... in the world. Insurance for Photographers Options include: Public Liability* Photography can often involve ... Often referred to as General Liability insurance, Public Liability insurance is designed to provide protection ...read more
... insurances photographers need to consider? Public Liability insurance * One of the most common forms of insurance is Public Liability . S ometimes referred to as General Liability insurance ... as a photographer and without ...read more
... Public Liabil i ty Insurance. What is Public Liability I nsurance * ? Public Liability Insurance, often referred to as General Liability Insurance ... Public Liability Insurance cover and exclude? A Public Liability Insurance ...read more
... haul. What is Public Liability Insurance ? Public Liability insurance is designed to provide ... your dreams away. With the appropriate level of Public Liability insurance in place, you are providing a financial safeguard ...read more
It's important to understand the difference between Professional Indemnity and Public Liability insurance as the two types of cover can often cause confusion. Whilst both covers protect your business against legal action ...read more
... sounds, accidents happen. If you don't have Public Liability insurance you face the risk of being out of pocket ... for ways to save money, however the cheapest Public Liability cover isn't always the best option. Take the ...read more
... face the risk of legal action. Public Liability Insurance protects you against claims from any ... liable). Real Claim example: A boot camp operator, working in a public park, placed all the keys of his customers in a bag to ...read more
GET PUBLIC LIABILITY INSURANCE How much does Public Liability Insurance cost? How much does Public Liability Insurance cost? On average, small business owners can expect to pay around $49 per month for Public Liability ...read more
GET PUBLIC LIABILITY INSURANCE What is Public Liability Insurance? Do I need Public Liability Insurance Claim Example What is Public Liability Insurance? Public Liability insurance protects you and your business against ...read more
GET PUBLIC LIABILITY INSURANCE What does Public Liability Insurance cover? What is Covered? When would I need Public Liability insurance? What could cause a claim? What is typically NOT covered by Public Liability ...read more
... not? Get the right cover Public Liability Insurance cost Public Liability Insurance For your Business As much as ... to get in touch with one of our business insurance professionals. You can also access quick links to our ...read more
GET PUBLIC LIABILITY INSURANCE Do I need Public Liability Insurance? Protecting your back pocket How Much Public Liability do I need? How much does it cost? Is Public Liability insurance a legal requirement? Do I need ...read more
... your business has the right insurances in place for when ... Public Liability Insurance * ? One of the fundamental types of insurances for most kinds of businesses is Public Liability insurance. Public Liability insurance ...read more
... for things to go wrong. Having the appropriate retailers insurance in place to protect your retail store is a ... by your products Some Public Liability insurance policies include cover for Product Liability cover. Money and ...read more
We recently launched a campaign that showed how small business owners really feel about their expensive, archaic policies… and encouraged them to get them out of their system! The campaign features small business owners ...read more
If you own a small business, there's no denying one the most important things you need to protect your assets is Small Business Insurance . But what kind of insurance do you actually need? There's no 'one-size-fits-all' ...read more
... and that's where Public Liability insurance comes into play. Public Liability insurance is designed to provide ... claims which are covered by the policy. Cyber Liability insurance* Did you know that over half of New ...read more
... BizCover we offer a menu of insurance options from some of New ... Public Liability insurance and Glass insurance before signing a lease. Insurance for Cafes and Restaurants Public Liability* Public Liability insurance ...read more
... work? Important things you need to know about Liability Insurance What is Public Liability Insurance? What is Professional Indemnity Insurance? What is underinsurance? How can I get my business covered? How can I ...read more
... online purchase-no paperwork required Public Liability and Tool Insurance What's typically NOT covered*? ... how to get in touch with one of our business insurance professionals. You can also access quick links to our self ...read more
... that's where Public Liability insurance comes into play. Public Liability insurance is designed to provide ... how to get in touch with one of our business insurance professionals. You can also access quick links to our self ...read more
... made against your business. Public Liability Public liability insurance helps protect your business ... could put you out of business. The right public liability cover can defend you against compensation claims and legal ...read more
... Public Liability This insurance is an essential component of any business' insurances. It covers your liability ... how to get in touch with one of our business insurance professionals. You can also access quick links to our ...read more
... might insist on Public Liability being in place before you go on site. Business Insurance Most businesses will ... how to get in touch with one of our business insurance professionals. You can also access quick links to our ...read more
GET PROFESSIONAL INDEMNITY INSURANCE How much does Professional Indemnity Insurance cost? How much does Professional Indemnity Insurance cost? On average, small business owners can expect to pay around $112.28 per month ...read more
... Professional Liability Package provides important financial protection in the event of a claim being made against your business. BizCover is proud to be the preferred insurance ... duty Public Liability Protects against ...read more
