Tool Insurance For Tradesmen
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Tool and Portable Equipment Insurance
... you can rest assured that important business assets like your EFTPOS machine for example are insured. Tradesmen Tool and Portable Equipment insurance is one of those no-brainers when it comes to protecting your valuable ...
read moreDo I need Business Insurance
... of businesses and their areas of risk. Why do Tradesmen need Business Insurance As a tradie there's many moving parts that ... cover*: Keeps your tools protected from theft or damage Business insurance may be a requirement ...
read moreWhat is Public Liability Insurance?
... protections that Public Liability insurance can provide. These include: Tradesmen and Contractors - Such ... at a private residence needed to use a garden power tool to complete the required work. Whilst operating the machine ...
read moreInsurance for Tradies
... anywhere in New Zealand? Portable Equipment only provides cover for you tools in the event they are lost or stolen. Insurance for Tradesmen Public Liability* Don't get stuck between a wall and hard place by not having ...
read moreWhat every New Zealand tradie needs to know about insurance
... of just how important it is to have the right business insurance s in place for when things don't go exactly to ... the difference between staying in business or hanging up the tools for good. These are a few things to keep ...
read moreHow To Start Your Own Trade Business in NZ
... causing a physical injury to another contractor, or having your tools stolen. No matter what your trade—painter, electrician, plumber, handyman, carpenter—insurance is one way to help protect your business and bank ...
read moreAm I Ready To Start A Trade Business?
... generally doesn't come cheaply. From tools, vehicle expenses, licence fees, rent, wages, business insurance (including Public Liability insurance and Tool and Portable Equipment Insurance ), there can be a lot of ...
read moreHow To Grow Your Trade Business In 2023
... and your business against claims arising from third party property damage and accidental injury Tool and Portable Equipment Insurance: Covers you for loss and damage to items of portable equipment associated with your ...
read moreTips For Following Up On Trade Quotes
... difference in attracting the customers that you need to keep the work going. Consider disclosing your tradie insurance Insurance for tradies is an essential part of running a business - if not a necessity depending on ...
read moreWhy Insuring Your Tools Of Trade And Portable Equipment May Help Your Business
... , tablets, they all add up and are vital, just like tools of trade to perform your role. There are many moving parts ... not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions ...
read moreHow much does Public Liability Insurance cost?
... is the full breakdown. *Data based on New Zealand BizCover customers How much do Tradesmen pay for Public Liability Insurance? Within the Trades & Services industry there are many different types of occupations with ...
read moreHow NZ Tradies Can Protect Themselves From Risk
... supervision, including training on how to use tools and equipment required on the job site. To ... the job the done daily, BizCover can tailor your trade insurance to match the specific risks and needs of your tradie ...
read moreTradie Guide to Public Liability Insurance
... may be a mandatory requirement in order to obtain your trade licence. You may need to hold Public Liability insurance to access and perform trade work on certain building sites. If someone is injured as a result of your ...
read moreTradies Guide to Business Insurance Packages
... you to get the job done, whatever the job. As such, Tool and Portable Equipment insurance could well be one of the more beneficial types of trade insurance. Whether you are a sparky, a plumber, a landscaper, a handyman ...
read moreHow to Increase Leads on Tradie Websites
... include the following types of business insurance: – Public Liability insurance – Business Insurance – Tool and Portable Equipment insurance BizCover NZ can customise your trade insurance to match the specific risks your ...
read moreWhy a Personalised Website for Tradies is Important
... can at times be difficult tradesman. However, having your own, ... insurance may include the following types of business insurance: – Public Liability insurance – Business Insurance – Tool and Portable Equipment insurance ...
read moreHow to Optimise a Tradie Website
... does this position you as a tradesman that can be relied on, but ... insurance may include the following types of business insurance: Tool and Portable Equipment insurance ; Business Insurance ; and Public Liability insurance ...
