claim.

Portable Equipment Cover*

To make the most of your skills and talents as a photographer, it pays to invest in quality equipment. This can include a professional camera, multiple lenses, a tripod, filter, backdrops and a powerful computer for editing. Your portable equipment may cost thousands or even tens of thousands of dollars.

It goes without saying that taking your photography equipment from location to location means there is a potential for loss or damage to occur. You could lose or misplace some or all of your equipment, or it could become stolen or damaged. And without your equipment, you would be unable to work, costing yourself and your clients money and even harming your reputation.
You should also ask yourself if you would be able to replace your equipment should anything happen to it. Would you be able to replace it immediately? Would you have to take on credit card debt to do so. How would suddenly replacing your equipment affect your finances?

Portable Equipment insurance covers you for loss and damage to items of portable equipment associated with your business. These can include tools of trade and items of stock.

Protect your business today.

Things to consider

  • Does your business rely on portable property (such as tools)?
  • Would having to replace or repair of the equipment put your business under financial stress?
  • Is your portable equipment stored in the open air or is it secured?
  • Your policy wording is likely to explain how your portable property is required to be securely stored for it to be covered by your insurance.

* * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

Need Help?

Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. 

You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents. 

 

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