Business Equipment Insurance Coverage

Business Equipment Insurance Coverage

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Business Insurance

... equipment, tools and valuable property anywhere in New Zealand. Cyber liability insurance is a type of business insurance product which covers your business ... or your company. Business Interruption* Business Interruption ...

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What is Business Insurance

... Business Insurance provides coverage for many different types of small businesses. Why do I need Business Insurance? As a business ... your reputation- if your business relies on certain equipment or tools to perform your ...

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What does business insurance cover

... stock at home, make sure that you have adequate coverage in place to ensure it is covered if a claim were to occur. My business is mobile, will my Portable Equipment insurance protect me anywhere? The good news is your ...

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Do I need Business Insurance

... property Portable Equipment cover*: Keeps your tools protected from theft or damage Business insurance may be ... Hi, Just a question I am a Event production company but the only section was Event Management on your form ...

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BizSave

... theft of your portable equipment, damage to your premises or contents, or the possible financial loss from an interruption to your business. So why not be more prepared by taking out Business Insurance ? BizCover gives ...

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BizCover and n3

... anyone . Was waiting for a call back from another company when you guys called back right after going onto your ... how to get in touch with one of our business insurance professionals. You can also access quick links to ...

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BizCover and Boost Your Business

... you time to really focus on running your business. We have teamed up with Boost Your Business so that you don't have to do the research or the calling around to different insurance companies - we've done that for you ...

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Business Insurance FAQs

... Service Loving the efficient way to renew business Natalie B. Massage Therapy Service I love how easy it is to do covers on bizcover compared to other insurance companies. Gwen S. Painter/Decorator Need Help? Visit ...

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Priceme

... , leaving you time to concentrate on running your business. We have teamed up with PriceMe so that you don't have to do the research or the calling around to different insurance companies - we've done that for you. With ...

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Frequently Asked Questions

... on the lookout to add new insurers to our range to ensure we continue to be the No. 1 online business insurance service.We quote in New Zealand Dollars and all transactions will be in New Zealand Dollars.To retrieve your ...

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Insurance for Photographers

... leading insurers Insurance for Photographers Coverage for photography equipment Compare quotes ... . Safeguarding your business and expensive photographic equipment with the appropriate business insurance provides peace of ...

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Insurance for Allied Health Professionals

... , Get coverage immediately Why Do Allied Health Professionals Need Business Insurance? Operating ... to keep your business going like business assets with contents, building and portable equipment insurance Holding valuable ...

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Insurance for IT Professionals

... damage). A Business Insurance policy can also cover your portable equipment, and loss of revenue due to business interruption in specified circumstances. As an IT professional, below are some of the coverages you may ...

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What Is Inside A Business Insurance Pack?

... are currently available through our Business Insurance Pack offering: Building insurance* Contents insurance* Portable Equipment insurance* Cyber Liability insurance* Business Interruption insurance* Let's have a closer ...

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What Insurance do Beauty Salons Need?

... could damage your equipment, stock, and building itself. Break-ins, theft, and unplanned business interruptions might make it impossible to see your clients. You may want to consider insurance coverage that can help ...

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Insurance for Mechanics

... fire, storm, theft or even accidental damage). A Business Insurance policy can also cover your portable equipment, and loss of revenue due to business interruption in specified circumstances. Some of the different types ...

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Insurance for Tradies

... Equipment insurance? Public Liability insurance covers you if a third-party claim that your negligent business ... insurance. New Zealand's number one online insurance company We take pride in the 10,000 small businesses ...

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Complete Guide to Business Insurance

... . Some of the types of business insurance coverages available include: Building/ property (Public Liability) Property (Contents) Portable Equipment (e.g. glass, electronic equipment) Business Interruption Why do I need ...

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What Insurance Policies do Yoga Studios Need?

... could damage your building, equipment, and retail stock. You might also want protection against break-ins, theft, and unplanned business interruptions. Business Insurance is a coverage package designed to provide cover ...