read moreHow Tradies can use LinkedIn
... products that together can help tradespeople reduce their risk. Trade insurance may include: Tool and Portable Equipment insurance ; Public Liability insurance ; and Business Insurance . BizCover NZ can tailor your trade ...
read moreHow To Increase Your Profit As A Tradie
... and your business against claims arising from third party property damage and accidental injury. Tool and Portable Equipment Insurance: Covers you for loss and damage to items of portable equipment associated with your ...
read moreTradie Guide to Professional Indemnity Insurance
... your objectives, financial situation or needs. It should not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. © 2022 BizCover ...
read moreDigital Marketing Tips For Tradies
... your objectives, financial situation or needs. It should not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. © 2022 BizCover ...
read moreBizSave
... can offer for your industry. Tradesmen Accountants Retailers Consultants Engineers IT ... our price promise, we can guarantee that you will #BizSave on insurance for your small business. Get a quote today, it only ...
read moreInsurance by Industry
... Real Estate Agents Recruitment Consultants Retailer Shop Owners Tradesmen Travel Agents and Tour Operators Yoga Teachers Protect your business today. * * As with any insurance, cover will be subject to the terms ...
read moreTips for How to Start a Carpentry Business
... a carpenter for years, you probably have most of the tools you'll need to strike out on your own. ... insurance Protecting your carpentry business may be important to you. Skilled tradesmen often consider business insurance ...
read moreHow to set up Google Ads for Tradies
... help tradespeople reduce their risk. Trade insurance may include the following types of business insurance: – Public Liability insurance – Business Insurance – Tool and Portable Equipment insurance You may have a one-man ...
read moreNo Dramas
... Retailer Tradesmen Travel Agents and Tour Operators Protect your business today. Insurance Options ... by the ACC. Business Insurance* Tailored cover for your business contents, stock, tools and commercial premises when an ...
read moreHow To Decrease Trades Business Costs And Risks
... leverage Zoom, Microsoft Teams or other video conferencing tools for regular virtual meetings with the suppliers who are ... not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions ...
read moreThe basics of business insurance for all trades of life- a lingo free guide
... or personal injury (not covered by the ACC). This includes defence costs cover. Public Liability insurance is often required before you can even pick up tools on work sites, so it's wise to ensure you have your cover in ...
read moreWhat does business insurance cover
... . My business is mobile, will my Portable Equipment insurance protect me anywhere? The good news is your Portable Equipment insurance policy will protect your valuable tools of trade anywhere in New Zealand. So, from ...
read moreWhat does Public Liability Insurance Cover?
... of accidents could occur, and what could be the potential cost of a claim? How do I make a claim on my insurance policy? Need to make a claim? No dramas! We're here to assist you through the process and get you back to ...
read more5 Tips to Avoid Tradie Tool Theft
... be controlled remotely via an app, so you can keep watch on them 24/7. 5.Protect your tools with Tool and Portable Equipment insurance Running your own tradie business means you've got a lot of your plate but looking at ...
read moreWhat Photographers Need to Know About Business Insurance
... operate from a studio, if something were to happen to your tools of trade , the impact upon your business could be devastating. Business Insurance is designed to safeguard your contents, stock and other assets against ...
read moreInternational Cookie Day Customer Spotlight - The Cookie Project
Here at BizCover, any opportunity for us to brag about how awesome our customers are, we'll take it. With today being International Cookie Day, what better time is there to showcase one of our customers who is a pioneer ...
read moreWorld Chocolate Day Customer Spotlight - The Cookie Project
Here at BizCover, any opportunity for us to brag about how awesome our customers are, we'll take it. With today being World Chocolate Day, what better time is there to showcase one of our customers who is big in the ...
read moreWhat is Business Insurance
... . You may also want to look at protecting things like your stock and business assets with Contents insurance. Tradies – your tools of trade are essential to your business, so it makes sense to protect them with Portable ...
