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Insurance for IT Professionals

... to the claim. Insurance for IT Professionals Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial protection for IT Professionals against potential losses arising out of ...

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Professional Indemnity Claims: when should I notify my insurer?

... service to your clients, your Professional Indemnity (PI) insurance is no doubt one ... 't quite go to plan it can provide much needed financial ... a service to your clients, your Professional Indemnity (PI) insurance is no doubt one of the most vital covers you have for your business. If things don't quite go to plan it can provide much needed financial assistance ...

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How the cost of Professional Indemnity insurance is calculated

... how the cost of a Professional Indemnity (PI) insurance policy is calculated and ... that impact the cost of Professional Indemnity insurance. Insurance Ever wondered how the cost of a Professional Indemnity (PI) insurance policy is calculated and why one ... but it could happen! If you want to get an accurate idea of how much a Professional Indemnity Insurance ...

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What do you need to know about Professional indemnity insurance?

Professional Indemnity Insurance (PI) can be difficult to comprehend, ... why it might be important for your business. What is Professional Professional Indemnity Insurance (PI) can be difficult to comprehend, but only at first. In this article, we explain what professional indemnity insurance is and why it might be important for your business. What is ...

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The difference between public liability and professional indemnity insurance

It's important to understand the difference between Professional Indemnity and Public Liability insurance as ... protection. Public Liability Insurance ... Occupations who are required to have professional indemnity insurance by law An example of some professions that require PI cover are: health practitioners, IT contractors, management consultants, accountants and ...

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Understanding Insurance, Part Two: Professional Indemnity Insurance

... . No matter how professional you may be, all it takes is one ... claim. Fortunately, this is where Professional Indemnity insurance can provide ... be dealing with a lawsuit or insurance claim. Fortunately, this is where Professional Indemnity insurance can provide protection when you need it most. In part two of our Understanding Insurance series, we focus ...

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Professional Indemnity Insurance

... potential claims being made against you is very real. It costs time and money to defend yourself against such ... yourself could seriously affect your business.Professional Indemnity Insurance (PI) is designed to protect you ...

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What is Professional Indemnity Insurance?

... it's not costing you an arm and a leg! Do I really need Professional Indemnity Insurance? If you are being paid to provide your professional ... that require PI cover are: health practitioners, IT contractors, management ...

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Why Do Marketing Consultants need Professional Indemnity Insurance?

Your clients rely on you for your marketing expertise and advice to help increase their leads and increase their profits. But when things don't go to plan and accusations ... * Explained Professional Indemnity (also known as PI) insurance is an important form of protection for businesses that provide specialist services or professional advice, like marketing consultants.  It is ...

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Why Do Marketing Consultants need Professional Indemnity Insurance?

Your clients rely on you for your marketing expertise and advice to help increase their leads and increase their profits. But when things don't go to plan and accusations ... * Explained Professional Indemnity (also known as PI) insurance is an important form of protection for businesses that provide specialist services or professional advice, like marketing consultants.  It is ...

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BizCover expands its insurance offer and launches a new look

... making it easier for Australian customers to compare and buy professional indemnity and ... and leading provider of online professional indemnity ... pioneer online insurance marketplace in Australia and leading provider of online professional indemnity insurance, has announced today the launch of its new website. Blank notepad over laptop and coffee cup The ...

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Business Risk: What Isn't Covered and Why it Matters

... often fail to understand what it does protect you against, and ... (that's why you bought it, right?), but being aware of ... ... boils down to knowing what's in it, and what's not. For insurers, it's in their best interest for clients to ... in handy. For example, if you purchase Professional Indemnity (PI) insurance you should know that you're ...

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Massage Therapy Insurance: here's why you need it!

... to build your business, so it only makes sense to protect ... it. Below are the top 5 ... should hold and maintain a Professional Liability ... New Zealand to offer its members the best possible insurance protection from QBE Insurance, which meets the specific needs of massage therapists. The package includes Professional Indemnity, Public Liability, Statutory ...

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Insurance for Allied Health Professionals

... & Public Liability cover with our exclusive member rates. Insurance for Allied Health Professionals Professional Indemnity Professional Indemnity (PI) insurance provides essential financial protection for Allied Health ...

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BizCover expands into New Zealand and launches BizCover.co.nz

... and leading provider of online professional indemnity insurance, has announced today the ... launch of its New Zealand business and online ... years ... pioneer online insurance marketplace in Australia and leading provider of online professional indemnity insurance, has announced today the launch of its New Zealand business and online platform: www.BizCover.co.nz . ...

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Understanding the risks for Real Estate Agents

In the Real Estate Industry, Professional Indemnity Insurance provides essential financial protection ... acts, errors and omissions from professional ... estate agent can cover with a professional indemnity policy such as allegations of misrepresentations, ... outcome of the sale of property the agent must communicate it as soon as the information arises or face possible ...

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Types of small business insurance in New Zealand

... 'one-size-fits-all' when it comes to insuring a business ... ... advice, then Professional Indemnity (PI) Insurance is a must have. It protects professionals against liability for ... or you store sensitive customer information on your computers or laptops, you should think about holding a ...

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Key things to look out for when Growing Your Small Business

... ditch the baby steps, put it all on the line, and ... ... asset that people are paying for? In other words, is it feasible to operate on a much larger scale? Not every business ... can the odd faulty product. Professional Indemnity ('PI') protects you against financial loss from ...

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Help Protect your small business' reputation

... small business, your brand and its reputation are priceless. No doubt ... your customers and clients, but it can take just one small ... . As Warren ... let's face it, we are all human and mistakes do happen. Fortunately, Professional Indemnity insurance is ... In fact, Microsoft reported that cybercrime over NZ computers and networks has more than doubled over the last ...

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4 Areas You May Not Have Thought Business Insurance Covers

... to build your business. So it's vital to protect your business ... ... to do it. BizCover offers a range of insurance solutions to protect your business. You can tailor a policy to suit your needs and include other essential covers such as Public Liability and Professional Indemnity ...

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Small Business Insurance: Why you might want to ensure you're covered!

... an expense, instead think of it as a protection plan, protecting ... (and rather costly) event occur. It will also provide some comfort ... ... example you'll find Professional Indemnity might be compulsory if you are part of a professional association. If you rent ... part of your risk management plan as it provides protection against the expenses and legal ...

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What Photographers Need to Know About Business Insurance

The photography industry is an exciting one with no two days ever the same. Whether you work in a studio or you're out and about shooting on location, photography is ... it takes is for a dissatisfied client to be unhappy with your product or an accusation that you have copied someone else's work for a claim to occur. Professional Indemnity i nsurance (PI ... portable computer ...

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Insurance for Recruitment Consultants

Why do Recruitment Consultants need it? Recruiting the right employees for your clients is your expertise and getting you the right ... induction Professional Indemnity Insurance for Recruitment Professionals PI insurance ...

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Insurance for Bookkeepers

... you are always busy helping your clients, therefore we made it easy for you to arrange your business insurance - just a ... Professional Indemnity Insurance Professional Indemnity Insurance is for businesses and professionals ...

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Insurance for Mortgage Brokers

... it not be protected. Did you Know? An approved Mortgage Broker must have at least $1 million of cover. Insurance for Mortgage Brokers Professional Indemnity Insurance Professional indemnity ... breaches, computer hacking, ...

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Insurance for Immigration Advisers

... require a minimum of $250,000 Professional Indemnity (as at July 2017). Insurance for Immigration Advisers Professional Indemnity Insurance Professional Indemnity (PI) insurance provides essential financial protection ...

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Insurance for Architects & Designers

... Indemnity (PI) insurance provides essential financial protection for Architects and Designers to safeguard their businesses for claims made against them in carrying out their professional services or advice. It ...

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Insurance for Travel Agents and Tour Operators

Why do Travel Agents and Tour Operators need it? Sorting out your clients' itinerary is fun, and so is sorting out your ... Professional Indemnity Insurance for Travel Agents and Tour Operators Professional Indemnity (PI ...

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Insurance for Consultants

... t come without risk. That's why Professional Indemnity (PI) insurance is designed to provide the essential ... Liability Public Liability insurance is a no-brainer when it comes to offering consultancy services. When you are ...

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Insurance for Accountants & Tax Agents

... potential error to occur when it comes to doing the checks and balances. Don't leave it up to chance! Make ... bad day with the books. That's why Professional Indemnity insurance is designed to protect you and your business ...

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Insurance for Engineers

... Engineers Code of Ethics. Insurance for Engineers Professional Indemnity Professional Indemnity provides indemnity for professional errors and negligence. Importantly, it provides legal defence costs and cover for any ...

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Insurance for Personal Trainers

... for any action taken against you for a combination of reasons. It includes Professional Indemnity and Public Liability cover to provide you indemnity for injury or damage caused by or arising from an tuition instruction ...

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Insurance for Beauty Salons

... ? To be a member of The New Zealand Association of Registered Beauty Professionals, it is compulsory to hold Professional Indemnity insurance. Insurance for Beauty Salons Professional Indemnity The joys of being a beauty ...

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Insurance for Real Estate Agents

... the transaction between home buyers and sellers. Be it residential or commercial, you are legally held responsible ... Insurance for Real Estate Agents Professional Indemnity Professional Indemnity insurance is designed to ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business can be pretty straightforward, jump online, compare quotes and buy the insurance that suits your business. But there ... corporation or the government, they may require you to have Professional Indemnity cover. Make sure your policy stays relevant and on the move It's wise to review and update your coverage every year. No doubt ...

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How much does Public Liability Insurance cost?

... packages that we have negotiated with our insurers to combine Professional Indemnity and Public Liability cover which offer much more competitive premiums. It is also important to note that each insurance company ...

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Insurance by Professions

... Professions BizCover understands the insurance needs of professionals, which is why our comprehensive insurance offer includes Professional Indemnity insurance, Public Liability Insurance, Statutory Liability Insurance ...

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It's Time for an Insurance Health Check!

... the new financial year ahead. It's also a great time for ... ... restored and to make a new claim.. But if your policy has 1 reinstatement it means that after your two claims, your Limit of Indemnity will be restored once more, allowing for future claims. Policies vary and may offer ...

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Cyber Insurance - Is it worth it?

... attract cyber criminals. Yet, when it comes to cyber theft, size ... ... demands costs small businesses millions of dollars per year. But cyber risk is not just about hackers. It also covers staff who accidentally make public confidential information, insider theft as well as theft or loss ...

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Understanding Insurance, Part 3: Business Insurance

... of cover available and how it can help protect your business ... ... or omission in the provision of your professional services Claims arising from damage to third ... insured event (such as property damage or fire).  It is also designed to assist your business to recover from ...

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How to protect your small business from cybercrime

... small business immune especially when it comes to obtaining financial data ... ... click on a link which then enables the scammers to infect your computer with a virus and malware. This is one of the popular ... manage your own IT systems or do you outsource it to a professional IT consultant or company? ...

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A Guide to Going Green This World Environment Day

... environmental issues across the globe. It's a great opportunity to reflect ... ... much-needed awareness of environmental issues across the globe. It's a great opportunity to reflect on how your business ... off electrical devices when not needed Set computer screens to sleep mode when not being ...

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The Art of Small Business Branding in the Digital Age

... owners who want to leverage its power need to familiarise themselves ... ... efforts as anything else. When Apple had little competition in the high-end telephone and laptop computer markets, it was enough that they could tout the luxuriousness and thoughtful design of their hardware. In recent ...

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6 ways your business can go paperless

It's no secret that businesses are ... operate their business, especially when it comes to using the wonders ... ... cut the paper. Get your head in the cloud When it comes to cloud – based technologies t here's an ... replacing the need to save them on your computer hard-drive. Cloud – based applications make ...

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Cyber Liability Insurance - the Safety Net Small Businesses Need

... year that cybercrime over NZ computers and networks has more than ... ... reported earlier this year that cybercrime over NZ computers and networks has more than doubled over the ... While Cyber Liability insurance won't prevent an attack, it will help businesses to manage the event and get ...

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Find your business motivation this Easter with these tips

Feel like it's all work, no play? Lost ... , you're not alone when it comes to experiencing motivational burnout ... ... hit those targets. Our celebrations are always part fun and part professional development. Make a commitment to life-long learning- whether it's listening to a podcast, studying, attending training workshops and ...

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Take Back Your Time With These Apps

Time. It's something we could all do ... ... voice chat with each other via mobiles, tablets, computers and smart watches so long as they are connected ... anywhere without the use of a printer, fax or scanner. It also has the function to capture photo ID's and an ...

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Emerging Auckland Yoga Studio Wins National Small Business Grant

... + years of practising and teaching, it felt like the right time ... ... “I first experienced yoga at the age of 19,” explains Jessica, “and after 20+ years of practising and teaching, it felt like the right time to take a leap of faith and open a studio.” “The current popularity of yoga ...

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10 Amazing Facts About Small Businesses in New Zealand

... Doing Business Report this year, it has proven to be an ... in New Zealand. How easy it is for a Kiwi to ... ... business owners. We have put together for you some amazing key facts about small businesses in New Zealand. How easy it is for a Kiwi to start a small business: 1. Small business in NZ have good access to financing ...

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5 Often Overlooked Email Marketing Practices You Need To Master

... marketing channel, email marketing has its own set of best practices ... ... right images for your brand . If you're unsure about what kind of image to put in an email, it's best to go with photos featuring faces. A recent study revealed that photos on Instagram featuring faces received 30 ...

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5 Networking Tips to Help You Leverage Existing Contacts

... developing a network of contacts, it is easy to overlook the ... ... and this can feel like taking a risk. The only way to learn about this singular skill is to practice it frequently. After all, if you can’t trust yourself, who can you trust? 4. Change your mindset around career ...

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World Chocolate Day Customer Spotlight - The Cookie Project

... customers are, we'll take it. With today being World Chocolate ... ... will soon be able to experience and enjoy drinking delicious chocolate drink in our edible cookie cup or have it with chocolate ice cream with our edible cookie spoon.” Finally, we asked Eric if he had any advice for ...

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Insurance options to protect your cleaning business

... business, you know how important it is to have an eye ... happy with squeakyclean results. It's also important that your business ... ... in place for when things get messy. You've worked long and hard to build your business and that's why it pays to have protection in place – so you can stay in the cleaning business for the long run . If the ...

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International Cookie Day Customer Spotlight - The Cookie Project

... customers are, we'll take it. With today being International Cookie ... ... Trade Aid. “Our cookies are the only commercial cookies using the best butter in NZ by Lewis Road Creamery. It is free of preservatives, additives or colouring.” To date, The Cookie Project has an average rating of 4 ...

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Understanding Insurance, Part One: Public Liability Insurance

... running your own business. Whether its balancing the books, creating ... list goes on. But when it comes to protecting your business ... , it ... a small business owner , there is a lot to think about when running your own business. Whether it’s balancing the books, creating marketing plans or connecting with customers, the list goes on. But w ...

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Preparing your store for the holiday season ahead

... important time for retail businesses. It can provide a much needed ... , but on the flip side it can also mean an increase ... ... holiday season to boost your sales or you prefer to wind your business down and take a much need break, it's essential to have a plan in place to protect your business against fire and other perils. Fire and storms can ...

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Tips for making a Stress-Free Claim for your business

... event, we understand how important it is to get your business ... can be stressful - but it doesn't need to be ... ... to provide proof of ownership. Keep your receipts in a central place, so that these can be accessed when required. It's a good idea to have a backup of these stored electronically in case you need to access the originals ...

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Customer Spotlight: Mosh

... of customers we serve. Whether it's your local butcher shop, your ... ... off their shoulders! “ “We've had a saying at Mosh since 2009: 'Social Media is easy until you do it properly' and it's so true. It's a beast, and we've built a team to take a lot of the hassle away from our clients ...

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7 Ways to Grow Sales in a Café Business

... with advertising, in my opinion, it's the wrong place to start ... ... 2) Give them something to talk about Once you've identified your customer segments and got the basics organised, it's time to give them something to rave about. Now, people don't generally go out of their way to ...

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5 Money Saving tips for Small Business in NZ

Most small business owners are conscious of their cash flow. Whether you are just starting out or have been in business a while, you'll want to make sure every dollar ... Use the Cloud Rather than investing in expensive computer hardware, consider cloud computing for your business. ... card, bank account or insurance for their business. It may be that the provider of your personal finance ...

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Business Insurance

... damage - every business faces its own set of risks. What it typically covers a) Material damage ... or porcelain. Electronic Equipment Covers your insured computers or other insured electronic equipment against loss ...

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Cyber Liability Insurance

... significant impact on your business, not to mention the damage it can cause to your reputation. More than half of SME' ... Claims Examples Website hijacked and defaced Computers infected with viruses/malware Data held ...

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Understanding Insurance, Part 4: Cyber Liability Insurance

In Part 4 of our Understanding Insurance series we explore how Cyber Liability insurance can protect your business from online threats and attacks. Most SMEs rely on ... is that hackers only go after the big fish but when it comes to attacks, companies big and small are a target ... Website hijacked and defaced Computers infected with viruses/malware Data ...

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Customer Spotlight: TwoBlackLabs

TwoBlackLabs create tailored services to assist clients by managing and making their business' unique security and privacy risk needs easier. They also specialise in ... 's basically a cost to us' and there for 'tick in the box compliance' are often statements we hear.” Caroline is a Privacy and Security Risk professional who has over 10years experience in both the public and private ...

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Insurance for Hairdressers

... other cosmetic services. While every hairdressing professional seeks to provide the most competent services ... equipment caused by fire, storm, theft and other perils. It can also cover portable equipment if you need to be ...

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Conquering Stress and a Heavy Workload

Stress and overworking can affect your overall productivity as a small business owner. Here are some of the best stress-busting techniques for 2019. Some level of stress ... do have work-related stress and deciding to do something about it. Seek support : Whether it’s talking to your partner, friends, or even a professional coach, have someone you can freely talk to about stress at ...

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Insurance Options for Retailers

Running a retail store can be a complicated business, with no two days ever the same and many different potential challenges. Regardless if you a have gift store or ... protect your retail store is a smart move when it comes to managing the risk of your business. You ... whilst in transit to or from your store or in your professional custody. While you may take all the right measures to ...

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Public Liability Insurance

... , and personal injury or death in circumstances that are not covered by the Accident Compensation Commission (ACC). It also covers any legal defence costs you incur as a result of defending yourself. What is covered ...

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Statutory Liability Insurance

... directors, trustees and managers, against certain unintentional breaches of New Zealand Acts of Parliament. It covers the costs of representation in investigations for alleged breaches affecting commercial businesses, as ...

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How Plumbers Can Protect their Business with Public Liability Insurance*

As a plumber you are faced with different challenges every day, one minute you're fixing a burst pipe, next youre unplugging a drain, no two days are ever the same! ... and l ike many things in life, you don't realise how much you need something until it is gone . Portable Equipment (or general property) insurance* can cover specified items such as tools, business ...

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Customer Spotlight: Three Sisters Brewery

We are all about small business here at BizCover. We love getting the chance to witness exciting and unique ideas come to fruition in the form of a new business. Our ... Joe and Sarah took their passion to the next level by going out of their own in the pursuit of quality beer. It all started a few years ago when Joe and his two friends Ben and Charlie, decided to give brewing beer a ...

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Customer Spotlight: The Goat Farm

Here at BizCover we take great pride in shining a light on some of the customers we serve and being able to showcase the amazing work they do. Today we're looking at ... 7 years later we're still at it. “ As for Vaughn's favourite part of his job, it's about “creating real value for client ... in their aircraft carriers, smaller ones are killing it in our kayaks.” “You don't need much ...

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Reviews related to affordable professional indemnity IT

  • Got my PI cover sorted within 15 mins over the phone.

    Kaushalya Samarasekera
    Information Technology

  • All good and professional apart form the call back time. I was rushed into agreeing that I had read and understood things that I had not even seen. It would have been better to explain that the call was going to take over 10 minutes and there there were a

    Chris Boyce
    Information Technology

  • Its been very easy to re-instate my isurance for the next 12 months. I do not really have any additional comments to make because i have not been provided any special service. I would definitely do business with you again

    Sharon Williams
    Information Technology

  • The website was v easy to use. I could answer all the questions. It was a simple quick process, I was impressed. Thanks First Advice's quoting system does my head in, you have to be clued to the instructions, this was a breath of fresh air.

    Virginia McCabe
    Information Technology

  • It was so easy and great time saver, prompt delivery to obtain the Public Liability and Professional Indemnity I require as an Occupational Health and Safety Consultant and Practitioner. Other quotes took well over a week to come back to me. Definitely r

    Patricia Copp
    Consultancy Occupations

  • I recommend bizcovers simple and straightforward system for obtaining professional insurace online

    Alison Davies
    Consultancy Occupations

  • It was easy and fast to attain.

    Jason Te Kare
    Consultancy Occupations

  • Very good and it is helpful

    Rafey Shamas
    Television Antennae Installation

  • It was a very sttaightforward process

    Knut Stoyl
    Consultancy Occupations

  • made it very easy to renew excellent

    Maryanne Hooper
    Allied Health

  • It was quick & I had my questions answered promptly The only issue was understanding the accent of the person I was speaking to

    Jane Gresham
    Consultancy Occupations

  • It was grate and on timings,fast,good customer services.