... Professional Liability Package for Nutritionists The NSNZ Liability package includes cover for Professional Indemnity, Public Liability, Statutory Liability and Employers Liability ... more pleasurable. Insurance can be very ...read more
GET INSURANCE QUOTES Insurance by Professions Insurance by Professions BizCover understands the insurance needs of professionals, which is why our comprehensive insurance offer includes Professional Indemnity insurance, ...read more
... t have to do the research or the calling around to different insurance companies - we've done that for you. With just a few ... services or advice you have provided. Public Liability Insurance* Protects you and your business ...read more
... potential for something to go wrong. Having the appropriate insurances in place to protect your retail store is a smart ... in specified circumstances. Public Liability Insurance* Public Liability insurance** is designed to ...read more
... be held liable. That's why a Professional Liability package can provide essential financial protection in ... costs and expert fees). Public Liability Public Liability insurance** is designed to provide protection ...read more
... 't have to do the research or the calling around to different insurance companies - we've done that for you. With just a few ... policies relevant to your business. Public Liability Insurance* Protects you and your business ...read more
... you and big to us! We believe that getting your business insurance sorted should be simple and hassle-free, leaving you time to ... services or advice you have provided. Public Liability protects you and your business from ...read more
GET BUSINESS INSURANCE Business Insurance FAQs Business Insurance FAQs Got questions about Business Insurance? We've got the answers! Check out our library of FAQ's designed to make insurance easy to understand. What is ...read more
... so that you don't have to research, review and revise different insurance companies - we've done that for you. With a few clicks ... Public relations costs What other insurance should I consider? Public Liability Insurance ...read more
Insurance for Beauty Salons GET INSTANT QUOTES Combined Liability Package Instant online purchase - no paperwork Meets requirements of NZ Association of Registered Beauty Professionals Why do Beauty Salons need it? While ...read more
... public liability insurance and glass insurance before signing a lease. Insurance for Retailers Public Liability* ... may be liable for claims. However, with Cyber Liability insurance in place, you may be covered for legal ...read more
BizCover and Reflexology NZ GET INSTANT QUOTES Exclusive Reflexology NZ member rates Annual or Monthly payment options Instant online cover without the paperwork You take care of your clients; we'll take care of your ...read more
... on you having public liability insurance . Protect your business today. Business Insurance* Your business ... months to conduct repairs or re-build. Business Interruption insurance can cover the loss of income and some of the ...read more
... minimum level of Public Liability insurance. Insurance for Plumbers Public Liability* Don't risk ... it was to sign up to this insurance for our business. Hate lot’s of paperwork other insurance provider tend to send to fill ...read more
... ranging risks in minutes. An easier way to get the right insurance cover is just to give us a call - and we ... to website to get affordable and suitable public liability insurance quotes from leading New Zealand insurers. A ...read more
... cover only the insured and their employees, not subcontractors. Insurance for Painters Public Liability* Public Liability is perhaps the most important insurance option for painters to consider. It will protect you in ...read more
... care of all the messy bits of searching for cleaner's insurance. In just a few clicks or a phone call you can ... shaped. Business Insurance for Cleaners Public Liability Insurance* Public Liability insurance is an important ...read more
Starting an online retail business is an exciting business adventure and we're here to give you 5 simple steps to help make your business dream a reality. With a bit of research and planning, establishing your store in ...read more
... can lead it to being both your biggest asset and liability. Following a few simple steps can help make the process ... than likely insist on you having Public Liability insurance. Business Insurance- * there are a variety of ...read more
... – If your side hustle business interacts with the public you may need to consider Public Liability insurance*. Public Liability Insurance, often referred to as General Liability, gives you peace of mind . It is designed ...read more
NO DRAMAS! GET INSTANT QUOTES Life is already dramatic. Business insurance doesn't have to be. Drama Free Business Insurance Life is dramatic enough but getting your business insurance doesn't need to be. At BizCover, we ...read more
... can include Business Interruption as part of your Business Insurance package. It's important to remember that your ... other essential covers such as Public Liability and Professional Indemnity insurance to ensure you are ...read more
... public liability may be a requirement from your landlord. Or if you take out a contract with a large organisation they may stipulate that you have certain insurance ... line. Having a Employers Liability policy in place can ...read more
... on the type of your insurance. Read the below carefully: Public Liability - This protects against the ... familiar with how much you're covered for. Using Professional Liability as an example again, you could be covered for ...read more
... care of themselves, but the primary insurances - public liability and professional indemnity - are crucial. ... You Do? Insure your legal liability! Public and Product Liability (or 'PL') covers claims against property damage ...read more
... your business mean that there may be considerations for your insurance. Firstly, do you have the right types of cover ... need to consider increasing the level of public liability insurance that you hold. Are there statutory ...read more