read moreInsurance for Painters
... factors. Some of these factors may include: The value of the items you list on your Tool and Portable Equipment insurance policy The nature of your business activities The location of your business Your excess and level ...
read moreInsurance for Cleaners
... arising from damage to third party property or personal injury Known claims and circumstances Portable Equipment Insurance* Working out and about means your tools of trade are often on the road with you. There's a lot of ...
read moreA Tradies Guide To Getting Your Business Insurance Sorted
... . It may be a requirement For many tradies, coverages like Public Liability insurance are often required before you even pick up your tools and start working on site, especially for contractors. It's important that ...
read moreWhat is Tool Insurance and why do Tradies need it?
... , fire and other perils listed in the wording, anywhere in New Zealand. Why do tradies need to consider Tool insurance? If your tools were lost or stolen, your work comes to a quick halt, meaning you can't work on your ...
read more16 Tools Every Carpenter Needs!
... may also find it easier to reply to emails from your laptop than it is from your smartphone. Insurance: The most important tool for carpenters? A well-stocked toolbox can fully showcase your carpentry skills, and office ...
read moreHow Tradies Can Save Money During Inflation
... Invest in technology Technology and innovative new business tools aren't always embraced by small business owners ... not be relied upon as advice. As with any insurance, cover will be subject to the terms, conditions and ...
read moreA Mechanics Guide to Understanding SEO
... to insure your mechanic business for when life throws a spanner in the works. Visit bizcover.co.nz and get trade insurance for your trade business without drama and get on with your day. If you'd prefer to pick up the ...
read moreHow To Start a Mechanic Shop Business
... shop doesn't need to be stressful, neither does getting mechanic business insurance sorted*. From Public Liability insurance to getting your tools covers, insurance for mechanics is there for when you need it most. Visit ...
read moreA Guide to Google Ads for Mechanics
... business for when your business needs protection for the things that matter. Visit bizcover.co.nz and get trade insurance for your trade business without drama and get on with your day. If you'd prefer to pick up ...
read moreHow to Grow Your Mechanic Business
... ensure you have the appropriate levels of mechanic business insurance in place to protect your business*. From Public Liability insurance* to getting your tools covers, insurance for mechanics is there for when you need ...
read morePortable Equipment Insurance, A Guide For Contractors
... you are ever unsure double check with your insurance agent about your level of coverage and the details ... contractor, you've worked hard to build your business. Your tools of trade are just one of the aspects of your ...
read moreA Designers Guide To Understanding Portable Equipment Insurance
... and how you can protect them with Portable Equipment insurance*. What is Portable Equipment insurance? Covers you for loss and damage to your tools and equipment due to theft, fire and other perils listed in the wording ...
read moreWhat Is Inside A Business Insurance Pack?
... ins and outs of a Business Insurance pack. What is Business Insurance? Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured ...
read moreBusiness On The Go? Be In The Know About Business Insurance
... 101 other things to be thinking about, stressing over business insurance to protect your mobile business doesn't need to be ... in mind: Try to ensure that you keep stock, tools of trade or anything that may be stolen out of ...
read moreInsurance for Sole Traders
... exposed to and the types of policies that are available. Did you know? Portable Equipment insurance* is designed to protect your tools of trade anywhere in New Zealand? From Auckland to Invercargill, you can have peace ...
read moreInsurance for Carpenters
... down projects until you have what you need to get the job done. Portable Equipment insurance covers you for loss and damage to your tools and equipment caused by theft, fire and other perils listed in the wording. Your ...
read moreInsurance options to protect your cleaning business
... Equipment cover * comes into play. Portable equipment ( or general property ) insurance provides cover for specified items such as tools, business equipment or electronic items , or unspecified items of lower value . ...
read moreTear and Share: Our customers get even with their old insurance policies
... policies, that have decided to take revenge using tools of their trade, to shred their old policy. ... , there's no nasty paper policies. Just hassle-free insurance , online, with all your documents emailed to you instantly ...
read more4 Areas You May Not Have Thought Business Insurance Covers
... , mobile phones, photographic equipment, trade person's tools, and sporting equipment. It's important to keep ... time to do it. BizCover offers a range of insurance solutions to protect your business. You can tailor a ...
read moreTips for making a Stress-Free Claim for your business
... , we understand how important it is to get your business back up and running as quickly as possible. Making an insurance claim can be stressful - but it doesn't need to be. Follow these simple tips to help make potential ...
read moreSmall Business Insurance: Why you might want to ensure you're covered!
