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What does business insurance cover

... * Portable Equipment * Porta ble Equipment insurance (also known as General Property insurance) covers you for loss and damage to items of portable equipment associated with your business. These ...

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What is Business Insurance

... accidental damage). A Business Insurance package can also cover your portable equipment, glass and for ... Business Insurance available and what kind of coverage they provide . * As with any insurance, ...

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Business Insurance

... the things needed to make your business run smoothly every day. Business Insurance is designed to safeguard your contents ... damage to your contents, stock and equipment caused by fire and other perils. Automatically ...

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Do I need Business Insurance

... portable equipment associated with your business. These can include tools of trade and items of stock, so you're not left with a hole in your back pocket. Mortgage Brokers with a home office Business Insurance is ...

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Insurance Options for Retailers

... into your savings when your fridge, air conditioner and other equipment decides to quit working. An available Business insurance package option, this insurance can provide cover for the repair and replacement costs of ...

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BizCover and n3

... getting your business insurance sorted should be simple and hassle-free, leaving you time to focus on running your business. That' ... your business, including any buildings you own, your contents, stock and equipment ...

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... of your portable equipment, damage to your premises or contents, or the possible financial loss from an interruption to your business. So why not be more prepared by taking out Business Insurance? BizCover gives you ...

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BizCover and Boost Your Business

... you time to really focus on running your business. We have teamed up with Boost Your Business so that you don't have to do the research or the calling around to different insurance companies - we've done that for you ...

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It's Time for an Insurance Health Check!

... you want the business to be? Any changes in your business mean that there may be considerations for your insurance. Firstly, do ... modifies the policy by adding or excluding coverage for something that is not standard. ...

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Business Insurance FAQs

... easy to understand. Get Free Quotes ; ; ; Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover by comparing quotes from New Zealand’s leading ...

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BizCover and PriceMe

... leaving you time to concentrate on running your business. We have teamed up with PriceMe so that you don't have to do the research or the calling around to different insurance companies - we've done that for you. With ...

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Insurance for IT Professionals

... and find the coverage you need, in ... Business Insurance offers a suite of options to cater to your individual business needs, from material damage, loss, to the breakdown of important electronic equipment and business ...

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Insurance for Accountants & Tax Agents

... destroy it all? Could your business keep operating if your computing equipment was to breakdown or suffer accidental ... business from hackers or an inadvertent error with Cyber Liability insurance, which provides coverage ...

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Tool and Portable Equipment Insurance

... to consider Tool and Portable Equipment Insurance? Tool and Portable Equipment Insurance covers you for loss and damage to items of portable equipment associated with your business. These can include tools of ...

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Insurance for Photographer

... , photography is not without its own unique risks. Safeguarding your business and expensive photographic equipment with the appropriate business insurance provides peace of mind and protection. Let us take care of ...

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Ninja Fitness wins the 3rd BizGiver Grant

... for them is one of my biggest goals.” As for how the BizGiver grant will help her business, Elly says that by having more equipment she will be able to have bigger classes and more variety for her clients. “This will ...

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Insurance for Cleaners

... loss and damage to specified items such as tools, business equipment or electronic items , or unspecified items of lower value .  *As with any insurance, cover will be subject to the terms, conditions ...

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Insurance for Beauty Salons

... by your landlord if you lease your business premises. Business Insurance Whilst your customers are vital to your business, so are your contents, stock, equipment and your building if you own it. Protecting ...

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5 Money Saving tips for Small Business in NZ

... From second hand equipment that is no longer needed by another business through to new stock and equipment being sold as ... new loan, credit card, bank account or insurance for their business. It may be that the provider of ...

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Insurance for Personal Trainers

... for working in public outdoor areas. Business Insurance Being a personal trainer often means your office travels with you, carrying around bags of expensive fitness equipment. That's why it is worth considering ...

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Insurance For Cafés and Restaurants

... fittings, equipment, stock and furniture. A Business Insurance policy ... company, senior management and employees for allegations of wrongful breaches of key legislation in the course of the Insured’s business ...