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Insurance for Yoga Teachers

... business. Yoga teachers might consider adding coverages such as these to their Business Insurance package: Business ... (Contents) insurance covers loss of or damage to items such as business equipment, stock, fixtures ...

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Insurance for Psychologists

... may take out Professional Indemnity coverage to protect them against providing ... Equipment policy covers you anywhere in New Zealand. Business Insurance* Business Insurance is a convenient and customisable insurance ...

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Insurance for Carpenters

... a carpenter and the unique demands of your carpentry business. Carpenters might consider including these coverages in their Business Insurance package: Portable Equipment Insurance* What's a carpenter without their tools ...

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Insurance for Designers

... *. Chances are you may work with expensive equipment and other business assets that help to bring your designs to life. Business Insurance* offers a variety of different coverages to safeguard the nuts and bolts that ...

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Insurance for Personal Trainers

... train your clients and without them, you may not be able to get the job done. These are some types of business insurance coverages to consider: Portable Equipment cover* : Covers you for loss and damage to your tools and ...

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Insurance for Sole Traders

... cover your portable equipment and loss of revenue due to business interruption in specified circumstances. A Business Insurance package can be tailored to protect you from multiple risks. It can include coverage for the ...

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Insurance for Immigration Advisers

... A Business Insurance policy can also cover your portable equipment, and loss of revenue due to business interruption in specified circumstances. These are some of the different types of business insurance coverages you ...

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Insurance for Bookkeepers

... Indemnity insurance, Public Liability insurance and various Business Insurance coverage options. Insurance for Bookkeepers Professional Indemnity Insurance Professional Indemnity Insurance is for businesses and ...

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Insurance for Engineers

... location. Portable Equipment insurance* – Covers you for loss and damage to your tools and equipment due to ... ensure you have the appropriate coverage in place. How much does business insurance cost civil engineers? No two ...

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Insurance for Painters

... and industry boards. Business Insurance* – Your painting tools and other business assets help you get the job done, so consider protecting them with coverage options like Tool and Portable Equipment cover and Contents ...

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Insurance for Massage Therapy

... your Business Insurance package to include coverage that fits the unique needs of a massage therapist. Massage therapists often consider creating a Business Insurance package that includes: Portable Equipment Insurance ...

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Tradies Guide to Business Insurance Packages

... risk profile, will determine the types of business insurance you require and the amount of coverage you may select for your business. Tool and Portable Equipment Insurance As a well-equipped and busy trade professional ...

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Business Insurance Health Check Part 2

... it is Professional Indemnity insurance for your accounting business or Portable Equipment insurance for your tools of trade, we offer business insurance options to help you protect your business. Visit bizcover.co.nz ...

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Insurance for Cleaners

... adds up, that's where Portable Equipment insurance can help provide some protection if they were lost or stolen Business Insurance offers a range of various coverages to help provide protection for different areas ...

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Insurance for Travel Agents and Tour Operators

... policy can also cover your portable equipment, and loss of revenue due to business interruption in specified circumstances. These are some of the typical types of business insurance coverages you may need to consider ...

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Insurance for Education Consultants

... long haul too. This is where business insurance becomes an important part of your business plan. There are a variety of different business insurance coverages available for educational consultants like Public Liability ...

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Insurance for Mortgage Brokers

... or sold Inappropriate equipment installation that causes damage ... insurance helps defend your business and your employees against specific unintended breaches of New Zealand Acts of Parliament. It includes coverage ...

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Cyber Insurance - Is it worth it?

... you're serious about insuring your business, you should consider having solid Cyber Liability insurance in place that offers comprehensive cyber risk coverage. Many businesses think their business is too small to attract ...

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What does Public Liability Insurance Cover?

... not covered by the ACC For some businesses, Public Liability insurance may be a requirement. For example for some tradies they may have to have a certain level of Public Liability coverage in place before they even step ...

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Insurance for Shop Owners

... your business or an equipment ... coverage you take out Your excess The level of cover Your claims history Your shop's location Why choose BizCover for your shop insurance? Built for NZ small businesses We know insurance ...