... from your landlord. Or if you take out a contract with a large organisation they may stipulate that you have certain insurance to work for them. How would you keep your business going if the worst was to happen? If your ...
read more6 Essential Types of Business Insurance in New Zealand
... tailored specifically for your profession. Business Insurance* Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event ...
read moreWhat does Public Liability Insurance Cover?
... illness or death caused by your negligence that is not covered by the ACC For some businesses, Public Liability insurance may be a requirement. For example for some tradies they may have to have a certain level of Public ...
read moreInsurance for Consultants
... a member of certain industry board or council you may also need to have a certain level of Professional Indemnity insurance in place. It is always a wise idea to check what level of coverage you may need when arranging ...
read moreInsurance for Bookkeepers
... Requested Bookkeeping Information Bookkeepers generally require professional indemnity insurance for a number of reasons, which are set out below: Risk management tool to assist in providing financial protection for a ...
read moreInsurance for Engineers
... and fittings and furniture belonging to you at the insured location. Portable Equipment insurance* – Covers you for loss and damage to your tools and equipment due to theft, fire and other perils listed in the wording ...
read moreInsurance for Allied Health Professionals
... (also known as General Property insurance) covers you for loss and damage to items of portable equipment associated with your business. These can include tools of trade and items of stock. Claim example A yoga instructor ...
read morePublic Liability Insurance
... mistake in your line of work could be costly. Public Liability Insurance allows you to cover yourself if, and when, you do ... residence needed to use a garden power tool to complete the required work. Whilst operating ...
read moreInsurance for Photographers
... equipment associated with your business. These can include tools of trade and items of stock. What is ... out how to get in touch with one of our business insurance professionals. You can also access quick links to our self ...
read moreInsurance for Personal Trainers
... to get the job done. These are some types of business insurance coverages to consider: Portable Equipment cover* : Covers you for loss and damage to your tools and equipment due to theft, fire and other perils listed in ...
read moreInsurance for Hairdressers
... also be a requirement to have certain kinds of business insurance in place as part of your rental agreement e.g., ... my tools of trade still insured? Portable Equipment cover can protect your hairdressing tools and ...
read moreInsurance for Plumbers
... as well as defence costs and fines or penalties payable following a conviction. Tool insurance (Portable Equipment cover) * Operating as a plumber your tools are your livelihood and the value of these items, like hammers ...
read moreFrequently Asked Questions
... either pay online or over the phone.Quotes are valid for 30 days. If you don't wish to purchase the insurance policy straight away, you'll be provided with a username and password, where you can retrieve your quotes at a ...
read moreWhy do brilliant business ideas sometimes fail?
... item at your business premises or having your tools of trade stolen for example. If a claim ... business dream a reality is provide hassle-free business insurance options to protect your business from unwanted challenges. ...
read more6 Reasons why some small businesses fail
... in business for the long run. This is where business insurance can play a vital role in safeguarding your small business. ... at your business premises, or having your tools of trade stolen for example. Regardless of the ...
read moreTurn your side hustle into a small business
... about your work and protect your reputation should the worst happen. More Insurance Options -For other aspects of your side hustle business like tools of trade and contents, you will need to explore the different kinds ...
read moreA Tradies Guide To Protecting Tools
... it came with for specific methods and techniques. Insure your tools The next step important step in helping to protect your tools is to get your business insurance * sorted. While you may be familiar with policies like ...