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Insurance for Hairdressers

... on you having public liability insurance. Business Insurance Your business assets are as critical as ... stock and equipment caused by fire, storm, theft and other perils. It can also cover portable equipment if you ...

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Insurance for Painters

... of your own pocket. These expenses can add up over time and dig into your savings. Business Insurance can cover the cost of your tools and portable equipment if it is lost or stolen, or in the event of a fire and other ...

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Insurance for Engineers

... . A comprehensive business insurance policy for any engineering business can include cover for buildings, contents and portable equipment. A business insurance policy for an engineering business will include protection ...

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Insurance for Shop Owners

... , storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances. There is also cover ...

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7 Ways to Grow Sales in a Café Business

... less > Counter Service > Automated equipment > Limit menu options to increase ... not a massive retail chain or a multinational company, but how you present your business matters. Why? Because where people go for ...

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BizCover and NZ Retail

... , theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances. Public Liability Public ...

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Insurance for Handyman

... complete peace of mind. Business Insurance The success of your handyman business depends as much on your ... is a setback that you cannot afford. Portable equipment insurance is the perfect cover that ensures you don't ...

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What does Public Liability Insurance Cover?

... personal injury. Public Liability insurance protects your business by providing compensation for property ... have manufactured or sold Inappropriate installation of equipment causing damage to property Injury, illness ...

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Insurance for Plumbers

... extensive and expensive damage to their property. Business Insurance As a plumber your tools are your ... , when a spanner gets thrown in the works, Portable Equipment cover can deliver peace of mind making sure you're ...

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Insurance for Architects & Designers

... Business Insurance Your clients are your bricks and mortar, but where would your business be without the assets needed to help make their plans a reality? Not having the right cover in place could cost your company ...

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Insurance for Tradesmen

... your business insurance ... business and the very reason why you nail those jobs! Chances are you have a few in the toolbox too, and when you do the math, they would be worth a fair few bob. Thankfully, Portable Equipment ...

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What is Public Liability Insurance?

... insurance company will provide much needed funds to cover your legal costs and any compensation claims, leaving your business ... or sold Incorrect installation of equipment resulting in damage to property Injury ...

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Insurance for Mortgage Brokers

... your company. Cyber liability helps you safeguard your business against ... insurance helps defend your business and your employees against specific unintended breaches of New Zealand Acts of Parliament. It includes coverage ...

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Cyber Insurance - Is it worth it?

... that your other business cover won't respond to a cyber or data breach claim. And the last thing you want to do is handle a cyber attack or data breach alone. Cyber insurance will also provide coverage for regulatory ...

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Professional Indemnity Insurance

... you are not found liable, the legal costs of defending yourself could seriously affect your business. Professional Indemnity Insurance (PI) is designed to protect you and your employees by providing cover against such ...

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6 ways your business can go paperless

... the plunge and go paperless . From clouds to e-signatures, here’s 6 top tips that can help any business in their mission to cut the paper. Get your head in the cloud When it comes to cloud – based ...

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Introducing Work From Home Insurance

... name (if necessary) No longer worry that your business will be remembered for the wrong reasons, just ... never be the same. Get your work from home insurance before your next meeting goes wrong—available April 1st only ...

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Types of small business insurance in New Zealand

... Liability Insurance Employers Liability Insurance protects the company and the people who manage the company, such as the Company Director and Senior Managers, against the risks and exposures of running the business - ...

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Help Protect your small business' reputation

... of $257 million in 2016 alone (1). . If your business were to be the victim of a cyber attack, Cyber Liability insurance is there to help by providing coverage for expenses and legal costs (which can add up very quickly ...

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How much does Public Liability Insurance cost?

... calculating the cost of your Public Liability insurance. Businesses that are considered to have a higher ... premiums. It is also important to note that each insurance company assesses risk in different ways, and as such, ...

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What does Public Liability Insurance Cover?

... considers the legal defence costs alone, these could put you out of business. With the right Public Liability cover in place, the insurance company will provide the funds to cover your legal costs and any compensation ...