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Tool and Portable Equipment Insurance

... you be able to afford to replace them all without impacting your business' hard-earned savings? Did you know? Your Tool and Portable Equipment insurance covers you anywhere in New Zealand, so you're protected no matter ...

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How tradies can take the pain out of claim time

... losing them would be a disaster. Thankfully, Portable Equipment insurance * is there to cover you for loss ... tools lost or stolen can be stressful. Luckily, your business insurance doesn't have to be! Jump online or give ...

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Insurance for Handyman

... Business Insurance package: Protect your business today. Portable Equipment Insurance The success of your handyman business ... Very easy – have been waiting for other insurance companies to contact us all day. Allan N. ...

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Insurance for Plumbers

... (such as fire, storm, theft or even accidental damage). A Business Insurance policy can also cover your portable equipment, and loss of revenue due to business interruption in specified circumstances. Two of the kinds of ...

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Cost Saving Tips For Contractors

... business insurance , such as contractor insurance, price increases are considered an essential part of running a successful business ... times a year. If the cost to rent the equipment is less than how much you would spend to ...

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Insurance for Beauty Salons

... requirement by your landlord if you lease your business premises. Business Insurance Whilst your customers are vital to your business, so are your contents, stock, equipment and your building if you own it. Protecting ...

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Tips for How to Start a Carpentry Business

... big companies need to do. But no matter what size business you are building, a business plan can be an asset. A business plan ... Invest in quality equipment and tools Look into business insurance options that may fit ...

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Ninja Fitness wins the 3rd BizGiver Grant

... how the BizGiver grant will help her business, Elly says that by having more equipment she will be able to have bigger ... lifestyle makes me extremely happy.” Get your insurance with BizCover ! Visit Ninja Fitness' Website ...

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Insurance for Real Estate Agents

... damage). A Business Insurance policy can also cover your portable equipment, and loss of revenue due to business interruption in specified circumstances. Let's take a look at these different types of coverages and how ...

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A Tradies Guide To Protecting Tools

... help protect your tools. For a tradie, your tools and equipment assist you to get the job done. That also means using ... to protect your tools is to get your business insurance * sorted. While you may be familiar with ...

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Insurance For Cafes and Restaurants

... equipment due to theft, fire and other perils listed in the wording, anywhere in New Zealand. A Business Insurance ... your business How many staff you have? The type of food business you are running The type of coverage you ...

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Insurance for Hairdressers

... the theft or damage of your expensive hair styling equipment. These are few examples of how business insurance can help to protect your hairdressing business: Claims from an annoyed client for the professional services ...

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How to start an online retail business in 5 steps

... wares through their store. Organise your business insurance Just because your business is based online doesn't mean that ... and stock* Provides coverage for loss of or damage to items such as business equipment, stock, plant ...

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5 Tips to Avoid Tradie Tool Theft

... remotely via an app, so you can keep watch on them 24/7. 5.Protect your tools with Tool and Portable Equipment insurance Running your own tradie business means you've got a lot of your plate but looking at tradies ...

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Why You Should Review Your Business Insurance

... your business insurance policy. The first step to knowing what your coverage ... Business Insurance options may include: Building * Property (Contents) * Business Interruption * Portable Equipment * Cyber Liability Insurance ...

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What are the Risks in Running a Yoga Studio?

... *; Public Liability *; Business Insurance *; Business Interruption *; Portable Equipment Insurance *; and Building And Contents Insurance *. Business insurance for yoga teachers can reduce business risk for yoga ...

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Managing your Public Liability risks as a tradie

... . To find out more about Public Liability insurance for tradies or other business insurance options like Tool and Portable Equipment cover*, Cyber Liability insurance* or Business Pack* options get in touch by jumping ...

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Insurance for Counsellors

... even accidental damage). A Business Insurance policy can also cover your portable equipment, and loss of revenue due to business interruption in specified circumstances. Business Insurance covers a variety of different ...

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7 Money Saving tips for Small Business in NZ

... -hand equipment that is no longer needed by another business through to new stock and equipment being ... time to get your business insurance * sorted is something that should be part of your business plan, helping you ...