read moreComplete Guide to Business Insurance
... businesses premises, you are probably wanting to protect your biggest asset! That's where Building insurance comes into play. Your tools of trade are essential to getting the job done and being caught without them could ...
read moreTips to help you successfully market your Tradie Business
... business, no matter how big or small. A popular type of cover for tradies is Portable Equipment insurance*, which can protect your tools anywhere in New Zealand in the event that they are lost or stolen. Public Liability ...
read moreSparking a conversation with Joachim from Noble Electrical & Lighting
... and being my own boss,” he says. The tools of the trade for small businesses While he already ... at the end of the day. It also means getting the right insurance, so I don't have to worry about a mistake at work affecting ...
read moreSole traders, Take Care Of Your Finances With These Tips
... do the shopping around for you. Whether it's Public Liability insurance*, Portable Tool Cover* or Business Interruption cover* we offer a range of business insurance solutions for you to compare, chose and save from in ...
read morePandemic, inflation puts SMEs at risk of underinsurance trap
... the sum covered by the insurer - and they may need to be on high alert to not get caught out. “Insurance is not a set-and-forget product. It covers the risk of what a business faces, which is constantly changing,” says ...
read moreDoes your small business need an IT solution?
... a Google search we came across BizCover… Our cover was increased and the cost slashed.” To sort out your business insurance including your cyber policy visit us at www.bizcover.co.nz/ . And to find more information about ...
read moreGuide To Setting Up A Massage Business At Home
... in your premises, you could be held liable for a claim made against you. This is where Public Liability insurance comes in as it's designed to provide protection for you and your business in the event a client, supplier ...
read moreReviews related to Tool Insurance For Tradesmen
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The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover
Quentin Duff
Trades & Services -
excellent and quick
LALESHNI DEVI
Trades & Services -
Awesome very easy to use and not complicated to use
Ross and Jenny Fletcher
Trades & Services -
quick and easy.
George Curach
Trades & Services -
A real person promptly answered my phone call - no redirection / no music while holding!!
Quick and efficient answers to my questions.
Astrid Herbert
Trades & Services -
Follow up was not what I required. To long to get feedback on queries.
Bruce CHRISTIAN
Trades & Services -
Very quick polite and easy to deal with. Happy with service provided
gary smith
Trades & Services -
It was grate and on timings,fast,good customer services.
David Tabar
Trades & Services -
Awesome experience. Talking to a real person that had a pleasant persona. Was just so easy and I think it was Aaron?? was great to deal with. Gave us some discount as we are recognised as an existing client which is always a good feel thing and also that
Pete Halligan
Trades & Services -
Excellent online service, frequent reminders of the expiry date, and a reasonable cost for the protection.
David Crockett
Trades & Services -
I was impressed with the quick service and how able they could ask my questions
Tony Bailey
Trades & Services -
Easy very grateful thankyou
Chas Pourau
Trades & Services -
Prompt response to my initial enquiry and subsequent questions about the policy.
Carol Freebairn
Trades & Services -
have referred a work mate to BizCover, overall happy
Doug Fowler
Trades & Services -
Would recommend to anyone ...cheers
Mike Liuaga
Trades & Services -
I found very efficant no hassle with doing quote or buying the cover
Desmond Procter
Trades & Services -
Very pleased with the helpful service
Richard Evans
Trades & Services -
Quick to send through a quote. Had difficulty getting answers to questions because my contact person was away sick. Apart from that I was very happy with the price
Paul Exton
Trades & Services -
I thought the service I received was very awesome,
Pene Nepia
Trades & Services -
You made the purchasing of public liability cover simply easy and straight forward
Peter McLaughlin
Trades & Services -
Great service easy process
Michael Price
Trades & Services
Who Needs Insurance for Tradesmen?
Whether you’re a a sole trader or a jack-of-all-trades, you know the amount of hard yakka that goes into a day at the office! Being a tradie no two days on the job are the same, and when a spanner gets thrown into the works, that’s where business insurance can help save the day.