... motivated McBride to ensure that he has insurances in place to protect his Scotchbox stock. “I chose to insure my business because I want to be protected from public liability, selling food and drink to consumers and ...read more
... Public Liability insurance policy has adequate cover to protect you and your business against a public liability ... access systems and data. Therefore, a Cyber Liability insurance policy can act as your safety net against ...read more
... New Zealand professional insurance market is ... insurance and will soon be expanded to add in Public Liability, Statutory Liability, Employers Liability, Employment Dispute Liability and other associated insurance ...read more
... and buy the right professional indemnity and business insurance in a more accurate, fast and user friendly ... quick and easy online professional indemnity and public liability insurance for over 200 professions. The new ...read more
... : Public Liability insurance * Professional Indemnity insurance * Business Insurance * Building insurance * Contents insurance * Business Interruption insurance * Portable Equipment insurance* Cyber Liability insurance ...read more
... like your Public Liability insurance * can be sorted out online in minutes with Public Liability Australia . ... only and should not be relied upon as advice Public Liability Insurance is a business name of BizCover Pty Ltd ...read more
... all your business insurance needs like Public Liability, Professional Indemnity and Business Insurance* . We do ... could be save on your policy. *As with any insurance, cover will be subject to the terms, conditions and ...read more
Running your own business is anything but an easy feat. There's so much that you need to manage and look after that it can easily get overwhelming. If you find yourself feeling a bit lost and unmotivated some days, you ...read more
... insurance ... Public Liability insurance* Professional Indemnity insurance* Business Insurance* Building insurance* Contents insurance* Business Interruption insurance* Portable Equipment insurance* Cyber Liability insurance ...read more
... to look at when figuring out the type of business insurance you need to consider to protect your business. Know your ... which are covered by the policy. Public Liability insurance*: is designed to provide protection for ...read more
... to manage. So, when it comes to understanding your insurance needs, it's something we like to do hassle- ... insurance options to suit your business from the basics like Public Liability* to Professional Indemnity insurance ...read more
... your business on track. Protect your business with insurance After all that hard work to get your business ... insurance include: Public Liability insurance Professional Indemnity insurance Business Insurance Cyber Liability ...read more
... faith and open a studio.” “The current popularity of yoga and my conviction about how valuable these practices are, ... in their daily lives.” The leap from yoga teacher to business owner has been an interesting one ...read more
At long last, the wider public is starting to realise that hackers aren't hooded movie villains - they're ... could be just as harmful. This is where Cyber Liability insurance provides a crucial safety net for SMEs in NZ, ...read more
... crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against ... how to get in touch with one of our business insurance professionals. You can also access quick links to our self ...read more
... What’s covered & what’s not? Statutory Liability Insurance For Your Business New Zealand businesses are facing increased ... of waste into public watercourse Protect your business today. * * As with any insurance, cover will ...read more
... client information. Why do I need to consider Cyber Liability insurance? A common misconception is that hackers only go ... cyber incident? To understand if a Cyber Liability policy would be beneficial to your business, ...read more
Insurance for Marketing and Multimedia professionals GET INSTANT QUOTES Professional Indemnity insurance tailored specifically for your occupation Quick and easy online process, no forms to fill in, get covered in ...read more
GET YOUR INSURANCE QUOTE What Does Professional Indemnity Cover? What does Professional Indemnity Insurance cover? Professional Indemnity insurance is an important form of protection for businesses that provide ...read more
GET BUSINESS INSURANCE What Is Business Insurance? What is Business Insurance? Business Insurance* is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when ...read more
... valuable assets that you will want to insure. Building insurance covers your building if it is damaged as a ... how to get in touch with one of our business insurance professionals. You can also access quick links to our ...read more
GET BUSINESS INSURANCE Do I Need Business Insurance? Do I need Business Insurance? Take the time to consider how many different assets your business relies on each day to get the job done. From desks to hammers, coffee ...read more
GET PROFESSIONAL INDEMNITY INSURANCE Do I need Professional Indemnity Insurance? Why is it important for your business? Is it mandatory for your profession? Minimum Level of Cover What is NOT typically covered? Do I need ...read more
GET PROFESSIONAL INDEMNITY INSURANCE What is Professional Indemnity Insurance? What is Professional Indemnity Insurance? Professional Indemnity insurance is designed for professionals who provide advice or a service to ...read more
Many businesses think their business is too small to attract cyber criminals. Yet, when it comes to cyber theft, size doesn't matter. Hackers are on the lookout for businesses of any size with valuable customer data they ...read more
... Protect your business today. * * As with any insurance, cover will be subject to the terms, conditions ... out how to get in touch with one of our business insurance professionals. You can also access quick links to our self- ...read more
... to arrange your business insurance - just a few ... Liabilities Recording, Monitoring and Tracking Income and Expenses Reporting Requested Bookkeeping Information Bookkeepers generally require professional indemnity insurance ...read more