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Insurance for Consultants

... bread and butter, but where would you be without your business assets? Business Insurance allows you to select the types of coverage that best suit your business, like contents, to protect against fire, earthquake, theft ...

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Tips On How To Better Your Business This Year

... away. They can help put you on the right path when it comes to sorting out your business insurance. A few small changes to your small business can have a big impact. It's all about working smarter, not harder, so go on ...

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Employers Liability Insurance

What’s covered? Employers Liability Insurance For Your Business Whilst we all go to great lengths to ensure a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability ...

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Statutory Liability Insurance

... accountable and responsible for their actions in the workplace. Statutory Liability Insurance protects you, your business and your employees, including directors, trustees and managers, against certain unintentional ...

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Cyber Liability Insurance

... as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising from data breaches which may occur after being hacked ...

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Insurance for Immigration Advisers

... need it? Grow your business with peace of mind. ; Did you Know? To be on the MARA list you will require a minimum of $250,000 Professional Indemnity (as at July 2017). ; Insurance for Immigration Advisers ...

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Public Liability Insurance

What’s covered & what’s not? Get the right cover Public Liability Insurance cost Public Liability Insurance For your Business As much as we like to hope otherwise, accidents do happen. Regardless of the industry ...

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Insurance for Travel Agents and Tour Operators

... and Tour Operators need it? Sorting out your clients' itinerary is fun, and so is sorting out your business insurance. With just 4 steps or one phone call, you can get quotes online in minutes from top NZ insurers ...

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Reviews related to Business Equipment Insurance Coverage

  • Would prefer payment methods other than credit card. Being able to pay direct from my business bank account using Poli or other system would make life easier.

    John Cleveland
    Information Technology

  • Its been very easy to re-instate my isurance for the next 12 months. I do not really have any additional comments to make because i have not been provided any special service. I would definitely do business with you again

    Sharon Williams
    Information Technology


    Janette Wallbutton
    Real Estate

  • Easy to deal with; did as they said. ie when I asked them to call back they did. Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A

    Alisa Drewett

  • I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

    Tina Buckler
    Allied Health

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • Nice and fast, but not immediately obvious where to download insurance certificate.

    Charles Brooks
    Consultancy Occupations

  • Extremely easy, user-friendly online purchase process, really good. But like all insurance the value isn?t known until you need to make a claim. I hope if that?s ever needed, that process and customer service is equally as good.

    Angela Clarke
    Information Technology

  • They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn

    Monique Princen
    Information Technology

  • The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover

    Quentin Duff
    Trades & Services

  • Highly recommended way of doing business insurance with out hassles and cost effective

    Peter Digby

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Independent feedback from our customers rated our service at excellent.

Cover Explained

Select the cover options needed for your business:


Covers the cost of repairing or reconstructing buildings your business owns as a result of fire and other perils.

  • Includes protection for things like fixed signs and lettering, tanks, poles, power lines and their supports, walls, gates, fences and landscaping
  • Optional cover for natural disasters, including earthquake*

Property (Contents)

Covers loss or damage to your contents, stock and equipment caused by fire and other perils.

  • Automatically includes cover for:#
  • Covers the costs to replace internal or external glass that is damaged or broken, such as windows, mirrors or porcelain.
  • Money
  • Theft
  • Transit
  • Equipment breakdown
  • Seasonal stock increase
  • Stolen keys
  • Optional cover for natural disasters, including earthquake*

Portable Equipment

Covers loss or damage to portable equipment, tools and valuable property anywhere in New Zealand.

  • Select your own cover limit
  • Covers loss or damage of laptops and mobile phones anywhere in the world


Business Interruption

Covers you for the loss of income and some of the increased costs of running your business as a result of interruption caused by events covered under your policy.

  • Optional cover for natural disasters, including earthquake*

*Cover for natural disasters is subject to the location of your business and is not available to all postcode areas.
#Sub-limits and conditions apply. Refer to the policy wording.