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Insurance for Architects & Designers

... clients in their business premises or homes. They may also have their own offices to consider, including any equipment, tools, and client information that may be stored there. There are different insurances to protect ...

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Insurance for Accountants & Tax Agents

... your business from hackers or an inadvertent error with Cyber Liability insurance, which provides coverage ... well as the things inside it, like your office equipment. Cyber Insurance can help protect you in the event of a ...

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How to Start a Hair Salon Business

... equipment, and choosing the right beauty salon insurance. Getting experience Before delving into starting your hair business ... your business on their premises, as some areas may not allow commercial companies. Looking ...

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Cyber Liability Insurance

... Insurance? Cyber liability insurance is a type of business insurance which protects your business against both the legal costs and expenses related to cybercrime incidents. Your coverage ... for IT equipment like laptops and ...

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16 Tools Every Carpenter Needs!

... piece of equipment. Choose ... insurance! Insurance for carpenters helps protect your small business from common risks, like accidentally damaging a customer's property or having your tools stolen. Without insurance coverage ...

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How to Open a Yoga Studio

... to purchase the equipment outright. Yoga teachers who operate their own yoga studio in New Zealand can enjoy peace of mind by reducing the risks to their business via business insurance such as yoga insurance. And a ...

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Do Hypnotherapists need Business Insurance?

... as fire, storm, theft or even accidental damage). A Business Insurance policy can also cover your portable equipment and loss of revenue due to business interruption in specified circumstances. C ustomise your cover You ...

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How Much Does It Cost To Recover Lost Data?

... could be a financial strain on your business. Why is it that data recovery companies seem to hide their prices? Are you ... not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions ...

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How To Increase Your Profit As A Tradie

... party property damage and accidental injury. Tool and Portable Equipment Insurance: Covers you for loss and damage to items of portable equipment associated with your business. These can include tools of trade and items ...

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How To Grow Your Trade Business In 2023

... customers. Optimise your company's online presence Most businesses have a company website to market their ... Equipment Insurance: Covers you for loss and damage to items of portable equipment associated with your business. ...

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How Is A Contractor Different From An Employee?

... Will you supply them with equipment to do their job? Employees are typically given equipment to use on the job, ... can also sort out other popular types of business insurance, such as Cyber Liability and Employer Liability ...

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What You Should Know Before Becoming A Contractor

... before becoming a contractor, including business insurance such as contractor insurance. 1. Do you have the ... to continue paying off any debt you owe on your equipment? 4. How will becoming a contractor change your life? ...

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How NZ Tradies Can Protect Themselves From Risk

... Protect yourself with the appropriate personal protective equipment (PPE); Ensure you follow all safety ... performing their trade services. But business insurance such as trade insurance can be an effective and proactive ...

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Reviews related to Business Equipment Insurance Coverage

  • Prompt, professional, ease of purchase…and competitive pricing

    Viraj M.

  • I have already given feedback. Really easy and have referred several colleagues to you over the years

    Judy O.

  • Quick and hassle free insurance cover for small businesses.

    Kelvin C.

  • I rang several insurance brokers/company and this was the one that gave me the quickest, easiest quote without having all my personal detail and having to wait for someone to call me back! Thanks.

    Sharon

  • Easy process with reminders coming through on when to renew insurances by.

    Brett S.

Did You Know?

Business Insurance policies are made up of many different insurance products that you can tailor to the needs of your business. From your building, the contents of that building and the data that your business relies on.

What it typically covers

  • Material damage loss for your physical assets
  • Financial loss due to Business Interruption

 

Choose cover options below!

What is NOT covered?

  • Negligence/breach of duty arising from an act, error or omission as a result of your professional services
  • Claims arising from damage to third party property or personal injury
  • Known claims and circumstances

Protect your business today.

Cover Explained

Select the cover options needed for your business:

Building*

Building cover protects you from the cost of repairing or reconstructing buildings your business owns as a result of fire and other perils.

This includes protection for things like fixed signs and lettering, tanks, poles, power lines and their supports, walls, gates, fences and landscaping. You also can get optional cover for natural disasters, including earthquake cover**.

Contents*

Property (Contents) cover protects you from the loss or damage to your contents, stock and equipment caused by fire and other perils.

It includes cover for money, theft equipment breakdown and seasonal stock increase. It also covers the costs to replace internal or external glass that is damaged or broken, such as windows, mirrors or porcelain.

You can also get optional cover for natural disasters, including earthquake cover**.

Cyber Liability*

Cyber liability insurance is a type of business insurance product which covers your business against both the legal costs and expenses, including compensation payments, related to cybercrime incidents. Your coverage may include cover for expenses and legal costs relating to data breaches, theft or loss of client information, business interruption costs, forensic investigation, data recovery, extortion, and fines and penalties.

It also could generally cover crisis management costs to restore your businesses reputation after an attack or data breach and legal costs from any ensuing civil action taken against you or your company.

Business Interruption*

Business Interruption cover protects you from the loss of income and some of the increased costs of running your business as a result of interruption caused by events covered under your policy.

You can also get optional cover for natural disasters, including earthquake cover**.

Portable Equipment

Portable Equipment cover protects you from the loss or damage to portable equipment, tools and valuable property anywhere in New Zealand. You can select your own cover limit and cover the loss of things like laptops and mobile phones anywhere in the world
Covers loss or damage of laptops and mobile phones anywhere in the world.

How much does Business insurance cost?

No matter if you sell fishing tackle or lollipops, no two small businesses are the same. Each business has its own set of risks to deal with and these risks effect what cover you may need. That’s why there isn’t a stock-standard price of business insurance. When calculating the price of your policy, there are many factors that are taken into consideration.

Some of these may include:

  • The size of your business
  • How many staff you have
  • The type of small business you are running
  • The type of coverage you take out
  • Your excess
  • The level of cover
  • Your claims history
  • Your shop’s location

Why choose BizCover for your business insurance?

At BizCover, our task is to make business insurance a stress-free experience. Our platform is designed to help you compare quotes and get the right cover you need so you can get back to more important things like running your business. But if you are still not convinced, here are a few other reasons why you should choose BizCover for your business insurance.

New Zealands’s number one online insurance business

We take pride in the 10,000 small businesses we have helped already… and counting.

Clear and competitive pricing

You can compare and choose from a range of competitive prices right there on your screen.  Seriously.

Built for small business

We know insurance and what makes small businesses tick.

We won’t bore you with jargon

We’re not fans of complicated insurance speak, so we talk to you in plain English. If you want to brush up on your Latin, look elsewhere.

Frequently Asked Questions

Is Business Insurance Mandatory?

While there is the flexibility to choose what sort of cover you want for your business and the level of cover, there may be some situations where certain types and levels of cover are mandatory.

For example Public Liability or Professional Liability insurances are a common requirement for individuals who work on certain contracts, especially within the government sector. This is sometimes the case when becoming a member of certain industry bodies and boards.

Does Personal Insurance Cover Business Insurance?

It’s important to be aware that your personal insurance may not cover your business assets or property. If you have a home-based business, things like your home and contents insurance policy may not extend to provide cover for any liabilities which may relate to your business. You should check your policy details to check on coverage.

How do I make a claim on my insurance policy?

Need to make a claim? No dramas! We’re here to assist you through the process and get you back to business. Simply download, complete the Claim Notification Form and return to claims@bizcover.co.nz. We’ll manage the process with the insurer for you, whilst our dedicated claims consultants keep you informed every step of the way. Alternatively, if you would like to contact us by phone, our customer service team are here to help you on Ph. 0508 249 268

*This information is a general guide only and does not take into account your objectives, financial situation or needs. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice. BizCover Limited is owned by BizCover Pty Ltd (ABN 68 127 707 975).
**Cover for natural disasters is subject to the location of your business and is not available to all postcode areas.
Sub-limits and conditions apply. Refer to the policy wording.

Need Help?

Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals. 

You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents. 

 

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