Business Insurance GET INSTANT QUOTES Multiple quotes from leading NZ insurers Compare and buy online No hassle, no paperwork, no delays The Business of Business Insurance From printers to pencils, it all adds up and ...read more
... investigation costs Inquiry attendance costs Public relations costs What is NOT ... your work contracts specify that you must hold a certain level of PI insurance? What is the value of the jobs that you perform? What are ...read more
... never be the same. Get your work from home insurance before your next meeting goes wrong—available April 1st ... Experience IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE Janette W ...read more
... itinerary is fun, and so is sorting out your business insurance. With just 4 steps or one phone call, you can ... you excellent service. It is much easier to organise insurance with you over the phone. Joelle W . Appreciate ...read more
There's a great deal of responsibility and care required when you provide specialist advice and services for a living . N o matter how professional you may be, all it takes is one dissatisfied client for you to ...read more
... protect your business. What is Business Insurance*? Business Insurance is designed to protect your business ... wages or rent). Find out more Getting your business insurance sorted has never been easier. At BizCover, we keep ...read more
Professional Indemnity Insurance (PI) can be difficult to comprehend, but only at first. In this article, we explain what professional indemnity insurance is and why it might be important for your business. What is ...read more
... insurance professional who can help you understand the meaning. Some policies will also cover: Lost Documents, Fidelity (cover for a loss due to employee's dishonesty), Public Relations Costs, Statutory Liability (cover ...read more
... home, your home and contents insurance policy might not cover all the liabilities related to your business. As ... business is on the move and changing and so your insurance needs will also be changing and you'll want to ...read more
... that impact the cost of Professional Indemnity insurance. Insurance policy pricing is generally calculated on risk ... at the data of almost 500 BizCover customers with PI insurance in 2017, you can see that the average cost ...read more
Unfortunately, there's no off season for cyber criminals who are always on the prowl, leaving no small business immune especially when it comes to obtaining financial data. With more and more personal information being ...read more
Reviews related to Public Liability Insurance For Photographer
You made the purchasing of public liability cover simply easy and straight forward
Trades & Services
IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE
Highly recommended way of doing business insurance with out hassles and cost effective
Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A
I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.
Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu
I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!
Nice and fast, but not immediately obvious where to download insurance certificate.
Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.
The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover
Trades & Services
Did you Know?
Portable Equipment covers you for loss or damage of laptops and mobile phones anywhere in the world.
Insurance for Photographers
Photography can often involve loads of expensive equipment. You may have cords taped to the ground, big screens erected, and you may be working with hot lights. All of these pose an opportunity to cause injury to other people. Accidents, injuries and property damage can also arise in the most unlikely of ways for photographers. What would you do if you were to spill your morning coffee on the stylist’s vintage handbag? Or the model was to stumble and break a bone as you were directing their movements?
Often referred to as General Liability insurance, Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public brings a claim against you due to their being injured (and not covered by the Accident Compensation Commission) or sustaining property damage as a result of your negligent business activities.
Public Liability insurance also picks up legal costs that you may incur while defending yourself from a covered claim.
Portable Equipment Cover*
To make the most of your skills and talents as a photographer, it pays to invest in quality equipment. This can include a professional camera, multiple lenses, a tripod, filter, backdrops and a powerful computer for editing. Your portable equipment may cost thousands or even tens of thousands of dollars.
It goes without saying that taking your photography equipment from location to location means there is a potential for loss or damage to occur. You could lose or misplace some or all of your equipment, or it could become stolen or damaged. And without your equipment, you would be unable to work, costing yourself and your clients money and even harming your reputation.
You should also ask yourself if you would be able to replace your equipment should anything happen to it. Would you be able to replace it immediately? Would you have to take on credit card debt to do so. How would suddenly replacing your equipment affect your finances?
Portable Equipment insurance covers you for loss and damage to items of portable equipment associated with your business. These can include tools of trade and items of stock.
Protect your business today.
Things to consider
- Does your business rely on portable property (such as tools)?
- Would having to replace or repair of the equipment put your business under financial stress?
- Is your portable equipment stored in the open air or is it secured?
- Your policy wording is likely to explain how your portable property is required to be securely stored for it to be covered by your insurance.
* * As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.
Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals.
You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents.