... in many thousands of dollars damage. ; Insurance for Tradesmen Public Liability Don't get stuck between a ... an expensive piece of artwork. So don't be a tool and get yourself the right cover for when things go a ...
read more... business. Here are a few examples of how Business Insurance can protect different types of businesses and their areas of risk. Tradesmen on the job Your tools are vital to your business and without them you might ...
read more... your business run smoothly every day. Business Insurance is designed to safeguard your contents, stock ... nature of your business and the various risks it faces – a tradesman or a tax agent, you can tailor a policy to suit ...
read more... from a studio, if something were to happen to your tools of trade , the impact upon your business could be devastating. Business Insurance is designed to safeguard your contents, stock and other assets ...
read moreHere at BizCover, any opportunity for us to brag about how awesome our customers are, we'll take it. With today being International Cookie Day, what better time is there to showcase one of our customers who is a ...
read more... policies, that have decided to take revenge using tools of their trade, to shred their old policy. ... , there's no nasty paper policies. Just hassle-free insurance, online, with all your documents emailed to you instantly. ...
read moreHere at BizCover, any opportunity for us to brag about how awesome our customers are, we'll take it. With today being World Chocolate Day, what better time is there to showcase one of our customers who is big in the ...
read more... * comes into play. Portable equipment ( or general property ) insurance provides cover for specified items such as tools, business equipment or electronic items , or unspecified items of lower ...
read more... , mobile phones, photographic equipment, trade person's tools, and sporting equipment. It's important to keep ... time to do it. BizCover offers a range of insurance solutions to protect your business. You can tailor a ...
read more... we understand how important it is to get your business back up and running as quickly as possible. Making an insurance claim can be stressful - but it doesn't need to be. Follow these simple tips to help make potential ...
read more... your landlord. Or if you take out a contract with a large organisation they may stipulate that you have certain insurance to work for them. How would you keep your business going if the worst was to happen? If your ...
read more... of a salon owner who has a shop front. However, one thing's for certain, and that is, finding the right insurance is an essential part of managing the risks involved in operating your business. And let's face it - all ...
read more... (also known as General Property insurance) covers you for loss and damage to items of portable equipment associated with your business. These can include tools of trade and items of stock anywhere in New Zealand ...
read more... loss of revenue due to business interruption in specified circumstances . Portable Equipment Insurance * Working out and about means your tools of trade are often on the road with you. There's a ...
read more... way, a claim could have a devastating impact on your financial situation. Having the right Public Liability insurance in place is vital for helping you stay in business for the long run. Different types of claims ...
read more... all through a clients laptop could end up costing you a couple of thousand dollars. Public Liability insurance will protect you from any financial losses which may arise from a claim of third party property damage ...
read more... want to have to think about is paying hefty legal costs should an unwanted accident occur. Public Liability Insurance, often referred to as General Liability, gives you peace of mind, protecting you and your business ...
read more... Often referred to as General Liability insurance, Public Liability insurance is designed to provide protection for ... equipment associated with your business. These can include tools of trade and items of stock. ; ; ...
read moreWhat's typically NOT covered*? Things to consider Tool and Portable Equipment Insurance? Tool and Portable Equipment Insurance covers you for loss and damage to items of portable equipment associated with your ...
read more... at your business premises or having your tools of trade stolen for example. If ... dream a reality is provide hassle-free business insurance options to protect your business from unwanted challenges. ...
read more... a snapshot of how much a stand-alone Public Liability insurance policy can cost for a small business, by analysing ... to a claim being made - think about tradesmen accidentally damaging their client's property. However, ...
read more... insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance, Cyber Liability Insurance and Employers Liability Insurance ... Retailer Tradesmen Travel ...
read more... for your industry. Tradesmen Accountants Retailers Consultants Restaurants ... price promise, we can guarantee that you will #BizSave on insurance for your small business. Get a quote today, it only ...
read more... advice and services you have a duty of care to your clients and this is where the Professional Indemnity insurance comes into play. If a claim were to be made against you , having adequate cover in place could ...
read more... any legal defence costs you incur as a result of defending yourself. Why do I need Public Liability Insurance? While you may take all the care in the world to create a safe environment, the reality is ...
read more... or from the theft or loss of client information. Why do I need to consider Cyber Liability insurance? A common misconception is that hackers only go after the big fish but when it comes to ...
read more... and regardless of the lengths you go to in doing so, it's important to hold Employers Liability insurance. It protects you and your business against settlements or damages, including defence costs, as a result of an ...
read more... of cover available and how it can help protect your business. What is Business Insurance*? Business Insurance is designed to protect your business contents, stock and other assets against events like ...
read moreWhat is Business Insurance? Business Insurance * is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, ...
read more... is involved in a court case which can proceed for months if not years . Having Professional Indemnity insurance means you can focus on getting back to business doing what you do best without worry and only ...
read more... Bookkeeping Information Bookkeepers generally require professional indemnity insurance for a number of reasons, which are set out below: Risk management tool to assist in providing financial protection for ...
read more... bit of cash by not purchasing the right amount of Public Liability insurance, or worse, didn't have any at all. If the ... private residence needed to use a garden power tool to complete the required work. Whilst operating ...
read more... thieves can strike anywhere at any time. With Portable Equipment insurance your tools are protected anywhere in New Zealand . . With Portable Equipment insurance in place, you don't have to worry how you ...
read more... the best public liability cover and complete peace of mind. Business Insurance The success of your handyman business depends as much on your skills as your tools, some of which can be expensive. It is quite common ...
read more... of your own pocket. These expenses can add up over time and dig into your savings. Business Insurance can cover the cost of your tools and portable equipment if it is lost or stolen, or in the event of a fire and other ...
read more... it floods your clients' home and causes extensive and expensive damage to their property. Business Insurance As a plumber your tools are your livelihood and the value of these items, like hammers, electric eels, tube ...
read more... you to close your doors once and for all. Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as ...
read more... being held more accountable and responsible for their actions in the workplace. Statutory Liability Insurance protects you, your business and your employees, including directors, trustees and managers, against certain ...
read more... costs to New Zealand businesses as a result of Cyber crime is $650 million annually* Cyber Liability Insurance is designed to protect your business against the expense and legal costs arising from data breaches which may ...
read more... landlord. Or if you take out a contract with a large organisation they may stipulate that you have certain insurances to work for them. For example, doing any work for any metropolitan council will require a minimum $2m ...
read more... a safe working environment, and no matter how much we plan, accidents do occur. Employers Liability insurance protects you against settlements or damages, including defence costs, as a result of an employee suffering ...
read more... they require you to have? Do any of your work contracts specify that you must hold a certain level of PI insurance? What is the value of the jobs that you perform? What are the potential risks (i.e. what could go ...
read more... and Tour Operators need it? Sorting out your clients' itinerary is fun, and so is sorting out your business insurance. With just 4 steps or one phone call, you can get quotes online in minutes from top NZ insurers ...
read more... need it? Don't sweat the small stuff when it comes to making sure you have the right business insurance in place. Let the energetic team at BizCover do the crunches when it comes to providing a competitive quote ...
read more... it? As you help your clients increase their leads, sales and profits, we help you get your insurance to protect your business against potential pain-points. Being a marketing professional, we don't need to convince ...
read more... with an inappropriate screen name Work as we know it may never be the same. Get your work from home insurance before your next meeting goes wrong—available April 1st only. *Don't get caught on April Fool's Day ;
read more... another? We look some of the key factors that that impact the cost of Professional Indemnity insurance. Insurance policy pricing is generally calculated on risk factors and put simply, the higher the level of risks ...
read more... you want the business to be? Any changes in your business mean that there may be considerations for your insurance. Firstly, do you have the right types of cover and levels of cover? For example, if your business is ...
read more... security systems are vulnerable to infiltration. However, a good Cyber Liability policy as part of a broader business insurance plan will go a long way towards ensuring small and medium sized businesses in NZ are able to ...
read more... and the policy features. There are many options for small business owners when it comes to shopping and choosing insurance policies. Gone are the days of having to ring around and wait for days for the brokers to get ...
read more... Interruption, notification costs and as defence costs for the breach of privacy. This is why cyber insurance should be an important part of your risk management plan, as it provides protection against the expense ...
read more... for what you think you are. If you don't understand the technical terms, speak to an insurance professional who can help you understand the meaning. Some policies will also cover: Lost Documents, Fidelity (cover ...
read more... potential risk for something to go wrong is a reality. At BizCover we offer a menu of insurance options from some of New Zealand's leading insurers to help you suit your unique food business needs ...
read more... easy to understand. Get Free Quotes ; ; ; Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover by comparing quotes from New Zealand’s leading ...
read more... having to close your doors for days, weeks or even months to conduct repairs or re-build. Business Interruption insurance can cover the loss of income and some of the increased costs of running your business as a result ...
read more... could be enough to bankrupt a business, regardless of how big or small it is. Professional Liability insurance is designed to protect your business from legal claims for alleged negligence or a breach of duty arising ...
read more... to work with contractors, staff, and the general public for various reasons. You may need public liability insurance to protect yourself against any claims and liabilities that arise due to damage to property or injury ...
read more... the policy in place at the time. The retroactive date will be specified in the policy schedule. All PI insurance policies will have a 'limit of indemnity' and a 'deductible' or 'excess'. The limit of indemnity is the ...
read more... Your clients rely on you to look after them; you can rely on us to look after your business insurance. As an allied health professional, small mistakes can have big consequences. Get multiple quotes with a few clicks ...
read more... the judge, make sure it's not costing you an arm and a leg! ; Do I really need Professional Indemnity Insurance? If you are being paid to provide your professional advice or service you have a duty of care to your ...
read more... Indemnity (as at July 2017). ; Insurance for Immigration Advisers Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial protection for Immigration Advisers ...
read more... of court or awarded by the court. With the right Public Liability or Professional Indemnity cover, your insurance company will provide much needed funds to cover your legal costs and any compensation claims, leaving your ...