    David Tabar
    Trades & Services

  • Awesome experience. Talking to a real person that had a pleasant persona. Was just so easy and I think it was Aaron?? was great to deal with. Gave us some discount as we are recognised as an existing client which is always a good feel thing and also that

    Pete Halligan
    Trades & Services

  • I found getting insurance from BizCover exceptionally easy, did it over the phone,the representative that I was dealing with explained everything clearly and walked me through the whole process from start to finish.

    Tina Buckler
    Allied Health

  • Thanks so much for the clear information and for making it so easy amd hassle-free!

    Alanna Clerkin
    Allied Health

  • I did fill this in before - don't know what happened to it. I thought the on-line service was good. The real proof about the value of any insurance product though is what happens when you have to claim!

    Alison McDonald
    Consultancy Occupations

  • IT WAS NICE AND EASY TO RENEW THE INSURANCE- THANK YOU FOR A TROUBLE FREE EXPERIENCE

    Janette Wallbutton
    Real Estate

  • Compared to the other quotes I was getting and poor customer service I was dealing with, BizCover were friendly and helpful, patient as I said I wasn't ready yet due to waiting for other insurance brokers who were terrible, BizCover kept trying to call bu

    Layla Dowthwaite
    Consultancy Occupations

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Did you Know?

For some IT professional claims, there can be a grey area as to whether the claim falls under a Professional Indemnity or Public Liability policy, so it's wise to consider a liability package with combined cover from the same insurer. That way there will be no dispute between insurers as to which cover should respond to the claim.

Insurance for IT Professionals

Professional Indemnity Insurance

Professional Indemnity (PI) insurance provides essential financial protection for IT Professionals against potential losses arising out of their professional service or advice. This can include but is not limited to: acts, errors or omissions made by you or your employees; loss of documents or data; and intellectual property disputes among others.

IT professionals often require a set level of PI cover to comply with professional association requirements; professional standards legislation, or to meet the requirements of various clients. More and more companies that hire independent IT contractors insist their contractors hold PI insurance before considering them for a contract.

Professional Indemnity insurance for IT professionals covers a broad range of modalities, including:

  • Data Processing/Warehousing Services
  • Education & Training
  • Facilities Management or Outsourcing
  • Hardware Installation, Maintenance and Repair
  • Hardware Sales
  • ISP/Web/Internet Service
  • IT Consultants
  • IT Recruitment & Placement Services
  • Project Management
  • Software Development
  • Software Installation
  • Software Maintenance
  • Software Sales - Customised/Own Developed
  • Software Sales - Packaged/Third Party Software
  • Systems Analysis
  • Systems Audit
  • Systems Integration
  • Telecommunication Services
  • Troubleshooting

Public Liability

Chances are, you visit client premises to install and maintain their hardware and IT systems or they may come to you, leaving you exposed to claims of property damage or injury caused to others.

Public and Product Liability insurance offers important cover for IT Professionals and their legal liability in the event of third party property damage, or the accidental injury of others (not covered by the ACC), or as a result of a product defects..

Business Insurance

Each and every business is different, and that's where Business Insurance offers a suite of options to cater to your individual business needs, from material damage, loss, to the breakdown of important electronic equipment and business interruption.

As an IT professional, below are some of the coverages you may want to consider to keep your business as 'all systems running':

  • Building and Contents - if you have an office, do you have insurance in place for your contents or any buildings you own? Could you afford to repair or replace all of your IT equipment, furniture, etc. in the event you suffered a fire, earthquake or theft?
  • Electronic Equipment -if you were to experience a breakdown of your important electronic equipment, could you cover the cost of repairs, restoration of electronic data, and even any additional cost of completing your work? Taking out Electronic Equipment insurance gives you that peace of mind if something were to go wrong, your downtime would be next to none.

Cyber Insurance

Working within the IT industry, you would be more than mindful of the types of potential malicious cyber threats and data breaches which could harm any sensitive client information you may be storing. The cost of a breach could not only damage the functional side of your business but could also take a toll on your business' reputation.

Cyber Liability Insurance covers the costs which can be incurred following a data breach or having your system hacked. It typically covers investigation and data recovery costs, extortion costs, fines and penalties and PR/crisis management costs.