Maybe you’re running a one-man band or have a hive of workers helping you get the jobs the done. Business insurance can be tailored to suit the risks and needs of your unique tradie business, no matter how big or small.
Did You Know?
Did you know that Portable Equipment insurance can protect your tools anywhere in New Zealand? Portable Equipment only provides cover for you tools in the event they are lost or stolen.
Insurance for Tradesmen
Public Liability*
Don’t get stuck between a wall and hard place by not having Public Liability insurance. It’s a crucial form of cover to protect you and your business against claims arising from third party property damage and accidental injury (not covered by the ACC).
Even if you’re the best in business, accidents can and do happen – it could be knocking down the wrong wall or accidentally damaging an expensive piece of artwork. So don’t be a tool and get yourself the right cover for when things go a little haywire.
If you’re working as a contractor or are a member of a trade association, make sure you check to see if there’s a minimum level of cover required.
Business Insurance*
Your tools are essential to your business and the very reason why you nail those jobs! Chances are you have a few in the toolbox too, and when you do the math, they would be worth a fair few bob.
Thankfully, Portable Equipment cover will ensure peace of mind by ensuring you won’t be left out of pocket if they are lost, damaged or stolen.
Protect your business today.
Tradesmen covers a broad range of professions.
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Claim examples**
A landscaper working at a private residence needed to hire a small item of plant to complete the job. Whilst operating the machinery he accidentally lost control and damaged the side of his client’s house. Fortunately, the landscaper had Public Liability cover and his insurer quickly agreed that the third-party property damage arose out of the operation of the insured’s business activity and settled with the homeowner’s own insurer within a week. Importantly though, the insured has continued to do business for that customer.
Frequently Asked Questions (FAQs)
What is the difference between Public Liability and Portable Equipment insurance?
Public Liability insurance covers you if a third-party claim that your negligent business activities caused them injury or property damage or personal injury (not covered by the ACC). This includes defence costs cover.
How much does business insurance cost?
To receive an accurate idea of the cost involved get a quote with BizCover today
Why should Tradies choose BizCover for their Insurance?
At BizCover, our task is to make insurance a stress-free experience. Our platform is designed to help you compare quotes and get the right cover you need so you can get back to more important things like running your business. But if you are still not convinced, here are a few other reasons why you should choose BizCover for your insurance.
New Zealand’s number one online insurance company
We take pride in the 10,000 small businesses we have helped already… and counting.
Clear and competitive pricing
Our platform is as clear as the Aotearoa air and as competitive as the All Blacks. You can compare and choose from a range of competitive prices right from your computer.
Built for small business
At BizCover we know what insurance tradies need. We also know makes small businesses tick.
We won’t bore you with jargon
We’re not fans of complicated insurance speak, so we talk to you in plain English. If you want to brush up on your Latin, look elsewhere.
How do I make a claim on my insurance policy?
Are you a tradie that needs to make a claim? No worries at all! We’re here to assist you through the process and get you back to business. Simply download, complete the Claim Notification Form and return to claims@bizcover.co.nz. We’ll manage the process with the insurer for you, while our dedicated claims consultants keep you informed every step of the way. Alternatively, if you would like to contact us by phone, our customer service team are here to help you on Ph. 0508 249 268.
**The provision of the claims examples are for illustrative purposes only and should not be seen as an indication as to how any potential claim will be assessed or accepted. Cover for a claim will depend on the specific circumstances around the loss and would be subject to the terms and conditions of the policy concerned. As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained in this page is general only. Coverage for claims on the policy will be determined by the insurer, not BizCover NZ, and will depend on the specific facts and circumstances involved.
Need Help?
Visit our Contact Us page, where you can find out how to get in touch with one of our business insurance professionals.
You can also access quick links to our self-service portal, where you can download your Certificate of Currency, update your payment details, amend your cover and download your policy documents.