read more... to review and update your coverage every year. No doubt your business is on the move and changing and so your insurance needs will also be changing and you'll want to make sure you have a policy that covers your business ...
read more... for pricing, with each business rated according to their risk factors. Below are some of the factors an insurance underwriter will assess to accurately price a policy: The type of business you run and the industry it ...
read more... size of your retail business. In just a few minutes, you can get back to business, while the insurance cover does the rest. ; Did you Know? Many commercial landlords require the tenant to have both public liability ...
read more... you are at fault or not, to potentially destroy your business for good. That's where Professional Indemnity insurance comes in to play. If a client makes a claim against your business for an omission or mistake which ...
read more... is crucial to safeguard your operations and processes. If you are found negligent and don't have an insurance policy in place, you may face financial repercussions that can significantly impact your business. The cost of ...
read more... an open home. It is relatively cheap cover for the amount of protection afforded. Business Insurance Business Insurance provides cover for your business assets from perils such as theft, fire and natural disaster ...
read more... any unforeseen events means you can get back to business in the wave of a mascara wand. Business Insurance can include cover for the following: Contents and Stock : protect your salon's contents and stock from ...
read more... below graph though, over a third only pay between $45 and $74 per month. The cost of Professional Indemnity insurance depends on a number of key factors including: The type of business you operate - the riskier the ...
read more
The representative said that he wasn't sure if the situation I described was included in the insurance I selected and he would need to check with the under writer and call me back. I thought "yeah right" but he did call back very quickly and then my cover
Quentin Duff
Trades & Services
excellent and quick
LALESHNI DEVI
Trades & Services
Awesome very easy to use and not complicated to use
Ross and Jenny Fletcher
Trades & Services
quick and easy.
George Curach
Trades & Services
A real person promptly answered my phone call - no redirection / no music while holding!!
Quick and efficient answers to my questions.
Astrid Herbert
Trades & Services
Follow up was not what I required. To long to get feedback on queries.
Bruce CHRISTIAN
Trades & Services
Very quick polite and easy to deal with. Happy with service provided
gary smith
Trades & Services
It was grate and on timings,fast,good customer services.
David Tabar
Trades & Services
Awesome experience. Talking to a real person that had a pleasant persona. Was just so easy and I think it was Aaron?? was great to deal with. Gave us some discount as we are recognised as an existing client which is always a good feel thing and also that
Pete Halligan
Trades & Services
Excellent online service, frequent reminders of the expiry date, and a reasonable cost for the protection.
David Crockett
Trades & Services
I was impressed with the quick service and how able they could ask my questions
Tony Bailey
Trades & Services
Easy very grateful thankyou
Chas Pourau
Trades & Services
Prompt response to my initial enquiry and subsequent questions about the policy.
Carol Freebairn
Trades & Services
have referred a work mate to BizCover, overall happy
Doug Fowler
Trades & Services
Would recommend to anyone ...cheers
Mike Liuaga
Trades & Services
I found very efficant no hassle with doing quote or buying the cover
Desmond Procter
Trades & Services
Very pleased with the helpful service
Richard Evans
Trades & Services
Quick to send through a quote. Had difficulty getting answers to questions because my contact person was away sick. Apart from that I was very happy with the price
Paul Exton
Trades & Services
I thought the service I received was very awesome,
Pene Nepia
Trades & Services
You made the purchasing of public liability cover simply easy and straight forward
Peter McLaughlin
Trades & Services
Great service easy process
Michael Price
Trades & Services
Highly recommended way of doing business insurance with out hassles and cost effective
Peter Digby
Manufacturing
IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE
Janette Wallbutton
Real Estate
Easy to deal with; did as they said. ie when I asked them to call back they did.
Normally choosing insurance is a big headache but this was so straightforward and pleasant. I would definitely recommend them. A
Alisa Drewett
Medical
I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.
Tina Buckler
Allied Health
Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu
Layla Dowthwaite
Consultancy Occupations
I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!
Alison McDonald
Consultancy Occupations
Nice and fast, but not immediately obvious where to download insurance certificate.
Charles Brooks
Consultancy Occupations
Extremely easy, user-friendly online purchase process, really good.
But like all insurance the value isn?t known until you need to make a claim.
I hope if that?s ever needed, that process and customer service is equally as good.
Angela Clarke
Information Technology
They have competitive pricing but when selecting your insurance product you are completely on your own as the consultants do not provide any advice or recommendation regading the suitability of cover. That is of some concern if the kind of work you do isn
Monique Princen
Information Technology
Your exposure is not your job fee or annual turnover. A relatively small and quick job can result in many thousands of dollars damage.
A landscaper working at a private residence needed to hire a small item of plant to complete the job. Whilst operating the machinery he accidentally lost control and damaged the side of his client’s house. Fortunately, the landscaper had Public Liability cover and his insurer quickly agreed that the third-party property damage arose out of the operation of the insured’s business activity and settled with the homeowner’s own insurer within a week. Importantly though, the insured has continued to do business for that customer.